Ocmbc, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Ocmbc, Inc. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ocmbc, Inc. 19000 Macarthur Blvd, Suite 200 Glendale, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 559 |
| Total Mortgage Loan Application Amount | $135,147,000 |
| Average Mortgage Loan Application Amount | $245,000 |
| Highest Mortgage Loan Application Amount | $1,156,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $2,094,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Ocmbc, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ocmbc, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Ocmbc, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ocmbc, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ocmbc, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ocmbc, Inc.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 95 | $ 26,650,000 | $ 280,000 | $ 123,000 |
| Riverside County California | 77 | $ 15,806,000 | $ 205,000 | $ 65,000 |
| Orange County California | 59 | $ 18,289,000 | $ 309,000 | $ 84,000 |
| San Bernardino County California | 58 | $ 11,948,000 | $ 206,000 | $ 64,000 |
| Fresno County California | 34 | $ 8,694,000 | $ 255,000 | $ 75,000 |
| San Diego County California | 12 | $ 3,696,000 | $ 308,000 | $ 104,000 |
| Kern County California | 11 | $ 1,697,000 | $ 154,000 | $ 48,000 |
| Sacramento County California | 8 | $ 1,404,000 | $ 175,000 | $ 71,000 |
| Maricopa County Arizona | 6 | $ 960,000 | $ 160,000 | $ 58,000 |
| Tulare County California | 6 | $ 1,048,000 | $ 174,000 | $ 79,000 |
| Cook County Illinois | 6 | $ 1,787,000 | $ 297,000 | $ 77,000 |
| Stanislaus County California | 4 | $ 989,000 | $ 247,000 | $ 66,000 |
| Broward County Florida | 4 | $ 1,057,000 | $ 264,000 | $ 212,000 |
| Anne Arundel County Maryland | 4 | $ 1,062,000 | $ 265,000 | $ 38,000 |
| Prince George's County Maryland | 4 | $ 1,305,000 | $ 326,000 | $ 48,000 |
| Contra Costa County California | 3 | $ 557,000 | $ 185,000 | $ 102,000 |
| San Joaquin County California | 3 | $ 450,000 | $ 150,000 | $ 44,000 |
| Santa Clara County California | 3 | $ 1,441,000 | $ 480,000 | $ 120,000 |
| Ventura County California | 3 | $ 1,029,000 | $ 343,000 | $ 98,000 |
| Brevard County Florida | 3 | $ 1,008,000 | $ 336,000 | $ 117,000 |
| Miami-Dade County Florida | 3 | $ 514,000 | $ 171,000 | $ 73,000 |
| Gwinnett County Georgia | 3 | $ 544,000 | $ 181,000 | $ 47,000 |
| Frederick County Maryland | 3 | $ 703,000 | $ 234,000 | $ 47,000 |
| Bexar County Texas | 3 | $ 358,000 | $ 119,000 | $ 58,000 |
| Harris County Texas | 3 | $ 546,000 | $ 182,000 | $ 82,000 |
| Alameda County California | 2 | $ 545,000 | $ 272,000 | $ 52,000 |
| El Dorado County California | 2 | $ 802,000 | $ 401,000 | $ 114,000 |
| Monterey County California | 2 | $ 435,000 | $ 217,000 | $ 73,000 |
| Solano County California | 2 | $ 503,000 | $ 251,000 | $ 52,000 |
| Duval County Florida | 2 | $ 648,000 | $ 324,000 | $ 101,000 |
| Lake County Florida | 2 | $ 292,000 | $ 146,000 | $ 75,000 |
| Lee County Florida | 2 | $ 184,000 | $ 92,000 | $ 18,000 |
| Clayton County Georgia | 2 | $ 246,000 | $ 123,000 | $ 52,000 |
| Fulton County Georgia | 2 | $ 396,000 | $ 198,000 | $ 122,000 |
| Honolulu County Hawaii | 2 | $ 781,000 | $ 390,000 | $ 75,000 |
| Lake County Indiana | 2 | $ 184,000 | $ 92,000 | $ 4,000 |
| Marion County Indiana | 2 | $ 270,000 | $ 135,000 | $ 27,000 |
| Baltimore County Maryland | 2 | $ 382,000 | $ 191,000 | $ 46,000 |
| Charles County Maryland | 2 | $ 426,000 | $ 213,000 | $ 83,000 |
| Hennepin County Minnesota | 2 | $ 396,000 | $ 198,000 | $ 53,000 |
| Isanti County Minnesota | 2 | $ 182,000 | $ 91,000 | $ 37,000 |
| Clark County Nevada | 2 | $ 272,000 | $ 136,000 | $ 157,000 |
| Hudson County New Jersey | 2 | $ 925,000 | $ 462,000 | $ 244,000 |
| Erie County New York | 2 | $ 328,000 | $ 164,000 | $ 89,000 |
| Jackson County Oregon | 2 | $ 497,000 | $ 248,000 | $ 56,000 |
| Marion County Oregon | 2 | $ 315,000 | $ 157,000 | $ 46,000 |
| Multnomah County Oregon | 2 | $ 327,000 | $ 163,000 | $ 40,000 |
| El Paso County Texas | 2 | $ 289,000 | $ 144,000 | $ 105,000 |
| Salt Lake County Utah | 2 | $ 385,000 | $ 192,000 | $ 29,000 |
| King County Washington | 2 | $ 739,000 | $ 369,000 | $ 92,000 |
| Pierce County Washington | 2 | $ 505,000 | $ 252,000 | $ 30,000 |
| Thurston County Washington | 2 | $ 472,000 | $ 236,000 | $ 0 |
| Mohave County Arizona | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Navajo County Arizona | 1 | $ 216,000 | $ 216,000 | $ 56,000 |
| Pinal County Arizona | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 144,000 | $ 144,000 | $ 343,000 |
| Yuma County Arizona | 1 | $ 100,000 | $ 100,000 | $ 156,000 |
| Madera County California | 1 | $ 271,000 | $ 271,000 | $ 52,000 |
| Merced County California | 1 | $ 62,000 | $ 62,000 | $ 120,000 |
| San Luis Obispo County California | 1 | $ 112,000 | $ 112,000 | $ 126,000 |
| San Mateo County California | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Sonoma County California | 1 | $ 1,156,000 | $ 1,156,000 | $ 254,000 |
| Denver County Colorado | 1 | $ 183,000 | $ 183,000 | $ 66,000 |
| Gunnison County Colorado | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Collier County Florida | 1 | $ 156,000 | $ 156,000 | $ 96,000 |
| Hillsborough County Florida | 1 | $ 128,000 | $ 128,000 | $ 108,000 |
| Orange County Florida | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Palm Beach County Florida | 1 | $ 196,000 | $ 196,000 | $ 58,000 |
| Pinellas County Florida | 1 | $ 118,000 | $ 118,000 | $ 143,000 |
| Putnam County Florida | 1 | $ 189,000 | $ 189,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 400,000 | $ 400,000 | $ 75,000 |
| Cherokee County Georgia | 1 | $ 656,000 | $ 656,000 | $ 124,000 |
| Cobb County Georgia | 1 | $ 277,000 | $ 277,000 | $ 68,000 |
| Monroe County Georgia | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Maui County Hawaii | 1 | $ 290,000 | $ 290,000 | $ 218,000 |
| LaSalle County Illinois | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Tazewell County Illinois | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Williamson County Illinois | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Hamilton County Indiana | 1 | $ 119,000 | $ 119,000 | $ 141,000 |
| Hancock County Iowa | 1 | $ 174,000 | $ 174,000 | $ 35,000 |
| Mahaska County Iowa | 1 | $ 197,000 | $ 197,000 | $ 84,000 |
| Washington County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 74,000 |
| Lincoln County Maine | 1 | $ 653,000 | $ 653,000 | $ 197,000 |
| Cecil County Maryland | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| Montgomery County Maryland | 1 | $ 345,000 | $ 345,000 | $ 83,000 |
| Essex County Massachusetts | 1 | $ 348,000 | $ 348,000 | $ 91,000 |
| Hampshire County Massachusetts | 1 | $ 344,000 | $ 344,000 | $ 103,000 |
| Norfolk County Massachusetts | 1 | $ 388,000 | $ 388,000 | $ 79,000 |
| Plymouth County Massachusetts | 1 | $ 248,000 | $ 248,000 | $ 90,000 |
| Barry County Michigan | 1 | $ 298,000 | $ 298,000 | $ 81,000 |
| Sanilac County Michigan | 1 | $ 271,000 | $ 271,000 | $ 53,000 |
| Anoka County Minnesota | 1 | $ 257,000 | $ 257,000 | $ 150,000 |
| Cass County Minnesota | 1 | $ 199,000 | $ 199,000 | $ 57,000 |
| Dakota County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 94,000 |
| Kandiyohi County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 43,000 |
| Scott County Minnesota | 1 | $ 242,000 | $ 242,000 | $ 59,000 |
| St. Louis County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 45,000 |
| Hancock County Mississippi | 1 | $ 93,000 | $ 93,000 | $ 75,000 |
| Clay County Missouri | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Jackson County Missouri | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 212,000 | $ 212,000 | $ 44,000 |
| Curry County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 210,000 |
| Lea County New Mexico | 1 | $ 108,000 | $ 108,000 | $ 125,000 |
| Kings County New York | 1 | $ 837,000 | $ 837,000 | $ 230,000 |
| Cleveland County North Carolina | 1 | $ 269,000 | $ 269,000 | $ 106,000 |
| Sequoyah County Oklahoma | 1 | $ 226,000 | $ 226,000 | $ 53,000 |
| Benton County Oregon | 1 | $ 171,000 | $ 171,000 | $ 52,000 |
| Columbia County Oregon | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Coos County Oregon | 1 | $ 166,000 | $ 166,000 | $ 35,000 |
| Deschutes County Oregon | 1 | $ 272,000 | $ 272,000 | $ 56,000 |
| Lane County Oregon | 1 | $ 147,000 | $ 147,000 | $ 29,000 |
| Linn County Oregon | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Polk County Oregon | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Lawrence County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 38,000 |
| Providence County Rhode Island | 1 | $ 142,000 | $ 142,000 | $ 96,000 |
| Sumter County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 86,000 |
| Maury County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 132,000 |
| Rutherford County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Shelby County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Weakley County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 113,000 |
| Bandera County Texas | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Collin County Texas | 1 | $ 226,000 | $ 226,000 | $ 78,000 |
| Denton County Texas | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Ellis County Texas | 1 | $ 155,000 | $ 155,000 | $ 139,000 |
| Hidalgo County Texas | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Kaufman County Texas | 1 | $ 167,000 | $ 167,000 | $ 63,000 |
| Williamson County Texas | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Davis County Utah | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Duchesne County Utah | 1 | $ 134,000 | $ 134,000 | $ 83,000 |
| Summit County Utah | 1 | $ 408,000 | $ 408,000 | $ 271,000 |
| Prince William County Virginia | 1 | $ 380,000 | $ 380,000 | $ 198,000 |
| Grays Harbor County Washington | 1 | $ 140,000 | $ 140,000 | $ 29,000 |
| Kittitas County Washington | 1 | $ 300,000 | $ 300,000 | $ 74,000 |
| Snohomish County Washington | 1 | $ 305,000 | $ 305,000 | $ 71,000 |
| Spokane County Washington | 1 | $ 161,000 | $ 161,000 | $ 53,000 |
| Stevens County Washington | 1 | $ 271,000 | $ 271,000 | $ 118,000 |
| Whatcom County Washington | 1 | $ 362,000 | $ 362,000 | $ 127,000 |
| Lincoln County Wyoming | 1 | $ 160,000 | $ 160,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 333 | $77,712,000 | $233,000 | $1,156,000 | $93,000 | $2,094,000 |
| Refinancing | 220 | $55,945,000 | $254,000 | $720,000 | $66,000 | $271,000 |
| Home Improvement | 6 | $1,490,000 | $248,000 | $656,000 | $95,000 | $199,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 184 | $44,374,000 | $241,000 | $1,156,000 | $76,000 | $466,000 |
| Hispanic | 156 | $33,948,000 | $217,000 | $501,000 | $63,000 | $198,000 |
| White | 120 | $31,001,000 | $258,000 | $910,000 | $121,000 | $2,094,000 |
| Asian | 47 | $13,687,000 | $291,000 | $530,000 | $88,000 | $202,000 |
| Black or African American | 44 | $10,843,000 | $246,000 | $514,000 | $76,000 | $209,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,175,000 | $167,000 | $298,000 | $48,000 | $88,000 |
| American Indian or Alaskan Native | 1 | $119,000 | $119,000 | $119,000 | $33,000 | $33,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 362 | $83,814,000 | $231,000 | $673,000 | $65,000 | $345,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 191 | $49,511,000 | $259,000 | $1,156,000 | $116,000 | $2,094,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,822,000 | $303,000 | $460,000 | $66,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 313 | $69,330,000 | $221,000 | $910,000 | $67,000 | $343,000 |
| Application Denied By Financial Institution | 91 | $22,871,000 | $251,000 | $624,000 | $76,000 | $271,000 |
| Application Approved But Not Accepted | 89 | $26,048,000 | $292,000 | $1,156,000 | $146,000 | $2,094,000 |
| Application Withdrawn By Applicant | 45 | $11,749,000 | $261,000 | $685,000 | $85,000 | $278,000 |
| File Closed For Incompleteness | 21 | $5,149,000 | $245,000 | $653,000 | $80,000 | $197,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 7 | $1,808,000 | $258,000 | $417,000 | $115,000 | $218,000 |
| Debt-To-Income Ratio | 4 | $1,129,000 | $282,000 | $510,000 | $52,000 | $84,000 |
| Credit History | 3 | $497,000 | $165,000 | $168,000 | $49,000 | $62,000 |
| Other | 2 | $582,000 | $291,000 | $318,000 | $93,000 | $98,000 |
| Unverifiable Information | 1 | $242,000 | $242,000 | $242,000 | $58,000 | $58,000 |
| Employment History | 1 | $193,000 | $193,000 | $193,000 | $58,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocmbc, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.