Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Great Southern Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,745 |
| Total Mortgage Loan Application Amount | $375,955,000 |
| Average Mortgage Loan Application Amount | $113,000 |
| Highest Mortgage Loan Application Amount | $3,892,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 869 | $ 127,175,000 | $ 146,000 | $ 63,000 |
| Woodbury County Iowa | 276 | $ 28,730,000 | $ 104,000 | $ 69,000 |
| Christian County Missouri | 218 | $ 32,207,000 | $ 147,000 | $ 65,000 |
| Polk County Iowa | 86 | $ 14,648,000 | $ 170,000 | $ 88,000 |
| Jasper County Iowa | 83 | $ 10,085,000 | $ 121,000 | $ 70,000 |
| Miami County Kansas | 78 | $ 10,867,000 | $ 139,000 | $ 85,000 |
| Camden County Missouri | 71 | $ 12,793,000 | $ 180,000 | $ 92,000 |
| Taney County Missouri | 64 | $ 9,973,000 | $ 155,000 | $ 90,000 |
| Stone County Missouri | 61 | $ 11,945,000 | $ 195,000 | $ 117,000 |
| Vernon County Missouri | 59 | $ 5,819,000 | $ 98,000 | $ 56,000 |
| Plymouth County Iowa | 50 | $ 6,088,000 | $ 121,000 | $ 71,000 |
| Webster County Missouri | 43 | $ 5,834,000 | $ 135,000 | $ 53,000 |
| Sarpy County Nebraska | 41 | $ 6,396,000 | $ 156,000 | $ 60,000 |
| Poweshiek County Iowa | 37 | $ 3,310,000 | $ 89,000 | $ 35,000 |
| Union County South Dakota | 37 | $ 7,336,000 | $ 198,000 | $ 91,000 |
| Franklin County Kansas | 35 | $ 4,442,000 | $ 126,000 | $ 84,000 |
| Johnson County Kansas | 35 | $ 6,894,000 | $ 196,000 | $ 88,000 |
| Dakota County Nebraska | 30 | $ 2,838,000 | $ 94,000 | $ 55,000 |
| Jackson County Missouri | 29 | $ 4,840,000 | $ 166,000 | $ 85,000 |
| Dallas County Iowa | 27 | $ 5,631,000 | $ 208,000 | $ 161,000 |
| El Paso County Colorado | 24 | $ 4,902,000 | $ 204,000 | $ 74,000 |
| Labette County Kansas | 24 | $ 1,581,000 | $ 65,000 | $ 50,000 |
| Douglas County Nebraska | 24 | $ 3,158,000 | $ 131,000 | $ 74,000 |
| Lawrence County Missouri | 23 | $ 2,408,000 | $ 104,000 | $ 53,000 |
| Jasper County Missouri | 18 | $ 2,244,000 | $ 124,000 | $ 44,000 |
| Monona County Iowa | 17 | $ 1,280,000 | $ 75,000 | $ 54,000 |
| Laclede County Missouri | 15 | $ 1,380,000 | $ 92,000 | $ 52,000 |
| Newton County Missouri | 15 | $ 1,498,000 | $ 99,000 | $ 46,000 |
| Polk County Missouri | 13 | $ 2,018,000 | $ 155,000 | $ 63,000 |
| Allen County Kansas | 11 | $ 935,000 | $ 85,000 | $ 47,000 |
| Dallas County Missouri | 10 | $ 805,000 | $ 80,000 | $ 64,000 |
| Miller County Missouri | 8 | $ 818,000 | $ 102,000 | $ 59,000 |
| Oregon County Missouri | 8 | $ 668,000 | $ 83,000 | $ 53,000 |
| Anderson County Kansas | 7 | $ 553,000 | $ 79,000 | $ 55,000 |
| Benton County Arkansas | 6 | $ 1,197,000 | $ 199,000 | $ 149,000 |
| Barry County Missouri | 6 | $ 775,000 | $ 129,000 | $ 75,000 |
| Barton County Missouri | 6 | $ 1,001,000 | $ 166,000 | $ 84,000 |
| Douglas County Missouri | 6 | $ 535,000 | $ 89,000 | $ 35,000 |
| Creek County Oklahoma | 6 | $ 300,000 | $ 50,000 | $ 41,000 |
| Washington County Arkansas | 5 | $ 1,502,000 | $ 300,000 | $ 51,000 |
| Marion County Iowa | 5 | $ 455,000 | $ 91,000 | $ 37,000 |
| Warren County Iowa | 5 | $ 590,000 | $ 118,000 | $ 66,000 |
| Leavenworth County Kansas | 5 | $ 765,000 | $ 153,000 | $ 73,000 |
| Linn County Kansas | 5 | $ 564,000 | $ 112,000 | $ 84,000 |
| Cedar County Missouri | 5 | $ 563,000 | $ 112,000 | $ 45,000 |
| Howell County Missouri | 5 | $ 444,000 | $ 88,000 | $ 44,000 |
| St. Charles County Missouri | 5 | $ 1,047,000 | $ 209,000 | $ 77,000 |
| Cass County Nebraska | 5 | $ 796,000 | $ 159,000 | $ 79,000 |
| Maricopa County Arizona | 4 | $ 367,000 | $ 91,000 | $ 100,000 |
| Garland County Arkansas | 4 | $ 376,000 | $ 94,000 | $ 51,000 |
| Pottawattamie County Iowa | 4 | $ 855,000 | $ 213,000 | $ 80,000 |
| Douglas County Kansas | 4 | $ 727,000 | $ 181,000 | $ 189,000 |
| St. Louis County Missouri | 4 | $ 1,182,000 | $ 295,000 | $ 108,000 |
| Wagoner County Oklahoma | 4 | $ 236,000 | $ 59,000 | $ 58,000 |
| Pima County Arizona | 3 | $ 233,000 | $ 77,000 | $ 53,000 |
| Bourbon County Kansas | 3 | $ 292,000 | $ 97,000 | $ 72,000 |
| Neosho County Kansas | 3 | $ 201,000 | $ 67,000 | $ 53,000 |
| Clay County Missouri | 3 | $ 529,000 | $ 176,000 | $ 57,000 |
| Ozark County Missouri | 3 | $ 171,000 | $ 57,000 | $ 49,000 |
| Platte County Missouri | 3 | $ 414,000 | $ 138,000 | $ 48,000 |
| Texas County Missouri | 3 | $ 126,000 | $ 42,000 | $ 23,000 |
| Washington County Nebraska | 3 | $ 292,000 | $ 97,000 | $ 44,000 |
| Faulkner County Arkansas | 2 | $ 61,000 | $ 30,000 | $ 29,000 |
| Hot Spring County Arkansas | 2 | $ 82,000 | $ 41,000 | $ 69,000 |
| Pulaski County Arkansas | 2 | $ 296,000 | $ 148,000 | $ 126,000 |
| Montezuma County Colorado | 2 | $ 163,000 | $ 81,000 | $ 84,000 |
| Boone County Iowa | 2 | $ 227,000 | $ 113,000 | $ 86,000 |
| Marshall County Iowa | 2 | $ 40,000 | $ 20,000 | $ 50,000 |
| Sioux County Iowa | 2 | $ 93,000 | $ 46,000 | $ 59,000 |
| Tama County Iowa | 2 | $ 112,000 | $ 56,000 | $ 0 |
| Crawford County Kansas | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Osage County Kansas | 2 | $ 467,000 | $ 233,000 | $ 107,000 |
| Wyandotte County Kansas | 2 | $ 395,000 | $ 197,000 | $ 109,000 |
| Rapides County Louisiana | 2 | $ 60,000 | $ 30,000 | $ 85,000 |
| Wayne County Mississippi | 2 | $ 69,000 | $ 34,000 | $ 42,000 |
| Boone County Missouri | 2 | $ 314,000 | $ 157,000 | $ 101,000 |
| Cape Girardeau County Missouri | 2 | $ 464,000 | $ 232,000 | $ 73,000 |
| Cass County Missouri | 2 | $ 292,000 | $ 146,000 | $ 93,000 |
| Clinton County Missouri | 2 | $ 223,000 | $ 111,000 | $ 70,000 |
| Dade County Missouri | 2 | $ 280,000 | $ 140,000 | $ 141,000 |
| Jefferson County Missouri | 2 | $ 376,000 | $ 188,000 | $ 49,000 |
| Morgan County Missouri | 2 | $ 305,000 | $ 152,000 | $ 97,000 |
| Pulaski County Missouri | 2 | $ 1,171,000 | $ 585,000 | $ 99,000 |
| Ray County Missouri | 2 | $ 378,000 | $ 189,000 | $ 73,000 |
| Dixon County Nebraska | 2 | $ 292,000 | $ 146,000 | $ 101,000 |
| Tulsa County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| Yankton County South Dakota | 2 | $ 264,000 | $ 132,000 | $ 82,000 |
| Grant County Washington | 2 | $ 119,000 | $ 59,000 | $ 50,000 |
| Baldwin County Alabama | 1 | $ 417,000 | $ 417,000 | $ 114,000 |
| Bibb County Alabama | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Blount County Alabama | 1 | $ 37,000 | $ 37,000 | $ 16,000 |
| Butler County Alabama | 1 | $ 62,000 | $ 62,000 | $ 58,000 |
| Calhoun County Alabama | 1 | $ 22,000 | $ 22,000 | $ 60,000 |
| Clarke County Alabama | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Dallas County Alabama | 1 | $ 86,000 | $ 86,000 | $ 60,000 |
| Hale County Alabama | 1 | $ 38,000 | $ 38,000 | $ 17,000 |
| Henry County Alabama | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Jackson County Alabama | 1 | $ 44,000 | $ 44,000 | $ 45,000 |
| Lawrence County Alabama | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Mobile County Alabama | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Pike County Alabama | 1 | $ 124,000 | $ 124,000 | $ 99,000 |
| Talladega County Alabama | 1 | $ 94,000 | $ 94,000 | $ 44,000 |
| Washington County Alabama | 1 | $ 36,000 | $ 36,000 | $ 66,000 |
| Coconino County Arizona | 1 | $ 42,000 | $ 42,000 | $ 38,000 |
| Greenlee County Arizona | 1 | $ 142,000 | $ 142,000 | $ 98,000 |
| Navajo County Arizona | 1 | $ 67,000 | $ 67,000 | $ 165,000 |
| Chicot County Arkansas | 1 | $ 29,000 | $ 29,000 | $ 47,000 |
| Cleburne County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Craighead County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Drew County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 20,000 |
| Greene County Arkansas | 1 | $ 28,000 | $ 28,000 | $ 24,000 |
| Izard County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Jefferson County Arkansas | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Lincoln County Arkansas | 1 | $ 16,000 | $ 16,000 | $ 14,000 |
| Perry County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Polk County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 42,000 |
| Prairie County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 56,000 |
| Saline County Arkansas | 1 | $ 31,000 | $ 31,000 | $ 71,000 |
| White County Arkansas | 1 | $ 39,000 | $ 39,000 | $ 37,000 |
| Mesa County Colorado | 1 | $ 29,000 | $ 29,000 | $ 28,000 |
| Teller County Colorado | 1 | $ 322,000 | $ 322,000 | $ 132,000 |
| Duval County Florida | 1 | $ 26,000 | $ 26,000 | $ 14,000 |
| Escambia County Florida | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Gilchrist County Florida | 1 | $ 73,000 | $ 73,000 | $ 45,000 |
| Levy County Florida | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Pinellas County Florida | 1 | $ 60,000 | $ 60,000 | $ 108,000 |
| Putnam County Florida | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Taylor County Florida | 1 | $ 39,000 | $ 39,000 | $ 54,000 |
| Baldwin County Georgia | 1 | $ 47,000 | $ 47,000 | $ 47,000 |
| Camden County Georgia | 1 | $ 87,000 | $ 87,000 | $ 39,000 |
| Carroll County Georgia | 1 | $ 67,000 | $ 67,000 | $ 82,000 |
| White County Georgia | 1 | $ 77,000 | $ 77,000 | $ 61,000 |
| Dickinson County Iowa | 1 | $ 52,000 | $ 52,000 | $ 84,000 |
| Fremont County Iowa | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Guthrie County Iowa | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Harrison County Iowa | 1 | $ 220,000 | $ 220,000 | $ 104,000 |
| Madison County Iowa | 1 | $ 221,000 | $ 221,000 | $ 90,000 |
| Story County Iowa | 1 | $ 116,000 | $ 116,000 | $ 170,000 |
| Cherokee County Kansas | 1 | $ 233,000 | $ 233,000 | $ 194,000 |
| Lyon County Kansas | 1 | $ 68,000 | $ 68,000 | $ 79,000 |
| Pottawatomie County Kansas | 1 | $ 246,000 | $ 246,000 | $ 204,000 |
| Sedgwick County Kansas | 1 | $ 224,000 | $ 224,000 | $ 52,000 |
| Ascension County Louisiana | 1 | $ 111,000 | $ 111,000 | $ 75,000 |
| Assumption County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Bossier County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Calcasieu County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 54,000 |
| Franklin County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 59,000 |
| Lafourche County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Lincoln County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Richland County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Sabine County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 48,000 |
| St. Charles County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 17,000 |
| St. James County Louisiana | 1 | $ 37,000 | $ 37,000 | $ 26,000 |
| St. Landry County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 52,000 |
| Adams County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| George County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| Lincoln County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 50,000 |
| Simpson County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Warren County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 26,000 |
| Yazoo County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 66,000 |
| Benton County Missouri | 1 | $ 297,000 | $ 297,000 | $ 137,000 |
| Hickory County Missouri | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Johnson County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| McDonald County Missouri | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Phelps County Missouri | 1 | $ 159,000 | $ 159,000 | $ 71,000 |
| Randolph County Missouri | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Ripley County Missouri | 1 | $ 73,000 | $ 73,000 | $ 37,000 |
| Shannon County Missouri | 1 | $ 259,000 | $ 259,000 | $ 67,000 |
| St. Louis City County Missouri | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Wright County Missouri | 1 | $ 142,000 | $ 142,000 | $ 35,000 |
| Colfax County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Pierce County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| Saunders County Nebraska | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Chaves County New Mexico | 1 | $ 33,000 | $ 33,000 | $ 69,000 |
| Cibola County New Mexico | 1 | $ 87,000 | $ 87,000 | $ 72,000 |
| Eddy County New Mexico | 1 | $ 16,000 | $ 16,000 | $ 35,000 |
| Valencia County New Mexico | 1 | $ 38,000 | $ 38,000 | $ 20,000 |
| Cumberland County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Jones County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 30,000 |
| Polk County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Scotland County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 29,000 |
| Wayne County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 30,000 |
| Blaine County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 76,000 |
| Bryan County Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 68,000 |
| Carter County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 35,000 |
| Comanche County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Haskell County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 39,000 |
| Marshall County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 60,000 |
| McClain County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| McIntosh County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 44,000 |
| Muskogee County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 24,000 |
| Nowata County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Payne County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 37,000 |
| Pottawatomie County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 112,000 |
| Stephens County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Woods County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 108,000 |
| Woodward County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 29,000 |
| Clackamas County Oregon | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Jackson County Oregon | 1 | $ 84,000 | $ 84,000 | $ 82,000 |
| Barnwell County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 28,000 |
| Darlington County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| Edgefield County South Carolina | 1 | $ 23,000 | $ 23,000 | $ 41,000 |
| Florence County South Carolina | 1 | $ 37,000 | $ 37,000 | $ 44,000 |
| Orangeburg County South Carolina | 1 | $ 23,000 | $ 23,000 | $ 45,000 |
| Minnehaha County South Dakota | 1 | $ 319,000 | $ 319,000 | $ 136,000 |
| Hawkins County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Jefferson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Meigs County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Franklin County Washington | 1 | $ 67,000 | $ 67,000 | $ 56,000 |
| Pierce County Washington | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Thurston County Washington | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
| Waukesha County Wisconsin | 1 | $ 334,000 | $ 334,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,618 | $251,736,000 | $155,000 | $3,892,000 | $75,000 | $606,000 |
| Home Purchase | 1,058 | $119,184,000 | $112,000 | $1,280,000 | $60,000 | $920,000 |
| Home Improvement | 69 | $5,035,000 | $72,000 | $417,000 | $63,000 | $243,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,533 | $340,049,000 | $134,000 | $1,280,000 | $71,000 | $920,000 |
| Not Provided | 50 | $6,212,000 | $124,000 | $372,000 | $62,000 | $242,000 |
| Hispanic | 49 | $5,357,000 | $109,000 | $417,000 | $52,000 | $210,000 |
| Black or African American | 36 | $4,379,000 | $121,000 | $416,000 | $49,000 | $125,000 |
| Not applicable | 35 | $15,050,000 | $430,000 | $3,892,000 | $0 | $0 |
| Asian | 27 | $3,530,000 | $130,000 | $294,000 | $61,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $884,000 | $98,000 | $184,000 | $27,000 | $101,000 |
| American Indian or Alaskan Native | 6 | $494,000 | $82,000 | $184,000 | $60,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,007 | $285,419,000 | $142,000 | $3,892,000 | $77,000 | $920,000 |
| FHA-insured (Federal Housing Administration) | 589 | $71,244,000 | $120,000 | $276,000 | $49,000 | $264,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 84 | $8,736,000 | $104,000 | $255,000 | $36,000 | $91,000 |
| VA-guaranteed (Veterans Administration) | 65 | $10,556,000 | $162,000 | $502,000 | $63,000 | $324,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,906 | $276,365,000 | $144,000 | $3,892,000 | $71,000 | $920,000 |
| Application Withdrawn By Applicant | 391 | $54,135,000 | $138,000 | $417,000 | $74,000 | $594,000 |
| Application Denied By Financial Institution | 190 | $22,877,000 | $120,000 | $658,000 | $61,000 | $535,000 |
| Loan Purchased By The Institution | 154 | $8,027,000 | $52,000 | $152,000 | $42,000 | $165,000 |
| File Closed For Incompleteness | 54 | $6,396,000 | $118,000 | $281,000 | $63,000 | $120,000 |
| Application Approved But Not Accepted | 50 | $8,155,000 | $163,000 | $417,000 | $72,000 | $209,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $3,262,000 | $98,000 | $658,000 | $64,000 | $480,000 |
| Debt-To-Income Ratio | 30 | $3,682,000 | $122,000 | $272,000 | $43,000 | $126,000 |
| Collateral | 13 | $1,391,000 | $107,000 | $284,000 | $56,000 | $96,000 |
| Other | 3 | $620,000 | $206,000 | $414,000 | $118,000 | $243,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $205,000 | $102,000 | $105,000 | $61,000 | $62,000 |
| Unverifiable Information | 1 | $437,000 | $437,000 | $437,000 | $0 | $0 |
| Employment History | 1 | $57,000 | $57,000 | $57,000 | $44,000 | $44,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.