Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Great Western Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 225 S Main Ave Sioux Falls, SD 57104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,893 |
| Total Mortgage Loan Application Amount | $636,915,000 |
| Average Mortgage Loan Application Amount | $124,400 |
| Highest Mortgage Loan Application Amount | $6,535,000 |
| Average Applicant Income | $105,400 |
| Highest Applicant Income | $5,483,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 487 | $ 68,125,000 | $ 139,000 | $ 98,000 |
| Douglas County Nebraska | 330 | $ 38,790,000 | $ 117,000 | $ 104,000 |
| Lancaster County Nebraska | 233 | $ 27,305,000 | $ 117,000 | $ 79,000 |
| Codington County South Dakota | 215 | $ 29,035,000 | $ 135,000 | $ 90,000 |
| Brown County South Dakota | 198 | $ 24,160,000 | $ 122,000 | $ 118,000 |
| Webster County Iowa | 158 | $ 12,010,000 | $ 76,000 | $ 74,000 |
| Lincoln County South Dakota | 155 | $ 24,215,000 | $ 156,000 | $ 116,000 |
| Polk County Iowa | 139 | $ 17,425,000 | $ 125,000 | $ 143,000 |
| Sarpy County Nebraska | 109 | $ 12,905,000 | $ 118,000 | $ 88,000 |
| Story County Iowa | 105 | $ 10,985,000 | $ 104,000 | $ 78,000 |
| Boulder County Colorado | 91 | $ 26,605,000 | $ 292,000 | $ 265,000 |
| Larimer County Colorado | 74 | $ 15,730,000 | $ 212,000 | $ 190,000 |
| Jasper County Iowa | 71 | $ 5,045,000 | $ 71,000 | $ 87,000 |
| Des Moines County Iowa | 68 | $ 3,390,000 | $ 49,000 | $ 59,000 |
| Marshall County Iowa | 66 | $ 5,070,000 | $ 76,000 | $ 52,000 |
| Grant County South Dakota | 63 | $ 5,985,000 | $ 95,000 | $ 76,000 |
| Lake County South Dakota | 63 | $ 7,125,000 | $ 113,000 | $ 102,000 |
| Hall County Nebraska | 60 | $ 5,650,000 | $ 94,000 | $ 78,000 |
| Pennington County South Dakota | 60 | $ 6,370,000 | $ 106,000 | $ 106,000 |
| Brookings County South Dakota | 55 | $ 7,625,000 | $ 138,000 | $ 84,000 |
| Pottawattamie County Iowa | 47 | $ 3,205,000 | $ 68,000 | $ 72,000 |
| Phelps County Nebraska | 44 | $ 2,460,000 | $ 55,000 | $ 73,000 |
| Montgomery County Iowa | 43 | $ 1,705,000 | $ 39,000 | $ 58,000 |
| Weld County Colorado | 40 | $ 13,700,000 | $ 342,000 | $ 132,000 |
| Yankton County South Dakota | 40 | $ 4,120,000 | $ 103,000 | $ 73,000 |
| Clarke County Iowa | 37 | $ 2,355,000 | $ 63,000 | $ 71,000 |
| Buffalo County Nebraska | 36 | $ 8,500,000 | $ 236,000 | $ 118,000 |
| Dawson County Nebraska | 36 | $ 3,830,000 | $ 106,000 | $ 62,000 |
| Holt County Nebraska | 36 | $ 2,120,000 | $ 58,000 | $ 61,000 |
| El Paso County Colorado | 35 | $ 9,845,000 | $ 281,000 | $ 139,000 |
| Dallas County Iowa | 34 | $ 4,870,000 | $ 143,000 | $ 139,000 |
| Lucas County Iowa | 34 | $ 1,940,000 | $ 57,000 | $ 45,000 |
| Wayne County Iowa | 32 | $ 1,980,000 | $ 61,000 | $ 55,000 |
| Hamlin County South Dakota | 32 | $ 4,130,000 | $ 129,000 | $ 116,000 |
| Lincoln County Nebraska | 31 | $ 3,245,000 | $ 104,000 | $ 132,000 |
| Brule County South Dakota | 31 | $ 1,895,000 | $ 61,000 | $ 55,000 |
| Box Butte County Nebraska | 30 | $ 1,820,000 | $ 60,000 | $ 75,000 |
| Denver County Colorado | 29 | $ 6,405,000 | $ 220,000 | $ 141,000 |
| Fremont County Iowa | 29 | $ 1,845,000 | $ 63,000 | $ 56,000 |
| Adams County Nebraska | 29 | $ 2,085,000 | $ 71,000 | $ 89,000 |
| Custer County Nebraska | 29 | $ 4,165,000 | $ 143,000 | $ 58,000 |
| Johnson County Iowa | 28 | $ 4,910,000 | $ 175,000 | $ 162,000 |
| Ringgold County Iowa | 28 | $ 2,710,000 | $ 96,000 | $ 110,000 |
| Platte County Nebraska | 27 | $ 1,605,000 | $ 59,000 | $ 70,000 |
| Turner County South Dakota | 24 | $ 2,450,000 | $ 102,000 | $ 69,000 |
| Maricopa County Arizona | 23 | $ 8,245,000 | $ 358,000 | $ 321,000 |
| Warren County Iowa | 23 | $ 2,375,000 | $ 103,000 | $ 118,000 |
| Cass County Iowa | 22 | $ 1,130,000 | $ 51,000 | $ 67,000 |
| Decatur County Iowa | 22 | $ 1,350,000 | $ 61,000 | $ 80,000 |
| Cass County Nebraska | 22 | $ 3,050,000 | $ 138,000 | $ 107,000 |
| Poweshiek County Iowa | 21 | $ 1,735,000 | $ 82,000 | $ 130,000 |
| Scotts Bluff County Nebraska | 21 | $ 2,385,000 | $ 113,000 | $ 90,000 |
| Davison County South Dakota | 21 | $ 2,185,000 | $ 104,000 | $ 87,000 |
| Potter County South Dakota | 21 | $ 1,105,000 | $ 52,000 | $ 60,000 |
| Spink County South Dakota | 21 | $ 955,000 | $ 45,000 | $ 67,000 |
| Moody County South Dakota | 20 | $ 2,020,000 | $ 101,000 | $ 77,000 |
| Arapahoe County Colorado | 19 | $ 5,835,000 | $ 307,000 | $ 183,000 |
| Madison County Nebraska | 19 | $ 2,535,000 | $ 133,000 | $ 104,000 |
| Otoe County Nebraska | 19 | $ 1,885,000 | $ 99,000 | $ 77,000 |
| Lawrence County South Dakota | 19 | $ 2,165,000 | $ 113,000 | $ 136,000 |
| Page County Iowa | 18 | $ 1,290,000 | $ 71,000 | $ 67,000 |
| Gentry County Missouri | 18 | $ 800,000 | $ 44,000 | $ 45,000 |
| Dodge County Nebraska | 18 | $ 1,630,000 | $ 90,000 | $ 105,000 |
| Pinal County Arizona | 17 | $ 5,345,000 | $ 314,000 | $ 113,000 |
| Taylor County Iowa | 17 | $ 875,000 | $ 51,000 | $ 51,000 |
| Worth County Missouri | 17 | $ 1,025,000 | $ 60,000 | $ 45,000 |
| Saunders County Nebraska | 17 | $ 1,725,000 | $ 101,000 | $ 87,000 |
| Walworth County South Dakota | 17 | $ 1,745,000 | $ 102,000 | $ 67,000 |
| Pima County Arizona | 16 | $ 2,360,000 | $ 147,000 | $ 124,000 |
| Harrison County Iowa | 16 | $ 1,010,000 | $ 63,000 | $ 112,000 |
| Henry County Iowa | 16 | $ 1,180,000 | $ 73,000 | $ 68,000 |
| Lyon County Minnesota | 16 | $ 2,040,000 | $ 127,000 | $ 84,000 |
| Richardson County Nebraska | 16 | $ 860,000 | $ 53,000 | $ 50,000 |
| Day County South Dakota | 16 | $ 1,470,000 | $ 91,000 | $ 115,000 |
| Meade County South Dakota | 16 | $ 1,500,000 | $ 93,000 | $ 88,000 |
| Cheyenne County Nebraska | 15 | $ 1,055,000 | $ 70,000 | $ 57,000 |
| Garfield County Nebraska | 15 | $ 1,645,000 | $ 109,000 | $ 82,000 |
| Hamilton County Iowa | 14 | $ 870,000 | $ 62,000 | $ 59,000 |
| Hardin County Iowa | 14 | $ 520,000 | $ 37,000 | $ 444,000 |
| Mills County Iowa | 14 | $ 1,470,000 | $ 105,000 | $ 71,000 |
| Johnson County Kansas | 14 | $ 4,290,000 | $ 306,000 | $ 175,000 |
| Saline County Nebraska | 14 | $ 1,070,000 | $ 76,000 | $ 66,000 |
| Union County Iowa | 13 | $ 905,000 | $ 69,000 | $ 146,000 |
| Deuel County South Dakota | 13 | $ 1,005,000 | $ 77,000 | $ 60,000 |
| Jefferson County Colorado | 12 | $ 3,890,000 | $ 324,000 | $ 176,000 |
| Broomfield County Colorado | 11 | $ 2,715,000 | $ 246,000 | $ 161,000 |
| Douglas County Colorado | 11 | $ 5,285,000 | $ 480,000 | $ 338,000 |
| Boone County Iowa | 11 | $ 1,115,000 | $ 101,000 | $ 102,000 |
| Tama County Iowa | 11 | $ 675,000 | $ 61,000 | $ 61,000 |
| Howard County Nebraska | 11 | $ 1,315,000 | $ 119,000 | $ 82,000 |
| Valley County Nebraska | 11 | $ 995,000 | $ 90,000 | $ 70,000 |
| Woodbury County Iowa | 10 | $ 2,330,000 | $ 233,000 | $ 64,000 |
| Mercer County Missouri | 10 | $ 460,000 | $ 46,000 | $ 57,000 |
| Bon Homme County South Dakota | 10 | $ 1,030,000 | $ 103,000 | $ 56,000 |
| Roberts County South Dakota | 10 | $ 1,460,000 | $ 146,000 | $ 77,000 |
| Marion County Iowa | 9 | $ 1,205,000 | $ 133,000 | $ 54,000 |
| Clark County South Dakota | 9 | $ 915,000 | $ 101,000 | $ 75,000 |
| Edmunds County South Dakota | 9 | $ 1,155,000 | $ 128,000 | $ 104,000 |
| Hutchinson County South Dakota | 9 | $ 455,000 | $ 50,000 | $ 67,000 |
| Lyman County South Dakota | 9 | $ 1,045,000 | $ 116,000 | $ 67,000 |
| Harrison County Missouri | 8 | $ 420,000 | $ 52,000 | $ 92,000 |
| Kearney County Nebraska | 8 | $ 1,040,000 | $ 130,000 | $ 48,000 |
| Seward County Nebraska | 8 | $ 700,000 | $ 87,000 | $ 54,000 |
| Black Hawk County Iowa | 7 | $ 7,055,000 | $ 1,007,000 | $ 98,000 |
| Jackson County Missouri | 7 | $ 1,195,000 | $ 170,000 | $ 100,000 |
| Gage County Nebraska | 7 | $ 785,000 | $ 112,000 | $ 46,000 |
| Jefferson County Nebraska | 7 | $ 725,000 | $ 103,000 | $ 54,000 |
| Red Willow County Nebraska | 7 | $ 435,000 | $ 62,000 | $ 67,000 |
| Beadle County South Dakota | 7 | $ 1,175,000 | $ 167,000 | $ 140,000 |
| Adams County Colorado | 6 | $ 1,030,000 | $ 171,000 | $ 181,000 |
| Calhoun County Iowa | 6 | $ 280,000 | $ 46,000 | $ 60,000 |
| Keith County Nebraska | 6 | $ 1,430,000 | $ 238,000 | $ 49,000 |
| Nemaha County Nebraska | 6 | $ 240,000 | $ 40,000 | $ 119,000 |
| Thayer County Nebraska | 6 | $ 230,000 | $ 38,000 | $ 52,000 |
| Clay County South Dakota | 6 | $ 1,450,000 | $ 241,000 | $ 105,000 |
| Kingsbury County South Dakota | 6 | $ 390,000 | $ 65,000 | $ 73,000 |
| Henderson County Illinois | 5 | $ 315,000 | $ 63,000 | $ 79,000 |
| Audubon County Iowa | 5 | $ 465,000 | $ 93,000 | $ 108,000 |
| Guthrie County Iowa | 5 | $ 555,000 | $ 111,000 | $ 336,000 |
| Humboldt County Iowa | 5 | $ 455,000 | $ 91,000 | $ 85,000 |
| Madison County Iowa | 5 | $ 535,000 | $ 107,000 | $ 58,000 |
| Hamilton County Nebraska | 5 | $ 335,000 | $ 67,000 | $ 97,000 |
| Butte County South Dakota | 5 | $ 1,115,000 | $ 223,000 | $ 187,000 |
| Custer County South Dakota | 5 | $ 335,000 | $ 67,000 | $ 111,000 |
| Union County South Dakota | 5 | $ 755,000 | $ 151,000 | $ 68,000 |
| Fremont County Colorado | 4 | $ 140,000 | $ 35,000 | $ 64,000 |
| Big Stone County Minnesota | 4 | $ 300,000 | $ 75,000 | $ 101,000 |
| Hennepin County Minnesota | 4 | $ 3,660,000 | $ 915,000 | $ 1,202,000 |
| Lincoln County Minnesota | 4 | $ 210,000 | $ 52,000 | $ 79,000 |
| Clay County Missouri | 4 | $ 170,000 | $ 42,000 | $ 74,000 |
| Sullivan County Missouri | 4 | $ 180,000 | $ 45,000 | $ 107,000 |
| Boone County Nebraska | 4 | $ 310,000 | $ 77,000 | $ 56,000 |
| Washington County Nebraska | 4 | $ 360,000 | $ 90,000 | $ 277,000 |
| McCook County South Dakota | 4 | $ 230,000 | $ 57,000 | $ 79,000 |
| Sully County South Dakota | 4 | $ 410,000 | $ 102,000 | $ 44,000 |
| Summit County Colorado | 3 | $ 2,815,000 | $ 938,000 | $ 164,000 |
| Grundy County Iowa | 3 | $ 105,000 | $ 35,000 | $ 81,000 |
| Linn County Iowa | 3 | $ 2,185,000 | $ 728,000 | $ 0 |
| Louisa County Iowa | 3 | $ 185,000 | $ 61,000 | $ 75,000 |
| Lyon County Iowa | 3 | $ 245,000 | $ 81,000 | $ 73,000 |
| Wright County Iowa | 3 | $ 255,000 | $ 85,000 | $ 176,000 |
| Atchison County Missouri | 3 | $ 115,000 | $ 38,000 | $ 55,000 |
| Cedar County Nebraska | 3 | $ 105,000 | $ 35,000 | $ 18,000 |
| Colfax County Nebraska | 3 | $ 285,000 | $ 95,000 | $ 94,000 |
| Dakota County Nebraska | 3 | $ 265,000 | $ 88,000 | $ 96,000 |
| Harlan County Nebraska | 3 | $ 215,000 | $ 71,000 | $ 36,000 |
| Merrick County Nebraska | 3 | $ 495,000 | $ 165,000 | $ 80,000 |
| Pierce County Nebraska | 3 | $ 225,000 | $ 75,000 | $ 53,000 |
| Polk County Nebraska | 3 | $ 135,000 | $ 45,000 | $ 52,000 |
| Cass County North Dakota | 3 | $ 5,505,000 | $ 1,835,000 | $ 0 |
| Campbell County South Dakota | 3 | $ 175,000 | $ 58,000 | $ 51,000 |
| Douglas County South Dakota | 3 | $ 225,000 | $ 75,000 | $ 53,000 |
| Cochise County Arizona | 2 | $ 50,000 | $ 25,000 | $ 17,000 |
| Gila County Arizona | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Yavapai County Arizona | 2 | $ 10,010,000 | $ 5,005,000 | $ 697,000 |
| Clear Creek County Colorado | 2 | $ 1,380,000 | $ 690,000 | $ 0 |
| Gilpin County Colorado | 2 | $ 330,000 | $ 165,000 | $ 131,000 |
| Collier County Florida | 2 | $ 420,000 | $ 210,000 | $ 1,002,000 |
| Hancock County Illinois | 2 | $ 50,000 | $ 25,000 | $ 12,000 |
| Davis County Iowa | 2 | $ 1,010,000 | $ 505,000 | $ 404,000 |
| Emmet County Iowa | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Greene County Iowa | 2 | $ 120,000 | $ 60,000 | $ 68,000 |
| Jefferson County Iowa | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| Mahaska County Iowa | 2 | $ 110,000 | $ 55,000 | $ 981,000 |
| Wapello County Iowa | 2 | $ 270,000 | $ 135,000 | $ 451,000 |
| Washington County Iowa | 2 | $ 260,000 | $ 130,000 | $ 110,000 |
| Worth County Iowa | 2 | $ 50,000 | $ 25,000 | $ 34,000 |
| Sherman County Kansas | 2 | $ 310,000 | $ 155,000 | $ 42,000 |
| Carver County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Redwood County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Andrew County Missouri | 2 | $ 360,000 | $ 180,000 | $ 79,000 |
| Grundy County Missouri | 2 | $ 70,000 | $ 35,000 | $ 30,000 |
| Linn County Missouri | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| Livingston County Missouri | 2 | $ 110,000 | $ 55,000 | $ 32,000 |
| Platte County Missouri | 2 | $ 530,000 | $ 265,000 | $ 123,000 |
| Putnam County Missouri | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
| Yellowstone County Montana | 2 | $ 370,000 | $ 185,000 | $ 100,000 |
| Frontier County Nebraska | 2 | $ 60,000 | $ 30,000 | $ 43,000 |
| Gosper County Nebraska | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Hayes County Nebraska | 2 | $ 50,000 | $ 25,000 | $ 13,000 |
| Johnson County Nebraska | 2 | $ 10,000 | $ 5,000 | $ 0 |
| Kimball County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 39,000 |
| Knox County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 84,000 |
| Nuckolls County Nebraska | 2 | $ 60,000 | $ 30,000 | $ 26,000 |
| York County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 79,000 |
| Grant County North Dakota | 2 | $ 370,000 | $ 185,000 | $ 104,000 |
| Faulk County South Dakota | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Gregory County South Dakota | 2 | $ 60,000 | $ 30,000 | $ 94,000 |
| Hanson County South Dakota | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Hyde County South Dakota | 2 | $ 70,000 | $ 35,000 | $ 29,000 |
| Tripp County South Dakota | 2 | $ 260,000 | $ 130,000 | $ 92,000 |
| Mohave County Arizona | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Gunnison County Colorado | 1 | $ 435,000 | $ 435,000 | $ 136,000 |
| Mesa County Colorado | 1 | $ 35,000 | $ 35,000 | $ 203,000 |
| Pueblo County Colorado | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Escambia County Florida | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Martin County Florida | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Osceola County Florida | 1 | $ 265,000 | $ 265,000 | $ 564,000 |
| Polk County Florida | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Sarasota County Florida | 1 | $ 1,045,000 | $ 1,045,000 | $ 1,546,000 |
| St. Lucie County Florida | 1 | $ 265,000 | $ 265,000 | $ 302,000 |
| Fayette County Georgia | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Rock Island County Illinois | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Adair County Iowa | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Adams County Iowa | 1 | $ 15,000 | $ 15,000 | $ 9,000 |
| Buena Vista County Iowa | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Butler County Iowa | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Carroll County Iowa | 1 | $ 65,000 | $ 65,000 | $ 188,000 |
| Dickinson County Iowa | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Iowa County Iowa | 1 | $ 125,000 | $ 125,000 | $ 164,000 |
| Plymouth County Iowa | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Pocahontas County Iowa | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Scott County Iowa | 1 | $ 6,535,000 | $ 6,535,000 | $ 0 |
| Sioux County Iowa | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Wyandotte County Kansas | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Brown County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 141,000 |
| Chippewa County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Dakota County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 186,000 |
| Jackson County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Kandiyohi County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 254,000 |
| Lac qui Parle County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Mille Lacs County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Olmsted County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 180,000 |
| Otter Tail County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Pipestone County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| Ramsey County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Stearns County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 18,000 |
| Traverse County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Wadena County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Yellow Medicine County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Adair County Missouri | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Daviess County Missouri | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Scott County Missouri | 1 | $ 175,000 | $ 175,000 | $ 10,000 |
| Stone County Missouri | 1 | $ 425,000 | $ 425,000 | $ 135,000 |
| Carbon County Montana | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Antelope County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Boyd County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Burt County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Butler County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Clay County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Cuming County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Deuel County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Furnas County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Grant County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Greeley County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Hitchcock County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Logan County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Loup County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Nance County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Sherman County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Wayne County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Webster County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Wheeler County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Taos County New Mexico | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Nelson County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Pierce County North Dakota | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Charles Mix County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Corson County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Hand County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Hughes County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Marshall County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| McPherson County South Dakota | 1 | $ 5,000 | $ 5,000 | $ 63,000 |
| Miner County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Stanley County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| Grayson County Texas | 1 | $ 1,445,000 | $ 1,445,000 | $ 2,800,000 |
| Jefferson County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 165,000 |
| Racine County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Laramie County Wyoming | 1 | $ 385,000 | $ 385,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,866 | $195,930,000 | $105,000 | $5,235,000 | $94,000 | $2,252,000 |
| Home Purchase | 1,489 | $302,295,000 | $203,000 | $6,535,000 | $106,000 | $3,285,000 |
| Home Improvement | 826 | $47,040,000 | $56,000 | $825,000 | $112,000 | $5,483,000 |
| Other Purpose | 365 | $35,375,000 | $96,000 | $3,005,000 | $123,000 | $4,422,000 |
| Cash-out Refinancing | 347 | $56,275,000 | $162,000 | $605,000 | $92,000 | $1,151,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,497 | $423,565,000 | $121,000 | $5,005,000 | $100,000 | $5,483,000 |
| Not Provided | 999 | $101,735,000 | $101,000 | $2,165,000 | $110,000 | $1,830,000 |
| Not applicable | 202 | $86,780,000 | $429,000 | $6,535,000 | $0 | $0 |
| Hispanic | 105 | $11,475,000 | $109,000 | $605,000 | $79,000 | $517,000 |
| Asian | 46 | $8,420,000 | $183,000 | $1,425,000 | $210,000 | $2,252,000 |
| American Indian or Alaskan Native | 23 | $1,745,000 | $75,000 | $255,000 | $71,000 | $228,000 |
| Black or African American | 16 | $2,200,000 | $137,000 | $405,000 | $78,000 | $140,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $735,000 | $245,000 | $265,000 | $138,000 | $255,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,555 | $588,455,000 | $129,000 | $6,535,000 | $106,000 | $5,483,000 |
| FHA-insured (Federal Housing Administration) | 150 | $19,470,000 | $129,000 | $285,000 | $54,000 | $153,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 99 | $11,055,000 | $111,000 | $225,000 | $44,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 89 | $17,935,000 | $201,000 | $455,000 | $74,000 | $255,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,228 | $443,070,000 | $137,000 | $6,535,000 | $112,000 | $4,422,000 |
| Application Denied By Financial Institution | 1,077 | $98,385,000 | $91,000 | $5,005,000 | $69,000 | $1,394,000 |
| Application Withdrawn By Applicant | 536 | $89,070,000 | $166,000 | $4,725,000 | $119,000 | $5,483,000 |
| Application Approved But Not Accepted | 41 | $5,365,000 | $130,000 | $1,075,000 | $111,000 | $700,000 |
| Loan Purchased By The Institution | 8 | $810,000 | $101,000 | $115,000 | $0 | $0 |
| File Closed For Incompleteness | 3 | $215,000 | $71,000 | $115,000 | $69,000 | $120,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,816 | $538,530,000 | $141,000 | $6,535,000 | $113,000 | $5,483,000 |
| Debt-To-Income Ratio | 443 | $44,055,000 | $99,000 | $5,005,000 | $64,000 | $1,394,000 |
| Credit History | 438 | $26,980,000 | $61,000 | $605,000 | $66,000 | $1,258,000 |
| Unverifiable Information | 83 | $15,015,000 | $180,000 | $5,005,000 | $93,000 | $610,000 |
| Collateral | 68 | $4,750,000 | $69,000 | $495,000 | $81,000 | $624,000 |
| Other | 27 | $5,075,000 | $187,000 | $1,635,000 | $99,000 | $447,000 |
| Employment History | 12 | $2,090,000 | $174,000 | $425,000 | $45,000 | $152,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $420,000 | $70,000 | $105,000 | $48,000 | $103,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.