Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Guidance Residential, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,840 |
| Total Mortgage Loan Application Amount | $1,041,750,000 |
| Average Mortgage Loan Application Amount | $318,666 |
| Highest Mortgage Loan Application Amount | $1,425,000 |
| Average Applicant Income | $153,000 |
| Highest Applicant Income | $3,450,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 103 | $ 28,425,000 | $ 275,000 | $ 138,000 |
| DuPage County Illinois | 92 | $ 29,580,000 | $ 321,000 | $ 163,000 |
| Collin County Texas | 92 | $ 40,640,000 | $ 441,000 | $ 194,000 |
| Fort Bend County Texas | 72 | $ 25,090,000 | $ 348,000 | $ 189,000 |
| Harris County Texas | 67 | $ 22,445,000 | $ 335,000 | $ 170,000 |
| Erie County New York | 64 | $ 11,500,000 | $ 179,000 | $ 69,000 |
| Middlesex County New Jersey | 60 | $ 27,140,000 | $ 452,000 | $ 182,000 |
| Dallas County Texas | 49 | $ 17,965,000 | $ 366,000 | $ 153,000 |
| Wayne County Michigan | 48 | $ 10,410,000 | $ 216,000 | $ 115,000 |
| Nassau County New York | 45 | $ 23,665,000 | $ 525,000 | $ 225,000 |
| King County Washington | 40 | $ 24,010,000 | $ 600,000 | $ 171,000 |
| Franklin County Ohio | 37 | $ 11,965,000 | $ 323,000 | $ 166,000 |
| Fairfax County Virginia | 33 | $ 15,205,000 | $ 460,000 | $ 169,000 |
| Sacramento County California | 32 | $ 13,670,000 | $ 427,000 | $ 148,000 |
| Prince William County Virginia | 32 | $ 12,760,000 | $ 398,000 | $ 133,000 |
| Will County Illinois | 31 | $ 9,665,000 | $ 311,000 | $ 130,000 |
| Wake County North Carolina | 31 | $ 11,895,000 | $ 383,000 | $ 147,000 |
| Hillsborough County Florida | 29 | $ 10,365,000 | $ 357,000 | $ 162,000 |
| Queens County New York | 29 | $ 15,875,000 | $ 547,000 | $ 179,000 |
| Baltimore County Maryland | 27 | $ 7,285,000 | $ 269,000 | $ 168,000 |
| Washington County Oregon | 25 | $ 11,565,000 | $ 462,000 | $ 158,000 |
| Oakland County Michigan | 24 | $ 9,290,000 | $ 387,000 | $ 206,000 |
| St. Louis County Missouri | 24 | $ 8,060,000 | $ 335,000 | $ 151,000 |
| Middlesex County Massachusetts | 23 | $ 10,815,000 | $ 470,000 | $ 184,000 |
| Worcester County Massachusetts | 21 | $ 9,505,000 | $ 452,000 | $ 191,000 |
| Maricopa County Arizona | 20 | $ 7,570,000 | $ 378,000 | $ 135,000 |
| Gwinnett County Georgia | 20 | $ 6,780,000 | $ 339,000 | $ 122,000 |
| Bronx County New York | 20 | $ 11,330,000 | $ 566,000 | $ 118,000 |
| San Joaquin County California | 19 | $ 9,045,000 | $ 476,000 | $ 148,000 |
| Hartford County Connecticut | 19 | $ 5,345,000 | $ 281,000 | $ 138,000 |
| Howard County Maryland | 19 | $ 9,695,000 | $ 510,000 | $ 206,000 |
| Hennepin County Minnesota | 19 | $ 6,305,000 | $ 331,000 | $ 175,000 |
| Snohomish County Washington | 19 | $ 12,555,000 | $ 660,000 | $ 202,000 |
| Orange County Florida | 18 | $ 7,150,000 | $ 397,000 | $ 171,000 |
| Hamilton County Indiana | 18 | $ 7,020,000 | $ 390,000 | $ 213,000 |
| Passaic County New Jersey | 18 | $ 7,510,000 | $ 417,000 | $ 129,000 |
| Broward County Florida | 17 | $ 6,415,000 | $ 377,000 | $ 140,000 |
| Prince George's County Maryland | 17 | $ 6,425,000 | $ 377,000 | $ 166,000 |
| Anoka County Minnesota | 17 | $ 6,065,000 | $ 356,000 | $ 162,000 |
| Somerset County New Jersey | 17 | $ 9,825,000 | $ 577,000 | $ 198,000 |
| Tarrant County Texas | 17 | $ 7,285,000 | $ 428,000 | $ 197,000 |
| Loudoun County Virginia | 17 | $ 7,235,000 | $ 425,000 | $ 157,000 |
| Philadelphia County Pennsylvania | 16 | $ 3,750,000 | $ 234,000 | $ 110,000 |
| Suffolk County New York | 15 | $ 7,385,000 | $ 492,000 | $ 186,000 |
| Cuyahoga County Ohio | 15 | $ 3,045,000 | $ 203,000 | $ 233,000 |
| Allegheny County Pennsylvania | 15 | $ 3,305,000 | $ 220,000 | $ 110,000 |
| Denton County Texas | 15 | $ 5,335,000 | $ 355,000 | $ 145,000 |
| Travis County Texas | 15 | $ 5,155,000 | $ 343,000 | $ 143,000 |
| Williamson County Texas | 15 | $ 5,735,000 | $ 382,000 | $ 189,000 |
| Los Angeles County California | 14 | $ 8,690,000 | $ 620,000 | $ 209,000 |
| Jefferson County Kentucky | 14 | $ 3,870,000 | $ 276,000 | $ 122,000 |
| Macomb County Michigan | 14 | $ 2,390,000 | $ 170,000 | $ 85,000 |
| Bergen County New Jersey | 14 | $ 6,610,000 | $ 472,000 | $ 181,000 |
| Shelby County Tennessee | 14 | $ 4,360,000 | $ 311,000 | $ 147,000 |
| Pierce County Washington | 14 | $ 6,730,000 | $ 480,000 | $ 144,000 |
| Riverside County California | 13 | $ 6,245,000 | $ 480,000 | $ 152,000 |
| Mercer County New Jersey | 13 | $ 4,015,000 | $ 308,000 | $ 110,000 |
| Guilford County North Carolina | 13 | $ 3,325,000 | $ 255,000 | $ 98,000 |
| Santa Clara County California | 12 | $ 8,700,000 | $ 725,000 | $ 251,000 |
| Fairfield County Connecticut | 12 | $ 4,800,000 | $ 400,000 | $ 157,000 |
| New Castle County Delaware | 12 | $ 3,120,000 | $ 260,000 | $ 134,000 |
| Pasco County Florida | 12 | $ 4,770,000 | $ 397,000 | $ 128,000 |
| Fulton County Georgia | 12 | $ 5,940,000 | $ 495,000 | $ 205,000 |
| Albany County New York | 12 | $ 3,880,000 | $ 323,000 | $ 204,000 |
| Bucks County Pennsylvania | 12 | $ 5,060,000 | $ 421,000 | $ 243,000 |
| Orange County California | 11 | $ 5,835,000 | $ 530,000 | $ 243,000 |
| San Diego County California | 11 | $ 6,325,000 | $ 575,000 | $ 229,000 |
| Palm Beach County Florida | 11 | $ 3,225,000 | $ 293,000 | $ 138,000 |
| Dakota County Minnesota | 10 | $ 4,280,000 | $ 428,000 | $ 117,000 |
| Burlington County New Jersey | 10 | $ 3,010,000 | $ 301,000 | $ 146,000 |
| Lehigh County Pennsylvania | 10 | $ 3,640,000 | $ 364,000 | $ 156,000 |
| Montgomery County Pennsylvania | 10 | $ 3,820,000 | $ 382,000 | $ 182,000 |
| Milwaukee County Wisconsin | 10 | $ 2,780,000 | $ 278,000 | $ 146,000 |
| Alameda County California | 9 | $ 7,755,000 | $ 861,000 | $ 251,000 |
| San Bernardino County California | 9 | $ 4,755,000 | $ 528,000 | $ 235,000 |
| New Haven County Connecticut | 9 | $ 1,925,000 | $ 213,000 | $ 82,000 |
| Champaign County Illinois | 9 | $ 1,635,000 | $ 181,000 | $ 139,000 |
| Peoria County Illinois | 9 | $ 1,845,000 | $ 205,000 | $ 124,000 |
| Marion County Indiana | 9 | $ 2,025,000 | $ 225,000 | $ 121,000 |
| Kings County New York | 9 | $ 5,215,000 | $ 579,000 | $ 133,000 |
| Richmond County New York | 9 | $ 4,455,000 | $ 495,000 | $ 144,000 |
| Brazoria County Texas | 9 | $ 3,275,000 | $ 363,000 | $ 269,000 |
| Placer County California | 8 | $ 3,900,000 | $ 487,000 | $ 119,000 |
| Osceola County Florida | 8 | $ 1,700,000 | $ 212,000 | $ 177,000 |
| Montgomery County Maryland | 8 | $ 4,550,000 | $ 568,000 | $ 194,000 |
| Camden County New Jersey | 8 | $ 2,040,000 | $ 255,000 | $ 91,000 |
| Essex County New Jersey | 8 | $ 3,090,000 | $ 386,000 | $ 147,000 |
| Hudson County New Jersey | 8 | $ 2,930,000 | $ 366,000 | $ 105,000 |
| Union County New Jersey | 8 | $ 3,570,000 | $ 446,000 | $ 148,000 |
| Westchester County New York | 8 | $ 3,770,000 | $ 471,000 | $ 170,000 |
| Mecklenburg County North Carolina | 8 | $ 3,110,000 | $ 388,000 | $ 166,000 |
| Polk County Oregon | 8 | $ 3,940,000 | $ 492,000 | $ 230,000 |
| Henrico County Virginia | 8 | $ 3,580,000 | $ 447,000 | $ 186,000 |
| Jefferson County Alabama | 7 | $ 2,065,000 | $ 295,000 | $ 152,000 |
| Kendall County Illinois | 7 | $ 1,805,000 | $ 257,000 | $ 108,000 |
| Lake County Illinois | 7 | $ 2,995,000 | $ 427,000 | $ 163,000 |
| Essex County Massachusetts | 7 | $ 3,195,000 | $ 456,000 | $ 110,000 |
| Broome County New York | 7 | $ 1,175,000 | $ 167,000 | $ 88,000 |
| Onondaga County New York | 7 | $ 1,955,000 | $ 279,000 | $ 118,000 |
| Saratoga County New York | 7 | $ 2,385,000 | $ 340,000 | $ 186,000 |
| Butler County Ohio | 7 | $ 2,365,000 | $ 337,000 | $ 172,000 |
| Warren County Ohio | 7 | $ 3,435,000 | $ 490,000 | $ 142,000 |
| Benton County Arkansas | 6 | $ 2,210,000 | $ 368,000 | $ 137,000 |
| Fresno County California | 6 | $ 2,860,000 | $ 476,000 | $ 152,000 |
| District of Columbia County District Of Columbia | 6 | $ 2,300,000 | $ 383,000 | $ 660,000 |
| Forsyth County Georgia | 6 | $ 2,720,000 | $ 453,000 | $ 128,000 |
| Lake County Indiana | 6 | $ 1,520,000 | $ 253,000 | $ 169,000 |
| Anne Arundel County Maryland | 6 | $ 2,160,000 | $ 360,000 | $ 200,000 |
| Washtenaw County Michigan | 6 | $ 2,380,000 | $ 396,000 | $ 128,000 |
| Delaware County Ohio | 6 | $ 2,890,000 | $ 481,000 | $ 222,000 |
| Lucas County Ohio | 6 | $ 1,990,000 | $ 331,000 | $ 337,000 |
| Pima County Arizona | 5 | $ 1,785,000 | $ 357,000 | $ 135,000 |
| Pinal County Arizona | 5 | $ 1,265,000 | $ 253,000 | $ 167,000 |
| Pulaski County Arkansas | 5 | $ 1,755,000 | $ 351,000 | $ 107,000 |
| Contra Costa County California | 5 | $ 2,805,000 | $ 561,000 | $ 258,000 |
| Alachua County Florida | 5 | $ 1,655,000 | $ 331,000 | $ 141,000 |
| Brevard County Florida | 5 | $ 1,605,000 | $ 321,000 | $ 160,000 |
| Miami-Dade County Florida | 5 | $ 2,125,000 | $ 425,000 | $ 183,000 |
| Pinellas County Florida | 5 | $ 1,175,000 | $ 235,000 | $ 67,000 |
| Kane County Illinois | 5 | $ 1,755,000 | $ 351,000 | $ 162,000 |
| McHenry County Illinois | 5 | $ 1,565,000 | $ 313,000 | $ 142,000 |
| Hendricks County Indiana | 5 | $ 1,505,000 | $ 301,000 | $ 105,000 |
| Johnson County Kansas | 5 | $ 1,705,000 | $ 341,000 | $ 132,000 |
| Bristol County Massachusetts | 5 | $ 1,985,000 | $ 397,000 | $ 115,000 |
| Norfolk County Massachusetts | 5 | $ 3,465,000 | $ 693,000 | $ 196,000 |
| Olmsted County Minnesota | 5 | $ 855,000 | $ 171,000 | $ 153,000 |
| Stearns County Minnesota | 5 | $ 1,355,000 | $ 271,000 | $ 93,000 |
| Boone County Missouri | 5 | $ 1,575,000 | $ 315,000 | $ 193,000 |
| Clay County Missouri | 5 | $ 1,305,000 | $ 261,000 | $ 89,000 |
| Jackson County Missouri | 5 | $ 1,265,000 | $ 253,000 | $ 117,000 |
| Hunterdon County New Jersey | 5 | $ 1,765,000 | $ 353,000 | $ 191,000 |
| Monroe County New York | 5 | $ 1,645,000 | $ 329,000 | $ 178,000 |
| Chester County Pennsylvania | 5 | $ 2,045,000 | $ 409,000 | $ 104,000 |
| Cumberland County Pennsylvania | 5 | $ 1,555,000 | $ 311,000 | $ 120,000 |
| Providence County Rhode Island | 5 | $ 1,435,000 | $ 287,000 | $ 117,000 |
| Davidson County Tennessee | 5 | $ 1,635,000 | $ 327,000 | $ 102,000 |
| Bexar County Texas | 5 | $ 1,535,000 | $ 307,000 | $ 113,000 |
| Chesterfield County Virginia | 5 | $ 1,595,000 | $ 319,000 | $ 111,000 |
| Stafford County Virginia | 5 | $ 2,325,000 | $ 465,000 | $ 126,000 |
| Shelby County Alabama | 4 | $ 1,130,000 | $ 282,000 | $ 130,000 |
| Manatee County Florida | 4 | $ 1,420,000 | $ 355,000 | $ 453,000 |
| Marion County Florida | 4 | $ 1,510,000 | $ 377,000 | $ 266,000 |
| Cherokee County Georgia | 4 | $ 1,530,000 | $ 382,000 | $ 221,000 |
| Cobb County Georgia | 4 | $ 1,750,000 | $ 437,000 | $ 128,000 |
| DeKalb County Georgia | 4 | $ 1,470,000 | $ 367,000 | $ 145,000 |
| Sangamon County Illinois | 4 | $ 1,170,000 | $ 292,000 | $ 305,000 |
| Tazewell County Illinois | 4 | $ 590,000 | $ 147,000 | $ 145,000 |
| Sedgwick County Kansas | 4 | $ 990,000 | $ 247,000 | $ 200,000 |
| Fayette County Kentucky | 4 | $ 1,080,000 | $ 270,000 | $ 165,000 |
| Warren County Kentucky | 4 | $ 800,000 | $ 200,000 | $ 59,000 |
| Baltimore City County Maryland | 4 | $ 890,000 | $ 222,000 | $ 85,000 |
| Frederick County Maryland | 4 | $ 1,460,000 | $ 365,000 | $ 185,000 |
| Suffolk County Massachusetts | 4 | $ 1,870,000 | $ 467,000 | $ 107,000 |
| Scott County Minnesota | 4 | $ 1,690,000 | $ 422,000 | $ 115,000 |
| Durham County North Carolina | 4 | $ 1,420,000 | $ 355,000 | $ 101,000 |
| Montgomery County Ohio | 4 | $ 1,560,000 | $ 390,000 | $ 101,000 |
| Stark County Ohio | 4 | $ 1,020,000 | $ 255,000 | $ 145,000 |
| Multnomah County Oregon | 4 | $ 1,840,000 | $ 460,000 | $ 130,000 |
| Delaware County Pennsylvania | 4 | $ 980,000 | $ 245,000 | $ 138,000 |
| Waller County Texas | 4 | $ 1,680,000 | $ 420,000 | $ 284,000 |
| Benton County Washington | 4 | $ 1,180,000 | $ 295,000 | $ 132,000 |
| Monongalia County West Virginia | 4 | $ 1,530,000 | $ 382,000 | $ 446,000 |
| Waukesha County Wisconsin | 4 | $ 1,310,000 | $ 327,000 | $ 252,000 |
| Merced County California | 3 | $ 1,075,000 | $ 358,000 | $ 171,000 |
| Stanislaus County California | 3 | $ 535,000 | $ 178,000 | $ 60,000 |
| Tulare County California | 3 | $ 945,000 | $ 315,000 | $ 181,000 |
| Arapahoe County Colorado | 3 | $ 1,295,000 | $ 431,000 | $ 109,000 |
| El Paso County Colorado | 3 | $ 1,005,000 | $ 335,000 | $ 92,000 |
| Tolland County Connecticut | 3 | $ 1,045,000 | $ 348,000 | $ 154,000 |
| Hernando County Florida | 3 | $ 805,000 | $ 268,000 | $ 563,000 |
| Lake County Florida | 3 | $ 1,355,000 | $ 451,000 | $ 213,000 |
| Lee County Florida | 3 | $ 675,000 | $ 225,000 | $ 115,000 |
| Seminole County Florida | 3 | $ 1,185,000 | $ 395,000 | $ 221,000 |
| St. Lucie County Florida | 3 | $ 855,000 | $ 285,000 | $ 77,000 |
| Clayton County Georgia | 3 | $ 615,000 | $ 205,000 | $ 128,000 |
| Rock Island County Illinois | 3 | $ 435,000 | $ 145,000 | $ 60,000 |
| Winnebago County Illinois | 3 | $ 605,000 | $ 201,000 | $ 98,000 |
| Allen County Indiana | 3 | $ 275,000 | $ 91,000 | $ 62,000 |
| Charles County Maryland | 3 | $ 905,000 | $ 301,000 | $ 143,000 |
| Genesee County Michigan | 3 | $ 295,000 | $ 98,000 | $ 75,000 |
| Kalamazoo County Michigan | 3 | $ 815,000 | $ 271,000 | $ 124,000 |
| Clay County Minnesota | 3 | $ 845,000 | $ 281,000 | $ 64,000 |
| Ramsey County Minnesota | 3 | $ 1,145,000 | $ 381,000 | $ 128,000 |
| Washington County Minnesota | 3 | $ 1,705,000 | $ 568,000 | $ 154,000 |
| Buchanan County Missouri | 3 | $ 455,000 | $ 151,000 | $ 56,000 |
| Atlantic County New Jersey | 3 | $ 575,000 | $ 191,000 | $ 73,000 |
| Morris County New Jersey | 3 | $ 935,000 | $ 311,000 | $ 98,000 |
| Rensselaer County New York | 3 | $ 635,000 | $ 211,000 | $ 116,000 |
| Cabarrus County North Carolina | 3 | $ 1,315,000 | $ 438,000 | $ 134,000 |
| New Hanover County North Carolina | 3 | $ 1,435,000 | $ 478,000 | $ 252,000 |
| Lorain County Ohio | 3 | $ 765,000 | $ 255,000 | $ 100,000 |
| Lancaster County Pennsylvania | 3 | $ 1,125,000 | $ 375,000 | $ 299,000 |
| Knox County Tennessee | 3 | $ 735,000 | $ 245,000 | $ 126,000 |
| Sevier County Tennessee | 3 | $ 1,915,000 | $ 638,000 | $ 261,000 |
| Cameron County Texas | 3 | $ 355,000 | $ 118,000 | $ 165,000 |
| El Paso County Texas | 3 | $ 525,000 | $ 175,000 | $ 84,000 |
| Montgomery County Texas | 3 | $ 655,000 | $ 218,000 | $ 65,000 |
| York County Virginia | 3 | $ 935,000 | $ 311,000 | $ 239,000 |
| Thurston County Washington | 3 | $ 1,295,000 | $ 431,000 | $ 138,000 |
| Dane County Wisconsin | 3 | $ 815,000 | $ 271,000 | $ 94,000 |
| Coconino County Arizona | 2 | $ 1,040,000 | $ 520,000 | $ 218,000 |
| Butte County California | 2 | $ 530,000 | $ 265,000 | $ 60,000 |
| Kern County California | 2 | $ 700,000 | $ 350,000 | $ 90,000 |
| Sonoma County California | 2 | $ 1,180,000 | $ 590,000 | $ 135,000 |
| Yolo County California | 2 | $ 640,000 | $ 320,000 | $ 151,000 |
| Middlesex County Connecticut | 2 | $ 550,000 | $ 275,000 | $ 91,000 |
| Collier County Florida | 2 | $ 850,000 | $ 425,000 | $ 146,000 |
| Polk County Florida | 2 | $ 670,000 | $ 335,000 | $ 87,000 |
| Paulding County Georgia | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Richmond County Georgia | 2 | $ 330,000 | $ 165,000 | $ 327,000 |
| McLean County Illinois | 2 | $ 490,000 | $ 245,000 | $ 124,000 |
| Madison County Indiana | 2 | $ 640,000 | $ 320,000 | $ 359,000 |
| Hampden County Massachusetts | 2 | $ 1,190,000 | $ 595,000 | $ 215,000 |
| Plymouth County Massachusetts | 2 | $ 1,450,000 | $ 725,000 | $ 196,000 |
| Branch County Michigan | 2 | $ 350,000 | $ 175,000 | $ 68,000 |
| Ingham County Michigan | 2 | $ 560,000 | $ 280,000 | $ 102,000 |
| Hinds County Mississippi | 2 | $ 820,000 | $ 410,000 | $ 170,000 |
| Gloucester County New Jersey | 2 | $ 520,000 | $ 260,000 | $ 189,000 |
| Columbia County New York | 2 | $ 560,000 | $ 280,000 | $ 117,000 |
| Orange County New York | 2 | $ 630,000 | $ 315,000 | $ 106,000 |
| Schenectady County New York | 2 | $ 440,000 | $ 220,000 | $ 351,000 |
| Chatham County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 138,000 |
| Cumberland County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 286,000 |
| Forsyth County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 44,000 |
| Granville County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 138,000 |
| Nash County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 110,000 |
| Rowan County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 45,000 |
| Clark County Ohio | 2 | $ 550,000 | $ 275,000 | $ 285,000 |
| Hamilton County Ohio | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| Summit County Ohio | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
| Berks County Pennsylvania | 2 | $ 730,000 | $ 365,000 | $ 139,000 |
| Erie County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 46,000 |
| York County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 67,000 |
| Greenville County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 251,000 |
| Hamilton County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 135,000 |
| Rutherford County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 152,000 |
| Grayson County Texas | 2 | $ 630,000 | $ 315,000 | $ 106,000 |
| Johnson County Texas | 2 | $ 1,120,000 | $ 560,000 | $ 154,000 |
| Kaufman County Texas | 2 | $ 780,000 | $ 390,000 | $ 96,000 |
| Alexandria County Virginia | 2 | $ 410,000 | $ 205,000 | $ 99,000 |
| Harrisonburg County Virginia | 2 | $ 270,000 | $ 135,000 | $ 85,000 |
| Colbert County Alabama | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Dale County Alabama | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Madison County Alabama | 1 | $ 375,000 | $ 375,000 | $ 87,000 |
| Craighead County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Crittenden County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| San Francisco County California | 1 | $ 655,000 | $ 655,000 | $ 251,000 |
| Santa Cruz County California | 1 | $ 725,000 | $ 725,000 | $ 143,000 |
| Ventura County California | 1 | $ 685,000 | $ 685,000 | $ 232,000 |
| Boulder County Colorado | 1 | $ 385,000 | $ 385,000 | $ 195,000 |
| Weld County Colorado | 1 | $ 625,000 | $ 625,000 | $ 164,000 |
| Litchfield County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 215,000 |
| New London County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 193,000 |
| Duval County Florida | 1 | $ 515,000 | $ 515,000 | $ 249,000 |
| Martin County Florida | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| St. Johns County Florida | 1 | $ 295,000 | $ 295,000 | $ 138,000 |
| Bibb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Chatham County Georgia | 1 | $ 335,000 | $ 335,000 | $ 80,000 |
| Columbia County Georgia | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Muscogee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 564,000 |
| Walton County Georgia | 1 | $ 365,000 | $ 365,000 | $ 109,000 |
| Boone County Illinois | 1 | $ 205,000 | $ 205,000 | $ 476,000 |
| St. Clair County Illinois | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Vermilion County Illinois | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Brown County Indiana | 1 | $ 295,000 | $ 295,000 | $ 180,000 |
| Clark County Indiana | 1 | $ 395,000 | $ 395,000 | $ 598,000 |
| Morgan County Indiana | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Noble County Indiana | 1 | $ 345,000 | $ 345,000 | $ 132,000 |
| Grant County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Oldham County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 155,000 |
| Carroll County Maryland | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Cecil County Maryland | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Harford County Maryland | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| St. Mary's County Maryland | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Wicomico County Maryland | 1 | $ 725,000 | $ 725,000 | $ 280,000 |
| Worcester County Maryland | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Kent County Michigan | 1 | $ 355,000 | $ 355,000 | $ 107,000 |
| Lake County Michigan | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Marquette County Michigan | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Midland County Michigan | 1 | $ 105,000 | $ 105,000 | $ 240,000 |
| Benton County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Wright County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Alcorn County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Bolivar County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Lafayette County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 123,000 |
| Cape Girardeau County Missouri | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| St. Louis City County Missouri | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Warren County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Chemung County New York | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Dutchess County New York | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Niagara County New York | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Oneida County New York | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Rockland County New York | 1 | $ 605,000 | $ 605,000 | $ 185,000 |
| Schoharie County New York | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Sullivan County New York | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Alamance County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 204,000 |
| Davidson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Gaston County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 600,000 |
| Harnett County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Iredell County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 152,000 |
| Johnston County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Orange County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 174,000 |
| Randolph County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Clermont County Ohio | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Fairfield County Ohio | 1 | $ 255,000 | $ 255,000 | $ 157,000 |
| Lake County Ohio | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Mahoning County Ohio | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Clackamas County Oregon | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Jackson County Oregon | 1 | $ 345,000 | $ 345,000 | $ 156,000 |
| Klamath County Oregon | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Linn County Oregon | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Marion County Oregon | 1 | $ 635,000 | $ 635,000 | $ 158,000 |
| Butler County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 191,000 |
| Cambria County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 290,000 |
| Monroe County Pennsylvania | 1 | $ 675,000 | $ 675,000 | $ 159,000 |
| Northampton County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 140,000 |
| Anderson County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Dorchester County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 243,000 |
| Lancaster County South Carolina | 1 | $ 565,000 | $ 565,000 | $ 188,000 |
| Lexington County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Pickens County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Richland County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Saluda County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| York County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 117,000 |
| Maury County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 246,000 |
| Brazos County Texas | 1 | $ 435,000 | $ 435,000 | $ 260,000 |
| Chambers County Texas | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Hidalgo County Texas | 1 | $ 535,000 | $ 535,000 | $ 670,000 |
| Jefferson County Texas | 1 | $ 445,000 | $ 445,000 | $ 111,000 |
| Liberty County Texas | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Lubbock County Texas | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Smith County Texas | 1 | $ 385,000 | $ 385,000 | $ 122,000 |
| Wilson County Texas | 1 | $ 415,000 | $ 415,000 | $ 183,000 |
| Albemarle County Virginia | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Chesapeake County Virginia | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Fairfax City County Virginia | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Montgomery County Virginia | 1 | $ 215,000 | $ 215,000 | $ 167,000 |
| Newport News County Virginia | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Rockingham County Virginia | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Shenandoah County Virginia | 1 | $ 215,000 | $ 215,000 | $ 402,000 |
| Suffolk County Virginia | 1 | $ 525,000 | $ 525,000 | $ 284,000 |
| Kitsap County Washington | 1 | $ 385,000 | $ 385,000 | $ 104,000 |
| Mason County Washington | 1 | $ 375,000 | $ 375,000 | $ 97,000 |
| Whitman County Washington | 1 | $ 455,000 | $ 455,000 | $ 131,000 |
| Berkeley County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Cabell County West Virginia | 1 | $ 655,000 | $ 655,000 | $ 175,000 |
| Hampshire County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Brown County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Outagamie County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Racine County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 307,000 |
| St. Croix County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,582 | $969,090,000 | $375,000 | $1,425,000 | $157,000 | $3,450,000 |
| Cash-out Refinancing | 187 | $50,475,000 | $269,000 | $725,000 | $159,000 | $855,000 |
| Refinancing | 71 | $22,185,000 | $312,000 | $955,000 | $143,000 | $445,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,299 | $486,095,000 | $374,000 | $1,085,000 | $161,000 | $3,450,000 |
| White | 670 | $239,190,000 | $357,000 | $1,425,000 | $154,000 | $886,000 |
| Not Provided | 570 | $210,000,000 | $368,000 | $1,085,000 | $160,000 | $840,000 |
| Black or African American | 289 | $103,535,000 | $358,000 | $965,000 | $138,000 | $733,000 |
| Hispanic | 12 | $2,930,000 | $244,000 | $515,000 | $115,000 | $246,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,840 | $1,041,750,000 | $366,000 | $1,425,000 | $157,000 | $3,450,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,508 | $553,040,000 | $366,000 | $1,425,000 | $160,000 | $886,000 |
| Application Withdrawn By Applicant | 438 | $167,830,000 | $383,000 | $1,085,000 | $156,000 | $660,000 |
| File Closed For Incompleteness | 312 | $120,460,000 | $386,000 | $955,000 | $179,000 | $1,788,000 |
| Preapproval Denied by Financial Institution | 258 | $82,580,000 | $320,000 | $1,005,000 | $106,000 | $717,000 |
| Application Denied By Financial Institution | 109 | $32,475,000 | $297,000 | $865,000 | $165,000 | $3,450,000 |
| Application Approved But Not Accepted | 108 | $42,010,000 | $388,000 | $935,000 | $161,000 | $522,000 |
| Preapproval Approved but not Accepted | 107 | $43,355,000 | $405,000 | $1,005,000 | $158,000 | $840,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,473 | $926,695,000 | $374,000 | $1,425,000 | $162,000 | $1,788,000 |
| Credit History | 114 | $36,330,000 | $318,000 | $1,005,000 | $135,000 | $1,230,000 |
| Other | 60 | $17,990,000 | $299,000 | $865,000 | $127,000 | $3,450,000 |
| Unverifiable Information | 55 | $18,065,000 | $328,000 | $775,000 | $102,000 | $307,000 |
| Collateral | 43 | $10,195,000 | $237,000 | $665,000 | $150,000 | $476,000 |
| Debt-To-Income Ratio | 40 | $12,960,000 | $324,000 | $815,000 | $90,000 | $335,000 |
| Employment History | 36 | $13,140,000 | $365,000 | $605,000 | $110,000 | $717,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $6,020,000 | $334,000 | $725,000 | $150,000 | $413,000 |
| Credit Application Incomplete | 1 | $355,000 | $355,000 | $355,000 | $180,000 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.