Harris N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Harris N.A. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Harris N.A. 111 W. Monroe Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,005 |
| Total Mortgage Loan Application Amount | $2,736,151,000 |
| Average Mortgage Loan Application Amount | $147,333 |
| Highest Mortgage Loan Application Amount | $12,500,000 |
| Average Applicant Income | $91,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Harris N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Harris N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Harris N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Harris N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Harris N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Harris N.A.'s mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-JOLIET, IL | 13,407 | $ 1,976,048,000 | $ 147,000 | $ 86,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,273 | $ 269,768,000 | $ 192,000 | $ 86,000 |
| GARY, IN | 811 | $ 94,652,000 | $ 116,000 | $ 67,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 114 | $ 42,092,000 | $ 369,000 | $ 76,000 |
| ROCKFORD, IL | 96 | $ 12,270,000 | $ 127,000 | $ 110,000 |
| KANKAKEE-BRADLEY, IL | 66 | $ 7,686,000 | $ 116,000 | $ 61,000 |
| PEORIA, IL | 54 | $ 6,654,000 | $ 123,000 | $ 90,000 |
| NAPLES-MARCO ISLAND, FL | 38 | $ 24,481,000 | $ 644,000 | $ 143,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 31 | $ 12,070,000 | $ 389,000 | $ 76,000 |
| CAPE CORAL-FORT MYERS, FL | 22 | $ 8,623,000 | $ 391,000 | $ 182,000 |
| MICHIGAN CITY-LA PORTE, IN | 22 | $ 3,467,000 | $ 157,000 | $ 78,000 |
| SARASOTA-BRADENTON-VENICE, FL | 22 | $ 13,505,000 | $ 613,000 | $ 228,000 |
| NILES-BENTON HARBOR, MI | 20 | $ 10,700,000 | $ 535,000 | $ 495,000 |
| BLOOMINGTON-NORMAL, IL | 16 | $ 2,217,000 | $ 138,000 | $ 125,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 15 | $ 3,026,000 | $ 201,000 | $ 261,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 15 | $ 5,402,000 | $ 360,000 | $ 1,025,000 |
| TUCSON, AZ | 15 | $ 4,544,000 | $ 302,000 | $ 63,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 14 | $ 1,544,000 | $ 125,500 | $ 140,000 |
| LAS VEGAS-PARADISE, NV | 12 | $ 2,422,000 | $ 201,000 | $ 65,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 12 | $ 8,827,000 | $ 735,000 | $ 85,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 11 | $ 9,359,000 | $ 850,000 | $ 156,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 11 | $ 10,463,000 | $ 951,000 | $ 380,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 10 | $ 4,089,000 | $ 408,000 | $ 137,000 |
| ST. LOUIS, MO-IL | 10 | $ 1,014,000 | $ 92,500 | $ 27,500 |
| KALAMAZOO-PORTAGE, MI | 9 | $ 2,011,000 | $ 223,000 | $ 75,000 |
| MADISON, WI | 9 | $ 2,046,000 | $ 227,000 | $ 42,000 |
| INDIANAPOLIS-CARMEL, IN | 8 | $ 1,536,000 | $ 192,000 | $ 54,000 |
| PRESCOTT, AZ | 8 | $ 2,056,000 | $ 257,000 | $ 161,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 7 | $ 1,337,000 | $ 191,000 | $ 42,000 |
| CHAMPAIGN-URBANA, IL | 7 | $ 1,174,000 | $ 167,000 | $ 42,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 7 | $ 4,735,000 | $ 430,500 | $ 215,000 |
| ORLANDO-KISSIMMEE, FL | 7 | $ 1,477,000 | $ 211,000 | $ 81,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 6 | $ 728,000 | $ 121,000 | $ 79,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 6 | $ 4,135,000 | $ 699,500 | $ 453,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 5 | $ 2,536,000 | $ 507,000 | $ 183,000 |
| HOLLAND-GRAND HAVEN, MI | 5 | $ 2,496,000 | $ 499,000 | $ 295,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 1,273,000 | $ 254,000 | $ 15,000 |
| ALBUQUERQUE, NM | 4 | $ 639,000 | $ 159,000 | $ 62,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 4 | $ 384,000 | $ 96,000 | $ 101,000 |
| JACKSONVILLE, FL | 4 | $ 681,000 | $ 170,000 | $ 640,000 |
| JANESVILLE, WI | 4 | $ 400,000 | $ 100,000 | $ 56,000 |
| RACINE, WI | 4 | $ 486,000 | $ 121,000 | $ 60,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 4 | $ 8,540,000 | $ 2,135,000 | $ 1,106,000 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 932,000 | $ 233,000 | $ 77,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4 | $ 1,189,000 | $ 297,000 | $ 52,000 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 420,000 | $ 140,000 | $ 56,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3 | $ 905,000 | $ 283,000 | $ 161,500 |
| COLUMBUS, OH | 3 | $ 737,000 | $ 245,000 | $ 112,000 |
| DALLAS-PLANO-IRVING, TX | 3 | $ 1,169,000 | $ 389,000 | $ 20,000 |
| DANVILLE, IL | 3 | $ 98,000 | $ 32,000 | $ 31,000 |
| DENVER-AURORA, CO | 3 | $ 382,000 | $ 127,000 | $ 146,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 655,000 | $ 218,000 | $ 109,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 3 | $ 1,011,000 | $ 337,000 | $ 55,000 |
| NASSAU-SUFFOLK, NY | 3 | $ 3,821,000 | $ 1,273,000 | $ 2,016,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 3 | $ 393,000 | $ 131,000 | $ 173,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 3 | $ 697,000 | $ 232,000 | $ 79,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 3 | $ 828,000 | $ 276,000 | $ 96,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3 | $ 1,928,000 | $ 642,000 | $ 400,000 |
| ASHEVILLE, NC | 2 | $ 365,000 | $ 182,000 | $ 0 |
| BOULDER, CO | 2 | $ 1,368,000 | $ 684,000 | $ 813,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 865,000 | $ 432,000 | $ 38,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 2 | $ 340,000 | $ 170,000 | $ 60,000 |
| DECATUR, IL | 2 | $ 66,000 | $ 33,000 | $ 60,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 517,000 | $ 258,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 251,000 | $ 125,000 | $ 0 |
| HONOLULU, HI | 2 | $ 343,000 | $ 171,000 | $ 132,000 |
| KANSAS CITY, MO-KS | 2 | $ 783,000 | $ 391,500 | $ 148,500 |
| LAFAYETTE, IN | 2 | $ 141,000 | $ 70,000 | $ 33,000 |
| LAKELAND, FL | 2 | $ 491,000 | $ 245,000 | $ 212,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 2 | $ 304,000 | $ 152,000 | $ 178,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 2 | $ 906,000 | $ 453,000 | $ 54,000 |
| NEWARK-UNION, NJ-PA | 2 | $ 2,134,000 | $ 1,067,000 | $ 0 |
| OCALA, FL | 2 | $ 293,000 | $ 146,000 | $ 108,000 |
| PHILADELPHIA, PA | 2 | $ 919,000 | $ 459,000 | $ 125,000 |
| PUEBLO, CO | 2 | $ 388,000 | $ 194,000 | $ 0 |
| SHEBOYGAN, WI | 2 | $ 260,000 | $ 130,000 | $ 214,000 |
| SPRINGFIELD, IL | 2 | $ 275,000 | $ 137,000 | $ 129,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 273,000 | $ 136,000 | $ 31,000 |
| ANDERSON, IN | 1 | $ 82,000 | $ 82,000 | $ 63,000 |
| ATLANTIC CITY, NJ | 1 | $ 250,000 | $ 250,000 | $ 74,000 |
| BALTIMORE-TOWSON, MD | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| BARNSTABLE TOWN, MA | 1 | $ 580,000 | $ 580,000 | $ 240,000 |
| BELLINGHAM, WA | 1 | $ 342,000 | $ 342,000 | $ 299,000 |
| BEND, OR | 1 | $ 193,000 | $ 193,000 | $ 0 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 1 | $ 510,000 | $ 510,000 | $ 22,000 |
| BILLINGS, MT | 1 | $ 107,000 | $ 107,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 1 | $ 189,000 | $ 189,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 100,000 | $ 100,000 | $ 155,000 |
| BRUNSWICK, GA | 1 | $ 81,000 | $ 81,000 | $ 57,000 |
| CHARLOTTESVILLE, VA | 1 | $ 378,000 | $ 378,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 90,000 | $ 90,000 | $ 191,000 |
| COLORADO SPRINGS, CO | 1 | $ 125,000 | $ 125,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| EDISON, NJ | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| EL PASO, TX | 1 | $ 123,000 | $ 123,000 | $ 66,000 |
| ELKHART-GOSHEN, IN | 1 | $ 24,000 | $ 24,000 | $ 72,000 |
| EVANSVILLE, IN-KY | 1 | $ 104,000 | $ 104,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 160,000 | $ 160,000 | $ 0 |
| FRESNO, CA | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| GLENS FALLS, NY | 1 | $ 288,000 | $ 288,000 | $ 340,000 |
| GREAT FALLS, MT | 1 | $ 192,000 | $ 192,000 | $ 117,000 |
| GREENVILLE, SC | 1 | $ 167,000 | $ 167,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| KNOXVILLE, TN | 1 | $ 230,000 | $ 230,000 | $ 76,000 |
| LAS CRUCES, NM | 1 | $ 120,000 | $ 120,000 | $ 137,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| MISSOULA, MT | 1 | $ 210,000 | $ 210,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 203,000 | $ 203,000 | $ 0 |
| NAPA, CA | 1 | $ 3,350,000 | $ 3,350,000 | $ 1,500,000 |
| OKLAHOMA CITY, OK | 1 | $ 123,000 | $ 123,000 | $ 78,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 660,000 | $ 660,000 | $ 91,000 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 300,000 | $ 300,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 200,000 | $ 200,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 1 | $ 417,000 | $ 417,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 1,650,000 | $ 1,650,000 | $ 757,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 395,000 | $ 395,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 122,000 | $ 122,000 | $ 112,000 |
| RENO-SPARKS, NV | 1 | $ 620,000 | $ 620,000 | $ 792,000 |
| ROCHESTER, NY | 1 | $ 58,000 | $ 58,000 | $ 27,000 |
| SAVANNAH, GA | 1 | $ 928,000 | $ 928,000 | $ 360,000 |
| TACOMA, WA | 1 | $ 224,000 | $ 224,000 | $ 53,000 |
| TALLAHASSEE, FL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| TOLEDO, OH | 1 | $ 406,000 | $ 406,000 | $ 0 |
| TULSA, OK | 1 | $ 91,000 | $ 91,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 50,000 | $ 50,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 148,000 | $ 148,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 130,000 | $ 130,000 | $ 247,000 |
Mortgage Loan Application Detail Totals for Harris N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,147 | $1,459,544,000 | $143,000 | $12,500,000 | $88,000 | $7,364,000 |
| Home Purchase | 4,678 | $1,167,300,000 | $249,000 | $7,700,000 | $105,000 | $9,999,000 |
| Home Improvement | 2,180 | $109,307,000 | $50,000 | $2,000,000 | $81,000 | $971,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,431 | $1,456,825,000 | $154,000 | $7,000,000 | $95,000 | $5,004,000 |
| Not Provided | 2,846 | $564,510,000 | $198,000 | $7,700,000 | $131,000 | $9,999,000 |
| Hispanic | 2,632 | $304,999,000 | $115,000 | $1,400,000 | $58,000 | $931,000 |
| Black or African American | 1,156 | $146,364,000 | $126,000 | $1,400,000 | $69,000 | $1,404,000 |
| Asian | 614 | $97,260,000 | $158,000 | $2,700,000 | $90,000 | $1,255,000 |
| Not applicable | 262 | $156,049,000 | $595,000 | $12,500,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 35 | $5,213,000 | $148,000 | $635,000 | $89,000 | $375,000 |
| American Indian or Alaskan Native | 29 | $4,931,000 | $170,000 | $715,000 | $104,000 | $699,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,005 | $2,736,151,000 | $160,000 | $12,500,000 | $92,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,258 | $1,834,329,000 | $162,000 | $12,500,000 | $98,000 | $9,999,000 |
| Application Denied By Financial Institution | 2,604 | $288,377,000 | $110,000 | $7,000,000 | $71,000 | $3,535,000 |
| Application Approved But Not Accepted | 1,287 | $195,943,000 | $152,000 | $2,113,000 | $98,000 | $7,364,000 |
| File Closed For Incompleteness | 1,058 | $250,514,000 | $236,000 | $3,350,000 | $92,000 | $5,004,000 |
| Application Withdrawn By Applicant | 481 | $89,375,000 | $185,000 | $2,310,000 | $83,000 | $2,280,000 |
| Preapproval Denied by Financial Institution | 231 | $38,749,000 | $167,000 | $504,000 | $49,000 | $169,000 |
| Loan Purchased By The Institution | 86 | $38,864,000 | $451,000 | $1,500,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,506 | $173,762,000 | $115,000 | $1,550,000 | $62,000 | $700,000 |
| Credit History | 771 | $73,778,000 | $95,000 | $1,070,000 | $65,000 | $677,000 |
| Collateral | 379 | $44,741,000 | $118,000 | $805,000 | $88,000 | $1,215,000 |
| Other | 88 | $23,092,000 | $262,000 | $7,000,000 | $132,000 | $3,535,000 |
| Unverifiable Information | 58 | $7,754,000 | $133,000 | $500,000 | $97,000 | $408,000 |
| Employment History | 16 | $1,140,000 | $71,000 | $258,000 | $48,000 | $143,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,537,000 | $181,000 | $533,000 | $68,000 | $171,000 |
| Credit Application Incomplete | 3 | $322,000 | $107,000 | $268,000 | $89,000 | $170,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Harris N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Harris N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.