Ocmbc, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Ocmbc, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ocmbc, Inc.
19000 Macarthur Blvd, Suite 200
Glendale, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 4,248
Total Mortgage Loan Application Amount $1,281,808,000
Average Mortgage Loan Application Amount $314,000
Highest Mortgage Loan Application Amount $2,890,000
Average Applicant Income $95,000
Highest Applicant Income $18,284,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Ocmbc, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ocmbc, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Ocmbc, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ocmbc, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Ocmbc, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ocmbc, Inc.'s mortgage activity for 2017.

Mortgage Loan Application Totals for Ocmbc, Inc. by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 1,084 $ 406,617,000 $ 375,000 $ 124,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 880 $ 232,240,000 $ 263,000 $ 78,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 304 $ 60,559,000 $ 199,000 $ 63,000
ANAHEIM-SANTA ANA-IRVINE, CA 191 $ 94,027,000 $ 492,000 $ 133,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 161 $ 44,526,000 $ 276,000 $ 90,000
SAN DIEGO-CARLSBAD, CA 113 $ 45,583,000 $ 403,000 $ 99,000
LAS VEGAS-HENDERSON-PARADISE, NV 80 $ 19,088,000 $ 238,000 $ 76,000
OAKLAND-HAYWARD-BERKELEY, CA 62 $ 25,574,000 $ 412,000 $ 107,000
BALTIMORE-COLUMBIA-TOWSON, MD 57 $ 16,279,000 $ 285,000 $ 74,000
BAKERSFIELD, CA 54 $ 9,597,000 $ 177,000 $ 65,000
ORLANDO-KISSIMMEE-SANFORD, FL 53 $ 11,835,000 $ 223,000 $ 85,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 43 $ 12,992,000 $ 302,000 $ 105,000
MIAMI-MIAMI BEACH-KENDALL, FL 43 $ 16,986,000 $ 395,000 $ 155,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 38 $ 8,707,000 $ 229,000 $ 64,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 37 $ 6,854,000 $ 185,000 $ 65,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 37 $ 7,426,000 $ 200,000 $ 78,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 31 $ 5,604,000 $ 171,500 $ 73,500
PHOENIX-MESA-SCOTTSDALE, AZ 31 $ 6,864,000 $ 221,000 $ 59,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 31 $ 6,894,000 $ 222,000 $ 91,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 30 $ 5,471,000 $ 294,500 $ 138,000
ELGIN, IL 26 $ 5,384,000 $ 207,000 $ 65,000
OXNARD-THOUSAND OAKS-VENTURA, CA 25 $ 11,401,000 $ 456,000 $ 73,000
STOCKTON-LODI, CA 23 $ 5,119,000 $ 222,000 $ 74,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 23 $ 6,258,000 $ 272,000 $ 91,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 23 $ 7,859,000 $ 265,000 $ 76,500
VALLEJO-FAIRFIELD, CA 21 $ 5,878,000 $ 279,000 $ 83,000
MODESTO, CA 20 $ 3,754,000 $ 187,000 $ 73,000
PORT ST. LUCIE, FL 19 $ 4,108,000 $ 216,000 $ 62,000
CAPE CORAL-FORT MYERS, FL 18 $ 3,544,000 $ 196,000 $ 42,000
FRESNO, CA 18 $ 4,005,000 $ 222,000 $ 63,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 17 $ 8,661,000 $ 509,000 $ 107,000
WARREN-TROY-FARMINGTON HILLS, MI 17 $ 4,779,000 $ 281,000 $ 92,000
BATON ROUGE, LA 16 $ 2,879,000 $ 179,000 $ 55,000
KALAMAZOO-PORTAGE, MI 16 $ 2,349,000 $ 146,000 $ 56,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 16 $ 4,113,000 $ 257,000 $ 59,000
DENVER-AURORA-LAKEWOOD, CO 15 $ 5,313,000 $ 354,000 $ 98,000
ST. LOUIS, MO-IL 15 $ 2,060,000 $ 137,000 $ 52,000
DALLAS-PLANO-IRVING, TX 14 $ 3,217,000 $ 229,000 $ 62,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 14 $ 2,365,000 $ 168,000 $ 41,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 14 $ 2,229,000 $ 159,000 $ 48,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 13 $ 2,493,000 $ 191,000 $ 55,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 13 $ 10,155,000 $ 781,000 $ 184,000
SANTA ROSA, CA 13 $ 7,409,000 $ 569,000 $ 103,000
AUSTIN-ROUND ROCK, TX 12 $ 3,311,000 $ 275,000 $ 157,000
GRAND RAPIDS-WYOMING, MI 12 $ 1,722,000 $ 143,000 $ 61,000
LAKELAND-WINTER HAVEN, FL 12 $ 2,195,000 $ 182,000 $ 72,000
MERCED, CA 12 $ 2,473,000 $ 206,000 $ 63,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 10 $ 4,898,000 $ 489,000 $ 112,000
JACKSONVILLE, FL 10 $ 2,092,000 $ 209,000 $ 49,000
SEATTLE-BELLEVUE-EVERETT, WA 10 $ 3,637,000 $ 363,000 $ 99,000
DETROIT-DEARBORN-LIVONIA, MI 9 $ 1,275,000 $ 141,000 $ 58,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 9 $ 4,324,000 $ 480,000 $ 98,000
GARY, IN 8 $ 1,372,000 $ 171,000 $ 45,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 8 $ 1,870,000 $ 233,000 $ 90,000
SALINAS, CA 8 $ 3,435,000 $ 429,000 $ 84,000
BOSTON, MA 7 $ 2,506,000 $ 358,000 $ 92,000
EL PASO, TX 7 $ 1,342,000 $ 191,000 $ 70,000
JACKSON, MI 7 $ 1,016,000 $ 145,000 $ 59,000
NORTH PORT-SARASOTA-BRADENTON, FL 7 $ 1,361,000 $ 194,000 $ 63,000
OGDEN-CLEARFIELD, UT 7 $ 1,583,000 $ 226,000 $ 61,000
SALT LAKE CITY, UT 7 $ 1,900,000 $ 271,000 $ 54,000
SANTA MARIA-SANTA BARBARA, CA 7 $ 4,939,000 $ 705,000 $ 283,000
SPRINGFIELD, MA 7 $ 1,118,000 $ 159,000 $ 57,000
COLORADO SPRINGS, CO 6 $ 1,747,000 $ 291,000 $ 99,000
LEXINGTON-FAYETTE, KY 6 $ 1,242,000 $ 207,000 $ 79,000
OCALA, FL 6 $ 942,000 $ 157,000 $ 65,000
OKLAHOMA CITY, OK 6 $ 1,625,000 $ 270,000 $ 62,000
VISALIA-PORTERVILLE, CA 6 $ 1,022,000 $ 170,000 $ 62,000
YUBA CITY, CA 6 $ 1,584,000 $ 264,000 $ 165,000
NEW ORLEANS-METAIRIE, LA 5 $ 2,160,000 $ 432,000 $ 338,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 5 $ 1,320,000 $ 264,000 $ 94,000
SHREVEPORT-BOSSIER CITY, LA 5 $ 982,000 $ 196,000 $ 101,000
SPOKANE-SPOKANE VALLEY, WA 5 $ 1,036,000 $ 207,000 $ 15,000
WORCESTER, MA-CT 5 $ 1,202,000 $ 240,000 $ 86,000
CHICO, CA 4 $ 1,719,000 $ 429,000 $ 164,000
EL CENTRO, CA 4 $ 775,000 $ 193,000 $ 90,000
FORT WORTH-ARLINGTON, TX 4 $ 791,000 $ 197,000 $ 51,000
HANFORD-CORCORAN, CA 4 $ 802,000 $ 200,000 $ 70,000
LAFAYETTE, LA 4 $ 484,000 $ 121,000 $ 79,000
MADERA, CA 4 $ 741,000 $ 185,000 $ 42,000
PROVO-OREM, UT 4 $ 813,000 $ 203,000 $ 50,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 4 $ 1,713,000 $ 428,000 $ 68,000
LAKE HAVASU CITY-KINGMAN, AZ 3 $ 572,000 $ 190,000 $ 239,000
PANAMA CITY, FL 3 $ 757,000 $ 252,000 $ 95,000
PENSACOLA-FERRY PASS-BRENT, FL 3 $ 441,000 $ 147,000 $ 51,000
PUEBLO, CO 3 $ 562,000 $ 187,000 $ 72,000
ROCKFORD, IL 3 $ 616,000 $ 205,000 $ 71,000
SALEM, OR 3 $ 905,000 $ 301,000 $ 54,000
SAVANNAH, GA 3 $ 901,000 $ 300,000 $ 0
ST. GEORGE, UT 3 $ 897,000 $ 299,000 $ 88,000
TACOMA-LAKEWOOD, WA 3 $ 984,000 $ 328,000 $ 81,000
TUCSON, AZ 3 $ 660,000 $ 220,000 $ 297,000
ALBUQUERQUE, NM 2 $ 519,000 $ 259,000 $ 45,000
ANN ARBOR, MI 2 $ 585,000 $ 292,000 $ 103,000
ATLANTIC CITY-HAMMONTON, NJ 2 $ 419,000 $ 209,000 $ 111,000
BATTLE CREEK, MI 2 $ 223,000 $ 111,000 $ 52,000
BEND-REDMOND, OR 2 $ 610,000 $ 305,000 $ 295,000
BOULDER, CO 2 $ 696,000 $ 348,000 $ 41,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 2 $ 1,213,000 $ 606,000 $ 155,000
NILES-BENTON HARBOR, MI 2 $ 184,000 $ 92,000 $ 16,000
OLYMPIA-TUMWATER, WA 2 $ 720,000 $ 360,000 $ 76,000
PRESCOTT, AZ 2 $ 458,000 $ 229,000 $ 44,000
PUNTA GORDA, FL 2 $ 368,000 $ 184,000 $ 44,000
RENO, NV 2 $ 1,721,000 $ 860,000 $ 0
ROCHESTER, MN 2 $ 600,000 $ 300,000 $ 75,000
SAN RAFAEL, CA 2 $ 2,087,000 $ 1,043,000 $ 178,000
SANTA CRUZ-WATSONVILLE, CA 2 $ 892,000 $ 446,000 $ 146,000
SPRINGFIELD, IL 2 $ 494,000 $ 247,000 $ 84,000
ALEXANDRIA, LA 1 $ 111,000 $ 111,000 $ 0
BELLINGHAM, WA 1 $ 578,000 $ 578,000 $ 228,000
BLOOMINGTON, IL 1 $ 255,000 $ 255,000 $ 118,000
BREMERTON-SILVERDALE, WA 1 $ 165,000 $ 165,000 $ 53,000
CARBONDALE-MARION, IL 1 $ 181,000 $ 181,000 $ 0
CHAMPAIGN-URBANA, IL 1 $ 102,000 $ 102,000 $ 43,000
CHATTANOOGA, TN-GA 1 $ 71,000 $ 71,000 $ 0
CINCINNATI, OH-KY-IN 1 $ 205,000 $ 205,000 $ 52,000
COLUMBUS, OH 1 $ 139,000 $ 139,000 $ 0
DECATUR, IL 1 $ 88,000 $ 88,000 $ 42,000
ELIZABETHTOWN-FORT KNOX, KY 1 $ 144,000 $ 144,000 $ 0
EVANSVILLE, IN-KY 1 $ 190,000 $ 190,000 $ 56,000
GAINESVILLE, FL 1 $ 93,000 $ 93,000 $ 78,000
GREEN BAY, WI 1 $ 131,000 $ 131,000 $ 45,000
GREENVILLE-ANDERSON-MAULDIN, SC 1 $ 169,000 $ 169,000 $ 58,000
HAMMOND, LA 1 $ 170,000 $ 170,000 $ 0
HOMOSASSA SPRINGS, FL 1 $ 560,000 $ 560,000 $ 504,000
KENNEWICK-RICHLAND, WA 1 $ 410,000 $ 410,000 $ 125,000
LAKE CHARLES, LA 1 $ 178,000 $ 178,000 $ 126,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 352,000 $ 352,000 $ 95,000
NEWARK, NJ-PA 1 $ 292,000 $ 292,000 $ 76,000
PROVIDENCE-WARWICK, RI-MA 1 $ 336,000 $ 336,000 $ 132,000
RALEIGH, NC 1 $ 217,000 $ 217,000 $ 83,000
SAN ANTONIO-NEW BRAUNFELS, TX 1 $ 273,000 $ 273,000 $ 63,000
SEBASTIAN-VERO BEACH, FL 1 $ 163,000 $ 163,000 $ 54,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 128,000 $ 128,000 $ 67,000
TERRE HAUTE, IN 1 $ 72,000 $ 72,000 $ 26,000
THE VILLAGES, FL 1 $ 159,000 $ 159,000 $ 77,000
VALDOSTA, GA 1 $ 280,000 $ 280,000 $ 85,000
WARNER ROBINS, GA 1 $ 115,000 $ 115,000 $ 59,000
WINSTON-SALEM, NC 1 $ 167,000 $ 167,000 $ 97,000

Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,569 $722,155,000 $281,000 $2,890,000 $93,000 $18,284,000
Refinancing 1,362 $455,744,000 $334,000 $2,210,000 $94,000 $11,436,000
Home Improvement 317 $103,909,000 $327,000 $1,776,000 $98,000 $919,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,916 $543,172,000 $283,000 $1,820,000 $83,000 $11,436,000
White 1,200 $393,824,000 $328,000 $1,934,000 $119,000 $18,284,000
Black or African American 564 $135,635,000 $240,000 $1,369,000 $67,000 $620,000
Not Provided 346 $118,307,000 $341,000 $1,284,000 $92,000 $706,000
Asian 191 $80,123,000 $419,000 $2,890,000 $120,000 $715,000
Native Hawaiian or Other Pacific Islander 16 $6,130,000 $383,000 $1,900,000 $109,000 $746,000
American Indian or Alaskan Native 11 $2,830,000 $257,000 $547,000 $70,000 $170,000
Not applicable 4 $1,787,000 $446,000 $885,000 $61,000 $106,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,016 $531,182,000 $263,000 $1,121,000 $67,000 $706,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,893 $626,919,000 $331,000 $2,890,000 $124,000 $18,284,000
VA-guaranteed (Veterans Administration) 339 $123,707,000 $364,000 $848,000 $87,000 $620,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,466 $725,905,000 $294,000 $1,900,000 $103,000 $18,284,000
Application Denied By Financial Institution 968 $297,264,000 $307,000 $1,934,000 $75,000 $1,053,000
Application Withdrawn By Applicant 648 $199,157,000 $307,000 $2,890,000 $84,000 $919,000
File Closed For Incompleteness 116 $40,295,000 $347,000 $2,210,000 $114,000 $1,431,000
Application Approved But Not Accepted 50 $19,187,000 $383,000 $1,776,000 $80,000 $518,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 346 $100,046,000 $289,000 $1,934,000 $65,000 $677,000
Debt-To-Income Ratio 193 $59,511,000 $308,000 $1,156,000 $62,000 $298,000
Credit History 102 $28,351,000 $277,000 $1,369,000 $71,000 $358,000
Unverifiable Information 100 $41,588,000 $415,000 $1,593,000 $116,000 $1,047,000
Other 60 $17,554,000 $292,000 $920,000 $64,000 $276,000
Collateral 56 $13,487,000 $240,000 $595,000 $78,000 $534,000
Insufficient Cash (Downpayment, Closing Cost) 18 $5,816,000 $323,000 $1,320,000 $71,000 $317,000
Employment History 16 $4,978,000 $311,000 $1,100,000 $134,000 $1,053,000
Mortgage Insurance Denied 3 $826,000 $275,000 $482,000 $32,000 $52,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ocmbc, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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