Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2012

In 2012, Guaranteed Rate, Inc. of Chicago, IL reported 60,368 mortgage applications totaling $16.4 billion, up 160% from 2011. The average application was for $272,248, and applicants reported an average income of $140,237. 85% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (21,152), Cambridge-Newton-Framingham, MA (3,515) and Boston-Quincy, MA (2,890) (applications in parentheses).

Mortgage Company & Address Guaranteed Rate, Inc.
3940 North Ravenswood Ave
Chicago, IL 60613
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 60,368
Total Mortgage Loan Application Amount $16,435,084,000
Average Mortgage Loan Application Amount $272,248
Highest Mortgage Loan Application Amount $2,943,000
Average Applicant Income $140,237
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranteed Rate, Inc. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 14,935 $ 4,266,887,000 $ 285,697 $ 156,000
Middlesex, Massachusetts 3,515 $ 1,147,934,000 $ 326,581 $ 142,000
DuPage, Illinois 2,987 $ 836,739,000 $ 280,126 $ 146,000
Lake, Illinois 1,976 $ 584,981,000 $ 296,043 $ 174,000
Will, Illinois 1,436 $ 314,777,000 $ 219,204 $ 116,000
Suffolk, Massachusetts 1,265 $ 391,617,000 $ 309,578 $ 136,000
Norfolk, Massachusetts 1,231 $ 395,163,000 $ 321,009 $ 152,000
Maricopa, Arizona 1,181 $ 269,382,000 $ 228,096 $ 132,000
Kane, Illinois 1,076 $ 239,095,000 $ 222,207 $ 118,000
Essex, Massachusetts 1,024 $ 296,374,000 $ 289,427 $ 127,000
San Diego, California 850 $ 291,237,000 $ 342,631 $ 140,000
Los Angeles, California 759 $ 265,739,000 $ 350,117 $ 150,000
Worcester, Massachusetts 750 $ 206,256,000 $ 275,008 $ 122,000
Broward, Florida 658 $ 139,847,000 $ 212,533 $ 116,000
Palm Beach, Florida 541 $ 125,458,000 $ 231,900 $ 149,000
Wake, North Carolina 518 $ 121,895,000 $ 235,318 $ 118,000
Denver, Colorado 504 $ 142,373,000 $ 282,486 $ 130,000
Clark, Nevada 483 $ 79,111,000 $ 163,790 $ 103,000
McHenry, Illinois 459 $ 91,771,000 $ 199,936 $ 120,000
Lake, Indiana 430 $ 80,309,000 $ 186,765 $ 91,000
Ocean, New Jersey 426 $ 120,734,000 $ 283,413 $ 162,000
Waukesha, Wisconsin 413 $ 95,469,000 $ 231,159 $ 126,000
Bristol, Massachusetts 396 $ 99,707,000 $ 251,785 $ 106,000
Plymouth, Massachusetts 394 $ 114,599,000 $ 290,860 $ 143,000
Salt Lake, Utah 355 $ 67,288,000 $ 189,543 $ 76,000
Monmouth, New Jersey 354 $ 111,751,000 $ 315,680 $ 161,000
Chester, Pennsylvania 348 $ 84,037,000 $ 241,485 $ 122,000
Hennepin, Minnesota 340 $ 78,491,000 $ 230,855 $ 121,000
Santa Clara, California 337 $ 134,080,000 $ 397,863 $ 135,000
Barnstable, Massachusetts 331 $ 92,414,000 $ 279,196 $ 184,000
Fairfield, Connecticut 328 $ 128,471,000 $ 391,679 $ 171,000
Hillsborough, New Hampshire 327 $ 81,295,000 $ 248,608 $ 120,000
Jefferson, Colorado 319 $ 82,916,000 $ 259,924 $ 117,000
Luzerne, Pennsylvania 315 $ 43,832,000 $ 139,149 $ 74,000
Hudson, New Jersey 311 $ 111,316,000 $ 357,929 $ 184,000
New York, New York 291 $ 135,749,000 $ 466,491 $ 267,000
Delaware, Pennsylvania 290 $ 57,984,000 $ 199,944 $ 105,000
Santa Cruz, California 289 $ 109,964,000 $ 380,498 $ 125,000
Durham, North Carolina 287 $ 58,174,000 $ 202,696 $ 104,000
Philadelphia, Pennsylvania 276 $ 57,567,000 $ 208,576 $ 94,000
Montgomery, Pennsylvania 254 $ 65,180,000 $ 256,614 $ 130,000
Middlesex, New Jersey 244 $ 71,429,000 $ 292,741 $ 132,000
Arapahoe, Colorado 237 $ 59,470,000 $ 250,928 $ 126,000
Orange, North Carolina 228 $ 63,466,000 $ 278,359 $ 148,000
Clark, Washington 225 $ 47,574,000 $ 211,440 $ 121,000
Douglas, Colorado 219 $ 60,181,000 $ 274,799 $ 120,000
Cape May, New Jersey 216 $ 67,082,000 $ 310,564 $ 188,000
Mecklenburg, North Carolina 212 $ 48,712,000 $ 229,773 $ 122,000
Orange, California 209 $ 83,319,000 $ 398,655 $ 173,000
Bucks, Pennsylvania 209 $ 54,219,000 $ 259,421 $ 139,000
Riverside, California 207 $ 46,670,000 $ 225,458 $ 99,000
New Haven, Connecticut 200 $ 52,604,000 $ 263,020 $ 148,000
King, Washington 200 $ 63,102,000 $ 315,510 $ 142,000
Kendall, Illinois 198 $ 37,719,000 $ 190,500 $ 109,000
Providence, Rhode Island 196 $ 41,555,000 $ 212,015 $ 101,000
Burlington, New Jersey 194 $ 46,022,000 $ 237,226 $ 120,000
Milwaukee, Wisconsin 193 $ 37,064,000 $ 192,041 $ 120,000
Camden, New Jersey 191 $ 38,831,000 $ 203,303 $ 107,000
New Hanover, North Carolina 191 $ 36,714,000 $ 192,219 $ 106,000
Rockingham, New Hampshire 179 $ 45,070,000 $ 251,787 $ 117,000
Kings, New York 173 $ 82,121,000 $ 474,687 $ 190,000
Morris, New Jersey 172 $ 59,224,000 $ 344,325 $ 158,000
Porter, Indiana 171 $ 30,852,000 $ 180,421 $ 87,000
Gloucester, New Jersey 155 $ 31,223,000 $ 201,438 $ 106,000
Atlantic, New Jersey 151 $ 31,303,000 $ 207,304 $ 129,000
St. Clair, Illinois 146 $ 23,008,000 $ 157,589 $ 83,000
Pike, Pennsylvania 144 $ 21,947,000 $ 152,409 $ 87,000
Somerset, New Jersey 143 $ 47,041,000 $ 328,958 $ 161,000
Nassau, New York 143 $ 57,991,000 $ 405,531 $ 178,000
Kent, Rhode Island 143 $ 30,397,000 $ 212,566 $ 88,000
Bergen, New Jersey 142 $ 52,344,000 $ 368,619 $ 169,000
Hartford, Connecticut 140 $ 34,463,000 $ 246,164 $ 123,000
San Bernardino, California 139 $ 33,469,000 $ 240,784 $ 97,000
Windsor, Vermont 139 $ 32,933,000 $ 236,928 $ 155,000
Essex, New Jersey 138 $ 48,930,000 $ 354,565 $ 182,000
Boulder, Colorado 132 $ 36,984,000 $ 280,181 $ 133,000
San Mateo, California 129 $ 63,151,000 $ 489,542 $ 181,000
Utah, Utah 129 $ 26,704,000 $ 207,007 $ 73,000
Ramsey, Minnesota 125 $ 23,948,000 $ 191,584 $ 91,000
Anoka, Minnesota 123 $ 24,706,000 $ 200,861 $ 88,000
Alameda, California 122 $ 49,503,000 $ 405,762 $ 165,000
Davis, Utah 121 $ 27,595,000 $ 228,057 $ 85,000
St. Louis, Missouri 120 $ 24,634,000 $ 205,283 $ 112,000
Contra Costa, California 115 $ 45,174,000 $ 392,817 $ 182,000
Westchester, New York 114 $ 43,906,000 $ 385,140 $ 249,000
Litchfield, Connecticut 112 $ 29,200,000 $ 260,714 $ 146,000
Johnson, Kansas 111 $ 27,936,000 $ 251,675 $ 141,000
Fairfax, Virginia 111 $ 39,842,000 $ 358,936 $ 158,000
Suffolk, New York 110 $ 46,149,000 $ 419,536 $ 289,000
Washington, Minnesota 103 $ 24,697,000 $ 239,776 $ 110,000
New Castle, Delaware 97 $ 31,593,000 $ 325,701 $ 148,000
Ventura, California 94 $ 33,188,000 $ 353,063 $ 141,000
Miami-Dade, Florida 94 $ 26,766,000 $ 284,744 $ 184,000
Jackson, Missouri 91 $ 18,900,000 $ 207,692 $ 133,000
Harris, Texas 90 $ 23,987,000 $ 266,522 $ 165,000
Monroe, Illinois 88 $ 15,310,000 $ 173,977 $ 86,000
Lee, Florida 87 $ 15,618,000 $ 179,517 $ 114,000
Washington, Rhode Island 83 $ 21,685,000 $ 261,265 $ 179,000
Mercer, New Jersey 82 $ 23,543,000 $ 287,109 $ 146,000
Sonoma, California 80 $ 24,767,000 $ 309,587 $ 123,000
Adams, Colorado 79 $ 17,138,000 $ 216,936 $ 101,000
Forsyth, North Carolina 79 $ 11,421,000 $ 144,569 $ 60,000
Kenosha, Wisconsin 79 $ 15,454,000 $ 195,620 $ 132,000
Union, New Jersey 77 $ 26,143,000 $ 339,519 $ 155,000
Guilford, North Carolina 75 $ 13,803,000 $ 184,040 $ 91,000
Newport, Rhode Island 74 $ 19,010,000 $ 256,891 $ 108,000
Racine, Wisconsin 71 $ 13,435,000 $ 189,225 $ 115,000
Dakota, Minnesota 69 $ 13,519,000 $ 195,927 $ 97,000
Baltimore, Maryland 67 $ 18,212,000 $ 271,820 $ 127,000
Berrien, Michigan 66 $ 16,966,000 $ 257,060 $ 331,000
Hunterdon, New Jersey 66 $ 19,820,000 $ 300,303 $ 174,000
Henderson, North Carolina 66 $ 11,058,000 $ 167,545 $ 74,000
Placer, California 64 $ 17,941,000 $ 280,328 $ 124,000
Wright, Minnesota 63 $ 11,261,000 $ 178,746 $ 74,000
Dane, Wisconsin 63 $ 14,546,000 $ 230,888 $ 114,000
Dallas, Texas 62 $ 13,489,000 $ 217,564 $ 138,000
Yuma, Arizona 61 $ 9,986,000 $ 163,704 $ 77,000
Chisago, Minnesota 61 $ 10,144,000 $ 166,295 $ 79,000
Sherburne, Minnesota 61 $ 9,291,000 $ 152,311 $ 65,000
Brunswick, North Carolina 60 $ 14,204,000 $ 236,733 $ 119,000
Marin, California 58 $ 29,843,000 $ 514,534 $ 188,000
District of Columbia, District Of Columbia 58 $ 24,129,000 $ 416,017 $ 225,000
Queens, New York 58 $ 23,387,000 $ 403,224 $ 150,000
Chatham, North Carolina 55 $ 13,536,000 $ 246,109 $ 123,000
San Francisco, California 54 $ 27,391,000 $ 507,240 $ 230,000
Oakland, Michigan 54 $ 13,265,000 $ 245,648 $ 175,000
LaPorte, Indiana 50 $ 11,640,000 $ 232,800 $ 209,000
Passaic, New Jersey 50 $ 13,862,000 $ 277,240 $ 128,000
Walworth, Wisconsin 50 $ 14,076,000 $ 281,520 $ 289,000
Eagle, Colorado 49 $ 14,649,000 $ 298,959 $ 167,000
Pierce, Washington 49 $ 11,342,000 $ 231,469 $ 170,000
Kent, Michigan 47 $ 8,086,000 $ 172,042 $ 95,000
Scott, Minnesota 47 $ 10,142,000 $ 215,787 $ 93,000
Elkhart, Indiana 45 $ 5,133,000 $ 114,066 $ 49,000
Iredell, North Carolina 45 $ 12,126,000 $ 269,466 $ 109,000
Union, North Carolina 45 $ 10,407,000 $ 231,266 $ 105,000
Washington, Wisconsin 45 $ 9,696,000 $ 215,466 $ 102,000
Collier, Florida 44 $ 10,438,000 $ 237,227 $ 171,000
Montgomery, Maryland 44 $ 14,791,000 $ 336,159 $ 245,000
Lehigh, Pennsylvania 44 $ 9,504,000 $ 216,000 $ 108,000
Windham, Vermont 43 $ 8,740,000 $ 203,255 $ 187,000
Snohomish, Washington 43 $ 11,322,000 $ 263,302 $ 109,000
Berks, Pennsylvania 42 $ 7,299,000 $ 173,785 $ 80,000
Travis, Texas 42 $ 12,690,000 $ 302,142 $ 173,000
Nevada, California 41 $ 11,851,000 $ 289,048 $ 128,000
Collin, Texas 41 $ 9,847,000 $ 240,170 $ 146,000
Pima, Arizona 40 $ 8,830,000 $ 220,750 $ 119,000
Cabarrus, North Carolina 40 $ 7,311,000 $ 182,775 $ 85,000
White Pine, Nevada 39 $ 5,283,000 $ 135,461 $ 62,000
Pender, North Carolina 39 $ 7,195,000 $ 184,487 $ 90,000
Baltimore City, Maryland 38 $ 9,928,000 $ 261,263 $ 154,000
Monroe, Pennsylvania 38 $ 5,703,000 $ 150,078 $ 86,000
Sacramento, California 37 $ 9,466,000 $ 255,837 $ 130,000
Multnomah, Oregon 37 $ 8,699,000 $ 235,108 $ 95,000
Northampton, Pennsylvania 37 $ 6,479,000 $ 175,108 $ 104,000
Tarrant, Texas 37 $ 10,842,000 $ 293,027 $ 193,000
La Crosse, Wisconsin 36 $ 5,394,000 $ 149,833 $ 64,000
Middlesex, Connecticut 35 $ 7,945,000 $ 227,000 $ 115,000
Kent, Delaware 35 $ 6,497,000 $ 185,628 $ 64,000
Madison, Illinois 35 $ 6,477,000 $ 185,057 $ 95,000
Pinellas, Florida 34 $ 8,373,000 $ 246,264 $ 187,000
Grundy, Illinois 34 $ 6,034,000 $ 177,470 $ 77,000
Johnston, North Carolina 34 $ 5,973,000 $ 175,676 $ 81,000
Custer, Oklahoma 34 $ 6,372,000 $ 187,411 $ 100,000
Mille Lacs, Minnesota 33 $ 4,188,000 $ 126,909 $ 64,000
Warren, New Jersey 32 $ 6,553,000 $ 204,781 $ 93,000
Lancaster, Pennsylvania 32 $ 6,527,000 $ 203,968 $ 80,000
Bristol, Rhode Island 32 $ 8,771,000 $ 274,093 $ 132,000
Carver, Minnesota 31 $ 7,134,000 $ 230,129 $ 106,000
Denton, Texas 31 $ 8,001,000 $ 258,096 $ 151,000
Weber, Utah 31 $ 4,846,000 $ 156,322 $ 90,000
Washington, Vermont 31 $ 5,032,000 $ 162,322 $ 73,000
Fulton, Georgia 30 $ 8,615,000 $ 287,166 $ 167,000
St. Joseph, Indiana 29 $ 4,151,000 $ 143,137 $ 193,000
Hampden, Massachusetts 29 $ 6,208,000 $ 214,068 $ 120,000
Broomfield, Colorado 28 $ 7,786,000 $ 278,071 $ 123,000
Orange, Florida 28 $ 7,060,000 $ 252,142 $ 122,000
Loudoun, Virginia 28 $ 10,578,000 $ 377,785 $ 155,000
Larimer, Colorado 27 $ 5,862,000 $ 217,111 $ 118,000
Sussex, Delaware 27 $ 7,172,000 $ 265,629 $ 171,000
DeKalb, Illinois 27 $ 4,538,000 $ 168,074 $ 92,000
Orleans, Louisiana 27 $ 6,192,000 $ 229,333 $ 152,000
Deschutes, Oregon 27 $ 6,702,000 $ 248,222 $ 81,000
Ozaukee, Wisconsin 27 $ 9,328,000 $ 345,481 $ 163,000
Pinal, Arizona 26 $ 4,037,000 $ 155,269 $ 96,000
Winnebago, Illinois 26 $ 4,755,000 $ 182,884 $ 157,000
Johnson, Indiana 26 $ 4,845,000 $ 186,346 $ 99,000
St. Charles, Missouri 26 $ 4,914,000 $ 189,000 $ 114,000
Allegheny, Pennsylvania 26 $ 6,040,000 $ 232,307 $ 135,000
Montgomery, Texas 26 $ 7,519,000 $ 289,192 $ 292,000
Tolland, Connecticut 25 $ 5,691,000 $ 227,640 $ 112,000
McLean, Illinois 25 $ 5,637,000 $ 225,480 $ 169,000
Hamilton, Indiana 25 $ 7,458,000 $ 298,320 $ 168,000
Sussex, New Jersey 25 $ 5,622,000 $ 224,880 $ 100,000
Prince William, Virginia 25 $ 8,033,000 $ 321,320 $ 129,000
Cumberland, Maine 24 $ 5,349,000 $ 222,875 $ 135,000
Elko, Nevada 24 $ 5,687,000 $ 236,958 $ 71,000
Bernalillo, New Mexico 24 $ 4,920,000 $ 205,000 $ 106,000
Fort Bend, Texas 24 $ 6,113,000 $ 254,708 $ 157,000
Arlington, Virginia 24 $ 9,561,000 $ 398,375 $ 169,000
El Dorado, California 23 $ 5,268,000 $ 229,043 $ 111,000
Napa, California 23 $ 8,742,000 $ 380,086 $ 176,000
Solano, California 23 $ 4,981,000 $ 216,565 $ 104,000
Cobb, Georgia 23 $ 4,996,000 $ 217,217 $ 118,000
Carroll, New Hampshire 23 $ 5,374,000 $ 233,652 $ 190,000
Onslow, North Carolina 23 $ 4,687,000 $ 203,782 $ 101,000
Summit, Colorado 22 $ 7,038,000 $ 319,909 $ 224,000
Randolph, Illinois 22 $ 2,528,000 $ 114,909 $ 52,000
Marion, Indiana 22 $ 5,537,000 $ 251,681 $ 546,000
Nantucket, Massachusetts 22 $ 10,306,000 $ 468,454 $ 189,000
Murray, Minnesota 22 $ 2,792,000 $ 126,909 $ 74,000
Rockland, New York 22 $ 6,001,000 $ 272,772 $ 135,000
Alamance, North Carolina 22 $ 3,983,000 $ 181,045 $ 98,000
Moore, North Carolina 22 $ 6,061,000 $ 275,500 $ 129,000
Davidson, Tennessee 22 $ 3,955,000 $ 179,772 $ 96,000
Brazoria, Texas 22 $ 4,665,000 $ 212,045 $ 141,000
Jefferson, Wisconsin 22 $ 4,319,000 $ 196,318 $ 123,000
Kankakee, Illinois 21 $ 3,145,000 $ 149,761 $ 85,000
York, Maine 21 $ 4,679,000 $ 222,809 $ 166,000
Anne Arundel, Maryland 21 $ 7,502,000 $ 357,238 $ 168,000
Ottawa, Michigan 21 $ 4,184,000 $ 199,238 $ 96,000
Merrimack, New Hampshire 21 $ 4,470,000 $ 212,857 $ 211,000
Richmond, New York 21 $ 6,900,000 $ 328,571 $ 146,000
Pitt, North Carolina 21 $ 3,495,000 $ 166,428 $ 94,000
Washington, Oregon 21 $ 5,078,000 $ 241,809 $ 86,000
Monterey, California 20 $ 5,585,000 $ 279,250 $ 107,000
El Paso, Colorado 20 $ 4,446,000 $ 222,300 $ 124,000
Hillsborough, Florida 20 $ 5,000,000 $ 250,000 $ 147,000
Bexar, Texas 20 $ 4,761,000 $ 238,050 $ 136,000
Teton, Wyoming 20 $ 7,657,000 $ 382,850 $ 183,000
Wayne, Michigan 19 $ 4,919,000 $ 258,894 $ 144,000
Isanti, Minnesota 19 $ 2,278,000 $ 119,894 $ 51,000
Buncombe, North Carolina 19 $ 4,470,000 $ 235,263 $ 85,000
Davidson, North Carolina 19 $ 3,750,000 $ 197,368 $ 91,000
Lebanon, Pennsylvania 19 $ 2,576,000 $ 135,578 $ 88,000
Gwinnett, Georgia 18 $ 2,418,000 $ 134,333 $ 87,000
Champaign, Illinois 18 $ 3,878,000 $ 215,444 $ 180,000
Lackawanna, Pennsylvania 18 $ 3,331,000 $ 185,055 $ 105,000
New London, Connecticut 17 $ 4,735,000 $ 278,529 $ 188,000
Macomb, Michigan 17 $ 2,129,000 $ 125,235 $ 88,000
Belknap, New Hampshire 17 $ 3,941,000 $ 231,823 $ 142,000
Strafford, New Hampshire 17 $ 3,549,000 $ 208,764 $ 107,000
Stokes, North Carolina 17 $ 2,238,000 $ 131,647 $ 57,000
Williamson, Texas 17 $ 3,541,000 $ 208,294 $ 144,000
Vilas, Wisconsin 17 $ 4,107,000 $ 241,588 $ 187,000
Yavapai, Arizona 16 $ 3,331,000 $ 208,187 $ 139,000
San Joaquin, California 16 $ 3,029,000 $ 189,312 $ 91,000
Grand, Colorado 16 $ 3,974,000 $ 248,375 $ 172,000
Duval, Florida 16 $ 3,121,000 $ 195,062 $ 111,000
DeKalb, Georgia 16 $ 3,837,000 $ 239,812 $ 119,000
Prince George's, Maryland 16 $ 4,418,000 $ 276,125 $ 113,000
Grafton, New Hampshire 16 $ 3,129,000 $ 195,562 $ 120,000
Putnam, New York 16 $ 3,756,000 $ 234,750 $ 137,000
Alexandria, Virginia 16 $ 4,828,000 $ 301,750 $ 197,000
San Luis Obispo, California 15 $ 4,756,000 $ 317,066 $ 155,000
Weld, Colorado 15 $ 3,378,000 $ 225,200 $ 111,000
Bartholomew, Indiana 15 $ 3,356,000 $ 223,733 $ 116,000
Howard, Maryland 15 $ 4,249,000 $ 283,266 $ 159,000
Galveston, Texas 15 $ 2,809,000 $ 187,266 $ 172,000
Yakima, Washington 15 $ 3,198,000 $ 213,200 $ 114,000
Coconino, Arizona 14 $ 3,470,000 $ 247,857 $ 142,000
Fresno, California 14 $ 2,543,000 $ 181,642 $ 119,000
Sarasota, Florida 14 $ 3,061,000 $ 218,642 $ 246,000
LaSalle, Illinois 14 $ 2,476,000 $ 176,857 $ 85,000
Jefferson, Kentucky 14 $ 3,961,000 $ 282,928 $ 205,000
Dukes, Massachusetts 14 $ 5,467,000 $ 390,500 $ 316,000
Allegan, Michigan 14 $ 3,263,000 $ 233,071 $ 226,000
Dare, North Carolina 14 $ 4,096,000 $ 292,571 $ 164,000
Montgomery, Tennessee 14 $ 1,919,000 $ 137,071 $ 64,000
Bennington, Vermont 14 $ 3,217,000 $ 229,785 $ 296,000
Spokane, Washington 14 $ 2,765,000 $ 197,500 $ 101,000
Dodge, Wisconsin 14 $ 2,721,000 $ 194,357 $ 120,000
Seminole, Florida 13 $ 3,372,000 $ 259,384 $ 126,000
St. Johns, Florida 13 $ 3,778,000 $ 290,615 $ 168,000
St. Lucie, Florida 13 $ 2,360,000 $ 181,538 $ 153,000
Boone, Illinois 13 $ 1,783,000 $ 137,153 $ 119,000
Peoria, Illinois 13 $ 2,510,000 $ 193,076 $ 122,000
Hampshire, Massachusetts 13 $ 2,556,000 $ 196,615 $ 152,000
Stearns, Minnesota 13 $ 2,154,000 $ 165,692 $ 98,000
Lincoln, North Carolina 13 $ 3,187,000 $ 245,153 $ 139,000
Rowan, North Carolina 13 $ 2,150,000 $ 165,384 $ 76,000
Franklin, Ohio 13 $ 3,409,000 $ 262,230 $ 124,000
Clackamas, Oregon 13 $ 3,390,000 $ 260,769 $ 127,000
Tooele, Utah 13 $ 2,046,000 $ 157,384 $ 64,000
Whatcom, Washington 13 $ 3,695,000 $ 284,230 $ 111,000
Santa Barbara, California 12 $ 6,036,000 $ 503,000 $ 229,000
Manatee, Florida 12 $ 2,925,000 $ 243,750 $ 249,000
Jasper, Indiana 12 $ 1,731,000 $ 144,250 $ 71,000
Van Buren, Michigan 12 $ 2,641,000 $ 220,083 $ 203,000
Crow Wing, Minnesota 12 $ 2,520,000 $ 210,000 $ 159,000
Gaston, North Carolina 12 $ 2,167,000 $ 180,583 $ 96,000
Cuyahoga, Ohio 12 $ 3,316,000 $ 276,333 $ 181,000
Beaufort, South Carolina 12 $ 3,570,000 $ 297,500 $ 162,000
Charleston, South Carolina 12 $ 3,703,000 $ 308,583 $ 173,000
Shelby, Tennessee 12 $ 2,500,000 $ 208,333 $ 293,000
Summit, Utah 12 $ 3,675,000 $ 306,250 $ 153,000
Orange, Vermont 12 $ 2,451,000 $ 204,250 $ 83,000
Chesterfield, Virginia 12 $ 2,606,000 $ 217,166 $ 121,000
Kitsap, Washington 12 $ 2,955,000 $ 246,250 $ 117,000
Kern, California 11 $ 2,214,000 $ 201,272 $ 131,000
Martin, Florida 11 $ 3,024,000 $ 274,909 $ 112,000
Forsyth, Georgia 11 $ 2,677,000 $ 243,363 $ 168,000
Jo Daviess, Illinois 11 $ 2,185,000 $ 198,636 $ 180,000
Worcester, Maryland 11 $ 2,612,000 $ 237,454 $ 151,000
Muskegon, Michigan 11 $ 2,462,000 $ 223,818 $ 106,000
Washtenaw, Michigan 11 $ 2,980,000 $ 270,909 $ 199,000
Salem, New Jersey 11 $ 2,186,000 $ 198,727 $ 83,000
Bronx, New York 11 $ 3,565,000 $ 324,090 $ 104,000
Dutchess, New York 11 $ 3,672,000 $ 333,818 $ 146,000
Cumberland, North Carolina 11 $ 2,014,000 $ 183,090 $ 94,000
Stephens, Oklahoma 11 $ 1,828,000 $ 166,181 $ 120,000
Wayne, Pennsylvania 11 $ 1,814,000 $ 164,909 $ 145,000
Williamson, Tennessee 11 $ 3,731,000 $ 339,181 $ 143,000
Richmond City, Virginia 11 $ 3,070,000 $ 279,090 $ 139,000
Elbert, Colorado 10 $ 3,069,000 $ 306,900 $ 96,000
Pasco, Florida 10 $ 1,479,000 $ 147,900 $ 95,000
Teton, Idaho 10 $ 2,339,000 $ 233,900 $ 198,000
Boone, Indiana 10 $ 2,776,000 $ 277,600 $ 138,000
Oxford, Maine 10 $ 1,837,000 $ 183,700 $ 178,000
St. Joseph, Michigan 10 $ 2,865,000 $ 286,500 $ 231,000
Carteret, North Carolina 10 $ 2,116,000 $ 211,600 $ 226,000
Rutland, Vermont 10 $ 2,049,000 $ 204,900 $ 150,000
Thurston, Washington 10 $ 2,565,000 $ 256,500 $ 103,000
Door, Wisconsin 10 $ 3,063,000 $ 306,300 $ 275,000
St. Croix, Wisconsin 10 $ 1,707,000 $ 170,700 $ 82,000
Mohave, Arizona 9 $ 1,190,000 $ 132,222 $ 110,000
Pitkin, Colorado 9 $ 3,571,000 $ 396,777 $ 262,000
Windham, Connecticut 9 $ 1,629,000 $ 181,000 $ 94,000
Charlotte, Florida 9 $ 1,344,000 $ 149,333 $ 107,000
Sumter, Florida 9 $ 1,330,000 $ 147,777 $ 80,000
Volusia, Florida 9 $ 1,550,000 $ 172,222 $ 118,000
Clay, Missouri 9 $ 1,820,000 $ 202,222 $ 82,000
St. Louis City, Missouri 9 $ 1,458,000 $ 162,000 $ 74,000
Cumberland, New Jersey 9 $ 1,243,000 $ 138,111 $ 76,000
Orange, New York 9 $ 2,082,000 $ 231,333 $ 107,000
Franklin, North Carolina 9 $ 1,635,000 $ 181,666 $ 68,000
Summit, Ohio 9 $ 2,571,000 $ 285,666 $ 192,000
Beckham, Oklahoma 9 $ 1,302,000 $ 144,666 $ 116,000
Oklahoma, Oklahoma 9 $ 1,901,000 $ 211,222 $ 102,000
Woods, Oklahoma 9 $ 1,022,000 $ 113,555 $ 73,000
El Paso, Texas 9 $ 1,300,000 $ 144,444 $ 112,000
Jefferson, Texas 9 $ 1,428,000 $ 158,666 $ 89,000
Washington, Utah 9 $ 1,448,000 $ 160,888 $ 68,000
Virginia Beach, Virginia 9 $ 2,188,000 $ 243,111 $ 132,000
Clear Creek, Colorado 8 $ 2,385,000 $ 298,125 $ 150,000
Park, Colorado 8 $ 1,774,000 $ 221,750 $ 116,000
Brevard, Florida 8 $ 1,868,000 $ 233,500 $ 148,000
Lake, Florida 8 $ 1,485,000 $ 185,625 $ 138,000
Carroll, Illinois 8 $ 1,957,000 $ 244,625 $ 183,000
Cass, Michigan 8 $ 2,046,000 $ 255,750 $ 196,000
Benton, Minnesota 8 $ 1,325,000 $ 165,625 $ 62,000
Pine, Minnesota 8 $ 804,000 $ 100,500 $ 37,000
Douglas, Nebraska 8 $ 1,351,000 $ 168,875 $ 127,000
Erie, New York 8 $ 979,000 $ 122,375 $ 75,000
Ulster, New York 8 $ 2,331,000 $ 291,375 $ 145,000
Transylvania, North Carolina 8 $ 1,765,000 $ 220,625 $ 117,000
Grady, Oklahoma 8 $ 1,269,000 $ 158,625 $ 89,000
Henrico, Virginia 8 $ 2,152,000 $ 269,000 $ 135,000
York, Virginia 8 $ 1,577,000 $ 197,125 $ 127,000
Oneida, Wisconsin 8 $ 1,904,000 $ 238,000 $ 452,000
Chaffee, Colorado 7 $ 1,558,000 $ 222,571 $ 88,000
Okaloosa, Florida 7 $ 1,828,000 $ 261,142 $ 211,000
Walton, Florida 7 $ 2,077,000 $ 296,714 $ 200,000
Jackson, Illinois 7 $ 1,094,000 $ 156,285 $ 106,000
Tippecanoe, Indiana 7 $ 1,395,000 $ 199,285 $ 128,000
Polk, Iowa 7 $ 1,099,000 $ 157,000 $ 82,000
Columbia, New York 7 $ 1,871,000 $ 267,285 $ 279,000
Catawba, North Carolina 7 $ 839,000 $ 119,857 $ 47,000
Granville, North Carolina 7 $ 1,559,000 $ 222,714 $ 89,000
Delaware, Ohio 7 $ 1,713,000 $ 244,714 $ 151,000
Carbon, Pennsylvania 7 $ 1,203,000 $ 171,857 $ 181,000
Wyoming, Pennsylvania 7 $ 869,000 $ 124,142 $ 48,000
Chittenden, Vermont 7 $ 1,465,000 $ 209,285 $ 223,000
Chesapeake, Virginia 7 $ 1,555,000 $ 222,142 $ 94,000
Cowlitz, Washington 7 $ 1,248,000 $ 178,285 $ 125,000
Lake, California 6 $ 1,328,000 $ 221,333 $ 122,000
Yolo, California 6 $ 1,802,000 $ 300,333 $ 94,000
La Plata, Colorado 6 $ 1,865,000 $ 310,833 $ 284,000
Henry, Georgia 6 $ 936,000 $ 156,000 $ 82,000
Henry, Illinois 6 $ 1,140,000 $ 190,000 $ 97,000
Ogle, Illinois 6 $ 963,000 $ 160,500 $ 73,000
Sangamon, Illinois 6 $ 1,123,000 $ 187,166 $ 101,000
Allen, Indiana 6 $ 1,493,000 $ 248,833 $ 114,000
Brown, Indiana 6 $ 1,023,000 $ 170,500 $ 46,000
Frederick, Maryland 6 $ 1,404,000 $ 234,000 $ 96,000
Berkshire, Massachusetts 6 $ 1,534,000 $ 255,666 $ 279,000
Jefferson, Missouri 6 $ 1,008,000 $ 168,000 $ 74,000
Washoe, Nevada 6 $ 1,872,000 $ 312,000 $ 124,000
Sandoval, New Mexico 6 $ 1,154,000 $ 192,333 $ 77,000
Santa Fe, New Mexico 6 $ 1,350,000 $ 225,000 $ 205,000
Saratoga, New York 6 $ 1,476,000 $ 246,000 $ 187,000
Craven, North Carolina 6 $ 1,386,000 $ 231,000 $ 78,000
Haywood, North Carolina 6 $ 990,000 $ 165,000 $ 123,000
Polk, North Carolina 6 $ 941,000 $ 156,833 $ 69,000
Randolph, North Carolina 6 $ 802,000 $ 133,666 $ 73,000
Watauga, North Carolina 6 $ 3,538,000 $ 589,666 $ 849,000
Hamilton, Ohio 6 $ 1,391,000 $ 231,833 $ 115,000
Lane, Oregon 6 $ 1,905,000 $ 317,500 $ 151,000
Butler, Pennsylvania 6 $ 1,635,000 $ 272,500 $ 176,000
Columbia, Pennsylvania 6 $ 883,000 $ 147,166 $ 70,000
Washington, Pennsylvania 6 $ 1,526,000 $ 254,333 $ 118,000
Brazos, Texas 6 $ 1,131,000 $ 188,500 $ 114,000
Guadalupe, Texas 6 $ 890,000 $ 148,333 $ 89,000
Randall, Texas 6 $ 1,418,000 $ 236,333 $ 105,000
Newport News, Virginia 6 $ 1,242,000 $ 207,000 $ 117,000
Grant, Washington 6 $ 1,158,000 $ 193,000 $ 75,000
Adams, Wisconsin 6 $ 872,000 $ 145,333 $ 114,000
Green Lake, Wisconsin 6 $ 1,506,000 $ 251,000 $ 328,000
Gila, Arizona 5 $ 942,000 $ 188,400 $ 62,000
Calaveras, California 5 $ 1,170,000 $ 234,000 $ 94,000
Imperial, California 5 $ 1,024,000 $ 204,800 $ 123,000
San Benito, California 5 $ 1,757,000 $ 351,400 $ 133,000
Shasta, California 5 $ 1,068,000 $ 213,600 $ 104,000
Tulare, California 5 $ 935,000 $ 187,000 $ 69,000
Garfield, Colorado 5 $ 1,497,000 $ 299,400 $ 196,000
Gilpin, Colorado 5 $ 891,000 $ 178,200 $ 131,000
Osceola, Florida 5 $ 700,000 $ 140,000 $ 263,000
Polk, Florida 5 $ 664,000 $ 132,800 $ 192,000
Cherokee, Georgia 5 $ 838,000 $ 167,600 $ 73,000
Ada, Idaho 5 $ 1,103,000 $ 220,600 $ 132,000
Clinton, Illinois 5 $ 730,000 $ 146,000 $ 69,000
Washington, Illinois 5 $ 749,000 $ 149,800 $ 97,000
Starke, Indiana 5 $ 801,000 $ 160,200 $ 173,000
Scott, Iowa 5 $ 946,000 $ 189,200 $ 104,000
Jefferson, Louisiana 5 $ 1,045,000 $ 209,000 $ 69,000
Hancock, Maine 5 $ 2,322,000 $ 464,400 $ 220,000
Livingston, Michigan 5 $ 1,012,000 $ 202,400 $ 96,000
Becker, Minnesota 5 $ 736,000 $ 147,200 $ 61,000
Kanabec, Minnesota 5 $ 664,000 $ 132,800 $ 56,000
Olmsted, Minnesota 5 $ 1,338,000 $ 267,600 $ 155,000
Rice, Minnesota 5 $ 754,000 $ 150,800 $ 87,000
St. Louis, Minnesota 5 $ 693,000 $ 138,600 $ 68,000
Platte, Missouri 5 $ 1,001,000 $ 200,200 $ 100,000
Cheshire, New Hampshire 5 $ 942,000 $ 188,400 $ 113,000
Davie, North Carolina 5 $ 747,000 $ 149,400 $ 55,000
Lucas, Ohio 5 $ 1,251,000 $ 250,200 $ 184,000
Warren, Ohio 5 $ 1,352,000 $ 270,400 $ 108,000
Hood River, Oregon 5 $ 843,000 $ 168,600 $ 54,000
Erie, Pennsylvania 5 $ 1,022,000 $ 204,400 $ 145,000
Richland, South Carolina 5 $ 677,000 $ 135,400 $ 121,000
Comal, Texas 5 $ 955,000 $ 191,000 $ 93,000
Hays, Texas 5 $ 1,099,000 $ 219,800 $ 138,000
Nueces, Texas 5 $ 807,000 $ 161,400 $ 96,000
Fauquier, Virginia 5 $ 1,177,000 $ 235,400 $ 103,000
James City, Virginia 5 $ 1,541,000 $ 308,200 $ 107,000
Spotsylvania, Virginia 5 $ 1,631,000 $ 326,200 $ 162,000
Skagit, Washington 5 $ 1,772,000 $ 354,400 $ 138,000
Calumet, Wisconsin 5 $ 897,000 $ 179,400 $ 88,000
Sheboygan, Wisconsin 5 $ 815,000 $ 163,000 $ 107,000
Cochise, Arizona 4 $ 779,000 $ 194,750 $ 112,000
Butte, California 4 $ 840,000 $ 210,000 $ 100,000
Humboldt, California 4 $ 900,000 $ 225,000 $ 151,000
Stanislaus, California 4 $ 593,000 $ 148,250 $ 73,000
Escambia, Florida 4 $ 960,000 $ 240,000 $ 143,000
Coweta, Georgia 4 $ 823,000 $ 205,750 $ 96,000
Tazewell, Illinois 4 $ 1,137,000 $ 284,250 $ 121,000
Williamson, Illinois 4 $ 499,000 $ 124,750 $ 154,000
Hendricks, Indiana 4 $ 522,000 $ 130,500 $ 55,000
Kosciusko, Indiana 4 $ 411,000 $ 102,750 $ 83,000
Monroe, Indiana 4 $ 986,000 $ 246,500 $ 146,000
Shelby, Indiana 4 $ 666,000 $ 166,500 $ 51,000
Douglas, Kansas 4 $ 995,000 $ 248,750 $ 307,000
Charles, Maryland 4 $ 1,208,000 $ 302,000 $ 119,000
St. Mary's, Maryland 4 $ 1,604,000 $ 401,000 $ 146,000
Franklin, Massachusetts 4 $ 1,079,000 $ 269,750 $ 107,000
Jackson, Michigan 4 $ 930,000 $ 232,500 $ 183,000
Kalamazoo, Michigan 4 $ 1,132,000 $ 283,000 $ 205,000
Cass, Minnesota 4 $ 768,000 $ 192,000 $ 185,000
Cottonwood, Minnesota 4 $ 389,000 $ 97,250 $ 40,000
Itasca, Minnesota 4 $ 895,000 $ 223,750 $ 245,000
Camden, Missouri 4 $ 810,000 $ 202,500 $ 161,000
Sullivan, New Hampshire 4 $ 838,000 $ 209,500 $ 152,000
Monroe, New York 4 $ 705,000 $ 176,250 $ 90,000
Onondaga, New York 4 $ 633,000 $ 158,250 $ 121,000
Warren, New York 4 $ 1,177,000 $ 294,250 $ 255,000
Harnett, North Carolina 4 $ 593,000 $ 148,250 $ 64,000
Stanly, North Carolina 4 $ 1,001,000 $ 250,250 $ 114,000
Surry, North Carolina 4 $ 560,000 $ 140,000 $ 79,000
Wilkes, North Carolina 4 $ 642,000 $ 160,500 $ 80,000
Yadkin, North Carolina 4 $ 673,000 $ 168,250 $ 42,000
Lorain, Ohio 4 $ 881,000 $ 220,250 $ 194,000
Beaver, Pennsylvania 4 $ 613,000 $ 153,250 $ 64,000
Greenville, South Carolina 4 $ 1,197,000 $ 299,250 $ 327,000
Knox, Tennessee 4 $ 953,000 $ 238,250 $ 163,000
Albemarle, Virginia 4 $ 2,151,000 $ 537,750 $ 232,000
Louisa, Virginia 4 $ 935,000 $ 233,750 $ 84,000
Norfolk, Virginia 4 $ 1,172,000 $ 293,000 $ 128,000
Stafford, Virginia 4 $ 687,000 $ 171,750 $ 127,000
Benton, Washington 4 $ 987,000 $ 246,750 $ 98,000
Franklin, Washington 4 $ 980,000 $ 245,000 $ 118,000
Jefferson, Washington 4 $ 912,000 $ 228,000 $ 99,000
Kittitas, Washington 4 $ 1,045,000 $ 261,250 $ 145,000
Marinette, Wisconsin 4 $ 606,000 $ 151,500 $ 118,000
Rock, Wisconsin 4 $ 666,000 $ 166,500 $ 83,000
Waushara, Wisconsin 4 $ 732,000 $ 183,000 $ 306,000
Navajo, Arizona 3 $ 721,000 $ 240,333 $ 219,000
Mendocino, California 3 $ 926,000 $ 308,666 $ 80,000
Montrose, Colorado 3 $ 428,000 $ 142,666 $ 340,000
Citrus, Florida 3 $ 437,000 $ 145,666 $ 94,000
Leon, Florida 3 $ 733,000 $ 244,333 $ 137,000
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Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 40,022 $11,305,287,000 $282,000 $2,000,000 $149,000 $9,999,000
Home Purchase 20,346 $5,129,797,000 $252,000 $2,943,000 $123,000 $6,000,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 47,101 $12,736,276,000 $270,000 $2,943,000 $142,000 $9,999,000
Not Provided 5,140 $1,511,644,000 $294,000 $2,000,000 $147,000 $5,731,000
Asian 4,811 $1,427,007,000 $296,000 $1,820,000 $143,000 $2,105,000
Hispanic 2,158 $502,081,000 $232,000 $2,000,000 $101,000 $2,090,000
Black or African American 1,023 $224,890,000 $219,000 $1,500,000 $94,000 $1,562,000
Native Hawaiian or Other Pacific Islander 106 $26,641,000 $251,000 $1,200,000 $113,000 $418,000
American Indian or Alaskan Native 29 $6,545,000 $225,000 $492,000 $95,000 $282,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 51,032 $14,376,134,000 $281,000 $2,943,000 $151,000 $9,999,000
FHA-insured (Federal Housing Administration) 7,710 $1,692,922,000 $219,000 $1,121,000 $82,000 $708,000
VA-guaranteed (Veterans Administration) 1,110 $285,926,000 $257,000 $941,000 $90,000 $444,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 516 $80,102,000 $155,000 $485,000 $51,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 51,295 $13,958,228,000 $272,000 $2,138,000 $141,000 $5,731,000
Application Withdrawn By Applicant 5,683 $1,562,274,000 $274,000 $2,943,000 $144,000 $6,000,000
Application Denied By Financial Institution 1,856 $498,048,000 $268,000 $2,000,000 $129,000 $9,999,000
File Closed For Incompleteness 1,298 $354,387,000 $273,000 $1,800,000 $138,000 $1,757,000
Application Approved But Not Accepted 236 $62,147,000 $263,000 $1,500,000 $130,000 $907,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 482 $125,334,000 $260,000 $1,355,000 $135,000 $3,000,000
Debt-To-Income Ratio 260 $68,226,000 $262,000 $1,650,000 $86,000 $435,000
Other 237 $62,380,000 $263,000 $2,000,000 $194,000 $9,999,000
Credit History 81 $17,529,000 $216,000 $2,000,000 $130,000 $3,325,000
Unverifiable Information 44 $11,579,000 $263,000 $1,165,000 $131,000 $543,000
Employment History 32 $8,969,000 $280,000 $1,300,000 $131,000 $792,000
Credit Application Incomplete 19 $4,198,000 $220,000 $456,000 $93,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,684,000 $191,000 $683,000 $83,000 $228,000
Mortgage Insurance Denied 2 $747,000 $373,000 $563,000 $113,000 $162,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranteed Rate, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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