Gfs Capital
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Gfs Capital 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Gfs Capital
6499 Havenwood Circle
Huntington Beach, CA 92648
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 13,079
Total Mortgage Loan Application Amount $3,642,915,000
Average Mortgage Loan Application Amount $278,000
Highest Mortgage Loan Application Amount $1,550,000
Average Applicant Income $111,500
Highest Applicant Income $1,847,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Gfs Capital. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gfs Capital's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down Gfs Capital's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gfs Capital serves its applicants.

Each category highlights the total number of mortgage applications processed by Gfs Capital, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gfs Capital's mortgage activity for 2011.

Mortgage Loan Application Totals for Gfs Capital by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 5,036 $ 1,449,894,000 $ 287,000 $ 101,000
SANTA ANA-ANAHEIM-IRVINE, CA 2,419 $ 780,655,000 $ 322,000 $ 120,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2,096 $ 485,782,000 $ 231,000 $ 97,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 683 $ 195,907,000 $ 286,000 $ 103,000
OXNARD-THOUSAND OAKS-VENTURA, CA 651 $ 192,612,000 $ 295,000 $ 109,000
OAKLAND-FREMONT-HAYWARD, CA 189 $ 58,405,000 $ 309,000 $ 111,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 183 $ 44,544,000 $ 243,000 $ 99,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 115 $ 38,380,000 $ 333,000 $ 108,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 106 $ 37,596,000 $ 354,000 $ 122,000
PHOENIX-MESA-GLENDALE, AZ 87 $ 18,785,000 $ 215,000 $ 83,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 74 $ 13,850,000 $ 187,000 $ 88,000
SEATTLE-BELLEVUE-EVERETT, WA 63 $ 16,320,000 $ 259,000 $ 70,000
BAKERSFIELD-DELANO, CA 57 $ 9,825,000 $ 172,000 $ 107,000
DALLAS-PLANO-IRVING, TX 45 $ 9,752,000 $ 216,000 $ 97,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 45 $ 10,348,000 $ 215,500 $ 95,500
SANTA BARBARA-SANTA MARIA-GOLETA, CA 38 $ 12,169,000 $ 320,000 $ 119,000
STOCKTON, CA 35 $ 7,601,000 $ 217,000 $ 93,000
EDISON-NEW BRUNSWICK, NJ 33 $ 8,379,000 $ 253,000 $ 117,000
PHILADELPHIA, PA 33 $ 7,751,000 $ 234,000 $ 85,000
NEWARK-UNION, NJ-PA 30 $ 8,651,000 $ 288,000 $ 115,000
SANTA ROSA-PETALUMA, CA 29 $ 8,102,000 $ 279,000 $ 104,000
FRESNO, CA 28 $ 5,332,000 $ 190,000 $ 99,000
SAN LUIS OBISPO-PASO ROBLES, CA 28 $ 7,852,000 $ 280,000 $ 124,000
BETHESDA-ROCKVILLE-FREDERICK, MD 27 $ 8,353,000 $ 309,000 $ 109,000
BALTIMORE-TOWSON, MD 25 $ 6,021,000 $ 240,000 $ 104,000
LAKE HAVASU CITY-KINGMAN, AZ 25 $ 4,327,000 $ 173,000 $ 148,000
VALLEJO-FAIRFIELD, CA 25 $ 6,196,000 $ 247,000 $ 77,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 24 $ 5,306,000 $ 221,000 $ 160,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 23 $ 6,565,000 $ 285,000 $ 117,000
FORT WORTH-ARLINGTON, TX 21 $ 4,142,000 $ 197,000 $ 83,000
MODESTO, CA 21 $ 3,966,000 $ 188,000 $ 75,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 20 $ 5,182,000 $ 259,000 $ 115,000
TUCSON, AZ 20 $ 4,608,000 $ 230,000 $ 154,000
SALINAS, CA 19 $ 6,593,000 $ 347,000 $ 187,000
SAN ANTONIO-NEW BRAUNFELS, TX 19 $ 3,489,000 $ 183,000 $ 85,000
TACOMA, WA 17 $ 3,720,000 $ 218,000 $ 44,000
BOSTON-QUINCY, MA 16 $ 3,864,000 $ 241,000 $ 75,000
BREMERTON-SILVERDALE, WA 15 $ 3,297,000 $ 219,000 $ 81,000
BRIDGEPORT-STAMFORD-NORWALK, CT 14 $ 3,925,000 $ 280,000 $ 118,000
PITTSBURGH, PA 14 $ 2,676,000 $ 191,000 $ 103,000
SANTA CRUZ-WATSONVILLE, CA 14 $ 4,059,000 $ 289,000 $ 104,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 13 $ 3,286,000 $ 252,000 $ 91,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 13 $ 2,750,000 $ 211,000 $ 116,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 12 $ 2,397,000 $ 199,000 $ 85,000
CAMDEN, NJ 11 $ 2,249,000 $ 204,000 $ 107,000
MIAMI-MIAMI BEACH-KENDALL, FL 11 $ 3,062,000 $ 278,000 $ 112,000
NEW HAVEN-MILFORD, CT 11 $ 2,911,000 $ 264,000 $ 97,000
VISALIA-PORTERVILLE, CA 11 $ 1,922,000 $ 174,000 $ 87,000
NAPA, CA 10 $ 3,408,000 $ 340,000 $ 106,000
ORLANDO-KISSIMMEE-SANFORD, FL 10 $ 2,451,000 $ 245,000 $ 117,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 10 $ 2,298,000 $ 229,000 $ 107,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 9 $ 1,854,000 $ 206,000 $ 67,000
CHICO, CA 9 $ 1,725,000 $ 191,000 $ 74,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 9 $ 2,341,000 $ 260,000 $ 85,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 9 $ 2,637,000 $ 293,000 $ 151,000
EL CENTRO, CA 8 $ 1,841,000 $ 230,000 $ 120,000
EL PASO, TX 8 $ 1,630,000 $ 203,000 $ 91,000
JACKSONVILLE, FL 8 $ 1,361,000 $ 170,000 $ 105,000
BOISE CITY-NAMPA, ID 7 $ 1,184,000 $ 169,000 $ 109,000
MERCED, CA 7 $ 1,251,000 $ 178,000 $ 68,000
OLYMPIA, WA 7 $ 1,270,000 $ 181,000 $ 107,000
WORCESTER, MA 7 $ 1,933,000 $ 276,000 $ 90,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 6 $ 1,407,000 $ 240,500 $ 93,500
CAPE CORAL-FORT MYERS, FL 6 $ 1,221,000 $ 203,000 $ 119,000
KENNEWICK-PASCO-RICHLAND, WA 6 $ 940,000 $ 156,000 $ 24,000
NORTH PORT-BRADENTON-SARASOTA, FL 6 $ 1,134,000 $ 189,000 $ 77,000
PRESCOTT, AZ 6 $ 1,666,000 $ 277,000 $ 108,000
REDDING, CA 6 $ 1,194,000 $ 199,000 $ 51,000
YORK-HANOVER, PA 6 $ 1,356,000 $ 226,000 $ 82,000
ATLANTIC CITY-HAMMONTON, NJ 5 $ 1,072,000 $ 214,000 $ 112,000
EUGENE-SPRINGFIELD, OR 5 $ 1,440,000 $ 288,000 $ 105,000
INDIANAPOLIS-CARMEL, IN 5 $ 681,000 $ 136,000 $ 48,000
MADERA-CHOWCHILLA, CA 5 $ 1,009,000 $ 201,000 $ 89,000
MADISON, WI 5 $ 992,000 $ 198,000 $ 96,000
SPOKANE, WA 5 $ 686,000 $ 137,000 $ 46,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 5 $ 1,303,000 $ 286,500 $ 75,000
BARNSTABLE TOWN, MA 4 $ 933,000 $ 233,000 $ 98,000
CORPUS CHRISTI, TX 4 $ 651,000 $ 162,000 $ 86,000
CORVALLIS, OR 4 $ 1,079,000 $ 269,000 $ 114,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 4 $ 851,000 $ 212,000 $ 80,000
FLAGSTAFF, AZ 4 $ 655,000 $ 163,000 $ 89,000
LAREDO, TX 4 $ 591,000 $ 147,000 $ 82,000
MCALLEN-EDINBURG-MISSION, TX 4 $ 746,000 $ 186,000 $ 94,000
MEDFORD, OR 4 $ 1,098,000 $ 274,000 $ 79,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 4 $ 950,000 $ 237,000 $ 91,000
OCALA, FL 4 $ 800,000 $ 200,000 $ 50,000
PEABODY, MA 4 $ 1,025,000 $ 256,000 $ 97,000
PORT ST. LUCIE, FL 4 $ 1,129,000 $ 282,000 $ 120,000
SCRANTON--WILKES-BARRE, PA 4 $ 825,000 $ 206,000 $ 87,000
YUBA CITY, CA 4 $ 642,000 $ 160,000 $ 89,000
BELLINGHAM, WA 3 $ 528,000 $ 176,000 $ 122,000
EVANSVILLE, IN-KY 3 $ 290,000 $ 96,000 $ 29,000
HARRISBURG-CARLISLE, PA 3 $ 563,000 $ 187,000 $ 87,000
LANCASTER, PA 3 $ 431,000 $ 143,000 $ 45,000
NORWICH-NEW LONDON, CT 3 $ 861,000 $ 287,000 $ 91,000
OCEAN CITY, NJ 3 $ 721,000 $ 240,000 $ 86,000
SALEM, OR 3 $ 904,000 $ 301,000 $ 101,000
TALLAHASSEE, FL 3 $ 400,000 $ 133,000 $ 51,000
WACO, TX 3 $ 358,000 $ 119,000 $ 37,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 3 $ 597,000 $ 199,000 $ 129,000
YUMA, AZ 3 $ 532,000 $ 177,000 $ 99,000
BEAUMONT-PORT ARTHUR, TX 2 $ 434,000 $ 217,000 $ 24,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 2 $ 370,000 $ 185,000 $ 54,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 2 $ 313,000 $ 156,000 $ 41,000
DENVER-AURORA-BROOMFIELD, CO 2 $ 214,000 $ 107,000 $ 33,000
HINESVILLE-FORT STEWART, GA 2 $ 285,000 $ 142,000 $ 193,000
LAKELAND-WINTER HAVEN, FL 2 $ 237,000 $ 118,000 $ 46,000
LEWISTON, ID-WA 2 $ 339,000 $ 169,500 $ 45,000
LONGVIEW, TX 2 $ 457,000 $ 228,000 $ 101,000
LONGVIEW, WA 2 $ 482,000 $ 241,000 $ 42,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 2 $ 331,000 $ 165,500 $ 50,500
MIDLAND, TX 2 $ 322,000 $ 161,000 $ 79,000
PALM COAST, FL 2 $ 280,000 $ 140,000 $ 0
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 520,000 $ 260,000 $ 80,000
RALEIGH-CARY, NC 2 $ 487,000 $ 243,000 $ 87,000
READING, PA 2 $ 304,000 $ 152,000 $ 45,000
SEBASTIAN-VERO BEACH, FL 2 $ 557,000 $ 278,000 $ 23,000
TRENTON-EWING, NJ 2 $ 527,000 $ 263,000 $ 100,000
ABILENE, TX 1 $ 134,000 $ 134,000 $ 20,000
AMARILLO, TX 1 $ 238,000 $ 238,000 $ 161,000
APPLETON, WI 1 $ 130,000 $ 130,000 $ 0
BATON ROUGE, LA 1 $ 182,000 $ 182,000 $ 91,000
BEND, OR 1 $ 132,000 $ 132,000 $ 33,000
BLOOMINGTON, IN 1 $ 210,000 $ 210,000 $ 55,000
BROWNSVILLE-HARLINGEN, TX 1 $ 109,000 $ 109,000 $ 70,000
BURLINGTON, NC 1 $ 110,000 $ 110,000 $ 42,000
COLUMBUS, OH 1 $ 183,000 $ 183,000 $ 0
DURHAM-CHAPEL HILL, NC 1 $ 196,000 $ 196,000 $ 127,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 166,000 $ 166,000 $ 79,000
FOND DU LAC, WI 1 $ 163,000 $ 163,000 $ 38,000
GAINESVILLE, FL 1 $ 348,000 $ 348,000 $ 159,000
GARY, IN 1 $ 172,000 $ 172,000 $ 256,000
GREEN BAY, WI 1 $ 300,000 $ 300,000 $ 155,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 266,000 $ 266,000 $ 108,000
HANFORD-CORCORAN, CA 1 $ 106,000 $ 106,000 $ 72,000
HOT SPRINGS, AR 1 $ 280,000 $ 280,000 $ 84,000
IDAHO FALLS, ID 1 $ 220,000 $ 220,000 $ 156,000
KILLEEN-TEMPLE-FORT HOOD, TX 1 $ 122,000 $ 122,000 $ 55,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 197,000 $ 197,000 $ 99,000
LEBANON, PA 1 $ 139,000 $ 139,000 $ 63,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 165,000 $ 165,000 $ 18,000
LOGAN, UT-ID 1 $ 115,000 $ 115,000 $ 19,000
LUBBOCK, TX 1 $ 145,000 $ 145,000 $ 30,000
MACON, GA 1 $ 232,000 $ 232,000 $ 130,000
MOUNT VERNON-ANACORTES, WA 1 $ 167,000 $ 167,000 $ 37,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 172,000 $ 172,000 $ 18,000
ODESSA, TX 1 $ 200,000 $ 200,000 $ 56,000
OSHKOSH-NEENAH, WI 1 $ 101,000 $ 101,000 $ 0
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 200,000 $ 200,000 $ 117,000
PUNTA GORDA, FL 1 $ 247,000 $ 247,000 $ 44,000
RACINE, WI 1 $ 118,000 $ 118,000 $ 46,000
ROCHESTER, MN 1 $ 152,000 $ 152,000 $ 60,000
SALISBURY, MD 1 $ 174,000 $ 174,000 $ 32,000
SAN ANGELO, TX 1 $ 119,000 $ 119,000 $ 44,000
SAVANNAH, GA 1 $ 289,000 $ 289,000 $ 106,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 131,000 $ 131,000 $ 34,000
SPRINGFIELD, MA 1 $ 333,000 $ 333,000 $ 190,000
ST. CLOUD, MN 1 $ 232,000 $ 232,000 $ 35,000
TEXARKANA, TX-TEXARKANA, AR 1 $ 78,000 $ 78,000 $ 21,000
TOLEDO, OH 1 $ 268,000 $ 268,000 $ 46,000
VICTORIA, TX 1 $ 155,000 $ 155,000 $ 122,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 402,000 $ 402,000 $ 166,000
WICHITA FALLS, TX 1 $ 230,000 $ 230,000 $ 125,000
WILMINGTON, DE-MD-NJ 1 $ 326,000 $ 326,000 $ 150,000
WILMINGTON, NC 1 $ 134,000 $ 134,000 $ 51,000
YAKIMA, WA 1 $ 143,000 $ 143,000 $ 92,000

Mortgage Loan Application Detail Totals for Gfs Capital in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,857 $3,581,012,000 $278,000 $1,550,000 $104,000 $1,847,000
Home Purchase 222 $61,903,000 $278,000 $1,278,000 $119,000 $602,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,845 $2,466,634,000 $278,000 $1,500,000 $108,000 $1,847,000
Hispanic 1,974 $507,947,000 $257,000 $725,000 $83,000 $1,026,000
Asian 1,471 $450,557,000 $306,000 $1,550,000 $111,000 $751,000
Black or African American 343 $88,937,000 $259,000 $799,000 $89,000 $480,000
Not Provided 216 $62,697,000 $290,000 $729,000 $112,000 $523,000
Native Hawaiian or Other Pacific Islander 191 $55,566,000 $290,000 $860,000 $90,000 $392,000
American Indian or Alaskan Native 39 $10,577,000 $271,000 $553,000 $94,000 $420,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,543 $3,484,072,000 $277,000 $1,550,000 $105,000 $1,847,000
FHA-insured (Federal Housing Administration) 534 $158,085,000 $296,000 $737,000 $85,000 $407,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $758,000 $379,000 $388,000 $123,000 $193,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,550 $2,096,144,000 $277,000 $1,278,000 $117,000 $1,847,000
Application Denied By Financial Institution 3,246 $924,221,000 $284,000 $1,550,000 $70,000 $919,000
Application Withdrawn By Applicant 1,834 $499,239,000 $272,000 $930,000 $106,000 $1,070,000
Application Approved But Not Accepted 426 $116,795,000 $274,000 $670,000 $110,000 $1,026,000
File Closed For Incompleteness 23 $6,516,000 $283,000 $730,000 $84,000 $268,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 8 $1,473,000 $184,000 $328,000 $24,000 $47,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gfs Capital's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gfs Capital's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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