Guaranty Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Guaranty Bank, Fsb 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranty Bank, Fsb 4000 W Brown Deer Road Brown Deer, WI 53209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,368 |
| Total Mortgage Loan Application Amount | $1,355,951,000 |
| Average Mortgage Loan Application Amount | $192,666 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $99,333 |
| Highest Applicant Income | $5,819,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Guaranty Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranty Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Guaranty Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranty Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranty Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranty Bank, Fsb's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 678 | $ 136,498,000 | $ 201,000 | $ 100,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 664 | $ 117,829,000 | $ 177,000 | $ 74,000 |
| DALLAS-PLANO-IRVING, TX | 573 | $ 109,986,000 | $ 191,000 | $ 103,000 |
| PHILADELPHIA, PA | 487 | $ 112,828,000 | $ 231,000 | $ 117,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 467 | $ 62,972,000 | $ 129,500 | $ 62,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 465 | $ 86,087,000 | $ 185,000 | $ 96,000 |
| LAS VEGAS-PARADISE, NV | 440 | $ 69,575,000 | $ 158,000 | $ 90,000 |
| MADISON, WI | 256 | $ 48,743,000 | $ 190,000 | $ 86,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 254 | $ 53,487,000 | $ 210,000 | $ 96,000 |
| PHOENIX-MESA-GLENDALE, AZ | 213 | $ 41,335,000 | $ 194,000 | $ 89,000 |
| LAKELAND-WINTER HAVEN, FL | 140 | $ 20,680,000 | $ 147,000 | $ 54,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 132 | $ 19,931,000 | $ 150,000 | $ 68,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 121 | $ 21,316,000 | $ 176,000 | $ 81,000 |
| TULSA, OK | 108 | $ 16,468,000 | $ 152,000 | $ 76,000 |
| PORT ST. LUCIE, FL | 90 | $ 9,584,000 | $ 106,000 | $ 45,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 82 | $ 20,140,000 | $ 251,500 | $ 124,500 |
| BURLINGTON-SOUTH BURLINGTON, VT | 72 | $ 13,670,000 | $ 189,000 | $ 86,000 |
| FORT WORTH-ARLINGTON, TX | 65 | $ 10,619,000 | $ 163,000 | $ 88,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 65 | $ 10,328,000 | $ 158,000 | $ 60,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 62 | $ 9,963,000 | $ 160,000 | $ 70,000 |
| GAINESVILLE, GA | 52 | $ 8,725,000 | $ 167,000 | $ 91,000 |
| COLUMBUS, GA-AL | 51 | $ 8,905,000 | $ 162,500 | $ 63,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 50 | $ 9,371,000 | $ 187,000 | $ 82,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 41 | $ 7,218,000 | $ 176,000 | $ 76,000 |
| COLUMBIA, SC | 36 | $ 6,963,000 | $ 193,000 | $ 83,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 35 | $ 5,217,000 | $ 149,000 | $ 61,000 |
| WORCESTER, MA | 32 | $ 6,267,000 | $ 195,000 | $ 68,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 29 | $ 6,826,000 | $ 235,000 | $ 109,000 |
| DUBUQUE, IA | 29 | $ 3,275,000 | $ 112,000 | $ 75,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 28 | $ 4,856,000 | $ 173,000 | $ 91,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 24 | $ 4,814,000 | $ 200,000 | $ 113,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 22 | $ 7,573,000 | $ 366,000 | $ 191,666 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 21 | $ 3,743,000 | $ 173,000 | $ 97,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 20 | $ 5,433,000 | $ 273,500 | $ 105,500 |
| RACINE, WI | 20 | $ 2,883,000 | $ 144,000 | $ 77,000 |
| INDIANAPOLIS-CARMEL, IN | 19 | $ 3,181,000 | $ 167,000 | $ 90,000 |
| JACKSONVILLE, FL | 19 | $ 4,124,000 | $ 217,000 | $ 86,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 19 | $ 4,993,000 | $ 262,000 | $ 111,000 |
| LA CROSSE, WI-MN | 17 | $ 2,464,000 | $ 144,000 | $ 88,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 17 | $ 4,456,000 | $ 278,000 | $ 134,500 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 17 | $ 5,567,000 | $ 327,000 | $ 100,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 16 | $ 3,558,000 | $ 215,500 | $ 93,500 |
| SEBASTIAN-VERO BEACH, FL | 15 | $ 1,550,000 | $ 103,000 | $ 54,000 |
| MEMPHIS, TN-MS-AR | 14 | $ 2,812,000 | $ 203,000 | $ 95,000 |
| TOLEDO, OH | 14 | $ 3,017,000 | $ 215,000 | $ 112,000 |
| OCALA, FL | 13 | $ 1,723,000 | $ 132,000 | $ 75,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 13 | $ 4,363,000 | $ 335,000 | $ 119,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 13 | $ 3,029,000 | $ 233,000 | $ 116,000 |
| KANSAS CITY, MO-KS | 12 | $ 2,114,000 | $ 162,500 | $ 92,500 |
| NORWICH-NEW LONDON, CT | 12 | $ 2,642,000 | $ 220,000 | $ 102,000 |
| BOSTON-QUINCY, MA | 11 | $ 3,135,000 | $ 285,000 | $ 114,000 |
| DENVER-AURORA-BROOMFIELD, CO | 11 | $ 2,976,000 | $ 270,000 | $ 104,000 |
| FLAGSTAFF, AZ | 11 | $ 2,359,000 | $ 214,000 | $ 106,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 11 | $ 5,683,000 | $ 516,000 | $ 166,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 11 | $ 4,459,000 | $ 405,000 | $ 143,000 |
| ST. LOUIS, MO-IL | 11 | $ 2,448,000 | $ 205,500 | $ 103,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 10 | $ 3,545,000 | $ 354,000 | $ 174,000 |
| EL CENTRO, CA | 10 | $ 1,264,000 | $ 126,000 | $ 44,000 |
| GRAND RAPIDS-WYOMING, MI | 10 | $ 2,193,000 | $ 219,000 | $ 101,000 |
| TACOMA, WA | 10 | $ 2,798,000 | $ 279,000 | $ 103,000 |
| ATHENS-CLARKE COUNTY, GA | 9 | $ 1,118,000 | $ 124,000 | $ 62,000 |
| COLUMBUS, OH | 9 | $ 2,177,000 | $ 241,000 | $ 140,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 9 | $ 2,655,000 | $ 295,000 | $ 125,000 |
| WILMINGTON, DE-MD-NJ | 9 | $ 1,643,000 | $ 182,000 | $ 117,000 |
| AUBURN-OPELIKA, AL | 8 | $ 1,437,000 | $ 179,000 | $ 85,000 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 1,086,000 | $ 135,000 | $ 101,000 |
| PEABODY, MA | 8 | $ 1,998,000 | $ 249,000 | $ 137,000 |
| RALEIGH-CARY, NC | 8 | $ 1,811,000 | $ 226,000 | $ 122,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 8 | $ 2,656,000 | $ 332,000 | $ 118,000 |
| SHERMAN-DENISON, TX | 8 | $ 1,048,000 | $ 131,000 | $ 94,000 |
| SPARTANBURG, SC | 8 | $ 1,480,000 | $ 185,000 | $ 105,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 8 | $ 1,030,000 | $ 128,000 | $ 37,000 |
| ALBUQUERQUE, NM | 7 | $ 1,409,000 | $ 201,000 | $ 97,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 7 | $ 1,809,000 | $ 258,000 | $ 237,000 |
| BALTIMORE-TOWSON, MD | 7 | $ 2,436,000 | $ 348,000 | $ 154,000 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 1,727,000 | $ 246,000 | $ 129,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 6 | $ 1,016,000 | $ 183,500 | $ 82,000 |
| EUGENE-SPRINGFIELD, OR | 6 | $ 1,298,000 | $ 216,000 | $ 90,000 |
| MOBILE, AL | 6 | $ 1,013,000 | $ 168,000 | $ 87,000 |
| PITTSBURGH, PA | 6 | $ 1,048,000 | $ 174,000 | $ 119,000 |
| BATON ROUGE, LA | 5 | $ 1,245,000 | $ 249,000 | $ 121,000 |
| LEXINGTON-FAYETTE, KY | 5 | $ 1,299,000 | $ 259,000 | $ 130,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 2,132,000 | $ 426,000 | $ 121,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 5 | $ 1,769,000 | $ 353,000 | $ 186,000 |
| SALT LAKE CITY, UT | 5 | $ 1,700,000 | $ 340,000 | $ 166,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 1,958,000 | $ 391,000 | $ 111,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 5 | $ 1,903,000 | $ 380,000 | $ 168,000 |
| APPLETON, WI | 4 | $ 508,000 | $ 127,000 | $ 21,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 4 | $ 2,231,000 | $ 557,000 | $ 185,000 |
| EDISON-NEW BRUNSWICK, NJ | 4 | $ 1,672,000 | $ 418,000 | $ 195,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 668,000 | $ 167,000 | $ 132,000 |
| FORT COLLINS-LOVELAND, CO | 4 | $ 1,303,000 | $ 325,000 | $ 176,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 740,000 | $ 185,000 | $ 131,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 423,000 | $ 105,000 | $ 56,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 4 | $ 780,000 | $ 195,000 | $ 83,000 |
| NASSAU-SUFFOLK, NY | 4 | $ 1,372,000 | $ 343,000 | $ 131,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 4 | $ 796,000 | $ 199,000 | $ 106,000 |
| NEWARK-UNION, NJ-PA | 4 | $ 1,533,000 | $ 383,000 | $ 148,000 |
| OKLAHOMA CITY, OK | 4 | $ 840,000 | $ 210,000 | $ 175,000 |
| SANTA ROSA-PETALUMA, CA | 4 | $ 1,280,000 | $ 320,000 | $ 137,000 |
| SPOKANE, WA | 4 | $ 925,000 | $ 231,000 | $ 128,000 |
| ANDERSON, SC | 3 | $ 704,000 | $ 234,000 | $ 129,000 |
| ASHEVILLE, NC | 3 | $ 361,000 | $ 120,000 | $ 66,000 |
| BOISE CITY-NAMPA, ID | 3 | $ 881,000 | $ 293,000 | $ 106,000 |
| BOULDER, CO | 3 | $ 843,000 | $ 281,000 | $ 78,000 |
| COEUR D'ALENE, ID | 3 | $ 565,000 | $ 188,000 | $ 62,000 |
| DAYTON, OH | 3 | $ 510,000 | $ 170,000 | $ 81,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 3 | $ 471,000 | $ 157,000 | $ 92,000 |
| JANESVILLE, WI | 3 | $ 549,000 | $ 183,000 | $ 96,000 |
| LANCASTER, PA | 3 | $ 487,000 | $ 162,000 | $ 105,000 |
| LONGVIEW, TX | 3 | $ 610,000 | $ 203,000 | $ 98,000 |
| MIDLAND, TX | 3 | $ 660,000 | $ 220,000 | $ 96,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 516,000 | $ 192,000 | $ 77,000 |
| PRESCOTT, AZ | 3 | $ 901,000 | $ 300,000 | $ 74,000 |
| RICHMOND, VA | 3 | $ 603,000 | $ 201,000 | $ 72,000 |
| ROCHESTER, MN | 3 | $ 295,000 | $ 98,000 | $ 115,000 |
| SAVANNAH, GA | 3 | $ 643,000 | $ 214,000 | $ 103,000 |
| TUCSON, AZ | 3 | $ 655,000 | $ 218,000 | $ 167,000 |
| AKRON, OH | 2 | $ 465,000 | $ 232,000 | $ 102,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 479,000 | $ 239,000 | $ 101,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 644,000 | $ 322,000 | $ 110,000 |
| CAMDEN, NJ | 2 | $ 403,000 | $ 201,000 | $ 73,000 |
| CEDAR RAPIDS, IA | 2 | $ 287,000 | $ 143,000 | $ 92,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2 | $ 609,000 | $ 304,000 | $ 164,000 |
| COLORADO SPRINGS, CO | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 554,000 | $ 277,000 | $ 80,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 412,000 | $ 206,000 | $ 97,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 567,000 | $ 283,000 | $ 167,000 |
| ELIZABETHTOWN, KY | 2 | $ 406,000 | $ 203,000 | $ 82,000 |
| FORT WAYNE, IN | 2 | $ 474,000 | $ 237,000 | $ 122,000 |
| FRESNO, CA | 2 | $ 532,000 | $ 266,000 | $ 157,000 |
| GREELEY, CO | 2 | $ 339,000 | $ 169,000 | $ 80,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 480,000 | $ 240,000 | $ 155,000 |
| IOWA CITY, IA | 2 | $ 247,000 | $ 123,000 | $ 44,000 |
| KNOXVILLE, TN | 2 | $ 453,000 | $ 226,000 | $ 86,000 |
| LINCOLN, NE | 2 | $ 427,000 | $ 213,000 | $ 81,000 |
| MEDFORD, OR | 2 | $ 329,000 | $ 164,000 | $ 34,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 2 | $ 457,000 | $ 228,000 | $ 111,000 |
| OCEAN CITY, NJ | 2 | $ 385,000 | $ 192,000 | $ 76,000 |
| OLYMPIA, WA | 2 | $ 289,000 | $ 144,000 | $ 94,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 242,000 | $ 121,000 | $ 108,000 |
| PROVO-OREM, UT | 2 | $ 526,000 | $ 263,000 | $ 149,000 |
| SHEBOYGAN, WI | 2 | $ 476,000 | $ 238,000 | $ 101,000 |
| SPRINGFIELD, MA | 2 | $ 178,000 | $ 89,000 | $ 30,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 345,000 | $ 172,000 | $ 86,000 |
| WICHITA, KS | 2 | $ 510,000 | $ 255,000 | $ 125,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 181,000 | $ 90,000 | $ 44,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 307,000 | $ 307,000 | $ 137,000 |
| ANN ARBOR, MI | 1 | $ 168,000 | $ 168,000 | $ 94,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 163,000 | $ 163,000 | $ 95,000 |
| BELLINGHAM, WA | 1 | $ 188,000 | $ 188,000 | $ 52,000 |
| BEND, OR | 1 | $ 324,000 | $ 324,000 | $ 99,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 100,000 | $ 100,000 | $ 204,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 174,000 | $ 174,000 | $ 110,000 |
| BRUNSWICK, GA | 1 | $ 267,000 | $ 267,000 | $ 144,000 |
| CHARLOTTESVILLE, VA | 1 | $ 198,000 | $ 198,000 | $ 63,000 |
| CHATTANOOGA, TN-GA | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| CHICO, CA | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| CLARKSVILLE, TN-KY | 1 | $ 77,000 | $ 77,000 | $ 69,000 |
| CLEVELAND, TN | 1 | $ 284,000 | $ 284,000 | $ 79,000 |
| CORPUS CHRISTI, TX | 1 | $ 89,000 | $ 89,000 | $ 51,000 |
| DULUTH, MN-WI | 1 | $ 124,000 | $ 124,000 | $ 74,000 |
| EAU CLAIRE, WI | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| EL PASO, TX | 1 | $ 417,000 | $ 417,000 | $ 371,000 |
| EVANSVILLE, IN-KY | 1 | $ 276,000 | $ 276,000 | $ 95,000 |
| FAYETTEVILLE, NC | 1 | $ 359,000 | $ 359,000 | $ 0 |
| FLORENCE, SC | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| FOND DU LAC, WI | 1 | $ 144,000 | $ 144,000 | $ 93,000 |
| GARY, IN | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| GRAND JUNCTION, CO | 1 | $ 251,000 | $ 251,000 | $ 105,000 |
| GREEN BAY, WI | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| GREENVILLE, NC | 1 | $ 108,000 | $ 108,000 | $ 95,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 188,000 | $ 188,000 | $ 78,000 |
| HUNTSVILLE, AL | 1 | $ 203,000 | $ 203,000 | $ 112,000 |
| JACKSON, MS | 1 | $ 216,000 | $ 216,000 | $ 140,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 267,000 | $ 267,000 | $ 168,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 288,000 | $ 288,000 | $ 129,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 72,000 | $ 72,000 | $ 102,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| LEBANON, PA | 1 | $ 253,000 | $ 253,000 | $ 182,000 |
| LEWISTON, ID-WA | 1 | $ 148,000 | $ 148,000 | $ 61,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 1 | $ 255,000 | $ 255,000 | $ 220,000 |
| LUBBOCK, TX | 1 | $ 98,000 | $ 98,000 | $ 110,000 |
| LYNCHBURG, VA | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 202,000 | $ 202,000 | $ 84,000 |
| MANSFIELD, OH | 1 | $ 178,000 | $ 178,000 | $ 81,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 209,000 | $ 209,000 | $ 101,000 |
| MONROE, LA | 1 | $ 181,000 | $ 181,000 | $ 150,000 |
| MONROE, MI | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| MONTGOMERY, AL | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
| MORRISTOWN, TN | 1 | $ 251,000 | $ 251,000 | $ 48,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 201,000 | $ 201,000 | $ 77,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1 | $ 401,000 | $ 401,000 | $ 266,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 77,000 | $ 77,000 | $ 74,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 320,000 | $ 320,000 | $ 137,000 |
| PINE BLUFF, AR | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 417,000 | $ 417,000 | $ 321,000 |
| READING, PA | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| RENO-SPARKS, NV | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| ROCHESTER, NY | 1 | $ 416,000 | $ 416,000 | $ 125,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 150,000 | $ 150,000 | $ 160,000 |
| ROME, GA | 1 | $ 207,000 | $ 207,000 | $ 94,000 |
| SALEM, OR | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| SALISBURY, MD | 1 | $ 259,000 | $ 259,000 | $ 205,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 650,000 | $ 650,000 | $ 238,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 220,000 | $ 220,000 | $ 117,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 378,000 | $ 378,000 | $ 156,000 |
| SPRINGFIELD, MO | 1 | $ 252,000 | $ 252,000 | $ 107,000 |
| ST. CLOUD, MN | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| STOCKTON, CA | 1 | $ 334,000 | $ 334,000 | $ 120,000 |
| SUMTER, SC | 1 | $ 186,000 | $ 186,000 | $ 59,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 162,000 | $ 162,000 | $ 117,000 |
| TOPEKA, KS | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| TRENTON-EWING, NJ | 1 | $ 348,000 | $ 348,000 | $ 153,000 |
| TYLER, TX | 1 | $ 88,000 | $ 88,000 | $ 34,000 |
| VICTORIA, TX | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| WACO, TX | 1 | $ 54,000 | $ 54,000 | $ 80,000 |
| WARNER ROBINS, GA | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| YORK-HANOVER, PA | 1 | $ 285,000 | $ 285,000 | $ 433,000 |
| YUMA, AZ | 1 | $ 220,000 | $ 220,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Guaranty Bank, Fsb in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,041 | $873,071,000 | $173,000 | $1,900,000 | $80,000 | $1,547,000 |
| Refinancing | 2,233 | $464,175,000 | $207,000 | $1,000,000 | $108,000 | $5,819,000 |
| Home Improvement | 94 | $18,705,000 | $198,000 | $417,000 | $110,000 | $402,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,068 | $1,136,803,000 | $187,000 | $1,900,000 | $92,000 | $5,819,000 |
| Hispanic | 471 | $67,726,000 | $143,000 | $448,000 | $60,000 | $374,000 |
| Black or African American | 376 | $60,758,000 | $161,000 | $650,000 | $69,000 | $1,533,000 |
| Asian | 211 | $43,793,000 | $207,000 | $600,000 | $104,000 | $596,000 |
| Not Provided | 197 | $39,662,000 | $201,000 | $811,000 | $98,000 | $580,000 |
| American Indian or Alaskan Native | 27 | $4,215,000 | $156,000 | $400,000 | $76,000 | $321,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $2,994,000 | $166,000 | $320,000 | $66,000 | $126,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,088 | $824,209,000 | $201,000 | $1,900,000 | $110,000 | $5,819,000 |
| FHA-insured (Federal Housing Administration) | 2,701 | $429,771,000 | $159,000 | $636,000 | $63,000 | $1,547,000 |
| VA-guaranteed (Veterans Administration) | 396 | $76,076,000 | $192,000 | $417,000 | $69,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 183 | $25,895,000 | $141,000 | $237,000 | $46,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 7,368 | $1,355,951,000 | $184,000 | $1,900,000 | $89,000 | $5,819,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank, Fsb's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.