Great Southern Bank Mortgage Lending & HMDA Data, 2021

In 2021, Great Southern Bank of Springfield, MO reported 4,054 mortgage applications totaling $1.4 billion, down 4% from 2020. The average application was for $353,507, and applicants reported an average income of $139,974. 69% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Springfield, MO (1,111), St. Louis, MO-IL (588) and Des Moines-West Des Moines, IA (227) (applications in parentheses).

Mortgage Company & Address Great Southern Bank
218 S Glenstone Ave
Springfield, MO 65802
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,054
Total Mortgage Loan Application Amount $1,433,120,000
Average Mortgage Loan Application Amount $353,507
Highest Mortgage Loan Application Amount $47,265,000
Average Applicant Income $139,974
Highest Applicant Income $6,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Southern Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Southern Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greene, Missouri 782 $ 139,520,000 $ 178,414 $ 98,000
St. Louis, Missouri 379 $ 177,455,000 $ 468,218 $ 246,000
Christian, Missouri 245 $ 41,375,000 $ 168,877 $ 85,000
Woodbury, Iowa 190 $ 32,570,000 $ 171,421 $ 85,000
Jasper, Iowa 98 $ 10,910,000 $ 111,326 $ 66,000
Polk, Iowa 98 $ 53,300,000 $ 543,877 $ 159,000
St. Charles, Missouri 85 $ 19,915,000 $ 234,294 $ 152,000
Johnson, Kansas 83 $ 24,605,000 $ 296,445 $ 165,000
St. Louis City, Missouri 79 $ 55,485,000 $ 702,341 $ 210,000
Scott, Iowa 78 $ 12,410,000 $ 159,102 $ 130,000
Camden, Missouri 71 $ 12,575,000 $ 177,112 $ 171,000
Taney, Missouri 71 $ 13,435,000 $ 189,225 $ 123,000
Stone, Missouri 66 $ 13,120,000 $ 198,787 $ 122,000
Newton, Missouri 58 $ 5,550,000 $ 95,689 $ 84,000
Douglas, Missouri 55 $ 6,835,000 $ 124,272 $ 57,000
Benton, Arkansas 53 $ 34,725,000 $ 655,188 $ 144,000
Hennepin, Minnesota 53 $ 35,165,000 $ 663,490 $ 184,000
Webster, Missouri 51 $ 9,975,000 $ 195,588 $ 100,000
Jackson, Missouri 49 $ 13,385,000 $ 273,163 $ 157,000
Jasper, Missouri 49 $ 16,115,000 $ 328,877 $ 71,000
Miami, Kansas 48 $ 5,220,000 $ 108,750 $ 87,000
Lawrence, Missouri 48 $ 5,790,000 $ 120,625 $ 62,000
Vernon, Missouri 42 $ 3,360,000 $ 80,000 $ 57,000
Labette, Kansas 36 $ 2,010,000 $ 55,833 $ 73,000
Mahaska, Iowa 32 $ 3,410,000 $ 106,562 $ 69,000
Howell, Missouri 32 $ 3,640,000 $ 113,750 $ 65,000
Monona, Iowa 30 $ 2,690,000 $ 89,666 $ 54,000
Cedar, Missouri 30 $ 2,480,000 $ 82,666 $ 51,000
Anoka, Minnesota 29 $ 5,455,000 $ 188,103 $ 95,000
Franklin, Kansas 27 $ 2,635,000 $ 97,592 $ 110,000
Laclede, Missouri 27 $ 2,215,000 $ 82,037 $ 45,000
Wright, Missouri 27 $ 4,735,000 $ 175,370 $ 71,000
Dade, Missouri 24 $ 2,450,000 $ 102,083 $ 75,000
Jefferson, Missouri 24 $ 5,290,000 $ 220,416 $ 130,000
Polk, Missouri 22 $ 3,640,000 $ 165,454 $ 64,000
Dallas, Iowa 21 $ 41,055,000 $ 1,955,000 $ 199,000
Iron, Missouri 19 $ 1,025,000 $ 53,947 $ 52,000
Plymouth, Iowa 18 $ 3,310,000 $ 183,888 $ 106,000
Ramsey, Minnesota 18 $ 12,080,000 $ 671,111 $ 107,000
Dakota, Nebraska 18 $ 2,110,000 $ 117,222 $ 60,000
Marion, Iowa 17 $ 1,705,000 $ 100,294 $ 74,000
Washington, Arkansas 16 $ 2,860,000 $ 178,750 $ 135,000
Dakota, Minnesota 16 $ 2,400,000 $ 150,000 $ 131,000
Cass, Missouri 16 $ 3,280,000 $ 205,000 $ 118,000
Madison, Missouri 16 $ 1,460,000 $ 91,250 $ 45,000
Allen, Kansas 15 $ 1,085,000 $ 72,333 $ 71,000
Rock Island, Illinois 13 $ 6,475,000 $ 498,076 $ 119,000
Reynolds, Missouri 13 $ 1,255,000 $ 96,538 $ 75,000
Maricopa, Arizona 12 $ 8,400,000 $ 700,000 $ 335,000
Texas, Missouri 12 $ 1,360,000 $ 113,333 $ 103,000
Washington, Minnesota 11 $ 2,485,000 $ 225,909 $ 231,000
Dallas, Missouri 11 $ 1,735,000 $ 157,727 $ 66,000
Union, South Dakota 11 $ 2,485,000 $ 225,909 $ 133,000
Scott, Minnesota 10 $ 1,530,000 $ 153,000 $ 204,000
Linn, Kansas 9 $ 1,355,000 $ 150,555 $ 155,000
Miller, Missouri 9 $ 1,775,000 $ 197,222 $ 107,000
Cook, Illinois 8 $ 17,930,000 $ 2,241,250 $ 216,000
Cherokee, Kansas 8 $ 510,000 $ 63,750 $ 64,000
Barry, Missouri 8 $ 1,020,000 $ 127,500 $ 255,000
Boone, Missouri 8 $ 16,230,000 $ 2,028,750 $ 133,000
Clay, Missouri 8 $ 1,490,000 $ 186,250 $ 203,000
Clark, Nevada 8 $ 5,110,000 $ 638,750 $ 289,000
Neosho, Kansas 7 $ 675,000 $ 96,428 $ 68,000
Douglas, Nebraska 7 $ 1,965,000 $ 280,714 $ 359,000
Tulsa, Oklahoma 7 $ 2,465,000 $ 352,142 $ 66,000
Dallas, Texas 7 $ 52,815,000 $ 7,545,000 $ 304,000
Denver, Colorado 6 $ 83,020,000 $ 13,836,666 $ 262,000
Warren, Iowa 6 $ 2,570,000 $ 428,333 $ 97,000
Dent, Missouri 6 $ 450,000 $ 75,000 $ 59,000
McDonald, Missouri 6 $ 1,080,000 $ 180,000 $ 80,000
Pima, Arizona 5 $ 1,545,000 $ 309,000 $ 97,000
Boone, Arkansas 5 $ 665,000 $ 133,000 $ 53,000
Collier, Florida 5 $ 8,835,000 $ 1,767,000 $ 1,057,000
Lee, Florida 5 $ 1,795,000 $ 359,000 $ 289,000
Pasco, Florida 5 $ 3,825,000 $ 765,000 $ 287,000
Poweshiek, Iowa 5 $ 455,000 $ 91,000 $ 66,000
Sherburne, Minnesota 5 $ 635,000 $ 127,000 $ 63,000
Franklin, Missouri 5 $ 785,000 $ 157,000 $ 96,000
Hickory, Missouri 5 $ 735,000 $ 147,000 $ 54,000
Ozark, Missouri 5 $ 405,000 $ 81,000 $ 129,000
Bexar, Texas 5 $ 2,575,000 $ 515,000 $ 208,000
District of Columbia, District Of Columbia 4 $ 2,940,000 $ 735,000 $ 296,000
Duval, Florida 4 $ 1,800,000 $ 450,000 $ 326,000
Hillsborough, Florida 4 $ 1,640,000 $ 410,000 $ 506,000
Madison, Illinois 4 $ 980,000 $ 245,000 $ 212,000
Harrison, Iowa 4 $ 470,000 $ 117,500 $ 60,000
Douglas, Kansas 4 $ 880,000 $ 220,000 $ 112,000
Wyandotte, Kansas 4 $ 650,000 $ 162,500 $ 62,000
Barton, Missouri 4 $ 270,000 $ 67,500 $ 61,000
Cape Girardeau, Missouri 4 $ 1,440,000 $ 360,000 $ 194,000
Warren, Missouri 4 $ 890,000 $ 222,500 $ 127,000
Wayne, Missouri 4 $ 400,000 $ 100,000 $ 70,000
Sarpy, Nebraska 4 $ 1,590,000 $ 397,500 $ 221,000
Washoe, Nevada 4 $ 2,880,000 $ 720,000 $ 358,000
Oklahoma, Oklahoma 4 $ 2,570,000 $ 642,500 $ 385,000
Harris, Texas 4 $ 26,240,000 $ 6,560,000 $ 292,000
Baldwin, Alabama 3 $ 1,235,000 $ 411,666 $ 273,000
Madison, Alabama 3 $ 19,555,000 $ 6,518,333 $ 225,000
Carroll, Arkansas 3 $ 785,000 $ 261,666 $ 630,000
Los Angeles, California 3 $ 2,925,000 $ 975,000 $ 311,000
Orange, California 3 $ 1,385,000 $ 461,666 $ 474,000
Larimer, Colorado 3 $ 1,495,000 $ 498,333 $ 295,000
Broward, Florida 3 $ 1,975,000 $ 658,333 $ 241,000
Fulton, Georgia 3 $ 1,815,000 $ 605,000 $ 2,351,000
St. Clair, Illinois 3 $ 835,000 $ 278,333 $ 115,000
Cedar, Iowa 3 $ 275,000 $ 91,666 $ 53,000
Crawford, Iowa 3 $ 345,000 $ 115,000 $ 69,000
Madison, Iowa 3 $ 485,000 $ 161,666 $ 123,000
Story, Iowa 3 $ 885,000 $ 295,000 $ 128,000
Anderson, Kansas 3 $ 235,000 $ 78,333 $ 67,000
Bourbon, Kansas 3 $ 265,000 $ 88,333 $ 215,000
Osage, Kansas 3 $ 415,000 $ 138,333 $ 46,000
Sedgwick, Kansas 3 $ 1,075,000 $ 358,333 $ 284,000
St. Tammany, Louisiana 3 $ 2,895,000 $ 965,000 $ 164,000
Baltimore City, Maryland 3 $ 1,395,000 $ 465,000 $ 231,000
Benton, Missouri 3 $ 225,000 $ 75,000 $ 133,000
Bollinger, Missouri 3 $ 455,000 $ 151,666 $ 79,000
Buchanan, Missouri 3 $ 385,000 $ 128,333 $ 39,000
Cole, Missouri 3 $ 605,000 $ 201,666 $ 52,000
Lincoln, Missouri 3 $ 1,465,000 $ 488,333 $ 0
Oregon, Missouri 3 $ 305,000 $ 101,666 $ 156,000
Yellowstone, Montana 3 $ 1,255,000 $ 418,333 $ 365,000
Bernalillo, New Mexico 3 $ 1,335,000 $ 445,000 $ 188,000
Mecklenburg, North Carolina 3 $ 1,715,000 $ 571,666 $ 525,000
Comanche, Oklahoma 3 $ 4,775,000 $ 1,591,666 $ 240,000
Multnomah, Oregon 3 $ 1,835,000 $ 611,666 $ 159,000
Pierce, Washington 3 $ 1,485,000 $ 495,000 $ 422,000
Franklin, Arkansas 2 $ 380,000 $ 190,000 $ 57,000
Garland, Arkansas 2 $ 780,000 $ 390,000 $ 441,000
Lawrence, Arkansas 2 $ 130,000 $ 65,000 $ 14,000
Sebastian, Arkansas 2 $ 4,330,000 $ 2,165,000 $ 450,000
Alameda, California 2 $ 830,000 $ 415,000 $ 112,000
Fresno, California 2 $ 1,190,000 $ 595,000 $ 291,000
Nevada, California 2 $ 1,840,000 $ 920,000 $ 304,000
Sacramento, California 2 $ 960,000 $ 480,000 $ 107,000
San Bernardino, California 2 $ 950,000 $ 475,000 $ 427,000
Adams, Colorado 2 $ 1,070,000 $ 535,000 $ 854,000
Douglas, Colorado 2 $ 1,220,000 $ 610,000 $ 234,000
Eagle, Colorado 2 $ 3,580,000 $ 1,790,000 $ 1,624,000
El Paso, Colorado 2 $ 47,590,000 $ 23,795,000 $ 132,000
Brevard, Florida 2 $ 710,000 $ 355,000 $ 238,000
Charlotte, Florida 2 $ 600,000 $ 300,000 $ 196,000
Indian River, Florida 2 $ 890,000 $ 445,000 $ 891,000
Osceola, Florida 2 $ 1,020,000 $ 510,000 $ 919,000
Pinellas, Florida 2 $ 1,590,000 $ 795,000 $ 291,000
Fannin, Georgia 2 $ 1,060,000 $ 530,000 $ 409,000
Champaign, Illinois 2 $ 1,230,000 $ 615,000 $ 487,000
Kane, Illinois 2 $ 2,170,000 $ 1,085,000 $ 577,000
Montgomery, Illinois 2 $ 540,000 $ 270,000 $ 478,000
Bremer, Iowa 2 $ 280,000 $ 140,000 $ 162,000
Cherokee, Iowa 2 $ 60,000 $ 30,000 $ 34,000
Clinton, Iowa 2 $ 160,000 $ 80,000 $ 65,000
Monroe, Iowa 2 $ 200,000 $ 100,000 $ 38,000
Muscatine, Iowa 2 $ 400,000 $ 200,000 $ 97,000
Sioux, Iowa 2 $ 130,000 $ 65,000 $ 73,000
Leavenworth, Kansas 2 $ 730,000 $ 365,000 $ 114,000
Goodhue, Minnesota 2 $ 90,000 $ 45,000 $ 95,000
McLeod, Minnesota 2 $ 70,000 $ 35,000 $ 52,000
Crawford, Missouri 2 $ 130,000 $ 65,000 $ 25,000
Randolph, Missouri 2 $ 290,000 $ 145,000 $ 32,000
Shannon, Missouri 2 $ 240,000 $ 120,000 $ 98,000
Buffalo, Nebraska 2 $ 1,000,000 $ 500,000 $ 419,000
Cuming, Nebraska 2 $ 680,000 $ 340,000 $ 71,000
Washington, Oregon 2 $ 1,050,000 $ 525,000 $ 218,000
Anderson, South Carolina 2 $ 880,000 $ 440,000 $ 393,000
Beaufort, South Carolina 2 $ 11,300,000 $ 5,650,000 $ 0
Davidson, Tennessee 2 $ 940,000 $ 470,000 $ 284,000
Sevier, Tennessee 2 $ 780,000 $ 390,000 $ 242,000
Shelby, Tennessee 2 $ 680,000 $ 340,000 $ 266,000
Collin, Texas 2 $ 1,590,000 $ 795,000 $ 150,000
Denton, Texas 2 $ 850,000 $ 425,000 $ 222,000
Liberty, Texas 2 $ 390,000 $ 195,000 $ 53,000
Smith, Texas 2 $ 770,000 $ 385,000 $ 187,000
Tarrant, Texas 2 $ 700,000 $ 350,000 $ 168,000
Salt Lake, Utah 2 $ 1,810,000 $ 905,000 $ 571,000
Douglas, Washington 2 $ 950,000 $ 475,000 $ 361,000
Marathon, Wisconsin 2 $ 1,060,000 $ 530,000 $ 410,000
Milwaukee, Wisconsin 2 $ 14,930,000 $ 7,465,000 $ 97,000
Covington, Alabama 1 $ 215,000 $ 215,000 $ 46,000
Pinal, Arizona 1 $ 165,000 $ 165,000 $ 109,000
Yavapai, Arizona 1 $ 585,000 $ 585,000 $ 275,000
Faulkner, Arkansas 1 $ 135,000 $ 135,000 $ 42,000
Johnson, Arkansas 1 $ 115,000 $ 115,000 $ 48,000
Logan, Arkansas 1 $ 85,000 $ 85,000 $ 46,000
Marion, Arkansas 1 $ 135,000 $ 135,000 $ 82,000
Pulaski, Arkansas 1 $ 75,000 $ 75,000 $ 61,000
Riverside, California 1 $ 1,665,000 $ 1,665,000 $ 0
San Diego, California 1 $ 455,000 $ 455,000 $ 165,000
San Joaquin, California 1 $ 645,000 $ 645,000 $ 270,000
Tehama, California 1 $ 285,000 $ 285,000 $ 431,000
Gunnison, Colorado 1 $ 345,000 $ 345,000 $ 300,000
Ouray, Colorado 1 $ 255,000 $ 255,000 $ 113,000
Pitkin, Colorado 1 $ 505,000 $ 505,000 $ 408,000
Summit, Colorado 1 $ 515,000 $ 515,000 $ 594,000
Weld, Colorado 1 $ 615,000 $ 615,000 $ 366,000
Fairfield, Connecticut 1 $ 805,000 $ 805,000 $ 730,000
Alachua, Florida 1 $ 425,000 $ 425,000 $ 462,000
Bay, Florida 1 $ 185,000 $ 185,000 $ 185,000
Gadsden, Florida 1 $ 245,000 $ 245,000 $ 68,000
Glades, Florida 1 $ 25,000 $ 25,000 $ 36,000
Leon, Florida 1 $ 485,000 $ 485,000 $ 125,000
Monroe, Florida 1 $ 215,000 $ 215,000 $ 91,000
Okaloosa, Florida 1 $ 255,000 $ 255,000 $ 143,000
Palm Beach, Florida 1 $ 7,005,000 $ 7,005,000 $ 1,672,000
Santa Rosa, Florida 1 $ 685,000 $ 685,000 $ 196,000
Seminole, Florida 1 $ 805,000 $ 805,000 $ 2,575,000
St. Johns, Florida 1 $ 155,000 $ 155,000 $ 391,000
Volusia, Florida 1 $ 275,000 $ 275,000 $ 206,000
Glynn, Georgia 1 $ 445,000 $ 445,000 $ 350,000
Gwinnett, Georgia 1 $ 1,145,000 $ 1,145,000 $ 376,000
Henry, Georgia 1 $ 27,475,000 $ 27,475,000 $ 0
Ada, Idaho 1 $ 495,000 $ 495,000 $ 294,000
Blaine, Idaho 1 $ 675,000 $ 675,000 $ 2,217,000
Nez Perce, Idaho 1 $ 485,000 $ 485,000 $ 306,000
Teton, Idaho 1 $ 2,105,000 $ 2,105,000 $ 386,000
Twin Falls, Idaho 1 $ 305,000 $ 305,000 $ 215,000
Bond, Illinois 1 $ 355,000 $ 355,000 $ 516,000
Carroll, Illinois 1 $ 65,000 $ 65,000 $ 14,000
Henry, Illinois 1 $ 95,000 $ 95,000 $ 792,000
Macoupin, Illinois 1 $ 35,000 $ 35,000 $ 26,000
Mercer, Illinois 1 $ 165,000 $ 165,000 $ 66,000
Whiteside, Illinois 1 $ 45,000 $ 45,000 $ 20,000
Will, Illinois 1 $ 45,000 $ 45,000 $ 310,000
Madison, Indiana 1 $ 405,000 $ 405,000 $ 275,000
Black Hawk, Iowa 1 $ 185,000 $ 185,000 $ 40,000
Boone, Iowa 1 $ 145,000 $ 145,000 $ 55,000
Buena Vista, Iowa 1 $ 155,000 $ 155,000 $ 46,000
Carroll, Iowa 1 $ 225,000 $ 225,000 $ 93,000
Decatur, Iowa 1 $ 45,000 $ 45,000 $ 21,000
Dickinson, Iowa 1 $ 35,000 $ 35,000 $ 62,000
Dubuque, Iowa 1 $ 195,000 $ 195,000 $ 60,000
Fremont, Iowa 1 $ 415,000 $ 415,000 $ 64,000
Greene, Iowa 1 $ 85,000 $ 85,000 $ 20,000
Guthrie, Iowa 1 $ 145,000 $ 145,000 $ 51,000
Ida, Iowa 1 $ 65,000 $ 65,000 $ 192,000
Lee, Iowa 1 $ 85,000 $ 85,000 $ 24,000
Linn, Iowa 1 $ 305,000 $ 305,000 $ 87,000
Mills, Iowa 1 $ 195,000 $ 195,000 $ 64,000
Ringgold, Iowa 1 $ 315,000 $ 315,000 $ 89,000
Butler, Kansas 1 $ 85,000 $ 85,000 $ 33,000
Cowley, Kansas 1 $ 75,000 $ 75,000 $ 27,000
Crawford, Kansas 1 $ 35,000 $ 35,000 $ 30,000
Riley, Kansas 1 $ 155,000 $ 155,000 $ 61,000
Boone, Kentucky 1 $ 275,000 $ 275,000 $ 127,000
Fayette, Kentucky 1 $ 545,000 $ 545,000 $ 121,000
Calcasieu, Louisiana 1 $ 535,000 $ 535,000 $ 360,000
East Baton Rouge, Louisiana 1 $ 695,000 $ 695,000 $ 585,000
Aroostook, Maine 1 $ 275,000 $ 275,000 $ 250,000
Cass, Michigan 1 $ 475,000 $ 475,000 $ 317,000
Chippewa, Michigan 1 $ 185,000 $ 185,000 $ 110,000
Emmet, Michigan 1 $ 625,000 $ 625,000 $ 0
Grand Traverse, Michigan 1 $ 95,000 $ 95,000 $ 133,000
Monroe, Michigan 1 $ 195,000 $ 195,000 $ 55,000
Washtenaw, Michigan 1 $ 355,000 $ 355,000 $ 189,000
Wayne, Michigan 1 $ 2,455,000 $ 2,455,000 $ 0
Blue Earth, Minnesota 1 $ 265,000 $ 265,000 $ 357,000
Carver, Minnesota 1 $ 215,000 $ 215,000 $ 84,000
Cass, Minnesota 1 $ 405,000 $ 405,000 $ 167,000
Chisago, Minnesota 1 $ 115,000 $ 115,000 $ 312,000
Crow Wing, Minnesota 1 $ 175,000 $ 175,000 $ 312,000
Douglas, Minnesota 1 $ 125,000 $ 125,000 $ 0
Jackson, Minnesota 1 $ 135,000 $ 135,000 $ 131,000
Kandiyohi, Minnesota 1 $ 395,000 $ 395,000 $ 545,000
Stearns, Minnesota 1 $ 15,000 $ 15,000 $ 75,000
Harrison, Mississippi 1 $ 365,000 $ 365,000 $ 270,000
Madison, Mississippi 1 $ 235,000 $ 235,000 $ 339,000
Bates, Missouri 1 $ 65,000 $ 65,000 $ 44,000
Callaway, Missouri 1 $ 155,000 $ 155,000 $ 45,000
Carter, Missouri 1 $ 285,000 $ 285,000 $ 696,000
Gasconade, Missouri 1 $ 195,000 $ 195,000 $ 110,000
Harrison, Missouri 1 $ 45,000 $ 45,000 $ 52,000
Henry, Missouri 1 $ 255,000 $ 255,000 $ 122,000
Livingston, Missouri 1 $ 205,000 $ 205,000 $ 288,000
Montgomery, Missouri 1 $ 645,000 $ 645,000 $ 348,000
Morgan, Missouri 1 $ 735,000 $ 735,000 $ 856,000
Pettis, Missouri 1 $ 35,000 $ 35,000 $ 40,000
Pulaski, Missouri 1 $ 95,000 $ 95,000 $ 97,000
Putnam, Missouri 1 $ 85,000 $ 85,000 $ 108,000
Ripley, Missouri 1 $ 15,000 $ 15,000 $ 62,000
Scott, Missouri 1 $ 95,000 $ 95,000 $ 42,000
St. Clair, Missouri 1 $ 125,000 $ 125,000 $ 69,000
St. Francois, Missouri 1 $ 15,000 $ 15,000 $ 12,000
Ste. Genevieve, Missouri 1 $ 175,000 $ 175,000 $ 58,000
Burt, Nebraska 1 $ 75,000 $ 75,000 $ 31,000
Dixon, Nebraska 1 $ 85,000 $ 85,000 $ 75,000
Madison, Nebraska 1 $ 195,000 $ 195,000 $ 56,000
Merrimack, New Hampshire 1 $ 415,000 $ 415,000 $ 392,000
Sandoval, New Mexico 1 $ 395,000 $ 395,000 $ 171,000
Monroe, New York 1 $ 145,000 $ 145,000 $ 72,000
Rockland, New York 1 $ 395,000 $ 395,000 $ 174,000
Guilford, North Carolina 1 $ 315,000 $ 315,000 $ 58,000
Wake, North Carolina 1 $ 645,000 $ 645,000 $ 156,000
Cass, North Dakota 1 $ 375,000 $ 375,000 $ 180,000
Geauga, Ohio 1 $ 535,000 $ 535,000 $ 149,000
Montgomery, Ohio 1 $ 165,000 $ 165,000 $ 102,000
Van Wert, Ohio 1 $ 445,000 $ 445,000 $ 353,000
Adair, Oklahoma 1 $ 85,000 $ 85,000 $ 60,000
Atoka, Oklahoma 1 $ 55,000 $ 55,000 $ 72,000
Beckham, Oklahoma 1 $ 85,000 $ 85,000 $ 71,000
Cleveland, Oklahoma 1 $ 1,275,000 $ 1,275,000 $ 0
Delaware, Oklahoma 1 $ 235,000 $ 235,000 $ 80,000
Grady, Oklahoma 1 $ 275,000 $ 275,000 $ 0
Johnston, Oklahoma 1 $ 85,000 $ 85,000 $ 49,000
Ottawa, Oklahoma 1 $ 115,000 $ 115,000 $ 38,000
Clackamas, Oregon 1 $ 2,005,000 $ 2,005,000 $ 809,000
Clatsop, Oregon 1 $ 545,000 $ 545,000 $ 361,000
Douglas, Oregon 1 $ 675,000 $ 675,000 $ 394,000
Lane, Oregon 1 $ 585,000 $ 585,000 $ 350,000
Cumberland, Pennsylvania 1 $ 895,000 $ 895,000 $ 513,000
Montgomery, Pennsylvania 1 $ 455,000 $ 455,000 $ 153,000
Northumberland, Pennsylvania 1 $ 405,000 $ 405,000 $ 465,000
Philadelphia, Pennsylvania 1 $ 215,000 $ 215,000 $ 158,000
York, Pennsylvania 1 $ 475,000 $ 475,000 $ 400,000
Aiken, South Carolina 1 $ 255,000 $ 255,000 $ 55,000
Charleston, South Carolina 1 $ 615,000 $ 615,000 $ 261,000
Horry, South Carolina 1 $ 625,000 $ 625,000 $ 314,000
Brookings, South Dakota 1 $ 355,000 $ 355,000 $ 205,000
Clay, South Dakota 1 $ 385,000 $ 385,000 $ 154,000
Minnehaha, South Dakota 1 $ 235,000 $ 235,000 $ 50,000
Hamblen, Tennessee 1 $ 465,000 $ 465,000 $ 230,000
Jefferson, Tennessee 1 $ 705,000 $ 705,000 $ 230,000
Wilson, Tennessee 1 $ 215,000 $ 215,000 $ 107,000
Cooke, Texas 1 $ 25,000 $ 25,000 $ 13,000
Henderson, Texas 1 $ 365,000 $ 365,000 $ 0
Lubbock, Texas 1 $ 245,000 $ 245,000 $ 101,000
Matagorda, Texas 1 $ 125,000 $ 125,000 $ 327,000
McLennan, Texas 1 $ 295,000 $ 295,000 $ 751,000
Parker, Texas 1 $ 575,000 $ 575,000 $ 405,000
Rockwall, Texas 1 $ 635,000 $ 635,000 $ 502,000
Travis, Texas 1 $ 22,155,000 $ 22,155,000 $ 0
Winkler, Texas 1 $ 85,000 $ 85,000 $ 101,000
Albemarle, Virginia 1 $ 445,000 $ 445,000 $ 446,000
Stafford, Virginia 1 $ 335,000 $ 335,000 $ 117,000
Chelan, Washington 1 $ 855,000 $ 855,000 $ 450,000
King, Washington 1 $ 795,000 $ 795,000 $ 350,000
Klickitat, Washington 1 $ 305,000 $ 305,000 $ 130,000
Spokane, Washington 1 $ 765,000 $ 765,000 $ 289,000
Dane, Wisconsin 1 $ 3,495,000 $ 3,495,000 $ 0
Door, Wisconsin 1 $ 665,000 $ 665,000 $ 156,000
La Crosse, Wisconsin 1 $ 255,000 $ 255,000 $ 251,000
Polk, Wisconsin 1 $ 275,000 $ 275,000 $ 256,000
Price, Wisconsin 1 $ 175,000 $ 175,000 $ 297,000
Racine, Wisconsin 1 $ 155,000 $ 155,000 $ 36,000
Rock, Wisconsin 1 $ 285,000 $ 285,000 $ 309,000
Walworth, Wisconsin 1 $ 185,000 $ 185,000 $ 54,000
Winnebago, Wisconsin 1 $ 465,000 $ 465,000 $ 350,000
Teton, Wyoming 1 $ 225,000 $ 225,000 $ 672,000

Mortgage Loan Application Detail Totals for Great Southern Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,423 $865,495,000 $608,000 $47,265,000 $152,000 $6,600,000
Refinancing 1,071 $311,195,000 $290,000 $18,505,000 $160,000 $2,217,000
Cash-out Refinancing 653 $145,375,000 $222,000 $2,135,000 $126,000 $1,087,000
Other Purpose 547 $51,865,000 $94,000 $805,000 $123,000 $1,665,000
Home Improvement 360 $59,190,000 $164,000 $36,005,000 $84,000 $451,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,403 $702,845,000 $206,000 $7,005,000 $132,000 $4,203,000
Not Provided 221 $63,055,000 $285,000 $2,005,000 $216,000 $2,217,000
Not applicable 166 $605,230,000 $3,645,000 $47,265,000 $0 $0
Black or African American 90 $16,970,000 $188,000 $1,365,000 $100,000 $831,000
Hispanic 78 $13,530,000 $173,000 $1,065,000 $135,000 $1,740,000
Asian 74 $26,550,000 $358,000 $1,755,000 $214,000 $865,000
American Indian or Alaskan Native 16 $2,460,000 $153,000 $545,000 $77,000 $361,000
Native Hawaiian or Other Pacific Islander 2 $1,390,000 $695,000 $995,000 $447,000 $505,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,802 $1,390,920,000 $365,000 $47,265,000 $145,000 $6,600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 118 $16,780,000 $142,000 $345,000 $52,000 $468,000
FHA-insured (Federal Housing Administration) 80 $12,360,000 $154,000 $355,000 $61,000 $166,000
VA-guaranteed (Veterans Administration) 54 $13,060,000 $241,000 $545,000 $76,000 $158,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,803 $1,155,545,000 $412,000 $47,265,000 $152,000 $4,203,000
Application Denied By Financial Institution 621 $66,245,000 $106,000 $975,000 $80,000 $1,740,000
Application Withdrawn By Applicant 564 $199,800,000 $354,000 $23,235,000 $154,000 $6,600,000
File Closed For Incompleteness 39 $4,975,000 $127,000 $325,000 $110,000 $1,087,000
Application Approved But Not Accepted 27 $6,555,000 $242,000 $2,505,000 $85,000 $277,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,433 $1,366,875,000 $398,000 $47,265,000 $152,000 $6,600,000
Credit History 240 $25,210,000 $105,000 $545,000 $82,000 $1,013,000
Debt-To-Income Ratio 224 $26,630,000 $118,000 $975,000 $52,000 $552,000
Collateral 96 $8,660,000 $90,000 $625,000 $115,000 $1,740,000
Credit Application Incomplete 41 $3,555,000 $86,000 $505,000 $127,000 $600,000
Other 9 $1,025,000 $113,000 $225,000 $98,000 $338,000
Employment History 6 $580,000 $96,000 $165,000 $46,000 $100,000
Unverifiable Information 4 $540,000 $135,000 $155,000 $239,000 $723,000
Insufficient Cash (Downpayment, Closing Cost) 1 $45,000 $45,000 $45,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Southern Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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