Gfs Capital
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Gfs Capital 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Gfs Capital
6499 Havenwood Circle
Huntington Beach, CA 92648
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 13,079
Total Mortgage Loan Application Amount $3,642,915,000
Average Mortgage Loan Application Amount $278,000
Highest Mortgage Loan Application Amount $1,550,000
Average Applicant Income $111,500
Highest Applicant Income $1,847,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Gfs Capital. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gfs Capital's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down Gfs Capital's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gfs Capital serves its applicants.

Each category highlights the total number of mortgage applications processed by Gfs Capital, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gfs Capital's mortgage activity for 2011.

Mortgage Loan Application Totals for Gfs Capital by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 5,036 $ 1,449,894,000 $ 287,000 $ 101,000
Orange County California 2,419 $ 780,655,000 $ 322,000 $ 120,000
San Bernardino County California 1,105 $ 258,666,000 $ 234,000 $ 97,000
Riverside County California 991 $ 227,116,000 $ 229,000 $ 97,000
San Diego County California 683 $ 195,907,000 $ 286,000 $ 103,000
Ventura County California 651 $ 192,612,000 $ 295,000 $ 109,000
Santa Clara County California 111 $ 37,485,000 $ 337,000 $ 109,000
Contra Costa County California 96 $ 28,337,000 $ 295,000 $ 120,000
Alameda County California 93 $ 30,068,000 $ 323,000 $ 102,000
Sacramento County California 91 $ 20,272,000 $ 222,000 $ 87,000
Maricopa County Arizona 85 $ 18,493,000 $ 217,000 $ 84,000
Kern County California 57 $ 9,825,000 $ 172,000 $ 107,000
San Mateo County California 51 $ 18,982,000 $ 372,000 $ 122,000
King County Washington 45 $ 12,385,000 $ 275,000 $ 72,000
Placer County California 43 $ 10,860,000 $ 252,000 $ 116,000
Santa Barbara County California 38 $ 12,169,000 $ 320,000 $ 119,000
Harris County Texas 37 $ 6,603,000 $ 178,000 $ 85,000
San Francisco County California 36 $ 12,239,000 $ 339,000 $ 125,000
San Joaquin County California 35 $ 7,601,000 $ 217,000 $ 93,000
El Dorado County California 31 $ 8,658,000 $ 279,000 $ 93,000
Sonoma County California 29 $ 8,102,000 $ 279,000 $ 104,000
Fresno County California 28 $ 5,332,000 $ 190,000 $ 99,000
San Luis Obispo County California 28 $ 7,852,000 $ 280,000 $ 124,000
Mohave County Arizona 25 $ 4,327,000 $ 173,000 $ 148,000
Solano County California 25 $ 6,196,000 $ 247,000 $ 77,000
Montgomery County Maryland 22 $ 7,103,000 $ 322,000 $ 108,000
Stanislaus County California 21 $ 3,966,000 $ 188,000 $ 75,000
Pima County Arizona 20 $ 4,608,000 $ 230,000 $ 154,000
Middlesex County Massachusetts 20 $ 5,182,000 $ 259,000 $ 115,000
Marin County California 19 $ 6,375,000 $ 335,000 $ 119,000
Monterey County California 19 $ 6,593,000 $ 347,000 $ 187,000
Yolo County California 18 $ 4,754,000 $ 264,000 $ 123,000
Dallas County Texas 18 $ 3,888,000 $ 216,000 $ 87,000
Fort Bend County Texas 18 $ 4,015,000 $ 223,000 $ 107,000
Snohomish County Washington 18 $ 3,935,000 $ 218,000 $ 65,000
Bergen County New Jersey 17 $ 4,454,000 $ 262,000 $ 109,000
Pierce County Washington 17 $ 3,720,000 $ 218,000 $ 44,000
Multnomah County Oregon 16 $ 4,147,000 $ 259,000 $ 106,000
Montgomery County Pennsylvania 16 $ 3,828,000 $ 239,000 $ 85,000
Travis County Texas 16 $ 3,723,000 $ 232,000 $ 174,000
Tarrant County Texas 15 $ 2,877,000 $ 191,000 $ 66,000
Kitsap County Washington 15 $ 3,297,000 $ 219,000 $ 81,000
Santa Cruz County California 14 $ 4,059,000 $ 289,000 $ 104,000
Fairfield County Connecticut 14 $ 3,925,000 $ 280,000 $ 118,000
Broward County Florida 13 $ 3,286,000 $ 252,000 $ 91,000
Clackamas County Oregon 13 $ 3,158,000 $ 242,000 $ 79,000
Collin County Texas 13 $ 2,561,000 $ 197,000 $ 92,000
Monmouth County New Jersey 12 $ 3,699,000 $ 308,000 $ 154,000
Bexar County Texas 12 $ 1,760,000 $ 146,000 $ 56,000
Denton County Texas 12 $ 2,981,000 $ 248,000 $ 125,000
Tulare County California 11 $ 1,922,000 $ 174,000 $ 87,000
New Haven County Connecticut 11 $ 2,911,000 $ 264,000 $ 97,000
Miami-Dade County Florida 11 $ 3,062,000 $ 278,000 $ 112,000
Baltimore County Maryland 11 $ 2,797,000 $ 254,000 $ 113,000
Montgomery County Texas 11 $ 1,712,000 $ 155,000 $ 47,000
Humboldt County California 10 $ 2,028,000 $ 202,000 $ 38,000
Napa County California 10 $ 3,408,000 $ 340,000 $ 106,000
Hartford County Connecticut 10 $ 2,102,000 $ 210,000 $ 130,000
Essex County New Jersey 10 $ 2,441,000 $ 244,000 $ 116,000
Morris County New Jersey 10 $ 3,058,000 $ 305,000 $ 127,000
Cochise County Arizona 9 $ 1,621,000 $ 180,000 $ 78,000
Butte County California 9 $ 1,725,000 $ 191,000 $ 74,000
Palm Beach County Florida 9 $ 2,637,000 $ 293,000 $ 151,000
Bristol County Massachusetts 9 $ 2,341,000 $ 260,000 $ 85,000
Middlesex County New Jersey 9 $ 1,820,000 $ 202,000 $ 94,000
Washington County Oregon 9 $ 1,746,000 $ 194,000 $ 49,000
Imperial County California 8 $ 1,841,000 $ 230,000 $ 120,000
Inyo County California 8 $ 2,110,000 $ 263,000 $ 101,000
Mendocino County California 8 $ 1,743,000 $ 217,000 $ 70,000
Anne Arundel County Maryland 8 $ 1,760,000 $ 220,000 $ 84,000
Ocean County New Jersey 8 $ 1,586,000 $ 198,000 $ 63,000
Allegheny County Pennsylvania 8 $ 1,720,000 $ 215,000 $ 111,000
El Paso County Texas 8 $ 1,630,000 $ 203,000 $ 91,000
Lake County California 7 $ 1,203,000 $ 171,000 $ 78,000
Merced County California 7 $ 1,251,000 $ 178,000 $ 68,000
Nevada County California 7 $ 1,812,000 $ 258,000 $ 175,000
Suffolk County Massachusetts 7 $ 1,679,000 $ 239,000 $ 73,000
Worcester County Massachusetts 7 $ 1,933,000 $ 276,000 $ 90,000
Thurston County Washington 7 $ 1,270,000 $ 181,000 $ 107,000
Yavapai County Arizona 6 $ 1,666,000 $ 277,000 $ 108,000
Amador County California 6 $ 1,247,000 $ 207,000 $ 91,000
Calaveras County California 6 $ 1,345,000 $ 224,000 $ 133,000
Shasta County California 6 $ 1,194,000 $ 199,000 $ 51,000
Hillsborough County Florida 6 $ 1,472,000 $ 245,000 $ 94,000
Lee County Florida 6 $ 1,221,000 $ 203,000 $ 119,000
Norfolk County Massachusetts 6 $ 1,517,000 $ 252,000 $ 82,000
Hennepin County Minnesota 6 $ 1,347,000 $ 224,000 $ 92,000
Union County New Jersey 6 $ 1,780,000 $ 296,000 $ 99,000
York County Pennsylvania 6 $ 1,356,000 $ 226,000 $ 82,000
Williamson County Texas 6 $ 1,153,000 $ 192,000 $ 152,000
Benton County Washington 6 $ 940,000 $ 156,000 $ 24,000
Madera County California 5 $ 1,009,000 $ 201,000 $ 89,000
Mono County California 5 $ 1,093,000 $ 218,000 $ 226,000
Orange County Florida 5 $ 1,247,000 $ 249,000 $ 117,000
Ada County Idaho 5 $ 905,000 $ 181,000 $ 141,000
Frederick County Maryland 5 $ 1,250,000 $ 250,000 $ 114,000
Atlantic County New Jersey 5 $ 1,072,000 $ 214,000 $ 112,000
Gloucester County New Jersey 5 $ 1,027,000 $ 205,000 $ 123,000
Lane County Oregon 5 $ 1,440,000 $ 288,000 $ 105,000
Bucks County Pennsylvania 5 $ 1,306,000 $ 261,000 $ 97,000
Delaware County Pennsylvania 5 $ 1,098,000 $ 219,000 $ 67,000
Brazoria County Texas 5 $ 833,000 $ 166,000 $ 99,000
Spokane County Washington 5 $ 686,000 $ 137,000 $ 46,000
Dane County Wisconsin 5 $ 992,000 $ 198,000 $ 96,000
Coconino County Arizona 4 $ 655,000 $ 163,000 $ 89,000
San Benito County California 4 $ 895,000 $ 223,000 $ 81,000
Sutter County California 4 $ 642,000 $ 160,000 $ 89,000
Marion County Florida 4 $ 800,000 $ 200,000 $ 50,000
Pinellas County Florida 4 $ 826,000 $ 206,000 $ 128,000
Volusia County Florida 4 $ 851,000 $ 212,000 $ 80,000
Howard County Maryland 4 $ 1,158,000 $ 289,000 $ 140,000
Barnstable County Massachusetts 4 $ 933,000 $ 233,000 $ 98,000
Essex County Massachusetts 4 $ 1,025,000 $ 256,000 $ 97,000
Burlington County New Jersey 4 $ 681,000 $ 170,000 $ 77,000
Hudson County New Jersey 4 $ 1,194,000 $ 298,000 $ 127,000
Somerset County New Jersey 4 $ 1,274,000 $ 318,000 $ 169,000
Benton County Oregon 4 $ 1,079,000 $ 269,000 $ 114,000
Jackson County Oregon 4 $ 1,098,000 $ 274,000 $ 79,000
Lincoln County Oregon 4 $ 597,000 $ 149,000 $ 55,000
Philadelphia County Pennsylvania 4 $ 1,079,000 $ 269,000 $ 91,000
Guadalupe County Texas 4 $ 834,000 $ 208,000 $ 164,000
Hidalgo County Texas 4 $ 746,000 $ 186,000 $ 94,000
Webb County Texas 4 $ 591,000 $ 147,000 $ 82,000
Clark County Washington 4 $ 796,000 $ 199,000 $ 111,000
Lewis County Washington 4 $ 583,000 $ 145,000 $ 26,000
Navajo County Arizona 3 $ 591,000 $ 197,000 $ 60,000
Yuma County Arizona 3 $ 532,000 $ 177,000 $ 99,000
Plumas County California 3 $ 706,000 $ 235,000 $ 92,000
Litchfield County Connecticut 3 $ 482,000 $ 160,000 $ 86,000
New London County Connecticut 3 $ 861,000 $ 287,000 $ 91,000
Duval County Florida 3 $ 431,000 $ 143,000 $ 20,000
Leon County Florida 3 $ 400,000 $ 133,000 $ 51,000
Manatee County Florida 3 $ 468,000 $ 156,000 $ 64,000
Martin County Florida 3 $ 998,000 $ 332,000 $ 144,000
Sarasota County Florida 3 $ 666,000 $ 222,000 $ 90,000
St. Johns County Florida 3 $ 535,000 $ 178,000 $ 122,000
Plymouth County Massachusetts 3 $ 668,000 $ 222,000 $ 67,000
Cape May County New Jersey 3 $ 721,000 $ 240,000 $ 86,000
Hunterdon County New Jersey 3 $ 1,012,000 $ 337,000 $ 97,000
Josephine County Oregon 3 $ 554,000 $ 184,000 $ 62,000
Klamath County Oregon 3 $ 448,000 $ 149,000 $ 25,000
Butler County Pennsylvania 3 $ 492,000 $ 164,000 $ 123,000
Chester County Pennsylvania 3 $ 440,000 $ 146,000 $ 92,000
Lancaster County Pennsylvania 3 $ 431,000 $ 143,000 $ 45,000
Luzerne County Pennsylvania 3 $ 654,000 $ 218,000 $ 86,000
Northampton County Pennsylvania 3 $ 758,000 $ 252,000 $ 132,000
Johnson County Texas 3 $ 628,000 $ 209,000 $ 128,000
McLennan County Texas 3 $ 358,000 $ 119,000 $ 37,000
Parker County Texas 3 $ 637,000 $ 212,000 $ 120,000
Grays Harbor County Washington 3 $ 575,000 $ 191,000 $ 44,000
Whatcom County Washington 3 $ 528,000 $ 176,000 $ 122,000
Waukesha County Wisconsin 3 $ 759,000 $ 253,000 $ 74,000
Gila County Arizona 2 $ 270,000 $ 135,000 $ 99,000
Pinal County Arizona 2 $ 292,000 $ 146,000 $ 35,000
Sierra County California 2 $ 374,000 $ 187,000 $ 88,000
Tuolumne County California 2 $ 220,000 $ 110,000 $ 27,000
Middlesex County Connecticut 2 $ 428,000 $ 214,000 $ 91,000
Clay County Florida 2 $ 395,000 $ 197,000 $ 206,000
Flagler County Florida 2 $ 280,000 $ 140,000 $ 0
Indian River County Florida 2 $ 557,000 $ 278,000 $ 23,000
Lake County Florida 2 $ 484,000 $ 242,000 $ 118,000
Monroe County Florida 2 $ 611,000 $ 305,000 $ 173,000
Okaloosa County Florida 2 $ 313,000 $ 156,000 $ 41,000
Polk County Florida 2 $ 237,000 $ 118,000 $ 46,000
Seminole County Florida 2 $ 533,000 $ 266,000 $ 138,000
Gwinnett County Georgia 2 $ 413,000 $ 206,000 $ 85,000
Henry County Georgia 2 $ 367,000 $ 183,000 $ 0
Liberty County Georgia 2 $ 285,000 $ 142,000 $ 193,000
Canyon County Idaho 2 $ 279,000 $ 139,000 $ 29,000
Marion County Indiana 2 $ 255,000 $ 127,000 $ 48,000
Posey County Indiana 2 $ 204,000 $ 102,000 $ 32,000
Charles County Maryland 2 $ 429,000 $ 214,000 $ 116,000
Worcester County Maryland 2 $ 717,000 $ 358,000 $ 107,000
Camden County New Jersey 2 $ 541,000 $ 270,000 $ 125,000
Mercer County New Jersey 2 $ 527,000 $ 263,000 $ 100,000
Passaic County New Jersey 2 $ 917,000 $ 458,000 $ 161,000
Wake County North Carolina 2 $ 487,000 $ 243,000 $ 87,000
Polk County Oregon 2 $ 598,000 $ 299,000 $ 96,000
Yamhill County Oregon 2 $ 367,000 $ 183,000 $ 38,000
Berks County Pennsylvania 2 $ 304,000 $ 152,000 $ 45,000
Dauphin County Pennsylvania 2 $ 254,000 $ 127,000 $ 68,000
Mercer County Pennsylvania 2 $ 397,000 $ 198,000 $ 124,000
Westmoreland County Pennsylvania 2 $ 387,000 $ 193,000 $ 69,000
Aransas County Texas 2 $ 418,000 $ 209,000 $ 100,000
Ellis County Texas 2 $ 322,000 $ 161,000 $ 59,000
Galveston County Texas 2 $ 496,000 $ 248,000 $ 161,000
Gregg County Texas 2 $ 457,000 $ 228,000 $ 101,000
Jefferson County Texas 2 $ 434,000 $ 217,000 $ 24,000
Midland County Texas 2 $ 322,000 $ 161,000 $ 79,000
Nueces County Texas 2 $ 233,000 $ 116,000 $ 73,000
Cowlitz County Washington 2 $ 482,000 $ 241,000 $ 42,000
Kittitas County Washington 2 $ 339,000 $ 169,000 $ 32,000
Mason County Washington 2 $ 350,000 $ 175,000 $ 78,000
Stevens County Washington 2 $ 290,000 $ 145,000 $ 109,000
Santa Cruz County Arizona 1 $ 154,000 $ 154,000 $ 92,000
Benton County Arkansas 1 $ 166,000 $ 166,000 $ 79,000
Garland County Arkansas 1 $ 280,000 $ 280,000 $ 84,000
Pulaski County Arkansas 1 $ 165,000 $ 165,000 $ 18,000
Colusa County California 1 $ 119,000 $ 119,000 $ 103,000
Kings County California 1 $ 106,000 $ 106,000 $ 72,000
Lassen County California 1 $ 116,000 $ 116,000 $ 42,000
Mariposa County California 1 $ 100,000 $ 100,000 $ 0
Tehama County California 1 $ 380,000 $ 380,000 $ 98,000
Trinity County California 1 $ 236,000 $ 236,000 $ 120,000
Adams County Colorado 1 $ 34,000 $ 34,000 $ 0
Jefferson County Colorado 1 $ 180,000 $ 180,000 $ 67,000
Tolland County Connecticut 1 $ 220,000 $ 220,000 $ 37,000
Alachua County Florida 1 $ 348,000 $ 348,000 $ 159,000
Brevard County Florida 1 $ 200,000 $ 200,000 $ 117,000
Charlotte County Florida 1 $ 247,000 $ 247,000 $ 44,000
Citrus County Florida 1 $ 195,000 $ 195,000 $ 103,000
Escambia County Florida 1 $ 142,000 $ 142,000 $ 0
Jackson County Florida 1 $ 166,000 $ 166,000 $ 95,000
Liberty County Florida 1 $ 80,000 $ 80,000 $ 68,000
Osceola County Florida 1 $ 187,000 $ 187,000 $ 76,000
Santa Rosa County Florida 1 $ 378,000 $ 378,000 $ 161,000
St. Lucie County Florida 1 $ 131,000 $ 131,000 $ 46,000
Sumter County Florida 1 $ 138,000 $ 138,000 $ 86,000
Chatham County Georgia 1 $ 289,000 $ 289,000 $ 106,000
Cobb County Georgia 1 $ 200,000 $ 200,000 $ 76,000
Douglas County Georgia 1 $ 185,000 $ 185,000 $ 0
Forsyth County Georgia 1 $ 343,000 $ 343,000 $ 119,000
Fulton County Georgia 1 $ 109,000 $ 109,000 $ 130,000
Greene County Georgia 1 $ 417,000 $ 417,000 $ 200,000
Monroe County Georgia 1 $ 232,000 $ 232,000 $ 130,000
Putnam County Georgia 1 $ 144,000 $ 144,000 $ 66,000
Walton County Georgia 1 $ 237,000 $ 237,000 $ 110,000
Kauai County Hawaii 1 $ 240,000 $ 240,000 $ 54,000
Bonner County Idaho 1 $ 308,000 $ 308,000 $ 14,000
Bonneville County Idaho 1 $ 220,000 $ 220,000 $ 156,000
Custer County Idaho 1 $ 188,000 $ 188,000 $ 51,000
Franklin County Idaho 1 $ 115,000 $ 115,000 $ 19,000
Nez Perce County Idaho 1 $ 130,000 $ 130,000 $ 50,000
Valley County Idaho 1 $ 162,000 $ 162,000 $ 20,000
Clinton County Indiana 1 $ 170,000 $ 170,000 $ 34,000
Hamilton County Indiana 1 $ 152,000 $ 152,000 $ 119,000
Hancock County Indiana 1 $ 160,000 $ 160,000 $ 0
Jefferson County Indiana 1 $ 120,000 $ 120,000 $ 0
Lake County Indiana 1 $ 172,000 $ 172,000 $ 256,000
Monroe County Indiana 1 $ 210,000 $ 210,000 $ 55,000
Montgomery County Indiana 1 $ 50,000 $ 50,000 $ 90,000
Morgan County Indiana 1 $ 114,000 $ 114,000 $ 28,000
St. Joseph County Indiana 1 $ 131,000 $ 131,000 $ 34,000
Switzerland County Indiana 1 $ 92,000 $ 92,000 $ 0
Warrick County Indiana 1 $ 86,000 $ 86,000 $ 23,000
Washington County Indiana 1 $ 215,000 $ 215,000 $ 72,000
Meade County Kentucky 1 $ 116,000 $ 116,000 $ 29,000
East Baton Rouge County Louisiana 1 $ 182,000 $ 182,000 $ 91,000
Baltimore City County Maryland 1 $ 50,000 $ 50,000 $ 0
Calvert County Maryland 1 $ 396,000 $ 396,000 $ 105,000
Carroll County Maryland 1 $ 256,000 $ 256,000 $ 120,000
Cecil County Maryland 1 $ 326,000 $ 326,000 $ 150,000
Prince George's County Maryland 1 $ 148,000 $ 148,000 $ 44,000
St. Mary's County Maryland 1 $ 150,000 $ 150,000 $ 65,000
Washington County Maryland 1 $ 266,000 $ 266,000 $ 108,000
Wicomico County Maryland 1 $ 174,000 $ 174,000 $ 32,000
Dukes County Massachusetts 1 $ 405,000 $ 405,000 $ 282,000
Hampden County Massachusetts 1 $ 333,000 $ 333,000 $ 190,000
Anoka County Minnesota 1 $ 189,000 $ 189,000 $ 53,000
Cass County Minnesota 1 $ 178,000 $ 178,000 $ 0
Chisago County Minnesota 1 $ 144,000 $ 144,000 $ 80,000
Dakota County Minnesota 1 $ 218,000 $ 218,000 $ 94,000
Olmsted County Minnesota 1 $ 152,000 $ 152,000 $ 60,000
Ramsey County Minnesota 1 $ 116,000 $ 116,000 $ 53,000
Sherburne County Minnesota 1 $ 207,000 $ 207,000 $ 51,000
Stearns County Minnesota 1 $ 232,000 $ 232,000 $ 35,000
Washington County Minnesota 1 $ 176,000 $ 176,000 $ 141,000
Sussex County New Jersey 1 $ 360,000 $ 360,000 $ 133,000
Warren County New Jersey 1 $ 250,000 $ 250,000 $ 43,000
Alamance County North Carolina 1 $ 110,000 $ 110,000 $ 42,000
Dare County North Carolina 1 $ 400,000 $ 400,000 $ 281,000
Durham County North Carolina 1 $ 196,000 $ 196,000 $ 127,000
Mecklenburg County North Carolina 1 $ 200,000 $ 200,000 $ 0
Pender County North Carolina 1 $ 134,000 $ 134,000 $ 51,000
Surry County North Carolina 1 $ 123,000 $ 123,000 $ 53,000
Union County North Carolina 1 $ 170,000 $ 170,000 $ 108,000
Wilkes County North Carolina 1 $ 132,000 $ 132,000 $ 0
Fairfield County Ohio 1 $ 183,000 $ 183,000 $ 0
Mahoning County Ohio 1 $ 200,000 $ 200,000 $ 134,000
Ottawa County Ohio 1 $ 268,000 $ 268,000 $ 46,000
Baker County Oregon 1 $ 190,000 $ 190,000 $ 26,000
Columbia County Oregon 1 $ 134,000 $ 134,000 $ 28,000
Deschutes County Oregon 1 $ 132,000 $ 132,000 $ 33,000
Douglas County Oregon 1 $ 153,000 $ 153,000 $ 0
Jefferson County Oregon 1 $ 134,000 $ 134,000 $ 72,000
Linn County Oregon 1 $ 75,000 $ 75,000 $ 11,000
Marion County Oregon 1 $ 306,000 $ 306,000 $ 113,000
Umatilla County Oregon 1 $ 145,000 $ 145,000 $ 87,000
Adams County Pennsylvania 1 $ 148,000 $ 148,000 $ 66,000
Carbon County Pennsylvania 1 $ 104,000 $ 104,000 $ 270,000
Columbia County Pennsylvania 1 $ 153,000 $ 153,000 $ 28,000
Cumberland County Pennsylvania 1 $ 309,000 $ 309,000 $ 127,000
Fayette County Pennsylvania 1 $ 77,000 $ 77,000 $ 50,000
Lackawanna County Pennsylvania 1 $ 171,000 $ 171,000 $ 91,000
Lebanon County Pennsylvania 1 $ 139,000 $ 139,000 $ 63,000
Lehigh County Pennsylvania 1 $ 295,000 $ 295,000 $ 53,000
Northumberland County Pennsylvania 1 $ 60,000 $ 60,000 $ 0
Snyder County Pennsylvania 1 $ 120,000 $ 120,000 $ 27,000
Warren County Pennsylvania 1 $ 118,000 $ 118,000 $ 0
Beaufort County South Carolina 1 $ 400,000 $ 400,000 $ 117,000
Greenwood County South Carolina 1 $ 215,000 $ 215,000 $ 85,000
Oconee County South Carolina 1 $ 291,000 $ 291,000 $ 164,000
Williamson County Tennessee 1 $ 172,000 $ 172,000 $ 18,000
Andrews County Texas 1 $ 115,000 $ 115,000 $ 41,000
Angelina County Texas 1 $ 98,000 $ 98,000 $ 60,000
Blanco County Texas 1 $ 235,000 $ 235,000 $ 110,000
Bowie County Texas 1 $ 78,000 $ 78,000 $ 21,000
Brown County Texas 1 $ 90,000 $ 90,000 $ 46,000
Burnet County Texas 1 $ 108,000 $ 108,000 $ 20,000
Caldwell County Texas 1 $ 95,000 $ 95,000 $ 34,000
Cameron County Texas 1 $ 109,000 $ 109,000 $ 70,000
Comal County Texas 1 $ 337,000 $ 337,000 $ 63,000
Cooke County Texas 1 $ 129,000 $ 129,000 $ 59,000
Coryell County Texas 1 $ 122,000 $ 122,000 $ 55,000
Duval County Texas 1 $ 152,000 $ 152,000 $ 87,000
Ector County Texas 1 $ 200,000 $ 200,000 $ 56,000
Fayette County Texas 1 $ 75,000 $ 75,000 $ 71,000
Franklin County Texas 1 $ 269,000 $ 269,000 $ 126,000
Freestone County Texas 1 $ 103,000 $ 103,000 $ 0
Harrison County Texas 1 $ 184,000 $ 184,000 $ 72,000
Hays County Texas 1 $ 335,000 $ 335,000 $ 102,000
Henderson County Texas 1 $ 214,000 $ 214,000 $ 84,000
Kendall County Texas 1 $ 345,000 $ 345,000 $ 117,000
Kerr County Texas 1 $ 214,000 $ 214,000 $ 102,000
Liberty County Texas 1 $ 191,000 $ 191,000 $ 136,000
Lubbock County Texas 1 $ 145,000 $ 145,000 $ 30,000
Palo Pinto County Texas 1 $ 167,000 $ 167,000 $ 0
Potter County Texas 1 $ 238,000 $ 238,000 $ 161,000
Taylor County Texas 1 $ 134,000 $ 134,000 $ 20,000
Tom Green County Texas 1 $ 119,000 $ 119,000 $ 44,000
Victoria County Texas 1 $ 155,000 $ 155,000 $ 122,000
Wharton County Texas 1 $ 101,000 $ 101,000 $ 0
Wichita County Texas 1 $ 230,000 $ 230,000 $ 125,000
Wilbarger County Texas 1 $ 85,000 $ 85,000 $ 54,000
Wilson County Texas 1 $ 213,000 $ 213,000 $ 99,000
Fairfax County Virginia 1 $ 330,000 $ 330,000 $ 55,000
Virginia Beach County Virginia 1 $ 402,000 $ 402,000 $ 166,000
Adams County Washington 1 $ 91,000 $ 91,000 $ 47,000
Asotin County Washington 1 $ 209,000 $ 209,000 $ 40,000
Grant County Washington 1 $ 215,000 $ 215,000 $ 36,000
Klickitat County Washington 1 $ 300,000 $ 300,000 $ 81,000
Okanogan County Washington 1 $ 225,000 $ 225,000 $ 188,000
San Juan County Washington 1 $ 125,000 $ 125,000 $ 28,000
Skagit County Washington 1 $ 167,000 $ 167,000 $ 37,000
Yakima County Washington 1 $ 143,000 $ 143,000 $ 92,000
Brown County Wisconsin 1 $ 300,000 $ 300,000 $ 155,000
Dunn County Wisconsin 1 $ 153,000 $ 153,000 $ 0
Fond du Lac County Wisconsin 1 $ 163,000 $ 163,000 $ 38,000
Kenosha County Wisconsin 1 $ 197,000 $ 197,000 $ 99,000
Milwaukee County Wisconsin 1 $ 191,000 $ 191,000 $ 141,000
Outagamie County Wisconsin 1 $ 130,000 $ 130,000 $ 0
Racine County Wisconsin 1 $ 118,000 $ 118,000 $ 46,000
Winnebago County Wisconsin 1 $ 101,000 $ 101,000 $ 0

Mortgage Loan Application Detail Totals for Gfs Capital in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,857 $3,581,012,000 $278,000 $1,550,000 $104,000 $1,847,000
Home Purchase 222 $61,903,000 $278,000 $1,278,000 $119,000 $602,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,845 $2,466,634,000 $278,000 $1,500,000 $108,000 $1,847,000
Hispanic 1,974 $507,947,000 $257,000 $725,000 $83,000 $1,026,000
Asian 1,471 $450,557,000 $306,000 $1,550,000 $111,000 $751,000
Black or African American 343 $88,937,000 $259,000 $799,000 $89,000 $480,000
Not Provided 216 $62,697,000 $290,000 $729,000 $112,000 $523,000
Native Hawaiian or Other Pacific Islander 191 $55,566,000 $290,000 $860,000 $90,000 $392,000
American Indian or Alaskan Native 39 $10,577,000 $271,000 $553,000 $94,000 $420,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,543 $3,484,072,000 $277,000 $1,550,000 $105,000 $1,847,000
FHA-insured (Federal Housing Administration) 534 $158,085,000 $296,000 $737,000 $85,000 $407,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $758,000 $379,000 $388,000 $123,000 $193,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,550 $2,096,144,000 $277,000 $1,278,000 $117,000 $1,847,000
Application Denied By Financial Institution 3,246 $924,221,000 $284,000 $1,550,000 $70,000 $919,000
Application Withdrawn By Applicant 1,834 $499,239,000 $272,000 $930,000 $106,000 $1,070,000
Application Approved But Not Accepted 426 $116,795,000 $274,000 $670,000 $110,000 $1,026,000
File Closed For Incompleteness 23 $6,516,000 $283,000 $730,000 $84,000 $268,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 8 $1,473,000 $184,000 $328,000 $24,000 $47,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gfs Capital's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gfs Capital's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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