Ocmbc, Inc. Mortgage Lending & HMDA Data, 2023

In 2023, Ocmbc, Inc. of Irvine, CA reported 17,858 mortgage applications totaling $7.4 billion, up 56% from 2022. The average application was for $414,624, and applicants reported an average income of $177,879. 50% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,583), Riverside-San Bernardino-Ontario, CA (2,112) and Houston-The Woodlands-Sugar Land, TX (700) (applications in parentheses).

Mortgage Company & Address Ocmbc, Inc.
19000 Macarthur Blvd, Suite 200
Irvine, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 17,858
Total Mortgage Loan Application Amount $7,404,370,000
Average Mortgage Loan Application Amount $414,624
Highest Mortgage Loan Application Amount $9,265,000
Average Applicant Income $177,879
Highest Applicant Income $9,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ocmbc, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ocmbc, Inc. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,583 $ 1,616,015,000 $ 625,634 $ 250,000
San Bernardino, California 1,112 $ 452,340,000 $ 406,780 $ 148,000
Riverside, California 1,000 $ 497,450,000 $ 497,450 $ 204,000
Harris, Texas 477 $ 118,455,000 $ 248,333 $ 142,000
Clark, Nevada 415 $ 158,015,000 $ 380,759 $ 171,000
Cook, Illinois 404 $ 101,830,000 $ 252,054 $ 112,000
Maricopa, Arizona 380 $ 145,580,000 $ 383,105 $ 262,000
Kern, California 368 $ 101,390,000 $ 275,516 $ 121,000
Orange, California 300 $ 257,410,000 $ 858,033 $ 414,000
San Diego, California 249 $ 167,575,000 $ 672,991 $ 259,000
Miami-Dade, Florida 244 $ 129,900,000 $ 532,377 $ 239,000
Broward, Florida 222 $ 97,280,000 $ 438,198 $ 221,000
Prince George's, Maryland 173 $ 57,605,000 $ 332,976 $ 130,000
Hillsborough, Florida 159 $ 55,615,000 $ 349,779 $ 118,000
Ventura, California 150 $ 94,900,000 $ 632,666 $ 221,000
Dallas, Texas 149 $ 49,435,000 $ 331,778 $ 157,000
Baltimore City, Maryland 138 $ 27,200,000 $ 197,101 $ 112,000
Polk, Florida 136 $ 34,620,000 $ 254,558 $ 84,000
Fulton, Georgia 136 $ 65,790,000 $ 483,750 $ 208,000
Bexar, Texas 133 $ 28,535,000 $ 214,548 $ 128,000
Tarrant, Texas 130 $ 35,870,000 $ 275,923 $ 167,000
Osceola, Florida 122 $ 46,350,000 $ 379,918 $ 160,000
Sacramento, California 109 $ 42,005,000 $ 385,366 $ 157,000
Palm Beach, Florida 105 $ 59,665,000 $ 568,238 $ 361,000
Orange, Florida 104 $ 37,950,000 $ 364,903 $ 131,000
Baltimore, Maryland 104 $ 29,350,000 $ 282,211 $ 121,000
Duval, Florida 97 $ 23,775,000 $ 245,103 $ 100,000
Lee, Florida 97 $ 35,925,000 $ 370,360 $ 119,000
San Joaquin, California 90 $ 39,580,000 $ 439,777 $ 212,000
Fort Bend, Texas 85 $ 26,195,000 $ 308,176 $ 219,000
Contra Costa, California 84 $ 52,440,000 $ 624,285 $ 303,000
Fresno, California 76 $ 22,910,000 $ 301,447 $ 117,000
Brevard, Florida 76 $ 22,420,000 $ 295,000 $ 108,000
Monterey, California 72 $ 51,540,000 $ 715,833 $ 241,000
Alameda, California 70 $ 46,330,000 $ 661,857 $ 253,000
Philadelphia, Pennsylvania 69 $ 15,375,000 $ 222,826 $ 77,000
Salt Lake, Utah 69 $ 30,015,000 $ 435,000 $ 125,000
Gwinnett, Georgia 67 $ 29,695,000 $ 443,208 $ 167,000
Denton, Texas 65 $ 31,405,000 $ 483,153 $ 203,000
Wayne, Michigan 63 $ 10,725,000 $ 170,238 $ 111,000
St. Lucie, Florida 62 $ 18,960,000 $ 305,806 $ 111,000
DeKalb, Georgia 62 $ 19,390,000 $ 312,741 $ 110,000
Montgomery, Texas 62 $ 18,350,000 $ 295,967 $ 152,000
Pinellas, Florida 60 $ 23,770,000 $ 396,166 $ 96,000
Collin, Texas 59 $ 33,745,000 $ 571,949 $ 273,000
Essex, New Jersey 58 $ 21,540,000 $ 371,379 $ 149,000
Worcester, Massachusetts 57 $ 25,295,000 $ 443,771 $ 175,000
Pasco, Florida 55 $ 14,885,000 $ 270,636 $ 188,000
El Paso, Texas 54 $ 9,600,000 $ 177,777 $ 85,000
Travis, Texas 54 $ 27,730,000 $ 513,518 $ 252,000
Henry, Georgia 53 $ 15,215,000 $ 287,075 $ 113,000
Stanislaus, California 52 $ 20,530,000 $ 394,807 $ 172,000
Cobb, Georgia 51 $ 20,995,000 $ 411,666 $ 183,000
King, Washington 50 $ 30,610,000 $ 612,200 $ 208,000
Solano, California 49 $ 18,405,000 $ 375,612 $ 204,000
Will, Illinois 49 $ 13,815,000 $ 281,938 $ 135,000
Yuma, Arizona 48 $ 7,730,000 $ 161,041 $ 82,000
New Haven, Connecticut 48 $ 12,710,000 $ 264,791 $ 53,000
Clayton, Georgia 46 $ 9,370,000 $ 203,695 $ 77,000
Montgomery, Maryland 46 $ 21,110,000 $ 458,913 $ 165,000
Davidson, Tennessee 46 $ 22,790,000 $ 495,434 $ 260,000
Merced, California 45 $ 13,155,000 $ 292,333 $ 123,000
Tulare, California 45 $ 12,445,000 $ 276,555 $ 114,000
Adams, Colorado 44 $ 16,170,000 $ 367,500 $ 123,000
Marion, Florida 44 $ 8,810,000 $ 200,227 $ 53,000
Oakland, Michigan 43 $ 10,835,000 $ 251,976 $ 110,000
Pinal, Arizona 42 $ 11,880,000 $ 282,857 $ 98,000
Volusia, Florida 41 $ 9,775,000 $ 238,414 $ 78,000
Providence, Rhode Island 41 $ 12,815,000 $ 312,560 $ 80,000
Honolulu, Hawaii 40 $ 28,030,000 $ 700,750 $ 197,000
Oklahoma, Oklahoma 40 $ 8,570,000 $ 214,250 $ 83,000
Fairfield, Connecticut 39 $ 20,055,000 $ 514,230 $ 127,000
Pierce, Washington 39 $ 16,925,000 $ 433,974 $ 97,000
Arapahoe, Colorado 38 $ 12,710,000 $ 334,473 $ 122,000
El Paso, Colorado 38 $ 13,180,000 $ 346,842 $ 90,000
Lake, Florida 38 $ 11,850,000 $ 311,842 $ 134,000
Franklin, Ohio 38 $ 7,330,000 $ 192,894 $ 46,000
East Baton Rouge, Louisiana 37 $ 6,815,000 $ 184,189 $ 91,000
District of Columbia, District Of Columbia 36 $ 19,450,000 $ 540,277 $ 132,000
Anne Arundel, Maryland 36 $ 15,730,000 $ 436,944 $ 165,000
Plymouth, Massachusetts 36 $ 15,060,000 $ 418,333 $ 129,000
Williamson, Texas 36 $ 12,890,000 $ 358,055 $ 194,000
Bell, Texas 35 $ 8,265,000 $ 236,142 $ 68,000
Shelby, Tennessee 34 $ 9,660,000 $ 284,117 $ 102,000
Sonoma, California 33 $ 15,495,000 $ 469,545 $ 141,000
Bristol, Massachusetts 33 $ 12,355,000 $ 374,393 $ 166,000
Brazoria, Texas 33 $ 10,515,000 $ 318,636 $ 221,000
Manatee, Florida 32 $ 14,830,000 $ 463,437 $ 77,000
Sarasota, Florida 32 $ 15,390,000 $ 480,937 $ 180,000
Douglas, Georgia 32 $ 11,470,000 $ 358,437 $ 130,000
Placer, California 31 $ 18,265,000 $ 589,193 $ 388,000
Lake, Illinois 31 $ 11,175,000 $ 360,483 $ 130,000
Jefferson, Louisiana 31 $ 7,255,000 $ 234,032 $ 227,000
Macomb, Michigan 31 $ 6,145,000 $ 198,225 $ 75,000
Washoe, Nevada 31 $ 13,375,000 $ 431,451 $ 188,000
Fairfax, Virginia 31 $ 17,185,000 $ 554,354 $ 238,000
Pima, Arizona 30 $ 8,170,000 $ 272,333 $ 199,000
Imperial, California 30 $ 6,740,000 $ 224,666 $ 91,000
Multnomah, Oregon 30 $ 10,930,000 $ 364,333 $ 139,000
Denver, Colorado 29 $ 13,855,000 $ 477,758 $ 318,000
Kane, Illinois 29 $ 9,785,000 $ 337,413 $ 155,000
Middlesex, Massachusetts 29 $ 15,805,000 $ 545,000 $ 229,000
Union, New Jersey 29 $ 12,595,000 $ 434,310 $ 76,000
Wake, North Carolina 29 $ 8,345,000 $ 287,758 $ 300,000
Utah, Utah 29 $ 12,885,000 $ 444,310 $ 168,000
Madera, California 28 $ 9,000,000 $ 321,428 $ 99,000
Seminole, Florida 28 $ 11,230,000 $ 401,071 $ 211,000
Prince William, Virginia 28 $ 11,590,000 $ 413,928 $ 145,000
Santa Clara, California 27 $ 25,885,000 $ 958,703 $ 595,000
Jackson, Missouri 27 $ 4,145,000 $ 153,518 $ 66,000
Mohave, Arizona 26 $ 10,860,000 $ 417,692 $ 300,000
Kings, California 26 $ 8,300,000 $ 319,230 $ 101,000
Hartford, Connecticut 26 $ 6,080,000 $ 233,846 $ 54,000
Essex, Massachusetts 26 $ 13,580,000 $ 522,307 $ 123,000
Hidalgo, Texas 26 $ 6,280,000 $ 241,538 $ 54,000
Nueces, Texas 26 $ 6,930,000 $ 266,538 $ 54,000
Mecklenburg, North Carolina 25 $ 7,205,000 $ 288,200 $ 207,000
Horry, South Carolina 25 $ 9,255,000 $ 370,200 $ 103,000
Santa Barbara, California 24 $ 24,730,000 $ 1,030,416 $ 455,000
Marion, Indiana 24 $ 4,510,000 $ 187,916 $ 65,000
Passaic, New Jersey 24 $ 11,210,000 $ 467,083 $ 263,000
Washington, Oregon 24 $ 9,510,000 $ 396,250 $ 276,000
San Luis Obispo, California 23 $ 8,325,000 $ 361,956 $ 149,000
Weld, Colorado 23 $ 8,015,000 $ 348,478 $ 141,000
Hawaii, Hawaii 23 $ 10,325,000 $ 448,913 $ 169,000
Galveston, Texas 23 $ 7,825,000 $ 340,217 $ 222,000
San Mateo, California 22 $ 19,220,000 $ 873,636 $ 279,000
Bay, Florida 22 $ 11,390,000 $ 517,727 $ 193,000
Paulding, Georgia 22 $ 5,210,000 $ 236,818 $ 101,000
Barnstable, Massachusetts 22 $ 8,730,000 $ 396,818 $ 133,000
St. Louis, Missouri 22 $ 6,000,000 $ 272,727 $ 141,000
Stafford, Virginia 22 $ 9,300,000 $ 422,727 $ 134,000
Collier, Florida 21 $ 19,905,000 $ 947,857 $ 760,000
Newton, Georgia 21 $ 5,575,000 $ 265,476 $ 79,000
Washington, Maryland 21 $ 4,815,000 $ 229,285 $ 117,000
Hennepin, Minnesota 21 $ 12,785,000 $ 608,809 $ 358,000
Mercer, New Jersey 21 $ 6,165,000 $ 293,571 $ 87,000
Richland, South Carolina 21 $ 3,985,000 $ 189,761 $ 77,000
Jefferson, Colorado 20 $ 11,770,000 $ 588,500 $ 155,000
New London, Connecticut 20 $ 5,530,000 $ 276,500 $ 103,000
Chatham, Georgia 20 $ 7,980,000 $ 399,000 $ 94,000
Charles, Maryland 20 $ 7,580,000 $ 379,000 $ 117,000
Orleans, Louisiana 19 $ 4,585,000 $ 241,315 $ 168,000
Bernalillo, New Mexico 19 $ 4,815,000 $ 253,421 $ 87,000
Johnston, North Carolina 19 $ 6,185,000 $ 325,526 $ 367,000
Clackamas, Oregon 19 $ 7,265,000 $ 382,368 $ 163,000
Marion, Oregon 19 $ 5,445,000 $ 286,578 $ 135,000
Allegheny, Pennsylvania 19 $ 3,775,000 $ 198,684 $ 61,000
Spokane, Washington 19 $ 8,525,000 $ 448,684 $ 46,000
Milwaukee, Wisconsin 19 $ 3,535,000 $ 186,052 $ 353,000
Yavapai, Arizona 18 $ 8,430,000 $ 468,333 $ 98,000
Pueblo, Colorado 18 $ 3,060,000 $ 170,000 $ 67,000
DuPage, Illinois 18 $ 4,730,000 $ 262,777 $ 212,000
McHenry, Illinois 18 $ 4,980,000 $ 276,666 $ 124,000
Frederick, Maryland 18 $ 5,430,000 $ 301,666 $ 106,000
Hamilton, Ohio 18 $ 3,150,000 $ 175,000 $ 60,000
Johnson, Texas 18 $ 6,980,000 $ 387,777 $ 142,000
Webb, Texas 18 $ 3,870,000 $ 215,000 $ 89,000
Norfolk, Virginia 18 $ 4,020,000 $ 223,333 $ 111,000
Snohomish, Washington 18 $ 7,780,000 $ 432,222 $ 148,000
Flagler, Florida 17 $ 6,025,000 $ 354,411 $ 149,000
Rockdale, Georgia 17 $ 8,035,000 $ 472,647 $ 105,000
Knox, Tennessee 17 $ 3,095,000 $ 182,058 $ 28,000
Sevier, Tennessee 17 $ 13,395,000 $ 787,941 $ 167,000
Ellis, Texas 17 $ 6,175,000 $ 363,235 $ 254,000
Davis, Utah 17 $ 7,715,000 $ 453,823 $ 117,000
Virginia Beach, Virginia 17 $ 6,775,000 $ 398,529 $ 158,000
San Benito, California 16 $ 8,420,000 $ 526,250 $ 207,000
San Francisco, California 16 $ 11,670,000 $ 729,375 $ 599,000
Hampden, Massachusetts 16 $ 3,810,000 $ 238,125 $ 59,000
Monmouth, New Jersey 16 $ 6,450,000 $ 403,125 $ 123,000
Ocean, New Jersey 16 $ 5,900,000 $ 368,750 $ 98,000
Hays, Texas 16 $ 4,510,000 $ 281,875 $ 171,000
Kaufman, Texas 16 $ 5,450,000 $ 340,625 $ 277,000
Rockwall, Texas 16 $ 11,370,000 $ 710,625 $ 636,000
Charlotte, Florida 15 $ 5,885,000 $ 392,333 $ 87,000
Clay, Florida 15 $ 4,035,000 $ 269,000 $ 65,000
Hernando, Florida 15 $ 2,965,000 $ 197,666 $ 104,000
Lake, Indiana 15 $ 2,365,000 $ 157,666 $ 46,000
Iredell, North Carolina 15 $ 5,015,000 $ 334,333 $ 118,000
Orangeburg, South Carolina 15 $ 3,005,000 $ 200,333 $ 67,000
Spotsylvania, Virginia 15 $ 4,595,000 $ 306,333 $ 115,000
New Castle, Delaware 14 $ 3,800,000 $ 271,428 $ 81,000
Alachua, Florida 14 $ 3,650,000 $ 260,714 $ 242,000
St. Johns, Florida 14 $ 8,720,000 $ 622,857 $ 259,000
Suffolk, Massachusetts 14 $ 9,290,000 $ 663,571 $ 164,000
Bergen, New Jersey 14 $ 8,310,000 $ 593,571 $ 493,000
Cuyahoga, Ohio 14 $ 1,770,000 $ 126,428 $ 43,000
Montgomery, Pennsylvania 14 $ 8,600,000 $ 614,285 $ 140,000
McLennan, Texas 14 $ 2,850,000 $ 203,571 $ 121,000
Smith, Texas 14 $ 5,530,000 $ 395,000 $ 67,000
Weber, Utah 14 $ 4,840,000 $ 345,714 $ 109,000
Chesterfield, Virginia 14 $ 3,530,000 $ 252,142 $ 136,000
Santa Cruz, California 13 $ 7,985,000 $ 614,230 $ 124,000
Okaloosa, Florida 13 $ 4,565,000 $ 351,153 $ 113,000
Walton, Florida 13 $ 7,545,000 $ 580,384 $ 263,000
Maui, Hawaii 13 $ 14,725,000 $ 1,132,692 $ 213,000
Jefferson, Kentucky 13 $ 3,115,000 $ 239,615 $ 102,000
Norfolk, Massachusetts 13 $ 7,085,000 $ 545,000 $ 192,000
Burlington, New Jersey 13 $ 4,215,000 $ 324,230 $ 121,000
Cape May, New Jersey 13 $ 3,445,000 $ 265,000 $ 98,000
Cumberland, North Carolina 13 $ 2,475,000 $ 190,384 $ 64,000
Charleston, South Carolina 13 $ 5,045,000 $ 388,076 $ 83,000
Waller, Texas 13 $ 4,955,000 $ 381,153 $ 292,000
Clark, Washington 13 $ 6,205,000 $ 477,307 $ 175,000
Windham, Connecticut 12 $ 3,800,000 $ 316,666 $ 76,000
Bibb, Georgia 12 $ 3,550,000 $ 295,833 $ 103,000
Cherokee, Georgia 12 $ 5,560,000 $ 463,333 $ 244,000
Muscogee, Georgia 12 $ 2,610,000 $ 217,500 $ 20,000
Caddo, Louisiana 12 $ 2,420,000 $ 201,666 $ 68,000
Harford, Maryland 12 $ 3,500,000 $ 291,666 $ 74,000
Camden, New Jersey 12 $ 2,520,000 $ 210,000 $ 85,000
Hudson, New Jersey 12 $ 6,190,000 $ 515,833 $ 116,000
Linn, Oregon 12 $ 3,270,000 $ 272,500 $ 134,000
Yamhill, Oregon 12 $ 3,520,000 $ 293,333 $ 179,000
Bucks, Pennsylvania 12 $ 4,360,000 $ 363,333 $ 287,000
Delaware, Pennsylvania 12 $ 4,360,000 $ 363,333 $ 106,000
Luzerne, Pennsylvania 12 $ 2,050,000 $ 170,833 $ 11,000
Monroe, Pennsylvania 12 $ 4,220,000 $ 351,666 $ 17,000
Greenville, South Carolina 12 $ 3,000,000 $ 250,000 $ 76,000
Spartanburg, South Carolina 12 $ 2,940,000 $ 245,000 $ 69,000
Bastrop, Texas 12 $ 4,050,000 $ 337,500 $ 291,000
Hunt, Texas 12 $ 3,370,000 $ 280,833 $ 69,000
Wise, Texas 12 $ 3,360,000 $ 280,000 $ 116,000
Washington, Utah 12 $ 4,190,000 $ 349,166 $ 237,000
Douglas, Colorado 11 $ 6,285,000 $ 571,363 $ 736,000
Larimer, Colorado 11 $ 5,475,000 $ 497,727 $ 164,000
Indian River, Florida 11 $ 6,485,000 $ 589,545 $ 126,000
Spalding, Georgia 11 $ 2,615,000 $ 237,727 $ 98,000
Livingston, Louisiana 11 $ 2,355,000 $ 214,090 $ 71,000
St. Tammany, Louisiana 11 $ 3,745,000 $ 340,454 $ 160,000
Howard, Maryland 11 $ 4,315,000 $ 392,272 $ 260,000
Durham, North Carolina 11 $ 2,385,000 $ 216,818 $ 39,000
Summit, Ohio 11 $ 2,035,000 $ 185,000 $ 80,000
Cleveland, Oklahoma 11 $ 1,835,000 $ 166,818 $ 94,000
Kent, Rhode Island 11 $ 3,595,000 $ 326,818 $ 83,000
Richmond City, Virginia 11 $ 2,545,000 $ 231,363 $ 48,000
Gila, Arizona 10 $ 2,400,000 $ 240,000 $ 48,000
Napa, California 10 $ 7,370,000 $ 737,000 $ 206,000
Tehama, California 10 $ 2,930,000 $ 293,000 $ 70,000
Mesa, Colorado 10 $ 2,640,000 $ 264,000 $ 85,000
Ada, Idaho 10 $ 4,830,000 $ 483,000 $ 224,000
Dakota, Minnesota 10 $ 2,200,000 $ 220,000 $ 86,000
Nye, Nevada 10 $ 2,820,000 $ 282,000 $ 105,000
Gloucester, New Jersey 10 $ 2,990,000 $ 299,000 $ 155,000
Middlesex, New Jersey 10 $ 3,220,000 $ 322,000 $ 101,000
Sussex, New Jersey 10 $ 2,890,000 $ 289,000 $ 133,000
Cabarrus, North Carolina 10 $ 2,880,000 $ 288,000 $ 106,000
Union, North Carolina 10 $ 5,500,000 $ 550,000 $ 201,000
Lubbock, Texas 10 $ 2,080,000 $ 208,000 $ 65,000
Henrico, Virginia 10 $ 2,620,000 $ 262,000 $ 122,000
Newport News, Virginia 10 $ 1,660,000 $ 166,000 $ 7,000
El Dorado, California 9 $ 5,015,000 $ 557,222 $ 246,000
Lake, California 9 $ 3,235,000 $ 359,444 $ 203,000
Yolo, California 9 $ 3,355,000 $ 372,777 $ 180,000
Leon, Florida 9 $ 1,655,000 $ 183,888 $ 36,000
Houston, Georgia 9 $ 2,445,000 $ 271,666 $ 60,000
McLean, Illinois 9 $ 1,815,000 $ 201,666 $ 119,000
Floyd, Indiana 9 $ 1,445,000 $ 160,555 $ 52,000
Calvert, Maryland 9 $ 2,065,000 $ 229,444 $ 90,000
Morris, New Jersey 9 $ 4,375,000 $ 486,111 $ 272,000
Somerset, New Jersey 9 $ 4,245,000 $ 471,666 $ 408,000
Warren, New Jersey 9 $ 2,335,000 $ 259,444 $ 127,000
Jefferson, Ohio 9 $ 1,145,000 $ 127,222 $ 64,000
Beaufort, South Carolina 9 $ 2,275,000 $ 252,777 $ 76,000
Hamilton, Tennessee 9 $ 3,395,000 $ 377,222 $ 70,000
Frederick, Virginia 9 $ 2,295,000 $ 255,000 $ 79,000
Hampton, Virginia 9 $ 1,595,000 $ 177,222 $ 32,000
Middlesex, Connecticut 8 $ 1,460,000 $ 182,500 $ 58,000
Citrus, Florida 8 $ 1,710,000 $ 213,750 $ 85,000
Carroll, Georgia 8 $ 1,780,000 $ 222,500 $ 111,000
St. Clair, Illinois 8 $ 1,500,000 $ 187,500 $ 77,000
Johnson, Kansas 8 $ 2,220,000 $ 277,500 $ 99,000
Wyandotte, Kansas 8 $ 1,350,000 $ 168,750 $ 66,000
Bossier, Louisiana 8 $ 1,520,000 $ 190,000 $ 93,000
Carroll, Maryland 8 $ 3,260,000 $ 407,500 $ 144,000
St. Louis City, Missouri 8 $ 1,620,000 $ 202,500 $ 24,000
Dona Ana, New Mexico 8 $ 2,360,000 $ 295,000 $ 171,000
Montgomery, Ohio 8 $ 1,350,000 $ 168,750 $ 69,000
Canadian, Oklahoma 8 $ 1,380,000 $ 172,500 $ 44,000
Deschutes, Oregon 8 $ 3,360,000 $ 420,000 $ 151,000
Jackson, Oregon 8 $ 2,540,000 $ 317,500 $ 88,000
Lehigh, Pennsylvania 8 $ 1,160,000 $ 145,000 $ 207,000
Berkeley, South Carolina 8 $ 1,770,000 $ 221,250 $ 77,000
Burnet, Texas 8 $ 2,630,000 $ 328,750 $ 80,000
Cooke, Texas 8 $ 2,430,000 $ 303,750 $ 142,000
Gregg, Texas 8 $ 1,590,000 $ 198,750 $ 62,000
Jefferson, Texas 8 $ 1,310,000 $ 163,750 $ 33,000
Midland, Texas 8 $ 3,460,000 $ 432,500 $ 451,000
San Patricio, Texas 8 $ 1,220,000 $ 152,500 $ 125,000
Tooele, Utah 8 $ 3,340,000 $ 417,500 $ 171,000
Litchfield, Connecticut 7 $ 1,885,000 $ 269,285 $ 101,000
Tolland, Connecticut 7 $ 1,635,000 $ 233,571 $ 37,000
Escambia, Florida 7 $ 2,755,000 $ 393,571 $ 66,000
Highlands, Florida 7 $ 1,315,000 $ 187,857 $ 39,000
Barrow, Georgia 7 $ 1,985,000 $ 283,571 $ 113,000
Columbia, Georgia 7 $ 1,385,000 $ 197,857 $ 98,000
Forsyth, Georgia 7 $ 6,725,000 $ 960,714 $ 888,000
Kendall, Illinois 7 $ 2,025,000 $ 289,285 $ 191,000
Ascension, Louisiana 7 $ 1,795,000 $ 256,428 $ 60,000
Tangipahoa, Louisiana 7 $ 1,865,000 $ 266,428 $ 132,000
Hillsborough, New Hampshire 7 $ 3,065,000 $ 437,857 $ 141,000
Valencia, New Mexico 7 $ 1,285,000 $ 183,571 $ 97,000
Gaston, North Carolina 7 $ 1,055,000 $ 150,714 $ 70,000
Tulsa, Oklahoma 7 $ 1,745,000 $ 249,285 $ 64,000
Douglas, Oregon 7 $ 1,985,000 $ 283,571 $ 138,000
Maury, Tennessee 7 $ 1,825,000 $ 260,714 $ 62,000
Montgomery, Tennessee 7 $ 1,335,000 $ 190,714 $ 87,000
Cameron, Texas 7 $ 1,525,000 $ 217,857 $ 11,000
Wasatch, Utah 7 $ 3,255,000 $ 465,000 $ 0
Benton, Arkansas 6 $ 1,910,000 $ 318,333 $ 130,000
Nevada, California 6 $ 3,300,000 $ 550,000 $ 149,000
Shasta, California 6 $ 950,000 $ 158,333 $ 450,000
Tuolumne, California 6 $ 1,800,000 $ 300,000 $ 41,000
Santa Rosa, Florida 6 $ 1,410,000 $ 235,000 $ 58,000
Effingham, Georgia 6 $ 2,130,000 $ 355,000 $ 116,000
Fayette, Georgia 6 $ 3,310,000 $ 551,666 $ 134,000
Liberty, Georgia 6 $ 1,450,000 $ 241,666 $ 86,000
Walton, Georgia 6 $ 2,120,000 $ 353,333 $ 86,000
Clark, Indiana 6 $ 1,190,000 $ 198,333 $ 91,000
Cumberland, Maine 6 $ 2,280,000 $ 380,000 $ 219,000
Dukes, Massachusetts 6 $ 6,040,000 $ 1,006,666 $ 259,000
Muskegon, Michigan 6 $ 510,000 $ 85,000 $ 39,000
Anoka, Minnesota 6 $ 1,460,000 $ 243,333 $ 238,000
Wright, Minnesota 6 $ 1,960,000 $ 326,666 $ 296,000
St. Charles, Missouri 6 $ 1,300,000 $ 216,666 $ 83,000
Atlantic, New Jersey 6 $ 1,930,000 $ 321,666 $ 152,000
Brunswick, North Carolina 6 $ 4,100,000 $ 683,333 $ 261,000
Guilford, North Carolina 6 $ 900,000 $ 150,000 $ 62,000
Butler, Ohio 6 $ 1,790,000 $ 298,333 $ 87,000
Clermont, Ohio 6 $ 1,420,000 $ 236,666 $ 33,000
McCurtain, Oklahoma 6 $ 2,740,000 $ 456,666 $ 44,000
Lane, Oregon 6 $ 1,730,000 $ 288,333 $ 87,000
Dauphin, Pennsylvania 6 $ 2,380,000 $ 396,666 $ 107,000
Franklin, Pennsylvania 6 $ 1,080,000 $ 180,000 $ 84,000
York, South Carolina 6 $ 980,000 $ 163,333 $ 51,000
Rutherford, Tennessee 6 $ 2,340,000 $ 390,000 $ 167,000
Sumner, Tennessee 6 $ 1,820,000 $ 303,333 $ 243,000
Brazos, Texas 6 $ 1,270,000 $ 211,666 $ 57,000
Grayson, Texas 6 $ 1,560,000 $ 260,000 $ 18,000
Guadalupe, Texas 6 $ 1,560,000 $ 260,000 $ 88,000
Henderson, Texas 6 $ 930,000 $ 155,000 $ 54,000
Liberty, Texas 6 $ 1,050,000 $ 175,000 $ 45,000
Parker, Texas 6 $ 2,360,000 $ 393,333 $ 215,000
Arlington, Virginia 6 $ 1,520,000 $ 253,333 $ 124,000
Franklin, Virginia 6 $ 930,000 $ 155,000 $ 173,000
Loudoun, Virginia 6 $ 5,520,000 $ 920,000 $ 259,000
Cowlitz, Washington 6 $ 1,940,000 $ 323,333 $ 62,000
Pulaski, Arkansas 5 $ 3,865,000 $ 773,000 $ 333,000
Humboldt, California 5 $ 1,635,000 $ 327,000 $ 127,000
Sussex, Delaware 5 $ 2,545,000 $ 509,000 $ 158,000
Martin, Florida 5 $ 1,825,000 $ 365,000 $ 0
Monroe, Florida 5 $ 3,785,000 $ 757,000 $ 385,000
Nassau, Florida 5 $ 2,705,000 $ 541,000 $ 192,000
Sumter, Florida 5 $ 1,985,000 $ 397,000 $ 79,000
Clarke, Georgia 5 $ 1,195,000 $ 239,000 $ 43,000
Grady, Georgia 5 $ 1,095,000 $ 219,000 $ 68,000
Hall, Georgia 5 $ 2,215,000 $ 443,000 $ 438,000
Lowndes, Georgia 5 $ 915,000 $ 183,000 $ 91,000
Monroe, Georgia 5 $ 1,285,000 $ 257,000 $ 290,000
Putnam, Georgia 5 $ 3,065,000 $ 613,000 $ 155,000
Madison, Illinois 5 $ 935,000 $ 187,000 $ 108,000
Madison, Indiana 5 $ 735,000 $ 147,000 $ 64,000
St. Bernard, Louisiana 5 $ 1,315,000 $ 263,000 $ 54,000
Terrebonne, Louisiana 5 $ 1,685,000 $ 337,000 $ 70,000
Genesee, Michigan 5 $ 1,045,000 $ 209,000 $ 86,000
Kent, Michigan 5 $ 875,000 $ 175,000 $ 73,000
Camden, Missouri 5 $ 775,000 $ 155,000 $ 66,000
Merrimack, New Hampshire 5 $ 1,155,000 $ 231,000 $ 88,000
Cumberland, New Jersey 5 $ 1,045,000 $ 209,000 $ 72,000
Alamance, North Carolina 5 $ 1,545,000 $ 309,000 $ 98,000
Pitt, North Carolina 5 $ 685,000 $ 137,000 $ 14,000
Watauga, North Carolina 5 $ 2,045,000 $ 409,000 $ 3,000
Cass, North Dakota 5 $ 1,075,000 $ 215,000 $ 194,000
Berks, Pennsylvania 5 $ 1,175,000 $ 235,000 $ 71,000
Lancaster, Pennsylvania 5 $ 1,515,000 $ 303,000 $ 71,000
Westmoreland, Pennsylvania 5 $ 1,015,000 $ 203,000 $ 123,000
Florence, South Carolina 5 $ 875,000 $ 175,000 $ 84,000
Robertson, Tennessee 5 $ 1,145,000 $ 229,000 $ 68,000
Sullivan, Tennessee 5 $ 1,005,000 $ 201,000 $ 0
Williamson, Tennessee 5 $ 4,625,000 $ 925,000 $ 558,000
Coryell, Texas 5 $ 995,000 $ 199,000 $ 81,000
Hill, Texas 5 $ 755,000 $ 151,000 $ 79,000
Taylor, Texas 5 $ 1,115,000 $ 223,000 $ 157,000
Chesapeake, Virginia 5 $ 2,045,000 $ 409,000 $ 747,000
Hanover, Virginia 5 $ 1,395,000 $ 279,000 $ 101,000
Kitsap, Washington 5 $ 2,915,000 $ 583,000 $ 272,000
Yakima, Washington 5 $ 1,385,000 $ 277,000 $ 134,000
Brown, Wisconsin 5 $ 1,385,000 $ 277,000 $ 93,000
Cochise, Arizona 4 $ 1,040,000 $ 260,000 $ 138,000
Calaveras, California 4 $ 1,370,000 $ 342,500 $ 110,000
Marin, California 4 $ 4,740,000 $ 1,185,000 $ 174,000
Mendocino, California 4 $ 1,330,000 $ 332,500 $ 97,000
Mono, California 4 $ 2,520,000 $ 630,000 $ 130,000
Grand, Colorado 4 $ 2,180,000 $ 545,000 $ 344,000
Summit, Colorado 4 $ 2,600,000 $ 650,000 $ 114,000
Putnam, Florida 4 $ 1,030,000 $ 257,500 $ 126,000
Bryan, Georgia 4 $ 1,230,000 $ 307,500 $ 81,000
Coweta, Georgia 4 $ 1,710,000 $ 427,500 $ 179,000
Gilmer, Georgia 4 $ 1,720,000 $ 430,000 $ 73,000
Jackson, Georgia 4 $ 1,970,000 $ 492,500 $ 212,000
Stephens, Georgia 4 $ 500,000 $ 125,000 $ 46,000
DeKalb, Illinois 4 $ 970,000 $ 242,500 $ 77,000
Allen, Indiana 4 $ 640,000 $ 160,000 $ 33,000
Henry, Indiana 4 $ 500,000 $ 125,000 $ 54,000
Sedgwick, Kansas 4 $ 920,000 $ 230,000 $ 22,000
Fayette, Kentucky 4 $ 1,370,000 $ 342,500 $ 114,000
St. John the Baptist, Louisiana 4 $ 790,000 $ 197,500 $ 79,000
Cecil, Maryland 4 $ 620,000 $ 155,000 $ 0
Dorchester, Maryland 4 $ 640,000 $ 160,000 $ 60,000
Ingham, Michigan 4 $ 430,000 $ 107,500 $ 70,000
Ionia, Michigan 4 $ 550,000 $ 137,500 $ 34,000
Benton, Minnesota 4 $ 630,000 $ 157,500 $ 48,000
Ramsey, Minnesota 4 $ 1,400,000 $ 350,000 $ 91,000
Bates, Missouri 4 $ 540,000 $ 135,000 $ 40,000
Clay, Missouri 4 $ 880,000 $ 220,000 $ 52,000
Greene, Missouri 4 $ 800,000 $ 200,000 $ 14,000
Lyon, Nevada 4 $ 880,000 $ 220,000 $ 137,000
Sandoval, New Mexico 4 $ 2,200,000 $ 550,000 $ 198,000
Santa Fe, New Mexico 4 $ 1,360,000 $ 340,000 $ 58,000
Buncombe, North Carolina 4 $ 1,840,000 $ 460,000 $ 57,000
Davidson, North Carolina 4 $ 640,000 $ 160,000 $ 70,000
Lorain, Ohio 4 $ 790,000 $ 197,500 $ 75,000
Warren, Ohio 4 $ 840,000 $ 210,000 $ 130,000
Tillamook, Oregon 4 $ 1,320,000 $ 330,000 $ 126,000
Umatilla, Oregon 4 $ 730,000 $ 182,500 $ 30,000
Schuylkill, Pennsylvania 4 $ 1,190,000 $ 297,500 $ 135,000
York, Pennsylvania 4 $ 640,000 $ 160,000 $ 29,000
Jasper, South Carolina 4 $ 990,000 $ 247,500 $ 39,000
Putnam, Tennessee 4 $ 980,000 $ 245,000 $ 73,000
Wilson, Tennessee 4 $ 2,320,000 $ 580,000 $ 365,000
Angelina, Texas 4 $ 880,000 $ 220,000 $ 95,000
Comal, Texas 4 $ 1,690,000 $ 422,500 $ 243,000
Ector, Texas 4 $ 1,420,000 $ 355,000 $ 99,000
Navarro, Texas 4 $ 890,000 $ 222,500 $ 53,000
Polk, Texas 4 $ 910,000 $ 227,500 $ 119,000
Victoria, Texas 4 $ 1,140,000 $ 285,000 $ 208,000
Uintah, Utah 4 $ 520,000 $ 130,000 $ 52,000
Culpeper, Virginia 4 $ 1,250,000 $ 312,500 $ 249,000
Lynchburg, Virginia 4 $ 730,000 $ 182,500 $ 48,000
Pittsylvania, Virginia 4 $ 370,000 $ 92,500 $ 55,000
Suffolk, Virginia 4 $ 860,000 $ 215,000 $ 38,000
Westmoreland, Virginia 4 $ 960,000 $ 240,000 $ 88,000
Chelan, Washington 4 $ 2,340,000 $ 585,000 $ 240,000
Douglas, Washington 4 $ 1,130,000 $ 282,500 $ 147,000
Franklin, Washington 4 $ 1,250,000 $ 312,500 $ 107,000
Grays Harbor, Washington 4 $ 860,000 $ 215,000 $ 35,000
Racine, Wisconsin 4 $ 690,000 $ 172,500 $ 18,000
Talladega, Alabama 3 $ 385,000 $ 128,333 $ 0
Coconino, Arizona 3 $ 1,445,000 $ 481,666 $ 34,000
Graham, Arizona 3 $ 575,000 $ 191,666 $ 0
Navajo, Arizona 3 $ 1,555,000 $ 518,333 $ 122,000
Sebastian, Arkansas 3 $ 675,000 $ 225,000 $ 122,000
Butte, California 3 $ 1,005,000 $ 335,000 $ 127,000
Inyo, California 3 $ 1,125,000 $ 375,000 $ 205,000
Sutter, California 3 $ 1,175,000 $ 391,666 $ 123,000
Yuba, California 3 $ 635,000 $ 211,666 $ 1,158,000
Eagle, Colorado 3 $ 2,645,000 $ 881,666 $ 164,000
Gilpin, Colorado 3 $ 585,000 $ 195,000 $ 117,000
Morgan, Colorado 3 $ 485,000 $ 161,666 $ 92,000
Pitkin, Colorado 3 $ 3,605,000 $ 1,201,666 $ 138,000
Columbia, Florida 3 $ 795,000 $ 265,000 $ 64,000
Hendry, Florida 3 $ 795,000 $ 265,000 $ 117,000
Dougherty, Georgia 3 $ 395,000 $ 131,666 $ 33,000
Greene, Georgia 3 $ 575,000 $ 191,666 $ 132,000
Laurens, Georgia 3 $ 275,000 $ 91,666 $ 57,000
Long, Georgia 3 $ 875,000 $ 291,666 $ 104,000
Lumpkin, Georgia 3 $ 665,000 $ 221,666 $ 42,000
Troup, Georgia 3 $ 545,000 $ 181,666 $ 209,000
Wayne, Georgia 3 $ 805,000 $ 268,333 $ 81,000
Whitfield, Georgia 3 $ 665,000 $ 221,666 $ 282,000
Canyon, Idaho 3 $ 1,155,000 $ 385,000 $ 160,000
Kootenai, Idaho 3 $ 1,235,000 $ 411,666 $ 141,000
Shoshone, Idaho 3 $ 575,000 $ 191,666 $ 78,000
De Witt, Illinois 3 $ 675,000 $ 225,000 $ 109,000
Rock Island, Illinois 3 $ 255,000 $ 85,000 $ 75,000
Sangamon, Illinois 3 $ 415,000 $ 138,333 $ 100,000
Winnebago, Illinois 3 $ 615,000 $ 205,000 $ 79,000
Vanderburgh, Indiana 3 $ 385,000 $ 128,333 $ 23,000
Dallas, Iowa 3 $ 985,000 $ 328,333 $ 132,000
Shawnee, Kansas 3 $ 785,000 $ 261,666 $ 122,000
Greenup, Kentucky 3 $ 495,000 $ 165,000 $ 73,000
Calcasieu, Louisiana 3 $ 825,000 $ 275,000 $ 142,000
Rapides, Louisiana 3 $ 295,000 $ 98,333 $ 33,000
York, Maine 3 $ 1,185,000 $ 395,000 $ 88,000
Allegany, Maryland 3 $ 345,000 $ 115,000 $ 51,000
St. Mary's, Maryland 3 $ 785,000 $ 261,666 $ 0
Wicomico, Maryland 3 $ 665,000 $ 221,666 $ 92,000
Kalamazoo, Michigan 3 $ 675,000 $ 225,000 $ 55,000
Ottawa, Michigan 3 $ 855,000 $ 285,000 $ 172,000
St. Joseph, Michigan 3 $ 525,000 $ 175,000 $ 107,000
Tuscola, Michigan 3 $ 405,000 $ 135,000 $ 60,000
Washtenaw, Michigan 3 $ 1,115,000 $ 371,666 $ 0
Scott, Minnesota 3 $ 835,000 $ 278,333 $ 86,000
Barry, Missouri 3 $ 635,000 $ 211,666 $ 67,000
Miller, Missouri 3 $ 1,225,000 $ 408,333 $ 0
Cascade, Montana 3 $ 755,000 $ 251,666 $ 86,000
Flathead, Montana 3 $ 1,175,000 $ 391,666 $ 108,000
Gallatin, Montana 3 $ 2,345,000 $ 781,666 $ 573,000
Rockingham, New Hampshire 3 $ 575,000 $ 191,666 $ 107,000
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Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,529 $5,133,815,000 $409,000 $9,265,000 $176,000 $9,600,000
Cash-out Refinancing 4,004 $1,610,490,000 $402,000 $4,005,000 $166,000 $9,021,000
Refinancing 1,304 $658,430,000 $504,000 $4,185,000 $234,000 $9,282,000
Other Purpose 13 $875,000 $67,000 $455,000 $92,000 $165,000
Not Applicable 8 $760,000 $95,000 $275,000 $60,000 $83,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 5,886 $2,364,210,000 $401,000 $3,505,000 $161,000 $9,282,000
White 5,057 $2,190,185,000 $433,000 $4,505,000 $201,000 $8,925,000
Not Provided 3,381 $1,484,025,000 $438,000 $4,185,000 $191,000 $9,282,000
Black or African American 2,514 $869,030,000 $345,000 $9,265,000 $136,000 $9,600,000
Asian 905 $450,955,000 $498,000 $4,005,000 $210,000 $9,009,000
American Indian or Alaskan Native 69 $25,575,000 $370,000 $1,615,000 $235,000 $4,778,000
Native Hawaiian or Other Pacific Islander 39 $14,805,000 $379,000 $1,905,000 $98,000 $582,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,114 $5,545,780,000 $422,000 $9,265,000 $203,000 $9,600,000
FHA-insured (Federal Housing Administration) 4,265 $1,671,325,000 $391,000 $1,395,000 $112,000 $655,000
VA-guaranteed (Veterans Administration) 422 $173,560,000 $411,000 $1,635,000 $112,000 $487,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 57 $13,705,000 $240,000 $765,000 $81,000 $172,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,891 $3,587,635,000 $403,000 $3,505,000 $191,000 $9,282,000
Application Denied By Financial Institution 3,439 $1,441,085,000 $419,000 $9,265,000 $169,000 $9,600,000
Application Approved But Not Accepted 2,740 $1,189,400,000 $434,000 $4,005,000 $156,000 $4,778,000
Application Withdrawn By Applicant 1,839 $870,565,000 $473,000 $4,505,000 $181,000 $5,605,000
Loan Purchased By The Institution 948 $315,520,000 $332,000 $1,795,000 $142,000 $2,733,000
File Closed For Incompleteness 1 $165,000 $165,000 $165,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,419 $5,963,285,000 $413,000 $4,505,000 $179,000 $9,282,000
Credit Application Incomplete 1,758 $748,430,000 $425,000 $4,185,000 $174,000 $8,315,000
Debt-To-Income Ratio 537 $224,555,000 $418,000 $2,485,000 $147,000 $6,014,000
Other 355 $152,365,000 $429,000 $9,265,000 $167,000 $9,600,000
Collateral 288 $125,050,000 $434,000 $3,505,000 $188,000 $7,373,000
Credit History 226 $76,680,000 $339,000 $2,255,000 $132,000 $2,379,000
Unverifiable Information 154 $66,920,000 $434,000 $3,005,000 $240,000 $9,280,000
Insufficient Cash (Downpayment, Closing Cost) 69 $25,945,000 $376,000 $2,805,000 $137,000 $814,000
Employment History 49 $20,125,000 $410,000 $1,745,000 $149,000 $650,000
Mortgage Insurance Denied 3 $1,015,000 $338,000 $375,000 $56,000 $91,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ocmbc, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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