Great Southern Bank Mortgage Lending & HMDA Data, 2009
In 2009, Great Southern Bank of Springfield, MO reported 2,745 mortgage applications totaling $376.0 million, up 69% from 2008. The average application was for $136,959, and applicants reported an average income of $68,916. 69% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Springfield, MO (1,153), Sioux City, IA-NE-SD (345) and Kansas City, MO-KS (201) (applications in parentheses).
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Springfield, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,745 |
| Total Mortgage Loan Application Amount | $375,955,000 |
| Average Mortgage Loan Application Amount | $136,959 |
| Highest Mortgage Loan Application Amount | $3,892,000 |
| Average Applicant Income | $68,916 |
| Highest Applicant Income | $920,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Southern Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Springfield, MO | 1,153 | $ 168,039,000 | $ 145,740 | $ 63,000 |
| Sioux City, IA-NE-SD | 345 | $ 39,196,000 | $ 113,611 | $ 70,339 |
| Kansas City, MO-KS | 201 | $ 30,603,000 | $ 152,253 | $ 83,776 |
| Des Moines-West Des Moines, IA | 120 | $ 21,190,000 | $ 176,583 | $ 103,000 |
| Omaha-Council Bluffs, NE-IA | 79 | $ 11,805,000 | $ 149,430 | $ 66,265 |
| Joplin, MO | 33 | $ 3,742,000 | $ 113,393 | $ 44,000 |
| Colorado Springs, CO | 25 | $ 5,224,000 | $ 208,960 | $ 76,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 12 | $ 2,809,000 | $ 234,083 | $ 96,250 |
| St. Louis, MO-IL | 12 | $ 3,120,000 | $ 260,000 | $ 76,000 |
| Tulsa, OK | 12 | $ 906,000 | $ 75,500 | $ 52,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 440,000 | $ 73,333 | $ 68,000 |
| Hot Springs, AR | 4 | $ 376,000 | $ 94,000 | $ 51,000 |
| Lawrence, KS | 4 | $ 727,000 | $ 181,750 | $ 189,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4 | $ 367,000 | $ 91,750 | $ 100,000 |
| Tucson, AZ | 3 | $ 233,000 | $ 77,666 | $ 53,000 |
| Alexandria, LA | 2 | $ 60,000 | $ 30,000 | $ 85,000 |
| Birmingham-Hoover, AL | 2 | $ 82,000 | $ 41,000 | $ 28,000 |
| Cape Girardeau-Jackson, MO-IL | 2 | $ 464,000 | $ 232,000 | $ 73,000 |
| Columbia, MO | 2 | $ 314,000 | $ 157,000 | $ 101,000 |
| Florence, SC | 2 | $ 101,000 | $ 50,500 | $ 36,000 |
| Pine Bluff, AR | 2 | $ 78,000 | $ 39,000 | $ 27,000 |
| Topeka, KS | 2 | $ 467,000 | $ 233,500 | $ 107,000 |
| Albuquerque, NM | 1 | $ 38,000 | $ 38,000 | $ 20,000 |
| Ames, IA | 1 | $ 116,000 | $ 116,000 | $ 170,000 |
| Anniston-Oxford, AL | 1 | $ 22,000 | $ 22,000 | $ 60,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1 | $ 67,000 | $ 67,000 | $ 82,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 23,000 | $ 23,000 | $ 41,000 |
| Baton Rouge, LA | 1 | $ 111,000 | $ 111,000 | $ 75,000 |
| Decatur, AL | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Dothan, AL | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Fayetteville, NC | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Flagstaff, AZ | 1 | $ 42,000 | $ 42,000 | $ 38,000 |
| Gainesville, FL | 1 | $ 73,000 | $ 73,000 | $ 45,000 |
| Goldsboro, NC | 1 | $ 61,000 | $ 61,000 | $ 30,000 |
| Grand Junction, CO | 1 | $ 29,000 | $ 29,000 | $ 28,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Jackson, MS | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Jacksonville, FL | 1 | $ 26,000 | $ 26,000 | $ 14,000 |
| Jonesboro, AR | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 67,000 | $ 67,000 | $ 56,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Lake Charles, LA | 1 | $ 43,000 | $ 43,000 | $ 54,000 |
| Lawton, OK | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Manhattan, KS | 1 | $ 246,000 | $ 246,000 | $ 204,000 |
| Medford, OR | 1 | $ 84,000 | $ 84,000 | $ 82,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 334,000 | $ 334,000 | $ 86,000 |
| Mobile, AL | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Morristown, TN | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 40,000 | $ 40,000 | $ 17,000 |
| Oklahoma City, OK | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| Olympia, WA | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
| Pascagoula, MS | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Shreveport-Bossier City, LA | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Sioux Falls, SD | 1 | $ 319,000 | $ 319,000 | $ 136,000 |
| Tacoma, WA | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 60,000 | $ 60,000 | $ 108,000 |
| Tuscaloosa, AL | 1 | $ 38,000 | $ 38,000 | $ 17,000 |
| Wichita, KS | 1 | $ 224,000 | $ 224,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,618 | $251,736,000 | $155,000 | $3,892,000 | $75,000 | $606,000 |
| Home Purchase | 1,058 | $119,184,000 | $112,000 | $1,280,000 | $60,000 | $920,000 |
| Home Improvement | 69 | $5,035,000 | $72,000 | $417,000 | $63,000 | $243,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,533 | $340,049,000 | $134,000 | $1,280,000 | $71,000 | $920,000 |
| Not Provided | 50 | $6,212,000 | $124,000 | $372,000 | $62,000 | $242,000 |
| Hispanic | 49 | $5,357,000 | $109,000 | $417,000 | $52,000 | $210,000 |
| Black or African American | 36 | $4,379,000 | $121,000 | $416,000 | $49,000 | $125,000 |
| Not applicable | 35 | $15,050,000 | $430,000 | $3,892,000 | $0 | $0 |
| Asian | 27 | $3,530,000 | $130,000 | $294,000 | $61,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $884,000 | $98,000 | $184,000 | $27,000 | $101,000 |
| American Indian or Alaskan Native | 6 | $494,000 | $82,000 | $184,000 | $60,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,007 | $285,419,000 | $142,000 | $3,892,000 | $77,000 | $920,000 |
| FHA-insured (Federal Housing Administration) | 589 | $71,244,000 | $120,000 | $276,000 | $49,000 | $264,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 84 | $8,736,000 | $104,000 | $255,000 | $36,000 | $91,000 |
| VA-guaranteed (Veterans Administration) | 65 | $10,556,000 | $162,000 | $502,000 | $63,000 | $324,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,906 | $276,365,000 | $144,000 | $3,892,000 | $71,000 | $920,000 |
| Application Withdrawn By Applicant | 391 | $54,135,000 | $138,000 | $417,000 | $74,000 | $594,000 |
| Application Denied By Financial Institution | 190 | $22,877,000 | $120,000 | $658,000 | $61,000 | $535,000 |
| Loan Purchased By The Institution | 154 | $8,027,000 | $52,000 | $152,000 | $42,000 | $165,000 |
| File Closed For Incompleteness | 54 | $6,396,000 | $118,000 | $281,000 | $63,000 | $120,000 |
| Application Approved But Not Accepted | 50 | $8,155,000 | $163,000 | $417,000 | $72,000 | $209,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $3,262,000 | $98,000 | $658,000 | $64,000 | $480,000 |
| Debt-To-Income Ratio | 30 | $3,682,000 | $122,000 | $272,000 | $43,000 | $126,000 |
| Collateral | 13 | $1,391,000 | $107,000 | $284,000 | $56,000 | $96,000 |
| Other | 3 | $620,000 | $206,000 | $414,000 | $118,000 | $243,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $205,000 | $102,000 | $105,000 | $61,000 | $62,000 |
| Unverifiable Information | 1 | $437,000 | $437,000 | $437,000 | $0 | $0 |
| Employment History | 1 | $57,000 | $57,000 | $57,000 | $44,000 | $44,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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