Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Great Southern Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,054 |
| Total Mortgage Loan Application Amount | $1,433,120,000 |
| Average Mortgage Loan Application Amount | $275,600 |
| Highest Mortgage Loan Application Amount | $47,265,000 |
| Average Applicant Income | $129,000 |
| Highest Applicant Income | $6,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 782 | $ 139,520,000 | $ 178,000 | $ 98,000 |
| St. Louis County Missouri | 379 | $ 177,455,000 | $ 468,000 | $ 246,000 |
| Christian County Missouri | 245 | $ 41,375,000 | $ 168,000 | $ 85,000 |
| Woodbury County Iowa | 190 | $ 32,570,000 | $ 171,000 | $ 85,000 |
| Jasper County Iowa | 98 | $ 10,910,000 | $ 111,000 | $ 66,000 |
| Polk County Iowa | 98 | $ 53,300,000 | $ 543,000 | $ 159,000 |
| St. Charles County Missouri | 85 | $ 19,915,000 | $ 234,000 | $ 152,000 |
| Johnson County Kansas | 83 | $ 24,605,000 | $ 296,000 | $ 165,000 |
| St. Louis City County Missouri | 79 | $ 55,485,000 | $ 702,000 | $ 210,000 |
| Scott County Iowa | 78 | $ 12,410,000 | $ 159,000 | $ 130,000 |
| Camden County Missouri | 71 | $ 12,575,000 | $ 177,000 | $ 171,000 |
| Taney County Missouri | 71 | $ 13,435,000 | $ 189,000 | $ 123,000 |
| Stone County Missouri | 66 | $ 13,120,000 | $ 198,000 | $ 122,000 |
| Newton County Missouri | 58 | $ 5,550,000 | $ 95,000 | $ 84,000 |
| Douglas County Missouri | 55 | $ 6,835,000 | $ 124,000 | $ 57,000 |
| Benton County Arkansas | 53 | $ 34,725,000 | $ 655,000 | $ 144,000 |
| Hennepin County Minnesota | 53 | $ 35,165,000 | $ 663,000 | $ 184,000 |
| Webster County Missouri | 51 | $ 9,975,000 | $ 195,000 | $ 100,000 |
| Jackson County Missouri | 49 | $ 13,385,000 | $ 273,000 | $ 157,000 |
| Jasper County Missouri | 49 | $ 16,115,000 | $ 328,000 | $ 71,000 |
| Miami County Kansas | 48 | $ 5,220,000 | $ 108,000 | $ 87,000 |
| Lawrence County Missouri | 48 | $ 5,790,000 | $ 120,000 | $ 62,000 |
| Vernon County Missouri | 42 | $ 3,360,000 | $ 80,000 | $ 57,000 |
| Labette County Kansas | 36 | $ 2,010,000 | $ 55,000 | $ 73,000 |
| Mahaska County Iowa | 32 | $ 3,410,000 | $ 106,000 | $ 69,000 |
| Howell County Missouri | 32 | $ 3,640,000 | $ 113,000 | $ 65,000 |
| Monona County Iowa | 30 | $ 2,690,000 | $ 89,000 | $ 54,000 |
| Cedar County Missouri | 30 | $ 2,480,000 | $ 82,000 | $ 51,000 |
| Anoka County Minnesota | 29 | $ 5,455,000 | $ 188,000 | $ 95,000 |
| Franklin County Kansas | 27 | $ 2,635,000 | $ 97,000 | $ 110,000 |
| Laclede County Missouri | 27 | $ 2,215,000 | $ 82,000 | $ 45,000 |
| Wright County Missouri | 27 | $ 4,735,000 | $ 175,000 | $ 71,000 |
| Dade County Missouri | 24 | $ 2,450,000 | $ 102,000 | $ 75,000 |
| Jefferson County Missouri | 24 | $ 5,290,000 | $ 220,000 | $ 130,000 |
| Polk County Missouri | 22 | $ 3,640,000 | $ 165,000 | $ 64,000 |
| Dallas County Iowa | 21 | $ 41,055,000 | $ 1,955,000 | $ 199,000 |
| Iron County Missouri | 19 | $ 1,025,000 | $ 53,000 | $ 52,000 |
| Plymouth County Iowa | 18 | $ 3,310,000 | $ 183,000 | $ 106,000 |
| Ramsey County Minnesota | 18 | $ 12,080,000 | $ 671,000 | $ 107,000 |
| Dakota County Nebraska | 18 | $ 2,110,000 | $ 117,000 | $ 60,000 |
| Marion County Iowa | 17 | $ 1,705,000 | $ 100,000 | $ 74,000 |
| Washington County Arkansas | 16 | $ 2,860,000 | $ 178,000 | $ 135,000 |
| Dakota County Minnesota | 16 | $ 2,400,000 | $ 150,000 | $ 131,000 |
| Cass County Missouri | 16 | $ 3,280,000 | $ 205,000 | $ 118,000 |
| Madison County Missouri | 16 | $ 1,460,000 | $ 91,000 | $ 45,000 |
| Allen County Kansas | 15 | $ 1,085,000 | $ 72,000 | $ 71,000 |
| Rock Island County Illinois | 13 | $ 6,475,000 | $ 498,000 | $ 119,000 |
| Reynolds County Missouri | 13 | $ 1,255,000 | $ 96,000 | $ 75,000 |
| Maricopa County Arizona | 12 | $ 8,400,000 | $ 700,000 | $ 335,000 |
| Texas County Missouri | 12 | $ 1,360,000 | $ 113,000 | $ 103,000 |
| Washington County Minnesota | 11 | $ 2,485,000 | $ 225,000 | $ 231,000 |
| Dallas County Missouri | 11 | $ 1,735,000 | $ 157,000 | $ 66,000 |
| Union County South Dakota | 11 | $ 2,485,000 | $ 225,000 | $ 133,000 |
| Scott County Minnesota | 10 | $ 1,530,000 | $ 153,000 | $ 204,000 |
| Linn County Kansas | 9 | $ 1,355,000 | $ 150,000 | $ 155,000 |
| Miller County Missouri | 9 | $ 1,775,000 | $ 197,000 | $ 107,000 |
| Cook County Illinois | 8 | $ 17,930,000 | $ 2,241,000 | $ 216,000 |
| Cherokee County Kansas | 8 | $ 510,000 | $ 63,000 | $ 64,000 |
| Barry County Missouri | 8 | $ 1,020,000 | $ 127,000 | $ 255,000 |
| Boone County Missouri | 8 | $ 16,230,000 | $ 2,028,000 | $ 133,000 |
| Clay County Missouri | 8 | $ 1,490,000 | $ 186,000 | $ 203,000 |
| Clark County Nevada | 8 | $ 5,110,000 | $ 638,000 | $ 289,000 |
| Neosho County Kansas | 7 | $ 675,000 | $ 96,000 | $ 68,000 |
| Douglas County Nebraska | 7 | $ 1,965,000 | $ 280,000 | $ 359,000 |
| Tulsa County Oklahoma | 7 | $ 2,465,000 | $ 352,000 | $ 66,000 |
| Dallas County Texas | 7 | $ 52,815,000 | $ 7,545,000 | $ 304,000 |
| Denver County Colorado | 6 | $ 83,020,000 | $ 13,836,000 | $ 262,000 |
| Warren County Iowa | 6 | $ 2,570,000 | $ 428,000 | $ 97,000 |
| Dent County Missouri | 6 | $ 450,000 | $ 75,000 | $ 59,000 |
| McDonald County Missouri | 6 | $ 1,080,000 | $ 180,000 | $ 80,000 |
| Pima County Arizona | 5 | $ 1,545,000 | $ 309,000 | $ 97,000 |
| Boone County Arkansas | 5 | $ 665,000 | $ 133,000 | $ 53,000 |
| Collier County Florida | 5 | $ 8,835,000 | $ 1,767,000 | $ 1,057,000 |
| Lee County Florida | 5 | $ 1,795,000 | $ 359,000 | $ 289,000 |
| Pasco County Florida | 5 | $ 3,825,000 | $ 765,000 | $ 287,000 |
| Poweshiek County Iowa | 5 | $ 455,000 | $ 91,000 | $ 66,000 |
| Sherburne County Minnesota | 5 | $ 635,000 | $ 127,000 | $ 63,000 |
| Franklin County Missouri | 5 | $ 785,000 | $ 157,000 | $ 96,000 |
| Hickory County Missouri | 5 | $ 735,000 | $ 147,000 | $ 54,000 |
| Ozark County Missouri | 5 | $ 405,000 | $ 81,000 | $ 129,000 |
| Bexar County Texas | 5 | $ 2,575,000 | $ 515,000 | $ 208,000 |
| District of Columbia County District Of Columbia | 4 | $ 2,940,000 | $ 735,000 | $ 296,000 |
| Duval County Florida | 4 | $ 1,800,000 | $ 450,000 | $ 326,000 |
| Hillsborough County Florida | 4 | $ 1,640,000 | $ 410,000 | $ 506,000 |
| Madison County Illinois | 4 | $ 980,000 | $ 245,000 | $ 212,000 |
| Harrison County Iowa | 4 | $ 470,000 | $ 117,000 | $ 60,000 |
| Douglas County Kansas | 4 | $ 880,000 | $ 220,000 | $ 112,000 |
| Wyandotte County Kansas | 4 | $ 650,000 | $ 162,000 | $ 62,000 |
| Barton County Missouri | 4 | $ 270,000 | $ 67,000 | $ 61,000 |
| Cape Girardeau County Missouri | 4 | $ 1,440,000 | $ 360,000 | $ 194,000 |
| Warren County Missouri | 4 | $ 890,000 | $ 222,000 | $ 127,000 |
| Wayne County Missouri | 4 | $ 400,000 | $ 100,000 | $ 70,000 |
| Sarpy County Nebraska | 4 | $ 1,590,000 | $ 397,000 | $ 221,000 |
| Washoe County Nevada | 4 | $ 2,880,000 | $ 720,000 | $ 358,000 |
| Oklahoma County Oklahoma | 4 | $ 2,570,000 | $ 642,000 | $ 385,000 |
| Harris County Texas | 4 | $ 26,240,000 | $ 6,560,000 | $ 292,000 |
| Baldwin County Alabama | 3 | $ 1,235,000 | $ 411,000 | $ 273,000 |
| Madison County Alabama | 3 | $ 19,555,000 | $ 6,518,000 | $ 225,000 |
| Carroll County Arkansas | 3 | $ 785,000 | $ 261,000 | $ 630,000 |
| Los Angeles County California | 3 | $ 2,925,000 | $ 975,000 | $ 311,000 |
| Orange County California | 3 | $ 1,385,000 | $ 461,000 | $ 474,000 |
| Larimer County Colorado | 3 | $ 1,495,000 | $ 498,000 | $ 295,000 |
| Broward County Florida | 3 | $ 1,975,000 | $ 658,000 | $ 241,000 |
| Fulton County Georgia | 3 | $ 1,815,000 | $ 605,000 | $ 2,351,000 |
| St. Clair County Illinois | 3 | $ 835,000 | $ 278,000 | $ 115,000 |
| Cedar County Iowa | 3 | $ 275,000 | $ 91,000 | $ 53,000 |
| Crawford County Iowa | 3 | $ 345,000 | $ 115,000 | $ 69,000 |
| Madison County Iowa | 3 | $ 485,000 | $ 161,000 | $ 123,000 |
| Story County Iowa | 3 | $ 885,000 | $ 295,000 | $ 128,000 |
| Anderson County Kansas | 3 | $ 235,000 | $ 78,000 | $ 67,000 |
| Bourbon County Kansas | 3 | $ 265,000 | $ 88,000 | $ 215,000 |
| Osage County Kansas | 3 | $ 415,000 | $ 138,000 | $ 46,000 |
| Sedgwick County Kansas | 3 | $ 1,075,000 | $ 358,000 | $ 284,000 |
| St. Tammany County Louisiana | 3 | $ 2,895,000 | $ 965,000 | $ 164,000 |
| Baltimore City County Maryland | 3 | $ 1,395,000 | $ 465,000 | $ 231,000 |
| Benton County Missouri | 3 | $ 225,000 | $ 75,000 | $ 133,000 |
| Bollinger County Missouri | 3 | $ 455,000 | $ 151,000 | $ 79,000 |
| Buchanan County Missouri | 3 | $ 385,000 | $ 128,000 | $ 39,000 |
| Cole County Missouri | 3 | $ 605,000 | $ 201,000 | $ 52,000 |
| Lincoln County Missouri | 3 | $ 1,465,000 | $ 488,000 | $ 0 |
| Oregon County Missouri | 3 | $ 305,000 | $ 101,000 | $ 156,000 |
| Yellowstone County Montana | 3 | $ 1,255,000 | $ 418,000 | $ 365,000 |
| Bernalillo County New Mexico | 3 | $ 1,335,000 | $ 445,000 | $ 188,000 |
| Mecklenburg County North Carolina | 3 | $ 1,715,000 | $ 571,000 | $ 525,000 |
| Comanche County Oklahoma | 3 | $ 4,775,000 | $ 1,591,000 | $ 240,000 |
| Multnomah County Oregon | 3 | $ 1,835,000 | $ 611,000 | $ 159,000 |
| Pierce County Washington | 3 | $ 1,485,000 | $ 495,000 | $ 422,000 |
| Franklin County Arkansas | 2 | $ 380,000 | $ 190,000 | $ 57,000 |
| Garland County Arkansas | 2 | $ 780,000 | $ 390,000 | $ 441,000 |
| Lawrence County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 14,000 |
| Sebastian County Arkansas | 2 | $ 4,330,000 | $ 2,165,000 | $ 450,000 |
| Alameda County California | 2 | $ 830,000 | $ 415,000 | $ 112,000 |
| Fresno County California | 2 | $ 1,190,000 | $ 595,000 | $ 291,000 |
| Nevada County California | 2 | $ 1,840,000 | $ 920,000 | $ 304,000 |
| Sacramento County California | 2 | $ 960,000 | $ 480,000 | $ 107,000 |
| San Bernardino County California | 2 | $ 950,000 | $ 475,000 | $ 427,000 |
| Adams County Colorado | 2 | $ 1,070,000 | $ 535,000 | $ 854,000 |
| Douglas County Colorado | 2 | $ 1,220,000 | $ 610,000 | $ 234,000 |
| Eagle County Colorado | 2 | $ 3,580,000 | $ 1,790,000 | $ 1,624,000 |
| El Paso County Colorado | 2 | $ 47,590,000 | $ 23,795,000 | $ 132,000 |
| Brevard County Florida | 2 | $ 710,000 | $ 355,000 | $ 238,000 |
| Charlotte County Florida | 2 | $ 600,000 | $ 300,000 | $ 196,000 |
| Indian River County Florida | 2 | $ 890,000 | $ 445,000 | $ 891,000 |
| Osceola County Florida | 2 | $ 1,020,000 | $ 510,000 | $ 919,000 |
| Pinellas County Florida | 2 | $ 1,590,000 | $ 795,000 | $ 291,000 |
| Fannin County Georgia | 2 | $ 1,060,000 | $ 530,000 | $ 409,000 |
| Champaign County Illinois | 2 | $ 1,230,000 | $ 615,000 | $ 487,000 |
| Kane County Illinois | 2 | $ 2,170,000 | $ 1,085,000 | $ 577,000 |
| Montgomery County Illinois | 2 | $ 540,000 | $ 270,000 | $ 478,000 |
| Bremer County Iowa | 2 | $ 280,000 | $ 140,000 | $ 162,000 |
| Cherokee County Iowa | 2 | $ 60,000 | $ 30,000 | $ 34,000 |
| Clinton County Iowa | 2 | $ 160,000 | $ 80,000 | $ 65,000 |
| Monroe County Iowa | 2 | $ 200,000 | $ 100,000 | $ 38,000 |
| Muscatine County Iowa | 2 | $ 400,000 | $ 200,000 | $ 97,000 |
| Sioux County Iowa | 2 | $ 130,000 | $ 65,000 | $ 73,000 |
| Leavenworth County Kansas | 2 | $ 730,000 | $ 365,000 | $ 114,000 |
| Goodhue County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 95,000 |
| McLeod County Minnesota | 2 | $ 70,000 | $ 35,000 | $ 52,000 |
| Crawford County Missouri | 2 | $ 130,000 | $ 65,000 | $ 25,000 |
| Randolph County Missouri | 2 | $ 290,000 | $ 145,000 | $ 32,000 |
| Shannon County Missouri | 2 | $ 240,000 | $ 120,000 | $ 98,000 |
| Buffalo County Nebraska | 2 | $ 1,000,000 | $ 500,000 | $ 419,000 |
| Cuming County Nebraska | 2 | $ 680,000 | $ 340,000 | $ 71,000 |
| Washington County Oregon | 2 | $ 1,050,000 | $ 525,000 | $ 218,000 |
| Anderson County South Carolina | 2 | $ 880,000 | $ 440,000 | $ 393,000 |
| Beaufort County South Carolina | 2 | $ 11,300,000 | $ 5,650,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 940,000 | $ 470,000 | $ 284,000 |
| Sevier County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 242,000 |
| Shelby County Tennessee | 2 | $ 680,000 | $ 340,000 | $ 266,000 |
| Collin County Texas | 2 | $ 1,590,000 | $ 795,000 | $ 150,000 |
| Denton County Texas | 2 | $ 850,000 | $ 425,000 | $ 222,000 |
| Liberty County Texas | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Smith County Texas | 2 | $ 770,000 | $ 385,000 | $ 187,000 |
| Tarrant County Texas | 2 | $ 700,000 | $ 350,000 | $ 168,000 |
| Salt Lake County Utah | 2 | $ 1,810,000 | $ 905,000 | $ 571,000 |
| Douglas County Washington | 2 | $ 950,000 | $ 475,000 | $ 361,000 |
| Marathon County Wisconsin | 2 | $ 1,060,000 | $ 530,000 | $ 410,000 |
| Milwaukee County Wisconsin | 2 | $ 14,930,000 | $ 7,465,000 | $ 97,000 |
| Covington County Alabama | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Pinal County Arizona | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Yavapai County Arizona | 1 | $ 585,000 | $ 585,000 | $ 275,000 |
| Faulkner County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Johnson County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Logan County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Marion County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Pulaski County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Riverside County California | 1 | $ 1,665,000 | $ 1,665,000 | $ 0 |
| San Diego County California | 1 | $ 455,000 | $ 455,000 | $ 165,000 |
| San Joaquin County California | 1 | $ 645,000 | $ 645,000 | $ 270,000 |
| Tehama County California | 1 | $ 285,000 | $ 285,000 | $ 431,000 |
| Gunnison County Colorado | 1 | $ 345,000 | $ 345,000 | $ 300,000 |
| Ouray County Colorado | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Pitkin County Colorado | 1 | $ 505,000 | $ 505,000 | $ 408,000 |
| Summit County Colorado | 1 | $ 515,000 | $ 515,000 | $ 594,000 |
| Weld County Colorado | 1 | $ 615,000 | $ 615,000 | $ 366,000 |
| Fairfield County Connecticut | 1 | $ 805,000 | $ 805,000 | $ 730,000 |
| Alachua County Florida | 1 | $ 425,000 | $ 425,000 | $ 462,000 |
| Bay County Florida | 1 | $ 185,000 | $ 185,000 | $ 185,000 |
| Gadsden County Florida | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Glades County Florida | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Leon County Florida | 1 | $ 485,000 | $ 485,000 | $ 125,000 |
| Monroe County Florida | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Okaloosa County Florida | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Palm Beach County Florida | 1 | $ 7,005,000 | $ 7,005,000 | $ 1,672,000 |
| Santa Rosa County Florida | 1 | $ 685,000 | $ 685,000 | $ 196,000 |
| Seminole County Florida | 1 | $ 805,000 | $ 805,000 | $ 2,575,000 |
| St. Johns County Florida | 1 | $ 155,000 | $ 155,000 | $ 391,000 |
| Volusia County Florida | 1 | $ 275,000 | $ 275,000 | $ 206,000 |
| Glynn County Georgia | 1 | $ 445,000 | $ 445,000 | $ 350,000 |
| Gwinnett County Georgia | 1 | $ 1,145,000 | $ 1,145,000 | $ 376,000 |
| Henry County Georgia | 1 | $ 27,475,000 | $ 27,475,000 | $ 0 |
| Ada County Idaho | 1 | $ 495,000 | $ 495,000 | $ 294,000 |
| Blaine County Idaho | 1 | $ 675,000 | $ 675,000 | $ 2,217,000 |
| Nez Perce County Idaho | 1 | $ 485,000 | $ 485,000 | $ 306,000 |
| Teton County Idaho | 1 | $ 2,105,000 | $ 2,105,000 | $ 386,000 |
| Twin Falls County Idaho | 1 | $ 305,000 | $ 305,000 | $ 215,000 |
| Bond County Illinois | 1 | $ 355,000 | $ 355,000 | $ 516,000 |
| Carroll County Illinois | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Henry County Illinois | 1 | $ 95,000 | $ 95,000 | $ 792,000 |
| Macoupin County Illinois | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Mercer County Illinois | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Whiteside County Illinois | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Will County Illinois | 1 | $ 45,000 | $ 45,000 | $ 310,000 |
| Madison County Indiana | 1 | $ 405,000 | $ 405,000 | $ 275,000 |
| Black Hawk County Iowa | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Boone County Iowa | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Buena Vista County Iowa | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Carroll County Iowa | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Decatur County Iowa | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Dickinson County Iowa | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Dubuque County Iowa | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Fremont County Iowa | 1 | $ 415,000 | $ 415,000 | $ 64,000 |
| Greene County Iowa | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Guthrie County Iowa | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Ida County Iowa | 1 | $ 65,000 | $ 65,000 | $ 192,000 |
| Lee County Iowa | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Linn County Iowa | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Mills County Iowa | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Ringgold County Iowa | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Butler County Kansas | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Cowley County Kansas | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Crawford County Kansas | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Riley County Kansas | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Boone County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
| Fayette County Kentucky | 1 | $ 545,000 | $ 545,000 | $ 121,000 |
| Calcasieu County Louisiana | 1 | $ 535,000 | $ 535,000 | $ 360,000 |
| East Baton Rouge County Louisiana | 1 | $ 695,000 | $ 695,000 | $ 585,000 |
| Aroostook County Maine | 1 | $ 275,000 | $ 275,000 | $ 250,000 |
| Cass County Michigan | 1 | $ 475,000 | $ 475,000 | $ 317,000 |
| Chippewa County Michigan | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Emmet County Michigan | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Monroe County Michigan | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Washtenaw County Michigan | 1 | $ 355,000 | $ 355,000 | $ 189,000 |
| Wayne County Michigan | 1 | $ 2,455,000 | $ 2,455,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 357,000 |
| Carver County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Cass County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Chisago County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 312,000 |
| Crow Wing County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 312,000 |
| Douglas County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jackson County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Kandiyohi County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 545,000 |
| Stearns County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Harrison County Mississippi | 1 | $ 365,000 | $ 365,000 | $ 270,000 |
| Madison County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 339,000 |
| Bates County Missouri | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Callaway County Missouri | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Carter County Missouri | 1 | $ 285,000 | $ 285,000 | $ 696,000 |
| Gasconade County Missouri | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Harrison County Missouri | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Henry County Missouri | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Livingston County Missouri | 1 | $ 205,000 | $ 205,000 | $ 288,000 |
| Montgomery County Missouri | 1 | $ 645,000 | $ 645,000 | $ 348,000 |
| Morgan County Missouri | 1 | $ 735,000 | $ 735,000 | $ 856,000 |
| Pettis County Missouri | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Pulaski County Missouri | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Putnam County Missouri | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Ripley County Missouri | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Scott County Missouri | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| St. Clair County Missouri | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| St. Francois County Missouri | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Ste. Genevieve County Missouri | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Burt County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Dixon County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Madison County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Merrimack County New Hampshire | 1 | $ 415,000 | $ 415,000 | $ 392,000 |
| Sandoval County New Mexico | 1 | $ 395,000 | $ 395,000 | $ 171,000 |
| Monroe County New York | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Rockland County New York | 1 | $ 395,000 | $ 395,000 | $ 174,000 |
| Guilford County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 58,000 |
| Wake County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 156,000 |
| Cass County North Dakota | 1 | $ 375,000 | $ 375,000 | $ 180,000 |
| Geauga County Ohio | 1 | $ 535,000 | $ 535,000 | $ 149,000 |
| Montgomery County Ohio | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Van Wert County Ohio | 1 | $ 445,000 | $ 445,000 | $ 353,000 |
| Adair County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Atoka County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Beckham County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Cleveland County Oklahoma | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Grady County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Johnston County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Ottawa County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Clackamas County Oregon | 1 | $ 2,005,000 | $ 2,005,000 | $ 809,000 |
| Clatsop County Oregon | 1 | $ 545,000 | $ 545,000 | $ 361,000 |
| Douglas County Oregon | 1 | $ 675,000 | $ 675,000 | $ 394,000 |
| Lane County Oregon | 1 | $ 585,000 | $ 585,000 | $ 350,000 |
| Cumberland County Pennsylvania | 1 | $ 895,000 | $ 895,000 | $ 513,000 |
| Montgomery County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 153,000 |
| Northumberland County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 465,000 |
| Philadelphia County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 158,000 |
| York County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 400,000 |
| Aiken County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Charleston County South Carolina | 1 | $ 615,000 | $ 615,000 | $ 261,000 |
| Horry County South Carolina | 1 | $ 625,000 | $ 625,000 | $ 314,000 |
| Brookings County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 205,000 |
| Clay County South Dakota | 1 | $ 385,000 | $ 385,000 | $ 154,000 |
| Minnehaha County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Hamblen County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 230,000 |
| Jefferson County Tennessee | 1 | $ 705,000 | $ 705,000 | $ 230,000 |
| Wilson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Cooke County Texas | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| Henderson County Texas | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Lubbock County Texas | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Matagorda County Texas | 1 | $ 125,000 | $ 125,000 | $ 327,000 |
| McLennan County Texas | 1 | $ 295,000 | $ 295,000 | $ 751,000 |
| Parker County Texas | 1 | $ 575,000 | $ 575,000 | $ 405,000 |
| Rockwall County Texas | 1 | $ 635,000 | $ 635,000 | $ 502,000 |
| Travis County Texas | 1 | $ 22,155,000 | $ 22,155,000 | $ 0 |
| Winkler County Texas | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Albemarle County Virginia | 1 | $ 445,000 | $ 445,000 | $ 446,000 |
| Stafford County Virginia | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Chelan County Washington | 1 | $ 855,000 | $ 855,000 | $ 450,000 |
| King County Washington | 1 | $ 795,000 | $ 795,000 | $ 350,000 |
| Klickitat County Washington | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Spokane County Washington | 1 | $ 765,000 | $ 765,000 | $ 289,000 |
| Dane County Wisconsin | 1 | $ 3,495,000 | $ 3,495,000 | $ 0 |
| Door County Wisconsin | 1 | $ 665,000 | $ 665,000 | $ 156,000 |
| La Crosse County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 251,000 |
| Polk County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 256,000 |
| Price County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 297,000 |
| Racine County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Rock County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 309,000 |
| Walworth County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Winnebago County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 350,000 |
| Teton County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 672,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,423 | $865,495,000 | $608,000 | $47,265,000 | $152,000 | $6,600,000 |
| Refinancing | 1,071 | $311,195,000 | $290,000 | $18,505,000 | $160,000 | $2,217,000 |
| Cash-out Refinancing | 653 | $145,375,000 | $222,000 | $2,135,000 | $126,000 | $1,087,000 |
| Other Purpose | 547 | $51,865,000 | $94,000 | $805,000 | $123,000 | $1,665,000 |
| Home Improvement | 360 | $59,190,000 | $164,000 | $36,005,000 | $84,000 | $451,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,403 | $702,845,000 | $206,000 | $7,005,000 | $132,000 | $4,203,000 |
| Not Provided | 221 | $63,055,000 | $285,000 | $2,005,000 | $216,000 | $2,217,000 |
| Not applicable | 166 | $605,230,000 | $3,645,000 | $47,265,000 | $0 | $0 |
| Black or African American | 90 | $16,970,000 | $188,000 | $1,365,000 | $100,000 | $831,000 |
| Hispanic | 78 | $13,530,000 | $173,000 | $1,065,000 | $135,000 | $1,740,000 |
| Asian | 74 | $26,550,000 | $358,000 | $1,755,000 | $214,000 | $865,000 |
| American Indian or Alaskan Native | 16 | $2,460,000 | $153,000 | $545,000 | $77,000 | $361,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,390,000 | $695,000 | $995,000 | $447,000 | $505,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,802 | $1,390,920,000 | $365,000 | $47,265,000 | $145,000 | $6,600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 118 | $16,780,000 | $142,000 | $345,000 | $52,000 | $468,000 |
| FHA-insured (Federal Housing Administration) | 80 | $12,360,000 | $154,000 | $355,000 | $61,000 | $166,000 |
| VA-guaranteed (Veterans Administration) | 54 | $13,060,000 | $241,000 | $545,000 | $76,000 | $158,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,803 | $1,155,545,000 | $412,000 | $47,265,000 | $152,000 | $4,203,000 |
| Application Denied By Financial Institution | 621 | $66,245,000 | $106,000 | $975,000 | $80,000 | $1,740,000 |
| Application Withdrawn By Applicant | 564 | $199,800,000 | $354,000 | $23,235,000 | $154,000 | $6,600,000 |
| File Closed For Incompleteness | 39 | $4,975,000 | $127,000 | $325,000 | $110,000 | $1,087,000 |
| Application Approved But Not Accepted | 27 | $6,555,000 | $242,000 | $2,505,000 | $85,000 | $277,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,433 | $1,366,875,000 | $398,000 | $47,265,000 | $152,000 | $6,600,000 |
| Credit History | 240 | $25,210,000 | $105,000 | $545,000 | $82,000 | $1,013,000 |
| Debt-To-Income Ratio | 224 | $26,630,000 | $118,000 | $975,000 | $52,000 | $552,000 |
| Collateral | 96 | $8,660,000 | $90,000 | $625,000 | $115,000 | $1,740,000 |
| Credit Application Incomplete | 41 | $3,555,000 | $86,000 | $505,000 | $127,000 | $600,000 |
| Other | 9 | $1,025,000 | $113,000 | $225,000 | $98,000 | $338,000 |
| Employment History | 6 | $580,000 | $96,000 | $165,000 | $46,000 | $100,000 |
| Unverifiable Information | 4 | $540,000 | $135,000 | $155,000 | $239,000 | $723,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $45,000 | $45,000 | $45,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.