Guardian Loan Company
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Guardian Loan Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Guardian Loan Company
100 Clifton Corporate Parkway
Clifton Park, NY 12065
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  
Total Number of Mortgage Applications 2,835
Total Mortgage Loan Application Amount $528,424,000
Average Mortgage Loan Application Amount $178,318
Highest Mortgage Loan Application Amount $850,000
Average Applicant Income $75,090
Highest Applicant Income $1,680,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Guardian Loan Company by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's County Maryland 138 $ 24,908,000 $ 180,000 $ 58,000
Ocean County New Jersey 123 $ 22,926,000 $ 186,000 $ 63,000
Monmouth County New Jersey 115 $ 25,059,000 $ 217,000 $ 83,000
Suffolk County New York 106 $ 22,289,000 $ 210,000 $ 72,000
Burlington County New Jersey 81 $ 13,155,000 $ 162,000 $ 69,000
Fairfax County Virginia 74 $ 16,515,000 $ 223,000 $ 64,000
Morris County New Jersey 70 $ 16,652,000 $ 237,000 $ 98,000
Bergen County New Jersey 64 $ 16,356,000 $ 255,000 $ 88,000
Prince William County Virginia 64 $ 15,729,000 $ 245,000 $ 67,000
Middlesex County New Jersey 60 $ 12,299,000 $ 204,000 $ 102,000
Montgomery County Maryland 57 $ 13,510,000 $ 237,000 $ 61,000
Nassau County New York 57 $ 13,797,000 $ 242,000 $ 71,000
Anne Arundel County Maryland 54 $ 10,236,000 $ 189,000 $ 71,000
Essex County New Jersey 54 $ 12,170,000 $ 225,000 $ 70,000
Baltimore County Maryland 53 $ 7,440,000 $ 140,000 $ 54,000
Gloucester County New Jersey 50 $ 7,730,000 $ 154,000 $ 58,000
Virginia Beach County Virginia 50 $ 7,709,000 $ 154,000 $ 53,000
Camden County New Jersey 48 $ 7,336,000 $ 152,000 $ 58,000
Passaic County New Jersey 46 $ 10,177,000 $ 221,000 $ 72,000
Atlantic County New Jersey 40 $ 7,240,000 $ 181,000 $ 70,000
Union County New Jersey 40 $ 7,865,000 $ 196,000 $ 82,000
Sussex County New Jersey 38 $ 7,463,000 $ 196,000 $ 77,000
Dutchess County New York 37 $ 6,381,000 $ 172,000 $ 54,000
Orange County New York 34 $ 6,031,000 $ 177,000 $ 57,000
Westchester County New York 33 $ 8,985,000 $ 272,000 $ 113,000
Kings County New York 32 $ 8,065,000 $ 252,000 $ 56,000
Somerset County New Jersey 30 $ 6,886,000 $ 229,000 $ 80,000
Erie County New York 29 $ 3,186,000 $ 109,000 $ 47,000
Baltimore City County Maryland 28 $ 2,594,000 $ 92,000 $ 55,000
Mercer County New Jersey 28 $ 4,822,000 $ 172,000 $ 52,000
Frederick County Maryland 26 $ 4,871,000 $ 187,000 $ 54,000
Queens County New York 26 $ 6,010,000 $ 231,000 $ 62,000
Warren County New Jersey 25 $ 4,517,000 $ 180,000 $ 62,000
Worcester County Massachusetts 24 $ 4,927,000 $ 205,000 $ 54,000
Spotsylvania County Virginia 24 $ 4,574,000 $ 190,000 $ 97,000
Chesapeake County Virginia 23 $ 4,010,000 $ 174,000 $ 50,000
Henrico County Virginia 23 $ 3,165,000 $ 137,000 $ 79,000
Charles County Maryland 22 $ 4,253,000 $ 193,000 $ 57,000
Monroe County New York 22 $ 2,385,000 $ 108,000 $ 58,000
Harford County Maryland 21 $ 3,161,000 $ 150,000 $ 66,000
Cape May County New Jersey 21 $ 3,909,000 $ 186,000 $ 64,000
Rockland County New York 21 $ 4,790,000 $ 228,000 $ 91,000
Loudoun County Virginia 21 $ 4,959,000 $ 236,000 $ 57,000
Richmond County New York 20 $ 4,019,000 $ 200,000 $ 55,000
Hudson County New Jersey 19 $ 4,154,000 $ 218,000 $ 63,000
Chesterfield County Virginia 18 $ 2,811,000 $ 156,000 $ 58,000
Middlesex County Massachusetts 17 $ 4,021,000 $ 236,000 $ 97,000
Saratoga County New York 17 $ 2,273,000 $ 133,000 $ 64,000
Albany County New York 16 $ 1,963,000 $ 122,000 $ 52,000
Stafford County Virginia 16 $ 3,218,000 $ 201,000 $ 53,000
Howard County Maryland 15 $ 3,301,000 $ 220,000 $ 56,000
Cumberland County New Jersey 15 $ 1,707,000 $ 113,000 $ 44,000
Hunterdon County New Jersey 15 $ 3,445,000 $ 229,000 $ 138,000
New Haven County Connecticut 14 $ 2,677,000 $ 191,000 $ 59,000
Winnebago County Illinois 13 $ 1,842,000 $ 141,000 $ 107,000
Putnam County New York 13 $ 2,153,000 $ 165,000 $ 60,000
Newport News County Virginia 13 $ 1,498,000 $ 115,000 $ 36,000
Hartford County Connecticut 12 $ 1,619,000 $ 134,000 $ 56,000
Salem County New Jersey 12 $ 1,617,000 $ 134,000 $ 49,000
Onondaga County New York 12 $ 1,440,000 $ 120,000 $ 103,000
Ulster County New York 12 $ 1,771,000 $ 147,000 $ 48,000
St. Mary's County Maryland 11 $ 2,105,000 $ 191,000 $ 49,000
Washington County Maryland 11 $ 1,765,000 $ 160,000 $ 45,000
Bronx County New York 11 $ 2,998,000 $ 272,000 $ 60,000
Niagara County New York 11 $ 1,305,000 $ 118,000 $ 95,000
Richmond City County Virginia 11 $ 906,000 $ 82,000 $ 35,000
Fairfield County Connecticut 10 $ 2,345,000 $ 234,000 $ 61,000
Carroll County Maryland 10 $ 1,689,000 $ 168,000 $ 53,000
Bristol County Massachusetts 10 $ 1,334,000 $ 133,000 $ 60,000
Plymouth County Massachusetts 10 $ 1,725,000 $ 172,000 $ 45,000
Norfolk County Virginia 10 $ 1,176,000 $ 117,000 $ 69,000
Rensselaer County New York 9 $ 1,023,000 $ 113,000 $ 65,000
Frederick County Virginia 9 $ 1,322,000 $ 146,000 $ 39,000
Calvert County Maryland 8 $ 1,665,000 $ 208,000 $ 178,000
Worcester County Maryland 8 $ 1,021,000 $ 127,000 $ 37,000
Hampden County Massachusetts 8 $ 1,444,000 $ 180,000 $ 54,000
Tompkins County New York 8 $ 1,134,000 $ 141,000 $ 86,000
Fauquier County Virginia 8 $ 1,707,000 $ 213,000 $ 77,000
New Kent County Virginia 8 $ 740,000 $ 92,000 $ 37,000
Warren County Virginia 8 $ 1,103,000 $ 137,000 $ 43,000
Allegany County Maryland 7 $ 613,000 $ 87,000 $ 45,000
Norfolk County Massachusetts 7 $ 1,789,000 $ 255,000 $ 69,000
Schenectady County New York 7 $ 707,000 $ 101,000 $ 258,000
Hampton County Virginia 7 $ 739,000 $ 105,000 $ 40,000
Hanover County Virginia 7 $ 1,254,000 $ 179,000 $ 82,000
Portsmouth County Virginia 7 $ 666,000 $ 95,000 $ 43,000
Queen Anne's County Maryland 6 $ 1,848,000 $ 308,000 $ 93,000
Somerset County Maryland 6 $ 598,000 $ 99,000 $ 26,000
Suffolk County Massachusetts 6 $ 1,250,000 $ 208,000 $ 66,000
Alexandria County Virginia 6 $ 1,765,000 $ 294,000 $ 60,000
Bedford County Virginia 6 $ 1,023,000 $ 170,000 $ 49,000
Culpeper County Virginia 6 $ 984,000 $ 164,000 $ 50,000
St. Clair County Illinois 5 $ 560,000 $ 112,000 $ 39,000
Barnstable County Massachusetts 5 $ 1,480,000 $ 296,000 $ 34,000
Franklin County Massachusetts 5 $ 812,000 $ 162,000 $ 51,000
Broome County New York 5 $ 467,000 $ 93,000 $ 42,000
Arlington County Virginia 5 $ 1,677,000 $ 335,000 $ 166,000
Manassas County Virginia 5 $ 1,154,000 $ 230,000 $ 45,000
Suffolk County Virginia 5 $ 567,000 $ 113,000 $ 46,000
York County Virginia 5 $ 786,000 $ 157,000 $ 32,000
Placer County California 4 $ 1,926,000 $ 481,000 $ 143,000
Middlesex County Connecticut 4 $ 978,000 $ 244,000 $ 55,000
Cook County Illinois 4 $ 1,275,000 $ 318,000 $ 69,000
Madison County Illinois 4 $ 795,000 $ 198,000 $ 53,000
Peoria County Illinois 4 $ 619,000 $ 154,000 $ 45,000
Cecil County Maryland 4 $ 531,000 $ 132,000 $ 31,000
Hampshire County Massachusetts 4 $ 806,000 $ 201,000 $ 43,000
Columbia County New York 4 $ 652,000 $ 163,000 $ 63,000
Caroline County Virginia 4 $ 526,000 $ 131,000 $ 47,000
Orange County Virginia 4 $ 527,000 $ 131,000 $ 41,000
Roanoke City County Virginia 4 $ 337,000 $ 84,000 $ 42,000
New London County Connecticut 3 $ 516,000 $ 172,000 $ 64,000
Champaign County Illinois 3 $ 422,000 $ 140,000 $ 19,000
DuPage County Illinois 3 $ 449,000 $ 149,000 $ 52,000
Garrett County Maryland 3 $ 273,000 $ 91,000 $ 43,000
Kent County Maryland 3 $ 551,000 $ 183,000 $ 47,000
Wicomico County Maryland 3 $ 483,000 $ 161,000 $ 52,000
Berkshire County Massachusetts 3 $ 331,000 $ 110,000 $ 51,000
Essex County Massachusetts 3 $ 676,000 $ 225,000 $ 54,000
Chemung County New York 3 $ 211,000 $ 70,000 $ 40,000
Montgomery County New York 3 $ 312,000 $ 104,000 $ 54,000
Albemarle County Virginia 3 $ 300,000 $ 100,000 $ 36,000
Carroll County Virginia 3 $ 283,000 $ 94,000 $ 43,000
Danville County Virginia 3 $ 244,000 $ 81,000 $ 39,000
Falls Church County Virginia 3 $ 293,000 $ 97,000 $ 27,000
Gloucester County Virginia 3 $ 372,000 $ 124,000 $ 27,000
Isle of Wight County Virginia 3 $ 311,000 $ 103,000 $ 46,000
Louisa County Virginia 3 $ 225,000 $ 75,000 $ 41,000
Lynchburg County Virginia 3 $ 317,000 $ 105,000 $ 52,000
Poquoson County Virginia 3 $ 422,000 $ 140,000 $ 30,000
Roanoke County Virginia 3 $ 343,000 $ 114,000 $ 43,000
Litchfield County Connecticut 2 $ 250,000 $ 125,000 $ 48,000
Tolland County Connecticut 2 $ 273,000 $ 136,000 $ 93,000
Windham County Connecticut 2 $ 265,000 $ 132,000 $ 52,000
Kent County Delaware 2 $ 336,000 $ 168,000 $ 75,000
Palm Beach County Florida 2 $ 442,000 $ 221,000 $ 250,000
Kankakee County Illinois 2 $ 208,000 $ 104,000 $ 45,000
McHenry County Illinois 2 $ 675,000 $ 337,000 $ 288,000
McLean County Illinois 2 $ 245,000 $ 122,000 $ 35,000
Sangamon County Illinois 2 $ 335,000 $ 167,000 $ 76,000
Tazewell County Illinois 2 $ 214,000 $ 107,000 $ 30,000
Cumberland County Maine 2 $ 215,000 $ 107,000 $ 74,000
Talbot County Maryland 2 $ 364,000 $ 182,000 $ 85,000
Ontario County New York 2 $ 178,000 $ 89,000 $ 39,000
Sullivan County New York 2 $ 222,000 $ 111,000 $ 47,000
Warren County New York 2 $ 251,000 $ 125,000 $ 73,000
Washington County New York 2 $ 309,000 $ 154,000 $ 77,000
Accomack County Virginia 2 $ 200,000 $ 100,000 $ 41,000
Alleghany County Virginia 2 $ 262,000 $ 131,000 $ 33,000
Amherst County Virginia 2 $ 231,000 $ 115,000 $ 25,000
Augusta County Virginia 2 $ 186,000 $ 93,000 $ 285,000
Botetourt County Virginia 2 $ 323,000 $ 161,000 $ 30,000
Brunswick County Virginia 2 $ 252,000 $ 126,000 $ 36,000
Campbell County Virginia 2 $ 146,000 $ 73,000 $ 38,000
Dinwiddie County Virginia 2 $ 286,000 $ 143,000 $ 69,000
Franklin County Virginia 2 $ 262,000 $ 131,000 $ 34,000
Goochland County Virginia 2 $ 335,000 $ 167,000 $ 81,000
Halifax County Virginia 2 $ 133,000 $ 66,000 $ 21,000
Henry County Virginia 2 $ 223,000 $ 111,000 $ 27,000
Hopewell County Virginia 2 $ 207,000 $ 103,000 $ 56,000
King George County Virginia 2 $ 313,000 $ 156,000 $ 37,000
Manassas Park County Virginia 2 $ 201,000 $ 100,000 $ 52,000
Montgomery County Virginia 2 $ 195,000 $ 97,000 $ 24,000
Nelson County Virginia 2 $ 238,000 $ 119,000 $ 40,000
Pittsylvania County Virginia 2 $ 221,000 $ 110,000 $ 38,000
Prince George County Virginia 2 $ 232,000 $ 116,000 $ 230,000
Rockbridge County Virginia 2 $ 208,000 $ 104,000 $ 26,000
Rockingham County Virginia 2 $ 370,000 $ 185,000 $ 35,000
Wise County Virginia 2 $ 196,000 $ 98,000 $ 71,000
Sacramento County California 1 $ 162,000 $ 162,000 $ 31,000
Yolo County California 1 $ 171,000 $ 171,000 $ 48,000
Otero County Colorado 1 $ 88,000 $ 88,000 $ 24,000
Okaloosa County Florida 1 $ 144,000 $ 144,000 $ 56,000
Pasco County Florida 1 $ 85,000 $ 85,000 $ 25,000
Boone County Illinois 1 $ 81,000 $ 81,000 $ 28,000
Grundy County Illinois 1 $ 139,000 $ 139,000 $ 54,000
Jo Daviess County Illinois 1 $ 126,000 $ 126,000 $ 36,000
Kane County Illinois 1 $ 63,000 $ 63,000 $ 65,000
Lake County Illinois 1 $ 92,000 $ 92,000 $ 29,000
LaSalle County Illinois 1 $ 75,000 $ 75,000 $ 48,000
Rock Island County Illinois 1 $ 175,000 $ 175,000 $ 65,000
Will County Illinois 1 $ 81,000 $ 81,000 $ 56,000
Williamson County Illinois 1 $ 89,000 $ 89,000 $ 40,000
Dorchester County Maryland 1 $ 79,000 $ 79,000 $ 35,000
Lenawee County Michigan 1 $ 83,000 $ 83,000 $ 37,000
Macomb County Michigan 1 $ 167,000 $ 167,000 $ 109,000
Muskegon County Michigan 1 $ 93,000 $ 93,000 $ 18,000
Van Buren County Michigan 1 $ 104,000 $ 104,000 $ 85,000
Cattaraugus County New York 1 $ 126,000 $ 126,000 $ 29,000
Chautauqua County New York 1 $ 81,000 $ 81,000 $ 63,000
Chenango County New York 1 $ 77,000 $ 77,000 $ 98,000
Clinton County New York 1 $ 95,000 $ 95,000 $ 47,000
Fulton County New York 1 $ 71,000 $ 71,000 $ 29,000
Herkimer County New York 1 $ 158,000 $ 158,000 $ 68,000
Madison County New York 1 $ 122,000 $ 122,000 $ 60,000
Oneida County New York 1 $ 96,000 $ 96,000 $ 23,000
Oswego County New York 1 $ 141,000 $ 141,000 $ 46,000
Schoharie County New York 1 $ 86,000 $ 86,000 $ 0
Steuben County New York 1 $ 72,000 $ 72,000 $ 44,000
Wayne County New York 1 $ 129,000 $ 129,000 $ 86,000
Wyoming County New York 1 $ 86,000 $ 86,000 $ 0
Bristol County Virginia 1 $ 194,000 $ 194,000 $ 54,000
Charlottesville County Virginia 1 $ 65,000 $ 65,000 $ 26,000
Colonial Heights County Virginia 1 $ 160,000 $ 160,000 $ 70,000
Cumberland County Virginia 1 $ 133,000 $ 133,000 $ 33,000
Fairfax City County Virginia 1 $ 163,000 $ 163,000 $ 64,000
Fluvanna County Virginia 1 $ 93,000 $ 93,000 $ 31,000
Fredericksburg County Virginia 1 $ 158,000 $ 158,000 $ 35,000
Giles County Virginia 1 $ 97,000 $ 97,000 $ 80,000
Harrisonburg County Virginia 1 $ 159,000 $ 159,000 $ 85,000
James City County Virginia 1 $ 171,000 $ 171,000 $ 58,000
King William County Virginia 1 $ 117,000 $ 117,000 $ 50,000
Lee County Virginia 1 $ 60,000 $ 60,000 $ 50,000
Mecklenburg County Virginia 1 $ 90,000 $ 90,000 $ 39,000
Northampton County Virginia 1 $ 77,000 $ 77,000 $ 46,000
Northumberland County Virginia 1 $ 72,000 $ 72,000 $ 38,000
Norton County Virginia 1 $ 65,000 $ 65,000 $ 45,000
Page County Virginia 1 $ 135,000 $ 135,000 $ 35,000
Patrick County Virginia 1 $ 56,000 $ 56,000 $ 24,000
Petersburg County Virginia 1 $ 117,000 $ 117,000 $ 56,000
Pulaski County Virginia 1 $ 149,000 $ 149,000 $ 80,000
Radford County Virginia 1 $ 84,000 $ 84,000 $ 0
Scott County Virginia 1 $ 136,000 $ 136,000 $ 41,000
Southampton County Virginia 1 $ 114,000 $ 114,000 $ 0
Surry County Virginia 1 $ 105,000 $ 105,000 $ 73,000
Tazewell County Virginia 1 $ 92,000 $ 92,000 $ 31,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Guardian Loan Company in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,456 $461,774,000 $182,000 $850,000 $65,615 $900,000
Home Purchase 379 $66,650,000 $173,000 $800,000 $88,777 $1,680,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,332 $254,555,000 $196,615 $850,000 $71,000 $900,000
Not Provided 1,077 $195,235,000 $221,727 $800,000 $73,727 $1,680,000
Black or African American 292 $51,838,000 $154,571 $680,000 $53,857 $600,000
Hispanic 96 $19,041,000 $180,142 $405,000 $59,571 $242,000
Asian 24 $4,741,000 $207,571 $405,000 $76,714 $173,000
American Indian or Alaskan Native 8 $1,314,000 $165,000 $242,000 $52,250 $95,000
Native Hawaiian or Other Pacific Islander 6 $1,700,000 $266,750 $400,000 $65,500 $150,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,828 $527,413,000 $176,000 $850,000 $68,538 $1,680,000
FHA-insured (Federal Housing Administration) 3 $318,000 $106,000 $171,000 $10,000 $30,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $540,000 $155,000 $230,000 $51,500 $67,000
VA-guaranteed (Veterans Administration) 1 $153,000 $153,000 $153,000 $70,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,382 $264,234,000 $180,777 $720,000 $63,000 $432,000
Application Approved But Not Accepted 1,225 $226,534,000 $179,666 $850,000 $73,750 $1,680,000
Application Denied By Financial Institution 228 $37,656,000 $201,000 $775,000 $61,181 $329,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

Download the New York Lender List