Heartland Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Heartland Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Heartland Bank 212 South Central St. Louis, MO 63105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,740 |
| Total Mortgage Loan Application Amount | $519,125,000 |
| Average Mortgage Loan Application Amount | $156,333 |
| Highest Mortgage Loan Application Amount | $9,130,000 |
| Average Applicant Income | $73,333 |
| Highest Applicant Income | $829,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Heartland Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Heartland Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Heartland Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Heartland Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Heartland Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Heartland Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 717 | $ 144,561,000 | $ 201,000 | $ 94,000 |
| St. Charles County Missouri | 566 | $ 111,810,000 | $ 197,000 | $ 75,000 |
| Jefferson County Missouri | 197 | $ 33,969,000 | $ 172,000 | $ 70,000 |
| Greene County Missouri | 171 | $ 23,375,000 | $ 136,000 | $ 57,000 |
| St. Louis City County Missouri | 157 | $ 22,663,000 | $ 144,000 | $ 80,000 |
| St. Clair County Illinois | 93 | $ 21,043,000 | $ 226,000 | $ 58,000 |
| Christian County Missouri | 83 | $ 11,629,000 | $ 140,000 | $ 58,000 |
| Jasper County Missouri | 82 | $ 9,019,000 | $ 109,000 | $ 50,000 |
| Franklin County Missouri | 73 | $ 10,420,000 | $ 142,000 | $ 60,000 |
| Barry County Missouri | 25 | $ 3,316,000 | $ 132,000 | $ 60,000 |
| Warren County Missouri | 24 | $ 3,685,000 | $ 153,000 | $ 65,000 |
| Lincoln County Missouri | 20 | $ 2,640,000 | $ 132,000 | $ 53,000 |
| Newton County Missouri | 19 | $ 2,338,000 | $ 123,000 | $ 83,000 |
| Stone County Missouri | 18 | $ 3,405,000 | $ 189,000 | $ 84,000 |
| Taney County Missouri | 18 | $ 2,448,000 | $ 136,000 | $ 66,000 |
| Lawrence County Missouri | 14 | $ 1,626,000 | $ 116,000 | $ 55,000 |
| Webster County Missouri | 14 | $ 2,272,000 | $ 162,000 | $ 127,000 |
| Duval County Florida | 13 | $ 2,497,000 | $ 192,000 | $ 0 |
| Maricopa County Arizona | 11 | $ 2,548,000 | $ 231,000 | $ 21,000 |
| Madison County Illinois | 11 | $ 2,030,000 | $ 184,000 | $ 113,000 |
| Hillsborough County Florida | 10 | $ 1,976,000 | $ 197,000 | $ 0 |
| Okaloosa County Florida | 10 | $ 2,000,000 | $ 200,000 | $ 0 |
| Camden County Missouri | 9 | $ 1,261,000 | $ 140,000 | $ 204,000 |
| Riverside County California | 8 | $ 2,456,000 | $ 307,000 | $ 0 |
| Denver County Colorado | 8 | $ 2,892,000 | $ 361,000 | $ 119,000 |
| St. Francois County Missouri | 8 | $ 1,138,000 | $ 142,000 | $ 67,000 |
| Bay County Florida | 7 | $ 1,261,000 | $ 180,000 | $ 0 |
| Broward County Florida | 7 | $ 1,624,000 | $ 232,000 | $ 0 |
| Jackson County Missouri | 7 | $ 1,518,000 | $ 216,000 | $ 88,000 |
| Orange County Florida | 6 | $ 850,000 | $ 141,000 | $ 0 |
| Monroe County Illinois | 6 | $ 1,600,000 | $ 266,000 | $ 112,000 |
| Cherokee County Kansas | 6 | $ 528,000 | $ 88,000 | $ 34,000 |
| Boone County Missouri | 6 | $ 1,175,000 | $ 195,000 | $ 45,000 |
| Polk County Missouri | 6 | $ 828,000 | $ 138,000 | $ 36,000 |
| Arapahoe County Colorado | 5 | $ 1,128,000 | $ 225,000 | $ 66,000 |
| Clay County Florida | 5 | $ 921,000 | $ 184,000 | $ 0 |
| Escambia County Florida | 5 | $ 1,044,000 | $ 208,000 | $ 7,000 |
| Pinellas County Florida | 5 | $ 1,128,000 | $ 225,000 | $ 50,000 |
| Montgomery County Tennessee | 5 | $ 902,000 | $ 180,000 | $ 0 |
| El Paso County Colorado | 4 | $ 726,000 | $ 181,000 | $ 0 |
| Osceola County Florida | 4 | $ 734,000 | $ 183,000 | $ 0 |
| Pasco County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 0 |
| Polk County Florida | 4 | $ 815,000 | $ 203,000 | $ 0 |
| Santa Rosa County Florida | 4 | $ 820,000 | $ 205,000 | $ 0 |
| St. Johns County Florida | 4 | $ 900,000 | $ 225,000 | $ 0 |
| King County Washington | 4 | $ 1,813,000 | $ 453,000 | $ 78,000 |
| Madison County Alabama | 3 | $ 708,000 | $ 236,000 | $ 0 |
| Los Angeles County California | 3 | $ 1,231,000 | $ 410,000 | $ 41,000 |
| Ventura County California | 3 | $ 1,194,000 | $ 398,000 | $ 0 |
| Brevard County Florida | 3 | $ 643,000 | $ 214,000 | $ 0 |
| Lee County Florida | 3 | $ 710,000 | $ 236,000 | $ 137,000 |
| Palm Beach County Florida | 3 | $ 676,000 | $ 225,000 | $ 39,000 |
| Cobb County Georgia | 3 | $ 564,000 | $ 188,000 | $ 70,000 |
| Johnson County Kansas | 3 | $ 555,000 | $ 185,000 | $ 66,000 |
| Prince George's County Maryland | 3 | $ 794,000 | $ 264,000 | $ 0 |
| Lafayette County Missouri | 3 | $ 386,000 | $ 128,000 | $ 71,000 |
| Morgan County Missouri | 3 | $ 361,000 | $ 120,000 | $ 164,000 |
| Davidson County Tennessee | 3 | $ 582,000 | $ 194,000 | $ 13,000 |
| Prince William County Virginia | 3 | $ 1,565,000 | $ 521,000 | $ 0 |
| Kitsap County Washington | 3 | $ 883,000 | $ 294,000 | $ 0 |
| Pima County Arizona | 2 | $ 424,000 | $ 212,000 | $ 0 |
| Pinal County Arizona | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Pulaski County Arkansas | 2 | $ 397,000 | $ 198,000 | $ 0 |
| Orange County California | 2 | $ 300,000 | $ 150,000 | $ 70,000 |
| Placer County California | 2 | $ 592,000 | $ 296,000 | $ 0 |
| San Bernardino County California | 2 | $ 516,000 | $ 258,000 | $ 0 |
| Douglas County Colorado | 2 | $ 534,000 | $ 267,000 | $ 85,000 |
| Lake County Colorado | 2 | $ 296,000 | $ 148,000 | $ 70,000 |
| Summit County Colorado | 2 | $ 658,000 | $ 329,000 | $ 121,000 |
| District of Columbia County District Of Columbia | 2 | $ 832,000 | $ 416,000 | $ 107,000 |
| Gadsden County Florida | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Hernando County Florida | 2 | $ 378,000 | $ 189,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 456,000 | $ 228,000 | $ 0 |
| Walton County Florida | 2 | $ 541,000 | $ 270,000 | $ 0 |
| Henry County Georgia | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Houston County Georgia | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Walton County Georgia | 2 | $ 583,000 | $ 291,000 | $ 0 |
| Cook County Illinois | 2 | $ 631,000 | $ 315,000 | $ 102,000 |
| Will County Illinois | 2 | $ 536,000 | $ 268,000 | $ 95,000 |
| Sedgwick County Kansas | 2 | $ 303,000 | $ 151,000 | $ 38,000 |
| Hardin County Kentucky | 2 | $ 443,000 | $ 221,000 | $ 0 |
| Baltimore County Maryland | 2 | $ 556,000 | $ 278,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 433,000 | $ 216,000 | $ 147,000 |
| Suffolk County Massachusetts | 2 | $ 614,000 | $ 307,000 | $ 81,000 |
| Ramsey County Minnesota | 2 | $ 409,000 | $ 204,000 | $ 0 |
| Cass County Missouri | 2 | $ 460,000 | $ 230,000 | $ 94,000 |
| Dallas County Missouri | 2 | $ 129,000 | $ 64,000 | $ 90,000 |
| Hickory County Missouri | 2 | $ 223,000 | $ 111,000 | $ 56,000 |
| McDonald County Missouri | 2 | $ 168,000 | $ 84,000 | $ 52,000 |
| St. Clair County Missouri | 2 | $ 424,000 | $ 212,000 | $ 67,000 |
| Ste. Genevieve County Missouri | 2 | $ 476,000 | $ 238,000 | $ 201,000 |
| Washington County Missouri | 2 | $ 150,000 | $ 75,000 | $ 59,000 |
| Clark County Nevada | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Johnston County North Carolina | 2 | $ 263,000 | $ 131,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 356,000 | $ 178,000 | $ 0 |
| New Hanover County North Carolina | 2 | $ 417,000 | $ 208,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 229,000 | $ 114,000 | $ 55,000 |
| Greenville County South Carolina | 2 | $ 341,000 | $ 170,000 | $ 0 |
| Lexington County South Carolina | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Richland County South Carolina | 2 | $ 363,000 | $ 181,000 | $ 0 |
| Sumter County South Carolina | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Tipton County Tennessee | 2 | $ 491,000 | $ 245,000 | $ 0 |
| Harris County Texas | 2 | $ 303,000 | $ 151,000 | $ 33,000 |
| Chesapeake County Virginia | 2 | $ 672,000 | $ 336,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Pierce County Washington | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 274,000 | $ 274,000 | $ 150,000 |
| Lee County Alabama | 1 | $ 229,000 | $ 229,000 | $ 80,000 |
| Mobile County Alabama | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 433,000 | $ 433,000 | $ 0 |
| Mohave County Arizona | 1 | $ 260,000 | $ 260,000 | $ 123,000 |
| Baxter County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Benton County Arkansas | 1 | $ 414,000 | $ 414,000 | $ 165,000 |
| Saline County Arkansas | 1 | $ 232,000 | $ 232,000 | $ 132,000 |
| Sacramento County California | 1 | $ 367,000 | $ 367,000 | $ 0 |
| San Diego County California | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Yuba County California | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 202,000 | $ 202,000 | $ 71,000 |
| La Plata County Colorado | 1 | $ 200,000 | $ 200,000 | $ 461,000 |
| Pitkin County Colorado | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Charlotte County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Collier County Florida | 1 | $ 251,000 | $ 251,000 | $ 115,000 |
| Lake County Florida | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Levy County Florida | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Seminole County Florida | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Volusia County Florida | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Carroll County Georgia | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Douglas County Georgia | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Fayette County Georgia | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Fulton County Georgia | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Greene County Georgia | 1 | $ 413,000 | $ 413,000 | $ 570,000 |
| Rockdale County Georgia | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Jersey County Illinois | 1 | $ 148,000 | $ 148,000 | $ 56,000 |
| Peoria County Illinois | 1 | $ 123,000 | $ 123,000 | $ 104,000 |
| Union County Illinois | 1 | $ 88,000 | $ 88,000 | $ 63,000 |
| Williamson County Illinois | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Dallas County Iowa | 1 | $ 298,000 | $ 298,000 | $ 150,000 |
| Polk County Iowa | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Bourbon County Kansas | 1 | $ 88,000 | $ 88,000 | $ 44,000 |
| Crawford County Kansas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Labette County Kansas | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Leavenworth County Kansas | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Boone County Kentucky | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 118,000 | $ 118,000 | $ 51,000 |
| St. Tammany County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Oxford County Maine | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Anne Arundel County Maryland | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 221,000 | $ 221,000 | $ 201,000 |
| Carroll County Maryland | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Charles County Maryland | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Harford County Maryland | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 117,000 |
| Allegan County Michigan | 1 | $ 417,000 | $ 417,000 | $ 508,000 |
| Kent County Michigan | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Oakland County Michigan | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Wayne County Michigan | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Bolivar County Mississippi | 1 | $ 147,000 | $ 147,000 | $ 52,000 |
| Lafayette County Mississippi | 1 | $ 112,000 | $ 112,000 | $ 645,000 |
| Lowndes County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Barton County Missouri | 1 | $ 226,000 | $ 226,000 | $ 52,000 |
| Cape Girardeau County Missouri | 1 | $ 111,000 | $ 111,000 | $ 73,000 |
| Clay County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Clinton County Missouri | 1 | $ 224,000 | $ 224,000 | $ 130,000 |
| Dent County Missouri | 1 | $ 89,000 | $ 89,000 | $ 39,000 |
| Douglas County Missouri | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
| Gasconade County Missouri | 1 | $ 92,000 | $ 92,000 | $ 171,000 |
| Johnson County Missouri | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Laclede County Missouri | 1 | $ 88,000 | $ 88,000 | $ 18,000 |
| Maries County Missouri | 1 | $ 111,000 | $ 111,000 | $ 32,000 |
| Marion County Missouri | 1 | $ 319,000 | $ 319,000 | $ 377,000 |
| Miller County Missouri | 1 | $ 320,000 | $ 320,000 | $ 164,000 |
| Phelps County Missouri | 1 | $ 156,000 | $ 156,000 | $ 103,000 |
| Ralls County Missouri | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Ray County Missouri | 1 | $ 216,000 | $ 216,000 | $ 64,000 |
| Wright County Missouri | 1 | $ 417,000 | $ 417,000 | $ 201,000 |
| Ravalli County Montana | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 333,000 | $ 333,000 | $ 162,000 |
| Atlantic County New Jersey | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Herkimer County New York | 1 | $ 200,000 | $ 200,000 | $ 127,000 |
| Carteret County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
| Iredell County North Carolina | 1 | $ 9,130,000 | $ 9,130,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Stokes County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Wake County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Butler County Ohio | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Clark County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Delaware County Ohio | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Summit County Ohio | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Warren County Ohio | 1 | $ 113,000 | $ 113,000 | $ 29,000 |
| Comanche County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 151,000 |
| Oklahoma County Oklahoma | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 111,000 | $ 111,000 | $ 73,000 |
| Josephine County Oregon | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Washington County Oregon | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 37,000 |
| Beaver County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Florence County South Carolina | 1 | $ 4,050,000 | $ 4,050,000 | $ 0 |
| Horry County South Carolina | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 262,000 | $ 262,000 | $ 154,000 |
| Shelby County Tennessee | 1 | $ 329,000 | $ 329,000 | $ 0 |
| White County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Austin County Texas | 1 | $ 144,000 | $ 144,000 | $ 121,000 |
| Brazoria County Texas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Comal County Texas | 1 | $ 248,000 | $ 248,000 | $ 80,000 |
| Denton County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Travis County Texas | 1 | $ 273,000 | $ 273,000 | $ 165,000 |
| Alexandria County Virginia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Botetourt County Virginia | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Henrico County Virginia | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Orange County Virginia | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Thurston County Washington | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 0 |
Mortgage Loan Application Detail Totals for Heartland Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,477 | $259,284,000 | $175,000 | $8,000,000 | $77,000 | $765,000 |
| Refinancing | 1,249 | $258,618,000 | $207,000 | $9,130,000 | $65,000 | $829,000 |
| Home Improvement | 14 | $1,223,000 | $87,000 | $636,000 | $78,000 | $138,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,280 | $401,252,000 | $175,000 | $1,071,000 | $78,000 | $829,000 |
| Black or African American | 207 | $37,435,000 | $180,000 | $544,000 | $37,000 | $299,000 |
| Not Provided | 154 | $32,606,000 | $211,000 | $717,000 | $40,000 | $323,000 |
| Hispanic | 41 | $6,640,000 | $161,000 | $344,000 | $36,000 | $190,000 |
| Asian | 30 | $5,965,000 | $198,000 | $396,000 | $85,000 | $200,000 |
| Not applicable | 24 | $34,709,000 | $1,446,000 | $9,130,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $353,000 | $117,000 | $158,000 | $31,000 | $48,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $165,000 | $165,000 | $165,000 | $95,000 | $95,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,436 | $297,477,000 | $207,000 | $9,130,000 | $101,000 | $829,000 |
| FHA-insured (Federal Housing Administration) | 666 | $99,014,000 | $148,000 | $348,000 | $47,000 | $765,000 |
| VA-guaranteed (Veterans Administration) | 467 | $100,493,000 | $215,000 | $717,000 | $23,000 | $274,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 171 | $22,141,000 | $129,000 | $290,000 | $43,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,150 | $408,838,000 | $190,000 | $9,130,000 | $70,000 | $829,000 |
| Application Withdrawn By Applicant | 210 | $37,759,000 | $179,000 | $600,000 | $92,000 | $636,000 |
| File Closed For Incompleteness | 177 | $37,808,000 | $213,000 | $864,000 | $52,000 | $456,000 |
| Application Denied By Financial Institution | 120 | $19,223,000 | $160,000 | $897,000 | $86,000 | $644,000 |
| Application Approved But Not Accepted | 74 | $13,669,000 | $184,000 | $417,000 | $75,000 | $644,000 |
| Loan Purchased By The Institution | 9 | $1,828,000 | $203,000 | $363,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 46 | $7,715,000 | $167,000 | $397,000 | $42,000 | $125,000 |
| Credit History | 27 | $4,463,000 | $165,000 | $410,000 | $62,000 | $165,000 |
| Collateral | 20 | $2,611,000 | $130,000 | $360,000 | $108,000 | $277,000 |
| Other | 20 | $3,019,000 | $150,000 | $897,000 | $193,000 | $644,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $632,000 | $158,000 | $209,000 | $70,000 | $110,000 |
| Employment History | 2 | $193,000 | $96,000 | $106,000 | $21,000 | $26,000 |
| Unverifiable Information | 1 | $590,000 | $590,000 | $590,000 | $298,000 | $298,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Heartland Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Heartland Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.