Harris N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Harris N.A. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Harris N.A. 111 W. Monroe Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,654 |
| Total Mortgage Loan Application Amount | $2,450,856,000 |
| Average Mortgage Loan Application Amount | $335,156 |
| Highest Mortgage Loan Application Amount | $10,760,000 |
| Average Applicant Income | $240,987 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Harris N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Harris N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Harris N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Harris N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Harris N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Harris N.A.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 4,799 | $ 920,457,000 | $ 191,000 | $ 98,000 |
| Will County Illinois | 1,459 | $ 189,869,000 | $ 130,000 | $ 73,000 |
| DuPage County Illinois | 1,248 | $ 261,041,000 | $ 209,000 | $ 104,000 |
| Lake County Illinois | 1,177 | $ 312,916,000 | $ 265,000 | $ 104,000 |
| McHenry County Illinois | 910 | $ 136,455,000 | $ 149,000 | $ 83,000 |
| Kane County Illinois | 740 | $ 103,326,000 | $ 139,000 | $ 78,000 |
| Lake County Indiana | 293 | $ 40,002,000 | $ 136,000 | $ 62,000 |
| Maricopa County Arizona | 198 | $ 58,411,000 | $ 295,000 | $ 180,000 |
| Kendall County Illinois | 177 | $ 25,791,000 | $ 145,000 | $ 76,000 |
| Walworth County Wisconsin | 170 | $ 24,247,000 | $ 142,000 | $ 157,000 |
| Porter County Indiana | 90 | $ 16,654,000 | $ 185,000 | $ 81,000 |
| Grundy County Illinois | 80 | $ 8,346,000 | $ 104,000 | $ 68,000 |
| Boone County Illinois | 54 | $ 5,920,000 | $ 109,000 | $ 57,000 |
| Fulton County Illinois | 50 | $ 3,441,000 | $ 68,000 | $ 62,000 |
| Palm Beach County Florida | 49 | $ 15,170,000 | $ 309,000 | $ 218,000 |
| Kenosha County Wisconsin | 44 | $ 6,523,000 | $ 148,000 | $ 68,000 |
| Collier County Florida | 42 | $ 17,231,000 | $ 410,000 | $ 236,000 |
| DeKalb County Illinois | 41 | $ 8,321,000 | $ 202,000 | $ 76,000 |
| Kankakee County Illinois | 34 | $ 3,177,000 | $ 93,000 | $ 59,000 |
| Peoria County Illinois | 30 | $ 3,520,000 | $ 117,000 | $ 74,000 |
| McDonough County Illinois | 29 | $ 2,816,000 | $ 97,000 | $ 61,000 |
| Winnebago County Illinois | 29 | $ 3,650,000 | $ 125,000 | $ 63,000 |
| Sarasota County Florida | 26 | $ 8,927,000 | $ 343,000 | $ 366,000 |
| LaSalle County Illinois | 26 | $ 2,310,000 | $ 88,000 | $ 70,000 |
| Lee County Florida | 23 | $ 7,428,000 | $ 322,000 | $ 236,000 |
| Pima County Arizona | 21 | $ 4,463,000 | $ 212,000 | $ 72,000 |
| LaPorte County Indiana | 21 | $ 2,723,000 | $ 129,000 | $ 104,000 |
| Indian River County Florida | 18 | $ 7,737,000 | $ 429,000 | $ 67,000 |
| McLean County Illinois | 18 | $ 2,809,000 | $ 156,000 | $ 65,000 |
| Berrien County Michigan | 17 | $ 5,045,000 | $ 296,000 | $ 346,000 |
| Broward County Florida | 15 | $ 6,121,000 | $ 408,000 | $ 139,000 |
| Manatee County Florida | 11 | $ 2,838,000 | $ 258,000 | $ 135,000 |
| Clark County Nevada | 11 | $ 3,667,000 | $ 333,000 | $ 62,000 |
| King County Washington | 11 | $ 4,551,000 | $ 413,000 | $ 177,000 |
| Los Angeles County California | 10 | $ 7,490,000 | $ 749,000 | $ 319,000 |
| Erie County Ohio | 9 | $ 2,961,000 | $ 329,000 | $ 178,000 |
| Fairfield County Connecticut | 8 | $ 6,456,000 | $ 807,000 | $ 337,000 |
| Rock Island County Illinois | 8 | $ 960,000 | $ 120,000 | $ 79,000 |
| Tazewell County Illinois | 8 | $ 928,000 | $ 116,000 | $ 60,000 |
| Door County Wisconsin | 8 | $ 2,913,000 | $ 364,000 | $ 180,000 |
| Milwaukee County Wisconsin | 8 | $ 1,694,000 | $ 211,000 | $ 239,000 |
| Pinal County Arizona | 7 | $ 2,554,000 | $ 364,000 | $ 186,000 |
| Hillsborough County Florida | 7 | $ 2,822,000 | $ 403,000 | $ 365,000 |
| Miami-Dade County Florida | 7 | $ 2,323,000 | $ 331,000 | $ 207,000 |
| Jo Daviess County Illinois | 7 | $ 1,120,000 | $ 160,000 | $ 187,000 |
| Hamilton County Indiana | 7 | $ 1,335,000 | $ 190,000 | $ 73,000 |
| Van Buren County Michigan | 7 | $ 1,045,000 | $ 149,000 | $ 161,000 |
| Yavapai County Arizona | 6 | $ 1,646,000 | $ 274,000 | $ 168,000 |
| Eagle County Colorado | 6 | $ 3,856,000 | $ 642,000 | $ 344,000 |
| Lee County Illinois | 6 | $ 503,000 | $ 83,000 | $ 28,000 |
| Allegan County Michigan | 6 | $ 1,215,000 | $ 202,000 | $ 101,000 |
| Oneida County Wisconsin | 6 | $ 663,000 | $ 110,000 | $ 148,000 |
| Orange County California | 5 | $ 5,808,000 | $ 1,161,000 | $ 302,000 |
| Charlotte County Florida | 5 | $ 1,052,000 | $ 210,000 | $ 149,000 |
| Carroll County Illinois | 5 | $ 672,000 | $ 134,000 | $ 125,000 |
| Ogle County Illinois | 5 | $ 850,000 | $ 170,000 | $ 92,000 |
| Montgomery County Maryland | 5 | $ 3,234,000 | $ 646,000 | $ 409,000 |
| St. Louis County Missouri | 5 | $ 662,000 | $ 132,000 | $ 53,000 |
| Beaufort County South Carolina | 5 | $ 2,968,000 | $ 593,000 | $ 606,000 |
| Fairfax County Virginia | 5 | $ 2,074,000 | $ 414,000 | $ 378,000 |
| Racine County Wisconsin | 5 | $ 1,062,000 | $ 212,000 | $ 132,000 |
| Sauk County Wisconsin | 5 | $ 1,727,000 | $ 345,000 | $ 68,000 |
| Navajo County Arizona | 4 | $ 1,130,000 | $ 282,000 | $ 17,000 |
| San Francisco County California | 4 | $ 3,192,000 | $ 798,000 | $ 562,000 |
| Scott County Iowa | 4 | $ 445,000 | $ 111,000 | $ 52,000 |
| Nantucket County Massachusetts | 4 | $ 4,060,000 | $ 1,015,000 | $ 1,374,000 |
| New York County New York | 4 | $ 1,908,000 | $ 477,000 | $ 1,431,000 |
| Adams County Wisconsin | 4 | $ 478,000 | $ 119,000 | $ 174,000 |
| Dane County Wisconsin | 4 | $ 906,000 | $ 226,000 | $ 15,000 |
| Vilas County Wisconsin | 4 | $ 1,082,000 | $ 270,000 | $ 185,000 |
| Alameda County California | 3 | $ 2,983,000 | $ 994,000 | $ 273,000 |
| Riverside County California | 3 | $ 5,587,000 | $ 1,862,000 | $ 3,333,000 |
| Douglas County Colorado | 3 | $ 1,736,000 | $ 578,000 | $ 185,000 |
| Summit County Colorado | 3 | $ 811,000 | $ 270,000 | $ 323,000 |
| Brevard County Florida | 3 | $ 475,000 | $ 158,000 | $ 145,000 |
| Escambia County Florida | 3 | $ 779,000 | $ 259,000 | $ 93,000 |
| Flagler County Florida | 3 | $ 1,896,000 | $ 632,000 | $ 191,000 |
| Orange County Florida | 3 | $ 864,000 | $ 288,000 | $ 26,000 |
| Pinellas County Florida | 3 | $ 722,000 | $ 240,000 | $ 373,000 |
| Seminole County Florida | 3 | $ 677,000 | $ 225,000 | $ 65,000 |
| St. Lucie County Florida | 3 | $ 831,000 | $ 277,000 | $ 325,000 |
| Gwinnett County Georgia | 3 | $ 605,000 | $ 201,000 | $ 18,000 |
| Livingston County Illinois | 3 | $ 165,000 | $ 55,000 | $ 50,000 |
| Marion County Indiana | 3 | $ 406,000 | $ 135,000 | $ 200,000 |
| St. Joseph County Indiana | 3 | $ 4,230,000 | $ 1,410,000 | $ 36,000 |
| White County Indiana | 3 | $ 313,000 | $ 104,000 | $ 92,000 |
| Orleans County Louisiana | 3 | $ 706,000 | $ 235,000 | $ 119,000 |
| Barnstable County Massachusetts | 3 | $ 2,870,000 | $ 956,000 | $ 676,000 |
| Essex County Massachusetts | 3 | $ 2,502,000 | $ 834,000 | $ 694,000 |
| Cass County Michigan | 3 | $ 553,000 | $ 184,000 | $ 76,000 |
| Hennepin County Minnesota | 3 | $ 560,000 | $ 186,000 | $ 101,000 |
| St. Louis City County Missouri | 3 | $ 289,000 | $ 96,000 | $ 69,000 |
| Deschutes County Oregon | 3 | $ 818,000 | $ 272,000 | $ 178,000 |
| Horry County South Carolina | 3 | $ 827,000 | $ 275,000 | $ 254,000 |
| Dallas County Texas | 3 | $ 458,000 | $ 152,000 | $ 123,000 |
| Thurston County Washington | 3 | $ 528,000 | $ 176,000 | $ 56,000 |
| Marinette County Wisconsin | 3 | $ 1,050,000 | $ 350,000 | $ 839,000 |
| Waukesha County Wisconsin | 3 | $ 831,000 | $ 277,000 | $ 203,000 |
| Nevada County California | 2 | $ 900,000 | $ 450,000 | $ 360,000 |
| San Diego County California | 2 | $ 530,000 | $ 265,000 | $ 25,000 |
| Santa Clara County California | 2 | $ 7,950,000 | $ 3,975,000 | $ 718,000 |
| Boulder County Colorado | 2 | $ 392,000 | $ 196,000 | $ 61,000 |
| Denver County Colorado | 2 | $ 785,000 | $ 392,000 | $ 120,000 |
| Pitkin County Colorado | 2 | $ 3,900,000 | $ 1,950,000 | $ 1,012,000 |
| San Miguel County Colorado | 2 | $ 975,000 | $ 487,000 | $ 137,000 |
| Duval County Florida | 2 | $ 663,000 | $ 331,000 | $ 172,000 |
| Hernando County Florida | 2 | $ 318,000 | $ 159,000 | $ 42,000 |
| Martin County Florida | 2 | $ 1,134,000 | $ 567,000 | $ 705,000 |
| Monroe County Florida | 2 | $ 1,267,000 | $ 633,000 | $ 191,000 |
| Osceola County Florida | 2 | $ 620,000 | $ 310,000 | $ 466,000 |
| Volusia County Florida | 2 | $ 255,000 | $ 127,000 | $ 49,000 |
| Cherokee County Georgia | 2 | $ 237,000 | $ 118,000 | $ 42,000 |
| Maui County Hawaii | 2 | $ 1,359,000 | $ 679,000 | $ 49,000 |
| Cass County Illinois | 2 | $ 185,000 | $ 92,000 | $ 93,000 |
| Champaign County Illinois | 2 | $ 586,000 | $ 293,000 | $ 66,000 |
| Jackson County Illinois | 2 | $ 170,000 | $ 85,000 | $ 374,000 |
| Stephenson County Illinois | 2 | $ 146,000 | $ 73,000 | $ 44,000 |
| Whiteside County Illinois | 2 | $ 151,000 | $ 75,000 | $ 274,000 |
| Jasper County Indiana | 2 | $ 124,000 | $ 62,000 | $ 11,000 |
| Kosciusko County Indiana | 2 | $ 312,000 | $ 156,000 | $ 35,000 |
| Starke County Indiana | 2 | $ 200,000 | $ 100,000 | $ 29,000 |
| Tippecanoe County Indiana | 2 | $ 140,000 | $ 70,000 | $ 116,000 |
| Monroe County Iowa | 2 | $ 83,000 | $ 41,000 | $ 47,000 |
| Howard County Maryland | 2 | $ 541,000 | $ 270,000 | $ 95,000 |
| Suffolk County Massachusetts | 2 | $ 1,650,000 | $ 825,000 | $ 277,000 |
| Houghton County Michigan | 2 | $ 269,000 | $ 134,000 | $ 95,000 |
| Lake County Michigan | 2 | $ 448,000 | $ 224,000 | $ 211,000 |
| Taney County Missouri | 2 | $ 212,000 | $ 106,000 | $ 76,000 |
| Gallatin County Montana | 2 | $ 2,250,000 | $ 1,125,000 | $ 524,000 |
| Jackson County North Carolina | 2 | $ 381,000 | $ 190,000 | $ 136,000 |
| Moore County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 135,000 |
| Wake County North Carolina | 2 | $ 121,000 | $ 60,000 | $ 43,000 |
| Cuyahoga County Ohio | 2 | $ 942,000 | $ 471,000 | $ 682,000 |
| Garfield County Oklahoma | 2 | $ 148,000 | $ 74,000 | $ 82,000 |
| Rutherford County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| Shelby County Tennessee | 2 | $ 1,591,000 | $ 795,000 | $ 360,000 |
| Harris County Texas | 2 | $ 189,000 | $ 94,000 | $ 130,000 |
| Webb County Texas | 2 | $ 229,000 | $ 114,000 | $ 53,000 |
| Kitsap County Washington | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Douglas County Wisconsin | 2 | $ 1,520,000 | $ 760,000 | $ 1,765,000 |
| Jefferson County Wisconsin | 2 | $ 363,000 | $ 181,000 | $ 120,000 |
| Ozaukee County Wisconsin | 2 | $ 311,000 | $ 155,000 | $ 39,000 |
| Sheboygan County Wisconsin | 2 | $ 458,000 | $ 229,000 | $ 160,000 |
| Teton County Wyoming | 2 | $ 1,130,000 | $ 565,000 | $ 353,000 |
| Anchorage County Alaska | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Coconino County Arizona | 1 | $ 360,000 | $ 360,000 | $ 153,000 |
| Gila County Arizona | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Mohave County Arizona | 1 | $ 79,000 | $ 79,000 | $ 19,000 |
| Benton County Arkansas | 1 | $ 194,000 | $ 194,000 | $ 238,000 |
| Jefferson County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Polk County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| Saline County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 307,000 |
| Fresno County California | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Lake County California | 1 | $ 920,000 | $ 920,000 | $ 356,000 |
| Marin County California | 1 | $ 1,307,000 | $ 1,307,000 | $ 480,000 |
| Monterey County California | 1 | $ 4,547,000 | $ 4,547,000 | $ 2,231,000 |
| San Bernardino County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| San Mateo County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 112,000 |
| Ventura County California | 1 | $ 630,000 | $ 630,000 | $ 577,000 |
| El Paso County Colorado | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| Garfield County Colorado | 1 | $ 450,000 | $ 450,000 | $ 930,000 |
| Jefferson County Colorado | 1 | $ 452,000 | $ 452,000 | $ 127,000 |
| Mesa County Colorado | 1 | $ 59,000 | $ 59,000 | $ 50,000 |
| Kent County Delaware | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
| New Castle County Delaware | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| Citrus County Florida | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Marion County Florida | 1 | $ 17,000 | $ 17,000 | $ 126,000 |
| Okaloosa County Florida | 1 | $ 1,350,000 | $ 1,350,000 | $ 646,000 |
| Polk County Florida | 1 | $ 360,000 | $ 360,000 | $ 46,000 |
| Sumter County Florida | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Chatham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Clarke County Georgia | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Cobb County Georgia | 1 | $ 463,000 | $ 463,000 | $ 804,000 |
| Fulton County Georgia | 1 | $ 242,000 | $ 242,000 | $ 1,320,000 |
| Hall County Georgia | 1 | $ 165,000 | $ 165,000 | $ 18,000 |
| Honolulu County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 821,000 | $ 821,000 | $ 0 |
| Ada County Idaho | 1 | $ 802,000 | $ 802,000 | $ 196,000 |
| Blaine County Idaho | 1 | $ 1,116,000 | $ 1,116,000 | $ 65,000 |
| Clearwater County Idaho | 1 | $ 99,000 | $ 99,000 | $ 74,000 |
| Bureau County Illinois | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Christian County Illinois | 1 | $ 129,000 | $ 129,000 | $ 77,000 |
| Clark County Illinois | 1 | $ 33,000 | $ 33,000 | $ 137,000 |
| Clay County Illinois | 1 | $ 60,000 | $ 60,000 | $ 102,000 |
| Coles County Illinois | 1 | $ 39,000 | $ 39,000 | $ 166,000 |
| Hancock County Illinois | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Henry County Illinois | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Iroquois County Illinois | 1 | $ 49,000 | $ 49,000 | $ 75,000 |
| Jersey County Illinois | 1 | $ 88,000 | $ 88,000 | $ 120,000 |
| Knox County Illinois | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Macon County Illinois | 1 | $ 30,000 | $ 30,000 | $ 29,000 |
| Madison County Illinois | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Marshall County Illinois | 1 | $ 310,000 | $ 310,000 | $ 528,000 |
| Putnam County Illinois | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 81,000 | $ 81,000 | $ 52,000 |
| Vermilion County Illinois | 1 | $ 23,000 | $ 23,000 | $ 44,000 |
| Warren County Illinois | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Woodford County Illinois | 1 | $ 142,000 | $ 142,000 | $ 90,000 |
| Johnson County Indiana | 1 | $ 360,000 | $ 360,000 | $ 150,000 |
| Marshall County Indiana | 1 | $ 274,000 | $ 274,000 | $ 152,000 |
| Newton County Indiana | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| Pulaski County Indiana | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Delaware County Iowa | 1 | $ 103,000 | $ 103,000 | $ 53,000 |
| Johnson County Iowa | 1 | $ 123,000 | $ 123,000 | $ 120,000 |
| Ringgold County Iowa | 1 | $ 320,000 | $ 320,000 | $ 372,000 |
| Johnson County Kansas | 1 | $ 303,000 | $ 303,000 | $ 97,000 |
| Fayette County Kentucky | 1 | $ 359,000 | $ 359,000 | $ 428,000 |
| Garrard County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Kennebec County Maine | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Piscataquis County Maine | 1 | $ 106,000 | $ 106,000 | $ 102,000 |
| Calvert County Maryland | 1 | $ 105,000 | $ 105,000 | $ 234,000 |
| Frederick County Maryland | 1 | $ 318,000 | $ 318,000 | $ 138,000 |
| Prince George's County Maryland | 1 | $ 190,000 | $ 190,000 | $ 235,000 |
| Talbot County Maryland | 1 | $ 520,000 | $ 520,000 | $ 293,000 |
| Norfolk County Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 720,000 |
| Calhoun County Michigan | 1 | $ 325,000 | $ 325,000 | $ 25,000 |
| Delta County Michigan | 1 | $ 111,000 | $ 111,000 | $ 81,000 |
| Emmet County Michigan | 1 | $ 1,350,000 | $ 1,350,000 | $ 291,000 |
| Ingham County Michigan | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Kent County Michigan | 1 | $ 58,000 | $ 58,000 | $ 23,000 |
| Leelanau County Michigan | 1 | $ 175,000 | $ 175,000 | $ 20,000 |
| Mason County Michigan | 1 | $ 80,000 | $ 80,000 | $ 192,000 |
| Mecosta County Michigan | 1 | $ 75,000 | $ 75,000 | $ 432,000 |
| Montmorency County Michigan | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
| Oakland County Michigan | 1 | $ 127,000 | $ 127,000 | $ 260,000 |
| Ogemaw County Michigan | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| Ottawa County Michigan | 1 | $ 525,000 | $ 525,000 | $ 346,000 |
| St. Joseph County Michigan | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| Washtenaw County Michigan | 1 | $ 288,000 | $ 288,000 | $ 784,000 |
| Beltrami County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 89,000 |
| Dakota County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 269,000 |
| Hubbard County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 162,000 |
| Le Sueur County Minnesota | 1 | $ 550,000 | $ 550,000 | $ 64,000 |
| Chickasaw County Mississippi | 1 | $ 28,000 | $ 28,000 | $ 38,000 |
| Boone County Missouri | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Camden County Missouri | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Jackson County Missouri | 1 | $ 344,000 | $ 344,000 | $ 153,000 |
| Pulaski County Missouri | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Stone County Missouri | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Douglas County Nebraska | 1 | $ 168,000 | $ 168,000 | $ 77,000 |
| Bergen County New Jersey | 1 | $ 650,000 | $ 650,000 | $ 167,000 |
| Cape May County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 235,000 |
| Essex County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 750,000 |
| Morris County New Jersey | 1 | $ 663,000 | $ 663,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 360,000 | $ 360,000 | $ 137,000 |
| Nassau County New York | 1 | $ 2,400,000 | $ 2,400,000 | $ 1,664,000 |
| Orange County New York | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Suffolk County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 834,000 |
| Westchester County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 338,000 |
| Craven County North Carolina | 1 | $ 289,000 | $ 289,000 | $ 189,000 |
| Durham County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Granville County North Carolina | 1 | $ 473,000 | $ 473,000 | $ 490,000 |
| Cass County North Dakota | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Franklin County Ohio | 1 | $ 79,000 | $ 79,000 | $ 55,000 |
| Montgomery County Ohio | 1 | $ 67,000 | $ 67,000 | $ 64,000 |
| Muskingum County Ohio | 1 | $ 180,000 | $ 180,000 | $ 1,132,000 |
| Hood River County Oregon | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Lincoln County Oregon | 1 | $ 232,000 | $ 232,000 | $ 39,000 |
| Multnomah County Oregon | 1 | $ 290,000 | $ 290,000 | $ 109,000 |
| Berks County Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 34,000 |
| Butler County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Richland County South Carolina | 1 | $ 31,000 | $ 31,000 | $ 229,000 |
| York County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Knox County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Marshall County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 30,000 |
| Sevier County Tennessee | 1 | $ 208,000 | $ 208,000 | $ 54,000 |
| Bexar County Texas | 1 | $ 131,000 | $ 131,000 | $ 99,000 |
| Brazoria County Texas | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Collin County Texas | 1 | $ 216,000 | $ 216,000 | $ 120,000 |
| Denton County Texas | 1 | $ 214,000 | $ 214,000 | $ 118,000 |
| Nueces County Texas | 1 | $ 244,000 | $ 244,000 | $ 51,000 |
| Potter County Texas | 1 | $ 424,000 | $ 424,000 | $ 120,000 |
| Rusk County Texas | 1 | $ 47,000 | $ 47,000 | $ 236,000 |
| Williamson County Texas | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| Summit County Utah | 1 | $ 625,000 | $ 625,000 | $ 200,000 |
| Washington County Utah | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Chittenden County Vermont | 1 | $ 116,000 | $ 116,000 | $ 140,000 |
| Rutland County Vermont | 1 | $ 100,000 | $ 100,000 | $ 18,000 |
| Alexandria County Virginia | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Suffolk County Virginia | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Snohomish County Washington | 1 | $ 329,000 | $ 329,000 | $ 0 |
| Greenbrier County West Virginia | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Crawford County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 84,000 |
| Dodge County Wisconsin | 1 | $ 197,000 | $ 197,000 | $ 164,000 |
| Eau Claire County Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 1,000 |
| Florence County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Fond du Lac County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Green County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 23,000 |
| Green Lake County Wisconsin | 1 | $ 500,000 | $ 500,000 | $ 1,084,000 |
| Iowa County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 117,000 |
| Iron County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 87,000 |
| Juneau County Wisconsin | 1 | $ 227,000 | $ 227,000 | $ 258,000 |
| Lincoln County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 94,000 |
| Manitowoc County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 56,000 |
| Richland County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 81,000 |
| Sawyer County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 262,000 |
| Washington County Wisconsin | 1 | $ 460,000 | $ 460,000 | $ 26,000 |
| Winnebago County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 0 |
Mortgage Loan Application Detail Totals for Harris N.A. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,727 | $1,138,407,000 | $315,181 | $10,760,000 | $321,696 | $9,999,000 |
| Home Purchase | 4,746 | $1,253,620,000 | $382,400 | $6,675,000 | $199,822 | $9,999,000 |
| Home Improvement | 1,181 | $58,829,000 | $41,800 | $2,086,000 | $78,800 | $1,300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,310 | $1,381,719,000 | $313,926 | $7,400,000 | $208,829 | $6,586,000 |
| Not Provided | 2,067 | $496,782,000 | $474,162 | $6,675,000 | $321,702 | $9,999,000 |
| Hispanic | 1,787 | $220,843,000 | $124,888 | $1,475,000 | $52,444 | $3,760,000 |
| Black or African American | 665 | $85,667,000 | $203,090 | $1,100,000 | $83,909 | $875,000 |
| Not applicable | 389 | $185,876,000 | $429,882 | $10,760,000 | $117 | $249,000 |
| Asian | 378 | $70,366,000 | $211,833 | $1,000,000 | $174,916 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 35 | $5,247,000 | $190,333 | $500,000 | $67,666 | $384,000 |
| American Indian or Alaskan Native | 23 | $4,356,000 | $189,000 | $550,000 | $161,000 | $840,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,654 | $2,450,856,000 | $353,617 | $10,760,000 | $204,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,236 | $1,833,348,000 | $361,822 | $10,760,000 | $227,711 | $9,999,000 |
| Application Denied By Financial Institution | 1,531 | $181,786,000 | $238,000 | $1,280,000 | $162,250 | $2,150,000 |
| Application Approved But Not Accepted | 777 | $137,837,000 | $363,000 | $2,000,000 | $366,000 | $3,963,000 |
| Application Withdrawn By Applicant | 379 | $106,902,000 | $555,769 | $3,100,000 | $323,692 | $2,805,000 |
| File Closed For Incompleteness | 318 | $82,350,000 | $315,454 | $3,960,000 | $378,636 | $3,174,000 |
| Loan Purchased By The Institution | 264 | $79,753,000 | $327,411 | $1,500,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 132 | $23,058,000 | $174,000 | $600,000 | $56,000 | $226,000 |
| Preapproval Approved but not Accepted | 17 | $5,822,000 | $342,000 | $1,725,000 | $107,000 | $465,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 895 | $108,594,000 | $172,375 | $980,000 | $91,750 | $1,349,000 |
| Credit History | 464 | $48,358,000 | $184,333 | $1,280,000 | $94,000 | $666,000 |
| Collateral | 178 | $26,303,000 | $185,750 | $840,000 | $122,750 | $480,000 |
| Other | 73 | $14,839,000 | $237,142 | $893,000 | $354,571 | $2,150,000 |
| Employment History | 22 | $3,325,000 | $184,666 | $400,000 | $44,666 | $278,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $1,734,000 | $117,666 | $228,000 | $41,333 | $85,000 |
| Unverifiable Information | 11 | $1,271,000 | $156,500 | $213,000 | $52,000 | $112,000 |
| Credit Application Incomplete | 2 | $420,000 | $210,000 | $240,000 | $105,000 | $143,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Harris N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Harris N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.