Hamilton Home Loans, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hamilton Home Loans, Inc. 1551 Sawgrass Corporate Parkway, Ste 300 Sunrise, FL 33323 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,489 |
| Total Mortgage Loan Application Amount | $782,975,000 |
| Average Mortgage Loan Application Amount | $264,400 |
| Highest Mortgage Loan Application Amount | $3,555,000 |
| Average Applicant Income | $102,800 |
| Highest Applicant Income | $1,188,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Hamilton Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hamilton Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Hamilton Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hamilton Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Hamilton Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hamilton Home Loans, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Broward County Florida | 337 | $ 113,855,000 | $ 337,000 | $ 111,000 |
| Miami-Dade County Florida | 253 | $ 93,535,000 | $ 369,000 | $ 118,000 |
| Lee County Florida | 187 | $ 54,385,000 | $ 290,000 | $ 98,000 |
| Palm Beach County Florida | 154 | $ 52,400,000 | $ 340,000 | $ 123,000 |
| Clark County Nevada | 114 | $ 49,560,000 | $ 434,000 | $ 146,000 |
| Hidalgo County Texas | 105 | $ 23,665,000 | $ 225,000 | $ 97,000 |
| Brevard County Florida | 96 | $ 31,050,000 | $ 323,000 | $ 112,000 |
| Pinellas County Florida | 86 | $ 28,340,000 | $ 329,000 | $ 99,000 |
| Duval County Florida | 77 | $ 18,275,000 | $ 237,000 | $ 85,000 |
| Marion County Florida | 71 | $ 19,665,000 | $ 276,000 | $ 113,000 |
| Volusia County Florida | 64 | $ 17,770,000 | $ 277,000 | $ 88,000 |
| St. Lucie County Florida | 48 | $ 15,650,000 | $ 326,000 | $ 95,000 |
| Hillsborough County Florida | 47 | $ 16,095,000 | $ 342,000 | $ 127,000 |
| Orange County Florida | 45 | $ 14,105,000 | $ 313,000 | $ 103,000 |
| Pasco County Florida | 41 | $ 11,395,000 | $ 277,000 | $ 84,000 |
| Polk County Florida | 36 | $ 9,770,000 | $ 271,000 | $ 95,000 |
| Guilford County North Carolina | 28 | $ 8,030,000 | $ 286,000 | $ 90,000 |
| Charlotte County Florida | 27 | $ 8,095,000 | $ 299,000 | $ 111,000 |
| Osceola County Florida | 27 | $ 8,295,000 | $ 307,000 | $ 107,000 |
| Lake County Florida | 25 | $ 6,535,000 | $ 261,000 | $ 88,000 |
| Alachua County Florida | 20 | $ 4,990,000 | $ 249,000 | $ 120,000 |
| Hernando County Florida | 20 | $ 5,160,000 | $ 258,000 | $ 72,000 |
| Seminole County Florida | 20 | $ 9,930,000 | $ 496,000 | $ 119,000 |
| Kent County Michigan | 20 | $ 4,250,000 | $ 212,000 | $ 63,000 |
| Clay County Florida | 17 | $ 5,095,000 | $ 299,000 | $ 93,000 |
| Collier County Florida | 17 | $ 6,935,000 | $ 407,000 | $ 156,000 |
| Chesterfield County Virginia | 17 | $ 5,405,000 | $ 317,000 | $ 127,000 |
| Fayette County Kentucky | 16 | $ 4,780,000 | $ 298,000 | $ 160,000 |
| Wake County North Carolina | 16 | $ 5,160,000 | $ 322,000 | $ 115,000 |
| Nassau County Florida | 15 | $ 3,435,000 | $ 229,000 | $ 76,000 |
| McLennan County Texas | 15 | $ 3,445,000 | $ 229,000 | $ 96,000 |
| Citrus County Florida | 14 | $ 3,380,000 | $ 241,000 | $ 93,000 |
| St. Johns County Florida | 12 | $ 3,650,000 | $ 304,000 | $ 108,000 |
| Manatee County Florida | 10 | $ 2,890,000 | $ 289,000 | $ 95,000 |
| Sarasota County Florida | 10 | $ 4,100,000 | $ 410,000 | $ 185,000 |
| Cameron County Texas | 10 | $ 2,710,000 | $ 271,000 | $ 93,000 |
| Macomb County Michigan | 9 | $ 1,925,000 | $ 213,000 | $ 71,000 |
| Forsyth County North Carolina | 9 | $ 2,375,000 | $ 263,000 | $ 84,000 |
| Henrico County Virginia | 9 | $ 2,645,000 | $ 293,000 | $ 147,000 |
| Richmond City County Virginia | 9 | $ 2,175,000 | $ 241,000 | $ 425,000 |
| Baker County Florida | 8 | $ 2,090,000 | $ 261,000 | $ 76,000 |
| Flagler County Florida | 8 | $ 2,860,000 | $ 357,000 | $ 137,000 |
| Jefferson County Kentucky | 8 | $ 1,760,000 | $ 220,000 | $ 81,000 |
| Scott County Kentucky | 7 | $ 1,615,000 | $ 230,000 | $ 60,000 |
| Highlands County Florida | 6 | $ 1,480,000 | $ 246,000 | $ 87,000 |
| Alamance County North Carolina | 6 | $ 1,660,000 | $ 276,000 | $ 97,000 |
| Bexar County Texas | 6 | $ 1,420,000 | $ 236,000 | $ 89,000 |
| Bay County Florida | 5 | $ 1,375,000 | $ 275,000 | $ 156,000 |
| Hendry County Florida | 5 | $ 1,235,000 | $ 247,000 | $ 142,000 |
| Leon County Florida | 5 | $ 1,665,000 | $ 333,000 | $ 80,000 |
| Martin County Florida | 5 | $ 1,795,000 | $ 359,000 | $ 102,000 |
| Johnson County Kansas | 5 | $ 3,955,000 | $ 791,000 | $ 149,000 |
| Wayne County Michigan | 5 | $ 835,000 | $ 167,000 | $ 47,000 |
| Bergen County New Jersey | 5 | $ 2,325,000 | $ 465,000 | $ 88,000 |
| Davidson County North Carolina | 5 | $ 1,325,000 | $ 265,000 | $ 72,000 |
| Rockingham County North Carolina | 5 | $ 965,000 | $ 193,000 | $ 79,000 |
| Harris County Texas | 5 | $ 1,875,000 | $ 375,000 | $ 150,000 |
| Indian River County Florida | 4 | $ 810,000 | $ 202,000 | $ 77,000 |
| Sumter County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 118,000 |
| Ottawa County Michigan | 4 | $ 930,000 | $ 232,000 | $ 65,000 |
| Mecklenburg County North Carolina | 4 | $ 1,250,000 | $ 312,000 | $ 91,000 |
| Randolph County North Carolina | 4 | $ 1,130,000 | $ 282,000 | $ 86,000 |
| Stokes County North Carolina | 4 | $ 900,000 | $ 225,000 | $ 86,000 |
| Dauphin County Pennsylvania | 4 | $ 640,000 | $ 160,000 | $ 78,000 |
| Sacramento County California | 3 | $ 1,255,000 | $ 418,000 | $ 97,000 |
| Escambia County Florida | 3 | $ 995,000 | $ 331,000 | $ 151,000 |
| Levy County Florida | 3 | $ 785,000 | $ 261,000 | $ 94,000 |
| Monroe County Florida | 3 | $ 1,935,000 | $ 645,000 | $ 192,000 |
| Okaloosa County Florida | 3 | $ 1,065,000 | $ 355,000 | $ 124,000 |
| Santa Rosa County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 96,000 |
| Allegan County Michigan | 3 | $ 695,000 | $ 231,000 | $ 65,000 |
| Jackson County Missouri | 3 | $ 815,000 | $ 271,000 | $ 80,000 |
| Nye County Nevada | 3 | $ 775,000 | $ 258,000 | $ 83,000 |
| Middlesex County New Jersey | 3 | $ 925,000 | $ 308,000 | $ 98,000 |
| Davie County North Carolina | 3 | $ 535,000 | $ 178,000 | $ 86,000 |
| Brazoria County Texas | 3 | $ 1,935,000 | $ 645,000 | $ 189,000 |
| Galveston County Texas | 3 | $ 595,000 | $ 198,000 | $ 79,000 |
| Travis County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 161,000 |
| Hanover County Virginia | 3 | $ 1,205,000 | $ 401,000 | $ 94,000 |
| Jefferson County Alabama | 2 | $ 590,000 | $ 295,000 | $ 213,000 |
| Dixie County Florida | 2 | $ 530,000 | $ 265,000 | $ 74,000 |
| Putnam County Florida | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| Suwannee County Florida | 2 | $ 460,000 | $ 230,000 | $ 73,000 |
| Clark County Indiana | 2 | $ 260,000 | $ 130,000 | $ 25,000 |
| LaPorte County Indiana | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Clark County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 79,000 |
| Jessamine County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 157,000 |
| Lincoln County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| Rowan County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 57,000 |
| Woodford County Kentucky | 2 | $ 460,000 | $ 230,000 | $ 74,000 |
| Barry County Michigan | 2 | $ 910,000 | $ 455,000 | $ 185,000 |
| Calhoun County Michigan | 2 | $ 240,000 | $ 120,000 | $ 31,000 |
| Ingham County Michigan | 2 | $ 220,000 | $ 110,000 | $ 51,000 |
| Ionia County Michigan | 2 | $ 500,000 | $ 250,000 | $ 69,000 |
| Montcalm County Michigan | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| Oakland County Michigan | 2 | $ 270,000 | $ 135,000 | $ 53,000 |
| Clermont County Ohio | 2 | $ 390,000 | $ 195,000 | $ 42,000 |
| Cuyahoga County Ohio | 2 | $ 220,000 | $ 110,000 | $ 46,000 |
| McCurtain County Oklahoma | 2 | $ 950,000 | $ 475,000 | $ 240,000 |
| Cumberland County Pennsylvania | 2 | $ 910,000 | $ 455,000 | $ 101,000 |
| Richland County South Carolina | 2 | $ 570,000 | $ 285,000 | $ 68,000 |
| Comal County Texas | 2 | $ 890,000 | $ 445,000 | $ 226,000 |
| Tarrant County Texas | 2 | $ 620,000 | $ 310,000 | $ 160,000 |
| Chesapeake County Virginia | 2 | $ 390,000 | $ 195,000 | $ 42,000 |
| Newport News County Virginia | 2 | $ 420,000 | $ 210,000 | $ 72,000 |
| Mobile County Alabama | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Contra Costa County California | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Los Angeles County California | 1 | $ 645,000 | $ 645,000 | $ 110,000 |
| San Bernardino County California | 1 | $ 165,000 | $ 165,000 | $ 240,000 |
| Bradford County Florida | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Columbia County Florida | 1 | $ 215,000 | $ 215,000 | $ 152,000 |
| Hardee County Florida | 1 | $ 155,000 | $ 155,000 | $ 138,000 |
| Jackson County Florida | 1 | $ 395,000 | $ 395,000 | $ 102,000 |
| Madison County Florida | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Okeechobee County Florida | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Union County Florida | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Walton County Florida | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Barrow County Georgia | 1 | $ 375,000 | $ 375,000 | $ 95,000 |
| Clayton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Cobb County Georgia | 1 | $ 325,000 | $ 325,000 | $ 180,000 |
| Columbia County Georgia | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Coweta County Georgia | 1 | $ 395,000 | $ 395,000 | $ 62,000 |
| Dougherty County Georgia | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Fayette County Georgia | 1 | $ 605,000 | $ 605,000 | $ 183,000 |
| Fulton County Georgia | 1 | $ 555,000 | $ 555,000 | $ 203,000 |
| Habersham County Georgia | 1 | $ 405,000 | $ 405,000 | $ 146,000 |
| Houston County Georgia | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Lowndes County Georgia | 1 | $ 385,000 | $ 385,000 | $ 89,000 |
| Monroe County Georgia | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| Murray County Georgia | 1 | $ 235,000 | $ 235,000 | $ 165,000 |
| Newton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Hamilton County Indiana | 1 | $ 425,000 | $ 425,000 | $ 530,000 |
| Wyandotte County Kansas | 1 | $ 305,000 | $ 305,000 | $ 208,000 |
| Anderson County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Boyle County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Franklin County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Garrard County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Grant County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 84,000 |
| Harrison County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Kenton County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Madison County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Mercer County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Nelson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Nicholas County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Pike County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Shelby County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Eaton County Michigan | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Grand Traverse County Michigan | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Gratiot County Michigan | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Midland County Michigan | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Muskegon County Michigan | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Newaygo County Michigan | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Clay County Missouri | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Johnson County Missouri | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Lyon County Nevada | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Burlington County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Essex County New Jersey | 1 | $ 715,000 | $ 715,000 | $ 174,000 |
| Hunterdon County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Passaic County New Jersey | 1 | $ 495,000 | $ 495,000 | $ 92,000 |
| Clay County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 253,000 |
| Cleveland County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 99,000 |
| Franklin County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Jackson County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Lee County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Moore County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Onslow County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Pender County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 233,000 |
| Surry County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Swain County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Transylvania County North Carolina | 1 | $ 845,000 | $ 845,000 | $ 142,000 |
| Union County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 155,000 |
| Warren County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Watauga County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 118,000 |
| Wayne County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Knox County Ohio | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Miami County Ohio | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Preble County Ohio | 1 | $ 335,000 | $ 335,000 | $ 126,000 |
| Bedford County Tennessee | 1 | $ 755,000 | $ 755,000 | $ 106,000 |
| Shelby County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Wilson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Bosque County Texas | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Chambers County Texas | 1 | $ 385,000 | $ 385,000 | $ 137,000 |
| Collin County Texas | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Coryell County Texas | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Denton County Texas | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| DeWitt County Texas | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Liberty County Texas | 1 | $ 425,000 | $ 425,000 | $ 163,000 |
| Live Oak County Texas | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Lubbock County Texas | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Montgomery County Texas | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Parker County Texas | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Randall County Texas | 1 | $ 335,000 | $ 335,000 | $ 129,000 |
| San Jacinto County Texas | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| San Patricio County Texas | 1 | $ 335,000 | $ 335,000 | $ 144,000 |
| Starr County Texas | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Walker County Texas | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Waller County Texas | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Webb County Texas | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Salt Lake County Utah | 1 | $ 325,000 | $ 325,000 | $ 50,000 |
| Alexandria County Virginia | 1 | $ 605,000 | $ 605,000 | $ 332,000 |
| Colonial Heights County Virginia | 1 | $ 295,000 | $ 295,000 | $ 167,000 |
| Dinwiddie County Virginia | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Franklin City County Virginia | 1 | $ 505,000 | $ 505,000 | $ 71,000 |
| Gloucester County Virginia | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Hampton County Virginia | 1 | $ 335,000 | $ 335,000 | $ 94,000 |
| James City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| King William County Virginia | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Louisa County Virginia | 1 | $ 355,000 | $ 355,000 | $ 63,000 |
| New Kent County Virginia | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Norfolk County Virginia | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Northumberland County Virginia | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Nottoway County Virginia | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Pittsylvania County Virginia | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
| Powhatan County Virginia | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Pulaski County Virginia | 1 | $ 395,000 | $ 395,000 | $ 185,000 |
| Stafford County Virginia | 1 | $ 515,000 | $ 515,000 | $ 182,000 |
| Virginia Beach County Virginia | 1 | $ 1,075,000 | $ 1,075,000 | $ 99,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,035 | $659,715,000 | $324,000 | $3,555,000 | $108,000 | $1,188,000 |
| Cash-out Refinancing | 274 | $76,410,000 | $278,000 | $1,505,000 | $114,000 | $715,000 |
| Other Purpose | 92 | $26,060,000 | $283,000 | $1,725,000 | $119,000 | $778,000 |
| Refinancing | 79 | $19,015,000 | $240,000 | $645,000 | $102,000 | $310,000 |
| Home Improvement | 9 | $1,775,000 | $197,000 | $405,000 | $71,000 | $145,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,133 | $355,755,000 | $313,000 | $3,555,000 | $110,000 | $1,183,000 |
| Hispanic | 784 | $244,760,000 | $312,000 | $1,335,000 | $102,000 | $1,188,000 |
| Not Provided | 247 | $81,545,000 | $330,000 | $1,275,000 | $123,000 | $731,000 |
| Black or African American | 240 | $70,980,000 | $295,000 | $725,000 | $106,000 | $715,000 |
| Asian | 72 | $26,240,000 | $364,000 | $2,205,000 | $121,000 | $456,000 |
| American Indian or Alaskan Native | 7 | $1,585,000 | $226,000 | $355,000 | $60,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,360,000 | $340,000 | $455,000 | $138,000 | $200,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,759 | $561,945,000 | $319,000 | $3,555,000 | $120,000 | $1,188,000 |
| FHA-insured (Federal Housing Administration) | 579 | $166,535,000 | $287,000 | $755,000 | $80,000 | $233,000 |
| VA-guaranteed (Veterans Administration) | 136 | $51,230,000 | $376,000 | $1,075,000 | $94,000 | $332,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $3,265,000 | $217,000 | $305,000 | $64,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,805 | $541,215,000 | $299,000 | $1,505,000 | $108,000 | $1,188,000 |
| Application Withdrawn By Applicant | 491 | $180,485,000 | $367,000 | $3,555,000 | $111,000 | $731,000 |
| Application Denied By Financial Institution | 72 | $22,850,000 | $317,000 | $705,000 | $97,000 | $415,000 |
| File Closed For Incompleteness | 71 | $23,725,000 | $334,000 | $1,015,000 | $105,000 | $510,000 |
| Application Approved But Not Accepted | 50 | $14,700,000 | $294,000 | $545,000 | $113,000 | $425,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,417 | $760,125,000 | $314,000 | $3,555,000 | $109,000 | $1,188,000 |
| Collateral | 28 | $8,450,000 | $301,000 | $615,000 | $113,000 | $415,000 |
| Debt-To-Income Ratio | 17 | $4,935,000 | $290,000 | $535,000 | $72,000 | $185,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,335,000 | $333,000 | $615,000 | $79,000 | $121,000 |
| Unverifiable Information | 7 | $2,865,000 | $409,000 | $605,000 | $99,000 | $180,000 |
| Credit History | 5 | $1,835,000 | $367,000 | $705,000 | $93,000 | $147,000 |
| Employment History | 5 | $1,665,000 | $333,000 | $505,000 | $107,000 | $150,000 |
| Other | 3 | $765,000 | $255,000 | $395,000 | $112,000 | $185,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hamilton Home Loans, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hamilton Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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