Great Western Bank Mortgage Lending & HMDA Data, 2018

In 2018, Great Western Bank of Sioux Falls, SD reported 4,893 mortgage applications totaling $636.9 million, up 70% from 2017. The average application was for $130,168, and applicants reported an average income of $102,711. 66% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Sioux Falls, SD (670), Omaha-Council Bluffs, NE-IA (559) and Lincoln, NE (241) (applications in parentheses).

Mortgage Company & Address Great Western Bank
225 S Main Ave
Sioux Falls, SD 57104
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 4,893
Total Mortgage Loan Application Amount $636,915,000
Average Mortgage Loan Application Amount $130,168
Highest Mortgage Loan Application Amount $6,535,000
Average Applicant Income $102,711
Highest Applicant Income $5,483,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Western Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Western Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Minnehaha, South Dakota 487 $ 68,125,000 $ 139,887 $ 98,000
Douglas, Nebraska 330 $ 38,790,000 $ 117,545 $ 104,000
Lancaster, Nebraska 233 $ 27,305,000 $ 117,188 $ 79,000
Codington, South Dakota 215 $ 29,035,000 $ 135,046 $ 90,000
Brown, South Dakota 198 $ 24,160,000 $ 122,020 $ 118,000
Webster, Iowa 158 $ 12,010,000 $ 76,012 $ 74,000
Lincoln, South Dakota 155 $ 24,215,000 $ 156,225 $ 116,000
Polk, Iowa 139 $ 17,425,000 $ 125,359 $ 143,000
Sarpy, Nebraska 109 $ 12,905,000 $ 118,394 $ 88,000
Story, Iowa 105 $ 10,985,000 $ 104,619 $ 78,000
Boulder, Colorado 91 $ 26,605,000 $ 292,362 $ 265,000
Larimer, Colorado 74 $ 15,730,000 $ 212,567 $ 190,000
Jasper, Iowa 71 $ 5,045,000 $ 71,056 $ 87,000
Des Moines, Iowa 68 $ 3,390,000 $ 49,852 $ 59,000
Marshall, Iowa 66 $ 5,070,000 $ 76,818 $ 52,000
Grant, South Dakota 63 $ 5,985,000 $ 95,000 $ 76,000
Lake, South Dakota 63 $ 7,125,000 $ 113,095 $ 102,000
Hall, Nebraska 60 $ 5,650,000 $ 94,166 $ 78,000
Pennington, South Dakota 60 $ 6,370,000 $ 106,166 $ 106,000
Brookings, South Dakota 55 $ 7,625,000 $ 138,636 $ 84,000
Pottawattamie, Iowa 47 $ 3,205,000 $ 68,191 $ 72,000
Phelps, Nebraska 44 $ 2,460,000 $ 55,909 $ 73,000
Montgomery, Iowa 43 $ 1,705,000 $ 39,651 $ 58,000
Weld, Colorado 40 $ 13,700,000 $ 342,500 $ 132,000
Yankton, South Dakota 40 $ 4,120,000 $ 103,000 $ 73,000
Clarke, Iowa 37 $ 2,355,000 $ 63,648 $ 71,000
Buffalo, Nebraska 36 $ 8,500,000 $ 236,111 $ 118,000
Dawson, Nebraska 36 $ 3,830,000 $ 106,388 $ 62,000
Holt, Nebraska 36 $ 2,120,000 $ 58,888 $ 61,000
El Paso, Colorado 35 $ 9,845,000 $ 281,285 $ 139,000
Dallas, Iowa 34 $ 4,870,000 $ 143,235 $ 139,000
Lucas, Iowa 34 $ 1,940,000 $ 57,058 $ 45,000
Wayne, Iowa 32 $ 1,980,000 $ 61,875 $ 55,000
Hamlin, South Dakota 32 $ 4,130,000 $ 129,062 $ 116,000
Lincoln, Nebraska 31 $ 3,245,000 $ 104,677 $ 132,000
Brule, South Dakota 31 $ 1,895,000 $ 61,129 $ 55,000
Box Butte, Nebraska 30 $ 1,820,000 $ 60,666 $ 75,000
Denver, Colorado 29 $ 6,405,000 $ 220,862 $ 141,000
Fremont, Iowa 29 $ 1,845,000 $ 63,620 $ 56,000
Adams, Nebraska 29 $ 2,085,000 $ 71,896 $ 89,000
Custer, Nebraska 29 $ 4,165,000 $ 143,620 $ 58,000
Johnson, Iowa 28 $ 4,910,000 $ 175,357 $ 162,000
Ringgold, Iowa 28 $ 2,710,000 $ 96,785 $ 110,000
Platte, Nebraska 27 $ 1,605,000 $ 59,444 $ 70,000
Turner, South Dakota 24 $ 2,450,000 $ 102,083 $ 69,000
Maricopa, Arizona 23 $ 8,245,000 $ 358,478 $ 321,000
Warren, Iowa 23 $ 2,375,000 $ 103,260 $ 118,000
Cass, Iowa 22 $ 1,130,000 $ 51,363 $ 67,000
Decatur, Iowa 22 $ 1,350,000 $ 61,363 $ 80,000
Cass, Nebraska 22 $ 3,050,000 $ 138,636 $ 107,000
Poweshiek, Iowa 21 $ 1,735,000 $ 82,619 $ 130,000
Scotts Bluff, Nebraska 21 $ 2,385,000 $ 113,571 $ 90,000
Davison, South Dakota 21 $ 2,185,000 $ 104,047 $ 87,000
Potter, South Dakota 21 $ 1,105,000 $ 52,619 $ 60,000
Spink, South Dakota 21 $ 955,000 $ 45,476 $ 67,000
Moody, South Dakota 20 $ 2,020,000 $ 101,000 $ 77,000
Arapahoe, Colorado 19 $ 5,835,000 $ 307,105 $ 183,000
Madison, Nebraska 19 $ 2,535,000 $ 133,421 $ 104,000
Otoe, Nebraska 19 $ 1,885,000 $ 99,210 $ 77,000
Lawrence, South Dakota 19 $ 2,165,000 $ 113,947 $ 136,000
Page, Iowa 18 $ 1,290,000 $ 71,666 $ 67,000
Gentry, Missouri 18 $ 800,000 $ 44,444 $ 45,000
Dodge, Nebraska 18 $ 1,630,000 $ 90,555 $ 105,000
Pinal, Arizona 17 $ 5,345,000 $ 314,411 $ 113,000
Taylor, Iowa 17 $ 875,000 $ 51,470 $ 51,000
Worth, Missouri 17 $ 1,025,000 $ 60,294 $ 45,000
Saunders, Nebraska 17 $ 1,725,000 $ 101,470 $ 87,000
Walworth, South Dakota 17 $ 1,745,000 $ 102,647 $ 67,000
Pima, Arizona 16 $ 2,360,000 $ 147,500 $ 124,000
Harrison, Iowa 16 $ 1,010,000 $ 63,125 $ 112,000
Henry, Iowa 16 $ 1,180,000 $ 73,750 $ 68,000
Lyon, Minnesota 16 $ 2,040,000 $ 127,500 $ 84,000
Richardson, Nebraska 16 $ 860,000 $ 53,750 $ 50,000
Day, South Dakota 16 $ 1,470,000 $ 91,875 $ 115,000
Meade, South Dakota 16 $ 1,500,000 $ 93,750 $ 88,000
Cheyenne, Nebraska 15 $ 1,055,000 $ 70,333 $ 57,000
Garfield, Nebraska 15 $ 1,645,000 $ 109,666 $ 82,000
Hamilton, Iowa 14 $ 870,000 $ 62,142 $ 59,000
Hardin, Iowa 14 $ 520,000 $ 37,142 $ 444,000
Mills, Iowa 14 $ 1,470,000 $ 105,000 $ 71,000
Johnson, Kansas 14 $ 4,290,000 $ 306,428 $ 175,000
Saline, Nebraska 14 $ 1,070,000 $ 76,428 $ 66,000
Union, Iowa 13 $ 905,000 $ 69,615 $ 146,000
Deuel, South Dakota 13 $ 1,005,000 $ 77,307 $ 60,000
Jefferson, Colorado 12 $ 3,890,000 $ 324,166 $ 176,000
Broomfield, Colorado 11 $ 2,715,000 $ 246,818 $ 161,000
Douglas, Colorado 11 $ 5,285,000 $ 480,454 $ 338,000
Boone, Iowa 11 $ 1,115,000 $ 101,363 $ 102,000
Tama, Iowa 11 $ 675,000 $ 61,363 $ 61,000
Howard, Nebraska 11 $ 1,315,000 $ 119,545 $ 82,000
Valley, Nebraska 11 $ 995,000 $ 90,454 $ 70,000
Woodbury, Iowa 10 $ 2,330,000 $ 233,000 $ 64,000
Mercer, Missouri 10 $ 460,000 $ 46,000 $ 57,000
Bon Homme, South Dakota 10 $ 1,030,000 $ 103,000 $ 56,000
Roberts, South Dakota 10 $ 1,460,000 $ 146,000 $ 77,000
Marion, Iowa 9 $ 1,205,000 $ 133,888 $ 54,000
Clark, South Dakota 9 $ 915,000 $ 101,666 $ 75,000
Edmunds, South Dakota 9 $ 1,155,000 $ 128,333 $ 104,000
Hutchinson, South Dakota 9 $ 455,000 $ 50,555 $ 67,000
Lyman, South Dakota 9 $ 1,045,000 $ 116,111 $ 67,000
Harrison, Missouri 8 $ 420,000 $ 52,500 $ 92,000
Kearney, Nebraska 8 $ 1,040,000 $ 130,000 $ 48,000
Seward, Nebraska 8 $ 700,000 $ 87,500 $ 54,000
Black Hawk, Iowa 7 $ 7,055,000 $ 1,007,857 $ 98,000
Jackson, Missouri 7 $ 1,195,000 $ 170,714 $ 100,000
Gage, Nebraska 7 $ 785,000 $ 112,142 $ 46,000
Jefferson, Nebraska 7 $ 725,000 $ 103,571 $ 54,000
Red Willow, Nebraska 7 $ 435,000 $ 62,142 $ 67,000
Beadle, South Dakota 7 $ 1,175,000 $ 167,857 $ 140,000
Adams, Colorado 6 $ 1,030,000 $ 171,666 $ 181,000
Calhoun, Iowa 6 $ 280,000 $ 46,666 $ 60,000
Keith, Nebraska 6 $ 1,430,000 $ 238,333 $ 49,000
Nemaha, Nebraska 6 $ 240,000 $ 40,000 $ 119,000
Thayer, Nebraska 6 $ 230,000 $ 38,333 $ 52,000
Clay, South Dakota 6 $ 1,450,000 $ 241,666 $ 105,000
Kingsbury, South Dakota 6 $ 390,000 $ 65,000 $ 73,000
Henderson, Illinois 5 $ 315,000 $ 63,000 $ 79,000
Audubon, Iowa 5 $ 465,000 $ 93,000 $ 108,000
Guthrie, Iowa 5 $ 555,000 $ 111,000 $ 336,000
Humboldt, Iowa 5 $ 455,000 $ 91,000 $ 85,000
Madison, Iowa 5 $ 535,000 $ 107,000 $ 58,000
Hamilton, Nebraska 5 $ 335,000 $ 67,000 $ 97,000
Butte, South Dakota 5 $ 1,115,000 $ 223,000 $ 187,000
Custer, South Dakota 5 $ 335,000 $ 67,000 $ 111,000
Union, South Dakota 5 $ 755,000 $ 151,000 $ 68,000
Fremont, Colorado 4 $ 140,000 $ 35,000 $ 64,000
Big Stone, Minnesota 4 $ 300,000 $ 75,000 $ 101,000
Hennepin, Minnesota 4 $ 3,660,000 $ 915,000 $ 1,202,000
Lincoln, Minnesota 4 $ 210,000 $ 52,500 $ 79,000
Clay, Missouri 4 $ 170,000 $ 42,500 $ 74,000
Sullivan, Missouri 4 $ 180,000 $ 45,000 $ 107,000
Boone, Nebraska 4 $ 310,000 $ 77,500 $ 56,000
Washington, Nebraska 4 $ 360,000 $ 90,000 $ 277,000
McCook, South Dakota 4 $ 230,000 $ 57,500 $ 79,000
Sully, South Dakota 4 $ 410,000 $ 102,500 $ 44,000
Summit, Colorado 3 $ 2,815,000 $ 938,333 $ 164,000
Grundy, Iowa 3 $ 105,000 $ 35,000 $ 81,000
Linn, Iowa 3 $ 2,185,000 $ 728,333 $ 0
Louisa, Iowa 3 $ 185,000 $ 61,666 $ 75,000
Lyon, Iowa 3 $ 245,000 $ 81,666 $ 73,000
Wright, Iowa 3 $ 255,000 $ 85,000 $ 176,000
Atchison, Missouri 3 $ 115,000 $ 38,333 $ 55,000
Cedar, Nebraska 3 $ 105,000 $ 35,000 $ 18,000
Colfax, Nebraska 3 $ 285,000 $ 95,000 $ 94,000
Dakota, Nebraska 3 $ 265,000 $ 88,333 $ 96,000
Harlan, Nebraska 3 $ 215,000 $ 71,666 $ 36,000
Merrick, Nebraska 3 $ 495,000 $ 165,000 $ 80,000
Pierce, Nebraska 3 $ 225,000 $ 75,000 $ 53,000
Polk, Nebraska 3 $ 135,000 $ 45,000 $ 52,000
Cass, North Dakota 3 $ 5,505,000 $ 1,835,000 $ 0
Campbell, South Dakota 3 $ 175,000 $ 58,333 $ 51,000
Douglas, South Dakota 3 $ 225,000 $ 75,000 $ 53,000
Cochise, Arizona 2 $ 50,000 $ 25,000 $ 17,000
Gila, Arizona 2 $ 250,000 $ 125,000 $ 61,000
Yavapai, Arizona 2 $ 10,010,000 $ 5,005,000 $ 697,000
Clear Creek, Colorado 2 $ 1,380,000 $ 690,000 $ 0
Gilpin, Colorado 2 $ 330,000 $ 165,000 $ 131,000
Collier, Florida 2 $ 420,000 $ 210,000 $ 1,002,000
Hancock, Illinois 2 $ 50,000 $ 25,000 $ 12,000
Davis, Iowa 2 $ 1,010,000 $ 505,000 $ 404,000
Emmet, Iowa 2 $ 330,000 $ 165,000 $ 71,000
Greene, Iowa 2 $ 120,000 $ 60,000 $ 68,000
Jefferson, Iowa 2 $ 170,000 $ 85,000 $ 50,000
Mahaska, Iowa 2 $ 110,000 $ 55,000 $ 981,000
Wapello, Iowa 2 $ 270,000 $ 135,000 $ 451,000
Washington, Iowa 2 $ 260,000 $ 130,000 $ 110,000
Worth, Iowa 2 $ 50,000 $ 25,000 $ 34,000
Sherman, Kansas 2 $ 310,000 $ 155,000 $ 42,000
Carver, Minnesota 2 $ 230,000 $ 115,000 $ 50,000
Redwood, Minnesota 2 $ 170,000 $ 85,000 $ 54,000
Andrew, Missouri 2 $ 360,000 $ 180,000 $ 79,000
Grundy, Missouri 2 $ 70,000 $ 35,000 $ 30,000
Linn, Missouri 2 $ 260,000 $ 130,000 $ 59,000
Livingston, Missouri 2 $ 110,000 $ 55,000 $ 32,000
Platte, Missouri 2 $ 530,000 $ 265,000 $ 123,000
Putnam, Missouri 2 $ 130,000 $ 65,000 $ 70,000
Yellowstone, Montana 2 $ 370,000 $ 185,000 $ 100,000
Frontier, Nebraska 2 $ 60,000 $ 30,000 $ 43,000
Gosper, Nebraska 2 $ 280,000 $ 140,000 $ 53,000
Hayes, Nebraska 2 $ 50,000 $ 25,000 $ 13,000
Johnson, Nebraska 2 $ 10,000 $ 5,000 $ 0
Kimball, Nebraska 2 $ 90,000 $ 45,000 $ 39,000
Knox, Nebraska 2 $ 210,000 $ 105,000 $ 84,000
Nuckolls, Nebraska 2 $ 60,000 $ 30,000 $ 26,000
York, Nebraska 2 $ 190,000 $ 95,000 $ 79,000
Grant, North Dakota 2 $ 370,000 $ 185,000 $ 104,000
Faulk, South Dakota 2 $ 420,000 $ 210,000 $ 69,000
Gregory, South Dakota 2 $ 60,000 $ 30,000 $ 94,000
Hanson, South Dakota 2 $ 200,000 $ 100,000 $ 54,000
Hyde, South Dakota 2 $ 70,000 $ 35,000 $ 29,000
Tripp, South Dakota 2 $ 260,000 $ 130,000 $ 92,000
Mohave, Arizona 1 $ 125,000 $ 125,000 $ 68,000
Gunnison, Colorado 1 $ 435,000 $ 435,000 $ 136,000
Mesa, Colorado 1 $ 35,000 $ 35,000 $ 203,000
Pueblo, Colorado 1 $ 165,000 $ 165,000 $ 65,000
Escambia, Florida 1 $ 105,000 $ 105,000 $ 24,000
Martin, Florida 1 $ 175,000 $ 175,000 $ 97,000
Osceola, Florida 1 $ 265,000 $ 265,000 $ 564,000
Polk, Florida 1 $ 75,000 $ 75,000 $ 34,000
Sarasota, Florida 1 $ 1,045,000 $ 1,045,000 $ 1,546,000
St. Lucie, Florida 1 $ 265,000 $ 265,000 $ 302,000
Fayette, Georgia 1 $ 235,000 $ 235,000 $ 85,000
Rock Island, Illinois 1 $ 495,000 $ 495,000 $ 0
Adair, Iowa 1 $ 25,000 $ 25,000 $ 75,000
Adams, Iowa 1 $ 15,000 $ 15,000 $ 9,000
Buena Vista, Iowa 1 $ 235,000 $ 235,000 $ 73,000
Butler, Iowa 1 $ 285,000 $ 285,000 $ 126,000
Carroll, Iowa 1 $ 65,000 $ 65,000 $ 188,000
Dickinson, Iowa 1 $ 145,000 $ 145,000 $ 66,000
Iowa, Iowa 1 $ 125,000 $ 125,000 $ 164,000
Plymouth, Iowa 1 $ 75,000 $ 75,000 $ 55,000
Pocahontas, Iowa 1 $ 25,000 $ 25,000 $ 61,000
Scott, Iowa 1 $ 6,535,000 $ 6,535,000 $ 0
Sioux, Iowa 1 $ 125,000 $ 125,000 $ 76,000
Wyandotte, Kansas 1 $ 555,000 $ 555,000 $ 0
Brown, Minnesota 1 $ 315,000 $ 315,000 $ 141,000
Chippewa, Minnesota 1 $ 35,000 $ 35,000 $ 31,000
Dakota, Minnesota 1 $ 165,000 $ 165,000 $ 186,000
Jackson, Minnesota 1 $ 125,000 $ 125,000 $ 56,000
Kandiyohi, Minnesota 1 $ 545,000 $ 545,000 $ 254,000
Lac qui Parle, Minnesota 1 $ 95,000 $ 95,000 $ 60,000
Mille Lacs, Minnesota 1 $ 105,000 $ 105,000 $ 53,000
Olmsted, Minnesota 1 $ 295,000 $ 295,000 $ 180,000
Otter Tail, Minnesota 1 $ 275,000 $ 275,000 $ 96,000
Pipestone, Minnesota 1 $ 25,000 $ 25,000 $ 121,000
Ramsey, Minnesota 1 $ 95,000 $ 95,000 $ 78,000
Stearns, Minnesota 1 $ 245,000 $ 245,000 $ 18,000
Traverse, Minnesota 1 $ 25,000 $ 25,000 $ 139,000
Wadena, Minnesota 1 $ 95,000 $ 95,000 $ 33,000
Yellow Medicine, Minnesota 1 $ 175,000 $ 175,000 $ 104,000
Adair, Missouri 1 $ 45,000 $ 45,000 $ 88,000
Daviess, Missouri 1 $ 35,000 $ 35,000 $ 24,000
Scott, Missouri 1 $ 175,000 $ 175,000 $ 10,000
Stone, Missouri 1 $ 425,000 $ 425,000 $ 135,000
Carbon, Montana 1 $ 195,000 $ 195,000 $ 100,000
Antelope, Nebraska 1 $ 45,000 $ 45,000 $ 44,000
Boyd, Nebraska 1 $ 25,000 $ 25,000 $ 56,000
Burt, Nebraska 1 $ 25,000 $ 25,000 $ 63,000
Butler, Nebraska 1 $ 15,000 $ 15,000 $ 47,000
Clay, Nebraska 1 $ 15,000 $ 15,000 $ 112,000
Cuming, Nebraska 1 $ 35,000 $ 35,000 $ 49,000
Deuel, Nebraska 1 $ 55,000 $ 55,000 $ 76,000
Furnas, Nebraska 1 $ 95,000 $ 95,000 $ 94,000
Grant, Nebraska 1 $ 65,000 $ 65,000 $ 70,000
Greeley, Nebraska 1 $ 65,000 $ 65,000 $ 78,000
Hitchcock, Nebraska 1 $ 25,000 $ 25,000 $ 23,000
Logan, Nebraska 1 $ 125,000 $ 125,000 $ 63,000
Loup, Nebraska 1 $ 15,000 $ 15,000 $ 16,000
Nance, Nebraska 1 $ 65,000 $ 65,000 $ 94,000
Sherman, Nebraska 1 $ 65,000 $ 65,000 $ 54,000
Wayne, Nebraska 1 $ 25,000 $ 25,000 $ 45,000
Webster, Nebraska 1 $ 35,000 $ 35,000 $ 21,000
Wheeler, Nebraska 1 $ 255,000 $ 255,000 $ 80,000
Taos, New Mexico 1 $ 385,000 $ 385,000 $ 180,000
Nelson, North Dakota 1 $ 125,000 $ 125,000 $ 106,000
Pierce, North Dakota 1 $ 245,000 $ 245,000 $ 93,000
Charles Mix, South Dakota 1 $ 45,000 $ 45,000 $ 43,000
Corson, South Dakota 1 $ 45,000 $ 45,000 $ 97,000
Hand, South Dakota 1 $ 35,000 $ 35,000 $ 74,000
Hughes, South Dakota 1 $ 25,000 $ 25,000 $ 96,000
Marshall, South Dakota 1 $ 345,000 $ 345,000 $ 108,000
McPherson, South Dakota 1 $ 5,000 $ 5,000 $ 63,000
Miner, South Dakota 1 $ 25,000 $ 25,000 $ 25,000
Stanley, South Dakota 1 $ 265,000 $ 265,000 $ 154,000
Grayson, Texas 1 $ 1,445,000 $ 1,445,000 $ 2,800,000
Jefferson, Wisconsin 1 $ 245,000 $ 245,000 $ 165,000
Racine, Wisconsin 1 $ 365,000 $ 365,000 $ 107,000
Laramie, Wyoming 1 $ 385,000 $ 385,000 $ 74,000

Mortgage Loan Application Detail Totals for Great Western Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,866 $195,930,000 $105,000 $5,235,000 $94,000 $2,252,000
Home Purchase 1,489 $302,295,000 $203,000 $6,535,000 $106,000 $3,285,000
Home Improvement 826 $47,040,000 $56,000 $825,000 $112,000 $5,483,000
Other Purpose 365 $35,375,000 $96,000 $3,005,000 $123,000 $4,422,000
Cash-out Refinancing 347 $56,275,000 $162,000 $605,000 $92,000 $1,151,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,497 $423,565,000 $121,000 $5,005,000 $100,000 $5,483,000
Not Provided 999 $101,735,000 $101,000 $2,165,000 $110,000 $1,830,000
Not applicable 202 $86,780,000 $429,000 $6,535,000 $0 $0
Hispanic 105 $11,475,000 $109,000 $605,000 $79,000 $517,000
Asian 46 $8,420,000 $183,000 $1,425,000 $210,000 $2,252,000
American Indian or Alaskan Native 23 $1,745,000 $75,000 $255,000 $71,000 $228,000
Black or African American 16 $2,200,000 $137,000 $405,000 $78,000 $140,000
Native Hawaiian or Other Pacific Islander 3 $735,000 $245,000 $265,000 $138,000 $255,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,555 $588,455,000 $129,000 $6,535,000 $106,000 $5,483,000
FHA-insured (Federal Housing Administration) 150 $19,470,000 $129,000 $285,000 $54,000 $153,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 99 $11,055,000 $111,000 $225,000 $44,000 $98,000
VA-guaranteed (Veterans Administration) 89 $17,935,000 $201,000 $455,000 $74,000 $255,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,228 $443,070,000 $137,000 $6,535,000 $112,000 $4,422,000
Application Denied By Financial Institution 1,077 $98,385,000 $91,000 $5,005,000 $69,000 $1,394,000
Application Withdrawn By Applicant 536 $89,070,000 $166,000 $4,725,000 $119,000 $5,483,000
Application Approved But Not Accepted 41 $5,365,000 $130,000 $1,075,000 $111,000 $700,000
Loan Purchased By The Institution 8 $810,000 $101,000 $115,000 $0 $0
File Closed For Incompleteness 3 $215,000 $71,000 $115,000 $69,000 $120,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,816 $538,530,000 $141,000 $6,535,000 $113,000 $5,483,000
Debt-To-Income Ratio 443 $44,055,000 $99,000 $5,005,000 $64,000 $1,394,000
Credit History 438 $26,980,000 $61,000 $605,000 $66,000 $1,258,000
Unverifiable Information 83 $15,015,000 $180,000 $5,005,000 $93,000 $610,000
Collateral 68 $4,750,000 $69,000 $495,000 $81,000 $624,000
Other 27 $5,075,000 $187,000 $1,635,000 $99,000 $447,000
Employment History 12 $2,090,000 $174,000 $425,000 $45,000 $152,000
Insufficient Cash (Downpayment, Closing Cost) 6 $420,000 $70,000 $105,000 $48,000 $103,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Western Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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