Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Guidance Residential, Llc 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,293 |
| Total Mortgage Loan Application Amount | $539,321,000 |
| Average Mortgage Loan Application Amount | $234,500 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $115,000 |
| Highest Applicant Income | $1,754,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 150 | $ 26,409,000 | $ 176,000 | $ 97,000 |
| Queens County New York | 101 | $ 36,434,000 | $ 360,000 | $ 92,000 |
| DuPage County Illinois | 98 | $ 18,505,000 | $ 188,000 | $ 109,000 |
| Nassau County New York | 73 | $ 22,049,000 | $ 302,000 | $ 140,000 |
| Middlesex County New Jersey | 59 | $ 16,059,000 | $ 272,000 | $ 133,000 |
| Harris County Texas | 50 | $ 9,557,000 | $ 191,000 | $ 138,000 |
| Fairfax County Virginia | 46 | $ 13,230,000 | $ 287,000 | $ 111,000 |
| Los Angeles County California | 43 | $ 16,375,000 | $ 380,000 | $ 103,000 |
| Loudoun County Virginia | 43 | $ 13,626,000 | $ 316,000 | $ 115,000 |
| Orange County Florida | 42 | $ 8,071,000 | $ 192,000 | $ 89,000 |
| Fort Bend County Texas | 42 | $ 8,783,000 | $ 209,000 | $ 96,000 |
| Broward County Florida | 33 | $ 6,290,000 | $ 190,000 | $ 99,000 |
| Middlesex County Massachusetts | 33 | $ 8,847,000 | $ 268,000 | $ 98,000 |
| Wayne County Michigan | 33 | $ 7,078,000 | $ 214,000 | $ 130,000 |
| Collin County Texas | 32 | $ 5,985,000 | $ 187,000 | $ 100,000 |
| Fulton County Georgia | 31 | $ 6,665,000 | $ 215,000 | $ 103,000 |
| Bergen County New Jersey | 30 | $ 8,335,000 | $ 277,000 | $ 132,000 |
| Kings County New York | 29 | $ 9,705,000 | $ 334,000 | $ 129,000 |
| Franklin County Ohio | 29 | $ 5,021,000 | $ 173,000 | $ 88,000 |
| Dallas County Texas | 29 | $ 4,757,000 | $ 164,000 | $ 97,000 |
| Prince William County Virginia | 29 | $ 6,660,000 | $ 229,000 | $ 127,000 |
| Baltimore County Maryland | 27 | $ 4,683,000 | $ 173,000 | $ 82,000 |
| Oakland County Michigan | 27 | $ 5,637,000 | $ 208,000 | $ 169,000 |
| Hillsborough County Florida | 26 | $ 4,499,000 | $ 173,000 | $ 144,000 |
| Gwinnett County Georgia | 25 | $ 4,060,000 | $ 162,000 | $ 64,000 |
| Richmond County New York | 23 | $ 7,289,000 | $ 316,000 | $ 133,000 |
| Suffolk County New York | 23 | $ 6,513,000 | $ 283,000 | $ 137,000 |
| Wake County North Carolina | 23 | $ 3,953,000 | $ 171,000 | $ 70,000 |
| King County Washington | 23 | $ 6,883,000 | $ 299,000 | $ 106,000 |
| Orange County California | 22 | $ 9,273,000 | $ 421,000 | $ 144,000 |
| San Diego County California | 22 | $ 7,408,000 | $ 336,000 | $ 123,000 |
| Montgomery County Maryland | 20 | $ 6,406,000 | $ 320,000 | $ 147,000 |
| Anoka County Minnesota | 20 | $ 3,384,000 | $ 169,000 | $ 108,000 |
| Alameda County California | 19 | $ 6,651,000 | $ 350,000 | $ 106,000 |
| Philadelphia County Pennsylvania | 19 | $ 2,447,000 | $ 128,000 | $ 81,000 |
| Prince George's County Maryland | 18 | $ 4,378,000 | $ 243,000 | $ 137,000 |
| Tarrant County Texas | 18 | $ 2,718,000 | $ 151,000 | $ 80,000 |
| Hennepin County Minnesota | 17 | $ 2,663,000 | $ 156,000 | $ 116,000 |
| Passaic County New Jersey | 17 | $ 3,720,000 | $ 218,000 | $ 107,000 |
| Worcester County Massachusetts | 16 | $ 4,058,000 | $ 253,000 | $ 111,000 |
| Will County Illinois | 15 | $ 3,134,000 | $ 208,000 | $ 86,000 |
| Howard County Maryland | 15 | $ 4,967,000 | $ 331,000 | $ 157,000 |
| Bronx County New York | 15 | $ 4,824,000 | $ 321,000 | $ 87,000 |
| Riverside County California | 14 | $ 3,926,000 | $ 280,000 | $ 145,000 |
| Santa Clara County California | 14 | $ 6,211,000 | $ 443,000 | $ 153,000 |
| Cobb County Georgia | 14 | $ 3,037,000 | $ 216,000 | $ 194,000 |
| Albany County New York | 14 | $ 2,496,000 | $ 178,000 | $ 126,000 |
| Hartford County Connecticut | 13 | $ 2,460,000 | $ 189,000 | $ 80,000 |
| Suffolk County Massachusetts | 13 | $ 2,757,000 | $ 212,000 | $ 80,000 |
| Norfolk County Massachusetts | 12 | $ 2,808,000 | $ 234,000 | $ 91,000 |
| Hudson County New Jersey | 12 | $ 2,697,000 | $ 224,000 | $ 261,000 |
| Somerset County New Jersey | 12 | $ 4,366,000 | $ 363,000 | $ 132,000 |
| Osceola County Florida | 11 | $ 1,174,000 | $ 106,000 | $ 80,000 |
| Macomb County Michigan | 11 | $ 1,181,000 | $ 107,000 | $ 47,000 |
| Cuyahoga County Ohio | 11 | $ 2,716,000 | $ 246,000 | $ 165,000 |
| San Bernardino County California | 10 | $ 1,936,000 | $ 193,000 | $ 151,000 |
| San Joaquin County California | 10 | $ 1,742,000 | $ 174,000 | $ 187,000 |
| DeKalb County Georgia | 10 | $ 1,729,000 | $ 172,000 | $ 80,000 |
| Shelby County Tennessee | 10 | $ 1,948,000 | $ 194,000 | $ 121,000 |
| Williamson County Texas | 10 | $ 2,200,000 | $ 220,000 | $ 113,000 |
| Sacramento County California | 9 | $ 2,328,000 | $ 258,000 | $ 124,000 |
| Champaign County Illinois | 9 | $ 1,667,000 | $ 185,000 | $ 68,000 |
| Lake County Illinois | 9 | $ 1,805,000 | $ 200,000 | $ 137,000 |
| Monmouth County New Jersey | 9 | $ 2,644,000 | $ 293,000 | $ 200,000 |
| Westchester County New York | 9 | $ 3,046,000 | $ 338,000 | $ 101,000 |
| Delaware County Pennsylvania | 9 | $ 894,000 | $ 99,000 | $ 57,000 |
| Montgomery County Pennsylvania | 9 | $ 2,326,000 | $ 258,000 | $ 89,000 |
| Milwaukee County Wisconsin | 9 | $ 1,528,000 | $ 169,000 | $ 188,000 |
| Contra Costa County California | 8 | $ 1,948,000 | $ 243,000 | $ 121,000 |
| New Haven County Connecticut | 8 | $ 1,185,000 | $ 148,000 | $ 82,000 |
| Forsyth County Georgia | 8 | $ 1,405,000 | $ 175,000 | $ 96,000 |
| Peoria County Illinois | 8 | $ 1,280,000 | $ 160,000 | $ 93,000 |
| Anne Arundel County Maryland | 8 | $ 1,863,000 | $ 232,000 | $ 103,000 |
| Washtenaw County Michigan | 8 | $ 1,560,000 | $ 195,000 | $ 143,000 |
| Essex County New Jersey | 8 | $ 1,780,000 | $ 222,000 | $ 91,000 |
| Washington County Oregon | 8 | $ 1,888,000 | $ 236,000 | $ 94,000 |
| Allegheny County Pennsylvania | 8 | $ 1,587,000 | $ 198,000 | $ 161,000 |
| Henrico County Virginia | 8 | $ 1,427,000 | $ 178,000 | $ 52,000 |
| Miami-Dade County Florida | 7 | $ 1,060,000 | $ 151,000 | $ 64,000 |
| Palm Beach County Florida | 7 | $ 1,933,000 | $ 276,000 | $ 217,000 |
| Dakota County Minnesota | 7 | $ 1,160,000 | $ 165,000 | $ 65,000 |
| Erie County New York | 7 | $ 1,068,000 | $ 152,000 | $ 122,000 |
| Mecklenburg County North Carolina | 7 | $ 717,000 | $ 102,000 | $ 54,000 |
| Cumberland County Pennsylvania | 7 | $ 1,646,000 | $ 235,000 | $ 105,000 |
| Lehigh County Pennsylvania | 7 | $ 1,279,000 | $ 182,000 | $ 119,000 |
| Snohomish County Washington | 7 | $ 1,824,000 | $ 260,000 | $ 155,000 |
| Fairfield County Connecticut | 6 | $ 1,058,000 | $ 176,000 | $ 75,000 |
| Kane County Illinois | 6 | $ 878,000 | $ 146,000 | $ 91,000 |
| Frederick County Maryland | 6 | $ 1,446,000 | $ 241,000 | $ 107,000 |
| Genesee County Michigan | 6 | $ 1,620,000 | $ 270,000 | $ 258,000 |
| Burlington County New Jersey | 6 | $ 1,343,000 | $ 223,000 | $ 71,000 |
| Butler County Ohio | 6 | $ 1,079,000 | $ 179,000 | $ 161,000 |
| Denton County Texas | 6 | $ 1,388,000 | $ 231,000 | $ 108,000 |
| Galveston County Texas | 6 | $ 1,138,000 | $ 189,000 | $ 113,000 |
| Travis County Texas | 6 | $ 1,025,000 | $ 170,000 | $ 142,000 |
| San Francisco County California | 5 | $ 1,906,000 | $ 381,000 | $ 111,000 |
| San Mateo County California | 5 | $ 1,334,000 | $ 266,000 | $ 100,000 |
| Ventura County California | 5 | $ 2,206,000 | $ 441,000 | $ 134,000 |
| Polk County Florida | 5 | $ 727,000 | $ 145,000 | $ 230,000 |
| Baltimore City County Maryland | 5 | $ 722,000 | $ 144,000 | $ 70,000 |
| Bristol County Massachusetts | 5 | $ 1,059,000 | $ 211,000 | $ 91,000 |
| Ramsey County Minnesota | 5 | $ 1,183,000 | $ 236,000 | $ 80,000 |
| Mercer County New Jersey | 5 | $ 1,206,000 | $ 241,000 | $ 72,000 |
| Durham County North Carolina | 5 | $ 964,000 | $ 192,000 | $ 72,000 |
| Northampton County Pennsylvania | 5 | $ 1,106,000 | $ 221,000 | $ 119,000 |
| Greenville County South Carolina | 5 | $ 777,000 | $ 155,000 | $ 93,000 |
| Brazoria County Texas | 5 | $ 1,008,000 | $ 201,000 | $ 143,000 |
| Pierce County Washington | 5 | $ 1,312,000 | $ 262,000 | $ 186,000 |
| Kern County California | 4 | $ 653,000 | $ 163,000 | $ 110,000 |
| Sonoma County California | 4 | $ 1,392,000 | $ 348,000 | $ 193,000 |
| Duval County Florida | 4 | $ 1,022,000 | $ 255,000 | $ 119,000 |
| St. Lucie County Florida | 4 | $ 571,000 | $ 142,000 | $ 242,000 |
| Columbia County Georgia | 4 | $ 1,058,000 | $ 264,000 | $ 108,000 |
| Kendall County Illinois | 4 | $ 720,000 | $ 180,000 | $ 67,000 |
| McHenry County Illinois | 4 | $ 1,001,000 | $ 250,000 | $ 100,000 |
| Morris County New Jersey | 4 | $ 1,392,000 | $ 348,000 | $ 160,000 |
| Ocean County New Jersey | 4 | $ 1,254,000 | $ 313,000 | $ 109,000 |
| Dutchess County New York | 4 | $ 1,044,000 | $ 261,000 | $ 76,000 |
| Monroe County New York | 4 | $ 777,000 | $ 194,000 | $ 92,000 |
| Rockland County New York | 4 | $ 1,096,000 | $ 274,000 | $ 257,000 |
| Guilford County North Carolina | 4 | $ 824,000 | $ 206,000 | $ 84,000 |
| Montgomery County Ohio | 4 | $ 754,000 | $ 188,000 | $ 89,000 |
| Maricopa County Arizona | 3 | $ 702,000 | $ 234,000 | $ 66,000 |
| Placer County California | 3 | $ 1,489,000 | $ 496,000 | $ 339,000 |
| Solano County California | 3 | $ 795,000 | $ 265,000 | $ 108,000 |
| Alachua County Florida | 3 | $ 638,000 | $ 212,000 | $ 396,000 |
| Brevard County Florida | 3 | $ 559,000 | $ 186,000 | $ 38,000 |
| Lake County Florida | 3 | $ 444,000 | $ 148,000 | $ 68,000 |
| Seminole County Florida | 3 | $ 1,124,000 | $ 374,000 | $ 141,000 |
| DeKalb County Illinois | 3 | $ 482,000 | $ 160,000 | $ 52,000 |
| Essex County Massachusetts | 3 | $ 691,000 | $ 230,000 | $ 92,000 |
| Hampden County Massachusetts | 3 | $ 338,000 | $ 112,000 | $ 26,000 |
| Union County New Jersey | 3 | $ 775,000 | $ 258,000 | $ 102,000 |
| Sullivan County New York | 3 | $ 651,000 | $ 217,000 | $ 182,000 |
| Summit County Ohio | 3 | $ 755,000 | $ 251,000 | $ 196,000 |
| Jackson County Oregon | 3 | $ 617,000 | $ 205,000 | $ 306,000 |
| Multnomah County Oregon | 3 | $ 470,000 | $ 156,000 | $ 147,000 |
| York County Pennsylvania | 3 | $ 278,000 | $ 92,000 | $ 42,000 |
| Horry County South Carolina | 3 | $ 314,000 | $ 104,000 | $ 25,000 |
| Davidson County Tennessee | 3 | $ 631,000 | $ 210,000 | $ 69,000 |
| Rutherford County Tennessee | 3 | $ 453,000 | $ 151,000 | $ 27,000 |
| Montgomery County Texas | 3 | $ 461,000 | $ 153,000 | $ 113,000 |
| Alexandria County Virginia | 3 | $ 684,000 | $ 228,000 | $ 101,000 |
| Arlington County Virginia | 3 | $ 999,000 | $ 333,000 | $ 126,000 |
| Waukesha County Wisconsin | 3 | $ 740,000 | $ 246,000 | $ 87,000 |
| Yolo County California | 2 | $ 351,000 | $ 175,000 | $ 150,000 |
| New London County Connecticut | 2 | $ 347,000 | $ 173,000 | $ 76,000 |
| Tolland County Connecticut | 2 | $ 137,000 | $ 68,000 | $ 36,000 |
| Lee County Florida | 2 | $ 564,000 | $ 282,000 | $ 111,000 |
| Manatee County Florida | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| McLean County Illinois | 2 | $ 275,000 | $ 137,000 | $ 98,000 |
| Sangamon County Illinois | 2 | $ 364,000 | $ 182,000 | $ 90,000 |
| Harford County Maryland | 2 | $ 447,000 | $ 223,000 | $ 161,000 |
| Washington County Maryland | 2 | $ 790,000 | $ 395,000 | $ 283,000 |
| Wicomico County Maryland | 2 | $ 324,000 | $ 162,000 | $ 112,000 |
| Saratoga County New York | 2 | $ 550,000 | $ 275,000 | $ 109,000 |
| Schenectady County New York | 2 | $ 517,000 | $ 258,000 | $ 100,000 |
| Cabarrus County North Carolina | 2 | $ 423,000 | $ 211,000 | $ 76,000 |
| Forsyth County North Carolina | 2 | $ 251,000 | $ 125,000 | $ 92,000 |
| Orange County North Carolina | 2 | $ 249,000 | $ 124,000 | $ 151,000 |
| Pitt County North Carolina | 2 | $ 267,000 | $ 133,000 | $ 88,000 |
| Hamilton County Ohio | 2 | $ 521,000 | $ 260,000 | $ 255,000 |
| Lucas County Ohio | 2 | $ 314,000 | $ 157,000 | $ 94,000 |
| Union County Ohio | 2 | $ 590,000 | $ 295,000 | $ 213,000 |
| Warren County Ohio | 2 | $ 434,000 | $ 217,000 | $ 261,000 |
| Chester County Pennsylvania | 2 | $ 465,000 | $ 232,000 | $ 97,000 |
| Lancaster County Pennsylvania | 2 | $ 767,000 | $ 383,000 | $ 201,000 |
| Hamilton County Tennessee | 2 | $ 404,000 | $ 202,000 | $ 95,000 |
| Bexar County Texas | 2 | $ 614,000 | $ 307,000 | $ 130,000 |
| Chesterfield County Virginia | 2 | $ 546,000 | $ 273,000 | $ 89,000 |
| Manassas County Virginia | 2 | $ 479,000 | $ 239,000 | $ 59,000 |
| Portsmouth County Virginia | 2 | $ 167,000 | $ 83,000 | $ 29,000 |
| Stafford County Virginia | 2 | $ 391,000 | $ 195,000 | $ 81,000 |
| Kenosha County Wisconsin | 2 | $ 356,000 | $ 178,000 | $ 79,000 |
| Walworth County Wisconsin | 2 | $ 201,000 | $ 100,000 | $ 172,000 |
| Fresno County California | 1 | $ 254,000 | $ 254,000 | $ 96,000 |
| Marin County California | 1 | $ 345,000 | $ 345,000 | $ 76,000 |
| Merced County California | 1 | $ 113,000 | $ 113,000 | $ 132,000 |
| Monterey County California | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Santa Barbara County California | 1 | $ 388,000 | $ 388,000 | $ 211,000 |
| Santa Cruz County California | 1 | $ 561,000 | $ 561,000 | $ 167,000 |
| Litchfield County Connecticut | 1 | $ 213,000 | $ 213,000 | $ 165,000 |
| Middlesex County Connecticut | 1 | $ 172,000 | $ 172,000 | $ 88,000 |
| Bay County Florida | 1 | $ 225,000 | $ 225,000 | $ 250,000 |
| Charlotte County Florida | 1 | $ 287,000 | $ 287,000 | $ 76,000 |
| Leon County Florida | 1 | $ 242,000 | $ 242,000 | $ 72,000 |
| Marion County Florida | 1 | $ 124,000 | $ 124,000 | $ 87,000 |
| Okeechobee County Florida | 1 | $ 241,000 | $ 241,000 | $ 300,000 |
| Pasco County Florida | 1 | $ 234,000 | $ 234,000 | $ 90,000 |
| Pinellas County Florida | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Sarasota County Florida | 1 | $ 166,000 | $ 166,000 | $ 275,000 |
| St. Johns County Florida | 1 | $ 330,000 | $ 330,000 | $ 180,000 |
| Barrow County Georgia | 1 | $ 84,000 | $ 84,000 | $ 95,000 |
| Cherokee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 21,000 |
| Clayton County Georgia | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Muscogee County Georgia | 1 | $ 307,000 | $ 307,000 | $ 186,000 |
| Oconee County Georgia | 1 | $ 113,000 | $ 113,000 | $ 20,000 |
| Richmond County Georgia | 1 | $ 160,000 | $ 160,000 | $ 150,000 |
| Troup County Georgia | 1 | $ 247,000 | $ 247,000 | $ 422,000 |
| Macon County Illinois | 1 | $ 152,000 | $ 152,000 | $ 264,000 |
| Winnebago County Illinois | 1 | $ 60,000 | $ 60,000 | $ 184,000 |
| Johnson County Kansas | 1 | $ 273,000 | $ 273,000 | $ 84,000 |
| Hampshire County Massachusetts | 1 | $ 293,000 | $ 293,000 | $ 109,000 |
| Clinton County Michigan | 1 | $ 252,000 | $ 252,000 | $ 170,000 |
| Ingham County Michigan | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| Lapeer County Michigan | 1 | $ 238,000 | $ 238,000 | $ 118,000 |
| Saginaw County Michigan | 1 | $ 163,000 | $ 163,000 | $ 205,000 |
| Carver County Minnesota | 1 | $ 262,000 | $ 262,000 | $ 112,000 |
| Freeborn County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 28,000 |
| Kandiyohi County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Scott County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Sherburne County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 200,000 |
| Washington County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 45,000 |
| Gloucester County New Jersey | 1 | $ 246,000 | $ 246,000 | $ 45,000 |
| Chemung County New York | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| New York County New York | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Oneida County New York | 1 | $ 231,000 | $ 231,000 | $ 84,000 |
| Onondaga County New York | 1 | $ 220,000 | $ 220,000 | $ 202,000 |
| Orange County New York | 1 | $ 382,000 | $ 382,000 | $ 192,000 |
| Ulster County New York | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Cumberland County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 68,000 |
| Gaston County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 53,000 |
| Iredell County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 106,000 |
| Johnston County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 27,000 |
| Nash County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 39,000 |
| New Hanover County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 87,000 |
| Onslow County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Scotland County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 387,000 |
| Clark County Ohio | 1 | $ 240,000 | $ 240,000 | $ 350,000 |
| Greene County Ohio | 1 | $ 148,000 | $ 148,000 | $ 104,000 |
| Bucks County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 84,000 |
| Lackawanna County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Lebanon County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 16,000 |
| Monroe County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Florence County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 41,000 |
| Pickens County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 94,000 |
| Richland County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 186,000 |
| York County South Carolina | 1 | $ 336,000 | $ 336,000 | $ 176,000 |
| Knox County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 114,000 |
| Washington County Tennessee | 1 | $ 208,000 | $ 208,000 | $ 198,000 |
| El Paso County Texas | 1 | $ 198,000 | $ 198,000 | $ 137,000 |
| Harrison County Texas | 1 | $ 261,000 | $ 261,000 | $ 175,000 |
| Hidalgo County Texas | 1 | $ 255,000 | $ 255,000 | $ 274,000 |
| Rockwall County Texas | 1 | $ 82,000 | $ 82,000 | $ 27,000 |
| Fairfax City County Virginia | 1 | $ 538,000 | $ 538,000 | $ 295,000 |
| Richmond City County Virginia | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| York County Virginia | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Skagit County Washington | 1 | $ 84,000 | $ 84,000 | $ 56,000 |
| Thurston County Washington | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Outagamie County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,182 | $273,821,000 | $231,000 | $750,000 | $109,000 | $1,273,000 |
| Refinancing | 1,111 | $265,500,000 | $238,000 | $690,000 | $121,000 | $1,754,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,551 | $379,190,000 | $244,000 | $750,000 | $120,000 | $1,754,000 |
| White | 553 | $123,257,000 | $222,000 | $626,000 | $111,000 | $832,000 |
| Black or African American | 152 | $28,598,000 | $188,000 | $561,000 | $82,000 | $345,000 |
| Hispanic | 30 | $6,858,000 | $228,000 | $527,000 | $105,000 | $625,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,254,000 | $250,000 | $347,000 | $121,000 | $271,000 |
| American Indian or Alaskan Native | 1 | $71,000 | $71,000 | $71,000 | $70,000 | $70,000 |
| Not Provided | 1 | $93,000 | $93,000 | $93,000 | $270,000 | $270,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,293 | $539,321,000 | $235,000 | $750,000 | $115,000 | $1,754,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,372 | $319,341,000 | $232,000 | $626,000 | $116,000 | $1,268,000 |
| File Closed For Incompleteness | 246 | $60,140,000 | $244,000 | $750,000 | $117,000 | $540,000 |
| Application Denied By Financial Institution | 233 | $49,689,000 | $213,000 | $626,000 | $88,000 | $1,273,000 |
| Application Approved But Not Accepted | 225 | $57,639,000 | $256,000 | $626,000 | $121,000 | $783,000 |
| Application Withdrawn By Applicant | 217 | $52,512,000 | $241,000 | $625,000 | $127,000 | $1,754,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 62 | $13,856,000 | $223,000 | $608,000 | $51,000 | $189,000 |
| Mortgage Insurance Denied | 46 | $11,037,000 | $239,000 | $626,000 | $110,000 | $650,000 |
| Collateral | 37 | $7,217,000 | $195,000 | $436,000 | $89,000 | $290,000 |
| Credit History | 36 | $6,644,000 | $184,000 | $626,000 | $101,000 | $306,000 |
| Unverifiable Information | 20 | $4,345,000 | $217,000 | $400,000 | $148,000 | $1,273,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,596,000 | $159,000 | $264,000 | $93,000 | $165,000 |
| Employment History | 6 | $842,000 | $140,000 | $248,000 | $77,000 | $150,000 |
| Credit Application Incomplete | 1 | $417,000 | $417,000 | $417,000 | $128,000 | $128,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.