Guaranteed Rate Affinity, LLC Mortgage Lending & HMDA Data, 2020
In 2020, Guaranteed Rate Affinity, LLC of Chicago, IL reported 48,445 mortgage applications totaling $16.7 billion, up 63% from 2019. The average application was for $344,578, and applicants reported an average income of $136,861. 67% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville, IL (2,947), Minneapolis-St. Paul-Bloomington, MN-WI (2,931) and Newark, NJ-PA (1,642) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate Affinity, LLC 1800 West Larchmont Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 48,445 |
| Total Mortgage Loan Application Amount | $16,693,100,000 |
| Average Mortgage Loan Application Amount | $344,578 |
| Highest Mortgage Loan Application Amount | $47,505,000 |
| Average Applicant Income | $136,861 |
| Highest Applicant Income | $7,509,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate Affinity, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 2,947 | $ 886,535,000 | $ 300,826 | $ 135,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,931 | $ 808,125,000 | $ 275,716 | $ 112,737 |
| Newark, NJ-PA | 1,642 | $ 728,260,000 | $ 443,520 | $ 189,899 |
| Baltimore-Columbia-Towson, MD | 1,522 | $ 516,680,000 | $ 339,474 | $ 133,000 |
| Outside any metro area | 1,384 | $ 356,500,000 | $ 257,586 | $ 124,602 |
| Houston-The Woodlands-Sugar Land, TX | 1,178 | $ 326,040,000 | $ 276,774 | $ 135,000 |
| Pittsburgh, PA | 1,174 | $ 228,760,000 | $ 194,855 | $ 90,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,102 | $ 461,450,000 | $ 418,738 | $ 166,000 |
| Denver-Aurora-Lakewood, CO | 1,100 | $ 431,590,000 | $ 392,354 | $ 134,000 |
| Oakland-Hayward-Berkeley, CA | 1,068 | $ 655,040,000 | $ 613,333 | $ 198,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,066 | $ 282,270,000 | $ 264,793 | $ 106,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,065 | $ 530,275,000 | $ 497,910 | $ 168,259 |
| New York-Newark, NY | 1,036 | $ 363,270,000 | $ 350,646 | $ 147,030 |
| Boston, MA | 1,024 | $ 482,940,000 | $ 471,621 | $ 166,000 |
| Cambridge-Newton-Framingham, MA | 987 | $ 461,915,000 | $ 467,998 | $ 181,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 956 | $ 368,940,000 | $ 385,920 | $ 139,000 |
| St. Louis, MO-IL | 952 | $ 215,070,000 | $ 225,913 | $ 98,602 |
| Phoenix-Mesa-Scottsdale, AZ | 895 | $ 274,695,000 | $ 306,921 | $ 121,000 |
| New Haven-Milford, CT | 871 | $ 212,145,000 | $ 243,564 | $ 105,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 870 | $ 582,940,000 | $ 670,045 | $ 203,000 |
| Hartford-West Hartford-East Hartford, CT | 824 | $ 200,710,000 | $ 243,580 | $ 112,000 |
| Los Angeles-Long Beach-Glendale, CA | 802 | $ 541,160,000 | $ 674,763 | $ 197,000 |
| Tampa-St. Petersburg-Clearwater, FL | 775 | $ 208,205,000 | $ 268,651 | $ 118,000 |
| Austin-Round Rock, TX | 755 | $ 252,380,000 | $ 334,278 | $ 162,000 |
| New York-Jersey City-White Plains, NY-NJ | 695 | $ 298,465,000 | $ 429,446 | $ 169,000 |
| Columbia, SC | 686 | $ 146,150,000 | $ 213,046 | $ 86,000 |
| Dallas-Plano-Irving, TX | 679 | $ 205,535,000 | $ 302,702 | $ 133,000 |
| Cincinnati, OH-KY-IN | 674 | $ 141,330,000 | $ 209,688 | $ 96,433 |
| San Diego-Carlsbad, CA | 639 | $ 341,225,000 | $ 533,998 | $ 168,000 |
| North Port-Sarasota-Bradenton, FL | 631 | $ 169,475,000 | $ 268,581 | $ 118,000 |
| Columbus, OH | 598 | $ 139,980,000 | $ 234,080 | $ 101,000 |
| Orlando-Kissimmee-Sanford, FL | 582 | $ 158,930,000 | $ 273,075 | $ 112,000 |
| Tucson, AZ | 526 | $ 124,710,000 | $ 237,091 | $ 106,000 |
| Providence-Warwick, RI-MA | 521 | $ 142,395,000 | $ 273,310 | $ 99,786 |
| Anaheim-Santa Ana-Irvine, CA | 517 | $ 299,635,000 | $ 579,564 | $ 174,000 |
| San Francisco-Redwood City-South San Francisco, CA | 489 | $ 359,945,000 | $ 736,083 | $ 228,000 |
| Montgomery County-Bucks County-Chester County, PA | 453 | $ 146,035,000 | $ 322,373 | $ 142,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 442 | $ 142,320,000 | $ 321,990 | $ 130,000 |
| Charleston-North Charleston, SC | 428 | $ 135,290,000 | $ 316,098 | $ 113,000 |
| Philadelphia, PA | 374 | $ 106,070,000 | $ 283,609 | $ 128,000 |
| Fort Worth-Arlington, TX | 371 | $ 101,245,000 | $ 272,897 | $ 121,000 |
| Charlotte-Concord-Gastonia, NC-SC | 364 | $ 97,730,000 | $ 268,489 | $ 111,626 |
| Elgin, IL | 329 | $ 82,985,000 | $ 252,234 | $ 115,000 |
| Riverside-San Bernardino-Ontario, CA | 308 | $ 117,850,000 | $ 382,629 | $ 137,000 |
| Santa Rosa, CA | 296 | $ 142,040,000 | $ 479,864 | $ 156,000 |
| Lake County-Kenosha County, IL-WI | 285 | $ 94,805,000 | $ 332,649 | $ 169,968 |
| Tyler, TX | 276 | $ 58,880,000 | $ 213,333 | $ 106,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 275 | $ 76,295,000 | $ 277,436 | $ 133,000 |
| Palm Bay-Melbourne-Titusville, FL | 267 | $ 64,395,000 | $ 241,179 | $ 91,000 |
| Salinas, CA | 257 | $ 140,235,000 | $ 545,661 | $ 185,000 |
| Camden, NJ | 249 | $ 62,285,000 | $ 250,140 | $ 127,000 |
| Provo-Orem, UT | 245 | $ 75,125,000 | $ 306,632 | $ 98,000 |
| Worcester, MA-CT | 239 | $ 73,475,000 | $ 307,426 | $ 118,991 |
| Salisbury, MD-DE | 237 | $ 60,615,000 | $ 255,759 | $ 149,860 |
| Washington-Baltimore-Arlington, DC | 218 | $ 97,970,000 | $ 449,403 | $ 170,000 |
| San Rafael, CA | 192 | $ 122,510,000 | $ 638,072 | $ 198,000 |
| Miami-Miami Beach-Kendall, FL | 188 | $ 60,590,000 | $ 322,287 | $ 132,000 |
| Rochester, MN | 188 | $ 37,460,000 | $ 199,255 | $ 85,000 |
| San Antonio-New Braunfels, TX | 182 | $ 47,350,000 | $ 260,164 | $ 109,000 |
| Colorado Springs, CO | 180 | $ 58,910,000 | $ 327,277 | $ 93,000 |
| Boulder, CO | 174 | $ 75,850,000 | $ 435,919 | $ 168,000 |
| Salt Lake City, UT | 174 | $ 54,840,000 | $ 315,172 | $ 110,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 158 | $ 39,130,000 | $ 247,658 | $ 114,000 |
| Harrisburg-Carlisle, PA | 155 | $ 28,905,000 | $ 186,483 | $ 80,000 |
| Norwich-New London, CT | 150 | $ 41,150,000 | $ 274,333 | $ 133,000 |
| Augusta-Richmond County, GA-SC | 135 | $ 28,255,000 | $ 209,296 | $ 79,029 |
| Springfield, MA | 128 | $ 30,700,000 | $ 239,843 | $ 90,000 |
| Lakeland-Winter Haven, FL | 126 | $ 25,230,000 | $ 200,238 | $ 73,000 |
| Naples-Immokalee-Marco Island, FL | 126 | $ 41,150,000 | $ 326,587 | $ 169,000 |
| Cape Coral-Fort Myers, FL | 120 | $ 29,250,000 | $ 243,750 | $ 115,000 |
| Trenton, NJ | 119 | $ 40,655,000 | $ 341,638 | $ 154,000 |
| Santa Cruz-Watsonville, CA | 113 | $ 62,175,000 | $ 550,221 | $ 167,000 |
| York-Hanover, PA | 112 | $ 19,660,000 | $ 175,535 | $ 74,000 |
| Crestview-Fort Walton Beach-Destin, FL | 108 | $ 28,120,000 | $ 260,370 | $ 98,000 |
| Manchester-Nashua, NH | 103 | $ 33,835,000 | $ 328,495 | $ 139,000 |
| Ogden-Clearfield, UT | 103 | $ 27,515,000 | $ 267,135 | $ 93,000 |
| Greeley, CO | 101 | $ 35,475,000 | $ 351,237 | $ 129,000 |
| Jacksonville, FL | 95 | $ 24,005,000 | $ 252,684 | $ 99,000 |
| Gary, IN | 88 | $ 22,920,000 | $ 260,454 | $ 128,000 |
| Stockton-Lodi, CA | 87 | $ 32,525,000 | $ 373,850 | $ 121,000 |
| Sumter, SC | 84 | $ 17,840,000 | $ 212,380 | $ 77,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 81 | $ 44,415,000 | $ 548,333 | $ 170,000 |
| Rockingham County-Strafford County, NH | 80 | $ 24,640,000 | $ 308,000 | $ 118,000 |
| Wilmington, DE-MD-NJ | 80 | $ 21,180,000 | $ 264,750 | $ 114,775 |
| Killeen-Temple, TX | 75 | $ 13,665,000 | $ 182,200 | $ 71,000 |
| Vallejo-Fairfield, CA | 75 | $ 29,905,000 | $ 398,733 | $ 123,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 72 | $ 17,510,000 | $ 243,194 | $ 103,027 |
| Port St. Lucie, FL | 71 | $ 18,285,000 | $ 257,535 | $ 95,000 |
| Longview, TX | 70 | $ 13,140,000 | $ 187,714 | $ 96,000 |
| St. Cloud, MN | 70 | $ 11,690,000 | $ 167,000 | $ 78,000 |
| Fort Collins, CO | 68 | $ 24,740,000 | $ 363,823 | $ 140,000 |
| Seattle-Bellevue-Everett, WA | 67 | $ 42,055,000 | $ 627,686 | $ 198,000 |
| Barnstable Town, MA | 55 | $ 22,975,000 | $ 417,727 | $ 275,000 |
| Punta Gorda, FL | 54 | $ 10,940,000 | $ 202,592 | $ 80,000 |
| Pensacola-Ferry Pass-Brent, FL | 49 | $ 11,915,000 | $ 243,163 | $ 88,000 |
| California-Lexington Park, MD | 46 | $ 15,830,000 | $ 344,130 | $ 114,000 |
| Las Vegas-Henderson-Paradise, NV | 41 | $ 13,435,000 | $ 327,682 | $ 173,000 |
| Modesto, CA | 40 | $ 13,380,000 | $ 334,500 | $ 129,000 |
| Raleigh, NC | 40 | $ 12,350,000 | $ 308,750 | $ 131,000 |
| Milwaukee-Waukesha-West Allis, WI | 39 | $ 12,235,000 | $ 313,717 | $ 151,000 |
| Portland-South Portland, ME | 39 | $ 10,975,000 | $ 281,410 | $ 165,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 39 | $ 12,135,000 | $ 311,153 | $ 131,692 |
| Huntsville, AL | 36 | $ 12,450,000 | $ 345,833 | $ 148,000 |
| Cleveland-Elyria, OH | 35 | $ 6,845,000 | $ 195,571 | $ 125,000 |
| Ocean City, NJ | 34 | $ 12,300,000 | $ 361,764 | $ 222,000 |
| Indianapolis-Carmel-Anderson, IN | 32 | $ 10,580,000 | $ 330,625 | $ 162,000 |
| Greenville-Anderson-Mauldin, SC | 31 | $ 7,635,000 | $ 246,290 | $ 99,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 31 | $ 10,215,000 | $ 329,516 | $ 127,258 |
| Panama City, FL | 29 | $ 6,035,000 | $ 208,103 | $ 120,000 |
| Prescott Valley-Prescott, AZ | 27 | $ 7,595,000 | $ 281,296 | $ 106,000 |
| Grand Rapids-Wyoming, MI | 26 | $ 6,780,000 | $ 260,769 | $ 117,000 |
| Atlantic City-Hammonton, NJ | 24 | $ 7,230,000 | $ 301,250 | $ 162,000 |
| Gainesville, GA | 22 | $ 7,570,000 | $ 344,090 | $ 130,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 22 | $ 5,080,000 | $ 230,909 | $ 152,681 |
| Ocala, FL | 22 | $ 4,310,000 | $ 195,909 | $ 102,000 |
| Lancaster, PA | 21 | $ 5,595,000 | $ 266,428 | $ 137,000 |
| Michigan City-La Porte, IN | 21 | $ 5,085,000 | $ 242,142 | $ 177,000 |
| Reading, PA | 20 | $ 4,490,000 | $ 224,500 | $ 117,000 |
| Kansas City, MO-KS | 19 | $ 6,065,000 | $ 319,210 | $ 159,894 |
| Louisville/Jefferson County, KY-IN | 19 | $ 5,085,000 | $ 267,631 | $ 118,473 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 19 | $ 6,865,000 | $ 361,315 | $ 132,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 19 | $ 10,445,000 | $ 549,736 | $ 173,000 |
| Warren-Troy-Farmington Hills, MI | 18 | $ 5,160,000 | $ 286,666 | $ 137,000 |
| Greensboro-High Point, NC | 17 | $ 5,765,000 | $ 339,117 | $ 133,000 |
| Asheville, NC | 16 | $ 5,970,000 | $ 373,125 | $ 170,000 |
| Columbus, GA-AL | 16 | $ 2,030,000 | $ 126,875 | $ 77,875 |
| Dayton-Springfield-Kettering, OH | 16 | $ 2,920,000 | $ 182,500 | $ 111,000 |
| Lebanon, PA | 16 | $ 2,330,000 | $ 145,625 | $ 81,000 |
| Merced, CA | 16 | $ 5,060,000 | $ 316,250 | $ 196,000 |
| Birmingham-Hoover, AL | 15 | $ 4,625,000 | $ 308,333 | $ 120,000 |
| Jackson, MS | 15 | $ 5,365,000 | $ 357,666 | $ 139,000 |
| Niles-Benton Harbor, MI | 15 | $ 4,265,000 | $ 284,333 | $ 184,000 |
| Kennewick-Richland, WA | 14 | $ 4,800,000 | $ 342,857 | $ 97,000 |
| Lake Havasu City-Kingman, AZ | 14 | $ 3,560,000 | $ 254,285 | $ 70,000 |
| Madison, WI | 14 | $ 4,640,000 | $ 331,428 | $ 138,000 |
| Pueblo, CO | 14 | $ 3,980,000 | $ 284,285 | $ 112,000 |
| Richmond, VA | 14 | $ 3,890,000 | $ 277,857 | $ 125,000 |
| Bakersfield, CA | 13 | $ 3,395,000 | $ 261,153 | $ 116,000 |
| Gettysburg, PA | 13 | $ 3,295,000 | $ 253,461 | $ 92,000 |
| Madera, CA | 13 | $ 4,195,000 | $ 322,692 | $ 140,000 |
| Omaha-Council Bluffs, NE-IA | 13 | $ 3,135,000 | $ 241,153 | $ 144,000 |
| Spartanburg, SC | 13 | $ 3,305,000 | $ 254,230 | $ 106,000 |
| Chattanooga, TN-GA | 12 | $ 3,600,000 | $ 300,000 | $ 125,666 |
| Fresno, CA | 12 | $ 3,410,000 | $ 284,166 | $ 140,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 3,600,000 | $ 300,000 | $ 119,000 |
| Kalamazoo-Portage, MI | 12 | $ 3,340,000 | $ 278,333 | $ 132,000 |
| Reno, NV | 12 | $ 6,110,000 | $ 509,166 | $ 163,000 |
| Tulsa, OK | 12 | $ 2,430,000 | $ 202,500 | $ 111,000 |
| Waco, TX | 12 | $ 1,840,000 | $ 153,333 | $ 96,000 |
| Winchester, VA-WV | 12 | $ 3,510,000 | $ 292,500 | $ 125,500 |
| Amarillo, TX | 11 | $ 1,715,000 | $ 155,909 | $ 108,000 |
| Duluth, MN-WI | 11 | $ 1,815,000 | $ 165,000 | $ 89,818 |
| Homosassa Springs, FL | 11 | $ 2,555,000 | $ 232,272 | $ 89,000 |
| Knoxville, TN | 11 | $ 3,415,000 | $ 310,454 | $ 169,000 |
| Memphis, TN-MS-AR | 11 | $ 3,435,000 | $ 312,272 | $ 142,545 |
| Santa Maria-Santa Barbara, CA | 11 | $ 5,575,000 | $ 506,818 | $ 166,000 |
| Winston-Salem, NC | 11 | $ 3,395,000 | $ 308,636 | $ 138,000 |
| Beaumont-Port Arthur, TX | 10 | $ 3,220,000 | $ 322,000 | $ 134,000 |
| Boise City, ID | 10 | $ 3,830,000 | $ 383,000 | $ 157,000 |
| Dover, DE | 10 | $ 2,220,000 | $ 222,000 | $ 123,000 |
| Flagstaff, AZ | 10 | $ 3,530,000 | $ 353,000 | $ 144,000 |
| Fort Wayne, IN | 10 | $ 2,690,000 | $ 269,000 | $ 128,000 |
| Hagerstown-Martinsburg, MD-WV | 10 | $ 2,360,000 | $ 236,000 | $ 79,600 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 2,560,000 | $ 256,000 | $ 126,000 |
| Yuba City, CA | 10 | $ 2,650,000 | $ 265,000 | $ 92,000 |
| Chambersburg-Waynesboro, PA | 9 | $ 2,465,000 | $ 273,888 | $ 93,000 |
| Chico, CA | 9 | $ 2,725,000 | $ 302,777 | $ 98,000 |
| College Station-Bryan, TX | 9 | $ 1,465,000 | $ 162,777 | $ 159,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 2,865,000 | $ 318,333 | $ 140,000 |
| Lexington-Fayette, KY | 9 | $ 2,845,000 | $ 316,111 | $ 137,000 |
| Napa, CA | 9 | $ 4,115,000 | $ 457,222 | $ 193,000 |
| Redding, CA | 9 | $ 1,895,000 | $ 210,555 | $ 66,000 |
| Rockford, IL | 9 | $ 1,385,000 | $ 153,888 | $ 63,000 |
| Savannah, GA | 9 | $ 2,475,000 | $ 275,000 | $ 89,000 |
| St. George, UT | 9 | $ 2,745,000 | $ 305,000 | $ 235,000 |
| Visalia-Porterville, CA | 9 | $ 2,225,000 | $ 247,222 | $ 137,000 |
| Bremerton-Silverdale, WA | 8 | $ 3,400,000 | $ 425,000 | $ 173,000 |
| Durham-Chapel Hill, NC | 8 | $ 2,700,000 | $ 337,500 | $ 195,000 |
| Midland, TX | 8 | $ 2,230,000 | $ 278,750 | $ 148,000 |
| Oklahoma City, OK | 8 | $ 1,600,000 | $ 200,000 | $ 85,000 |
| Racine, WI | 8 | $ 1,560,000 | $ 195,000 | $ 77,000 |
| Salem, OR | 8 | $ 2,530,000 | $ 316,250 | $ 115,000 |
| Tacoma-Lakewood, WA | 8 | $ 3,040,000 | $ 380,000 | $ 271,000 |
| Youngstown-Warren-Boardman, OH-PA | 8 | $ 1,270,000 | $ 158,750 | $ 71,625 |
| Akron, OH | 7 | $ 1,615,000 | $ 230,714 | $ 103,000 |
| Albuquerque, NM | 7 | $ 2,145,000 | $ 306,428 | $ 127,000 |
| Baton Rouge, LA | 7 | $ 1,715,000 | $ 245,000 | $ 110,000 |
| Medford, OR | 7 | $ 2,835,000 | $ 405,000 | $ 141,000 |
| Peoria, IL | 7 | $ 1,955,000 | $ 279,285 | $ 154,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 7 | $ 1,255,000 | $ 179,285 | $ 132,000 |
| Albany, GA | 6 | $ 880,000 | $ 146,666 | $ 44,000 |
| Clarksville, TN-KY | 6 | $ 1,230,000 | $ 205,000 | $ 94,000 |
| Daphne-Fairhope-Foley, AL | 6 | $ 1,290,000 | $ 215,000 | $ 100,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 1,420,000 | $ 236,666 | $ 160,000 |
| East Stroudsburg, PA | 6 | $ 1,420,000 | $ 236,666 | $ 457,000 |
| Florence, SC | 6 | $ 1,140,000 | $ 190,000 | $ 103,000 |
| Gainesville, FL | 6 | $ 990,000 | $ 165,000 | $ 54,000 |
| La Crosse-Onalaska, WI-MN | 6 | $ 1,290,000 | $ 215,000 | $ 123,666 |
| Lafayette-West Lafayette, IN | 6 | $ 1,390,000 | $ 231,666 | $ 100,000 |
| Macon-Bibb County, GA | 6 | $ 1,510,000 | $ 251,666 | $ 80,000 |
| Montgomery, AL | 6 | $ 1,310,000 | $ 218,333 | $ 151,000 |
| New Orleans-Metairie, LA | 6 | $ 2,060,000 | $ 343,333 | $ 167,000 |
| Sherman-Denison, TX | 6 | $ 1,170,000 | $ 195,000 | $ 96,000 |
| Athens-Clarke County, GA | 5 | $ 1,255,000 | $ 251,000 | $ 74,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 1,275,000 | $ 255,000 | $ 110,400 |
| Des Moines-West Des Moines, IA | 5 | $ 1,365,000 | $ 273,000 | $ 127,000 |
| Evansville, IN-KY | 5 | $ 1,395,000 | $ 279,000 | $ 133,000 |
| Green Bay, WI | 5 | $ 1,365,000 | $ 273,000 | $ 157,000 |
| Lansing-East Lansing, MI | 5 | $ 1,165,000 | $ 233,000 | $ 108,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 1,285,000 | $ 257,000 | $ 205,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,175,000 | $ 235,000 | $ 114,000 |
| Spokane-Spokane Valley, WA | 5 | $ 1,325,000 | $ 265,000 | $ 119,000 |
| Wichita, KS | 5 | $ 1,055,000 | $ 211,000 | $ 123,000 |
| Ann Arbor, MI | 4 | $ 1,260,000 | $ 315,000 | $ 153,000 |
| Charlottesville, VA | 4 | $ 960,000 | $ 240,000 | $ 131,000 |
| Corpus Christi, TX | 4 | $ 970,000 | $ 242,500 | $ 102,000 |
| El Paso, TX | 4 | $ 1,310,000 | $ 327,500 | $ 143,000 |
| Elkhart-Goshen, IN | 4 | $ 620,000 | $ 155,000 | $ 51,000 |
| Great Falls, MT | 4 | $ 1,010,000 | $ 252,500 | $ 76,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 770,000 | $ 192,500 | $ 67,000 |
| Hanford-Corcoran, CA | 4 | $ 730,000 | $ 182,500 | $ 77,000 |
| Lubbock, TX | 4 | $ 430,000 | $ 107,500 | $ 88,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 510,000 | $ 127,500 | $ 99,000 |
| Pittsfield, MA | 4 | $ 1,400,000 | $ 350,000 | $ 264,000 |
| Anchorage, AK | 3 | $ 1,285,000 | $ 428,333 | $ 189,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 565,000 | $ 188,333 | $ 129,000 |
| Carson City, NV | 3 | $ 1,165,000 | $ 388,333 | $ 103,000 |
| Columbia, MO | 3 | $ 705,000 | $ 235,000 | $ 36,000 |
| Cumberland, MD-WV | 3 | $ 405,000 | $ 135,000 | $ 97,000 |
| Dothan, AL | 3 | $ 725,000 | $ 241,666 | $ 128,000 |
| Fayetteville, NC | 3 | $ 675,000 | $ 225,000 | $ 74,000 |
| Fort Smith, AR-OK | 3 | $ 465,000 | $ 155,000 | $ 78,000 |
| Jacksonville, NC | 3 | $ 425,000 | $ 141,666 | $ 113,000 |
| Manhattan, KS | 3 | $ 635,000 | $ 211,666 | $ 117,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 365,000 | $ 121,666 | $ 109,000 |
| Toledo, OH | 3 | $ 415,000 | $ 138,333 | $ 61,000 |
| Valdosta, GA | 3 | $ 505,000 | $ 168,333 | $ 99,000 |
| Vineland-Bridgeton, NJ | 3 | $ 385,000 | $ 128,333 | $ 89,000 |
| Wausau, WI | 3 | $ 575,000 | $ 191,666 | $ 125,000 |
| Yuma, AZ | 3 | $ 435,000 | $ 145,000 | $ 70,000 |
| Albany, OR | 2 | $ 430,000 | $ 215,000 | $ 80,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 330,000 | $ 165,000 | $ 294,000 |
| Alexandria, LA | 2 | $ 600,000 | $ 300,000 | $ 113,000 |
| Appleton, WI | 2 | $ 530,000 | $ 265,000 | $ 88,000 |
| Beckley, WV | 2 | $ 460,000 | $ 230,000 | $ 92,000 |
| Bowling Green, KY | 2 | $ 350,000 | $ 175,000 | $ 102,000 |
| Brunswick, GA | 2 | $ 420,000 | $ 210,000 | $ 57,000 |
| Canton-Massillon, OH | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Cape Girardeau, MO-IL | 2 | $ 690,000 | $ 345,000 | $ 154,000 |
| Cleveland, TN | 2 | $ 590,000 | $ 295,000 | $ 133,000 |
| Coeur D'Alene, ID | 2 | $ 680,000 | $ 340,000 | $ 179,000 |
| Flint, MI | 2 | $ 240,000 | $ 120,000 | $ 220,000 |
| Hinesville, GA | 2 | $ 400,000 | $ 200,000 | $ 58,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 290,000 | $ 145,000 | $ 82,000 |
| Lafayette, LA | 2 | $ 550,000 | $ 275,000 | $ 108,000 |
| Laredo, TX | 2 | $ 720,000 | $ 360,000 | $ 593,000 |
| Lynchburg, VA | 2 | $ 710,000 | $ 355,000 | $ 91,000 |
| Mansfield, OH | 2 | $ 530,000 | $ 265,000 | $ 63,000 |
| Morgantown, WV | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 650,000 | $ 325,000 | $ 144,000 |
| Muncie, IN | 2 | $ 520,000 | $ 260,000 | $ 189,000 |
| Muskegon, MI | 2 | $ 290,000 | $ 145,000 | $ 167,000 |
| Nassau County-Suffolk County, NY | 2 | $ 1,010,000 | $ 505,000 | $ 115,000 |
| San Angelo, TX | 2 | $ 580,000 | $ 290,000 | $ 126,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 380,000 | $ 190,000 | $ 214,000 |
| Springfield, IL | 2 | $ 490,000 | $ 245,000 | $ 84,000 |
| Springfield, OH | 2 | $ 490,000 | $ 245,000 | $ 91,000 |
| The Villages, FL | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Topeka, KS | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Warner Robins, GA | 2 | $ 560,000 | $ 280,000 | $ 140,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 610,000 | $ 305,000 | $ 91,000 |
| Wenatchee, WA | 2 | $ 750,000 | $ 375,000 | $ 164,000 |
| Abilene, TX | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Altoona, PA | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Auburn-Opelika, AL | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Bend-Redmond, OR | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Bloomington, IL | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Bloomsburg-Berwick, PA | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Brownsville-Harlingen, TX | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Champaign-Urbana, IL | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Charleston, WV | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Dalton, GA | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Decatur, AL | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Dubuque, IA | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Erie, PA | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Eugene, OR | 1 | $ 365,000 | $ 365,000 | $ 145,000 |
| Fairbanks, AK | 1 | $ 385,000 | $ 385,000 | $ 95,000 |
| Fargo, ND-MN | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Hammond, LA | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Harrisonburg, VA | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Hattiesburg, MS | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Iowa City, IA | 1 | $ 355,000 | $ 355,000 | $ 149,000 |
| Jackson, MI | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Jackson, TN | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Janesville-Beloit, WI | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Jefferson City, MO | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Johnson City, TN | 1 | $ 135,000 | $ 135,000 | $ 177,000 |
| Johnstown, PA | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Joplin, MO | 1 | $ 145,000 | $ 145,000 | $ 132,000 |
| Kankakee, IL | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Las Cruces, NM | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| Lewiston-Auburn, ME | 1 | $ 285,000 | $ 285,000 | $ 172,000 |
| Lima, OH | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Logan, UT-ID | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Mankato-North Mankato, MN | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Monroe, MI | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Morristown, TN | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| New Bern, NC | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Olympia-Tumwater, WA | 1 | $ 325,000 | $ 325,000 | $ 139,000 |
| Owensboro, KY | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Roanoke, VA | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Rochester, NY | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Rome, GA | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Santa Fe, NM | 1 | $ 415,000 | $ 415,000 | $ 255,000 |
| Shreveport-Bossier City, LA | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| St. Joseph, MO-KS | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Syracuse, NY | 1 | $ 365,000 | $ 365,000 | $ 147,000 |
| Tallahassee, FL | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| Terre Haute, IN | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Texarkana, TX-AR | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Tuscaloosa, AL | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Walla Walla, WA | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Wichita Falls, TX | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Wilmington, NC | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Yakima, WA | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate Affinity, LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 29,137 | $9,731,890,000 | $334,000 | $47,505,000 | $127,000 | $7,509,000 |
| Refinancing | 14,982 | $5,496,140,000 | $366,000 | $2,475,000 | $156,000 | $6,184,000 |
| Cash-out Refinancing | 4,326 | $1,465,070,000 | $338,000 | $2,005,000 | $137,000 | $2,143,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,822 | $10,386,035,000 | $336,000 | $3,005,000 | $137,000 | $2,670,000 |
| Not Provided | 7,710 | $2,888,970,000 | $374,000 | $47,505,000 | $146,000 | $7,509,000 |
| Hispanic | 3,266 | $1,029,980,000 | $315,000 | $2,005,000 | $110,000 | $1,099,000 |
| Black or African American | 3,088 | $802,270,000 | $259,000 | $2,165,000 | $96,000 | $6,184,000 |
| Asian | 2,190 | $986,700,000 | $450,000 | $2,505,000 | $161,000 | $1,350,000 |
| American Indian or Alaskan Native | 263 | $82,635,000 | $314,000 | $1,805,000 | $133,000 | $1,405,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $8,800,000 | $314,000 | $635,000 | $120,000 | $305,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 38,808 | $13,762,225,000 | $354,000 | $47,505,000 | $146,000 | $7,509,000 |
| FHA-insured (Federal Housing Administration) | 4,832 | $1,212,480,000 | $250,000 | $865,000 | $79,000 | $710,000 |
| VA-guaranteed (Veterans Administration) | 4,578 | $1,673,210,000 | $365,000 | $1,955,000 | $108,000 | $738,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 227 | $45,185,000 | $199,000 | $455,000 | $60,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 32,588 | $11,143,490,000 | $341,000 | $3,005,000 | $134,000 | $7,509,000 |
| Application Withdrawn By Applicant | 11,660 | $4,166,805,000 | $357,000 | $47,505,000 | $145,000 | $3,641,000 |
| Application Denied By Financial Institution | 2,228 | $677,890,000 | $304,000 | $2,285,000 | $103,000 | $6,184,000 |
| File Closed For Incompleteness | 1,579 | $559,035,000 | $354,000 | $2,005,000 | $151,000 | $1,350,000 |
| Application Approved But Not Accepted | 362 | $132,630,000 | $366,000 | $1,815,000 | $142,000 | $683,000 |
| Preapproval Approved but not Accepted | 19 | $11,345,000 | $597,000 | $1,125,000 | $155,000 | $411,000 |
| Preapproval Denied by Financial Institution | 9 | $1,905,000 | $211,000 | $635,000 | $50,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 46,208 | $16,013,305,000 | $346,000 | $47,505,000 | $138,000 | $7,509,000 |
| Debt-To-Income Ratio | 947 | $299,665,000 | $316,000 | $2,195,000 | $75,000 | $710,000 |
| Credit History | 470 | $145,270,000 | $309,000 | $2,285,000 | $136,000 | $6,184,000 |
| Other | 272 | $83,510,000 | $307,000 | $2,105,000 | $121,000 | $814,000 |
| Collateral | 224 | $64,080,000 | $286,000 | $1,315,000 | $131,000 | $1,068,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 107 | $27,955,000 | $261,000 | $1,245,000 | $103,000 | $764,000 |
| Employment History | 105 | $27,205,000 | $259,000 | $1,005,000 | $95,000 | $590,000 |
| Unverifiable Information | 103 | $28,985,000 | $281,000 | $1,135,000 | $102,000 | $464,000 |
| Credit Application Incomplete | 9 | $3,125,000 | $347,000 | $665,000 | $82,000 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate Affinity, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate Affinity, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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