Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Great Southern Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,204 |
| Total Mortgage Loan Application Amount | $1,188,140,000 |
| Average Mortgage Loan Application Amount | $224,600 |
| Highest Mortgage Loan Application Amount | $38,265,000 |
| Average Applicant Income | $138,400 |
| Highest Applicant Income | $6,120,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SPRINGFIELD, MO | 1,116 | $ 206,100,000 | $ 184,000 | $ 108,000 |
| NA (OUTSIDE OF MSA/MD) | 878 | $ 125,680,000 | $ 321,576 | $ 276,208 |
| ST. LOUIS, MO-IL | 711 | $ 237,345,000 | $ 287,500 | $ 212,500 |
| KANSAS CITY, MO-KS | 267 | $ 53,765,000 | $ 202,500 | $ 131,500 |
| DES MOINES-WEST DES MOINES, IA | 226 | $ 75,330,000 | $ 333,000 | $ 111,000 |
| SIOUX CITY, IA-NE-SD | 218 | $ 45,280,000 | $ 161,333 | $ 100,333 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 144 | $ 50,080,000 | $ 347,000 | $ 200,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 136 | $ 28,110,000 | $ 216,000 | $ 129,500 |
| JOPLIN, MO | 91 | $ 9,265,000 | $ 101,000 | $ 84,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 79 | $ 27,235,000 | $ 344,000 | $ 98,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 23 | $ 11,275,000 | $ 490,000 | $ 423,000 |
| COLUMBIA, MO | 18 | $ 17,400,000 | $ 966,000 | $ 148,000 |
| CHICAGO-NAPERVILLE, IL | 14 | $ 56,710,000 | $ 4,050,000 | $ 183,000 |
| DALLAS-PLANO-IRVING, TX | 11 | $ 4,465,000 | $ 405,000 | $ 234,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 11 | $ 12,545,000 | $ 805,500 | $ 198,500 |
| CAPE CORAL-FORT MYERS, FL | 10 | $ 4,510,000 | $ 451,000 | $ 219,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 10 | $ 16,560,000 | $ 1,656,000 | $ 213,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 9 | $ 5,845,000 | $ 649,000 | $ 262,000 |
| TULSA, OK | 8 | $ 23,730,000 | $ 2,966,000 | $ 128,000 |
| AMES, IA | 7 | $ 1,155,000 | $ 165,000 | $ 126,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 31,260,000 | $ 5,210,000 | $ 252,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 2,030,000 | $ 338,000 | $ 414,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 5 | $ 2,095,000 | $ 419,000 | $ 269,000 |
| BOISE CITY, ID | 5 | $ 2,425,000 | $ 485,000 | $ 201,000 |
| CAPE GIRARDEAU, MO-IL | 5 | $ 945,000 | $ 168,500 | $ 102,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 5 | $ 31,745,000 | $ 6,349,000 | $ 500,000 |
| RENO, NV | 5 | $ 2,885,000 | $ 577,000 | $ 399,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 5 | $ 2,525,000 | $ 505,000 | $ 289,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 5 | $ 1,605,000 | $ 321,000 | $ 134,000 |
| ALBUQUERQUE, NM | 4 | $ 1,550,000 | $ 387,000 | $ 249,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 4 | $ 1,380,000 | $ 345,000 | $ 158,000 |
| DULUTH, MN-WI | 4 | $ 950,000 | $ 237,000 | $ 141,000 |
| JEFFERSON CITY, MO | 4 | $ 1,020,000 | $ 255,000 | $ 173,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 1,090,000 | $ 272,000 | $ 91,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 4 | $ 3,060,000 | $ 765,000 | $ 318,000 |
| ST. JOSEPH, MO-KS | 4 | $ 980,000 | $ 245,000 | $ 263,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 855,000 | $ 285,000 | $ 245,000 |
| COLUMBUS, OH | 3 | $ 1,235,000 | $ 411,000 | $ 199,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3 | $ 3,355,000 | $ 1,118,000 | $ 387,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 1,125,000 | $ 375,000 | $ 175,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 1,025,000 | $ 341,000 | $ 244,000 |
| NEW YORK-NEWARK, NY | 3 | $ 1,255,000 | $ 418,000 | $ 416,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 1,405,000 | $ 468,000 | $ 238,000 |
| OKLAHOMA CITY, OK | 3 | $ 9,225,000 | $ 3,075,000 | $ 407,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3 | $ 1,155,000 | $ 385,000 | $ 349,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3 | $ 1,385,000 | $ 440,000 | $ 119,500 |
| WENATCHEE, WA | 3 | $ 765,000 | $ 255,000 | $ 517,000 |
| BOULDER, CO | 2 | $ 1,900,000 | $ 950,000 | $ 307,000 |
| CEDAR RAPIDS, IA | 2 | $ 200,000 | $ 100,000 | $ 45,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 2,310,000 | $ 1,155,000 | $ 558,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 600,000 | $ 300,000 | $ 163,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 1,070,000 | $ 535,000 | $ 340,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 580,000 | $ 290,000 | $ 165,000 |
| LANSING-EAST LANSING, MI | 2 | $ 880,000 | $ 440,000 | $ 322,000 |
| LINCOLN, NE | 2 | $ 410,000 | $ 205,000 | $ 181,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2 | $ 1,260,000 | $ 630,000 | $ 253,000 |
| MEDFORD, OR | 2 | $ 930,000 | $ 465,000 | $ 277,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 1,230,000 | $ 615,000 | $ 514,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 1,590,000 | $ 795,000 | $ 385,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 1,090,000 | $ 545,000 | $ 135,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2 | $ 340,000 | $ 170,000 | $ 56,000 |
| PEORIA, IL | 2 | $ 850,000 | $ 425,000 | $ 350,000 |
| PHILADELPHIA, PA | 2 | $ 710,000 | $ 355,000 | $ 143,000 |
| PUNTA GORDA, FL | 2 | $ 510,000 | $ 255,000 | $ 347,000 |
| SALT LAKE CITY, UT | 2 | $ 1,200,000 | $ 600,000 | $ 360,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 670,000 | $ 335,000 | $ 148,000 |
| TACOMA-LAKEWOOD, WA | 2 | $ 1,520,000 | $ 760,000 | $ 410,000 |
| TEXARKANA, TX-AR | 2 | $ 1,540,000 | $ 770,000 | $ 0 |
| TOLEDO, OH | 2 | $ 530,000 | $ 265,000 | $ 150,000 |
| TOPEKA, KS | 2 | $ 180,000 | $ 90,000 | $ 29,000 |
| TUCSON, AZ | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 2 | $ 1,690,000 | $ 845,000 | $ 335,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 125,000 | $ 125,000 | $ 408,000 |
| ASHEVILLE, NC | 1 | $ 235,000 | $ 235,000 | $ 276,000 |
| BATON ROUGE, LA | 1 | $ 335,000 | $ 335,000 | $ 113,000 |
| BEND-REDMOND, OR | 1 | $ 425,000 | $ 425,000 | $ 210,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 465,000 | $ 465,000 | $ 85,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 385,000 | $ 385,000 | $ 350,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1 | $ 1,005,000 | $ 1,005,000 | $ 6,120,000 |
| CHARLOTTESVILLE, VA | 1 | $ 615,000 | $ 615,000 | $ 236,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| CLEVELAND-ELYRIA, OH | 1 | $ 395,000 | $ 395,000 | $ 450,000 |
| COLUMBIA, SC | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 215,000 | $ 215,000 | $ 175,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 475,000 | $ 475,000 | $ 332,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 445,000 | $ 445,000 | $ 448,000 |
| EL PASO, TX | 1 | $ 115,000 | $ 115,000 | $ 420,000 |
| EUGENE, OR | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| FAYETTEVILLE, NC | 1 | $ 405,000 | $ 405,000 | $ 83,000 |
| FOND DU LAC, WI | 1 | $ 465,000 | $ 465,000 | $ 600,000 |
| GRAND JUNCTION, CO | 1 | $ 20,345,000 | $ 20,345,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| GREELEY, CO | 1 | $ 495,000 | $ 495,000 | $ 316,000 |
| HOT SPRINGS, AR | 1 | $ 435,000 | $ 435,000 | $ 264,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| KNOXVILLE, TN | 1 | $ 255,000 | $ 255,000 | $ 373,000 |
| LAWRENCE, KS | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| LAWTON, OK | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| LOGAN, UT-ID | 1 | $ 445,000 | $ 445,000 | $ 192,000 |
| LYNCHBURG, VA | 1 | $ 465,000 | $ 465,000 | $ 293,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| MERCED, CA | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| MIDLAND, TX | 1 | $ 485,000 | $ 485,000 | $ 480,000 |
| MONTGOMERY, AL | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| MUNCIE, IN | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1 | $ 235,000 | $ 235,000 | $ 499,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1 | $ 385,000 | $ 385,000 | $ 64,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 445,000 | $ 445,000 | $ 356,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 395,000 | $ 395,000 | $ 118,000 |
| PANAMA CITY, FL | 1 | $ 305,000 | $ 305,000 | $ 220,000 |
| PORT ST. LUCIE, FL | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| ROCHESTER, NY | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 375,000 | $ 375,000 | $ 464,000 |
| SANTA FE, NM | 1 | $ 555,000 | $ 555,000 | $ 119,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 965,000 | $ 965,000 | $ 1,684,000 |
| SIOUX FALLS, SD | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| SPARTANBURG, SC | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 305,000 | $ 305,000 | $ 236,000 |
| SPRINGFIELD, IL | 1 | $ 345,000 | $ 345,000 | $ 235,000 |
| SPRINGFIELD, MA | 1 | $ 405,000 | $ 405,000 | $ 410,000 |
| TALLAHASSEE, FL | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 475,000 | $ 475,000 | $ 426,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 455,000 | $ 455,000 | $ 400,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 1,155,000 | $ 1,155,000 | $ 450,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 555,000 | $ 555,000 | $ 125,000 |
| WAUSAU, WI | 1 | $ 515,000 | $ 515,000 | $ 420,000 |
| WICHITA, KS | 1 | $ 25,000 | $ 25,000 | $ 229,000 |
| WINSTON-SALEM, NC | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| YAKIMA, WA | 1 | $ 425,000 | $ 425,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,414 | $641,600,000 | $453,000 | $38,265,000 | $163,000 | $6,120,000 |
| Refinancing | 1,276 | $307,470,000 | $240,000 | $9,255,000 | $164,000 | $2,114,000 |
| Cash-out Refinancing | 705 | $154,335,000 | $218,000 | $2,455,000 | $131,000 | $2,020,000 |
| Other Purpose | 478 | $45,350,000 | $94,000 | $1,155,000 | $133,000 | $1,994,000 |
| Home Improvement | 331 | $39,385,000 | $118,000 | $16,705,000 | $101,000 | $1,218,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,568 | $702,490,000 | $196,000 | $5,265,000 | $145,000 | $5,333,000 |
| Not Provided | 221 | $51,525,000 | $233,000 | $1,305,000 | $197,000 | $2,400,000 |
| Not applicable | 159 | $376,305,000 | $2,366,000 | $38,265,000 | $0 | $0 |
| Black or African American | 83 | $15,395,000 | $185,000 | $1,305,000 | $229,000 | $6,120,000 |
| Hispanic | 81 | $15,005,000 | $185,000 | $1,445,000 | $93,000 | $419,000 |
| Asian | 69 | $22,785,000 | $330,000 | $1,935,000 | $190,000 | $996,000 |
| American Indian or Alaskan Native | 15 | $2,375,000 | $158,000 | $525,000 | $98,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $26,000 | $26,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,962 | $1,149,240,000 | $290,000 | $38,265,000 | $155,000 | $6,120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 118 | $14,830,000 | $125,000 | $265,000 | $51,000 | $744,000 |
| VA-guaranteed (Veterans Administration) | 73 | $16,745,000 | $229,000 | $1,455,000 | $91,000 | $644,000 |
| FHA-insured (Federal Housing Administration) | 51 | $7,325,000 | $143,000 | $255,000 | $57,000 | $152,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,814 | $879,770,000 | $312,000 | $38,265,000 | $160,000 | $5,333,000 |
| Application Denied By Financial Institution | 640 | $70,340,000 | $109,000 | $1,355,000 | $77,000 | $1,342,000 |
| Application Withdrawn By Applicant | 616 | $149,450,000 | $242,000 | $7,955,000 | $177,000 | $6,120,000 |
| File Closed For Incompleteness | 76 | $16,080,000 | $211,000 | $1,215,000 | $180,000 | $1,408,000 |
| Application Approved But Not Accepted | 58 | $72,500,000 | $1,250,000 | $30,005,000 | $132,000 | $768,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,564 | $1,117,800,000 | $313,000 | $38,265,000 | $163,000 | $6,120,000 |
| Credit History | 264 | $26,110,000 | $98,000 | $1,155,000 | $88,000 | $1,342,000 |
| Debt-To-Income Ratio | 228 | $28,560,000 | $125,000 | $975,000 | $53,000 | $358,000 |
| Collateral | 82 | $7,080,000 | $86,000 | $805,000 | $96,000 | $450,000 |
| Credit Application Incomplete | 41 | $3,015,000 | $73,000 | $435,000 | $80,000 | $561,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,370,000 | $296,000 | $1,355,000 | $140,000 | $430,000 |
| Employment History | 7 | $1,515,000 | $216,000 | $515,000 | $99,000 | $270,000 |
| Other | 6 | $960,000 | $160,000 | $295,000 | $82,000 | $134,000 |
| Unverifiable Information | 4 | $730,000 | $182,000 | $275,000 | $68,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.