Great Southern Bank Mortgage Lending & HMDA Data, 2020

In 2020, Great Southern Bank of Springfield, MO reported 4,204 mortgage applications totaling $1.2 billion, up 26% from 2019. The average application was for $282,621, and applicants reported an average income of $149,644. 67% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Springfield, MO (1,116), St. Louis, MO-IL (711) and Kansas City, MO-KS (267) (applications in parentheses).

Mortgage Company & Address Great Southern Bank
218 S Glenstone Ave
Springfield, MO 65802
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,204
Total Mortgage Loan Application Amount $1,188,140,000
Average Mortgage Loan Application Amount $282,621
Highest Mortgage Loan Application Amount $38,265,000
Average Applicant Income $149,644
Highest Applicant Income $6,120,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Southern Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Southern Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greene, Missouri 774 $ 150,790,000 $ 194,819 $ 108,000
St. Louis, Missouri 447 $ 157,125,000 $ 351,510 $ 285,000
Christian, Missouri 276 $ 45,270,000 $ 164,021 $ 108,000
Woodbury, Iowa 189 $ 41,685,000 $ 220,555 $ 81,000
Scott, Iowa 124 $ 25,370,000 $ 204,596 $ 132,000
St. Charles, Missouri 110 $ 23,640,000 $ 214,909 $ 139,000
Jasper, Iowa 97 $ 11,845,000 $ 122,113 $ 78,000
Polk, Iowa 94 $ 37,020,000 $ 393,829 $ 141,000
Johnson, Kansas 87 $ 20,175,000 $ 231,896 $ 138,000
Stone, Missouri 86 $ 16,680,000 $ 193,953 $ 147,000
Jackson, Missouri 85 $ 17,955,000 $ 211,235 $ 154,000
St. Louis City, Missouri 84 $ 38,380,000 $ 456,904 $ 167,000
Hennepin, Minnesota 80 $ 16,800,000 $ 210,000 $ 234,000
Camden, Missouri 68 $ 13,590,000 $ 199,852 $ 257,000
Taney, Missouri 55 $ 8,735,000 $ 158,818 $ 82,000
Benton, Arkansas 53 $ 19,895,000 $ 375,377 $ 103,000
Miami, Kansas 52 $ 7,360,000 $ 141,538 $ 92,000
Jasper, Missouri 47 $ 4,255,000 $ 90,531 $ 88,000
Webster, Missouri 47 $ 8,255,000 $ 175,638 $ 95,000
Newton, Missouri 44 $ 5,010,000 $ 113,863 $ 80,000
Douglas, Missouri 41 $ 5,685,000 $ 138,658 $ 59,000
Mahaska, Iowa 38 $ 3,710,000 $ 97,631 $ 69,000
Lawrence, Missouri 33 $ 3,425,000 $ 103,787 $ 55,000
Cedar, Missouri 31 $ 2,655,000 $ 85,645 $ 68,000
Vernon, Missouri 30 $ 2,570,000 $ 85,666 $ 62,000
Dallas, Iowa 29 $ 25,325,000 $ 873,275 $ 144,000
Marion, Iowa 29 $ 4,335,000 $ 149,482 $ 68,000
Labette, Kansas 29 $ 1,575,000 $ 54,310 $ 58,000
Washington, Arkansas 26 $ 7,340,000 $ 282,307 $ 87,000
Jefferson, Missouri 26 $ 6,900,000 $ 265,384 $ 173,000
Dade, Missouri 25 $ 2,405,000 $ 96,200 $ 79,000
Wright, Missouri 24 $ 2,110,000 $ 87,916 $ 66,000
Maricopa, Arizona 22 $ 11,060,000 $ 502,727 $ 442,000
Plymouth, Iowa 22 $ 3,440,000 $ 156,363 $ 90,000
Madison, Missouri 22 $ 1,760,000 $ 80,000 $ 51,000
Monona, Iowa 21 $ 2,395,000 $ 114,047 $ 53,000
Laclede, Missouri 20 $ 1,800,000 $ 90,000 $ 74,000
Franklin, Kansas 19 $ 1,425,000 $ 75,000 $ 78,000
Iron, Missouri 19 $ 1,485,000 $ 78,157 $ 74,000
Dakota, Nebraska 19 $ 2,005,000 $ 105,526 $ 112,000
Boone, Missouri 18 $ 17,400,000 $ 966,666 $ 148,000
Cass, Missouri 18 $ 3,220,000 $ 178,888 $ 103,000
Allen, Kansas 16 $ 800,000 $ 50,000 $ 52,000
Reynolds, Missouri 16 $ 1,070,000 $ 66,875 $ 62,000
Howell, Missouri 15 $ 1,625,000 $ 108,333 $ 60,000
Ramsey, Minnesota 14 $ 25,710,000 $ 1,836,428 $ 186,000
Dakota, Minnesota 13 $ 1,845,000 $ 141,923 $ 162,000
McDonald, Missouri 13 $ 1,445,000 $ 111,153 $ 65,000
St. Clair, Illinois 12 $ 2,480,000 $ 206,666 $ 162,000
Barry, Missouri 12 $ 2,040,000 $ 170,000 $ 154,000
Cook, Illinois 11 $ 17,655,000 $ 1,605,000 $ 159,000
Anoka, Minnesota 11 $ 2,045,000 $ 185,909 $ 118,000
Morgan, Missouri 11 $ 2,195,000 $ 199,545 $ 125,000
Texas, Missouri 11 $ 705,000 $ 64,090 $ 42,000
Lee, Florida 10 $ 4,510,000 $ 451,000 $ 219,000
Polk, Missouri 10 $ 920,000 $ 92,000 $ 50,000
Warren, Missouri 10 $ 2,210,000 $ 221,000 $ 404,000
Union, South Dakota 10 $ 1,590,000 $ 159,000 $ 108,000
Rock Island, Illinois 9 $ 2,015,000 $ 223,888 $ 99,000
Poweshiek, Iowa 9 $ 1,285,000 $ 142,777 $ 74,000
Scott, Minnesota 9 $ 1,035,000 $ 115,000 $ 160,000
Clay, Missouri 9 $ 2,105,000 $ 233,888 $ 173,000
Dallas, Missouri 9 $ 865,000 $ 96,111 $ 194,000
Ozark, Missouri 9 $ 1,175,000 $ 130,555 $ 76,000
Clark, Nevada 9 $ 5,845,000 $ 649,444 $ 262,000
Franklin, Missouri 8 $ 2,970,000 $ 371,250 $ 283,000
Anderson, Kansas 7 $ 305,000 $ 43,571 $ 37,000
Lincoln, Missouri 7 $ 1,565,000 $ 223,571 $ 110,000
St. Francois, Missouri 7 $ 405,000 $ 57,857 $ 41,000
Douglas, Nebraska 7 $ 10,455,000 $ 1,493,571 $ 145,000
Tulsa, Oklahoma 7 $ 23,415,000 $ 3,345,000 $ 137,000
Carroll, Arkansas 6 $ 1,240,000 $ 206,666 $ 756,000
Linn, Kansas 6 $ 630,000 $ 105,000 $ 58,000
Neosho, Kansas 6 $ 500,000 $ 83,333 $ 60,000
Washington, Minnesota 6 $ 1,450,000 $ 241,666 $ 159,000
Dallas, Texas 6 $ 2,510,000 $ 418,333 $ 270,000
Harris, Texas 6 $ 15,420,000 $ 2,570,000 $ 271,000
Ada, Idaho 5 $ 2,425,000 $ 485,000 $ 201,000
Story, Iowa 5 $ 585,000 $ 117,000 $ 59,000
Hickory, Missouri 5 $ 405,000 $ 81,000 $ 34,000
Washoe, Nevada 5 $ 2,885,000 $ 577,000 $ 399,000
Travis, Texas 5 $ 2,275,000 $ 455,000 $ 252,000
Pulaski, Arkansas 4 $ 1,090,000 $ 272,500 $ 91,000
Sacramento, California 4 $ 1,930,000 $ 482,500 $ 303,000
Monroe, Illinois 4 $ 1,480,000 $ 370,000 $ 185,000
Warren, Iowa 4 $ 820,000 $ 205,000 $ 112,000
Sherburne, Minnesota 4 $ 250,000 $ 62,500 $ 97,000
St. Louis, Minnesota 4 $ 950,000 $ 237,500 $ 141,000
Cape Girardeau, Missouri 4 $ 810,000 $ 202,500 $ 155,000
Crawford, Missouri 4 $ 920,000 $ 230,000 $ 89,000
Miller, Missouri 4 $ 690,000 $ 172,500 $ 257,000
Multnomah, Oregon 4 $ 3,060,000 $ 765,000 $ 318,000
Bexar, Texas 4 $ 1,030,000 $ 257,500 $ 119,000
Collin, Texas 4 $ 1,710,000 $ 427,500 $ 93,000
Broward, Florida 3 $ 1,125,000 $ 375,000 $ 175,000
Pinellas, Florida 3 $ 1,245,000 $ 415,000 $ 208,000
Dickinson, Iowa 3 $ 565,000 $ 188,333 $ 200,000
Crawford, Kansas 3 $ 405,000 $ 135,000 $ 135,000
Jefferson, Kentucky 3 $ 1,025,000 $ 341,666 $ 244,000
Baltimore City, Maryland 3 $ 1,035,000 $ 345,000 $ 161,000
Carver, Minnesota 3 $ 695,000 $ 231,666 $ 183,000
Wright, Minnesota 3 $ 145,000 $ 48,333 $ 212,000
Andrew, Missouri 3 $ 865,000 $ 288,333 $ 345,000
Benton, Missouri 3 $ 375,000 $ 125,000 $ 71,000
Dent, Missouri 3 $ 835,000 $ 278,333 $ 295,000
Platte, Missouri 3 $ 1,415,000 $ 471,666 $ 198,000
Bernalillo, New Mexico 3 $ 1,145,000 $ 381,666 $ 275,000
Franklin, Ohio 3 $ 1,235,000 $ 411,666 $ 199,000
Berkeley, South Carolina 3 $ 855,000 $ 285,000 $ 245,000
Davidson, Tennessee 3 $ 1,465,000 $ 488,333 $ 694,000
King, Washington 3 $ 1,155,000 $ 385,000 $ 349,000
Sawyer, Wisconsin 3 $ 1,025,000 $ 341,666 $ 756,000
Pima, Arizona 2 $ 290,000 $ 145,000 $ 80,000
Baxter, Arkansas 2 $ 150,000 $ 75,000 $ 46,000
Los Angeles, California 2 $ 1,260,000 $ 630,000 $ 253,000
San Luis Obispo, California 2 $ 670,000 $ 335,000 $ 148,000
Boulder, Colorado 2 $ 1,900,000 $ 950,000 $ 307,000
Eagle, Colorado 2 $ 2,960,000 $ 1,480,000 $ 1,345,000
Pitkin, Colorado 2 $ 2,900,000 $ 1,450,000 $ 1,723,000
Routt, Colorado 2 $ 1,250,000 $ 625,000 $ 417,000
District of Columbia, District Of Columbia 2 $ 1,010,000 $ 505,000 $ 160,000
Charlotte, Florida 2 $ 510,000 $ 255,000 $ 347,000
Collier, Florida 2 $ 1,090,000 $ 545,000 $ 135,000
Orange, Florida 2 $ 340,000 $ 170,000 $ 56,000
Palm Beach, Florida 2 $ 1,690,000 $ 845,000 $ 335,000
Pasco, Florida 2 $ 630,000 $ 315,000 $ 806,000
Volusia, Florida 2 $ 600,000 $ 300,000 $ 163,000
Cobb, Georgia 2 $ 1,030,000 $ 515,000 $ 350,000
Madison, Illinois 2 $ 540,000 $ 270,000 $ 294,000
Mercer, Illinois 2 $ 390,000 $ 195,000 $ 243,000
Will, Illinois 2 $ 790,000 $ 395,000 $ 242,000
Boone, Iowa 2 $ 570,000 $ 285,000 $ 295,000
Hardin, Iowa 2 $ 130,000 $ 65,000 $ 35,000
Pottawattamie, Iowa 2 $ 560,000 $ 280,000 $ 186,000
Webster, Iowa 2 $ 880,000 $ 440,000 $ 462,000
Cherokee, Kansas 2 $ 120,000 $ 60,000 $ 84,000
Leavenworth, Kansas 2 $ 200,000 $ 100,000 $ 121,000
Wyandotte, Kansas 2 $ 250,000 $ 125,000 $ 70,000
Clinton, Michigan 2 $ 880,000 $ 440,000 $ 322,000
Crow Wing, Minnesota 2 $ 640,000 $ 320,000 $ 613,000
Barton, Missouri 2 $ 280,000 $ 140,000 $ 128,000
Bates, Missouri 2 $ 190,000 $ 95,000 $ 77,000
Callaway, Missouri 2 $ 340,000 $ 170,000 $ 177,000
Cole, Missouri 2 $ 680,000 $ 340,000 $ 169,000
Henry, Missouri 2 $ 90,000 $ 45,000 $ 88,000
Mississippi, Missouri 2 $ 390,000 $ 195,000 $ 76,000
Oregon, Missouri 2 $ 200,000 $ 100,000 $ 64,000
Perry, Missouri 2 $ 220,000 $ 110,000 $ 42,000
Phelps, Missouri 2 $ 180,000 $ 90,000 $ 65,000
Shannon, Missouri 2 $ 210,000 $ 105,000 $ 47,000
Washington, Missouri 2 $ 220,000 $ 110,000 $ 279,000
Gallatin, Montana 2 $ 1,220,000 $ 610,000 $ 268,000
Lancaster, Nebraska 2 $ 410,000 $ 205,000 $ 181,000
Sarpy, Nebraska 2 $ 1,530,000 $ 765,000 $ 378,000
Monmouth, New Jersey 2 $ 940,000 $ 470,000 $ 576,000
Lucas, Ohio 2 $ 530,000 $ 265,000 $ 150,000
Oklahoma, Oklahoma 2 $ 8,710,000 $ 4,355,000 $ 0
Jackson, Oregon 2 $ 930,000 $ 465,000 $ 277,000
Klamath, Oregon 2 $ 610,000 $ 305,000 $ 120,000
Philadelphia, Pennsylvania 2 $ 710,000 $ 355,000 $ 143,000
Horry, South Carolina 2 $ 1,590,000 $ 795,000 $ 385,000
Yankton, South Dakota 2 $ 160,000 $ 80,000 $ 89,000
Bowie, Texas 2 $ 1,540,000 $ 770,000 $ 0
Henderson, Texas 2 $ 560,000 $ 280,000 $ 62,000
Tarrant, Texas 2 $ 1,070,000 $ 535,000 $ 340,000
Box Elder, Utah 2 $ 1,030,000 $ 515,000 $ 325,000
Salt Lake, Utah 2 $ 1,200,000 $ 600,000 $ 360,000
Chelan, Washington 2 $ 510,000 $ 255,000 $ 466,000
Pierce, Washington 2 $ 1,520,000 $ 760,000 $ 410,000
Burnett, Wisconsin 2 $ 690,000 $ 345,000 $ 159,000
La Crosse, Wisconsin 2 $ 580,000 $ 290,000 $ 165,000
Polk, Wisconsin 2 $ 520,000 $ 260,000 $ 264,000
Teton, Wyoming 2 $ 570,000 $ 285,000 $ 390,000
Baldwin, Alabama 1 $ 215,000 $ 215,000 $ 175,000
Covington, Alabama 1 $ 215,000 $ 215,000 $ 63,000
Montgomery, Alabama 1 $ 145,000 $ 145,000 $ 52,000
Navajo, Arizona 1 $ 695,000 $ 695,000 $ 464,000
Pinal, Arizona 1 $ 215,000 $ 215,000 $ 57,000
Boone, Arkansas 1 $ 135,000 $ 135,000 $ 66,000
Garland, Arkansas 1 $ 435,000 $ 435,000 $ 264,000
Marion, Arkansas 1 $ 95,000 $ 95,000 $ 62,000
Newton, Arkansas 1 $ 135,000 $ 135,000 $ 29,000
Alameda, California 1 $ 385,000 $ 385,000 $ 64,000
Merced, California 1 $ 305,000 $ 305,000 $ 65,000
Orange, California 1 $ 125,000 $ 125,000 $ 408,000
Placer, California 1 $ 595,000 $ 595,000 $ 233,000
Solano, California 1 $ 475,000 $ 475,000 $ 426,000
Tulare, California 1 $ 1,155,000 $ 1,155,000 $ 450,000
Adams, Colorado 1 $ 295,000 $ 295,000 $ 580,000
Denver, Colorado 1 $ 2,605,000 $ 2,605,000 $ 0
Douglas, Colorado 1 $ 455,000 $ 455,000 $ 194,000
La Plata, Colorado 1 $ 105,000 $ 105,000 $ 613,000
Mesa, Colorado 1 $ 20,345,000 $ 20,345,000 $ 0
Ouray, Colorado 1 $ 55,000 $ 55,000 $ 6,000
Weld, Colorado 1 $ 495,000 $ 495,000 $ 316,000
Bay, Florida 1 $ 305,000 $ 305,000 $ 220,000
Brevard, Florida 1 $ 395,000 $ 395,000 $ 118,000
Gadsden, Florida 1 $ 255,000 $ 255,000 $ 111,000
Hillsborough, Florida 1 $ 155,000 $ 155,000 $ 250,000
Indian River, Florida 1 $ 965,000 $ 965,000 $ 1,684,000
Okaloosa, Florida 1 $ 1,525,000 $ 1,525,000 $ 788,000
Sarasota, Florida 1 $ 235,000 $ 235,000 $ 499,000
St. Lucie, Florida 1 $ 305,000 $ 305,000 $ 118,000
Walton, Florida 1 $ 785,000 $ 785,000 $ 328,000
Bulloch, Georgia 1 $ 1,075,000 $ 1,075,000 $ 0
DeKalb, Georgia 1 $ 385,000 $ 385,000 $ 117,000
Forsyth, Georgia 1 $ 265,000 $ 265,000 $ 124,000
Fulton, Georgia 1 $ 415,000 $ 415,000 $ 407,000
Alexander, Illinois 1 $ 135,000 $ 135,000 $ 50,000
Bureau, Illinois 1 $ 85,000 $ 85,000 $ 157,000
Champaign, Illinois 1 $ 385,000 $ 385,000 $ 350,000
Clinton, Illinois 1 $ 55,000 $ 55,000 $ 176,000
Henry, Illinois 1 $ 335,000 $ 335,000 $ 116,000
McHenry, Illinois 1 $ 38,265,000 $ 38,265,000 $ 0
Peoria, Illinois 1 $ 345,000 $ 345,000 $ 375,000
Randolph, Illinois 1 $ 175,000 $ 175,000 $ 127,000
Saline, Illinois 1 $ 65,000 $ 65,000 $ 82,000
Sangamon, Illinois 1 $ 345,000 $ 345,000 $ 235,000
Shelby, Illinois 1 $ 175,000 $ 175,000 $ 63,000
Tazewell, Illinois 1 $ 505,000 $ 505,000 $ 325,000
Delaware, Indiana 1 $ 85,000 $ 85,000 $ 55,000
Marion, Indiana 1 $ 245,000 $ 245,000 $ 60,000
Cedar, Iowa 1 $ 115,000 $ 115,000 $ 90,000
Cerro Gordo, Iowa 1 $ 135,000 $ 135,000 $ 105,000
Clinton, Iowa 1 $ 105,000 $ 105,000 $ 42,000
Des Moines, Iowa 1 $ 25,000 $ 25,000 $ 33,000
Guthrie, Iowa 1 $ 195,000 $ 195,000 $ 72,000
Ida, Iowa 1 $ 85,000 $ 85,000 $ 50,000
Iowa, Iowa 1 $ 35,000 $ 35,000 $ 9,000
Jones, Iowa 1 $ 135,000 $ 135,000 $ 50,000
Lee, Iowa 1 $ 295,000 $ 295,000 $ 230,000
Linn, Iowa 1 $ 65,000 $ 65,000 $ 41,000
Louisa, Iowa 1 $ 85,000 $ 85,000 $ 780,000
Lucas, Iowa 1 $ 395,000 $ 395,000 $ 114,000
Madison, Iowa 1 $ 125,000 $ 125,000 $ 31,000
Marshall, Iowa 1 $ 235,000 $ 235,000 $ 177,000
Muscatine, Iowa 1 $ 45,000 $ 45,000 $ 87,000
O'Brien, Iowa 1 $ 35,000 $ 35,000 $ 35,000
Wapello, Iowa 1 $ 35,000 $ 35,000 $ 41,000
Bourbon, Kansas 1 $ 15,000 $ 15,000 $ 40,000
Douglas, Kansas 1 $ 95,000 $ 95,000 $ 58,000
Jefferson, Kansas 1 $ 65,000 $ 65,000 $ 34,000
Morris, Kansas 1 $ 35,000 $ 35,000 $ 136,000
Osage, Kansas 1 $ 115,000 $ 115,000 $ 24,000
Saline, Kansas 1 $ 505,000 $ 505,000 $ 500,000
Sedgwick, Kansas 1 $ 25,000 $ 25,000 $ 229,000
Sherman, Kansas 1 $ 65,000 $ 65,000 $ 67,000
Ascension, Louisiana 1 $ 335,000 $ 335,000 $ 113,000
Jefferson, Louisiana 1 $ 235,000 $ 235,000 $ 95,000
St. Landry, Louisiana 1 $ 55,000 $ 55,000 $ 113,000
Harford, Maryland 1 $ 345,000 $ 345,000 $ 150,000
Montgomery, Maryland 1 $ 555,000 $ 555,000 $ 125,000
Hampden, Massachusetts 1 $ 405,000 $ 405,000 $ 410,000
Kent, Michigan 1 $ 165,000 $ 165,000 $ 49,000
Chisago, Minnesota 1 $ 105,000 $ 105,000 $ 128,000
Goodhue, Minnesota 1 $ 85,000 $ 85,000 $ 238,000
Kandiyohi, Minnesota 1 $ 415,000 $ 415,000 $ 365,000
Mower, Minnesota 1 $ 165,000 $ 165,000 $ 49,000
Rice, Minnesota 1 $ 75,000 $ 75,000 $ 30,000
Sibley, Minnesota 1 $ 25,000 $ 25,000 $ 55,000
Clarke, Mississippi 1 $ 45,000 $ 45,000 $ 24,000
Adair, Missouri 1 $ 165,000 $ 165,000 $ 60,000
Buchanan, Missouri 1 $ 115,000 $ 115,000 $ 18,000
Clinton, Missouri 1 $ 265,000 $ 265,000 $ 80,000
Daviess, Missouri 1 $ 665,000 $ 665,000 $ 325,000
Johnson, Missouri 1 $ 245,000 $ 245,000 $ 0
Linn, Missouri 1 $ 115,000 $ 115,000 $ 36,000
Pulaski, Missouri 1 $ 45,000 $ 45,000 $ 0
St. Clair, Missouri 1 $ 15,000 $ 15,000 $ 62,000
Wayne, Missouri 1 $ 135,000 $ 135,000 $ 34,000
Madison, Nebraska 1 $ 615,000 $ 615,000 $ 727,000
Merrimack, New Hampshire 1 $ 435,000 $ 435,000 $ 392,000
Rockingham, New Hampshire 1 $ 375,000 $ 375,000 $ 464,000
Somerset, New Jersey 1 $ 315,000 $ 315,000 $ 97,000
Sandoval, New Mexico 1 $ 405,000 $ 405,000 $ 171,000
Santa Fe, New Mexico 1 $ 555,000 $ 555,000 $ 119,000
Monroe, New York 1 $ 215,000 $ 215,000 $ 108,000
Buncombe, North Carolina 1 $ 235,000 $ 235,000 $ 276,000
Cumberland, North Carolina 1 $ 405,000 $ 405,000 $ 83,000
Duplin, North Carolina 1 $ 25,000 $ 25,000 $ 82,000
Forsyth, North Carolina 1 $ 245,000 $ 245,000 $ 58,000
Orange, North Carolina 1 $ 445,000 $ 445,000 $ 448,000
Union, North Carolina 1 $ 1,005,000 $ 1,005,000 $ 6,120,000
Cuyahoga, Ohio 1 $ 395,000 $ 395,000 $ 450,000
Greene, Ohio 1 $ 475,000 $ 475,000 $ 332,000
Hamilton, Ohio 1 $ 125,000 $ 125,000 $ 88,000
Canadian, Oklahoma 1 $ 515,000 $ 515,000 $ 407,000
Comanche, Oklahoma 1 $ 105,000 $ 105,000 $ 49,000
Creek, Oklahoma 1 $ 315,000 $ 315,000 $ 101,000
Delaware, Oklahoma 1 $ 205,000 $ 205,000 $ 92,000
Ottawa, Oklahoma 1 $ 195,000 $ 195,000 $ 97,000
Deschutes, Oregon 1 $ 425,000 $ 425,000 $ 210,000
Lane, Oregon 1 $ 395,000 $ 395,000 $ 205,000
Cherokee, South Carolina 1 $ 365,000 $ 365,000 $ 199,000
Richland, South Carolina 1 $ 225,000 $ 225,000 $ 56,000
Spartanburg, South Carolina 1 $ 385,000 $ 385,000 $ 200,000
Clark, South Dakota 1 $ 175,000 $ 175,000 $ 79,000
Lincoln, South Dakota 1 $ 235,000 $ 235,000 $ 83,000
Knox, Tennessee 1 $ 255,000 $ 255,000 $ 373,000
Putnam, Tennessee 1 $ 445,000 $ 445,000 $ 0
Rutherford, Tennessee 1 $ 30,005,000 $ 30,005,000 $ 0
Williamson, Tennessee 1 $ 275,000 $ 275,000 $ 112,000
Bandera, Texas 1 $ 575,000 $ 575,000 $ 196,000
Brazoria, Texas 1 $ 245,000 $ 245,000 $ 89,000
Denton, Texas 1 $ 245,000 $ 245,000 $ 198,000
El Paso, Texas 1 $ 115,000 $ 115,000 $ 420,000
Fort Bend, Texas 1 $ 295,000 $ 295,000 $ 124,000
Galveston, Texas 1 $ 345,000 $ 345,000 $ 250,000
Hidalgo, Texas 1 $ 215,000 $ 215,000 $ 74,000
Midland, Texas 1 $ 485,000 $ 485,000 $ 480,000
Montgomery, Texas 1 $ 255,000 $ 255,000 $ 103,000
Williamson, Texas 1 $ 28,985,000 $ 28,985,000 $ 0
Cache, Utah 1 $ 445,000 $ 445,000 $ 192,000
Davis, Utah 1 $ 375,000 $ 375,000 $ 66,000
Sevier, Utah 1 $ 165,000 $ 165,000 $ 300,000
Albemarle, Virginia 1 $ 615,000 $ 615,000 $ 236,000
Lynchburg, Virginia 1 $ 465,000 $ 465,000 $ 293,000
Montgomery, Virginia 1 $ 465,000 $ 465,000 $ 85,000
Norfolk, Virginia 1 $ 455,000 $ 455,000 $ 400,000
Prince William, Virginia 1 $ 375,000 $ 375,000 $ 79,000
Douglas, Washington 1 $ 255,000 $ 255,000 $ 620,000
Island, Washington 1 $ 405,000 $ 405,000 $ 814,000
Stevens, Washington 1 $ 305,000 $ 305,000 $ 236,000
Yakima, Washington 1 $ 425,000 $ 425,000 $ 135,000
Fond du Lac, Wisconsin 1 $ 465,000 $ 465,000 $ 600,000
Marathon, Wisconsin 1 $ 515,000 $ 515,000 $ 420,000
Milwaukee, Wisconsin 1 $ 515,000 $ 515,000 $ 629,000
Vernon, Wisconsin 1 $ 205,000 $ 205,000 $ 100,000
Waukesha, Wisconsin 1 $ 715,000 $ 715,000 $ 400,000
Winnebago, Wisconsin 1 $ 445,000 $ 445,000 $ 356,000

Mortgage Loan Application Detail Totals for Great Southern Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,414 $641,600,000 $453,000 $38,265,000 $163,000 $6,120,000
Refinancing 1,276 $307,470,000 $240,000 $9,255,000 $164,000 $2,114,000
Cash-out Refinancing 705 $154,335,000 $218,000 $2,455,000 $131,000 $2,020,000
Other Purpose 478 $45,350,000 $94,000 $1,155,000 $133,000 $1,994,000
Home Improvement 331 $39,385,000 $118,000 $16,705,000 $101,000 $1,218,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,568 $702,490,000 $196,000 $5,265,000 $145,000 $5,333,000
Not Provided 221 $51,525,000 $233,000 $1,305,000 $197,000 $2,400,000
Not applicable 159 $376,305,000 $2,366,000 $38,265,000 $0 $0
Black or African American 83 $15,395,000 $185,000 $1,305,000 $229,000 $6,120,000
Hispanic 81 $15,005,000 $185,000 $1,445,000 $93,000 $419,000
Asian 69 $22,785,000 $330,000 $1,935,000 $190,000 $996,000
American Indian or Alaskan Native 15 $2,375,000 $158,000 $525,000 $98,000 $350,000
Native Hawaiian or Other Pacific Islander 1 $125,000 $125,000 $125,000 $26,000 $26,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,962 $1,149,240,000 $290,000 $38,265,000 $155,000 $6,120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 118 $14,830,000 $125,000 $265,000 $51,000 $744,000
VA-guaranteed (Veterans Administration) 73 $16,745,000 $229,000 $1,455,000 $91,000 $644,000
FHA-insured (Federal Housing Administration) 51 $7,325,000 $143,000 $255,000 $57,000 $152,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,814 $879,770,000 $312,000 $38,265,000 $160,000 $5,333,000
Application Denied By Financial Institution 640 $70,340,000 $109,000 $1,355,000 $77,000 $1,342,000
Application Withdrawn By Applicant 616 $149,450,000 $242,000 $7,955,000 $177,000 $6,120,000
File Closed For Incompleteness 76 $16,080,000 $211,000 $1,215,000 $180,000 $1,408,000
Application Approved But Not Accepted 58 $72,500,000 $1,250,000 $30,005,000 $132,000 $768,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,564 $1,117,800,000 $313,000 $38,265,000 $163,000 $6,120,000
Credit History 264 $26,110,000 $98,000 $1,155,000 $88,000 $1,342,000
Debt-To-Income Ratio 228 $28,560,000 $125,000 $975,000 $53,000 $358,000
Collateral 82 $7,080,000 $86,000 $805,000 $96,000 $450,000
Credit Application Incomplete 41 $3,015,000 $73,000 $435,000 $80,000 $561,000
Insufficient Cash (Downpayment, Closing Cost) 8 $2,370,000 $296,000 $1,355,000 $140,000 $430,000
Employment History 7 $1,515,000 $216,000 $515,000 $99,000 $270,000
Other 6 $960,000 $160,000 $295,000 $82,000 $134,000
Unverifiable Information 4 $730,000 $182,000 $275,000 $68,000 $96,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Southern Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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