Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Great Southern Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,356 |
| Total Mortgage Loan Application Amount | $883,840,000 |
| Average Mortgage Loan Application Amount | $241,200 |
| Highest Mortgage Loan Application Amount | $33,465,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $5,397,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 622 | $ 76,960,000 | $ 123,000 | $ 82,000 |
| St. Louis County Missouri | 258 | $ 85,590,000 | $ 331,000 | $ 261,000 |
| Christian County Missouri | 244 | $ 30,110,000 | $ 123,000 | $ 95,000 |
| Woodbury County Iowa | 169 | $ 15,525,000 | $ 91,000 | $ 71,000 |
| Polk County Iowa | 98 | $ 22,820,000 | $ 232,000 | $ 104,000 |
| St. Charles County Missouri | 96 | $ 12,830,000 | $ 133,000 | $ 125,000 |
| Camden County Missouri | 90 | $ 9,660,000 | $ 107,000 | $ 116,000 |
| Scott County Iowa | 83 | $ 26,275,000 | $ 316,000 | $ 109,000 |
| Taney County Missouri | 82 | $ 8,610,000 | $ 105,000 | $ 70,000 |
| Newton County Missouri | 67 | $ 3,805,000 | $ 56,000 | $ 53,000 |
| Stone County Missouri | 65 | $ 9,155,000 | $ 140,000 | $ 98,000 |
| Jasper County Iowa | 62 | $ 5,300,000 | $ 85,000 | $ 80,000 |
| Johnson County Kansas | 60 | $ 27,740,000 | $ 462,000 | $ 135,000 |
| St. Louis City County Missouri | 57 | $ 26,015,000 | $ 456,000 | $ 100,000 |
| Douglas County Missouri | 55 | $ 5,825,000 | $ 105,000 | $ 60,000 |
| Miami County Kansas | 46 | $ 3,940,000 | $ 85,000 | $ 87,000 |
| Hennepin County Minnesota | 46 | $ 27,610,000 | $ 600,000 | $ 194,000 |
| Jackson County Missouri | 46 | $ 10,810,000 | $ 235,000 | $ 161,000 |
| Vernon County Missouri | 43 | $ 2,465,000 | $ 57,000 | $ 62,000 |
| Webster County Missouri | 43 | $ 4,585,000 | $ 106,000 | $ 72,000 |
| Lawrence County Missouri | 41 | $ 3,875,000 | $ 94,000 | $ 63,000 |
| Benton County Arkansas | 39 | $ 15,265,000 | $ 391,000 | $ 124,000 |
| Jasper County Missouri | 39 | $ 3,895,000 | $ 99,000 | $ 73,000 |
| Mahaska County Iowa | 37 | $ 3,885,000 | $ 105,000 | $ 100,000 |
| Cedar County Missouri | 35 | $ 2,335,000 | $ 66,000 | $ 50,000 |
| Franklin County Kansas | 31 | $ 2,525,000 | $ 81,000 | $ 66,000 |
| Labette County Kansas | 30 | $ 1,450,000 | $ 48,000 | $ 57,000 |
| Reynolds County Missouri | 30 | $ 2,370,000 | $ 79,000 | $ 65,000 |
| Marion County Iowa | 26 | $ 2,600,000 | $ 100,000 | $ 88,000 |
| Iron County Missouri | 23 | $ 1,625,000 | $ 70,000 | $ 43,000 |
| Dakota County Nebraska | 22 | $ 2,090,000 | $ 95,000 | $ 85,000 |
| Madison County Missouri | 21 | $ 1,325,000 | $ 63,000 | $ 72,000 |
| Wright County Missouri | 21 | $ 1,175,000 | $ 55,000 | $ 68,000 |
| Allen County Kansas | 20 | $ 1,330,000 | $ 66,000 | $ 68,000 |
| Laclede County Missouri | 20 | $ 1,460,000 | $ 73,000 | $ 60,000 |
| Dallas County Iowa | 19 | $ 13,915,000 | $ 732,000 | $ 169,000 |
| Plymouth County Iowa | 19 | $ 2,095,000 | $ 110,000 | $ 108,000 |
| Ramsey County Minnesota | 19 | $ 3,155,000 | $ 166,000 | $ 134,000 |
| Dade County Missouri | 19 | $ 915,000 | $ 48,000 | $ 44,000 |
| Polk County Missouri | 19 | $ 1,875,000 | $ 98,000 | $ 54,000 |
| Jefferson County Missouri | 18 | $ 2,160,000 | $ 120,000 | $ 59,000 |
| Washington County Arkansas | 17 | $ 2,305,000 | $ 135,000 | $ 81,000 |
| Monona County Iowa | 17 | $ 1,745,000 | $ 102,000 | $ 67,000 |
| Douglas County Nebraska | 17 | $ 15,565,000 | $ 915,000 | $ 172,000 |
| Boone County Missouri | 16 | $ 1,120,000 | $ 70,000 | $ 65,000 |
| Dakota County Minnesota | 14 | $ 2,330,000 | $ 166,000 | $ 117,000 |
| Barry County Missouri | 14 | $ 1,340,000 | $ 95,000 | $ 92,000 |
| Howell County Missouri | 14 | $ 1,180,000 | $ 84,000 | $ 48,000 |
| Dallas County Missouri | 11 | $ 715,000 | $ 65,000 | $ 50,000 |
| Cass County Missouri | 10 | $ 1,020,000 | $ 102,000 | $ 81,000 |
| Sarpy County Nebraska | 10 | $ 890,000 | $ 89,000 | $ 107,000 |
| Madison County Illinois | 9 | $ 14,525,000 | $ 1,613,000 | $ 83,000 |
| Rock Island County Illinois | 9 | $ 595,000 | $ 66,000 | $ 68,000 |
| Franklin County Missouri | 8 | $ 1,530,000 | $ 191,000 | $ 195,000 |
| Texas County Missouri | 8 | $ 420,000 | $ 52,000 | $ 43,000 |
| Tulsa County Oklahoma | 8 | $ 93,140,000 | $ 11,642,000 | $ 330,000 |
| Story County Iowa | 7 | $ 905,000 | $ 129,000 | $ 77,000 |
| Leavenworth County Kansas | 7 | $ 1,565,000 | $ 223,000 | $ 127,000 |
| Anoka County Minnesota | 7 | $ 685,000 | $ 97,000 | $ 66,000 |
| Ozark County Missouri | 7 | $ 475,000 | $ 67,000 | $ 58,000 |
| Oklahoma County Oklahoma | 7 | $ 27,145,000 | $ 3,877,000 | $ 720,000 |
| Washington County Minnesota | 6 | $ 760,000 | $ 126,000 | $ 125,000 |
| Lincoln County Missouri | 6 | $ 550,000 | $ 91,000 | $ 61,000 |
| McDonald County Missouri | 6 | $ 380,000 | $ 63,000 | $ 67,000 |
| Union County South Dakota | 6 | $ 1,010,000 | $ 168,000 | $ 80,000 |
| Dallas County Texas | 6 | $ 16,690,000 | $ 2,781,000 | $ 117,000 |
| Boone County Arkansas | 5 | $ 565,000 | $ 113,000 | $ 63,000 |
| St. Clair County Illinois | 5 | $ 205,000 | $ 41,000 | $ 81,000 |
| Anderson County Kansas | 5 | $ 215,000 | $ 43,000 | $ 39,000 |
| Wyandotte County Kansas | 5 | $ 1,945,000 | $ 389,000 | $ 93,000 |
| Carver County Minnesota | 5 | $ 1,015,000 | $ 203,000 | $ 136,000 |
| Clay County Missouri | 4 | $ 400,000 | $ 100,000 | $ 90,000 |
| Morgan County Missouri | 4 | $ 230,000 | $ 57,000 | $ 67,000 |
| St. Francois County Missouri | 4 | $ 310,000 | $ 77,000 | $ 40,000 |
| Warren County Missouri | 4 | $ 530,000 | $ 132,000 | $ 102,000 |
| Maricopa County Arizona | 3 | $ 1,165,000 | $ 388,000 | $ 1,063,000 |
| Boone County Iowa | 3 | $ 85,000 | $ 28,000 | $ 71,000 |
| Bourbon County Kansas | 3 | $ 65,000 | $ 21,000 | $ 142,000 |
| Neosho County Kansas | 3 | $ 195,000 | $ 65,000 | $ 89,000 |
| Shawnee County Kansas | 3 | $ 11,115,000 | $ 3,705,000 | $ 0 |
| Scott County Minnesota | 3 | $ 225,000 | $ 75,000 | $ 284,000 |
| Audrain County Missouri | 3 | $ 125,000 | $ 41,000 | $ 44,000 |
| Barton County Missouri | 3 | $ 105,000 | $ 35,000 | $ 30,000 |
| Miller County Missouri | 3 | $ 305,000 | $ 101,000 | $ 154,000 |
| Montgomery County Missouri | 3 | $ 205,000 | $ 68,000 | $ 30,000 |
| Oregon County Missouri | 3 | $ 145,000 | $ 48,000 | $ 44,000 |
| Washington County Missouri | 3 | $ 195,000 | $ 65,000 | $ 45,000 |
| Burt County Nebraska | 3 | $ 225,000 | $ 75,000 | $ 49,000 |
| Washington County Nebraska | 3 | $ 595,000 | $ 198,000 | $ 76,000 |
| Cleveland County Oklahoma | 3 | $ 23,815,000 | $ 7,938,000 | $ 18,000 |
| Harris County Texas | 3 | $ 5,245,000 | $ 1,748,000 | $ 100,000 |
| Mohave County Arizona | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Sebastian County Arkansas | 2 | $ 12,040,000 | $ 6,020,000 | $ 86,000 |
| Palm Beach County Florida | 2 | $ 990,000 | $ 495,000 | $ 901,000 |
| Monroe County Illinois | 2 | $ 290,000 | $ 145,000 | $ 41,000 |
| Dickinson County Iowa | 2 | $ 620,000 | $ 310,000 | $ 286,000 |
| Hamilton County Iowa | 2 | $ 60,000 | $ 30,000 | $ 33,000 |
| Monroe County Iowa | 2 | $ 90,000 | $ 45,000 | $ 32,000 |
| Ringgold County Iowa | 2 | $ 600,000 | $ 300,000 | $ 146,000 |
| Warren County Iowa | 2 | $ 360,000 | $ 180,000 | $ 107,000 |
| Cherokee County Kansas | 2 | $ 430,000 | $ 215,000 | $ 101,000 |
| Cowley County Kansas | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Crawford County Kansas | 2 | $ 270,000 | $ 135,000 | $ 29,000 |
| Douglas County Kansas | 2 | $ 110,000 | $ 55,000 | $ 198,000 |
| Linn County Kansas | 2 | $ 80,000 | $ 40,000 | $ 31,000 |
| Riley County Kansas | 2 | $ 6,980,000 | $ 3,490,000 | $ 57,000 |
| Olmsted County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 84,000 |
| Sherburne County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Benton County Missouri | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Cole County Missouri | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Crawford County Missouri | 2 | $ 620,000 | $ 310,000 | $ 384,000 |
| Henry County Missouri | 2 | $ 170,000 | $ 85,000 | $ 42,000 |
| Hickory County Missouri | 2 | $ 120,000 | $ 60,000 | $ 28,000 |
| Phelps County Missouri | 2 | $ 100,000 | $ 50,000 | $ 62,000 |
| Platte County Missouri | 2 | $ 120,000 | $ 60,000 | $ 77,000 |
| Shannon County Missouri | 2 | $ 50,000 | $ 25,000 | $ 25,000 |
| St. Clair County Missouri | 2 | $ 110,000 | $ 55,000 | $ 29,000 |
| La Crosse County Wisconsin | 2 | $ 140,000 | $ 70,000 | $ 192,000 |
| Houston County Alabama | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Coconino County Arizona | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Baxter County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Newton County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Pulaski County Arkansas | 1 | $ 4,875,000 | $ 4,875,000 | $ 0 |
| Saline County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| San Bernardino County California | 1 | $ 565,000 | $ 565,000 | $ 250,000 |
| San Diego County California | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Routt County Colorado | 1 | $ 555,000 | $ 555,000 | $ 309,000 |
| Hartford County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Collier County Florida | 1 | $ 755,000 | $ 755,000 | $ 444,000 |
| Indian River County Florida | 1 | $ 7,135,000 | $ 7,135,000 | $ 1,057,000 |
| Manatee County Florida | 1 | $ 775,000 | $ 775,000 | $ 764,000 |
| Polk County Florida | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Sarasota County Florida | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Sumter County Florida | 1 | $ 295,000 | $ 295,000 | $ 215,000 |
| Fulton County Georgia | 1 | $ 965,000 | $ 965,000 | $ 275,000 |
| Gwinnett County Georgia | 1 | $ 7,625,000 | $ 7,625,000 | $ 0 |
| DuPage County Illinois | 1 | $ 27,625,000 | $ 27,625,000 | $ 0 |
| Fulton County Illinois | 1 | $ 45,000 | $ 45,000 | $ 225,000 |
| Porter County Indiana | 1 | $ 235,000 | $ 235,000 | $ 216,000 |
| Cedar County Iowa | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Davis County Iowa | 1 | $ 25,000 | $ 25,000 | $ 153,000 |
| Dubuque County Iowa | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Linn County Iowa | 1 | $ 205,000 | $ 205,000 | $ 684,000 |
| Marshall County Iowa | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Mills County Iowa | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Pottawattamie County Iowa | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Poweshiek County Iowa | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Sac County Iowa | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Union County Iowa | 1 | $ 145,000 | $ 145,000 | $ 208,000 |
| Coffey County Kansas | 1 | $ 245,000 | $ 245,000 | $ 265,000 |
| Montgomery County Kansas | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Osage County Kansas | 1 | $ 165,000 | $ 165,000 | $ 146,000 |
| Sedgwick County Kansas | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Cumberland County Maine | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Cass County Michigan | 1 | $ 1,105,000 | $ 1,105,000 | $ 913,000 |
| Oakland County Michigan | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Mille Lacs County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Pope County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Wright County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Holmes County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 145,000 |
| Bates County Missouri | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Butler County Missouri | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Cape Girardeau County Missouri | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Clinton County Missouri | 1 | $ 485,000 | $ 485,000 | $ 268,000 |
| Dent County Missouri | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Dunklin County Missouri | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Gentry County Missouri | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Johnson County Missouri | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Lafayette County Missouri | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Moniteau County Missouri | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Pike County Missouri | 1 | $ 375,000 | $ 375,000 | $ 266,000 |
| Ste. Genevieve County Missouri | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Stoddard County Missouri | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Wayne County Missouri | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Cass County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Hall County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Lancaster County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Wheeler County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Orange County New York | 1 | $ 15,000 | $ 15,000 | $ 653,000 |
| Cabarrus County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Franklin County Ohio | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Jackson County Oklahoma | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
| Osage County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Pottawatomie County Oklahoma | 1 | $ 4,805,000 | $ 4,805,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 18,445,000 | $ 18,445,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 1,423,000 |
| Charleston County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 5,397,000 |
| Clay County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Cumberland County Tennessee | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 33,465,000 | $ 33,465,000 | $ 0 |
| Bexar County Texas | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Denton County Texas | 1 | $ 215,000 | $ 215,000 | $ 171,000 |
| Fort Bend County Texas | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Tarrant County Texas | 1 | $ 3,975,000 | $ 3,975,000 | $ 0 |
| Travis County Texas | 1 | $ 285,000 | $ 285,000 | $ 175,000 |
| Norfolk County Virginia | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Prince William County Virginia | 1 | $ 385,000 | $ 385,000 | $ 102,000 |
| Burnett County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 162,000 |
| Iron County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 172,000 |
| Ozaukee County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 190,000 |
| Polk County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 240,000 |
| Winnebago County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,265 | $591,175,000 | $467,000 | $33,465,000 | $119,000 | $5,397,000 |
| Other Purpose | 929 | $55,165,000 | $59,000 | $665,000 | $96,000 | $4,062,000 |
| Home Improvement | 507 | $38,335,000 | $75,000 | $7,795,000 | $83,000 | $802,000 |
| Refinancing | 332 | $125,310,000 | $377,000 | $18,205,000 | $128,000 | $3,600,000 |
| Cash-out Refinancing | 323 | $73,855,000 | $228,000 | $7,135,000 | $119,000 | $1,057,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,812 | $361,810,000 | $128,000 | $7,135,000 | $109,000 | $5,397,000 |
| Not applicable | 176 | $478,960,000 | $2,721,000 | $33,465,000 | $0 | $0 |
| Not Provided | 171 | $20,885,000 | $122,000 | $785,000 | $98,000 | $826,000 |
| Hispanic | 81 | $7,955,000 | $98,000 | $485,000 | $72,000 | $462,000 |
| Black or African American | 47 | $3,865,000 | $82,000 | $1,445,000 | $67,000 | $295,000 |
| Asian | 42 | $7,900,000 | $188,000 | $1,865,000 | $188,000 | $3,600,000 |
| American Indian or Alaskan Native | 22 | $1,530,000 | $69,000 | $215,000 | $64,000 | $293,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $190,000 | $95,000 | $175,000 | $98,000 | $98,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,053 | $845,365,000 | $276,000 | $33,465,000 | $113,000 | $5,397,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 144 | $15,400,000 | $106,000 | $225,000 | $41,000 | $83,000 |
| FHA-insured (Federal Housing Administration) | 84 | $10,280,000 | $122,000 | $275,000 | $57,000 | $279,000 |
| VA-guaranteed (Veterans Administration) | 75 | $12,795,000 | $170,000 | $385,000 | $69,000 | $165,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,004 | $672,100,000 | $335,000 | $33,465,000 | $128,000 | $5,397,000 |
| Application Denied By Financial Institution | 977 | $73,395,000 | $75,000 | $7,135,000 | $66,000 | $1,057,000 |
| Application Withdrawn By Applicant | 250 | $48,940,000 | $195,000 | $6,005,000 | $127,000 | $3,600,000 |
| File Closed For Incompleteness | 86 | $12,600,000 | $146,000 | $1,505,000 | $93,000 | $465,000 |
| Application Approved But Not Accepted | 39 | $76,805,000 | $1,969,000 | $22,005,000 | $137,000 | $802,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,379 | $810,445,000 | $340,000 | $33,465,000 | $126,000 | $5,397,000 |
| Credit History | 370 | $21,300,000 | $57,000 | $425,000 | $58,000 | $564,000 |
| Debt-To-Income Ratio | 251 | $29,205,000 | $116,000 | $7,135,000 | $55,000 | $1,057,000 |
| Collateral | 222 | $13,970,000 | $62,000 | $1,865,000 | $87,000 | $850,000 |
| Credit Application Incomplete | 104 | $5,680,000 | $54,000 | $345,000 | $73,000 | $226,000 |
| Other | 16 | $1,580,000 | $98,000 | $365,000 | $105,000 | $653,000 |
| Employment History | 9 | $1,245,000 | $138,000 | $255,000 | $38,000 | $62,000 |
| Unverifiable Information | 3 | $175,000 | $58,000 | $85,000 | $71,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $240,000 | $120,000 | $205,000 | $51,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.