Gfs Capital Mortgage Lending & HMDA Data, 2011
In 2011, Gfs Capital of Huntington Beach, CA reported 13,079 mortgage applications totaling $3.6 billion. The average application was for $278,531, and applicants reported an average income of $104,254. 58% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (5,036), Santa Ana-Anaheim-Irvine, CA (2,419) and Riverside-San Bernardino-Ontario, CA (2,096) (applications in parentheses).
| Mortgage Company & Address | Gfs Capital 6499 Havenwood Circle Huntington Beach, CA 92648 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,079 |
| Total Mortgage Loan Application Amount | $3,642,915,000 |
| Average Mortgage Loan Application Amount | $278,531 |
| Highest Mortgage Loan Application Amount | $1,550,000 |
| Average Applicant Income | $104,254 |
| Highest Applicant Income | $1,847,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gfs Capital filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 5,036 | $ 1,449,894,000 | $ 287,905 | $ 101,000 |
| Orange, California | 2,419 | $ 780,655,000 | $ 322,718 | $ 120,000 |
| San Bernardino, California | 1,105 | $ 258,666,000 | $ 234,086 | $ 97,000 |
| Riverside, California | 991 | $ 227,116,000 | $ 229,178 | $ 97,000 |
| San Diego, California | 683 | $ 195,907,000 | $ 286,833 | $ 103,000 |
| Ventura, California | 651 | $ 192,612,000 | $ 295,870 | $ 109,000 |
| Santa Clara, California | 111 | $ 37,485,000 | $ 337,702 | $ 109,000 |
| Contra Costa, California | 96 | $ 28,337,000 | $ 295,177 | $ 120,000 |
| Alameda, California | 93 | $ 30,068,000 | $ 323,311 | $ 102,000 |
| Sacramento, California | 91 | $ 20,272,000 | $ 222,769 | $ 87,000 |
| Maricopa, Arizona | 85 | $ 18,493,000 | $ 217,564 | $ 84,000 |
| Kern, California | 57 | $ 9,825,000 | $ 172,368 | $ 107,000 |
| San Mateo, California | 51 | $ 18,982,000 | $ 372,196 | $ 122,000 |
| King, Washington | 45 | $ 12,385,000 | $ 275,222 | $ 72,000 |
| Placer, California | 43 | $ 10,860,000 | $ 252,558 | $ 116,000 |
| Santa Barbara, California | 38 | $ 12,169,000 | $ 320,236 | $ 119,000 |
| Harris, Texas | 37 | $ 6,603,000 | $ 178,459 | $ 85,000 |
| San Francisco, California | 36 | $ 12,239,000 | $ 339,972 | $ 125,000 |
| San Joaquin, California | 35 | $ 7,601,000 | $ 217,171 | $ 93,000 |
| El Dorado, California | 31 | $ 8,658,000 | $ 279,290 | $ 93,000 |
| Sonoma, California | 29 | $ 8,102,000 | $ 279,379 | $ 104,000 |
| Fresno, California | 28 | $ 5,332,000 | $ 190,428 | $ 99,000 |
| San Luis Obispo, California | 28 | $ 7,852,000 | $ 280,428 | $ 124,000 |
| Mohave, Arizona | 25 | $ 4,327,000 | $ 173,080 | $ 148,000 |
| Solano, California | 25 | $ 6,196,000 | $ 247,840 | $ 77,000 |
| Montgomery, Maryland | 22 | $ 7,103,000 | $ 322,863 | $ 108,000 |
| Stanislaus, California | 21 | $ 3,966,000 | $ 188,857 | $ 75,000 |
| Pima, Arizona | 20 | $ 4,608,000 | $ 230,400 | $ 154,000 |
| Middlesex, Massachusetts | 20 | $ 5,182,000 | $ 259,100 | $ 115,000 |
| Marin, California | 19 | $ 6,375,000 | $ 335,526 | $ 119,000 |
| Monterey, California | 19 | $ 6,593,000 | $ 347,000 | $ 187,000 |
| Yolo, California | 18 | $ 4,754,000 | $ 264,111 | $ 123,000 |
| Dallas, Texas | 18 | $ 3,888,000 | $ 216,000 | $ 87,000 |
| Fort Bend, Texas | 18 | $ 4,015,000 | $ 223,055 | $ 107,000 |
| Snohomish, Washington | 18 | $ 3,935,000 | $ 218,611 | $ 65,000 |
| Bergen, New Jersey | 17 | $ 4,454,000 | $ 262,000 | $ 109,000 |
| Pierce, Washington | 17 | $ 3,720,000 | $ 218,823 | $ 44,000 |
| Multnomah, Oregon | 16 | $ 4,147,000 | $ 259,187 | $ 106,000 |
| Montgomery, Pennsylvania | 16 | $ 3,828,000 | $ 239,250 | $ 85,000 |
| Travis, Texas | 16 | $ 3,723,000 | $ 232,687 | $ 174,000 |
| Tarrant, Texas | 15 | $ 2,877,000 | $ 191,800 | $ 66,000 |
| Kitsap, Washington | 15 | $ 3,297,000 | $ 219,800 | $ 81,000 |
| Santa Cruz, California | 14 | $ 4,059,000 | $ 289,928 | $ 104,000 |
| Fairfield, Connecticut | 14 | $ 3,925,000 | $ 280,357 | $ 118,000 |
| Broward, Florida | 13 | $ 3,286,000 | $ 252,769 | $ 91,000 |
| Clackamas, Oregon | 13 | $ 3,158,000 | $ 242,923 | $ 79,000 |
| Collin, Texas | 13 | $ 2,561,000 | $ 197,000 | $ 92,000 |
| Monmouth, New Jersey | 12 | $ 3,699,000 | $ 308,250 | $ 154,000 |
| Bexar, Texas | 12 | $ 1,760,000 | $ 146,666 | $ 56,000 |
| Denton, Texas | 12 | $ 2,981,000 | $ 248,416 | $ 125,000 |
| Tulare, California | 11 | $ 1,922,000 | $ 174,727 | $ 87,000 |
| New Haven, Connecticut | 11 | $ 2,911,000 | $ 264,636 | $ 97,000 |
| Miami-Dade, Florida | 11 | $ 3,062,000 | $ 278,363 | $ 112,000 |
| Baltimore, Maryland | 11 | $ 2,797,000 | $ 254,272 | $ 113,000 |
| Montgomery, Texas | 11 | $ 1,712,000 | $ 155,636 | $ 47,000 |
| Humboldt, California | 10 | $ 2,028,000 | $ 202,800 | $ 38,000 |
| Napa, California | 10 | $ 3,408,000 | $ 340,800 | $ 106,000 |
| Hartford, Connecticut | 10 | $ 2,102,000 | $ 210,200 | $ 130,000 |
| Essex, New Jersey | 10 | $ 2,441,000 | $ 244,100 | $ 116,000 |
| Morris, New Jersey | 10 | $ 3,058,000 | $ 305,800 | $ 127,000 |
| Cochise, Arizona | 9 | $ 1,621,000 | $ 180,111 | $ 78,000 |
| Butte, California | 9 | $ 1,725,000 | $ 191,666 | $ 74,000 |
| Palm Beach, Florida | 9 | $ 2,637,000 | $ 293,000 | $ 151,000 |
| Bristol, Massachusetts | 9 | $ 2,341,000 | $ 260,111 | $ 85,000 |
| Middlesex, New Jersey | 9 | $ 1,820,000 | $ 202,222 | $ 94,000 |
| Washington, Oregon | 9 | $ 1,746,000 | $ 194,000 | $ 49,000 |
| Imperial, California | 8 | $ 1,841,000 | $ 230,125 | $ 120,000 |
| Inyo, California | 8 | $ 2,110,000 | $ 263,750 | $ 101,000 |
| Mendocino, California | 8 | $ 1,743,000 | $ 217,875 | $ 70,000 |
| Anne Arundel, Maryland | 8 | $ 1,760,000 | $ 220,000 | $ 84,000 |
| Ocean, New Jersey | 8 | $ 1,586,000 | $ 198,250 | $ 63,000 |
| Allegheny, Pennsylvania | 8 | $ 1,720,000 | $ 215,000 | $ 111,000 |
| El Paso, Texas | 8 | $ 1,630,000 | $ 203,750 | $ 91,000 |
| Lake, California | 7 | $ 1,203,000 | $ 171,857 | $ 78,000 |
| Merced, California | 7 | $ 1,251,000 | $ 178,714 | $ 68,000 |
| Nevada, California | 7 | $ 1,812,000 | $ 258,857 | $ 175,000 |
| Suffolk, Massachusetts | 7 | $ 1,679,000 | $ 239,857 | $ 73,000 |
| Worcester, Massachusetts | 7 | $ 1,933,000 | $ 276,142 | $ 90,000 |
| Thurston, Washington | 7 | $ 1,270,000 | $ 181,428 | $ 107,000 |
| Yavapai, Arizona | 6 | $ 1,666,000 | $ 277,666 | $ 108,000 |
| Amador, California | 6 | $ 1,247,000 | $ 207,833 | $ 91,000 |
| Calaveras, California | 6 | $ 1,345,000 | $ 224,166 | $ 133,000 |
| Shasta, California | 6 | $ 1,194,000 | $ 199,000 | $ 51,000 |
| Hillsborough, Florida | 6 | $ 1,472,000 | $ 245,333 | $ 94,000 |
| Lee, Florida | 6 | $ 1,221,000 | $ 203,500 | $ 119,000 |
| Norfolk, Massachusetts | 6 | $ 1,517,000 | $ 252,833 | $ 82,000 |
| Hennepin, Minnesota | 6 | $ 1,347,000 | $ 224,500 | $ 92,000 |
| Union, New Jersey | 6 | $ 1,780,000 | $ 296,666 | $ 99,000 |
| York, Pennsylvania | 6 | $ 1,356,000 | $ 226,000 | $ 82,000 |
| Williamson, Texas | 6 | $ 1,153,000 | $ 192,166 | $ 152,000 |
| Benton, Washington | 6 | $ 940,000 | $ 156,666 | $ 24,000 |
| Madera, California | 5 | $ 1,009,000 | $ 201,800 | $ 89,000 |
| Mono, California | 5 | $ 1,093,000 | $ 218,600 | $ 226,000 |
| Orange, Florida | 5 | $ 1,247,000 | $ 249,400 | $ 117,000 |
| Ada, Idaho | 5 | $ 905,000 | $ 181,000 | $ 141,000 |
| Frederick, Maryland | 5 | $ 1,250,000 | $ 250,000 | $ 114,000 |
| Atlantic, New Jersey | 5 | $ 1,072,000 | $ 214,400 | $ 112,000 |
| Gloucester, New Jersey | 5 | $ 1,027,000 | $ 205,400 | $ 123,000 |
| Lane, Oregon | 5 | $ 1,440,000 | $ 288,000 | $ 105,000 |
| Bucks, Pennsylvania | 5 | $ 1,306,000 | $ 261,200 | $ 97,000 |
| Delaware, Pennsylvania | 5 | $ 1,098,000 | $ 219,600 | $ 67,000 |
| Brazoria, Texas | 5 | $ 833,000 | $ 166,600 | $ 99,000 |
| Spokane, Washington | 5 | $ 686,000 | $ 137,200 | $ 46,000 |
| Dane, Wisconsin | 5 | $ 992,000 | $ 198,400 | $ 96,000 |
| Coconino, Arizona | 4 | $ 655,000 | $ 163,750 | $ 89,000 |
| San Benito, California | 4 | $ 895,000 | $ 223,750 | $ 81,000 |
| Sutter, California | 4 | $ 642,000 | $ 160,500 | $ 89,000 |
| Marion, Florida | 4 | $ 800,000 | $ 200,000 | $ 50,000 |
| Pinellas, Florida | 4 | $ 826,000 | $ 206,500 | $ 128,000 |
| Volusia, Florida | 4 | $ 851,000 | $ 212,750 | $ 80,000 |
| Howard, Maryland | 4 | $ 1,158,000 | $ 289,500 | $ 140,000 |
| Barnstable, Massachusetts | 4 | $ 933,000 | $ 233,250 | $ 98,000 |
| Essex, Massachusetts | 4 | $ 1,025,000 | $ 256,250 | $ 97,000 |
| Burlington, New Jersey | 4 | $ 681,000 | $ 170,250 | $ 77,000 |
| Hudson, New Jersey | 4 | $ 1,194,000 | $ 298,500 | $ 127,000 |
| Somerset, New Jersey | 4 | $ 1,274,000 | $ 318,500 | $ 169,000 |
| Benton, Oregon | 4 | $ 1,079,000 | $ 269,750 | $ 114,000 |
| Jackson, Oregon | 4 | $ 1,098,000 | $ 274,500 | $ 79,000 |
| Lincoln, Oregon | 4 | $ 597,000 | $ 149,250 | $ 55,000 |
| Philadelphia, Pennsylvania | 4 | $ 1,079,000 | $ 269,750 | $ 91,000 |
| Guadalupe, Texas | 4 | $ 834,000 | $ 208,500 | $ 164,000 |
| Hidalgo, Texas | 4 | $ 746,000 | $ 186,500 | $ 94,000 |
| Webb, Texas | 4 | $ 591,000 | $ 147,750 | $ 82,000 |
| Clark, Washington | 4 | $ 796,000 | $ 199,000 | $ 111,000 |
| Lewis, Washington | 4 | $ 583,000 | $ 145,750 | $ 26,000 |
| Navajo, Arizona | 3 | $ 591,000 | $ 197,000 | $ 60,000 |
| Yuma, Arizona | 3 | $ 532,000 | $ 177,333 | $ 99,000 |
| Plumas, California | 3 | $ 706,000 | $ 235,333 | $ 92,000 |
| Litchfield, Connecticut | 3 | $ 482,000 | $ 160,666 | $ 86,000 |
| New London, Connecticut | 3 | $ 861,000 | $ 287,000 | $ 91,000 |
| Duval, Florida | 3 | $ 431,000 | $ 143,666 | $ 20,000 |
| Leon, Florida | 3 | $ 400,000 | $ 133,333 | $ 51,000 |
| Manatee, Florida | 3 | $ 468,000 | $ 156,000 | $ 64,000 |
| Martin, Florida | 3 | $ 998,000 | $ 332,666 | $ 144,000 |
| Sarasota, Florida | 3 | $ 666,000 | $ 222,000 | $ 90,000 |
| St. Johns, Florida | 3 | $ 535,000 | $ 178,333 | $ 122,000 |
| Plymouth, Massachusetts | 3 | $ 668,000 | $ 222,666 | $ 67,000 |
| Cape May, New Jersey | 3 | $ 721,000 | $ 240,333 | $ 86,000 |
| Hunterdon, New Jersey | 3 | $ 1,012,000 | $ 337,333 | $ 97,000 |
| Josephine, Oregon | 3 | $ 554,000 | $ 184,666 | $ 62,000 |
| Klamath, Oregon | 3 | $ 448,000 | $ 149,333 | $ 25,000 |
| Butler, Pennsylvania | 3 | $ 492,000 | $ 164,000 | $ 123,000 |
| Chester, Pennsylvania | 3 | $ 440,000 | $ 146,666 | $ 92,000 |
| Lancaster, Pennsylvania | 3 | $ 431,000 | $ 143,666 | $ 45,000 |
| Luzerne, Pennsylvania | 3 | $ 654,000 | $ 218,000 | $ 86,000 |
| Northampton, Pennsylvania | 3 | $ 758,000 | $ 252,666 | $ 132,000 |
| Johnson, Texas | 3 | $ 628,000 | $ 209,333 | $ 128,000 |
| McLennan, Texas | 3 | $ 358,000 | $ 119,333 | $ 37,000 |
| Parker, Texas | 3 | $ 637,000 | $ 212,333 | $ 120,000 |
| Grays Harbor, Washington | 3 | $ 575,000 | $ 191,666 | $ 44,000 |
| Whatcom, Washington | 3 | $ 528,000 | $ 176,000 | $ 122,000 |
| Waukesha, Wisconsin | 3 | $ 759,000 | $ 253,000 | $ 74,000 |
| Gila, Arizona | 2 | $ 270,000 | $ 135,000 | $ 99,000 |
| Pinal, Arizona | 2 | $ 292,000 | $ 146,000 | $ 35,000 |
| Sierra, California | 2 | $ 374,000 | $ 187,000 | $ 88,000 |
| Tuolumne, California | 2 | $ 220,000 | $ 110,000 | $ 27,000 |
| Middlesex, Connecticut | 2 | $ 428,000 | $ 214,000 | $ 91,000 |
| Clay, Florida | 2 | $ 395,000 | $ 197,500 | $ 206,000 |
| Flagler, Florida | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Indian River, Florida | 2 | $ 557,000 | $ 278,500 | $ 23,000 |
| Lake, Florida | 2 | $ 484,000 | $ 242,000 | $ 118,000 |
| Monroe, Florida | 2 | $ 611,000 | $ 305,500 | $ 173,000 |
| Okaloosa, Florida | 2 | $ 313,000 | $ 156,500 | $ 41,000 |
| Polk, Florida | 2 | $ 237,000 | $ 118,500 | $ 46,000 |
| Seminole, Florida | 2 | $ 533,000 | $ 266,500 | $ 138,000 |
| Gwinnett, Georgia | 2 | $ 413,000 | $ 206,500 | $ 85,000 |
| Henry, Georgia | 2 | $ 367,000 | $ 183,500 | $ 0 |
| Liberty, Georgia | 2 | $ 285,000 | $ 142,500 | $ 193,000 |
| Canyon, Idaho | 2 | $ 279,000 | $ 139,500 | $ 29,000 |
| Marion, Indiana | 2 | $ 255,000 | $ 127,500 | $ 48,000 |
| Posey, Indiana | 2 | $ 204,000 | $ 102,000 | $ 32,000 |
| Charles, Maryland | 2 | $ 429,000 | $ 214,500 | $ 116,000 |
| Worcester, Maryland | 2 | $ 717,000 | $ 358,500 | $ 107,000 |
| Camden, New Jersey | 2 | $ 541,000 | $ 270,500 | $ 125,000 |
| Mercer, New Jersey | 2 | $ 527,000 | $ 263,500 | $ 100,000 |
| Passaic, New Jersey | 2 | $ 917,000 | $ 458,500 | $ 161,000 |
| Wake, North Carolina | 2 | $ 487,000 | $ 243,500 | $ 87,000 |
| Polk, Oregon | 2 | $ 598,000 | $ 299,000 | $ 96,000 |
| Yamhill, Oregon | 2 | $ 367,000 | $ 183,500 | $ 38,000 |
| Berks, Pennsylvania | 2 | $ 304,000 | $ 152,000 | $ 45,000 |
| Dauphin, Pennsylvania | 2 | $ 254,000 | $ 127,000 | $ 68,000 |
| Mercer, Pennsylvania | 2 | $ 397,000 | $ 198,500 | $ 124,000 |
| Westmoreland, Pennsylvania | 2 | $ 387,000 | $ 193,500 | $ 69,000 |
| Aransas, Texas | 2 | $ 418,000 | $ 209,000 | $ 100,000 |
| Ellis, Texas | 2 | $ 322,000 | $ 161,000 | $ 59,000 |
| Galveston, Texas | 2 | $ 496,000 | $ 248,000 | $ 161,000 |
| Gregg, Texas | 2 | $ 457,000 | $ 228,500 | $ 101,000 |
| Jefferson, Texas | 2 | $ 434,000 | $ 217,000 | $ 24,000 |
| Midland, Texas | 2 | $ 322,000 | $ 161,000 | $ 79,000 |
| Nueces, Texas | 2 | $ 233,000 | $ 116,500 | $ 73,000 |
| Cowlitz, Washington | 2 | $ 482,000 | $ 241,000 | $ 42,000 |
| Kittitas, Washington | 2 | $ 339,000 | $ 169,500 | $ 32,000 |
| Mason, Washington | 2 | $ 350,000 | $ 175,000 | $ 78,000 |
| Stevens, Washington | 2 | $ 290,000 | $ 145,000 | $ 109,000 |
| Santa Cruz, Arizona | 1 | $ 154,000 | $ 154,000 | $ 92,000 |
| Benton, Arkansas | 1 | $ 166,000 | $ 166,000 | $ 79,000 |
| Garland, Arkansas | 1 | $ 280,000 | $ 280,000 | $ 84,000 |
| Pulaski, Arkansas | 1 | $ 165,000 | $ 165,000 | $ 18,000 |
| Colusa, California | 1 | $ 119,000 | $ 119,000 | $ 103,000 |
| Kings, California | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Lassen, California | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Mariposa, California | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Tehama, California | 1 | $ 380,000 | $ 380,000 | $ 98,000 |
| Trinity, California | 1 | $ 236,000 | $ 236,000 | $ 120,000 |
| Adams, Colorado | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Jefferson, Colorado | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Tolland, Connecticut | 1 | $ 220,000 | $ 220,000 | $ 37,000 |
| Alachua, Florida | 1 | $ 348,000 | $ 348,000 | $ 159,000 |
| Brevard, Florida | 1 | $ 200,000 | $ 200,000 | $ 117,000 |
| Charlotte, Florida | 1 | $ 247,000 | $ 247,000 | $ 44,000 |
| Citrus, Florida | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Escambia, Florida | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Jackson, Florida | 1 | $ 166,000 | $ 166,000 | $ 95,000 |
| Liberty, Florida | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Osceola, Florida | 1 | $ 187,000 | $ 187,000 | $ 76,000 |
| Santa Rosa, Florida | 1 | $ 378,000 | $ 378,000 | $ 161,000 |
| St. Lucie, Florida | 1 | $ 131,000 | $ 131,000 | $ 46,000 |
| Sumter, Florida | 1 | $ 138,000 | $ 138,000 | $ 86,000 |
| Chatham, Georgia | 1 | $ 289,000 | $ 289,000 | $ 106,000 |
| Cobb, Georgia | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Douglas, Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 343,000 | $ 343,000 | $ 119,000 |
| Fulton, Georgia | 1 | $ 109,000 | $ 109,000 | $ 130,000 |
| Greene, Georgia | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Monroe, Georgia | 1 | $ 232,000 | $ 232,000 | $ 130,000 |
| Putnam, Georgia | 1 | $ 144,000 | $ 144,000 | $ 66,000 |
| Walton, Georgia | 1 | $ 237,000 | $ 237,000 | $ 110,000 |
| Kauai, Hawaii | 1 | $ 240,000 | $ 240,000 | $ 54,000 |
| Bonner, Idaho | 1 | $ 308,000 | $ 308,000 | $ 14,000 |
| Bonneville, Idaho | 1 | $ 220,000 | $ 220,000 | $ 156,000 |
| Custer, Idaho | 1 | $ 188,000 | $ 188,000 | $ 51,000 |
| Franklin, Idaho | 1 | $ 115,000 | $ 115,000 | $ 19,000 |
| Nez Perce, Idaho | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Valley, Idaho | 1 | $ 162,000 | $ 162,000 | $ 20,000 |
| Clinton, Indiana | 1 | $ 170,000 | $ 170,000 | $ 34,000 |
| Hamilton, Indiana | 1 | $ 152,000 | $ 152,000 | $ 119,000 |
| Hancock, Indiana | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Jefferson, Indiana | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Lake, Indiana | 1 | $ 172,000 | $ 172,000 | $ 256,000 |
| Monroe, Indiana | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
| Montgomery, Indiana | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Morgan, Indiana | 1 | $ 114,000 | $ 114,000 | $ 28,000 |
| St. Joseph, Indiana | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Switzerland, Indiana | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Warrick, Indiana | 1 | $ 86,000 | $ 86,000 | $ 23,000 |
| Washington, Indiana | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Meade, Kentucky | 1 | $ 116,000 | $ 116,000 | $ 29,000 |
| East Baton Rouge, Louisiana | 1 | $ 182,000 | $ 182,000 | $ 91,000 |
| Baltimore City, Maryland | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Calvert, Maryland | 1 | $ 396,000 | $ 396,000 | $ 105,000 |
| Carroll, Maryland | 1 | $ 256,000 | $ 256,000 | $ 120,000 |
| Cecil, Maryland | 1 | $ 326,000 | $ 326,000 | $ 150,000 |
| Prince George's, Maryland | 1 | $ 148,000 | $ 148,000 | $ 44,000 |
| St. Mary's, Maryland | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Washington, Maryland | 1 | $ 266,000 | $ 266,000 | $ 108,000 |
| Wicomico, Maryland | 1 | $ 174,000 | $ 174,000 | $ 32,000 |
| Dukes, Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 282,000 |
| Hampden, Massachusetts | 1 | $ 333,000 | $ 333,000 | $ 190,000 |
| Anoka, Minnesota | 1 | $ 189,000 | $ 189,000 | $ 53,000 |
| Cass, Minnesota | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Chisago, Minnesota | 1 | $ 144,000 | $ 144,000 | $ 80,000 |
| Dakota, Minnesota | 1 | $ 218,000 | $ 218,000 | $ 94,000 |
| Olmsted, Minnesota | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Ramsey, Minnesota | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Sherburne, Minnesota | 1 | $ 207,000 | $ 207,000 | $ 51,000 |
| Stearns, Minnesota | 1 | $ 232,000 | $ 232,000 | $ 35,000 |
| Washington, Minnesota | 1 | $ 176,000 | $ 176,000 | $ 141,000 |
| Sussex, New Jersey | 1 | $ 360,000 | $ 360,000 | $ 133,000 |
| Warren, New Jersey | 1 | $ 250,000 | $ 250,000 | $ 43,000 |
| Alamance, North Carolina | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Dare, North Carolina | 1 | $ 400,000 | $ 400,000 | $ 281,000 |
| Durham, North Carolina | 1 | $ 196,000 | $ 196,000 | $ 127,000 |
| Mecklenburg, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Pender, North Carolina | 1 | $ 134,000 | $ 134,000 | $ 51,000 |
| Surry, North Carolina | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Union, North Carolina | 1 | $ 170,000 | $ 170,000 | $ 108,000 |
| Wilkes, North Carolina | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Fairfield, Ohio | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Mahoning, Ohio | 1 | $ 200,000 | $ 200,000 | $ 134,000 |
| Ottawa, Ohio | 1 | $ 268,000 | $ 268,000 | $ 46,000 |
| Baker, Oregon | 1 | $ 190,000 | $ 190,000 | $ 26,000 |
| Columbia, Oregon | 1 | $ 134,000 | $ 134,000 | $ 28,000 |
| Deschutes, Oregon | 1 | $ 132,000 | $ 132,000 | $ 33,000 |
| Douglas, Oregon | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Jefferson, Oregon | 1 | $ 134,000 | $ 134,000 | $ 72,000 |
| Linn, Oregon | 1 | $ 75,000 | $ 75,000 | $ 11,000 |
| Marion, Oregon | 1 | $ 306,000 | $ 306,000 | $ 113,000 |
| Umatilla, Oregon | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Adams, Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 66,000 |
| Carbon, Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 270,000 |
| Columbia, Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 28,000 |
| Cumberland, Pennsylvania | 1 | $ 309,000 | $ 309,000 | $ 127,000 |
| Fayette, Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Lackawanna, Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 91,000 |
| Lebanon, Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 63,000 |
| Lehigh, Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 53,000 |
| Northumberland, Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Snyder, Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Warren, Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Beaufort, South Carolina | 1 | $ 400,000 | $ 400,000 | $ 117,000 |
| Greenwood, South Carolina | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Oconee, South Carolina | 1 | $ 291,000 | $ 291,000 | $ 164,000 |
| Williamson, Tennessee | 1 | $ 172,000 | $ 172,000 | $ 18,000 |
| Andrews, Texas | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Angelina, Texas | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Blanco, Texas | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Bowie, Texas | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Brown, Texas | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Burnet, Texas | 1 | $ 108,000 | $ 108,000 | $ 20,000 |
| Caldwell, Texas | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Cameron, Texas | 1 | $ 109,000 | $ 109,000 | $ 70,000 |
| Comal, Texas | 1 | $ 337,000 | $ 337,000 | $ 63,000 |
| Cooke, Texas | 1 | $ 129,000 | $ 129,000 | $ 59,000 |
| Coryell, Texas | 1 | $ 122,000 | $ 122,000 | $ 55,000 |
| Duval, Texas | 1 | $ 152,000 | $ 152,000 | $ 87,000 |
| Ector, Texas | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Fayette, Texas | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Franklin, Texas | 1 | $ 269,000 | $ 269,000 | $ 126,000 |
| Freestone, Texas | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Harrison, Texas | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Hays, Texas | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Henderson, Texas | 1 | $ 214,000 | $ 214,000 | $ 84,000 |
| Kendall, Texas | 1 | $ 345,000 | $ 345,000 | $ 117,000 |
| Kerr, Texas | 1 | $ 214,000 | $ 214,000 | $ 102,000 |
| Liberty, Texas | 1 | $ 191,000 | $ 191,000 | $ 136,000 |
| Lubbock, Texas | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Palo Pinto, Texas | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Potter, Texas | 1 | $ 238,000 | $ 238,000 | $ 161,000 |
| Taylor, Texas | 1 | $ 134,000 | $ 134,000 | $ 20,000 |
| Tom Green, Texas | 1 | $ 119,000 | $ 119,000 | $ 44,000 |
| Victoria, Texas | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Wharton, Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Wichita, Texas | 1 | $ 230,000 | $ 230,000 | $ 125,000 |
| Wilbarger, Texas | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Wilson, Texas | 1 | $ 213,000 | $ 213,000 | $ 99,000 |
| Fairfax, Virginia | 1 | $ 330,000 | $ 330,000 | $ 55,000 |
| Virginia Beach, Virginia | 1 | $ 402,000 | $ 402,000 | $ 166,000 |
| Adams, Washington | 1 | $ 91,000 | $ 91,000 | $ 47,000 |
| Asotin, Washington | 1 | $ 209,000 | $ 209,000 | $ 40,000 |
| Grant, Washington | 1 | $ 215,000 | $ 215,000 | $ 36,000 |
| Klickitat, Washington | 1 | $ 300,000 | $ 300,000 | $ 81,000 |
| Okanogan, Washington | 1 | $ 225,000 | $ 225,000 | $ 188,000 |
| San Juan, Washington | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Skagit, Washington | 1 | $ 167,000 | $ 167,000 | $ 37,000 |
| Yakima, Washington | 1 | $ 143,000 | $ 143,000 | $ 92,000 |
| Brown, Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 155,000 |
| Dunn, Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Fond du Lac, Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 38,000 |
| Kenosha, Wisconsin | 1 | $ 197,000 | $ 197,000 | $ 99,000 |
| Milwaukee, Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 141,000 |
| Outagamie, Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Racine, Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Winnebago, Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 0 |
Mortgage Loan Application Detail Totals for Gfs Capital in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,857 | $3,581,012,000 | $278,000 | $1,550,000 | $104,000 | $1,847,000 |
| Home Purchase | 222 | $61,903,000 | $278,000 | $1,278,000 | $119,000 | $602,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,845 | $2,466,634,000 | $278,000 | $1,500,000 | $108,000 | $1,847,000 |
| Hispanic | 1,974 | $507,947,000 | $257,000 | $725,000 | $83,000 | $1,026,000 |
| Asian | 1,471 | $450,557,000 | $306,000 | $1,550,000 | $111,000 | $751,000 |
| Black or African American | 343 | $88,937,000 | $259,000 | $799,000 | $89,000 | $480,000 |
| Not Provided | 216 | $62,697,000 | $290,000 | $729,000 | $112,000 | $523,000 |
| Native Hawaiian or Other Pacific Islander | 191 | $55,566,000 | $290,000 | $860,000 | $90,000 | $392,000 |
| American Indian or Alaskan Native | 39 | $10,577,000 | $271,000 | $553,000 | $94,000 | $420,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,543 | $3,484,072,000 | $277,000 | $1,550,000 | $105,000 | $1,847,000 |
| FHA-insured (Federal Housing Administration) | 534 | $158,085,000 | $296,000 | $737,000 | $85,000 | $407,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $758,000 | $379,000 | $388,000 | $123,000 | $193,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,550 | $2,096,144,000 | $277,000 | $1,278,000 | $117,000 | $1,847,000 |
| Application Denied By Financial Institution | 3,246 | $924,221,000 | $284,000 | $1,550,000 | $70,000 | $919,000 |
| Application Withdrawn By Applicant | 1,834 | $499,239,000 | $272,000 | $930,000 | $106,000 | $1,070,000 |
| Application Approved But Not Accepted | 426 | $116,795,000 | $274,000 | $670,000 | $110,000 | $1,026,000 |
| File Closed For Incompleteness | 23 | $6,516,000 | $283,000 | $730,000 | $84,000 | $268,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 8 | $1,473,000 | $184,000 | $328,000 | $24,000 | $47,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gfs Capital's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gfs Capital's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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