Great Western Financial Services, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Financial Services, Inc. 5408 W Plano Pkwy Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,544 |
| Total Mortgage Loan Application Amount | $682,128,000 |
| Average Mortgage Loan Application Amount | $269,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $132,333 |
| Highest Applicant Income | $1,343,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Great Western Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Great Western Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Financial Services, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 441 | $ 129,514,000 | $ 293,000 | $ 144,000 |
| Collin County Texas | 374 | $ 100,695,000 | $ 269,000 | $ 126,000 |
| Denton County Texas | 325 | $ 82,684,000 | $ 254,000 | $ 118,000 |
| Tarrant County Texas | 209 | $ 49,232,000 | $ 235,000 | $ 118,000 |
| Harris County Texas | 208 | $ 66,394,000 | $ 319,000 | $ 178,000 |
| Travis County Texas | 103 | $ 33,138,000 | $ 321,000 | $ 160,000 |
| Maricopa County Arizona | 85 | $ 19,443,000 | $ 228,000 | $ 106,000 |
| Bexar County Texas | 57 | $ 13,024,000 | $ 228,000 | $ 114,000 |
| Montgomery County Texas | 57 | $ 14,723,000 | $ 258,000 | $ 138,000 |
| Fort Bend County Texas | 52 | $ 14,275,000 | $ 274,000 | $ 155,000 |
| Williamson County Texas | 47 | $ 9,726,000 | $ 206,000 | $ 118,000 |
| Galveston County Texas | 30 | $ 5,608,000 | $ 186,000 | $ 115,000 |
| Brazoria County Texas | 27 | $ 5,080,000 | $ 188,000 | $ 129,000 |
| Rockwall County Texas | 26 | $ 8,003,000 | $ 307,000 | $ 130,000 |
| Hays County Texas | 19 | $ 4,761,000 | $ 250,000 | $ 113,000 |
| Midland County Texas | 18 | $ 5,804,000 | $ 322,000 | $ 148,000 |
| Ellis County Texas | 16 | $ 4,025,000 | $ 251,000 | $ 94,000 |
| Parker County Texas | 15 | $ 4,293,000 | $ 286,000 | $ 131,000 |
| Brazos County Texas | 14 | $ 2,503,000 | $ 178,000 | $ 108,000 |
| Kaufman County Texas | 14 | $ 2,442,000 | $ 174,000 | $ 87,000 |
| Comal County Texas | 13 | $ 4,504,000 | $ 346,000 | $ 177,000 |
| Nueces County Texas | 13 | $ 3,538,000 | $ 272,000 | $ 149,000 |
| Alameda County California | 12 | $ 6,929,000 | $ 577,000 | $ 141,000 |
| Johnson County Texas | 12 | $ 1,713,000 | $ 142,000 | $ 95,000 |
| McLennan County Texas | 12 | $ 2,843,000 | $ 236,000 | $ 129,000 |
| Los Angeles County California | 11 | $ 4,938,000 | $ 448,000 | $ 199,000 |
| Bell County Texas | 11 | $ 2,097,000 | $ 190,000 | $ 95,000 |
| El Paso County Texas | 11 | $ 1,800,000 | $ 163,000 | $ 169,000 |
| Hidalgo County Texas | 11 | $ 2,326,000 | $ 211,000 | $ 135,000 |
| Lubbock County Texas | 10 | $ 1,807,000 | $ 180,000 | $ 151,000 |
| Pima County Arizona | 9 | $ 1,793,000 | $ 199,000 | $ 106,000 |
| San Diego County California | 9 | $ 3,599,000 | $ 399,000 | $ 121,000 |
| Smith County Texas | 9 | $ 2,630,000 | $ 292,000 | $ 120,000 |
| Pinal County Arizona | 8 | $ 1,513,000 | $ 189,000 | $ 76,000 |
| Douglas County Colorado | 7 | $ 2,518,000 | $ 359,000 | $ 225,000 |
| Santa Clara County California | 6 | $ 4,046,000 | $ 674,000 | $ 174,000 |
| Denver County Colorado | 6 | $ 1,460,000 | $ 243,000 | $ 167,000 |
| Pueblo County Colorado | 6 | $ 986,000 | $ 164,000 | $ 74,000 |
| Randall County Texas | 6 | $ 881,000 | $ 146,000 | $ 78,000 |
| San Bernardino County California | 5 | $ 1,733,000 | $ 346,000 | $ 117,000 |
| Jefferson County Colorado | 5 | $ 890,000 | $ 178,000 | $ 127,000 |
| Cooke County Texas | 5 | $ 875,000 | $ 175,000 | $ 78,000 |
| Van Zandt County Texas | 5 | $ 1,278,000 | $ 255,000 | $ 167,000 |
| Wise County Texas | 5 | $ 869,000 | $ 173,000 | $ 85,000 |
| Yavapai County Arizona | 4 | $ 749,000 | $ 187,000 | $ 59,000 |
| Arapahoe County Colorado | 4 | $ 1,496,000 | $ 374,000 | $ 103,000 |
| Burnet County Texas | 4 | $ 750,000 | $ 187,000 | $ 66,000 |
| Fannin County Texas | 4 | $ 533,000 | $ 133,000 | $ 67,000 |
| Grayson County Texas | 4 | $ 960,000 | $ 240,000 | $ 99,000 |
| Guadalupe County Texas | 4 | $ 674,000 | $ 168,000 | $ 79,000 |
| Hood County Texas | 4 | $ 750,000 | $ 187,000 | $ 84,000 |
| Hunt County Texas | 4 | $ 701,000 | $ 175,000 | $ 103,000 |
| Jefferson County Texas | 4 | $ 741,000 | $ 185,000 | $ 117,000 |
| Montague County Texas | 4 | $ 458,000 | $ 114,000 | $ 113,000 |
| Taylor County Texas | 4 | $ 956,000 | $ 239,000 | $ 112,000 |
| Titus County Texas | 4 | $ 725,000 | $ 181,000 | $ 97,000 |
| Coconino County Arizona | 3 | $ 795,000 | $ 265,000 | $ 74,000 |
| San Francisco County California | 3 | $ 2,489,000 | $ 829,000 | $ 247,000 |
| Sonoma County California | 3 | $ 1,206,000 | $ 402,000 | $ 144,000 |
| Oklahoma County Oklahoma | 3 | $ 761,000 | $ 253,000 | $ 94,000 |
| Cameron County Texas | 3 | $ 383,000 | $ 127,000 | $ 102,000 |
| Colorado County Texas | 3 | $ 416,000 | $ 138,000 | $ 73,000 |
| Hardin County Texas | 3 | $ 545,000 | $ 181,000 | $ 138,000 |
| Henderson County Texas | 3 | $ 393,000 | $ 131,000 | $ 92,000 |
| Jackson County Texas | 3 | $ 268,000 | $ 89,000 | $ 59,000 |
| Kendall County Texas | 3 | $ 641,000 | $ 213,000 | $ 151,000 |
| Liberty County Texas | 3 | $ 754,000 | $ 251,000 | $ 144,000 |
| Potter County Texas | 3 | $ 779,000 | $ 259,000 | $ 113,000 |
| Upshur County Texas | 3 | $ 415,000 | $ 138,000 | $ 100,000 |
| Wilson County Texas | 3 | $ 526,000 | $ 175,000 | $ 45,000 |
| Wood County Texas | 3 | $ 540,000 | $ 180,000 | $ 63,000 |
| Yuma County Arizona | 2 | $ 657,000 | $ 328,000 | $ 153,000 |
| Contra Costa County California | 2 | $ 1,194,000 | $ 597,000 | $ 159,000 |
| Nevada County California | 2 | $ 901,000 | $ 450,000 | $ 177,000 |
| Orange County California | 2 | $ 1,877,000 | $ 938,000 | $ 323,000 |
| Riverside County California | 2 | $ 583,000 | $ 291,000 | $ 95,000 |
| Sacramento County California | 2 | $ 352,000 | $ 176,000 | $ 101,000 |
| San Joaquin County California | 2 | $ 473,000 | $ 236,000 | $ 65,000 |
| Santa Barbara County California | 2 | $ 1,370,000 | $ 685,000 | $ 147,000 |
| Broomfield County Colorado | 2 | $ 992,000 | $ 496,000 | $ 364,000 |
| El Paso County Colorado | 2 | $ 331,000 | $ 165,000 | $ 71,000 |
| Summit County Colorado | 2 | $ 1,588,000 | $ 794,000 | $ 222,000 |
| Angelina County Texas | 2 | $ 298,000 | $ 149,000 | $ 87,000 |
| Austin County Texas | 2 | $ 411,000 | $ 205,000 | $ 170,000 |
| Bandera County Texas | 2 | $ 335,000 | $ 167,000 | $ 89,000 |
| Bowie County Texas | 2 | $ 488,000 | $ 244,000 | $ 97,000 |
| Cass County Texas | 2 | $ 330,000 | $ 165,000 | $ 68,000 |
| Chambers County Texas | 2 | $ 444,000 | $ 222,000 | $ 160,000 |
| Ector County Texas | 2 | $ 184,000 | $ 92,000 | $ 62,000 |
| Hopkins County Texas | 2 | $ 265,000 | $ 132,000 | $ 98,000 |
| Jasper County Texas | 2 | $ 400,000 | $ 200,000 | $ 183,000 |
| Kerr County Texas | 2 | $ 555,000 | $ 277,000 | $ 107,000 |
| Orange County Texas | 2 | $ 343,000 | $ 171,000 | $ 87,000 |
| Scurry County Texas | 2 | $ 264,000 | $ 132,000 | $ 85,000 |
| Tom Green County Texas | 2 | $ 779,000 | $ 389,000 | $ 148,000 |
| Walker County Texas | 2 | $ 348,000 | $ 174,000 | $ 99,000 |
| Waller County Texas | 2 | $ 562,000 | $ 281,000 | $ 73,000 |
| Washington County Texas | 2 | $ 520,000 | $ 260,000 | $ 72,000 |
| Webb County Texas | 2 | $ 170,000 | $ 85,000 | $ 60,000 |
| Cochise County Arizona | 1 | $ 250,000 | $ 250,000 | $ 750,000 |
| Mohave County Arizona | 1 | $ 204,000 | $ 204,000 | $ 83,000 |
| Fresno County California | 1 | $ 213,000 | $ 213,000 | $ 35,000 |
| Napa County California | 1 | $ 473,000 | $ 473,000 | $ 90,000 |
| San Luis Obispo County California | 1 | $ 1,120,000 | $ 1,120,000 | $ 245,000 |
| San Mateo County California | 1 | $ 680,000 | $ 680,000 | $ 230,000 |
| Santa Cruz County California | 1 | $ 795,000 | $ 795,000 | $ 138,000 |
| Tulare County California | 1 | $ 417,000 | $ 417,000 | $ 149,000 |
| Yolo County California | 1 | $ 184,000 | $ 184,000 | $ 43,000 |
| Adams County Colorado | 1 | $ 163,000 | $ 163,000 | $ 71,000 |
| Delta County Colorado | 1 | $ 270,000 | $ 270,000 | $ 29,000 |
| Gunnison County Colorado | 1 | $ 225,000 | $ 225,000 | $ 239,000 |
| Larimer County Colorado | 1 | $ 189,000 | $ 189,000 | $ 101,000 |
| Mesa County Colorado | 1 | $ 213,000 | $ 213,000 | $ 165,000 |
| Morgan County Colorado | 1 | $ 168,000 | $ 168,000 | $ 46,000 |
| Lake County Indiana | 1 | $ 87,000 | $ 87,000 | $ 51,000 |
| Dona Ana County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Bryan County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 98,000 |
| Cleveland County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| Garvin County Oklahoma | 1 | $ 212,000 | $ 212,000 | $ 44,000 |
| Johnston County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 14,000 |
| Tulsa County Oklahoma | 1 | $ 329,000 | $ 329,000 | $ 175,000 |
| Aransas County Texas | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Bosque County Texas | 1 | $ 131,000 | $ 131,000 | $ 170,000 |
| Cherokee County Texas | 1 | $ 148,000 | $ 148,000 | $ 122,000 |
| Crane County Texas | 1 | $ 244,000 | $ 244,000 | $ 70,000 |
| Eastland County Texas | 1 | $ 60,000 | $ 60,000 | $ 108,000 |
| Gillespie County Texas | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Gregg County Texas | 1 | $ 186,000 | $ 186,000 | $ 87,000 |
| Hill County Texas | 1 | $ 103,000 | $ 103,000 | $ 124,000 |
| Hutchinson County Texas | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Jim Wells County Texas | 1 | $ 140,000 | $ 140,000 | $ 29,000 |
| Leon County Texas | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| Madison County Texas | 1 | $ 76,000 | $ 76,000 | $ 89,000 |
| Matagorda County Texas | 1 | $ 177,000 | $ 177,000 | $ 169,000 |
| McCulloch County Texas | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
| Medina County Texas | 1 | $ 103,000 | $ 103,000 | $ 124,000 |
| Milam County Texas | 1 | $ 417,000 | $ 417,000 | $ 131,000 |
| Nacogdoches County Texas | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Navarro County Texas | 1 | $ 208,000 | $ 208,000 | $ 71,000 |
| Polk County Texas | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Refugio County Texas | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Runnels County Texas | 1 | $ 120,000 | $ 120,000 | $ 147,000 |
| Somervell County Texas | 1 | $ 323,000 | $ 323,000 | $ 258,000 |
| Starr County Texas | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Uvalde County Texas | 1 | $ 135,000 | $ 135,000 | $ 196,000 |
| Yoakum County Texas | 1 | $ 283,000 | $ 283,000 | $ 159,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 916 | $209,227,000 | $228,000 | $1,639,000 | $121,000 | $734,000 |
| Refinancing | 825 | $247,182,000 | $299,000 | $2,303,000 | $147,000 | $1,000,000 |
| Home Purchase | 803 | $225,719,000 | $281,000 | $3,000,000 | $129,000 | $1,343,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,582 | $429,048,000 | $271,000 | $3,000,000 | $133,000 | $1,343,000 |
| Not Provided | 537 | $156,132,000 | $290,000 | $1,680,000 | $145,000 | $1,000,000 |
| Hispanic | 199 | $39,048,000 | $196,000 | $909,000 | $98,000 | $610,000 |
| Asian | 111 | $30,802,000 | $277,000 | $1,344,000 | $137,000 | $805,000 |
| Black or African American | 104 | $24,767,000 | $238,000 | $755,000 | $110,000 | $476,000 |
| American Indian or Alaskan Native | 8 | $1,825,000 | $228,000 | $305,000 | $99,000 | $135,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $506,000 | $168,000 | $184,000 | $47,000 | $64,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,239 | $612,406,000 | $273,000 | $3,000,000 | $139,000 | $1,343,000 |
| FHA-insured (Federal Housing Administration) | 239 | $50,167,000 | $209,000 | $516,000 | $78,000 | $192,000 |
| VA-guaranteed (Veterans Administration) | 65 | $19,406,000 | $298,000 | $1,300,000 | $88,000 | $420,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $149,000 | $149,000 | $149,000 | $61,000 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,708 | $443,967,000 | $259,000 | $1,639,000 | $129,000 | $1,343,000 |
| Application Withdrawn By Applicant | 561 | $161,079,000 | $287,000 | $3,000,000 | $141,000 | $1,200,000 |
| Application Denied By Financial Institution | 215 | $59,219,000 | $275,000 | $1,440,000 | $126,000 | $730,000 |
| Application Approved But Not Accepted | 54 | $15,512,000 | $287,000 | $1,050,000 | $129,000 | $689,000 |
| File Closed For Incompleteness | 6 | $2,351,000 | $391,000 | $984,000 | $276,000 | $960,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Employment History | 1 | $88,000 | $88,000 | $88,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Financial Services, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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