Ocmbc, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Ocmbc, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ocmbc, Inc. 19000 Macarthur Blvd, Suite 200 Glendale, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 4,248 |
| Total Mortgage Loan Application Amount | $1,281,808,000 |
| Average Mortgage Loan Application Amount | $314,000 |
| Highest Mortgage Loan Application Amount | $2,890,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $18,284,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Ocmbc, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ocmbc, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Ocmbc, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ocmbc, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ocmbc, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ocmbc, Inc.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,084 | $ 406,617,000 | $ 375,000 | $ 124,000 |
| San Bernardino County California | 475 | $ 120,931,000 | $ 254,000 | $ 78,000 |
| Riverside County California | 405 | $ 111,309,000 | $ 274,000 | $ 79,000 |
| Cook County Illinois | 247 | $ 49,173,000 | $ 199,000 | $ 61,000 |
| Orange County California | 191 | $ 94,027,000 | $ 492,000 | $ 133,000 |
| San Diego County California | 113 | $ 45,583,000 | $ 403,000 | $ 99,000 |
| Sacramento County California | 109 | $ 24,868,000 | $ 228,000 | $ 83,000 |
| Clark County Nevada | 80 | $ 19,088,000 | $ 238,000 | $ 76,000 |
| Kern County California | 54 | $ 9,597,000 | $ 177,000 | $ 65,000 |
| Miami-Dade County Florida | 43 | $ 16,986,000 | $ 395,000 | $ 155,000 |
| Broward County Florida | 38 | $ 8,707,000 | $ 229,000 | $ 64,000 |
| Will County Illinois | 34 | $ 6,674,000 | $ 196,000 | $ 72,000 |
| Alameda County California | 33 | $ 12,289,000 | $ 372,000 | $ 89,000 |
| Harris County Texas | 33 | $ 9,687,000 | $ 293,000 | $ 92,000 |
| Palm Beach County Florida | 31 | $ 6,894,000 | $ 222,000 | $ 91,000 |
| Contra Costa County California | 29 | $ 13,285,000 | $ 458,000 | $ 128,000 |
| Maricopa County Arizona | 27 | $ 6,399,000 | $ 237,000 | $ 62,000 |
| Orange County Florida | 27 | $ 6,339,000 | $ 234,000 | $ 98,000 |
| Ventura County California | 25 | $ 11,401,000 | $ 456,000 | $ 73,000 |
| Placer County California | 24 | $ 9,445,000 | $ 393,000 | $ 108,000 |
| Kane County Illinois | 24 | $ 4,979,000 | $ 207,000 | $ 69,000 |
| San Joaquin County California | 23 | $ 5,119,000 | $ 222,000 | $ 74,000 |
| Solano County California | 21 | $ 5,878,000 | $ 279,000 | $ 83,000 |
| Stanislaus County California | 20 | $ 3,754,000 | $ 187,000 | $ 73,000 |
| Baltimore City County Maryland | 20 | $ 3,160,000 | $ 158,000 | $ 40,000 |
| Jefferson County Kentucky | 19 | $ 3,643,000 | $ 191,000 | $ 73,000 |
| El Dorado County California | 18 | $ 7,244,000 | $ 402,000 | $ 102,000 |
| Fresno County California | 18 | $ 4,005,000 | $ 222,000 | $ 63,000 |
| Lee County Florida | 18 | $ 3,544,000 | $ 196,000 | $ 42,000 |
| Santa Clara County California | 17 | $ 8,661,000 | $ 509,000 | $ 107,000 |
| St. Lucie County Florida | 17 | $ 3,379,000 | $ 198,000 | $ 57,000 |
| Marion County Indiana | 17 | $ 3,764,000 | $ 221,000 | $ 77,000 |
| Baltimore County Maryland | 17 | $ 4,175,000 | $ 245,000 | $ 66,000 |
| Prince George's County Maryland | 17 | $ 5,791,000 | $ 340,000 | $ 99,000 |
| Collier County Florida | 16 | $ 4,113,000 | $ 257,000 | $ 59,000 |
| Hennepin County Minnesota | 16 | $ 2,619,000 | $ 163,000 | $ 46,000 |
| Brevard County Florida | 14 | $ 2,229,000 | $ 159,000 | $ 48,000 |
| Hillsborough County Florida | 14 | $ 4,494,000 | $ 321,000 | $ 116,000 |
| Lake County Illinois | 14 | $ 2,365,000 | $ 168,000 | $ 41,000 |
| Sonoma County California | 13 | $ 7,409,000 | $ 569,000 | $ 103,000 |
| Kalamazoo County Michigan | 13 | $ 1,849,000 | $ 142,000 | $ 54,000 |
| Merced County California | 12 | $ 2,473,000 | $ 206,000 | $ 63,000 |
| Polk County Florida | 12 | $ 2,195,000 | $ 182,000 | $ 72,000 |
| Seminole County Florida | 12 | $ 2,538,000 | $ 211,000 | $ 86,000 |
| Volusia County Florida | 12 | $ 2,391,000 | $ 199,000 | $ 53,000 |
| St. Clair County Illinois | 11 | $ 1,369,000 | $ 124,000 | $ 53,000 |
| Yolo County California | 10 | $ 2,969,000 | $ 296,000 | $ 96,000 |
| Duval County Florida | 10 | $ 2,092,000 | $ 209,000 | $ 49,000 |
| San Luis Obispo County California | 9 | $ 4,324,000 | $ 480,000 | $ 98,000 |
| San Mateo County California | 9 | $ 5,461,000 | $ 606,000 | $ 137,000 |
| Osceola County Florida | 9 | $ 1,816,000 | $ 201,000 | $ 59,000 |
| McHenry County Illinois | 9 | $ 1,939,000 | $ 215,000 | $ 81,000 |
| Anne Arundel County Maryland | 9 | $ 4,331,000 | $ 481,000 | $ 108,000 |
| Kent County Michigan | 9 | $ 1,186,000 | $ 131,000 | $ 48,000 |
| Wayne County Michigan | 9 | $ 1,275,000 | $ 141,000 | $ 58,000 |
| Travis County Texas | 9 | $ 2,305,000 | $ 256,000 | $ 154,000 |
| Monterey County California | 8 | $ 3,435,000 | $ 429,000 | $ 84,000 |
| Oakland County Michigan | 8 | $ 3,419,000 | $ 427,000 | $ 117,000 |
| Fort Bend County Texas | 8 | $ 3,072,000 | $ 384,000 | $ 168,000 |
| Santa Barbara County California | 7 | $ 4,939,000 | $ 705,000 | $ 283,000 |
| DeKalb County Georgia | 7 | $ 1,176,000 | $ 168,000 | $ 78,000 |
| Gwinnett County Georgia | 7 | $ 1,371,000 | $ 195,000 | $ 52,000 |
| DuPage County Illinois | 7 | $ 1,372,000 | $ 196,000 | $ 68,000 |
| Middlesex County Massachusetts | 7 | $ 3,388,000 | $ 484,000 | $ 107,000 |
| Jackson County Michigan | 7 | $ 1,016,000 | $ 145,000 | $ 59,000 |
| El Paso County Texas | 7 | $ 1,342,000 | $ 191,000 | $ 70,000 |
| Salt Lake County Utah | 7 | $ 1,900,000 | $ 271,000 | $ 54,000 |
| Tulare County California | 6 | $ 1,022,000 | $ 170,000 | $ 62,000 |
| El Paso County Colorado | 6 | $ 1,747,000 | $ 291,000 | $ 99,000 |
| Marion County Florida | 6 | $ 942,000 | $ 157,000 | $ 65,000 |
| Henry County Georgia | 6 | $ 979,000 | $ 163,000 | $ 35,000 |
| Bullitt County Kentucky | 6 | $ 959,000 | $ 159,000 | $ 67,000 |
| East Baton Rouge County Louisiana | 6 | $ 1,195,000 | $ 199,000 | $ 75,000 |
| Livingston County Louisiana | 6 | $ 922,000 | $ 153,000 | $ 47,000 |
| Macomb County Michigan | 6 | $ 1,003,000 | $ 167,000 | $ 63,000 |
| Anoka County Minnesota | 6 | $ 1,377,000 | $ 229,000 | $ 30,000 |
| Dallas County Texas | 6 | $ 861,000 | $ 143,000 | $ 38,000 |
| Nevada County California | 5 | $ 1,424,000 | $ 284,000 | $ 88,000 |
| Denver County Colorado | 5 | $ 2,146,000 | $ 429,000 | $ 132,000 |
| Lake County Florida | 5 | $ 1,142,000 | $ 228,000 | $ 58,000 |
| Kendall County Illinois | 5 | $ 1,144,000 | $ 228,000 | $ 87,000 |
| Ogle County Illinois | 5 | $ 603,000 | $ 120,000 | $ 56,000 |
| Hamilton County Indiana | 5 | $ 1,332,000 | $ 266,000 | $ 88,000 |
| Hendricks County Indiana | 5 | $ 536,000 | $ 107,000 | $ 104,000 |
| Lake County Indiana | 5 | $ 659,000 | $ 131,000 | $ 50,000 |
| Caddo County Louisiana | 5 | $ 982,000 | $ 196,000 | $ 101,000 |
| Worcester County Massachusetts | 5 | $ 1,202,000 | $ 240,000 | $ 86,000 |
| Ramsey County Minnesota | 5 | $ 669,000 | $ 133,000 | $ 27,000 |
| Clark County Washington | 5 | $ 1,320,000 | $ 264,000 | $ 94,000 |
| King County Washington | 5 | $ 1,728,000 | $ 345,000 | $ 96,000 |
| Snohomish County Washington | 5 | $ 1,909,000 | $ 381,000 | $ 103,000 |
| Pinal County Arizona | 4 | $ 465,000 | $ 116,000 | $ 44,000 |
| Butte County California | 4 | $ 1,719,000 | $ 429,000 | $ 164,000 |
| Imperial County California | 4 | $ 775,000 | $ 193,000 | $ 90,000 |
| Inyo County California | 4 | $ 1,095,000 | $ 273,000 | $ 71,000 |
| Kings County California | 4 | $ 802,000 | $ 200,000 | $ 70,000 |
| Madera County California | 4 | $ 741,000 | $ 185,000 | $ 42,000 |
| San Francisco County California | 4 | $ 4,694,000 | $ 1,173,000 | $ 291,000 |
| Sutter County California | 4 | $ 1,068,000 | $ 267,000 | $ 167,000 |
| Adams County Colorado | 4 | $ 958,000 | $ 239,000 | $ 76,000 |
| Manatee County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 88,000 |
| Pinellas County Florida | 4 | $ 838,000 | $ 209,000 | $ 43,000 |
| Fulton County Georgia | 4 | $ 1,002,000 | $ 250,000 | $ 106,000 |
| Fayette County Kentucky | 4 | $ 888,000 | $ 222,000 | $ 97,000 |
| Lafayette County Louisiana | 4 | $ 484,000 | $ 121,000 | $ 79,000 |
| Harford County Maryland | 4 | $ 1,349,000 | $ 337,000 | $ 110,000 |
| Howard County Maryland | 4 | $ 1,863,000 | $ 465,000 | $ 221,000 |
| Hampshire County Massachusetts | 4 | $ 708,000 | $ 177,000 | $ 65,000 |
| Plymouth County Massachusetts | 4 | $ 1,070,000 | $ 267,000 | $ 75,000 |
| Oklahoma County Oklahoma | 4 | $ 1,119,000 | $ 279,000 | $ 60,000 |
| Collin County Texas | 4 | $ 1,384,000 | $ 346,000 | $ 108,000 |
| Tarrant County Texas | 4 | $ 791,000 | $ 197,000 | $ 51,000 |
| Utah County Utah | 4 | $ 813,000 | $ 203,000 | $ 50,000 |
| Weber County Utah | 4 | $ 801,000 | $ 200,000 | $ 51,000 |
| Spokane County Washington | 4 | $ 756,000 | $ 189,000 | $ 0 |
| Mohave County Arizona | 3 | $ 572,000 | $ 190,000 | $ 239,000 |
| Pima County Arizona | 3 | $ 660,000 | $ 220,000 | $ 297,000 |
| Amador County California | 3 | $ 1,076,000 | $ 358,000 | $ 151,000 |
| Calaveras County California | 3 | $ 688,000 | $ 229,000 | $ 77,000 |
| Elbert County Colorado | 3 | $ 1,003,000 | $ 334,000 | $ 89,000 |
| Pueblo County Colorado | 3 | $ 562,000 | $ 187,000 | $ 72,000 |
| Bay County Florida | 3 | $ 757,000 | $ 252,000 | $ 95,000 |
| Pasco County Florida | 3 | $ 652,000 | $ 217,000 | $ 57,000 |
| Sarasota County Florida | 3 | $ 361,000 | $ 120,000 | $ 31,000 |
| Chatham County Georgia | 3 | $ 901,000 | $ 300,000 | $ 0 |
| Cobb County Georgia | 3 | $ 571,000 | $ 190,000 | $ 72,000 |
| Rockdale County Georgia | 3 | $ 735,000 | $ 245,000 | $ 103,000 |
| Porter County Indiana | 3 | $ 713,000 | $ 237,000 | $ 36,000 |
| Shelby County Indiana | 3 | $ 418,000 | $ 139,000 | $ 29,000 |
| Shelby County Kentucky | 3 | $ 518,000 | $ 172,000 | $ 101,000 |
| Ascension County Louisiana | 3 | $ 669,000 | $ 223,000 | $ 41,000 |
| Orleans County Louisiana | 3 | $ 1,877,000 | $ 625,000 | $ 534,000 |
| Carroll County Maryland | 3 | $ 1,401,000 | $ 467,000 | $ 0 |
| Montgomery County Maryland | 3 | $ 1,400,000 | $ 466,000 | $ 68,000 |
| Essex County Massachusetts | 3 | $ 1,510,000 | $ 503,000 | $ 125,000 |
| Hampden County Massachusetts | 3 | $ 410,000 | $ 136,000 | $ 46,000 |
| Norfolk County Massachusetts | 3 | $ 1,436,000 | $ 478,000 | $ 113,000 |
| Van Buren County Michigan | 3 | $ 500,000 | $ 166,000 | $ 67,000 |
| Lyon County Nevada | 3 | $ 334,000 | $ 111,000 | $ 22,000 |
| Middlesex County New Jersey | 3 | $ 748,000 | $ 249,000 | $ 157,000 |
| Ocean County New Jersey | 3 | $ 750,000 | $ 250,000 | $ 84,000 |
| Polk County Oregon | 3 | $ 905,000 | $ 301,000 | $ 54,000 |
| Denton County Texas | 3 | $ 790,000 | $ 263,000 | $ 53,000 |
| Washington County Utah | 3 | $ 897,000 | $ 299,000 | $ 88,000 |
| Pierce County Washington | 3 | $ 984,000 | $ 328,000 | $ 81,000 |
| Yavapai County Arizona | 2 | $ 458,000 | $ 229,000 | $ 44,000 |
| Marin County California | 2 | $ 2,087,000 | $ 1,043,000 | $ 178,000 |
| Santa Cruz County California | 2 | $ 892,000 | $ 446,000 | $ 146,000 |
| Yuba County California | 2 | $ 516,000 | $ 258,000 | $ 161,000 |
| Arapahoe County Colorado | 2 | $ 607,000 | $ 303,000 | $ 36,000 |
| Boulder County Colorado | 2 | $ 696,000 | $ 348,000 | $ 41,000 |
| District of Columbia County District Of Columbia | 2 | $ 346,000 | $ 173,000 | $ 50,000 |
| Charlotte County Florida | 2 | $ 368,000 | $ 184,000 | $ 44,000 |
| Escambia County Florida | 2 | $ 269,000 | $ 134,000 | $ 50,000 |
| Hernando County Florida | 2 | $ 274,000 | $ 137,000 | $ 57,000 |
| Martin County Florida | 2 | $ 729,000 | $ 364,000 | $ 104,000 |
| Monroe County Florida | 2 | $ 783,000 | $ 391,000 | $ 96,000 |
| Okaloosa County Florida | 2 | $ 1,213,000 | $ 606,000 | $ 155,000 |
| Paulding County Georgia | 2 | $ 324,000 | $ 162,000 | $ 61,000 |
| Boone County Illinois | 2 | $ 470,000 | $ 235,000 | $ 107,000 |
| DeKalb County Illinois | 2 | $ 405,000 | $ 202,000 | $ 25,000 |
| Grundy County Illinois | 2 | $ 257,000 | $ 128,000 | $ 38,000 |
| Monroe County Illinois | 2 | $ 422,000 | $ 211,000 | $ 44,000 |
| Sangamon County Illinois | 2 | $ 494,000 | $ 247,000 | $ 84,000 |
| Whiteside County Illinois | 2 | $ 282,000 | $ 141,000 | $ 37,000 |
| DeKalb County Indiana | 2 | $ 359,000 | $ 179,000 | $ 91,000 |
| Hancock County Indiana | 2 | $ 389,000 | $ 194,000 | $ 64,000 |
| Johnson County Indiana | 2 | $ 596,000 | $ 298,000 | $ 90,000 |
| Jessamine County Kentucky | 2 | $ 354,000 | $ 177,000 | $ 45,000 |
| Marion County Kentucky | 2 | $ 176,000 | $ 88,000 | $ 49,000 |
| Calvert County Maryland | 2 | $ 925,000 | $ 462,000 | $ 126,000 |
| Charles County Maryland | 2 | $ 797,000 | $ 398,000 | $ 109,000 |
| Allegan County Michigan | 2 | $ 265,000 | $ 132,000 | $ 60,000 |
| Berrien County Michigan | 2 | $ 184,000 | $ 92,000 | $ 16,000 |
| Calhoun County Michigan | 2 | $ 223,000 | $ 111,000 | $ 52,000 |
| St. Clair County Michigan | 2 | $ 289,000 | $ 144,000 | $ 79,000 |
| Washtenaw County Michigan | 2 | $ 585,000 | $ 292,000 | $ 103,000 |
| Olmsted County Minnesota | 2 | $ 600,000 | $ 300,000 | $ 75,000 |
| Nye County Nevada | 2 | $ 357,000 | $ 178,000 | $ 32,000 |
| Washoe County Nevada | 2 | $ 1,721,000 | $ 860,000 | $ 0 |
| Atlantic County New Jersey | 2 | $ 419,000 | $ 209,000 | $ 111,000 |
| Canadian County Oklahoma | 2 | $ 506,000 | $ 253,000 | $ 66,000 |
| Deschutes County Oregon | 2 | $ 610,000 | $ 305,000 | $ 295,000 |
| Williamson County Texas | 2 | $ 687,000 | $ 343,000 | $ 178,000 |
| Box Elder County Utah | 2 | $ 613,000 | $ 306,000 | $ 86,000 |
| Thurston County Washington | 2 | $ 720,000 | $ 360,000 | $ 76,000 |
| Graham County Arizona | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Colusa County California | 1 | $ 338,000 | $ 338,000 | $ 120,000 |
| Humboldt County California | 1 | $ 194,000 | $ 194,000 | $ 53,000 |
| Lake County California | 1 | $ 200,000 | $ 200,000 | $ 229,000 |
| Mendocino County California | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Mono County California | 1 | $ 211,000 | $ 211,000 | $ 85,000 |
| Plumas County California | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
| Sierra County California | 1 | $ 197,000 | $ 197,000 | $ 88,000 |
| Douglas County Colorado | 1 | $ 599,000 | $ 599,000 | $ 164,000 |
| Moffat County Colorado | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Otero County Colorado | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Citrus County Florida | 1 | $ 560,000 | $ 560,000 | $ 504,000 |
| Flagler County Florida | 1 | $ 102,000 | $ 102,000 | $ 76,000 |
| Gilchrist County Florida | 1 | $ 93,000 | $ 93,000 | $ 78,000 |
| Indian River County Florida | 1 | $ 163,000 | $ 163,000 | $ 54,000 |
| Putnam County Florida | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 172,000 | $ 172,000 | $ 53,000 |
| Sumter County Florida | 1 | $ 159,000 | $ 159,000 | $ 77,000 |
| Suwannee County Florida | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
| Bartow County Georgia | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Butts County Georgia | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Clayton County Georgia | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 279,000 | $ 279,000 | $ 129,000 |
| Gilmer County Georgia | 1 | $ 146,000 | $ 146,000 | $ 50,000 |
| Gordon County Georgia | 1 | $ 74,000 | $ 74,000 | $ 14,000 |
| Houston County Georgia | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Lowndes County Georgia | 1 | $ 280,000 | $ 280,000 | $ 85,000 |
| Morgan County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Newton County Georgia | 1 | $ 191,000 | $ 191,000 | $ 133,000 |
| Walker County Georgia | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Bond County Illinois | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Bureau County Illinois | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| Champaign County Illinois | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| Hancock County Illinois | 1 | $ 99,000 | $ 99,000 | $ 54,000 |
| Jackson County Illinois | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Macon County Illinois | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| Madison County Illinois | 1 | $ 154,000 | $ 154,000 | $ 55,000 |
| McLean County Illinois | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Montgomery County Illinois | 1 | $ 93,000 | $ 93,000 | $ 37,000 |
| Randolph County Illinois | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Winnebago County Illinois | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Boone County Indiana | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Clark County Indiana | 1 | $ 162,000 | $ 162,000 | $ 61,000 |
| Crawford County Indiana | 1 | $ 107,000 | $ 107,000 | $ 59,000 |
| Floyd County Indiana | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Jackson County Indiana | 1 | $ 142,000 | $ 142,000 | $ 107,000 |
| Madison County Indiana | 1 | $ 106,000 | $ 106,000 | $ 39,000 |
| Miami County Indiana | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| Morgan County Indiana | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Perry County Indiana | 1 | $ 134,000 | $ 134,000 | $ 37,000 |
| St. Joseph County Indiana | 1 | $ 128,000 | $ 128,000 | $ 67,000 |
| Vermillion County Indiana | 1 | $ 72,000 | $ 72,000 | $ 26,000 |
| Wabash County Indiana | 1 | $ 82,000 | $ 82,000 | $ 87,000 |
| Warrick County Indiana | 1 | $ 190,000 | $ 190,000 | $ 56,000 |
| White County Indiana | 1 | $ 163,000 | $ 163,000 | $ 110,000 |
| Boone County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Carroll County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Graves County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 27,000 |
| Green County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Madison County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 88,000 |
| Nelson County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Oldham County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 91,000 |
| Rowan County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 335,000 |
| Calcasieu County Louisiana | 1 | $ 178,000 | $ 178,000 | $ 126,000 |
| Franklin County Louisiana | 1 | $ 161,000 | $ 161,000 | $ 105,000 |
| Iberville County Louisiana | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Jefferson County Louisiana | 1 | $ 172,000 | $ 172,000 | $ 63,000 |
| Rapides County Louisiana | 1 | $ 111,000 | $ 111,000 | $ 0 |
| St. John the Baptist County Louisiana | 1 | $ 111,000 | $ 111,000 | $ 25,000 |
| Tangipahoa County Louisiana | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Washington County Louisiana | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Frederick County Maryland | 1 | $ 313,000 | $ 313,000 | $ 69,000 |
| Bristol County Massachusetts | 1 | $ 336,000 | $ 336,000 | $ 132,000 |
| Antrim County Michigan | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| Barry County Michigan | 1 | $ 157,000 | $ 157,000 | $ 87,000 |
| Branch County Michigan | 1 | $ 162,000 | $ 162,000 | $ 29,000 |
| Lapeer County Michigan | 1 | $ 68,000 | $ 68,000 | $ 92,000 |
| Missaukee County Michigan | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Montcalm County Michigan | 1 | $ 168,000 | $ 168,000 | $ 115,000 |
| Newaygo County Michigan | 1 | $ 172,000 | $ 172,000 | $ 81,000 |
| Ottawa County Michigan | 1 | $ 211,000 | $ 211,000 | $ 100,000 |
| St. Joseph County Michigan | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Goodhue County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 78,000 |
| Rice County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 152,000 |
| Sherburne County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 29,000 |
| Wadena County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 35,000 |
| Washington County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Essex County New Jersey | 1 | $ 292,000 | $ 292,000 | $ 76,000 |
| Hudson County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 144,000 | $ 144,000 | $ 91,000 |
| Forsyth County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 97,000 |
| Johnston County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 83,000 |
| Crawford County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Franklin County Ohio | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Shelby County Ohio | 1 | $ 240,000 | $ 240,000 | $ 116,000 |
| Beckham County Oklahoma | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Laurens County South Carolina | 1 | $ 169,000 | $ 169,000 | $ 58,000 |
| Bexar County Texas | 1 | $ 273,000 | $ 273,000 | $ 63,000 |
| Brazoria County Texas | 1 | $ 111,000 | $ 111,000 | $ 66,000 |
| Hays County Texas | 1 | $ 319,000 | $ 319,000 | $ 136,000 |
| Henderson County Texas | 1 | $ 147,000 | $ 147,000 | $ 33,000 |
| Kaufman County Texas | 1 | $ 182,000 | $ 182,000 | $ 55,000 |
| Montgomery County Texas | 1 | $ 122,000 | $ 122,000 | $ 52,000 |
| Polk County Texas | 1 | $ 158,000 | $ 158,000 | $ 41,000 |
| Davis County Utah | 1 | $ 169,000 | $ 169,000 | $ 50,000 |
| Iron County Utah | 1 | $ 177,000 | $ 177,000 | $ 58,000 |
| Summit County Utah | 1 | $ 602,000 | $ 602,000 | $ 168,000 |
| Benton County Washington | 1 | $ 410,000 | $ 410,000 | $ 125,000 |
| Kitsap County Washington | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Okanogan County Washington | 1 | $ 206,000 | $ 206,000 | $ 76,000 |
| Stevens County Washington | 1 | $ 280,000 | $ 280,000 | $ 77,000 |
| Whatcom County Washington | 1 | $ 578,000 | $ 578,000 | $ 228,000 |
| Brown County Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 45,000 |
| Ozaukee County Wisconsin | 1 | $ 352,000 | $ 352,000 | $ 95,000 |
| St. Croix County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 235,000 |
Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,569 | $722,155,000 | $281,000 | $2,890,000 | $93,000 | $18,284,000 |
| Refinancing | 1,362 | $455,744,000 | $334,000 | $2,210,000 | $94,000 | $11,436,000 |
| Home Improvement | 317 | $103,909,000 | $327,000 | $1,776,000 | $98,000 | $919,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,916 | $543,172,000 | $283,000 | $1,820,000 | $83,000 | $11,436,000 |
| White | 1,200 | $393,824,000 | $328,000 | $1,934,000 | $119,000 | $18,284,000 |
| Black or African American | 564 | $135,635,000 | $240,000 | $1,369,000 | $67,000 | $620,000 |
| Not Provided | 346 | $118,307,000 | $341,000 | $1,284,000 | $92,000 | $706,000 |
| Asian | 191 | $80,123,000 | $419,000 | $2,890,000 | $120,000 | $715,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $6,130,000 | $383,000 | $1,900,000 | $109,000 | $746,000 |
| American Indian or Alaskan Native | 11 | $2,830,000 | $257,000 | $547,000 | $70,000 | $170,000 |
| Not applicable | 4 | $1,787,000 | $446,000 | $885,000 | $61,000 | $106,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,016 | $531,182,000 | $263,000 | $1,121,000 | $67,000 | $706,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,893 | $626,919,000 | $331,000 | $2,890,000 | $124,000 | $18,284,000 |
| VA-guaranteed (Veterans Administration) | 339 | $123,707,000 | $364,000 | $848,000 | $87,000 | $620,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,466 | $725,905,000 | $294,000 | $1,900,000 | $103,000 | $18,284,000 |
| Application Denied By Financial Institution | 968 | $297,264,000 | $307,000 | $1,934,000 | $75,000 | $1,053,000 |
| Application Withdrawn By Applicant | 648 | $199,157,000 | $307,000 | $2,890,000 | $84,000 | $919,000 |
| File Closed For Incompleteness | 116 | $40,295,000 | $347,000 | $2,210,000 | $114,000 | $1,431,000 |
| Application Approved But Not Accepted | 50 | $19,187,000 | $383,000 | $1,776,000 | $80,000 | $518,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 346 | $100,046,000 | $289,000 | $1,934,000 | $65,000 | $677,000 |
| Debt-To-Income Ratio | 193 | $59,511,000 | $308,000 | $1,156,000 | $62,000 | $298,000 |
| Credit History | 102 | $28,351,000 | $277,000 | $1,369,000 | $71,000 | $358,000 |
| Unverifiable Information | 100 | $41,588,000 | $415,000 | $1,593,000 | $116,000 | $1,047,000 |
| Other | 60 | $17,554,000 | $292,000 | $920,000 | $64,000 | $276,000 |
| Collateral | 56 | $13,487,000 | $240,000 | $595,000 | $78,000 | $534,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $5,816,000 | $323,000 | $1,320,000 | $71,000 | $317,000 |
| Employment History | 16 | $4,978,000 | $311,000 | $1,100,000 | $134,000 | $1,053,000 |
| Mortgage Insurance Denied | 3 | $826,000 | $275,000 | $482,000 | $32,000 | $52,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocmbc, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.