Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Great Southern Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,204 |
| Total Mortgage Loan Application Amount | $1,188,140,000 |
| Average Mortgage Loan Application Amount | $224,600 |
| Highest Mortgage Loan Application Amount | $38,265,000 |
| Average Applicant Income | $138,400 |
| Highest Applicant Income | $6,120,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 774 | $ 150,790,000 | $ 194,000 | $ 108,000 |
| St. Louis County Missouri | 447 | $ 157,125,000 | $ 351,000 | $ 285,000 |
| Christian County Missouri | 276 | $ 45,270,000 | $ 164,000 | $ 108,000 |
| Woodbury County Iowa | 189 | $ 41,685,000 | $ 220,000 | $ 81,000 |
| Scott County Iowa | 124 | $ 25,370,000 | $ 204,000 | $ 132,000 |
| St. Charles County Missouri | 110 | $ 23,640,000 | $ 214,000 | $ 139,000 |
| Jasper County Iowa | 97 | $ 11,845,000 | $ 122,000 | $ 78,000 |
| Polk County Iowa | 94 | $ 37,020,000 | $ 393,000 | $ 141,000 |
| Johnson County Kansas | 87 | $ 20,175,000 | $ 231,000 | $ 138,000 |
| Stone County Missouri | 86 | $ 16,680,000 | $ 193,000 | $ 147,000 |
| Jackson County Missouri | 85 | $ 17,955,000 | $ 211,000 | $ 154,000 |
| St. Louis City County Missouri | 84 | $ 38,380,000 | $ 456,000 | $ 167,000 |
| Hennepin County Minnesota | 80 | $ 16,800,000 | $ 210,000 | $ 234,000 |
| Camden County Missouri | 68 | $ 13,590,000 | $ 199,000 | $ 257,000 |
| Taney County Missouri | 55 | $ 8,735,000 | $ 158,000 | $ 82,000 |
| Benton County Arkansas | 53 | $ 19,895,000 | $ 375,000 | $ 103,000 |
| Miami County Kansas | 52 | $ 7,360,000 | $ 141,000 | $ 92,000 |
| Jasper County Missouri | 47 | $ 4,255,000 | $ 90,000 | $ 88,000 |
| Webster County Missouri | 47 | $ 8,255,000 | $ 175,000 | $ 95,000 |
| Newton County Missouri | 44 | $ 5,010,000 | $ 113,000 | $ 80,000 |
| Douglas County Missouri | 41 | $ 5,685,000 | $ 138,000 | $ 59,000 |
| Mahaska County Iowa | 38 | $ 3,710,000 | $ 97,000 | $ 69,000 |
| Lawrence County Missouri | 33 | $ 3,425,000 | $ 103,000 | $ 55,000 |
| Cedar County Missouri | 31 | $ 2,655,000 | $ 85,000 | $ 68,000 |
| Vernon County Missouri | 30 | $ 2,570,000 | $ 85,000 | $ 62,000 |
| Dallas County Iowa | 29 | $ 25,325,000 | $ 873,000 | $ 144,000 |
| Marion County Iowa | 29 | $ 4,335,000 | $ 149,000 | $ 68,000 |
| Labette County Kansas | 29 | $ 1,575,000 | $ 54,000 | $ 58,000 |
| Washington County Arkansas | 26 | $ 7,340,000 | $ 282,000 | $ 87,000 |
| Jefferson County Missouri | 26 | $ 6,900,000 | $ 265,000 | $ 173,000 |
| Dade County Missouri | 25 | $ 2,405,000 | $ 96,000 | $ 79,000 |
| Wright County Missouri | 24 | $ 2,110,000 | $ 87,000 | $ 66,000 |
| Maricopa County Arizona | 22 | $ 11,060,000 | $ 502,000 | $ 442,000 |
| Plymouth County Iowa | 22 | $ 3,440,000 | $ 156,000 | $ 90,000 |
| Madison County Missouri | 22 | $ 1,760,000 | $ 80,000 | $ 51,000 |
| Monona County Iowa | 21 | $ 2,395,000 | $ 114,000 | $ 53,000 |
| Laclede County Missouri | 20 | $ 1,800,000 | $ 90,000 | $ 74,000 |
| Franklin County Kansas | 19 | $ 1,425,000 | $ 75,000 | $ 78,000 |
| Iron County Missouri | 19 | $ 1,485,000 | $ 78,000 | $ 74,000 |
| Dakota County Nebraska | 19 | $ 2,005,000 | $ 105,000 | $ 112,000 |
| Boone County Missouri | 18 | $ 17,400,000 | $ 966,000 | $ 148,000 |
| Cass County Missouri | 18 | $ 3,220,000 | $ 178,000 | $ 103,000 |
| Allen County Kansas | 16 | $ 800,000 | $ 50,000 | $ 52,000 |
| Reynolds County Missouri | 16 | $ 1,070,000 | $ 66,000 | $ 62,000 |
| Howell County Missouri | 15 | $ 1,625,000 | $ 108,000 | $ 60,000 |
| Ramsey County Minnesota | 14 | $ 25,710,000 | $ 1,836,000 | $ 186,000 |
| Dakota County Minnesota | 13 | $ 1,845,000 | $ 141,000 | $ 162,000 |
| McDonald County Missouri | 13 | $ 1,445,000 | $ 111,000 | $ 65,000 |
| St. Clair County Illinois | 12 | $ 2,480,000 | $ 206,000 | $ 162,000 |
| Barry County Missouri | 12 | $ 2,040,000 | $ 170,000 | $ 154,000 |
| Cook County Illinois | 11 | $ 17,655,000 | $ 1,605,000 | $ 159,000 |
| Anoka County Minnesota | 11 | $ 2,045,000 | $ 185,000 | $ 118,000 |
| Morgan County Missouri | 11 | $ 2,195,000 | $ 199,000 | $ 125,000 |
| Texas County Missouri | 11 | $ 705,000 | $ 64,000 | $ 42,000 |
| Lee County Florida | 10 | $ 4,510,000 | $ 451,000 | $ 219,000 |
| Polk County Missouri | 10 | $ 920,000 | $ 92,000 | $ 50,000 |
| Warren County Missouri | 10 | $ 2,210,000 | $ 221,000 | $ 404,000 |
| Union County South Dakota | 10 | $ 1,590,000 | $ 159,000 | $ 108,000 |
| Rock Island County Illinois | 9 | $ 2,015,000 | $ 223,000 | $ 99,000 |
| Poweshiek County Iowa | 9 | $ 1,285,000 | $ 142,000 | $ 74,000 |
| Scott County Minnesota | 9 | $ 1,035,000 | $ 115,000 | $ 160,000 |
| Clay County Missouri | 9 | $ 2,105,000 | $ 233,000 | $ 173,000 |
| Dallas County Missouri | 9 | $ 865,000 | $ 96,000 | $ 194,000 |
| Ozark County Missouri | 9 | $ 1,175,000 | $ 130,000 | $ 76,000 |
| Clark County Nevada | 9 | $ 5,845,000 | $ 649,000 | $ 262,000 |
| Franklin County Missouri | 8 | $ 2,970,000 | $ 371,000 | $ 283,000 |
| Anderson County Kansas | 7 | $ 305,000 | $ 43,000 | $ 37,000 |
| Lincoln County Missouri | 7 | $ 1,565,000 | $ 223,000 | $ 110,000 |
| St. Francois County Missouri | 7 | $ 405,000 | $ 57,000 | $ 41,000 |
| Douglas County Nebraska | 7 | $ 10,455,000 | $ 1,493,000 | $ 145,000 |
| Tulsa County Oklahoma | 7 | $ 23,415,000 | $ 3,345,000 | $ 137,000 |
| Carroll County Arkansas | 6 | $ 1,240,000 | $ 206,000 | $ 756,000 |
| Linn County Kansas | 6 | $ 630,000 | $ 105,000 | $ 58,000 |
| Neosho County Kansas | 6 | $ 500,000 | $ 83,000 | $ 60,000 |
| Washington County Minnesota | 6 | $ 1,450,000 | $ 241,000 | $ 159,000 |
| Dallas County Texas | 6 | $ 2,510,000 | $ 418,000 | $ 270,000 |
| Harris County Texas | 6 | $ 15,420,000 | $ 2,570,000 | $ 271,000 |
| Ada County Idaho | 5 | $ 2,425,000 | $ 485,000 | $ 201,000 |
| Story County Iowa | 5 | $ 585,000 | $ 117,000 | $ 59,000 |
| Hickory County Missouri | 5 | $ 405,000 | $ 81,000 | $ 34,000 |
| Washoe County Nevada | 5 | $ 2,885,000 | $ 577,000 | $ 399,000 |
| Travis County Texas | 5 | $ 2,275,000 | $ 455,000 | $ 252,000 |
| Pulaski County Arkansas | 4 | $ 1,090,000 | $ 272,000 | $ 91,000 |
| Sacramento County California | 4 | $ 1,930,000 | $ 482,000 | $ 303,000 |
| Monroe County Illinois | 4 | $ 1,480,000 | $ 370,000 | $ 185,000 |
| Warren County Iowa | 4 | $ 820,000 | $ 205,000 | $ 112,000 |
| Sherburne County Minnesota | 4 | $ 250,000 | $ 62,000 | $ 97,000 |
| St. Louis County Minnesota | 4 | $ 950,000 | $ 237,000 | $ 141,000 |
| Cape Girardeau County Missouri | 4 | $ 810,000 | $ 202,000 | $ 155,000 |
| Crawford County Missouri | 4 | $ 920,000 | $ 230,000 | $ 89,000 |
| Miller County Missouri | 4 | $ 690,000 | $ 172,000 | $ 257,000 |
| Multnomah County Oregon | 4 | $ 3,060,000 | $ 765,000 | $ 318,000 |
| Bexar County Texas | 4 | $ 1,030,000 | $ 257,000 | $ 119,000 |
| Collin County Texas | 4 | $ 1,710,000 | $ 427,000 | $ 93,000 |
| Broward County Florida | 3 | $ 1,125,000 | $ 375,000 | $ 175,000 |
| Pinellas County Florida | 3 | $ 1,245,000 | $ 415,000 | $ 208,000 |
| Dickinson County Iowa | 3 | $ 565,000 | $ 188,000 | $ 200,000 |
| Crawford County Kansas | 3 | $ 405,000 | $ 135,000 | $ 135,000 |
| Jefferson County Kentucky | 3 | $ 1,025,000 | $ 341,000 | $ 244,000 |
| Baltimore City County Maryland | 3 | $ 1,035,000 | $ 345,000 | $ 161,000 |
| Carver County Minnesota | 3 | $ 695,000 | $ 231,000 | $ 183,000 |
| Wright County Minnesota | 3 | $ 145,000 | $ 48,000 | $ 212,000 |
| Andrew County Missouri | 3 | $ 865,000 | $ 288,000 | $ 345,000 |
| Benton County Missouri | 3 | $ 375,000 | $ 125,000 | $ 71,000 |
| Dent County Missouri | 3 | $ 835,000 | $ 278,000 | $ 295,000 |
| Platte County Missouri | 3 | $ 1,415,000 | $ 471,000 | $ 198,000 |
| Bernalillo County New Mexico | 3 | $ 1,145,000 | $ 381,000 | $ 275,000 |
| Franklin County Ohio | 3 | $ 1,235,000 | $ 411,000 | $ 199,000 |
| Berkeley County South Carolina | 3 | $ 855,000 | $ 285,000 | $ 245,000 |
| Davidson County Tennessee | 3 | $ 1,465,000 | $ 488,000 | $ 694,000 |
| King County Washington | 3 | $ 1,155,000 | $ 385,000 | $ 349,000 |
| Sawyer County Wisconsin | 3 | $ 1,025,000 | $ 341,000 | $ 756,000 |
| Pima County Arizona | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| Baxter County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Los Angeles County California | 2 | $ 1,260,000 | $ 630,000 | $ 253,000 |
| San Luis Obispo County California | 2 | $ 670,000 | $ 335,000 | $ 148,000 |
| Boulder County Colorado | 2 | $ 1,900,000 | $ 950,000 | $ 307,000 |
| Eagle County Colorado | 2 | $ 2,960,000 | $ 1,480,000 | $ 1,345,000 |
| Pitkin County Colorado | 2 | $ 2,900,000 | $ 1,450,000 | $ 1,723,000 |
| Routt County Colorado | 2 | $ 1,250,000 | $ 625,000 | $ 417,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,010,000 | $ 505,000 | $ 160,000 |
| Charlotte County Florida | 2 | $ 510,000 | $ 255,000 | $ 347,000 |
| Collier County Florida | 2 | $ 1,090,000 | $ 545,000 | $ 135,000 |
| Orange County Florida | 2 | $ 340,000 | $ 170,000 | $ 56,000 |
| Palm Beach County Florida | 2 | $ 1,690,000 | $ 845,000 | $ 335,000 |
| Pasco County Florida | 2 | $ 630,000 | $ 315,000 | $ 806,000 |
| Volusia County Florida | 2 | $ 600,000 | $ 300,000 | $ 163,000 |
| Cobb County Georgia | 2 | $ 1,030,000 | $ 515,000 | $ 350,000 |
| Madison County Illinois | 2 | $ 540,000 | $ 270,000 | $ 294,000 |
| Mercer County Illinois | 2 | $ 390,000 | $ 195,000 | $ 243,000 |
| Will County Illinois | 2 | $ 790,000 | $ 395,000 | $ 242,000 |
| Boone County Iowa | 2 | $ 570,000 | $ 285,000 | $ 295,000 |
| Hardin County Iowa | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Pottawattamie County Iowa | 2 | $ 560,000 | $ 280,000 | $ 186,000 |
| Webster County Iowa | 2 | $ 880,000 | $ 440,000 | $ 462,000 |
| Cherokee County Kansas | 2 | $ 120,000 | $ 60,000 | $ 84,000 |
| Leavenworth County Kansas | 2 | $ 200,000 | $ 100,000 | $ 121,000 |
| Wyandotte County Kansas | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Clinton County Michigan | 2 | $ 880,000 | $ 440,000 | $ 322,000 |
| Crow Wing County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 613,000 |
| Barton County Missouri | 2 | $ 280,000 | $ 140,000 | $ 128,000 |
| Bates County Missouri | 2 | $ 190,000 | $ 95,000 | $ 77,000 |
| Callaway County Missouri | 2 | $ 340,000 | $ 170,000 | $ 177,000 |
| Cole County Missouri | 2 | $ 680,000 | $ 340,000 | $ 169,000 |
| Henry County Missouri | 2 | $ 90,000 | $ 45,000 | $ 88,000 |
| Mississippi County Missouri | 2 | $ 390,000 | $ 195,000 | $ 76,000 |
| Oregon County Missouri | 2 | $ 200,000 | $ 100,000 | $ 64,000 |
| Perry County Missouri | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Phelps County Missouri | 2 | $ 180,000 | $ 90,000 | $ 65,000 |
| Shannon County Missouri | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Washington County Missouri | 2 | $ 220,000 | $ 110,000 | $ 279,000 |
| Gallatin County Montana | 2 | $ 1,220,000 | $ 610,000 | $ 268,000 |
| Lancaster County Nebraska | 2 | $ 410,000 | $ 205,000 | $ 181,000 |
| Sarpy County Nebraska | 2 | $ 1,530,000 | $ 765,000 | $ 378,000 |
| Monmouth County New Jersey | 2 | $ 940,000 | $ 470,000 | $ 576,000 |
| Lucas County Ohio | 2 | $ 530,000 | $ 265,000 | $ 150,000 |
| Oklahoma County Oklahoma | 2 | $ 8,710,000 | $ 4,355,000 | $ 0 |
| Jackson County Oregon | 2 | $ 930,000 | $ 465,000 | $ 277,000 |
| Klamath County Oregon | 2 | $ 610,000 | $ 305,000 | $ 120,000 |
| Philadelphia County Pennsylvania | 2 | $ 710,000 | $ 355,000 | $ 143,000 |
| Horry County South Carolina | 2 | $ 1,590,000 | $ 795,000 | $ 385,000 |
| Yankton County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 89,000 |
| Bowie County Texas | 2 | $ 1,540,000 | $ 770,000 | $ 0 |
| Henderson County Texas | 2 | $ 560,000 | $ 280,000 | $ 62,000 |
| Tarrant County Texas | 2 | $ 1,070,000 | $ 535,000 | $ 340,000 |
| Box Elder County Utah | 2 | $ 1,030,000 | $ 515,000 | $ 325,000 |
| Salt Lake County Utah | 2 | $ 1,200,000 | $ 600,000 | $ 360,000 |
| Chelan County Washington | 2 | $ 510,000 | $ 255,000 | $ 466,000 |
| Pierce County Washington | 2 | $ 1,520,000 | $ 760,000 | $ 410,000 |
| Burnett County Wisconsin | 2 | $ 690,000 | $ 345,000 | $ 159,000 |
| La Crosse County Wisconsin | 2 | $ 580,000 | $ 290,000 | $ 165,000 |
| Polk County Wisconsin | 2 | $ 520,000 | $ 260,000 | $ 264,000 |
| Teton County Wyoming | 2 | $ 570,000 | $ 285,000 | $ 390,000 |
| Baldwin County Alabama | 1 | $ 215,000 | $ 215,000 | $ 175,000 |
| Covington County Alabama | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Montgomery County Alabama | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Navajo County Arizona | 1 | $ 695,000 | $ 695,000 | $ 464,000 |
| Pinal County Arizona | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Boone County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Garland County Arkansas | 1 | $ 435,000 | $ 435,000 | $ 264,000 |
| Marion County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Newton County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Alameda County California | 1 | $ 385,000 | $ 385,000 | $ 64,000 |
| Merced County California | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Orange County California | 1 | $ 125,000 | $ 125,000 | $ 408,000 |
| Placer County California | 1 | $ 595,000 | $ 595,000 | $ 233,000 |
| Solano County California | 1 | $ 475,000 | $ 475,000 | $ 426,000 |
| Tulare County California | 1 | $ 1,155,000 | $ 1,155,000 | $ 450,000 |
| Adams County Colorado | 1 | $ 295,000 | $ 295,000 | $ 580,000 |
| Denver County Colorado | 1 | $ 2,605,000 | $ 2,605,000 | $ 0 |
| Douglas County Colorado | 1 | $ 455,000 | $ 455,000 | $ 194,000 |
| La Plata County Colorado | 1 | $ 105,000 | $ 105,000 | $ 613,000 |
| Mesa County Colorado | 1 | $ 20,345,000 | $ 20,345,000 | $ 0 |
| Ouray County Colorado | 1 | $ 55,000 | $ 55,000 | $ 6,000 |
| Weld County Colorado | 1 | $ 495,000 | $ 495,000 | $ 316,000 |
| Bay County Florida | 1 | $ 305,000 | $ 305,000 | $ 220,000 |
| Brevard County Florida | 1 | $ 395,000 | $ 395,000 | $ 118,000 |
| Gadsden County Florida | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| Hillsborough County Florida | 1 | $ 155,000 | $ 155,000 | $ 250,000 |
| Indian River County Florida | 1 | $ 965,000 | $ 965,000 | $ 1,684,000 |
| Okaloosa County Florida | 1 | $ 1,525,000 | $ 1,525,000 | $ 788,000 |
| Sarasota County Florida | 1 | $ 235,000 | $ 235,000 | $ 499,000 |
| St. Lucie County Florida | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Walton County Florida | 1 | $ 785,000 | $ 785,000 | $ 328,000 |
| Bulloch County Georgia | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 385,000 | $ 385,000 | $ 117,000 |
| Forsyth County Georgia | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Fulton County Georgia | 1 | $ 415,000 | $ 415,000 | $ 407,000 |
| Alexander County Illinois | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Bureau County Illinois | 1 | $ 85,000 | $ 85,000 | $ 157,000 |
| Champaign County Illinois | 1 | $ 385,000 | $ 385,000 | $ 350,000 |
| Clinton County Illinois | 1 | $ 55,000 | $ 55,000 | $ 176,000 |
| Henry County Illinois | 1 | $ 335,000 | $ 335,000 | $ 116,000 |
| McHenry County Illinois | 1 | $ 38,265,000 | $ 38,265,000 | $ 0 |
| Peoria County Illinois | 1 | $ 345,000 | $ 345,000 | $ 375,000 |
| Randolph County Illinois | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Saline County Illinois | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Sangamon County Illinois | 1 | $ 345,000 | $ 345,000 | $ 235,000 |
| Shelby County Illinois | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Tazewell County Illinois | 1 | $ 505,000 | $ 505,000 | $ 325,000 |
| Delaware County Indiana | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Marion County Indiana | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Cedar County Iowa | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Cerro Gordo County Iowa | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Clinton County Iowa | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Des Moines County Iowa | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Guthrie County Iowa | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Ida County Iowa | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Iowa County Iowa | 1 | $ 35,000 | $ 35,000 | $ 9,000 |
| Jones County Iowa | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Lee County Iowa | 1 | $ 295,000 | $ 295,000 | $ 230,000 |
| Linn County Iowa | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Louisa County Iowa | 1 | $ 85,000 | $ 85,000 | $ 780,000 |
| Lucas County Iowa | 1 | $ 395,000 | $ 395,000 | $ 114,000 |
| Madison County Iowa | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Marshall County Iowa | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| Muscatine County Iowa | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| O'Brien County Iowa | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Wapello County Iowa | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Bourbon County Kansas | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Douglas County Kansas | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Jefferson County Kansas | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Morris County Kansas | 1 | $ 35,000 | $ 35,000 | $ 136,000 |
| Osage County Kansas | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Saline County Kansas | 1 | $ 505,000 | $ 505,000 | $ 500,000 |
| Sedgwick County Kansas | 1 | $ 25,000 | $ 25,000 | $ 229,000 |
| Sherman County Kansas | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Ascension County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 113,000 |
| Jefferson County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| St. Landry County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Harford County Maryland | 1 | $ 345,000 | $ 345,000 | $ 150,000 |
| Montgomery County Maryland | 1 | $ 555,000 | $ 555,000 | $ 125,000 |
| Hampden County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 410,000 |
| Kent County Michigan | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Chisago County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Goodhue County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 238,000 |
| Kandiyohi County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 365,000 |
| Mower County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Rice County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Sibley County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Clarke County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Adair County Missouri | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Buchanan County Missouri | 1 | $ 115,000 | $ 115,000 | $ 18,000 |
| Clinton County Missouri | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Daviess County Missouri | 1 | $ 665,000 | $ 665,000 | $ 325,000 |
| Johnson County Missouri | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Linn County Missouri | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Pulaski County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| St. Clair County Missouri | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Wayne County Missouri | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Madison County Nebraska | 1 | $ 615,000 | $ 615,000 | $ 727,000 |
| Merrimack County New Hampshire | 1 | $ 435,000 | $ 435,000 | $ 392,000 |
| Rockingham County New Hampshire | 1 | $ 375,000 | $ 375,000 | $ 464,000 |
| Somerset County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Sandoval County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 171,000 |
| Santa Fe County New Mexico | 1 | $ 555,000 | $ 555,000 | $ 119,000 |
| Monroe County New York | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Buncombe County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 276,000 |
| Cumberland County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 83,000 |
| Duplin County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Forsyth County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Orange County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 448,000 |
| Union County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 6,120,000 |
| Cuyahoga County Ohio | 1 | $ 395,000 | $ 395,000 | $ 450,000 |
| Greene County Ohio | 1 | $ 475,000 | $ 475,000 | $ 332,000 |
| Hamilton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Canadian County Oklahoma | 1 | $ 515,000 | $ 515,000 | $ 407,000 |
| Comanche County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Creek County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 101,000 |
| Delaware County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Ottawa County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Deschutes County Oregon | 1 | $ 425,000 | $ 425,000 | $ 210,000 |
| Lane County Oregon | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| Cherokee County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 199,000 |
| Richland County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Spartanburg County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| Clark County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Lincoln County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Knox County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 373,000 |
| Putnam County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 30,005,000 | $ 30,005,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Bandera County Texas | 1 | $ 575,000 | $ 575,000 | $ 196,000 |
| Brazoria County Texas | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 198,000 |
| El Paso County Texas | 1 | $ 115,000 | $ 115,000 | $ 420,000 |
| Fort Bend County Texas | 1 | $ 295,000 | $ 295,000 | $ 124,000 |
| Galveston County Texas | 1 | $ 345,000 | $ 345,000 | $ 250,000 |
| Hidalgo County Texas | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Midland County Texas | 1 | $ 485,000 | $ 485,000 | $ 480,000 |
| Montgomery County Texas | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Williamson County Texas | 1 | $ 28,985,000 | $ 28,985,000 | $ 0 |
| Cache County Utah | 1 | $ 445,000 | $ 445,000 | $ 192,000 |
| Davis County Utah | 1 | $ 375,000 | $ 375,000 | $ 66,000 |
| Sevier County Utah | 1 | $ 165,000 | $ 165,000 | $ 300,000 |
| Albemarle County Virginia | 1 | $ 615,000 | $ 615,000 | $ 236,000 |
| Lynchburg County Virginia | 1 | $ 465,000 | $ 465,000 | $ 293,000 |
| Montgomery County Virginia | 1 | $ 465,000 | $ 465,000 | $ 85,000 |
| Norfolk County Virginia | 1 | $ 455,000 | $ 455,000 | $ 400,000 |
| Prince William County Virginia | 1 | $ 375,000 | $ 375,000 | $ 79,000 |
| Douglas County Washington | 1 | $ 255,000 | $ 255,000 | $ 620,000 |
| Island County Washington | 1 | $ 405,000 | $ 405,000 | $ 814,000 |
| Stevens County Washington | 1 | $ 305,000 | $ 305,000 | $ 236,000 |
| Yakima County Washington | 1 | $ 425,000 | $ 425,000 | $ 135,000 |
| Fond du Lac County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 600,000 |
| Marathon County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 420,000 |
| Milwaukee County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 629,000 |
| Vernon County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Waukesha County Wisconsin | 1 | $ 715,000 | $ 715,000 | $ 400,000 |
| Winnebago County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 356,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,414 | $641,600,000 | $453,000 | $38,265,000 | $163,000 | $6,120,000 |
| Refinancing | 1,276 | $307,470,000 | $240,000 | $9,255,000 | $164,000 | $2,114,000 |
| Cash-out Refinancing | 705 | $154,335,000 | $218,000 | $2,455,000 | $131,000 | $2,020,000 |
| Other Purpose | 478 | $45,350,000 | $94,000 | $1,155,000 | $133,000 | $1,994,000 |
| Home Improvement | 331 | $39,385,000 | $118,000 | $16,705,000 | $101,000 | $1,218,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,568 | $702,490,000 | $196,000 | $5,265,000 | $145,000 | $5,333,000 |
| Not Provided | 221 | $51,525,000 | $233,000 | $1,305,000 | $197,000 | $2,400,000 |
| Not applicable | 159 | $376,305,000 | $2,366,000 | $38,265,000 | $0 | $0 |
| Black or African American | 83 | $15,395,000 | $185,000 | $1,305,000 | $229,000 | $6,120,000 |
| Hispanic | 81 | $15,005,000 | $185,000 | $1,445,000 | $93,000 | $419,000 |
| Asian | 69 | $22,785,000 | $330,000 | $1,935,000 | $190,000 | $996,000 |
| American Indian or Alaskan Native | 15 | $2,375,000 | $158,000 | $525,000 | $98,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $26,000 | $26,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,962 | $1,149,240,000 | $290,000 | $38,265,000 | $155,000 | $6,120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 118 | $14,830,000 | $125,000 | $265,000 | $51,000 | $744,000 |
| VA-guaranteed (Veterans Administration) | 73 | $16,745,000 | $229,000 | $1,455,000 | $91,000 | $644,000 |
| FHA-insured (Federal Housing Administration) | 51 | $7,325,000 | $143,000 | $255,000 | $57,000 | $152,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,814 | $879,770,000 | $312,000 | $38,265,000 | $160,000 | $5,333,000 |
| Application Denied By Financial Institution | 640 | $70,340,000 | $109,000 | $1,355,000 | $77,000 | $1,342,000 |
| Application Withdrawn By Applicant | 616 | $149,450,000 | $242,000 | $7,955,000 | $177,000 | $6,120,000 |
| File Closed For Incompleteness | 76 | $16,080,000 | $211,000 | $1,215,000 | $180,000 | $1,408,000 |
| Application Approved But Not Accepted | 58 | $72,500,000 | $1,250,000 | $30,005,000 | $132,000 | $768,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,564 | $1,117,800,000 | $313,000 | $38,265,000 | $163,000 | $6,120,000 |
| Credit History | 264 | $26,110,000 | $98,000 | $1,155,000 | $88,000 | $1,342,000 |
| Debt-To-Income Ratio | 228 | $28,560,000 | $125,000 | $975,000 | $53,000 | $358,000 |
| Collateral | 82 | $7,080,000 | $86,000 | $805,000 | $96,000 | $450,000 |
| Credit Application Incomplete | 41 | $3,015,000 | $73,000 | $435,000 | $80,000 | $561,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,370,000 | $296,000 | $1,355,000 | $140,000 | $430,000 |
| Employment History | 7 | $1,515,000 | $216,000 | $515,000 | $99,000 | $270,000 |
| Other | 6 | $960,000 | $160,000 | $295,000 | $82,000 | $134,000 |
| Unverifiable Information | 4 | $730,000 | $182,000 | $275,000 | $68,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.