Great Southern Bank Mortgage Lending & HMDA Data, 2009

In 2009, Great Southern Bank of Springfield, MO reported 2,745 mortgage applications totaling $376.0 million, up 69% from 2008. The average application was for $136,959, and applicants reported an average income of $68,916. 69% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Springfield, MO (1,153), Sioux City, IA-NE-SD (345) and Kansas City, MO-KS (201) (applications in parentheses).

Mortgage Company & Address Great Southern Bank
218 S Glenstone Ave
Springfield, MO 65802
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,745
Total Mortgage Loan Application Amount $375,955,000
Average Mortgage Loan Application Amount $136,959
Highest Mortgage Loan Application Amount $3,892,000
Average Applicant Income $68,916
Highest Applicant Income $920,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Southern Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Southern Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greene, Missouri 869 $ 127,175,000 $ 146,346 $ 63,000
Woodbury, Iowa 276 $ 28,730,000 $ 104,094 $ 69,000
Christian, Missouri 218 $ 32,207,000 $ 147,738 $ 65,000
Polk, Iowa 86 $ 14,648,000 $ 170,325 $ 88,000
Jasper, Iowa 83 $ 10,085,000 $ 121,506 $ 70,000
Miami, Kansas 78 $ 10,867,000 $ 139,320 $ 85,000
Camden, Missouri 71 $ 12,793,000 $ 180,183 $ 92,000
Taney, Missouri 64 $ 9,973,000 $ 155,828 $ 90,000
Stone, Missouri 61 $ 11,945,000 $ 195,819 $ 117,000
Vernon, Missouri 59 $ 5,819,000 $ 98,627 $ 56,000
Plymouth, Iowa 50 $ 6,088,000 $ 121,760 $ 71,000
Webster, Missouri 43 $ 5,834,000 $ 135,674 $ 53,000
Sarpy, Nebraska 41 $ 6,396,000 $ 156,000 $ 60,000
Poweshiek, Iowa 37 $ 3,310,000 $ 89,459 $ 35,000
Union, South Dakota 37 $ 7,336,000 $ 198,270 $ 91,000
Franklin, Kansas 35 $ 4,442,000 $ 126,914 $ 84,000
Johnson, Kansas 35 $ 6,894,000 $ 196,971 $ 88,000
Dakota, Nebraska 30 $ 2,838,000 $ 94,600 $ 55,000
Jackson, Missouri 29 $ 4,840,000 $ 166,896 $ 85,000
Dallas, Iowa 27 $ 5,631,000 $ 208,555 $ 161,000
El Paso, Colorado 24 $ 4,902,000 $ 204,250 $ 74,000
Labette, Kansas 24 $ 1,581,000 $ 65,875 $ 50,000
Douglas, Nebraska 24 $ 3,158,000 $ 131,583 $ 74,000
Lawrence, Missouri 23 $ 2,408,000 $ 104,695 $ 53,000
Jasper, Missouri 18 $ 2,244,000 $ 124,666 $ 44,000
Monona, Iowa 17 $ 1,280,000 $ 75,294 $ 54,000
Laclede, Missouri 15 $ 1,380,000 $ 92,000 $ 52,000
Newton, Missouri 15 $ 1,498,000 $ 99,866 $ 46,000
Polk, Missouri 13 $ 2,018,000 $ 155,230 $ 63,000
Allen, Kansas 11 $ 935,000 $ 85,000 $ 47,000
Dallas, Missouri 10 $ 805,000 $ 80,500 $ 64,000
Miller, Missouri 8 $ 818,000 $ 102,250 $ 59,000
Oregon, Missouri 8 $ 668,000 $ 83,500 $ 53,000
Anderson, Kansas 7 $ 553,000 $ 79,000 $ 55,000
Benton, Arkansas 6 $ 1,197,000 $ 199,500 $ 149,000
Barry, Missouri 6 $ 775,000 $ 129,166 $ 75,000
Barton, Missouri 6 $ 1,001,000 $ 166,833 $ 84,000
Douglas, Missouri 6 $ 535,000 $ 89,166 $ 35,000
Creek, Oklahoma 6 $ 300,000 $ 50,000 $ 41,000
Washington, Arkansas 5 $ 1,502,000 $ 300,400 $ 51,000
Marion, Iowa 5 $ 455,000 $ 91,000 $ 37,000
Warren, Iowa 5 $ 590,000 $ 118,000 $ 66,000
Leavenworth, Kansas 5 $ 765,000 $ 153,000 $ 73,000
Linn, Kansas 5 $ 564,000 $ 112,800 $ 84,000
Cedar, Missouri 5 $ 563,000 $ 112,600 $ 45,000
Howell, Missouri 5 $ 444,000 $ 88,800 $ 44,000
St. Charles, Missouri 5 $ 1,047,000 $ 209,400 $ 77,000
Cass, Nebraska 5 $ 796,000 $ 159,200 $ 79,000
Maricopa, Arizona 4 $ 367,000 $ 91,750 $ 100,000
Garland, Arkansas 4 $ 376,000 $ 94,000 $ 51,000
Pottawattamie, Iowa 4 $ 855,000 $ 213,750 $ 80,000
Douglas, Kansas 4 $ 727,000 $ 181,750 $ 189,000
St. Louis, Missouri 4 $ 1,182,000 $ 295,500 $ 108,000
Wagoner, Oklahoma 4 $ 236,000 $ 59,000 $ 58,000
Pima, Arizona 3 $ 233,000 $ 77,666 $ 53,000
Bourbon, Kansas 3 $ 292,000 $ 97,333 $ 72,000
Neosho, Kansas 3 $ 201,000 $ 67,000 $ 53,000
Clay, Missouri 3 $ 529,000 $ 176,333 $ 57,000
Ozark, Missouri 3 $ 171,000 $ 57,000 $ 49,000
Platte, Missouri 3 $ 414,000 $ 138,000 $ 48,000
Texas, Missouri 3 $ 126,000 $ 42,000 $ 23,000
Washington, Nebraska 3 $ 292,000 $ 97,333 $ 44,000
Faulkner, Arkansas 2 $ 61,000 $ 30,500 $ 29,000
Hot Spring, Arkansas 2 $ 82,000 $ 41,000 $ 69,000
Pulaski, Arkansas 2 $ 296,000 $ 148,000 $ 126,000
Montezuma, Colorado 2 $ 163,000 $ 81,500 $ 84,000
Boone, Iowa 2 $ 227,000 $ 113,500 $ 86,000
Marshall, Iowa 2 $ 40,000 $ 20,000 $ 50,000
Sioux, Iowa 2 $ 93,000 $ 46,500 $ 59,000
Tama, Iowa 2 $ 112,000 $ 56,000 $ 0
Crawford, Kansas 2 $ 190,000 $ 95,000 $ 72,000
Osage, Kansas 2 $ 467,000 $ 233,500 $ 107,000
Wyandotte, Kansas 2 $ 395,000 $ 197,500 $ 109,000
Rapides, Louisiana 2 $ 60,000 $ 30,000 $ 85,000
Wayne, Mississippi 2 $ 69,000 $ 34,500 $ 42,000
Boone, Missouri 2 $ 314,000 $ 157,000 $ 101,000
Cape Girardeau, Missouri 2 $ 464,000 $ 232,000 $ 73,000
Cass, Missouri 2 $ 292,000 $ 146,000 $ 93,000
Clinton, Missouri 2 $ 223,000 $ 111,500 $ 70,000
Dade, Missouri 2 $ 280,000 $ 140,000 $ 141,000
Jefferson, Missouri 2 $ 376,000 $ 188,000 $ 49,000
Morgan, Missouri 2 $ 305,000 $ 152,500 $ 97,000
Pulaski, Missouri 2 $ 1,171,000 $ 585,500 $ 99,000
Ray, Missouri 2 $ 378,000 $ 189,000 $ 73,000
Dixon, Nebraska 2 $ 292,000 $ 146,000 $ 101,000
Tulsa, Oklahoma 2 $ 370,000 $ 185,000 $ 71,000
Yankton, South Dakota 2 $ 264,000 $ 132,000 $ 82,000
Grant, Washington 2 $ 119,000 $ 59,500 $ 50,000
Baldwin, Alabama 1 $ 417,000 $ 417,000 $ 114,000
Bibb, Alabama 1 $ 45,000 $ 45,000 $ 40,000
Blount, Alabama 1 $ 37,000 $ 37,000 $ 16,000
Butler, Alabama 1 $ 62,000 $ 62,000 $ 58,000
Calhoun, Alabama 1 $ 22,000 $ 22,000 $ 60,000
Clarke, Alabama 1 $ 98,000 $ 98,000 $ 46,000
Dallas, Alabama 1 $ 86,000 $ 86,000 $ 60,000
Hale, Alabama 1 $ 38,000 $ 38,000 $ 17,000
Henry, Alabama 1 $ 20,000 $ 20,000 $ 23,000
Jackson, Alabama 1 $ 44,000 $ 44,000 $ 45,000
Lawrence, Alabama 1 $ 48,000 $ 48,000 $ 54,000
Mobile, Alabama 1 $ 47,000 $ 47,000 $ 28,000
Pike, Alabama 1 $ 124,000 $ 124,000 $ 99,000
Talladega, Alabama 1 $ 94,000 $ 94,000 $ 44,000
Washington, Alabama 1 $ 36,000 $ 36,000 $ 66,000
Coconino, Arizona 1 $ 42,000 $ 42,000 $ 38,000
Greenlee, Arizona 1 $ 142,000 $ 142,000 $ 98,000
Navajo, Arizona 1 $ 67,000 $ 67,000 $ 165,000
Chicot, Arkansas 1 $ 29,000 $ 29,000 $ 47,000
Cleburne, Arkansas 1 $ 32,000 $ 32,000 $ 40,000
Craighead, Arkansas 1 $ 71,000 $ 71,000 $ 35,000
Drew, Arkansas 1 $ 26,000 $ 26,000 $ 20,000
Greene, Arkansas 1 $ 28,000 $ 28,000 $ 24,000
Izard, Arkansas 1 $ 25,000 $ 25,000 $ 36,000
Jefferson, Arkansas 1 $ 62,000 $ 62,000 $ 41,000
Lincoln, Arkansas 1 $ 16,000 $ 16,000 $ 14,000
Perry, Arkansas 1 $ 52,000 $ 52,000 $ 32,000
Polk, Arkansas 1 $ 34,000 $ 34,000 $ 42,000
Prairie, Arkansas 1 $ 70,000 $ 70,000 $ 56,000
Saline, Arkansas 1 $ 31,000 $ 31,000 $ 71,000
White, Arkansas 1 $ 39,000 $ 39,000 $ 37,000
Mesa, Colorado 1 $ 29,000 $ 29,000 $ 28,000
Teller, Colorado 1 $ 322,000 $ 322,000 $ 132,000
Duval, Florida 1 $ 26,000 $ 26,000 $ 14,000
Escambia, Florida 1 $ 112,000 $ 112,000 $ 65,000
Gilchrist, Florida 1 $ 73,000 $ 73,000 $ 45,000
Levy, Florida 1 $ 85,000 $ 85,000 $ 70,000
Pinellas, Florida 1 $ 60,000 $ 60,000 $ 108,000
Putnam, Florida 1 $ 62,000 $ 62,000 $ 35,000
Taylor, Florida 1 $ 39,000 $ 39,000 $ 54,000
Baldwin, Georgia 1 $ 47,000 $ 47,000 $ 47,000
Camden, Georgia 1 $ 87,000 $ 87,000 $ 39,000
Carroll, Georgia 1 $ 67,000 $ 67,000 $ 82,000
White, Georgia 1 $ 77,000 $ 77,000 $ 61,000
Dickinson, Iowa 1 $ 52,000 $ 52,000 $ 84,000
Fremont, Iowa 1 $ 185,000 $ 185,000 $ 100,000
Guthrie, Iowa 1 $ 100,000 $ 100,000 $ 77,000
Harrison, Iowa 1 $ 220,000 $ 220,000 $ 104,000
Madison, Iowa 1 $ 221,000 $ 221,000 $ 90,000
Story, Iowa 1 $ 116,000 $ 116,000 $ 170,000
Cherokee, Kansas 1 $ 233,000 $ 233,000 $ 194,000
Lyon, Kansas 1 $ 68,000 $ 68,000 $ 79,000
Pottawatomie, Kansas 1 $ 246,000 $ 246,000 $ 204,000
Sedgwick, Kansas 1 $ 224,000 $ 224,000 $ 52,000
Ascension, Louisiana 1 $ 111,000 $ 111,000 $ 75,000
Assumption, Louisiana 1 $ 70,000 $ 70,000 $ 35,000
Bossier, Louisiana 1 $ 60,000 $ 60,000 $ 56,000
Calcasieu, Louisiana 1 $ 43,000 $ 43,000 $ 54,000
Franklin, Louisiana 1 $ 32,000 $ 32,000 $ 59,000
Lafourche, Louisiana 1 $ 38,000 $ 38,000 $ 40,000
Lincoln, Louisiana 1 $ 25,000 $ 25,000 $ 57,000
Richland, Louisiana 1 $ 33,000 $ 33,000 $ 30,000
Sabine, Louisiana 1 $ 44,000 $ 44,000 $ 48,000
St. Charles, Louisiana 1 $ 40,000 $ 40,000 $ 17,000
St. James, Louisiana 1 $ 37,000 $ 37,000 $ 26,000
St. Landry, Louisiana 1 $ 69,000 $ 69,000 $ 52,000
Adams, Mississippi 1 $ 50,000 $ 50,000 $ 60,000
George, Mississippi 1 $ 58,000 $ 58,000 $ 37,000
Lincoln, Mississippi 1 $ 29,000 $ 29,000 $ 50,000
Simpson, Mississippi 1 $ 53,000 $ 53,000 $ 40,000
Warren, Mississippi 1 $ 32,000 $ 32,000 $ 26,000
Yazoo, Mississippi 1 $ 31,000 $ 31,000 $ 66,000
Benton, Missouri 1 $ 297,000 $ 297,000 $ 137,000
Hickory, Missouri 1 $ 55,000 $ 55,000 $ 29,000
Johnson, Missouri 1 $ 65,000 $ 65,000 $ 0
McDonald, Missouri 1 $ 110,000 $ 110,000 $ 0
Phelps, Missouri 1 $ 159,000 $ 159,000 $ 71,000
Randolph, Missouri 1 $ 68,000 $ 68,000 $ 54,000
Ripley, Missouri 1 $ 73,000 $ 73,000 $ 37,000
Shannon, Missouri 1 $ 259,000 $ 259,000 $ 67,000
St. Louis City, Missouri 1 $ 515,000 $ 515,000 $ 0
Wright, Missouri 1 $ 142,000 $ 142,000 $ 35,000
Colfax, Nebraska 1 $ 45,000 $ 45,000 $ 79,000
Pierce, Nebraska 1 $ 40,000 $ 40,000 $ 52,000
Saunders, Nebraska 1 $ 88,000 $ 88,000 $ 38,000
Chaves, New Mexico 1 $ 33,000 $ 33,000 $ 69,000
Cibola, New Mexico 1 $ 87,000 $ 87,000 $ 72,000
Eddy, New Mexico 1 $ 16,000 $ 16,000 $ 35,000
Valencia, New Mexico 1 $ 38,000 $ 38,000 $ 20,000
Cumberland, North Carolina 1 $ 40,000 $ 40,000 $ 22,000
Jones, North Carolina 1 $ 58,000 $ 58,000 $ 30,000
Polk, North Carolina 1 $ 70,000 $ 70,000 $ 42,000
Scotland, North Carolina 1 $ 53,000 $ 53,000 $ 29,000
Wayne, North Carolina 1 $ 61,000 $ 61,000 $ 30,000
Blaine, Oklahoma 1 $ 96,000 $ 96,000 $ 76,000
Bryan, Oklahoma 1 $ 41,000 $ 41,000 $ 68,000
Carter, Oklahoma 1 $ 48,000 $ 48,000 $ 35,000
Comanche, Oklahoma 1 $ 50,000 $ 50,000 $ 17,000
Haskell, Oklahoma 1 $ 38,000 $ 38,000 $ 39,000
Marshall, Oklahoma 1 $ 36,000 $ 36,000 $ 60,000
McClain, Oklahoma 1 $ 56,000 $ 56,000 $ 66,000
McIntosh, Oklahoma 1 $ 43,000 $ 43,000 $ 44,000
Muskogee, Oklahoma 1 $ 24,000 $ 24,000 $ 24,000
Nowata, Oklahoma 1 $ 20,000 $ 20,000 $ 49,000
Payne, Oklahoma 1 $ 79,000 $ 79,000 $ 37,000
Pottawatomie, Oklahoma 1 $ 87,000 $ 87,000 $ 112,000
Stephens, Oklahoma 1 $ 65,000 $ 65,000 $ 70,000
Woods, Oklahoma 1 $ 101,000 $ 101,000 $ 108,000
Woodward, Oklahoma 1 $ 52,000 $ 52,000 $ 29,000
Clackamas, Oregon 1 $ 35,000 $ 35,000 $ 122,000
Jackson, Oregon 1 $ 84,000 $ 84,000 $ 82,000
Barnwell, South Carolina 1 $ 81,000 $ 81,000 $ 28,000
Darlington, South Carolina 1 $ 64,000 $ 64,000 $ 28,000
Edgefield, South Carolina 1 $ 23,000 $ 23,000 $ 41,000
Florence, South Carolina 1 $ 37,000 $ 37,000 $ 44,000
Orangeburg, South Carolina 1 $ 23,000 $ 23,000 $ 45,000
Minnehaha, South Dakota 1 $ 319,000 $ 319,000 $ 136,000
Hawkins, Tennessee 1 $ 33,000 $ 33,000 $ 33,000
Jefferson, Tennessee 1 $ 60,000 $ 60,000 $ 51,000
Meigs, Tennessee 1 $ 96,000 $ 96,000 $ 60,000
Franklin, Washington 1 $ 67,000 $ 67,000 $ 56,000
Pierce, Washington 1 $ 110,000 $ 110,000 $ 71,000
Thurston, Washington 1 $ 54,000 $ 54,000 $ 24,000
Waukesha, Wisconsin 1 $ 334,000 $ 334,000 $ 86,000

Mortgage Loan Application Detail Totals for Great Southern Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,618 $251,736,000 $155,000 $3,892,000 $75,000 $606,000
Home Purchase 1,058 $119,184,000 $112,000 $1,280,000 $60,000 $920,000
Home Improvement 69 $5,035,000 $72,000 $417,000 $63,000 $243,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,533 $340,049,000 $134,000 $1,280,000 $71,000 $920,000
Not Provided 50 $6,212,000 $124,000 $372,000 $62,000 $242,000
Hispanic 49 $5,357,000 $109,000 $417,000 $52,000 $210,000
Black or African American 36 $4,379,000 $121,000 $416,000 $49,000 $125,000
Not applicable 35 $15,050,000 $430,000 $3,892,000 $0 $0
Asian 27 $3,530,000 $130,000 $294,000 $61,000 $194,000
Native Hawaiian or Other Pacific Islander 9 $884,000 $98,000 $184,000 $27,000 $101,000
American Indian or Alaskan Native 6 $494,000 $82,000 $184,000 $60,000 $74,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,007 $285,419,000 $142,000 $3,892,000 $77,000 $920,000
FHA-insured (Federal Housing Administration) 589 $71,244,000 $120,000 $276,000 $49,000 $264,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 84 $8,736,000 $104,000 $255,000 $36,000 $91,000
VA-guaranteed (Veterans Administration) 65 $10,556,000 $162,000 $502,000 $63,000 $324,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,906 $276,365,000 $144,000 $3,892,000 $71,000 $920,000
Application Withdrawn By Applicant 391 $54,135,000 $138,000 $417,000 $74,000 $594,000
Application Denied By Financial Institution 190 $22,877,000 $120,000 $658,000 $61,000 $535,000
Loan Purchased By The Institution 154 $8,027,000 $52,000 $152,000 $42,000 $165,000
File Closed For Incompleteness 54 $6,396,000 $118,000 $281,000 $63,000 $120,000
Application Approved But Not Accepted 50 $8,155,000 $163,000 $417,000 $72,000 $209,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 33 $3,262,000 $98,000 $658,000 $64,000 $480,000
Debt-To-Income Ratio 30 $3,682,000 $122,000 $272,000 $43,000 $126,000
Collateral 13 $1,391,000 $107,000 $284,000 $56,000 $96,000
Other 3 $620,000 $206,000 $414,000 $118,000 $243,000
Insufficient Cash (Downpayment, Closing Cost) 2 $205,000 $102,000 $105,000 $61,000 $62,000
Unverifiable Information 1 $437,000 $437,000 $437,000 $0 $0
Employment History 1 $57,000 $57,000 $57,000 $44,000 $44,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Southern Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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