Harris N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Harris N.A. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Harris N.A. 111 W. Monroe Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,005 |
| Total Mortgage Loan Application Amount | $2,736,151,000 |
| Average Mortgage Loan Application Amount | $147,333 |
| Highest Mortgage Loan Application Amount | $12,500,000 |
| Average Applicant Income | $91,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Harris N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Harris N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Harris N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Harris N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Harris N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Harris N.A.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 7,020 | $ 1,144,622,000 | $ 163,000 | $ 88,000 |
| Will County Illinois | 2,149 | $ 241,460,000 | $ 112,000 | $ 80,000 |
| DuPage County Illinois | 1,646 | $ 267,683,000 | $ 162,000 | $ 98,000 |
| Lake County Illinois | 1,233 | $ 262,889,000 | $ 213,000 | $ 112,000 |
| Kane County Illinois | 1,117 | $ 130,294,000 | $ 116,000 | $ 76,000 |
| McHenry County Illinois | 1,064 | $ 148,434,000 | $ 139,000 | $ 87,000 |
| Lake County Indiana | 632 | $ 61,557,000 | $ 97,000 | $ 63,000 |
| Kendall County Illinois | 228 | $ 27,198,000 | $ 119,000 | $ 77,000 |
| Porter County Indiana | 169 | $ 32,092,000 | $ 189,000 | $ 85,000 |
| Walworth County Wisconsin | 110 | $ 25,300,000 | $ 230,000 | $ 177,000 |
| Maricopa County Arizona | 107 | $ 40,852,000 | $ 381,000 | $ 77,000 |
| Grundy County Illinois | 100 | $ 9,061,000 | $ 90,000 | $ 67,000 |
| DeKalb County Illinois | 83 | $ 7,296,000 | $ 87,000 | $ 70,000 |
| Kankakee County Illinois | 66 | $ 7,686,000 | $ 116,000 | $ 61,000 |
| Boone County Illinois | 60 | $ 7,738,000 | $ 128,000 | $ 110,000 |
| Kenosha County Wisconsin | 40 | $ 6,879,000 | $ 171,000 | $ 60,000 |
| Collier County Florida | 38 | $ 24,481,000 | $ 644,000 | $ 143,000 |
| Peoria County Illinois | 37 | $ 5,093,000 | $ 137,000 | $ 90,000 |
| McDonough County Illinois | 36 | $ 3,285,000 | $ 91,000 | $ 76,000 |
| Winnebago County Illinois | 36 | $ 4,532,000 | $ 125,000 | $ 110,000 |
| Fulton County Illinois | 34 | $ 2,391,000 | $ 70,000 | $ 64,000 |
| Palm Beach County Florida | 31 | $ 12,070,000 | $ 389,000 | $ 76,000 |
| LaSalle County Illinois | 23 | $ 2,035,000 | $ 88,000 | $ 59,000 |
| Lee County Florida | 22 | $ 8,623,000 | $ 391,000 | $ 182,000 |
| LaPorte County Indiana | 22 | $ 3,467,000 | $ 157,000 | $ 78,000 |
| Berrien County Michigan | 20 | $ 10,700,000 | $ 535,000 | $ 495,000 |
| McLean County Illinois | 16 | $ 2,217,000 | $ 138,000 | $ 125,000 |
| Pima County Arizona | 15 | $ 4,544,000 | $ 302,000 | $ 63,000 |
| Milwaukee County Wisconsin | 13 | $ 2,496,000 | $ 192,000 | $ 279,000 |
| Sarasota County Florida | 12 | $ 7,285,000 | $ 607,000 | $ 207,000 |
| Tazewell County Illinois | 12 | $ 1,135,000 | $ 94,000 | $ 74,000 |
| Clark County Nevada | 12 | $ 2,422,000 | $ 201,000 | $ 65,000 |
| Los Angeles County California | 11 | $ 9,359,000 | $ 850,000 | $ 156,000 |
| Miami-Dade County Florida | 11 | $ 10,463,000 | $ 951,000 | $ 380,000 |
| Sauk County Wisconsin | 11 | $ 3,459,000 | $ 314,000 | $ 259,000 |
| Manatee County Florida | 10 | $ 6,220,000 | $ 622,000 | $ 254,000 |
| St. Joseph County Indiana | 10 | $ 893,000 | $ 89,000 | $ 30,000 |
| King County Washington | 10 | $ 8,080,000 | $ 808,000 | $ 56,000 |
| Pinellas County Florida | 9 | $ 3,958,000 | $ 439,000 | $ 1,662,000 |
| Lee County Illinois | 9 | $ 793,000 | $ 88,000 | $ 40,000 |
| Ogle County Illinois | 9 | $ 709,000 | $ 78,000 | $ 46,000 |
| Vilas County Wisconsin | 9 | $ 2,736,000 | $ 304,000 | $ 224,000 |
| Yavapai County Arizona | 8 | $ 2,056,000 | $ 257,000 | $ 161,000 |
| Van Buren County Michigan | 8 | $ 1,612,000 | $ 201,000 | $ 85,000 |
| Pinal County Arizona | 7 | $ 1,240,000 | $ 177,000 | $ 57,000 |
| Riverside County California | 7 | $ 3,776,000 | $ 539,000 | $ 157,000 |
| Carroll County Illinois | 7 | $ 1,114,000 | $ 159,000 | $ 139,000 |
| Jo Daviess County Illinois | 7 | $ 1,505,000 | $ 215,000 | $ 33,000 |
| Jasper County Indiana | 7 | $ 694,000 | $ 99,000 | $ 63,000 |
| Dane County Wisconsin | 6 | $ 1,216,000 | $ 202,000 | $ 33,000 |
| Fairfield County Connecticut | 5 | $ 2,536,000 | $ 507,000 | $ 183,000 |
| Escambia County Florida | 5 | $ 1,273,000 | $ 254,000 | $ 15,000 |
| Iroquois County Illinois | 5 | $ 382,000 | $ 76,000 | $ 41,000 |
| Marion County Indiana | 5 | $ 946,000 | $ 189,000 | $ 48,000 |
| Starke County Indiana | 5 | $ 511,000 | $ 102,000 | $ 89,000 |
| Ottawa County Michigan | 5 | $ 2,496,000 | $ 499,000 | $ 295,000 |
| St. Joseph County Michigan | 5 | $ 601,000 | $ 120,000 | $ 77,000 |
| Orange County California | 4 | $ 8,540,000 | $ 2,135,000 | $ 1,106,000 |
| Hillsborough County Florida | 4 | $ 1,130,000 | $ 282,000 | $ 58,000 |
| Indian River County Florida | 4 | $ 932,000 | $ 233,000 | $ 77,000 |
| Champaign County Illinois | 4 | $ 947,000 | $ 236,000 | $ 62,000 |
| Stephenson County Illinois | 4 | $ 633,000 | $ 158,000 | $ 123,000 |
| Cass County Michigan | 4 | $ 651,000 | $ 162,000 | $ 250,000 |
| Adams County Wisconsin | 4 | $ 1,129,000 | $ 282,000 | $ 127,000 |
| Door County Wisconsin | 4 | $ 948,000 | $ 237,000 | $ 89,000 |
| Racine County Wisconsin | 4 | $ 486,000 | $ 121,000 | $ 60,000 |
| Rock County Wisconsin | 4 | $ 400,000 | $ 100,000 | $ 56,000 |
| Mohave County Arizona | 3 | $ 355,000 | $ 118,000 | $ 55,000 |
| San Bernardino County California | 3 | $ 313,000 | $ 104,000 | $ 91,000 |
| Eagle County Colorado | 3 | $ 1,033,000 | $ 344,000 | $ 213,000 |
| Summit County Colorado | 3 | $ 975,000 | $ 325,000 | $ 96,000 |
| Broward County Florida | 3 | $ 655,000 | $ 218,000 | $ 109,000 |
| Duval County Florida | 3 | $ 501,000 | $ 167,000 | $ 87,000 |
| Martin County Florida | 3 | $ 828,000 | $ 276,000 | $ 96,000 |
| Orange County Florida | 3 | $ 776,000 | $ 258,000 | $ 57,000 |
| Cobb County Georgia | 3 | $ 613,000 | $ 204,000 | $ 45,000 |
| Ford County Illinois | 3 | $ 227,000 | $ 75,000 | $ 14,000 |
| Putnam County Illinois | 3 | $ 295,000 | $ 98,000 | $ 70,000 |
| Rock Island County Illinois | 3 | $ 386,000 | $ 128,000 | $ 81,000 |
| St. Clair County Illinois | 3 | $ 81,000 | $ 27,000 | $ 37,000 |
| Vermilion County Illinois | 3 | $ 98,000 | $ 32,000 | $ 31,000 |
| Kosciusko County Indiana | 3 | $ 677,000 | $ 225,000 | $ 84,000 |
| Marshall County Indiana | 3 | $ 1,058,000 | $ 352,000 | $ 116,000 |
| Newton County Indiana | 3 | $ 309,000 | $ 103,000 | $ 31,000 |
| Scott County Iowa | 3 | $ 342,000 | $ 114,000 | $ 78,000 |
| Nantucket County Massachusetts | 3 | $ 2,756,000 | $ 918,000 | $ 3,237,000 |
| Westchester County New York | 3 | $ 1,934,000 | $ 644,000 | $ 210,000 |
| Cuyahoga County Ohio | 3 | $ 268,000 | $ 89,000 | $ 112,000 |
| Franklin County Ohio | 3 | $ 737,000 | $ 245,000 | $ 112,000 |
| Beaufort County South Carolina | 3 | $ 1,057,000 | $ 352,000 | $ 207,000 |
| Green Lake County Wisconsin | 3 | $ 569,000 | $ 189,000 | $ 0 |
| Sawyer County Wisconsin | 3 | $ 637,000 | $ 212,000 | $ 195,000 |
| Baldwin County Alabama | 2 | $ 920,000 | $ 460,000 | $ 672,000 |
| Alameda County California | 2 | $ 353,000 | $ 176,000 | $ 119,000 |
| San Francisco County California | 2 | $ 1,678,000 | $ 839,000 | $ 211,000 |
| Boulder County Colorado | 2 | $ 1,368,000 | $ 684,000 | $ 813,000 |
| Denver County Colorado | 2 | $ 189,000 | $ 94,000 | $ 74,000 |
| Pueblo County Colorado | 2 | $ 388,000 | $ 194,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 600,000 | $ 300,000 | $ 38,000 |
| Lake County Florida | 2 | $ 373,000 | $ 186,000 | $ 146,000 |
| Marion County Florida | 2 | $ 293,000 | $ 146,000 | $ 108,000 |
| Monroe County Florida | 2 | $ 936,000 | $ 468,000 | $ 479,000 |
| Osceola County Florida | 2 | $ 328,000 | $ 164,000 | $ 52,000 |
| Pasco County Florida | 2 | $ 314,000 | $ 157,000 | $ 96,000 |
| Polk County Florida | 2 | $ 491,000 | $ 245,000 | $ 212,000 |
| Honolulu County Hawaii | 2 | $ 343,000 | $ 171,000 | $ 132,000 |
| Kauai County Hawaii | 2 | $ 731,000 | $ 365,000 | $ 334,000 |
| Cass County Illinois | 2 | $ 222,000 | $ 111,000 | $ 85,000 |
| Fayette County Illinois | 2 | $ 136,000 | $ 68,000 | $ 35,000 |
| Livingston County Illinois | 2 | $ 131,000 | $ 65,000 | $ 54,000 |
| Macon County Illinois | 2 | $ 66,000 | $ 33,000 | $ 60,000 |
| Marshall County Illinois | 2 | $ 169,000 | $ 84,000 | $ 169,000 |
| Sangamon County Illinois | 2 | $ 275,000 | $ 137,000 | $ 129,000 |
| Warren County Illinois | 2 | $ 282,000 | $ 141,000 | $ 184,000 |
| Woodford County Illinois | 2 | $ 166,000 | $ 83,000 | $ 114,000 |
| Pulaski County Indiana | 2 | $ 215,000 | $ 107,000 | $ 73,000 |
| Orleans County Louisiana | 2 | $ 271,000 | $ 135,000 | $ 228,000 |
| Tensas County Louisiana | 2 | $ 58,000 | $ 29,000 | $ 51,000 |
| Allegan County Michigan | 2 | $ 1,586,000 | $ 793,000 | $ 68,000 |
| Hennepin County Minnesota | 2 | $ 2,860,000 | $ 1,430,000 | $ 391,000 |
| Washington County Minnesota | 2 | $ 382,000 | $ 191,000 | $ 56,000 |
| Bolivar County Mississippi | 2 | $ 123,000 | $ 61,000 | $ 19,000 |
| Howell County Missouri | 2 | $ 220,000 | $ 110,000 | $ 96,000 |
| St. Charles County Missouri | 2 | $ 199,000 | $ 99,000 | $ 0 |
| St. Louis City County Missouri | 2 | $ 173,000 | $ 86,000 | $ 35,000 |
| Flathead County Montana | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 115,000 | $ 57,000 | $ 54,000 |
| Sandoval County New Mexico | 2 | $ 524,000 | $ 262,000 | $ 71,000 |
| Nassau County New York | 2 | $ 3,597,000 | $ 1,798,000 | $ 3,000,000 |
| New York County New York | 2 | $ 2,235,000 | $ 1,117,000 | $ 739,000 |
| Buncombe County North Carolina | 2 | $ 365,000 | $ 182,000 | $ 0 |
| Mahoning County Ohio | 2 | $ 273,000 | $ 136,000 | $ 31,000 |
| Philadelphia County Pennsylvania | 2 | $ 919,000 | $ 459,000 | $ 125,000 |
| Charleston County South Carolina | 2 | $ 865,000 | $ 432,000 | $ 38,000 |
| Horry County South Carolina | 2 | $ 304,000 | $ 152,000 | $ 178,000 |
| Davidson County Tennessee | 2 | $ 906,000 | $ 453,000 | $ 54,000 |
| Montgomery County Texas | 2 | $ 759,000 | $ 379,000 | $ 83,000 |
| Tarrant County Texas | 2 | $ 251,000 | $ 125,000 | $ 0 |
| Williamson County Texas | 2 | $ 211,000 | $ 105,000 | $ 54,000 |
| Fairfax County Virginia | 2 | $ 589,000 | $ 294,000 | $ 66,000 |
| Snohomish County Washington | 2 | $ 747,000 | $ 373,000 | $ 230,000 |
| Barron County Wisconsin | 2 | $ 1,292,000 | $ 646,000 | $ 205,000 |
| Forest County Wisconsin | 2 | $ 96,000 | $ 48,000 | $ 197,000 |
| Iowa County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Juneau County Wisconsin | 2 | $ 373,000 | $ 186,000 | $ 0 |
| Oneida County Wisconsin | 2 | $ 1,243,000 | $ 621,000 | $ 193,000 |
| Sheboygan County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 214,000 |
| Coconino County Arizona | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Navajo County Arizona | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Santa Cruz County Arizona | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Baxter County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Garland County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Contra Costa County California | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Fresno County California | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Marin County California | 1 | $ 250,000 | $ 250,000 | $ 780,000 |
| Napa County California | 1 | $ 3,350,000 | $ 3,350,000 | $ 1,500,000 |
| El Paso County Colorado | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Garfield County Colorado | 1 | $ 450,000 | $ 450,000 | $ 551,000 |
| Jefferson County Colorado | 1 | $ 193,000 | $ 193,000 | $ 291,000 |
| Ouray County Colorado | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Sussex County Delaware | 1 | $ 164,000 | $ 164,000 | $ 316,000 |
| Bay County Florida | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Brevard County Florida | 1 | $ 660,000 | $ 660,000 | $ 91,000 |
| Charlotte County Florida | 1 | $ 122,000 | $ 122,000 | $ 112,000 |
| Citrus County Florida | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
| Jackson County Florida | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Leon County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| St. Johns County Florida | 1 | $ 180,000 | $ 180,000 | $ 2,300,000 |
| Washington County Florida | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Bryan County Georgia | 1 | $ 928,000 | $ 928,000 | $ 360,000 |
| DeKalb County Georgia | 1 | $ 60,000 | $ 60,000 | $ 117,000 |
| Fannin County Georgia | 1 | $ 1,460,000 | $ 1,460,000 | $ 6,115,000 |
| Fulton County Georgia | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Glynn County Georgia | 1 | $ 81,000 | $ 81,000 | $ 57,000 |
| Gwinnett County Georgia | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Henry County Georgia | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Hawaii County Hawaii | 1 | $ 275,000 | $ 275,000 | $ 538,000 |
| Maui County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Bureau County Illinois | 1 | $ 37,000 | $ 37,000 | $ 14,000 |
| Clark County Illinois | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Edgar County Illinois | 1 | $ 45,000 | $ 45,000 | $ 293,000 |
| Jackson County Illinois | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Johnson County Illinois | 1 | $ 40,000 | $ 40,000 | $ 86,000 |
| Knox County Illinois | 1 | $ 144,000 | $ 144,000 | $ 115,000 |
| Lawrence County Illinois | 1 | $ 28,000 | $ 28,000 | $ 21,000 |
| Logan County Illinois | 1 | $ 133,000 | $ 133,000 | $ 134,000 |
| Monroe County Illinois | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Schuyler County Illinois | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Stark County Illinois | 1 | $ 91,000 | $ 91,000 | $ 60,000 |
| Wayne County Illinois | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Whiteside County Illinois | 1 | $ 34,000 | $ 34,000 | $ 33,000 |
| Benton County Indiana | 1 | $ 47,000 | $ 47,000 | $ 42,000 |
| Boone County Indiana | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 24,000 | $ 24,000 | $ 72,000 |
| Gibson County Indiana | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Hendricks County Indiana | 1 | $ 190,000 | $ 190,000 | $ 67,000 |
| Madison County Indiana | 1 | $ 82,000 | $ 82,000 | $ 63,000 |
| Tippecanoe County Indiana | 1 | $ 94,000 | $ 94,000 | $ 25,000 |
| Jackson County Iowa | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Polk County Iowa | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Warren County Iowa | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Winneshiek County Iowa | 1 | $ 417,000 | $ 417,000 | $ 499,000 |
| Johnson County Kansas | 1 | $ 400,000 | $ 400,000 | $ 297,000 |
| Boone County Kentucky | 1 | $ 227,000 | $ 227,000 | $ 215,000 |
| Lyon County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 36,000 |
| Marshall County Kentucky | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Pulaski County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 63,000 |
| Knox County Maine | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,359,000 |
| Baltimore City County Maryland | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Montgomery County Maryland | 1 | $ 510,000 | $ 510,000 | $ 22,000 |
| Barnstable County Massachusetts | 1 | $ 580,000 | $ 580,000 | $ 240,000 |
| Berkshire County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 143,000 | $ 143,000 | $ 25,000 |
| Iosco County Michigan | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Iron County Michigan | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Lake County Michigan | 1 | $ 122,000 | $ 122,000 | $ 104,000 |
| Leelanau County Michigan | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Mason County Michigan | 1 | $ 938,000 | $ 938,000 | $ 717,000 |
| Muskegon County Michigan | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Oakland County Michigan | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Goodhue County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Hubbard County Minnesota | 1 | $ 191,000 | $ 191,000 | $ 425,000 |
| Itasca County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Atchison County Missouri | 1 | $ 50,000 | $ 50,000 | $ 161,000 |
| Camden County Missouri | 1 | $ 106,000 | $ 106,000 | $ 65,000 |
| Dunklin County Missouri | 1 | $ 13,000 | $ 13,000 | $ 80,000 |
| Franklin County Missouri | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Jackson County Missouri | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Macon County Missouri | 1 | $ 132,000 | $ 132,000 | $ 119,000 |
| St. Louis County Missouri | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Stone County Missouri | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Cascade County Montana | 1 | $ 192,000 | $ 192,000 | $ 117,000 |
| Gallatin County Montana | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Missoula County Montana | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Washoe County Nevada | 1 | $ 620,000 | $ 620,000 | $ 792,000 |
| Carroll County New Hampshire | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 74,000 |
| Hudson County New Jersey | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| Monmouth County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Morris County New Jersey | 1 | $ 634,000 | $ 634,000 | $ 0 |
| Union County New Jersey | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 137,000 |
| Dutchess County New York | 1 | $ 1,650,000 | $ 1,650,000 | $ 757,000 |
| Oneida County New York | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Orleans County New York | 1 | $ 58,000 | $ 58,000 | $ 27,000 |
| Queens County New York | 1 | $ 479,000 | $ 479,000 | $ 156,000 |
| Suffolk County New York | 1 | $ 224,000 | $ 224,000 | $ 48,000 |
| Warren County New York | 1 | $ 288,000 | $ 288,000 | $ 340,000 |
| Brunswick County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 247,000 |
| Cabarrus County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 86,000 |
| Mecklenburg County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 34,000 |
| Transylvania County North Carolina | 1 | $ 676,000 | $ 676,000 | $ 0 |
| Butler County Ohio | 1 | $ 61,000 | $ 61,000 | $ 47,000 |
| Lorain County Ohio | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Warren County Ohio | 1 | $ 617,000 | $ 617,000 | $ 170,000 |
| Wood County Ohio | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 78,000 |
| Tulsa County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Union County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Marion County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
| McCormick County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 233,000 |
| Oconee County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 27,000 |
| Pickens County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Houston County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 76,000 |
| Sevier County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Brazos County Texas | 1 | $ 90,000 | $ 90,000 | $ 191,000 |
| Cameron County Texas | 1 | $ 100,000 | $ 100,000 | $ 155,000 |
| Collin County Texas | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Dallas County Texas | 1 | $ 340,000 | $ 340,000 | $ 0 |
| El Paso County Texas | 1 | $ 123,000 | $ 123,000 | $ 66,000 |
| Ellis County Texas | 1 | $ 213,000 | $ 213,000 | $ 60,000 |
| Harris County Texas | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Nueces County Texas | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Travis County Texas | 1 | $ 209,000 | $ 209,000 | $ 61,000 |
| Albemarle County Virginia | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Clark County Washington | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Kitsap County Washington | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Pierce County Washington | 1 | $ 224,000 | $ 224,000 | $ 53,000 |
| Whatcom County Washington | 1 | $ 342,000 | $ 342,000 | $ 299,000 |
| Columbia County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 179,000 |
| Dodge County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 183,000 |
| Dunn County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 63,000 |
| Iron County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Lincoln County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 143,000 |
| Manitowoc County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Price County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 71,000 |
| St. Croix County Wisconsin | 1 | $ 716,000 | $ 716,000 | $ 728,000 |
| Vernon County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 380,000 | $ 380,000 | $ 280,000 |
| Waukesha County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Waushara County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Wood County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Fremont County Wyoming | 1 | $ 111,000 | $ 111,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Harris N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,147 | $1,459,544,000 | $143,000 | $12,500,000 | $88,000 | $7,364,000 |
| Home Purchase | 4,678 | $1,167,300,000 | $249,000 | $7,700,000 | $105,000 | $9,999,000 |
| Home Improvement | 2,180 | $109,307,000 | $50,000 | $2,000,000 | $81,000 | $971,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,431 | $1,456,825,000 | $154,000 | $7,000,000 | $95,000 | $5,004,000 |
| Not Provided | 2,846 | $564,510,000 | $198,000 | $7,700,000 | $131,000 | $9,999,000 |
| Hispanic | 2,632 | $304,999,000 | $115,000 | $1,400,000 | $58,000 | $931,000 |
| Black or African American | 1,156 | $146,364,000 | $126,000 | $1,400,000 | $69,000 | $1,404,000 |
| Asian | 614 | $97,260,000 | $158,000 | $2,700,000 | $90,000 | $1,255,000 |
| Not applicable | 262 | $156,049,000 | $595,000 | $12,500,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 35 | $5,213,000 | $148,000 | $635,000 | $89,000 | $375,000 |
| American Indian or Alaskan Native | 29 | $4,931,000 | $170,000 | $715,000 | $104,000 | $699,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,005 | $2,736,151,000 | $160,000 | $12,500,000 | $92,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,258 | $1,834,329,000 | $162,000 | $12,500,000 | $98,000 | $9,999,000 |
| Application Denied By Financial Institution | 2,604 | $288,377,000 | $110,000 | $7,000,000 | $71,000 | $3,535,000 |
| Application Approved But Not Accepted | 1,287 | $195,943,000 | $152,000 | $2,113,000 | $98,000 | $7,364,000 |
| File Closed For Incompleteness | 1,058 | $250,514,000 | $236,000 | $3,350,000 | $92,000 | $5,004,000 |
| Application Withdrawn By Applicant | 481 | $89,375,000 | $185,000 | $2,310,000 | $83,000 | $2,280,000 |
| Preapproval Denied by Financial Institution | 231 | $38,749,000 | $167,000 | $504,000 | $49,000 | $169,000 |
| Loan Purchased By The Institution | 86 | $38,864,000 | $451,000 | $1,500,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,506 | $173,762,000 | $115,000 | $1,550,000 | $62,000 | $700,000 |
| Credit History | 771 | $73,778,000 | $95,000 | $1,070,000 | $65,000 | $677,000 |
| Collateral | 379 | $44,741,000 | $118,000 | $805,000 | $88,000 | $1,215,000 |
| Other | 88 | $23,092,000 | $262,000 | $7,000,000 | $132,000 | $3,535,000 |
| Unverifiable Information | 58 | $7,754,000 | $133,000 | $500,000 | $97,000 | $408,000 |
| Employment History | 16 | $1,140,000 | $71,000 | $258,000 | $48,000 | $143,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,537,000 | $181,000 | $533,000 | $68,000 | $171,000 |
| Credit Application Incomplete | 3 | $322,000 | $107,000 | $268,000 | $89,000 | $170,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Harris N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Harris N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.