Guaranteed Rate Affinity, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Guaranteed Rate Affinity, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranteed Rate Affinity, Llc 1800 West Larchmont Ave Wilmington, DE 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 34,424 |
| Total Mortgage Loan Application Amount | $13,407,990,000 |
| Average Mortgage Loan Application Amount | $376,666 |
| Highest Mortgage Loan Application Amount | $72,275,000 |
| Average Applicant Income | $148,000 |
| Highest Applicant Income | $8,860,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Guaranteed Rate Affinity, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranteed Rate Affinity, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Guaranteed Rate Affinity, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranteed Rate Affinity, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranteed Rate Affinity, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranteed Rate Affinity, Llc's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE, IL | 2,271 | $ 675,175,000 | $ 297,000 | $ 128,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,650 | $ 492,150,000 | $ 342,000 | $ 137,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,316 | $ 878,000,000 | $ 613,500 | $ 233,500 |
| ST. LOUIS, MO-IL | 1,211 | $ 300,245,000 | $ 222,500 | $ 105,500 |
| NA (OUTSIDE OF MSA/MD) | 1,184 | $ 336,800,000 | $ 307,840 | $ 152,545 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 956 | $ 323,500,000 | $ 338,000 | $ 124,000 |
| PITTSBURGH, PA | 944 | $ 219,190,000 | $ 232,000 | $ 107,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 886 | $ 304,840,000 | $ 344,000 | $ 153,000 |
| NEWARK, NJ-PA | 875 | $ 419,075,000 | $ 382,000 | $ 180,500 |
| CINCINNATI, OH-KY-IN | 860 | $ 223,770,000 | $ 266,666 | $ 110,333 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 777 | $ 301,595,000 | $ 388,000 | $ 124,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 750 | $ 238,295,000 | $ 318,000 | $ 128,000 |
| NEW YORK-NEWARK, NY | 735 | $ 291,660,000 | $ 391,500 | $ 181,500 |
| DENVER-AURORA-LAKEWOOD, CO | 717 | $ 348,735,000 | $ 486,000 | $ 160,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 698 | $ 264,450,000 | $ 378,000 | $ 143,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 594 | $ 355,910,000 | $ 599,000 | $ 174,000 |
| COLUMBIA, SC | 593 | $ 156,005,000 | $ 263,000 | $ 94,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 566 | $ 294,850,000 | $ 511,333 | $ 167,666 |
| PROVIDENCE-WARWICK, RI-MA | 564 | $ 186,130,000 | $ 348,000 | $ 112,500 |
| DALLAS-PLANO-IRVING, TX | 525 | $ 213,845,000 | $ 407,000 | $ 161,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 520 | $ 239,110,000 | $ 459,000 | $ 153,000 |
| BOSTON, MA | 512 | $ 267,650,000 | $ 522,000 | $ 178,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 489 | $ 133,605,000 | $ 273,000 | $ 114,000 |
| NEW HAVEN-MILFORD, CT | 465 | $ 136,365,000 | $ 293,000 | $ 122,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 433 | $ 242,825,000 | $ 560,000 | $ 190,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 421 | $ 318,645,000 | $ 756,000 | $ 242,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 400 | $ 140,460,000 | $ 351,000 | $ 154,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 398 | $ 153,280,000 | $ 385,000 | $ 184,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 395 | $ 303,675,000 | $ 768,000 | $ 220,000 |
| COLUMBUS, OH | 363 | $ 96,155,000 | $ 264,000 | $ 113,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 350 | $ 125,990,000 | $ 357,000 | $ 123,000 |
| TUCSON, AZ | 336 | $ 100,170,000 | $ 298,000 | $ 111,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 314 | $ 120,110,000 | $ 382,000 | $ 212,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 304 | $ 274,300,000 | $ 902,000 | $ 254,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 285 | $ 82,625,000 | $ 289,000 | $ 122,000 |
| SAN DIEGO-CARLSBAD, CA | 269 | $ 193,275,000 | $ 718,000 | $ 237,000 |
| FORT WORTH-ARLINGTON, TX | 267 | $ 96,625,000 | $ 361,000 | $ 146,000 |
| PHILADELPHIA, PA | 261 | $ 77,875,000 | $ 298,000 | $ 149,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 244 | $ 81,140,000 | $ 298,500 | $ 123,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 234 | $ 179,090,000 | $ 765,000 | $ 239,000 |
| AUSTIN-ROUND ROCK, TX | 234 | $ 99,390,000 | $ 424,000 | $ 168,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 224 | $ 153,330,000 | $ 684,000 | $ 128,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 221 | $ 213,705,000 | $ 966,000 | $ 289,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 216 | $ 82,630,000 | $ 382,000 | $ 157,000 |
| SALISBURY, MD-DE | 212 | $ 63,430,000 | $ 304,500 | $ 141,000 |
| CAMDEN, NJ | 208 | $ 59,810,000 | $ 287,000 | $ 126,000 |
| ELGIN, IL | 203 | $ 55,795,000 | $ 274,000 | $ 127,000 |
| HARRISBURG-CARLISLE, PA | 183 | $ 44,625,000 | $ 243,000 | $ 100,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 179 | $ 89,875,000 | $ 502,000 | $ 183,000 |
| CAPE CORAL-FORT MYERS, FL | 178 | $ 48,690,000 | $ 273,000 | $ 121,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 177 | $ 66,395,000 | $ 375,000 | $ 183,000 |
| PROVO-OREM, UT | 175 | $ 77,595,000 | $ 443,000 | $ 152,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 173 | $ 47,485,000 | $ 274,000 | $ 108,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 171 | $ 96,395,000 | $ 563,000 | $ 258,000 |
| WORCESTER, MA-CT | 169 | $ 56,615,000 | $ 298,500 | $ 108,000 |
| SALT LAKE CITY, UT | 163 | $ 69,625,000 | $ 427,000 | $ 130,000 |
| JACKSONVILLE, FL | 161 | $ 49,455,000 | $ 307,000 | $ 110,000 |
| LAKELAND-WINTER HAVEN, FL | 149 | $ 33,405,000 | $ 224,000 | $ 97,000 |
| PORT ST. LUCIE, FL | 148 | $ 43,850,000 | $ 296,000 | $ 95,000 |
| SPRINGFIELD, MA | 148 | $ 34,750,000 | $ 234,000 | $ 96,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 143 | $ 34,355,000 | $ 246,500 | $ 106,500 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 135 | $ 39,965,000 | $ 296,000 | $ 116,000 |
| SANTA ROSA, CA | 132 | $ 67,950,000 | $ 514,000 | $ 178,000 |
| ROCHESTER, MN | 128 | $ 32,600,000 | $ 254,000 | $ 107,000 |
| WILMINGTON, DE-MD-NJ | 122 | $ 36,080,000 | $ 286,666 | $ 107,000 |
| COLORADO SPRINGS, CO | 116 | $ 42,980,000 | $ 370,000 | $ 118,000 |
| OGDEN-CLEARFIELD, UT | 109 | $ 44,955,000 | $ 412,000 | $ 125,000 |
| YORK-HANOVER, PA | 105 | $ 24,995,000 | $ 238,000 | $ 94,000 |
| BOULDER, CO | 103 | $ 67,935,000 | $ 659,000 | $ 214,000 |
| SUMTER, SC | 101 | $ 22,705,000 | $ 224,000 | $ 81,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 97 | $ 36,545,000 | $ 376,000 | $ 145,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 96 | $ 51,520,000 | $ 536,000 | $ 183,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 95 | $ 45,155,000 | $ 475,000 | $ 260,000 |
| NORWICH-NEW LONDON, CT | 95 | $ 31,925,000 | $ 336,000 | $ 141,000 |
| FORT COLLINS, CO | 91 | $ 43,095,000 | $ 473,000 | $ 163,000 |
| TRENTON, NJ | 81 | $ 31,615,000 | $ 390,000 | $ 161,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 78 | $ 26,860,000 | $ 344,000 | $ 143,000 |
| KILLEEN-TEMPLE, TX | 71 | $ 17,245,000 | $ 242,000 | $ 93,000 |
| SAN RAFAEL, CA | 71 | $ 51,565,000 | $ 726,000 | $ 243,000 |
| GARY, IN | 70 | $ 14,990,000 | $ 214,000 | $ 91,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 64 | $ 19,360,000 | $ 311,500 | $ 138,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 64 | $ 40,870,000 | $ 638,000 | $ 215,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 63 | $ 18,335,000 | $ 291,000 | $ 118,000 |
| SALINAS, CA | 62 | $ 48,260,000 | $ 778,000 | $ 241,000 |
| MANCHESTER-NASHUA, NH | 59 | $ 23,385,000 | $ 396,000 | $ 147,000 |
| GREELEY, CO | 55 | $ 24,685,000 | $ 448,000 | $ 251,000 |
| RACINE, WI | 53 | $ 11,205,000 | $ 211,000 | $ 96,000 |
| ST. CLOUD, MN | 50 | $ 10,160,000 | $ 203,000 | $ 80,000 |
| LANCASTER, PA | 49 | $ 12,025,000 | $ 245,000 | $ 101,000 |
| PUNTA GORDA, FL | 47 | $ 11,675,000 | $ 248,000 | $ 126,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 45 | $ 13,265,000 | $ 294,000 | $ 124,000 |
| VALLEJO-FAIRFIELD, CA | 44 | $ 20,600,000 | $ 468,000 | $ 130,000 |
| READING, PA | 43 | $ 10,795,000 | $ 251,000 | $ 117,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 42 | $ 16,620,000 | $ 395,000 | $ 168,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 39 | $ 17,595,000 | $ 451,000 | $ 184,000 |
| EL PASO, TX | 38 | $ 8,930,000 | $ 235,000 | $ 89,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 38 | $ 14,900,000 | $ 392,000 | $ 141,000 |
| SANTA CRUZ-WATSONVILLE, CA | 38 | $ 24,220,000 | $ 637,000 | $ 191,000 |
| KANKAKEE, IL | 34 | $ 4,720,000 | $ 138,000 | $ 68,000 |
| PORTLAND-SOUTH PORTLAND, ME | 34 | $ 11,780,000 | $ 346,000 | $ 122,000 |
| STOCKTON-LODI, CA | 34 | $ 14,400,000 | $ 423,000 | $ 131,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 33 | $ 7,225,000 | $ 218,000 | $ 91,000 |
| CLEVELAND-ELYRIA, OH | 32 | $ 8,410,000 | $ 262,000 | $ 180,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 32 | $ 22,550,000 | $ 704,000 | $ 292,000 |
| DULUTH, MN-WI | 30 | $ 6,440,000 | $ 216,500 | $ 83,500 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 30 | $ 5,390,000 | $ 179,000 | $ 87,000 |
| MIDLAND, TX | 30 | $ 11,140,000 | $ 371,000 | $ 179,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 29 | $ 10,945,000 | $ 377,000 | $ 138,000 |
| WARNER ROBINS, GA | 29 | $ 6,435,000 | $ 221,000 | $ 111,000 |
| PUEBLO, CO | 28 | $ 6,710,000 | $ 239,000 | $ 68,000 |
| BATON ROUGE, LA | 27 | $ 10,175,000 | $ 376,000 | $ 180,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 26 | $ 12,950,000 | $ 506,500 | $ 198,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 25 | $ 6,085,000 | $ 259,000 | $ 138,500 |
| NAPA, CA | 25 | $ 16,705,000 | $ 668,000 | $ 203,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 24 | $ 17,170,000 | $ 715,000 | $ 222,000 |
| RALEIGH, NC | 23 | $ 9,265,000 | $ 402,000 | $ 162,000 |
| RENO, NV | 23 | $ 8,105,000 | $ 352,000 | $ 110,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 22 | $ 6,840,000 | $ 310,000 | $ 136,000 |
| GAINESVILLE, GA | 21 | $ 6,395,000 | $ 304,000 | $ 116,000 |
| BARNSTABLE TOWN, MA | 20 | $ 7,960,000 | $ 398,000 | $ 215,000 |
| BEAUMONT-PORT ARTHUR, TX | 20 | $ 5,810,000 | $ 290,000 | $ 173,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 20 | $ 6,360,000 | $ 318,000 | $ 144,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 20 | $ 7,210,000 | $ 360,000 | $ 159,000 |
| MONTGOMERY, AL | 20 | $ 5,800,000 | $ 290,000 | $ 108,000 |
| ROCKFORD, IL | 20 | $ 4,540,000 | $ 227,000 | $ 80,000 |
| WINSTON-SALEM, NC | 20 | $ 4,920,000 | $ 246,000 | $ 181,000 |
| MACON-BIBB COUNTY, GA | 19 | $ 3,575,000 | $ 188,000 | $ 60,000 |
| OCALA, FL | 19 | $ 4,955,000 | $ 260,000 | $ 99,000 |
| PANAMA CITY, FL | 19 | $ 5,735,000 | $ 301,000 | $ 185,000 |
| SEBASTIAN-VERO BEACH, FL | 19 | $ 5,655,000 | $ 297,000 | $ 86,000 |
| MICHIGAN CITY-LA PORTE, IN | 18 | $ 4,790,000 | $ 266,000 | $ 155,000 |
| RICHMOND, VA | 18 | $ 7,480,000 | $ 415,000 | $ 156,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 17 | $ 3,945,000 | $ 232,000 | $ 76,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 17 | $ 5,025,000 | $ 265,000 | $ 89,500 |
| ATLANTIC CITY-HAMMONTON, NJ | 16 | $ 8,160,000 | $ 510,000 | $ 200,000 |
| DOVER, DE | 16 | $ 4,280,000 | $ 267,000 | $ 97,000 |
| FRESNO, CA | 16 | $ 7,160,000 | $ 447,000 | $ 278,000 |
| HOMOSASSA SPRINGS, FL | 16 | $ 4,600,000 | $ 287,000 | $ 86,000 |
| KANSAS CITY, MO-KS | 16 | $ 5,660,000 | $ 360,000 | $ 161,500 |
| GETTYSBURG, PA | 15 | $ 3,655,000 | $ 243,000 | $ 99,000 |
| YUBA CITY, CA | 15 | $ 5,215,000 | $ 347,000 | $ 92,000 |
| FLAGSTAFF, AZ | 14 | $ 5,420,000 | $ 387,000 | $ 147,000 |
| LEXINGTON-FAYETTE, KY | 14 | $ 3,500,000 | $ 250,000 | $ 97,000 |
| SHERMAN-DENISON, TX | 14 | $ 4,990,000 | $ 356,000 | $ 134,000 |
| ASHEVILLE, NC | 13 | $ 5,335,000 | $ 410,000 | $ 116,000 |
| HUNTSVILLE, AL | 13 | $ 6,285,000 | $ 483,000 | $ 155,000 |
| MODESTO, CA | 13 | $ 5,425,000 | $ 417,000 | $ 201,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 13 | $ 5,545,000 | $ 426,000 | $ 158,000 |
| NILES-BENTON HARBOR, MI | 13 | $ 3,585,000 | $ 275,000 | $ 163,000 |
| ST. GEORGE, UT | 13 | $ 6,105,000 | $ 469,000 | $ 216,000 |
| COLUMBUS, GA-AL | 12 | $ 2,550,000 | $ 190,500 | $ 119,500 |
| LOGAN, UT-ID | 12 | $ 4,120,000 | $ 343,000 | $ 109,000 |
| GREENSBORO-HIGH POINT, NC | 11 | $ 3,845,000 | $ 349,000 | $ 133,000 |
| LONGVIEW, TX | 11 | $ 2,195,000 | $ 199,000 | $ 98,000 |
| MERCED, CA | 11 | $ 3,225,000 | $ 293,000 | $ 217,000 |
| BOISE CITY, ID | 10 | $ 3,760,000 | $ 376,000 | $ 113,000 |
| COLLEGE STATION-BRYAN, TX | 10 | $ 2,920,000 | $ 292,000 | $ 188,000 |
| CORPUS CHRISTI, TX | 10 | $ 2,600,000 | $ 260,000 | $ 174,000 |
| EAST STROUDSBURG, PA | 10 | $ 2,510,000 | $ 251,000 | $ 272,000 |
| GAINESVILLE, FL | 10 | $ 1,670,000 | $ 167,000 | $ 93,000 |
| MEMPHIS, TN-MS-AR | 10 | $ 3,060,000 | $ 309,000 | $ 176,500 |
| SIERRA VISTA-DOUGLAS, AZ | 10 | $ 2,420,000 | $ 242,000 | $ 134,000 |
| TYLER, TX | 10 | $ 1,790,000 | $ 179,000 | $ 107,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 10 | $ 3,450,000 | $ 456,000 | $ 167,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 10 | $ 4,170,000 | $ 417,000 | $ 182,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 9 | $ 4,265,000 | $ 473,000 | $ 181,000 |
| OKLAHOMA CITY, OK | 9 | $ 3,085,000 | $ 342,000 | $ 150,000 |
| PITTSFIELD, MA | 9 | $ 3,235,000 | $ 359,000 | $ 155,000 |
| ROME, GA | 9 | $ 1,865,000 | $ 207,000 | $ 98,000 |
| WACO, TX | 9 | $ 2,935,000 | $ 326,000 | $ 194,000 |
| BIRMINGHAM-HOOVER, AL | 8 | $ 2,680,000 | $ 335,000 | $ 147,000 |
| CHATTANOOGA, TN-GA | 8 | $ 2,050,000 | $ 275,500 | $ 96,500 |
| CHICO, CA | 8 | $ 1,860,000 | $ 232,000 | $ 221,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 8 | $ 1,300,000 | $ 162,000 | $ 89,000 |
| NEW ORLEANS-METAIRIE, LA | 8 | $ 3,520,000 | $ 440,000 | $ 162,000 |
| TACOMA-LAKEWOOD, WA | 8 | $ 3,710,000 | $ 463,000 | $ 117,000 |
| THE VILLAGES, FL | 8 | $ 2,660,000 | $ 332,000 | $ 93,000 |
| WINCHESTER, VA-WV | 8 | $ 2,470,000 | $ 308,000 | $ 94,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 8 | $ 1,350,000 | $ 165,000 | $ 79,000 |
| ALBANY-SCHENECTADY-TROY, NY | 7 | $ 2,085,000 | $ 297,000 | $ 104,000 |
| BAKERSFIELD, CA | 7 | $ 2,045,000 | $ 292,000 | $ 132,000 |
| HICKORY-LENOIR-MORGANTON, NC | 7 | $ 2,395,000 | $ 342,000 | $ 135,000 |
| LEBANON, PA | 7 | $ 1,435,000 | $ 205,000 | $ 92,000 |
| OCEAN CITY, NJ | 7 | $ 4,455,000 | $ 636,000 | $ 182,000 |
| REDDING, CA | 7 | $ 1,955,000 | $ 279,000 | $ 70,000 |
| SEBRING, FL | 7 | $ 1,665,000 | $ 237,000 | $ 69,000 |
| TALLAHASSEE, FL | 7 | $ 1,815,000 | $ 259,000 | $ 115,000 |
| FAYETTEVILLE, NC | 6 | $ 1,320,000 | $ 220,000 | $ 144,000 |
| FLORENCE, SC | 6 | $ 1,120,000 | $ 186,000 | $ 86,000 |
| GRAND JUNCTION, CO | 6 | $ 2,190,000 | $ 365,000 | $ 261,000 |
| KENNEWICK-RICHLAND, WA | 6 | $ 2,860,000 | $ 476,000 | $ 164,000 |
| MOBILE, AL | 6 | $ 1,090,000 | $ 181,000 | $ 98,000 |
| SANTA MARIA-SANTA BARBARA, CA | 6 | $ 2,110,000 | $ 351,000 | $ 128,000 |
| BEND-REDMOND, OR | 5 | $ 2,505,000 | $ 501,000 | $ 255,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 2,765,000 | $ 553,000 | $ 229,000 |
| EAU CLAIRE, WI | 5 | $ 1,655,000 | $ 331,000 | $ 138,000 |
| GLENS FALLS, NY | 5 | $ 1,525,000 | $ 305,000 | $ 124,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 1,075,000 | $ 215,000 | $ 160,000 |
| KNOXVILLE, TN | 5 | $ 2,265,000 | $ 453,000 | $ 196,000 |
| MADERA, CA | 5 | $ 1,455,000 | $ 291,000 | $ 87,000 |
| MCALLEN-EDINBURG-MISSION, TX | 5 | $ 1,325,000 | $ 265,000 | $ 127,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 1,925,000 | $ 385,000 | $ 131,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 2,005,000 | $ 401,000 | $ 111,000 |
| WICHITA, KS | 5 | $ 1,715,000 | $ 343,000 | $ 127,000 |
| YUMA, AZ | 5 | $ 1,165,000 | $ 233,000 | $ 97,000 |
| ALBUQUERQUE, NM | 4 | $ 1,150,000 | $ 287,000 | $ 124,000 |
| BILLINGS, MT | 4 | $ 2,100,000 | $ 525,000 | $ 227,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 4 | $ 1,060,000 | $ 265,000 | $ 250,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 1,440,000 | $ 360,000 | $ 128,000 |
| ERIE, PA | 4 | $ 790,000 | $ 197,000 | $ 124,000 |
| FOND DU LAC, WI | 4 | $ 630,000 | $ 157,000 | $ 62,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 920,000 | $ 230,000 | $ 104,000 |
| GREEN BAY, WI | 4 | $ 1,250,000 | $ 312,000 | $ 114,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 1,040,000 | $ 260,000 | $ 113,000 |
| JACKSON, MS | 4 | $ 1,360,000 | $ 340,000 | $ 274,000 |
| KINGSTON, NY | 4 | $ 1,160,000 | $ 290,000 | $ 114,000 |
| MONROE, LA | 4 | $ 1,230,000 | $ 307,000 | $ 53,000 |
| SHREVEPORT-BOSSIER CITY, LA | 4 | $ 1,240,000 | $ 310,000 | $ 102,000 |
| SPARTANBURG, SC | 4 | $ 1,320,000 | $ 330,000 | $ 112,000 |
| SPRINGFIELD, OH | 4 | $ 620,000 | $ 155,000 | $ 50,000 |
| SYRACUSE, NY | 4 | $ 1,010,000 | $ 252,000 | $ 134,000 |
| AKRON, OH | 3 | $ 935,000 | $ 311,000 | $ 125,000 |
| ALBANY, GA | 3 | $ 495,000 | $ 165,000 | $ 77,000 |
| BELLINGHAM, WA | 3 | $ 1,335,000 | $ 445,000 | $ 128,000 |
| CEDAR RAPIDS, IA | 3 | $ 715,000 | $ 238,000 | $ 233,000 |
| CHARLOTTESVILLE, VA | 3 | $ 975,000 | $ 325,000 | $ 121,000 |
| CLARKSVILLE, TN-KY | 3 | $ 1,385,000 | $ 461,000 | $ 236,000 |
| DALTON, GA | 3 | $ 625,000 | $ 208,000 | $ 103,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 1,695,000 | $ 565,000 | $ 232,000 |
| JACKSON, TN | 3 | $ 1,445,000 | $ 481,000 | $ 136,000 |
| JOHNSTOWN, PA | 3 | $ 445,000 | $ 148,000 | $ 60,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 1,195,000 | $ 387,500 | $ 119,500 |
| LANSING-EAST LANSING, MI | 3 | $ 985,000 | $ 328,000 | $ 200,000 |
| LAS CRUCES, NM | 3 | $ 605,000 | $ 201,000 | $ 111,000 |
| LUBBOCK, TX | 3 | $ 815,000 | $ 271,000 | $ 125,000 |
| MADISON, WI | 3 | $ 1,265,000 | $ 421,000 | $ 162,000 |
| MEDFORD, OR | 3 | $ 1,195,000 | $ 398,000 | $ 187,000 |
| ODESSA, TX | 3 | $ 945,000 | $ 315,000 | $ 134,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 1,115,000 | $ 371,000 | $ 228,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 1,135,000 | $ 378,000 | $ 130,000 |
| ROCHESTER, NY | 3 | $ 415,000 | $ 138,000 | $ 173,000 |
| SALEM, OR | 3 | $ 1,325,000 | $ 441,000 | $ 114,000 |
| SAVANNAH, GA | 3 | $ 1,155,000 | $ 385,000 | $ 159,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 675,000 | $ 225,000 | $ 103,000 |
| SPRINGFIELD, MO | 3 | $ 1,275,000 | $ 425,000 | $ 145,000 |
| TOLEDO, OH | 3 | $ 775,000 | $ 258,000 | $ 106,000 |
| TULSA, OK | 3 | $ 815,000 | $ 271,000 | $ 131,000 |
| ALEXANDRIA, LA | 2 | $ 280,000 | $ 140,000 | $ 70,000 |
| ANN ARBOR, MI | 2 | $ 520,000 | $ 260,000 | $ 165,000 |
| APPLETON, WI | 2 | $ 530,000 | $ 265,000 | $ 92,000 |
| BANGOR, ME | 2 | $ 290,000 | $ 145,000 | $ 126,000 |
| BLOOMINGTON, IN | 2 | $ 760,000 | $ 380,000 | $ 117,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 340,000 | $ 170,000 | $ 50,000 |
| CANTON-MASSILLON, OH | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| CHEYENNE, WY | 2 | $ 860,000 | $ 430,000 | $ 102,000 |
| CUMBERLAND, MD-WV | 2 | $ 270,000 | $ 135,000 | $ 102,500 |
| DECATUR, AL | 2 | $ 490,000 | $ 245,000 | $ 188,000 |
| EL CENTRO, CA | 2 | $ 620,000 | $ 310,000 | $ 70,000 |
| FORT WAYNE, IN | 2 | $ 750,000 | $ 375,000 | $ 177,000 |
| HOT SPRINGS, AR | 2 | $ 670,000 | $ 335,000 | $ 241,000 |
| IDAHO FALLS, ID | 2 | $ 1,060,000 | $ 530,000 | $ 124,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 250,000 | $ 125,000 | $ 116,000 |
| LEWISTON-AUBURN, ME | 2 | $ 580,000 | $ 290,000 | $ 111,000 |
| LONGVIEW, WA | 2 | $ 710,000 | $ 355,000 | $ 127,000 |
| LYNCHBURG, VA | 2 | $ 460,000 | $ 230,000 | $ 441,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 640,000 | $ 320,000 | $ 92,000 |
| MUSKEGON, MI | 2 | $ 480,000 | $ 240,000 | $ 151,000 |
| ROANOKE, VA | 2 | $ 580,000 | $ 290,000 | $ 99,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 210,000 | $ 105,000 | $ 62,000 |
| UTICA-ROME, NY | 2 | $ 370,000 | $ 185,000 | $ 137,000 |
| VALDOSTA, GA | 2 | $ 560,000 | $ 280,000 | $ 52,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| WAUSAU, WI | 2 | $ 340,000 | $ 170,000 | $ 132,000 |
| WILMINGTON, NC | 2 | $ 500,000 | $ 250,000 | $ 82,000 |
| ABILENE, TX | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
| ALBANY, OR | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| ANCHORAGE, AK | 1 | $ 595,000 | $ 595,000 | $ 131,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| BINGHAMTON, NY | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 365,000 | $ 365,000 | $ 145,000 |
| BLOOMINGTON, IL | 1 | $ 365,000 | $ 365,000 | $ 99,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| BRUNSWICK, GA | 1 | $ 495,000 | $ 495,000 | $ 377,000 |
| BURLINGTON, NC | 1 | $ 365,000 | $ 365,000 | $ 106,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 575,000 | $ 575,000 | $ 181,000 |
| CARSON CITY, NV | 1 | $ 495,000 | $ 495,000 | $ 155,000 |
| CLEVELAND, TN | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| COEUR D'ALENE, ID | 1 | $ 615,000 | $ 615,000 | $ 115,000 |
| COLUMBIA, MO | 1 | $ 485,000 | $ 485,000 | $ 96,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 375,000 | $ 375,000 | $ 85,000 |
| DOTHAN, AL | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| EVANSVILLE, IN-KY | 1 | $ 485,000 | $ 485,000 | $ 137,000 |
| FAIRBANKS, AK | 1 | $ 355,000 | $ 355,000 | $ 116,000 |
| GOLDSBORO, NC | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| GRAND FORKS, ND-MN | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| HAMMOND, LA | 1 | $ 355,000 | $ 355,000 | $ 189,000 |
| HANFORD-CORCORAN, CA | 1 | $ 435,000 | $ 435,000 | $ 155,000 |
| HATTIESBURG, MS | 1 | $ 125,000 | $ 125,000 | $ 143,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 435,000 | $ 435,000 | $ 183,000 |
| JACKSON, MI | 1 | $ 315,000 | $ 315,000 | $ 85,000 |
| JACKSONVILLE, NC | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
| LAFAYETTE, LA | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| LAKE CHARLES, LA | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| LAREDO, TX | 1 | $ 385,000 | $ 385,000 | $ 127,000 |
| LAWTON, OK | 1 | $ 85,000 | $ 85,000 | $ 211,000 |
| LEWISTON, ID-WA | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| LINCOLN, NE | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| MORRISTOWN, TN | 1 | $ 975,000 | $ 975,000 | $ 478,000 |
| MUNCIE, IN | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| OWENSBORO, KY | 1 | $ 335,000 | $ 335,000 | $ 110,000 |
| PEORIA, IL | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| POCATELLO, ID | 1 | $ 125,000 | $ 125,000 | $ 197,000 |
| SANTA FE, NM | 1 | $ 475,000 | $ 475,000 | $ 84,000 |
| SHEBOYGAN, WI | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| ST. JOSEPH, MO-KS | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| STATE COLLEGE, PA | 1 | $ 305,000 | $ 305,000 | $ 668,000 |
| TOPEKA, KS | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| TUSCALOOSA, AL | 1 | $ 665,000 | $ 665,000 | $ 153,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 285,000 | $ 285,000 | $ 360,000 |
| WALLA WALLA, WA | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
| WENATCHEE, WA | 1 | $ 425,000 | $ 425,000 | $ 133,000 |
| WICHITA FALLS, TX | 1 | $ 355,000 | $ 355,000 | $ 89,000 |
| WILLIAMSPORT, PA | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate Affinity, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 29,184 | $11,487,670,000 | $393,000 | $72,275,000 | $149,000 | $8,860,000 |
| Cash-out Refinancing | 3,267 | $1,173,475,000 | $359,000 | $6,105,000 | $141,000 | $1,884,000 |
| Refinancing | 1,973 | $746,845,000 | $378,000 | $4,905,000 | $154,000 | $5,400,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,421 | $7,590,135,000 | $390,000 | $72,275,000 | $154,000 | $8,860,000 |
| Not Provided | 5,329 | $2,131,985,000 | $400,000 | $3,505,000 | $152,000 | $3,292,000 |
| Hispanic | 3,454 | $1,170,570,000 | $338,000 | $2,765,000 | $120,000 | $7,594,000 |
| Black or African American | 3,219 | $970,175,000 | $301,000 | $2,395,000 | $106,000 | $2,444,000 |
| Asian | 1,807 | $954,715,000 | $528,000 | $3,785,000 | $187,000 | $2,256,000 |
| American Indian or Alaskan Native | 252 | $80,310,000 | $318,000 | $1,405,000 | $136,000 | $6,392,000 |
| Not applicable | 19 | $6,995,000 | $368,000 | $765,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 17 | $8,025,000 | $472,000 | $2,005,000 | $115,000 | $363,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,614 | $11,026,530,000 | $399,000 | $72,275,000 | $160,000 | $8,860,000 |
| FHA-insured (Federal Housing Administration) | 4,185 | $1,224,865,000 | $292,000 | $1,325,000 | $88,000 | $528,000 |
| VA-guaranteed (Veterans Administration) | 2,527 | $1,136,165,000 | $449,000 | $65,955,000 | $122,000 | $1,147,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 98 | $20,430,000 | $208,000 | $365,000 | $65,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 22,020 | $8,399,730,000 | $381,000 | $4,415,000 | $146,000 | $7,146,000 |
| Application Withdrawn By Applicant | 9,355 | $3,912,125,000 | $418,000 | $72,275,000 | $162,000 | $8,860,000 |
| Application Denied By Financial Institution | 1,894 | $625,040,000 | $330,000 | $2,935,000 | $108,000 | $6,392,000 |
| File Closed For Incompleteness | 882 | $372,780,000 | $422,000 | $4,485,000 | $165,000 | $1,850,000 |
| Application Approved But Not Accepted | 195 | $63,645,000 | $326,000 | $1,445,000 | $132,000 | $739,000 |
| Preapproval Denied by Financial Institution | 40 | $18,250,000 | $456,000 | $2,125,000 | $97,000 | $357,000 |
| Loan Purchased By The Institution | 19 | $6,995,000 | $368,000 | $765,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 19 | $9,425,000 | $496,000 | $1,075,000 | $140,000 | $360,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 32,490 | $12,764,700,000 | $392,000 | $72,275,000 | $151,000 | $8,860,000 |
| Debt-To-Income Ratio | 822 | $290,210,000 | $353,000 | $2,105,000 | $80,000 | $1,617,000 |
| Credit History | 369 | $111,365,000 | $301,000 | $2,275,000 | $128,000 | $6,392,000 |
| Collateral | 240 | $75,870,000 | $316,000 | $2,935,000 | $160,000 | $1,513,000 |
| Other | 141 | $48,585,000 | $344,000 | $2,005,000 | $136,000 | $676,000 |
| Unverifiable Information | 128 | $43,330,000 | $338,000 | $1,425,000 | $107,000 | $656,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 116 | $36,970,000 | $318,000 | $2,125,000 | $105,000 | $643,000 |
| Employment History | 110 | $33,420,000 | $303,000 | $1,005,000 | $95,000 | $1,241,000 |
| Credit Application Incomplete | 8 | $3,540,000 | $442,000 | $1,205,000 | $184,000 | $575,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate Affinity, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate Affinity, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.