Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Great Southern Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Great Southern Bank
218 S Glenstone Ave
Reeds Spring, MO 65802
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,054
Total Mortgage Loan Application Amount $1,433,120,000
Average Mortgage Loan Application Amount $275,600
Highest Mortgage Loan Application Amount $47,265,000
Average Applicant Income $129,000
Highest Applicant Income $6,600,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2021.

Mortgage Loan Application Totals for Great Southern Bank by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
SPRINGFIELD, MO 1,111 $ 196,245,000 $ 176,000 $ 94,000
NA (OUTSIDE OF MSA/MD) 932 $ 133,960,000 $ 356,500 $ 291,423
ST. LOUIS, MO-IL 588 $ 263,490,000 $ 348,000 $ 207,000
DES MOINES-WEST DES MOINES, IA 227 $ 108,465,000 $ 477,000 $ 119,000
KANSAS CITY, MO-KS 220 $ 50,780,000 $ 234,500 $ 143,000
SIOUX CITY, IA-NE-SD 220 $ 37,250,000 $ 170,333 $ 92,666
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 144 $ 60,080,000 $ 417,000 $ 153,000
JOPLIN, MO 107 $ 21,665,000 $ 202,000 $ 78,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 93 $ 19,145,000 $ 304,000 $ 147,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 69 $ 37,585,000 $ 544,000 $ 142,000
OMAHA-COUNCIL BLUFFS, NE-IA 16 $ 4,220,000 $ 228,000 $ 182,000
PHOENIX-MESA-SCOTTSDALE, AZ 13 $ 8,565,000 $ 658,000 $ 318,000
DALLAS-PLANO-IRVING, TX 12 $ 55,890,000 $ 4,657,000 $ 289,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 11 $ 7,055,000 $ 641,000 $ 367,000
DENVER-AURORA-LAKEWOOD, CO 10 $ 85,310,000 $ 8,531,000 $ 423,000
CHICAGO-NAPERVILLE, IL 9 $ 17,975,000 $ 1,997,000 $ 232,000
COLUMBIA, MO 8 $ 16,230,000 $ 2,028,000 $ 133,000
LAS VEGAS-HENDERSON-PARADISE, NV 8 $ 5,110,000 $ 638,000 $ 289,000
CAPE GIRARDEAU, MO-IL 7 $ 1,895,000 $ 270,000 $ 145,000
TULSA, OK 7 $ 2,465,000 $ 352,000 $ 66,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 6 $ 26,630,000 $ 4,438,000 $ 196,000
OKLAHOMA CITY, OK 6 $ 4,120,000 $ 686,000 $ 385,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 6 $ 4,890,000 $ 815,000 $ 287,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 5 $ 30,435,000 $ 6,087,000 $ 1,857,000
CAPE CORAL-FORT MYERS, FL 5 $ 1,795,000 $ 359,000 $ 289,000
JACKSONVILLE, FL 5 $ 1,955,000 $ 391,000 $ 339,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 5 $ 8,835,000 $ 1,767,000 $ 1,057,000
SAN ANTONIO-NEW BRAUNFELS, TX 5 $ 2,575,000 $ 515,000 $ 208,000
TUCSON, AZ 5 $ 1,545,000 $ 309,000 $ 97,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 5 $ 3,275,000 $ 535,000 $ 206,500
ALBUQUERQUE, NM 4 $ 1,730,000 $ 432,000 $ 183,000
AMES, IA 4 $ 1,030,000 $ 257,000 $ 110,000
FORT SMITH, AR-OK 4 $ 4,710,000 $ 1,177,000 $ 188,000
JEFFERSON CITY, MO 4 $ 760,000 $ 190,000 $ 48,000
LAWRENCE, KS 4 $ 880,000 $ 220,000 $ 112,000
RENO, NV 4 $ 2,880,000 $ 720,000 $ 358,000
WICHITA, KS 4 $ 1,160,000 $ 290,000 $ 221,000
ANAHEIM-SANTA ANA-IRVINE, CA 3 $ 1,385,000 $ 461,000 $ 474,000
BALTIMORE-COLUMBIA-TOWSON, MD 3 $ 1,395,000 $ 465,000 $ 231,000
BILLINGS, MT 3 $ 1,255,000 $ 418,000 $ 365,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 3 $ 1,715,000 $ 571,000 $ 525,000
DAPHNE-FAIRHOPE-FOLEY, AL 3 $ 1,235,000 $ 411,000 $ 273,000
FORT COLLINS, CO 3 $ 1,495,000 $ 498,000 $ 295,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 3 $ 1,975,000 $ 658,000 $ 241,000
FORT WORTH-ARLINGTON, TX 3 $ 1,275,000 $ 425,000 $ 247,000
HUNTSVILLE, AL 3 $ 19,555,000 $ 6,518,000 $ 225,000
LAWTON, OK 3 $ 4,775,000 $ 1,591,000 $ 240,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 3 $ 2,925,000 $ 975,000 $ 311,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 3 $ 1,155,000 $ 385,000 $ 225,000
NEW ORLEANS-METAIRIE, LA 3 $ 2,895,000 $ 965,000 $ 164,000
ORLANDO-KISSIMMEE-SANFORD, FL 3 $ 1,825,000 $ 608,000 $ 1,471,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 3 $ 2,615,000 $ 871,000 $ 427,000
ST. JOSEPH, MO-KS 3 $ 385,000 $ 128,000 $ 39,000
TACOMA-LAKEWOOD, WA 3 $ 1,485,000 $ 495,000 $ 422,000
TOPEKA, KS 3 $ 415,000 $ 138,000 $ 46,000
WATERLOO-CEDAR FALLS, IA 3 $ 465,000 $ 155,000 $ 121,000
WENATCHEE, WA 3 $ 1,805,000 $ 601,000 $ 390,000
CHAMPAIGN-URBANA, IL 2 $ 1,230,000 $ 615,000 $ 487,000
COLORADO SPRINGS, CO 2 $ 47,590,000 $ 23,795,000 $ 132,000
ELGIN, IL 2 $ 2,170,000 $ 1,085,000 $ 577,000
FRESNO, CA 2 $ 1,190,000 $ 595,000 $ 291,000
GREENVILLE-ANDERSON-MAULDIN, SC 2 $ 880,000 $ 440,000 $ 393,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 2 $ 11,300,000 $ 5,650,000 $ 0
HOT SPRINGS, AR 2 $ 780,000 $ 390,000 $ 441,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 2 $ 210,000 $ 105,000 $ 51,000
MEMPHIS, TN-MS-AR 2 $ 680,000 $ 340,000 $ 266,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 2 $ 14,930,000 $ 7,465,000 $ 97,000
MORRISTOWN, TN 2 $ 1,170,000 $ 585,000 $ 230,000
OAKLAND-HAYWARD-BERKELEY, CA 2 $ 830,000 $ 415,000 $ 112,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 710,000 $ 355,000 $ 238,000
PUNTA GORDA, FL 2 $ 600,000 $ 300,000 $ 196,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 2 $ 960,000 $ 480,000 $ 107,000
SALT LAKE CITY, UT 2 $ 1,810,000 $ 905,000 $ 571,000
SEBASTIAN-VERO BEACH, FL 2 $ 890,000 $ 445,000 $ 891,000
TALLAHASSEE, FL 2 $ 730,000 $ 365,000 $ 96,000
TYLER, TX 2 $ 770,000 $ 385,000 $ 187,000
WAUSAU, WI 2 $ 1,060,000 $ 530,000 $ 410,000
ANN ARBOR, MI 1 $ 355,000 $ 355,000 $ 189,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 255,000 $ 255,000 $ 55,000
AUSTIN-ROUND ROCK, TX 1 $ 22,155,000 $ 22,155,000 $ 0
BATON ROUGE, LA 1 $ 695,000 $ 695,000 $ 585,000
BOISE CITY, ID 1 $ 495,000 $ 495,000 $ 294,000
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 805,000 $ 805,000 $ 730,000
BRUNSWICK, GA 1 $ 445,000 $ 445,000 $ 350,000
CEDAR RAPIDS, IA 1 $ 305,000 $ 305,000 $ 87,000
CHARLESTON-NORTH CHARLESTON, SC 1 $ 615,000 $ 615,000 $ 261,000
CHARLOTTESVILLE, VA 1 $ 445,000 $ 445,000 $ 446,000
CINCINNATI, OH-KY-IN 1 $ 275,000 $ 275,000 $ 127,000
CLEVELAND-ELYRIA, OH 1 $ 535,000 $ 535,000 $ 149,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 255,000 $ 255,000 $ 143,000
DAYTON-SPRINGFIELD-KETTERING, OH 1 $ 165,000 $ 165,000 $ 102,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 275,000 $ 275,000 $ 206,000
DETROIT-DEARBORN-LIVONIA, MI 1 $ 2,455,000 $ 2,455,000 $ 0
DUBUQUE, IA 1 $ 195,000 $ 195,000 $ 60,000
EUGENE, OR 1 $ 585,000 $ 585,000 $ 350,000
FARGO, ND-MN 1 $ 375,000 $ 375,000 $ 180,000
GAINESVILLE, FL 1 $ 425,000 $ 425,000 $ 462,000
GREELEY, CO 1 $ 615,000 $ 615,000 $ 366,000
GREENSBORO-HIGH POINT, NC 1 $ 315,000 $ 315,000 $ 58,000
GULFPORT-BILOXI-PASCAGOULA, MS 1 $ 365,000 $ 365,000 $ 270,000
HARRISBURG-CARLISLE, PA 1 $ 895,000 $ 895,000 $ 513,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 1 $ 405,000 $ 405,000 $ 275,000
JACKSON, MS 1 $ 235,000 $ 235,000 $ 339,000
JANESVILLE-BELOIT, WI 1 $ 285,000 $ 285,000 $ 309,000
LA CROSSE-ONALASKA, WI-MN 1 $ 255,000 $ 255,000 $ 251,000
LAKE CHARLES, LA 1 $ 535,000 $ 535,000 $ 360,000
LEWISTON, ID-WA 1 $ 485,000 $ 485,000 $ 306,000
LEXINGTON-FAYETTE, KY 1 $ 545,000 $ 545,000 $ 121,000
LUBBOCK, TX 1 $ 245,000 $ 245,000 $ 101,000
MADISON, WI 1 $ 3,495,000 $ 3,495,000 $ 0
MANHATTAN, KS 1 $ 155,000 $ 155,000 $ 61,000
MANKATO-NORTH MANKATO, MN 1 $ 265,000 $ 265,000 $ 357,000
MONROE, MI 1 $ 195,000 $ 195,000 $ 55,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1 $ 455,000 $ 455,000 $ 153,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 1 $ 625,000 $ 625,000 $ 314,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 1 $ 395,000 $ 395,000 $ 174,000
OSHKOSH-NEENAH, WI 1 $ 465,000 $ 465,000 $ 350,000
PANAMA CITY, FL 1 $ 185,000 $ 185,000 $ 185,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 685,000 $ 685,000 $ 196,000
PHILADELPHIA, PA 1 $ 215,000 $ 215,000 $ 158,000
PRESCOTT VALLEY-PRESCOTT, AZ 1 $ 585,000 $ 585,000 $ 275,000
RACINE, WI 1 $ 155,000 $ 155,000 $ 36,000
RALEIGH, NC 1 $ 645,000 $ 645,000 $ 156,000
ROCHESTER, NY 1 $ 145,000 $ 145,000 $ 72,000
SAN DIEGO-CARLSBAD, CA 1 $ 455,000 $ 455,000 $ 165,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 795,000 $ 795,000 $ 350,000
SIOUX FALLS, SD 1 $ 235,000 $ 235,000 $ 50,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 475,000 $ 475,000 $ 317,000
SPOKANE-SPOKANE VALLEY, WA 1 $ 765,000 $ 765,000 $ 289,000
ST. CLOUD, MN 1 $ 15,000 $ 15,000 $ 75,000
STOCKTON-LODI, CA 1 $ 645,000 $ 645,000 $ 270,000
TWIN FALLS, ID 1 $ 305,000 $ 305,000 $ 215,000
WACO, TX 1 $ 295,000 $ 295,000 $ 751,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 1 $ 7,005,000 $ 7,005,000 $ 1,672,000
YORK-HANOVER, PA 1 $ 475,000 $ 475,000 $ 400,000

Mortgage Loan Application Detail Totals for Great Southern Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,423 $865,495,000 $608,000 $47,265,000 $152,000 $6,600,000
Refinancing 1,071 $311,195,000 $290,000 $18,505,000 $160,000 $2,217,000
Cash-out Refinancing 653 $145,375,000 $222,000 $2,135,000 $126,000 $1,087,000
Other Purpose 547 $51,865,000 $94,000 $805,000 $123,000 $1,665,000
Home Improvement 360 $59,190,000 $164,000 $36,005,000 $84,000 $451,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,403 $702,845,000 $206,000 $7,005,000 $132,000 $4,203,000
Not Provided 221 $63,055,000 $285,000 $2,005,000 $216,000 $2,217,000
Not applicable 166 $605,230,000 $3,645,000 $47,265,000 $0 $0
Black or African American 90 $16,970,000 $188,000 $1,365,000 $100,000 $831,000
Hispanic 78 $13,530,000 $173,000 $1,065,000 $135,000 $1,740,000
Asian 74 $26,550,000 $358,000 $1,755,000 $214,000 $865,000
American Indian or Alaskan Native 16 $2,460,000 $153,000 $545,000 $77,000 $361,000
Native Hawaiian or Other Pacific Islander 2 $1,390,000 $695,000 $995,000 $447,000 $505,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,802 $1,390,920,000 $365,000 $47,265,000 $145,000 $6,600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 118 $16,780,000 $142,000 $345,000 $52,000 $468,000
FHA-insured (Federal Housing Administration) 80 $12,360,000 $154,000 $355,000 $61,000 $166,000
VA-guaranteed (Veterans Administration) 54 $13,060,000 $241,000 $545,000 $76,000 $158,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,803 $1,155,545,000 $412,000 $47,265,000 $152,000 $4,203,000
Application Denied By Financial Institution 621 $66,245,000 $106,000 $975,000 $80,000 $1,740,000
Application Withdrawn By Applicant 564 $199,800,000 $354,000 $23,235,000 $154,000 $6,600,000
File Closed For Incompleteness 39 $4,975,000 $127,000 $325,000 $110,000 $1,087,000
Application Approved But Not Accepted 27 $6,555,000 $242,000 $2,505,000 $85,000 $277,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,433 $1,366,875,000 $398,000 $47,265,000 $152,000 $6,600,000
Credit History 240 $25,210,000 $105,000 $545,000 $82,000 $1,013,000
Debt-To-Income Ratio 224 $26,630,000 $118,000 $975,000 $52,000 $552,000
Collateral 96 $8,660,000 $90,000 $625,000 $115,000 $1,740,000
Credit Application Incomplete 41 $3,555,000 $86,000 $505,000 $127,000 $600,000
Other 9 $1,025,000 $113,000 $225,000 $98,000 $338,000
Employment History 6 $580,000 $96,000 $165,000 $46,000 $100,000
Unverifiable Information 4 $540,000 $135,000 $155,000 $239,000 $723,000
Insufficient Cash (Downpayment, Closing Cost) 1 $45,000 $45,000 $45,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Southern Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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