Hanscom Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Hanscom Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hanscom Federal Credit Union 25 Porter Road, Suite 100 Bedford, MA 01460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,962 |
| Total Mortgage Loan Application Amount | $970,300,000 |
| Average Mortgage Loan Application Amount | $262,000 |
| Highest Mortgage Loan Application Amount | $6,205,000 |
| Average Applicant Income | $186,000 |
| Highest Applicant Income | $4,188,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Hanscom Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hanscom Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Hanscom Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hanscom Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Hanscom Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hanscom Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 1,203 | $ 319,685,000 | $ 265,000 | $ 194,000 |
| Essex County Massachusetts | 460 | $ 105,110,000 | $ 228,000 | $ 166,000 |
| Norfolk County Massachusetts | 322 | $ 84,080,000 | $ 261,000 | $ 201,000 |
| Suffolk County Massachusetts | 285 | $ 91,835,000 | $ 322,000 | $ 174,000 |
| Worcester County Massachusetts | 262 | $ 56,910,000 | $ 217,000 | $ 154,000 |
| Plymouth County Massachusetts | 195 | $ 41,385,000 | $ 212,000 | $ 167,000 |
| Rockingham County New Hampshire | 107 | $ 19,665,000 | $ 183,000 | $ 158,000 |
| Hillsborough County New Hampshire | 105 | $ 21,415,000 | $ 203,000 | $ 152,000 |
| Bristol County Massachusetts | 91 | $ 16,555,000 | $ 181,000 | $ 141,000 |
| Barnstable County Massachusetts | 75 | $ 22,855,000 | $ 304,000 | $ 278,000 |
| Fairfax County Virginia | 71 | $ 18,905,000 | $ 266,000 | $ 233,000 |
| Loudoun County Virginia | 57 | $ 13,985,000 | $ 245,000 | $ 202,000 |
| Providence County Rhode Island | 42 | $ 7,220,000 | $ 171,000 | $ 113,000 |
| Prince William County Virginia | 33 | $ 5,725,000 | $ 173,000 | $ 193,000 |
| York County Maine | 23 | $ 4,475,000 | $ 194,000 | $ 126,000 |
| Hampden County Massachusetts | 22 | $ 3,090,000 | $ 140,000 | $ 124,000 |
| Montgomery County Maryland | 21 | $ 5,905,000 | $ 281,000 | $ 240,000 |
| Santa Clara County California | 15 | $ 5,925,000 | $ 395,000 | $ 317,000 |
| Hartford County Connecticut | 14 | $ 2,110,000 | $ 150,000 | $ 218,000 |
| Grafton County New Hampshire | 13 | $ 3,135,000 | $ 241,000 | $ 330,000 |
| Maricopa County Arizona | 11 | $ 1,575,000 | $ 143,000 | $ 175,000 |
| Carroll County New Hampshire | 11 | $ 2,855,000 | $ 259,000 | $ 206,000 |
| Windham County Connecticut | 10 | $ 2,210,000 | $ 221,000 | $ 120,000 |
| Cumberland County Maine | 10 | $ 2,490,000 | $ 249,000 | $ 236,000 |
| Merrimack County New Hampshire | 10 | $ 1,490,000 | $ 149,000 | $ 276,000 |
| Berkshire County Massachusetts | 9 | $ 2,265,000 | $ 251,000 | $ 175,000 |
| Fairfield County Connecticut | 8 | $ 2,680,000 | $ 335,000 | $ 216,000 |
| Broward County Florida | 8 | $ 1,980,000 | $ 247,000 | $ 276,000 |
| Fulton County Georgia | 8 | $ 1,180,000 | $ 147,000 | $ 123,000 |
| Belknap County New Hampshire | 8 | $ 3,560,000 | $ 445,000 | $ 157,000 |
| Strafford County New Hampshire | 8 | $ 1,240,000 | $ 155,000 | $ 99,000 |
| Fauquier County Virginia | 8 | $ 1,940,000 | $ 242,000 | $ 197,000 |
| District of Columbia County District Of Columbia | 7 | $ 1,675,000 | $ 239,000 | $ 199,000 |
| Prince George's County Maryland | 7 | $ 1,225,000 | $ 175,000 | $ 113,000 |
| Cheshire County New Hampshire | 7 | $ 1,335,000 | $ 190,000 | $ 127,000 |
| Cabarrus County North Carolina | 7 | $ 1,145,000 | $ 163,000 | $ 201,000 |
| Alexandria County Virginia | 7 | $ 1,795,000 | $ 256,000 | $ 278,000 |
| Palm Beach County Florida | 6 | $ 1,620,000 | $ 270,000 | $ 186,000 |
| Mecklenburg County North Carolina | 6 | $ 1,070,000 | $ 178,000 | $ 154,000 |
| San Diego County California | 5 | $ 1,405,000 | $ 281,000 | $ 104,000 |
| Kennebec County Maine | 5 | $ 775,000 | $ 155,000 | $ 202,000 |
| Hampshire County Massachusetts | 5 | $ 705,000 | $ 141,000 | $ 139,000 |
| Allegheny County Pennsylvania | 5 | $ 985,000 | $ 197,000 | $ 110,000 |
| Kent County Rhode Island | 5 | $ 665,000 | $ 133,000 | $ 162,000 |
| Newport County Rhode Island | 5 | $ 835,000 | $ 167,000 | $ 145,000 |
| Windsor County Vermont | 5 | $ 725,000 | $ 145,000 | $ 167,000 |
| Alameda County California | 4 | $ 1,270,000 | $ 317,000 | $ 196,000 |
| New Haven County Connecticut | 4 | $ 650,000 | $ 162,000 | $ 180,000 |
| Cook County Illinois | 4 | $ 970,000 | $ 242,000 | $ 164,000 |
| Dukes County Massachusetts | 4 | $ 1,710,000 | $ 427,000 | $ 190,000 |
| Sullivan County New Hampshire | 4 | $ 380,000 | $ 95,000 | $ 57,000 |
| Wake County North Carolina | 4 | $ 1,500,000 | $ 375,000 | $ 192,000 |
| Horry County South Carolina | 4 | $ 650,000 | $ 162,000 | $ 113,000 |
| Windham County Vermont | 4 | $ 590,000 | $ 147,000 | $ 172,000 |
| Arlington County Virginia | 4 | $ 650,000 | $ 162,000 | $ 203,000 |
| Los Angeles County California | 3 | $ 805,000 | $ 268,000 | $ 131,000 |
| Santa Cruz County California | 3 | $ 1,215,000 | $ 405,000 | $ 120,000 |
| Boulder County Colorado | 3 | $ 745,000 | $ 248,000 | $ 93,000 |
| New London County Connecticut | 3 | $ 125,000 | $ 41,000 | $ 176,000 |
| Tolland County Connecticut | 3 | $ 515,000 | $ 171,000 | $ 120,000 |
| Sussex County Delaware | 3 | $ 1,395,000 | $ 465,000 | $ 304,000 |
| Bay County Florida | 3 | $ 515,000 | $ 171,000 | $ 159,000 |
| Charlotte County Florida | 3 | $ 745,000 | $ 248,000 | $ 111,000 |
| Collier County Florida | 3 | $ 1,025,000 | $ 341,000 | $ 149,000 |
| Orange County Florida | 3 | $ 615,000 | $ 205,000 | $ 149,000 |
| Sarasota County Florida | 3 | $ 335,000 | $ 111,000 | $ 94,000 |
| DeKalb County Georgia | 3 | $ 535,000 | $ 178,000 | $ 118,000 |
| Hancock County Maine | 3 | $ 1,675,000 | $ 558,000 | $ 481,000 |
| Anne Arundel County Maryland | 3 | $ 655,000 | $ 218,000 | $ 161,000 |
| Howard County Maryland | 3 | $ 585,000 | $ 195,000 | $ 164,000 |
| Oakland County Michigan | 3 | $ 375,000 | $ 125,000 | $ 212,000 |
| Clark County Nevada | 3 | $ 155,000 | $ 51,000 | $ 102,000 |
| Bergen County New Jersey | 3 | $ 605,000 | $ 201,000 | $ 221,000 |
| Camden County New Jersey | 3 | $ 485,000 | $ 161,000 | $ 105,000 |
| Essex County New Jersey | 3 | $ 1,095,000 | $ 365,000 | $ 143,000 |
| Brunswick County North Carolina | 3 | $ 715,000 | $ 238,000 | $ 136,000 |
| New Hanover County North Carolina | 3 | $ 1,255,000 | $ 418,000 | $ 135,000 |
| Union County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 700,000 |
| Bucks County Pennsylvania | 3 | $ 1,135,000 | $ 378,000 | $ 169,000 |
| Washington County Rhode Island | 3 | $ 1,155,000 | $ 385,000 | $ 242,000 |
| Charleston County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 194,000 |
| Chittenden County Vermont | 3 | $ 575,000 | $ 191,000 | $ 120,000 |
| Orleans County Vermont | 3 | $ 445,000 | $ 148,000 | $ 960,000 |
| Culpeper County Virginia | 3 | $ 575,000 | $ 191,000 | $ 146,000 |
| Manassas County Virginia | 3 | $ 205,000 | $ 68,000 | $ 137,000 |
| King County Washington | 3 | $ 1,235,000 | $ 411,000 | $ 213,000 |
| Limestone County Alabama | 2 | $ 440,000 | $ 220,000 | $ 64,000 |
| Madison County Alabama | 2 | $ 210,000 | $ 105,000 | $ 268,000 |
| Contra Costa County California | 2 | $ 810,000 | $ 405,000 | $ 203,000 |
| San Francisco County California | 2 | $ 2,420,000 | $ 1,210,000 | $ 342,000 |
| San Mateo County California | 2 | $ 580,000 | $ 290,000 | $ 328,000 |
| Arapahoe County Colorado | 2 | $ 210,000 | $ 105,000 | $ 100,000 |
| El Paso County Colorado | 2 | $ 1,030,000 | $ 515,000 | $ 201,000 |
| Larimer County Colorado | 2 | $ 330,000 | $ 165,000 | $ 134,000 |
| Litchfield County Connecticut | 2 | $ 590,000 | $ 295,000 | $ 343,000 |
| Hillsborough County Florida | 2 | $ 250,000 | $ 125,000 | $ 68,000 |
| Lee County Florida | 2 | $ 730,000 | $ 365,000 | $ 175,000 |
| Volusia County Florida | 2 | $ 400,000 | $ 200,000 | $ 252,000 |
| Cherokee County Georgia | 2 | $ 280,000 | $ 140,000 | $ 186,000 |
| Cobb County Georgia | 2 | $ 630,000 | $ 315,000 | $ 196,000 |
| Forsyth County Georgia | 2 | $ 420,000 | $ 210,000 | $ 88,000 |
| Gwinnett County Georgia | 2 | $ 110,000 | $ 55,000 | $ 132,000 |
| Richmond County Georgia | 2 | $ 210,000 | $ 105,000 | $ 113,000 |
| Rockdale County Georgia | 2 | $ 180,000 | $ 90,000 | $ 40,000 |
| DuPage County Illinois | 2 | $ 270,000 | $ 135,000 | $ 215,000 |
| Lake County Illinois | 2 | $ 260,000 | $ 130,000 | $ 99,000 |
| Marion County Indiana | 2 | $ 380,000 | $ 190,000 | $ 236,000 |
| Douglas County Kansas | 2 | $ 420,000 | $ 210,000 | $ 119,000 |
| Johnson County Kansas | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Metcalfe County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 103,000 |
| Lincoln County Maine | 2 | $ 50,000 | $ 25,000 | $ 81,000 |
| Oxford County Maine | 2 | $ 280,000 | $ 140,000 | $ 199,000 |
| Sagadahoc County Maine | 2 | $ 160,000 | $ 80,000 | $ 153,000 |
| Calvert County Maryland | 2 | $ 350,000 | $ 175,000 | $ 155,000 |
| Charles County Maryland | 2 | $ 130,000 | $ 65,000 | $ 160,000 |
| Frederick County Maryland | 2 | $ 250,000 | $ 125,000 | $ 217,000 |
| Washington County Maryland | 2 | $ 690,000 | $ 345,000 | $ 164,000 |
| Hennepin County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 176,000 |
| St. Louis County Missouri | 2 | $ 1,070,000 | $ 535,000 | $ 327,000 |
| Atlantic County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Burlington County New Jersey | 2 | $ 530,000 | $ 265,000 | $ 223,000 |
| Middlesex County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 140,000 |
| Monmouth County New Jersey | 2 | $ 220,000 | $ 110,000 | $ 187,000 |
| Morris County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 103,000 |
| Ocean County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 157,000 |
| Somerset County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 235,000 |
| Bernalillo County New Mexico | 2 | $ 410,000 | $ 205,000 | $ 171,000 |
| Westchester County New York | 2 | $ 140,000 | $ 70,000 | $ 268,000 |
| Durham County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 128,000 |
| Transylvania County North Carolina | 2 | $ 1,360,000 | $ 680,000 | $ 203,000 |
| Summit County Ohio | 2 | $ 400,000 | $ 200,000 | $ 230,000 |
| Oklahoma County Oklahoma | 2 | $ 900,000 | $ 450,000 | $ 219,000 |
| Montgomery County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 92,000 |
| Bristol County Rhode Island | 2 | $ 340,000 | $ 170,000 | $ 153,000 |
| Dorchester County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 88,000 |
| Lexington County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 105,000 |
| Hamilton County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 82,000 |
| Washington County Vermont | 2 | $ 350,000 | $ 175,000 | $ 163,000 |
| Bedford County Virginia | 2 | $ 140,000 | $ 70,000 | $ 41,000 |
| Hampton County Virginia | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| Montgomery County Virginia | 2 | $ 110,000 | $ 55,000 | $ 178,000 |
| Stafford County Virginia | 2 | $ 390,000 | $ 195,000 | $ 122,000 |
| Etowah County Alabama | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Jefferson County Alabama | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Macon County Alabama | 1 | $ 325,000 | $ 325,000 | $ 275,000 |
| Pima County Arizona | 1 | $ 335,000 | $ 335,000 | $ 177,000 |
| Craighead County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 257,000 |
| Garland County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Pope County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Pulaski County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| El Dorado County California | 1 | $ 355,000 | $ 355,000 | $ 374,000 |
| Lake County California | 1 | $ 785,000 | $ 785,000 | $ 828,000 |
| Monterey County California | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Orange County California | 1 | $ 1,105,000 | $ 1,105,000 | $ 344,000 |
| Sacramento County California | 1 | $ 455,000 | $ 455,000 | $ 273,000 |
| San Bernardino County California | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| San Joaquin County California | 1 | $ 485,000 | $ 485,000 | $ 256,000 |
| San Luis Obispo County California | 1 | $ 155,000 | $ 155,000 | $ 160,000 |
| Ventura County California | 1 | $ 425,000 | $ 425,000 | $ 330,000 |
| Douglas County Colorado | 1 | $ 405,000 | $ 405,000 | $ 110,000 |
| Jefferson County Colorado | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Park County Colorado | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Middlesex County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 186,000 |
| Citrus County Florida | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| DeSoto County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Highlands County Florida | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Indian River County Florida | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Lake County Florida | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Marion County Florida | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Miami-Dade County Florida | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| Okaloosa County Florida | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Pinellas County Florida | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Polk County Florida | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Santa Rosa County Florida | 1 | $ 365,000 | $ 365,000 | $ 142,000 |
| St. Johns County Florida | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| St. Lucie County Florida | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Henry County Georgia | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Paulding County Georgia | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Honolulu County Hawaii | 1 | $ 505,000 | $ 505,000 | $ 81,000 |
| Ada County Idaho | 1 | $ 325,000 | $ 325,000 | $ 185,000 |
| Bonneville County Idaho | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Champaign County Illinois | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Henry County Indiana | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Scott County Indiana | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Kenton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Jefferson County Louisiana | 1 | $ 505,000 | $ 505,000 | $ 275,000 |
| Aroostook County Maine | 1 | $ 195,000 | $ 195,000 | $ 287,000 |
| Penobscot County Maine | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Piscataquis County Maine | 1 | $ 415,000 | $ 415,000 | $ 59,000 |
| Somerset County Maine | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| Baltimore County Maryland | 1 | $ 65,000 | $ 65,000 | $ 194,000 |
| Carroll County Maryland | 1 | $ 55,000 | $ 55,000 | $ 187,000 |
| Cecil County Maryland | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Franklin County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Nantucket County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 1,344,000 |
| Clare County Michigan | 1 | $ 235,000 | $ 235,000 | $ 163,000 |
| Ingham County Michigan | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Benton County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Dakota County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 186,000 |
| Lake County Montana | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Park County Montana | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Lancaster County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 134,000 |
| Washoe County Nevada | 1 | $ 525,000 | $ 525,000 | $ 175,000 |
| Coos County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 518,000 |
| Passaic County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 213,000 |
| Santa Fe County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Dutchess County New York | 1 | $ 25,000 | $ 25,000 | $ 159,000 |
| Montgomery County New York | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Nassau County New York | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Harnett County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Iredell County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Orange County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 271,000 |
| Pamlico County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Franklin County Ohio | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Clackamas County Oregon | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Curry County Oregon | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Multnomah County Oregon | 1 | $ 225,000 | $ 225,000 | $ 342,000 |
| Bedford County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 392,000 |
| Cambria County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Centre County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Chester County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| Philadelphia County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 301,000 |
| Westmoreland County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 135,000 |
| York County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Richland County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 156,000 |
| Davidson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Monroe County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
| Wilson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Salt Lake County Utah | 1 | $ 195,000 | $ 195,000 | $ 174,000 |
| Summit County Utah | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,050,000 |
| Utah County Utah | 1 | $ 25,000 | $ 25,000 | $ 160,000 |
| Addison County Vermont | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Bennington County Vermont | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Caledonia County Vermont | 1 | $ 215,000 | $ 215,000 | $ 277,000 |
| Essex County Vermont | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Rutland County Vermont | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Albemarle County Virginia | 1 | $ 535,000 | $ 535,000 | $ 431,000 |
| Campbell County Virginia | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Chesapeake County Virginia | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Chesterfield County Virginia | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Clarke County Virginia | 1 | $ 105,000 | $ 105,000 | $ 219,000 |
| Fairfax City County Virginia | 1 | $ 545,000 | $ 545,000 | $ 108,000 |
| Frederick County Virginia | 1 | $ 55,000 | $ 55,000 | $ 259,000 |
| Henrico County Virginia | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Richmond City County Virginia | 1 | $ 95,000 | $ 95,000 | $ 188,000 |
| Roanoke County Virginia | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Spotsylvania County Virginia | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Clark County Washington | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| Pierce County Washington | 1 | $ 235,000 | $ 235,000 | $ 191,000 |
| Snohomish County Washington | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| Kanawha County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Taylor County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 157,000 |
| Dane County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Dodge County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hanscom Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,477 | $189,075,000 | $128,000 | $995,000 | $183,000 | $4,188,000 |
| Refinancing | 1,061 | $323,105,000 | $304,000 | $6,205,000 | $180,000 | $2,243,000 |
| Cash-out Refinancing | 672 | $255,560,000 | $380,000 | $1,915,000 | $172,000 | $1,993,000 |
| Home Purchase | 447 | $158,175,000 | $353,000 | $5,005,000 | $186,000 | $1,207,000 |
| Other Purpose | 305 | $44,385,000 | $145,000 | $565,000 | $209,000 | $2,029,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,678 | $599,710,000 | $223,000 | $1,675,000 | $184,000 | $2,029,000 |
| Not Provided | 568 | $158,790,000 | $279,000 | $5,005,000 | $184,000 | $974,000 |
| Black or African American | 252 | $53,990,000 | $214,000 | $1,105,000 | $143,000 | $2,243,000 |
| Asian | 213 | $58,275,000 | $273,000 | $1,505,000 | $234,000 | $4,188,000 |
| Hispanic | 152 | $32,550,000 | $214,000 | $925,000 | $145,000 | $683,000 |
| Not applicable | 54 | $49,460,000 | $915,000 | $6,205,000 | $0 | $0 |
| American Indian or Alaskan Native | 13 | $2,515,000 | $193,000 | $495,000 | $121,000 | $392,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,120,000 | $280,000 | $405,000 | $127,000 | $191,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,902 | $948,760,000 | $243,000 | $6,205,000 | $184,000 | $4,188,000 |
| VA-guaranteed (Veterans Administration) | 59 | $21,385,000 | $362,000 | $725,000 | $129,000 | $376,000 |
| FHA-insured (Federal Housing Administration) | 1 | $155,000 | $155,000 | $155,000 | $117,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,788 | $661,050,000 | $237,000 | $6,205,000 | $187,000 | $4,188,000 |
| Application Denied By Financial Institution | 452 | $111,380,000 | $246,000 | $1,675,000 | $144,000 | $1,874,000 |
| Application Withdrawn By Applicant | 295 | $92,055,000 | $312,000 | $1,105,000 | $189,000 | $2,243,000 |
| Application Approved But Not Accepted | 229 | $34,195,000 | $149,000 | $935,000 | $177,000 | $1,695,000 |
| File Closed For Incompleteness | 198 | $71,620,000 | $361,000 | $1,915,000 | $212,000 | $1,993,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,510 | $858,920,000 | $244,000 | $6,205,000 | $188,000 | $4,188,000 |
| Debt-To-Income Ratio | 170 | $50,750,000 | $298,000 | $1,455,000 | $89,000 | $528,000 |
| Collateral | 88 | $17,510,000 | $198,000 | $795,000 | $203,000 | $1,100,000 |
| Credit Application Incomplete | 87 | $16,865,000 | $193,000 | $785,000 | $186,000 | $1,800,000 |
| Credit History | 71 | $17,195,000 | $242,000 | $695,000 | $131,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,070,000 | $290,000 | $865,000 | $138,000 | $313,000 |
| Other | 12 | $1,800,000 | $150,000 | $345,000 | $85,000 | $201,000 |
| Unverifiable Information | 6 | $2,580,000 | $430,000 | $1,675,000 | $461,000 | $1,874,000 |
| Employment History | 4 | $610,000 | $152,000 | $245,000 | $206,000 | $300,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hanscom Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hanscom Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.