Greenwood Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Greenwood Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenwood Credit Union 2669 Post Road Warwick, RI 02889 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,629 |
| Total Mortgage Loan Application Amount | $181,575,000 |
| Average Mortgage Loan Application Amount | $106,600 |
| Highest Mortgage Loan Application Amount | $3,405,000 |
| Average Applicant Income | $99,600 |
| Highest Applicant Income | $1,887,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Greenwood Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenwood Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Greenwood Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenwood Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenwood Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenwood Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Rhode Island | 290 | $ 35,670,000 | $ 123,000 | $ 119,000 |
| Providence County Rhode Island | 206 | $ 28,210,000 | $ 136,000 | $ 121,000 |
| Maricopa County Arizona | 96 | $ 9,050,000 | $ 94,000 | $ 77,000 |
| Washington County Rhode Island | 54 | $ 13,720,000 | $ 254,000 | $ 161,000 |
| Sussex County Delaware | 47 | $ 7,185,000 | $ 152,000 | $ 154,000 |
| Pinal County Arizona | 41 | $ 4,265,000 | $ 104,000 | $ 89,000 |
| Polk County Florida | 32 | $ 2,160,000 | $ 67,000 | $ 76,000 |
| Rockingham County New Hampshire | 25 | $ 2,635,000 | $ 105,000 | $ 74,000 |
| Bristol County Massachusetts | 24 | $ 3,040,000 | $ 126,000 | $ 112,000 |
| Livingston County Michigan | 23 | $ 1,875,000 | $ 81,000 | $ 65,000 |
| Ocean County New Jersey | 23 | $ 2,215,000 | $ 96,000 | $ 70,000 |
| Horry County South Carolina | 22 | $ 2,190,000 | $ 99,000 | $ 72,000 |
| Worcester County Massachusetts | 21 | $ 2,245,000 | $ 106,000 | $ 70,000 |
| Wayne County Michigan | 21 | $ 1,045,000 | $ 49,000 | $ 61,000 |
| Yavapai County Arizona | 20 | $ 2,670,000 | $ 133,000 | $ 81,000 |
| Suffolk County New York | 20 | $ 2,610,000 | $ 130,000 | $ 75,000 |
| Hampden County Massachusetts | 19 | $ 1,705,000 | $ 89,000 | $ 66,000 |
| New London County Connecticut | 18 | $ 1,650,000 | $ 91,000 | $ 67,000 |
| Plymouth County Massachusetts | 18 | $ 2,160,000 | $ 120,000 | $ 68,000 |
| Hillsborough County New Hampshire | 18 | $ 2,000,000 | $ 111,000 | $ 87,000 |
| Pima County Arizona | 17 | $ 1,085,000 | $ 63,000 | $ 46,000 |
| Hartford County Connecticut | 17 | $ 1,035,000 | $ 60,000 | $ 70,000 |
| Macomb County Michigan | 17 | $ 995,000 | $ 58,000 | $ 54,000 |
| Dutchess County New York | 17 | $ 1,495,000 | $ 87,000 | $ 84,000 |
| Ottawa County Michigan | 16 | $ 1,250,000 | $ 78,000 | $ 53,000 |
| New Haven County Connecticut | 15 | $ 965,000 | $ 64,000 | $ 78,000 |
| Monroe County Michigan | 15 | $ 725,000 | $ 48,000 | $ 49,000 |
| Pinellas County Florida | 14 | $ 1,010,000 | $ 72,000 | $ 75,000 |
| Berks County Pennsylvania | 14 | $ 2,590,000 | $ 185,000 | $ 113,000 |
| Saratoga County New York | 13 | $ 805,000 | $ 61,000 | $ 68,000 |
| Newport County Rhode Island | 13 | $ 1,195,000 | $ 91,000 | $ 124,000 |
| Lake County Florida | 12 | $ 1,620,000 | $ 135,000 | $ 82,000 |
| Orange County Florida | 12 | $ 980,000 | $ 81,000 | $ 109,000 |
| Broward County Florida | 11 | $ 985,000 | $ 89,000 | $ 83,000 |
| Strafford County New Hampshire | 11 | $ 1,065,000 | $ 96,000 | $ 68,000 |
| Windham County Connecticut | 10 | $ 1,210,000 | $ 121,000 | $ 79,000 |
| Middlesex County Massachusetts | 9 | $ 755,000 | $ 83,000 | $ 81,000 |
| Norfolk County Massachusetts | 9 | $ 2,215,000 | $ 246,000 | $ 187,000 |
| Clinton County Michigan | 9 | $ 765,000 | $ 85,000 | $ 62,000 |
| Lee County Florida | 8 | $ 940,000 | $ 117,000 | $ 118,000 |
| Seminole County Florida | 8 | $ 720,000 | $ 90,000 | $ 70,000 |
| Volusia County Florida | 8 | $ 690,000 | $ 86,000 | $ 78,000 |
| Oakland County Michigan | 8 | $ 640,000 | $ 80,000 | $ 38,000 |
| Gloucester County New Jersey | 8 | $ 490,000 | $ 61,000 | $ 61,000 |
| Hillsborough County Florida | 7 | $ 745,000 | $ 106,000 | $ 110,000 |
| York County Maine | 7 | $ 645,000 | $ 92,000 | $ 59,000 |
| Atlantic County New Jersey | 7 | $ 715,000 | $ 102,000 | $ 69,000 |
| Monmouth County New Jersey | 7 | $ 555,000 | $ 79,000 | $ 88,000 |
| Ulster County New York | 7 | $ 615,000 | $ 87,000 | $ 55,000 |
| Pender County North Carolina | 7 | $ 765,000 | $ 109,000 | $ 55,000 |
| Bucks County Pennsylvania | 7 | $ 795,000 | $ 113,000 | $ 68,000 |
| Bristol County Rhode Island | 7 | $ 615,000 | $ 87,000 | $ 265,000 |
| Kent County Delaware | 6 | $ 730,000 | $ 121,000 | $ 77,000 |
| Martin County Florida | 6 | $ 1,280,000 | $ 213,000 | $ 134,000 |
| Allegan County Michigan | 6 | $ 550,000 | $ 91,000 | $ 81,000 |
| Merrimack County New Hampshire | 6 | $ 530,000 | $ 88,000 | $ 55,000 |
| Orange County New York | 6 | $ 400,000 | $ 66,000 | $ 70,000 |
| Yuma County Arizona | 5 | $ 415,000 | $ 83,000 | $ 71,000 |
| Manatee County Florida | 5 | $ 525,000 | $ 105,000 | $ 124,000 |
| Pasco County Florida | 5 | $ 415,000 | $ 83,000 | $ 63,000 |
| Columbia County New York | 5 | $ 405,000 | $ 81,000 | $ 92,000 |
| Dorchester County South Carolina | 5 | $ 515,000 | $ 103,000 | $ 88,000 |
| Fairfield County Connecticut | 4 | $ 250,000 | $ 62,000 | $ 58,000 |
| Middlesex County Connecticut | 4 | $ 330,000 | $ 82,000 | $ 63,000 |
| Citrus County Florida | 4 | $ 320,000 | $ 80,000 | $ 66,000 |
| Collier County Florida | 4 | $ 820,000 | $ 205,000 | $ 194,000 |
| Sarasota County Florida | 4 | $ 180,000 | $ 45,000 | $ 49,000 |
| Berkshire County Massachusetts | 4 | $ 300,000 | $ 75,000 | $ 63,000 |
| Washtenaw County Michigan | 4 | $ 250,000 | $ 62,000 | $ 60,000 |
| Cheshire County New Hampshire | 4 | $ 230,000 | $ 57,000 | $ 30,000 |
| Burlington County New Jersey | 4 | $ 430,000 | $ 107,000 | $ 86,000 |
| Camden County New Jersey | 4 | $ 320,000 | $ 80,000 | $ 95,000 |
| Oneida County New York | 4 | $ 430,000 | $ 107,000 | $ 128,000 |
| Tolland County Connecticut | 3 | $ 365,000 | $ 121,000 | $ 87,000 |
| Charlotte County Florida | 3 | $ 315,000 | $ 105,000 | $ 97,000 |
| Duval County Florida | 3 | $ 175,000 | $ 58,000 | $ 86,000 |
| Miami-Dade County Florida | 3 | $ 335,000 | $ 111,000 | $ 87,000 |
| Monroe County Florida | 3 | $ 935,000 | $ 311,000 | $ 385,000 |
| Essex County Massachusetts | 3 | $ 315,000 | $ 105,000 | $ 51,000 |
| Hampshire County Massachusetts | 3 | $ 175,000 | $ 58,000 | $ 21,000 |
| St. Clair County Michigan | 3 | $ 365,000 | $ 121,000 | $ 69,000 |
| Belknap County New Hampshire | 3 | $ 245,000 | $ 81,000 | $ 48,000 |
| Cape May County New Jersey | 3 | $ 195,000 | $ 65,000 | $ 72,000 |
| Cumberland County New Jersey | 3 | $ 275,000 | $ 91,000 | $ 62,000 |
| Middlesex County New Jersey | 3 | $ 345,000 | $ 115,000 | $ 70,000 |
| Salem County New Jersey | 3 | $ 155,000 | $ 51,000 | $ 38,000 |
| Warren County New Jersey | 3 | $ 285,000 | $ 95,000 | $ 54,000 |
| Sullivan County New York | 3 | $ 265,000 | $ 88,000 | $ 62,000 |
| Montgomery County Pennsylvania | 3 | $ 575,000 | $ 191,000 | $ 48,000 |
| Coconino County Arizona | 2 | $ 230,000 | $ 115,000 | $ 34,000 |
| Mohave County Arizona | 2 | $ 160,000 | $ 80,000 | $ 27,000 |
| Litchfield County Connecticut | 2 | $ 40,000 | $ 20,000 | $ 64,000 |
| New Castle County Delaware | 2 | $ 160,000 | $ 80,000 | $ 197,000 |
| Highlands County Florida | 2 | $ 120,000 | $ 60,000 | $ 127,000 |
| Indian River County Florida | 2 | $ 110,000 | $ 55,000 | $ 104,000 |
| Marion County Florida | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Osceola County Florida | 2 | $ 90,000 | $ 45,000 | $ 80,000 |
| Palm Beach County Florida | 2 | $ 130,000 | $ 65,000 | $ 101,000 |
| Columbia County Georgia | 2 | $ 120,000 | $ 60,000 | $ 53,000 |
| Franklin County Massachusetts | 2 | $ 160,000 | $ 80,000 | $ 43,000 |
| Kent County Michigan | 2 | $ 100,000 | $ 50,000 | $ 87,000 |
| Lenawee County Michigan | 2 | $ 90,000 | $ 45,000 | $ 55,000 |
| Grafton County New Hampshire | 2 | $ 70,000 | $ 35,000 | $ 65,000 |
| Sussex County New Jersey | 2 | $ 190,000 | $ 95,000 | $ 76,000 |
| Greene County New York | 2 | $ 110,000 | $ 55,000 | $ 62,000 |
| Niagara County New York | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
| Ontario County New York | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Stark County Ohio | 2 | $ 160,000 | $ 80,000 | $ 126,000 |
| Clackamas County Oregon | 2 | $ 110,000 | $ 55,000 | $ 63,000 |
| Douglas County Oregon | 2 | $ 80,000 | $ 40,000 | $ 30,000 |
| Lancaster County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 95,000 |
| Lehigh County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 50,000 |
| Northampton County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 49,000 |
| Westmoreland County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 121,000 |
| York County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Aiken County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 61,000 |
| Spotsylvania County Virginia | 2 | $ 140,000 | $ 70,000 | $ 44,000 |
| La Paz County Arizona | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Navajo County Arizona | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Brevard County Florida | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Hernando County Florida | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Sumter County Florida | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Androscoggin County Maine | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Somerset County Maine | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Baltimore County Maryland | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Carroll County Maryland | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Bay County Michigan | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Cass County Michigan | 1 | $ 45,000 | $ 45,000 | $ 144,000 |
| Ingham County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Bergen County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Somerset County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Otsego County New York | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Rensselaer County New York | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Rockland County New York | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Washington County New York | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Portage County Ohio | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Clatsop County Oregon | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Deschutes County Oregon | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Jackson County Oregon | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Linn County Oregon | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Allegheny County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Butler County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Chester County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Erie County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Franklin County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Lebanon County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Monroe County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Gillespie County Texas | 1 | $ 175,000 | $ 175,000 | $ 116,000 |
| Harris County Texas | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Tarrant County Texas | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Bennington County Vermont | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Benton County Washington | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| King County Washington | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Greenwood Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 990 | $110,730,000 | $111,000 | $3,405,000 | $81,000 | $809,000 |
| Cash-out Refinancing | 285 | $37,595,000 | $131,000 | $1,605,000 | $126,000 | $1,887,000 |
| Home Improvement | 264 | $20,330,000 | $77,000 | $505,000 | $119,000 | $1,432,000 |
| Refinancing | 84 | $12,530,000 | $149,000 | $1,405,000 | $95,000 | $715,000 |
| Other Purpose | 6 | $390,000 | $65,000 | $105,000 | $77,000 | $150,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,305 | $138,595,000 | $106,000 | $1,605,000 | $94,000 | $1,432,000 |
| Not Provided | 171 | $18,275,000 | $106,000 | $505,000 | $98,000 | $1,887,000 |
| Hispanic | 88 | $7,830,000 | $88,000 | $725,000 | $91,000 | $708,000 |
| Black or African American | 28 | $2,800,000 | $100,000 | $405,000 | $86,000 | $171,000 |
| Not applicable | 15 | $11,615,000 | $774,000 | $3,405,000 | $159,000 | $159,000 |
| Asian | 12 | $1,590,000 | $132,000 | $325,000 | $87,000 | $192,000 |
| American Indian or Alaskan Native | 5 | $195,000 | $39,000 | $55,000 | $48,000 | $62,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,629 | $181,575,000 | $111,000 | $3,405,000 | $94,000 | $1,887,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 938 | $113,790,000 | $121,000 | $3,405,000 | $103,000 | $1,432,000 |
| Application Denied By Financial Institution | 503 | $45,095,000 | $89,000 | $445,000 | $77,000 | $1,887,000 |
| Application Approved But Not Accepted | 135 | $15,875,000 | $117,000 | $1,605,000 | $85,000 | $708,000 |
| Application Withdrawn By Applicant | 53 | $6,815,000 | $128,000 | $535,000 | $128,000 | $1,080,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,126 | $136,480,000 | $121,000 | $3,405,000 | $102,000 | $1,432,000 |
| Credit Application Incomplete | 328 | $30,590,000 | $93,000 | $445,000 | $71,000 | $409,000 |
| Debt-To-Income Ratio | 98 | $8,330,000 | $85,000 | $405,000 | $69,000 | $715,000 |
| Credit History | 32 | $2,620,000 | $81,000 | $275,000 | $81,000 | $231,000 |
| Collateral | 19 | $1,555,000 | $81,000 | $255,000 | $228,000 | $1,887,000 |
| Employment History | 11 | $675,000 | $61,000 | $125,000 | $62,000 | $132,000 |
| Unverifiable Information | 7 | $605,000 | $86,000 | $165,000 | $92,000 | $320,000 |
| Mortgage Insurance Denied | 4 | $430,000 | $107,000 | $165,000 | $71,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $225,000 | $75,000 | $115,000 | $100,000 | $144,000 |
| Other | 1 | $65,000 | $65,000 | $65,000 | $38,000 | $38,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenwood Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenwood Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.