Hiway Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Hiway Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Hiway Credit Union
111 Empire Drive
Saint Paul, MN 55103
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,177
Total Mortgage Loan Application Amount $379,625,000
Average Mortgage Loan Application Amount $161,200
Highest Mortgage Loan Application Amount $1,265,000
Average Applicant Income $107,800
Highest Applicant Income $3,528,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Hiway Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hiway Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Hiway Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hiway Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Hiway Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hiway Credit Union's mortgage activity for 2021.

Mortgage Loan Application Totals for Hiway Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Ramsey County Minnesota 631 $ 104,845,000 $ 166,000 $ 87,000
Hennepin County Minnesota 295 $ 49,765,000 $ 168,000 $ 108,000
Washington County Minnesota 267 $ 51,655,000 $ 193,000 $ 136,000
Dakota County Minnesota 177 $ 34,045,000 $ 192,000 $ 119,000
Anoka County Minnesota 171 $ 33,385,000 $ 195,000 $ 105,000
Chisago County Minnesota 45 $ 9,265,000 $ 205,000 $ 103,000
Wright County Minnesota 29 $ 3,875,000 $ 133,000 $ 120,000
Scott County Minnesota 28 $ 4,880,000 $ 174,000 $ 132,000
St. Louis County Minnesota 28 $ 3,150,000 $ 112,000 $ 89,000
Sherburne County Minnesota 18 $ 2,710,000 $ 150,000 $ 137,000
St. Croix County Wisconsin 17 $ 3,045,000 $ 179,000 $ 115,000
Carver County Minnesota 16 $ 2,320,000 $ 145,000 $ 121,000
Crow Wing County Minnesota 15 $ 4,265,000 $ 284,000 $ 85,000
Becker County Minnesota 13 $ 1,705,000 $ 131,000 $ 98,000
Blue Earth County Minnesota 12 $ 1,420,000 $ 118,000 $ 80,000
Cass County Minnesota 11 $ 2,375,000 $ 215,000 $ 175,000
Isanti County Minnesota 11 $ 1,935,000 $ 175,000 $ 85,000
Kandiyohi County Minnesota 11 $ 1,015,000 $ 92,000 $ 85,000
Pine County Minnesota 11 $ 1,685,000 $ 153,000 $ 115,000
Goodhue County Minnesota 10 $ 1,450,000 $ 145,000 $ 84,000
Olmsted County Minnesota 10 $ 1,190,000 $ 119,000 $ 69,000
Stearns County Minnesota 10 $ 1,570,000 $ 157,000 $ 137,000
Carlton County Minnesota 9 $ 1,405,000 $ 156,000 $ 85,000
Itasca County Minnesota 9 $ 1,425,000 $ 158,000 $ 118,000
Rice County Minnesota 8 $ 1,110,000 $ 138,000 $ 77,000
Mille Lacs County Minnesota 7 $ 1,575,000 $ 225,000 $ 120,000
Maricopa County Arizona 6 $ 1,560,000 $ 260,000 $ 134,000
Lee County Florida 6 $ 1,540,000 $ 256,000 $ 122,000
Otter Tail County Minnesota 6 $ 800,000 $ 133,000 $ 103,000
Pierce County Wisconsin 6 $ 1,140,000 $ 190,000 $ 138,000
Beltrami County Minnesota 5 $ 515,000 $ 103,000 $ 104,000
Douglas County Minnesota 5 $ 975,000 $ 195,000 $ 107,000
Morrison County Minnesota 5 $ 755,000 $ 151,000 $ 86,000
Nicollet County Minnesota 5 $ 615,000 $ 123,000 $ 70,000
Burnett County Wisconsin 5 $ 1,025,000 $ 205,000 $ 187,000
Eau Claire County Wisconsin 5 $ 565,000 $ 113,000 $ 211,000
Polk County Wisconsin 5 $ 455,000 $ 91,000 $ 110,000
Fulton County Georgia 4 $ 1,320,000 $ 330,000 $ 120,000
Benton County Minnesota 4 $ 330,000 $ 82,000 $ 61,000
Mower County Minnesota 4 $ 480,000 $ 120,000 $ 95,000
Carroll County Arkansas 3 $ 335,000 $ 111,000 $ 71,000
Hillsborough County Florida 3 $ 335,000 $ 111,000 $ 112,000
Dodge County Minnesota 3 $ 275,000 $ 91,000 $ 99,000
Freeborn County Minnesota 3 $ 245,000 $ 81,000 $ 113,000
Hubbard County Minnesota 3 $ 375,000 $ 125,000 $ 138,000
Koochiching County Minnesota 3 $ 295,000 $ 98,000 $ 124,000
Lake County Minnesota 3 $ 365,000 $ 121,000 $ 81,000
Le Sueur County Minnesota 3 $ 545,000 $ 181,000 $ 181,000
Martin County Minnesota 3 $ 225,000 $ 75,000 $ 79,000
Dunn County Wisconsin 3 $ 375,000 $ 125,000 $ 58,000
Mohave County Arizona 2 $ 250,000 $ 125,000 $ 161,000
Manatee County Florida 2 $ 270,000 $ 135,000 $ 47,000
Aitkin County Minnesota 2 $ 310,000 $ 155,000 $ 106,000
Brown County Minnesota 2 $ 150,000 $ 75,000 $ 74,000
Chippewa County Minnesota 2 $ 560,000 $ 280,000 $ 141,000
Cottonwood County Minnesota 2 $ 400,000 $ 200,000 $ 76,000
Faribault County Minnesota 2 $ 280,000 $ 140,000 $ 59,000
Fillmore County Minnesota 2 $ 350,000 $ 175,000 $ 108,000
Meeker County Minnesota 2 $ 580,000 $ 290,000 $ 160,000
Pennington County Minnesota 2 $ 180,000 $ 90,000 $ 102,000
Pope County Minnesota 2 $ 490,000 $ 245,000 $ 89,000
Redwood County Minnesota 2 $ 250,000 $ 125,000 $ 70,000
Roseau County Minnesota 2 $ 330,000 $ 165,000 $ 74,000
Wadena County Minnesota 2 $ 310,000 $ 155,000 $ 187,000
Waseca County Minnesota 2 $ 80,000 $ 40,000 $ 130,000
Winona County Minnesota 2 $ 410,000 $ 205,000 $ 90,000
Pembina County North Dakota 2 $ 110,000 $ 55,000 $ 45,000
Bayfield County Wisconsin 2 $ 240,000 $ 120,000 $ 155,000
Chippewa County Wisconsin 2 $ 260,000 $ 130,000 $ 128,000
Douglas County Wisconsin 2 $ 100,000 $ 50,000 $ 116,000
Pepin County Wisconsin 2 $ 670,000 $ 335,000 $ 138,000
Sawyer County Wisconsin 2 $ 500,000 $ 250,000 $ 233,000
Pinal County Arizona 1 $ 95,000 $ 95,000 $ 60,000
Benton County Arkansas 1 $ 245,000 $ 245,000 $ 105,000
Adams County Colorado 1 $ 55,000 $ 55,000 $ 92,000
Broomfield County Colorado 1 $ 35,000 $ 35,000 $ 136,000
Douglas County Colorado 1 $ 25,000 $ 25,000 $ 160,000
El Paso County Colorado 1 $ 25,000 $ 25,000 $ 316,000
Bay County Florida 1 $ 115,000 $ 115,000 $ 111,000
Brevard County Florida 1 $ 55,000 $ 55,000 $ 72,000
Charlotte County Florida 1 $ 75,000 $ 75,000 $ 152,000
Hernando County Florida 1 $ 85,000 $ 85,000 $ 90,000
Lake County Florida 1 $ 35,000 $ 35,000 $ 94,000
Marion County Florida 1 $ 75,000 $ 75,000 $ 99,000
Palm Beach County Florida 1 $ 325,000 $ 325,000 $ 135,000
Polk County Florida 1 $ 245,000 $ 245,000 $ 109,000
Sarasota County Florida 1 $ 305,000 $ 305,000 $ 96,000
Seminole County Florida 1 $ 25,000 $ 25,000 $ 84,000
St. Johns County Florida 1 $ 155,000 $ 155,000 $ 107,000
St. Lucie County Florida 1 $ 125,000 $ 125,000 $ 55,000
Sumter County Florida 1 $ 175,000 $ 175,000 $ 85,000
Ada County Idaho 1 $ 155,000 $ 155,000 $ 181,000
DuPage County Illinois 1 $ 95,000 $ 95,000 $ 41,000
McHenry County Illinois 1 $ 75,000 $ 75,000 $ 203,000
Des Moines County Iowa 1 $ 25,000 $ 25,000 $ 41,000
Story County Iowa 1 $ 95,000 $ 95,000 $ 46,000
Winnebago County Iowa 1 $ 25,000 $ 25,000 $ 42,000
Johnson County Kansas 1 $ 245,000 $ 245,000 $ 98,000
Sedgwick County Kansas 1 $ 75,000 $ 75,000 $ 97,000
Shawnee County Kansas 1 $ 105,000 $ 105,000 $ 74,000
Baltimore County Maryland 1 $ 525,000 $ 525,000 $ 187,000
Muskegon County Michigan 1 $ 145,000 $ 145,000 $ 64,000
Cook County Minnesota 1 $ 315,000 $ 315,000 $ 81,000
Grant County Minnesota 1 $ 85,000 $ 85,000 $ 111,000
Houston County Minnesota 1 $ 165,000 $ 165,000 $ 159,000
Jackson County Minnesota 1 $ 25,000 $ 25,000 $ 52,000
Kanabec County Minnesota 1 $ 155,000 $ 155,000 $ 0
Kittson County Minnesota 1 $ 105,000 $ 105,000 $ 111,000
Lac qui Parle County Minnesota 1 $ 135,000 $ 135,000 $ 202,000
Lyon County Minnesota 1 $ 55,000 $ 55,000 $ 35,000
Nobles County Minnesota 1 $ 105,000 $ 105,000 $ 121,000
Pipestone County Minnesota 1 $ 15,000 $ 15,000 $ 79,000
Red Lake County Minnesota 1 $ 145,000 $ 145,000 $ 83,000
Renville County Minnesota 1 $ 65,000 $ 65,000 $ 66,000
Sibley County Minnesota 1 $ 135,000 $ 135,000 $ 93,000
Steele County Minnesota 1 $ 145,000 $ 145,000 $ 154,000
Swift County Minnesota 1 $ 95,000 $ 95,000 $ 61,000
Wabasha County Minnesota 1 $ 75,000 $ 75,000 $ 286,000
Yellow Medicine County Minnesota 1 $ 65,000 $ 65,000 $ 120,000
Quitman County Mississippi 1 $ 25,000 $ 25,000 $ 119,000
Rankin County Mississippi 1 $ 215,000 $ 215,000 $ 96,000
Clay County Missouri 1 $ 55,000 $ 55,000 $ 44,000
Lawrence County Missouri 1 $ 125,000 $ 125,000 $ 85,000
Montgomery County Missouri 1 $ 35,000 $ 35,000 $ 100,000
St. Charles County Missouri 1 $ 25,000 $ 25,000 $ 70,000
St. Louis County Missouri 1 $ 45,000 $ 45,000 $ 35,000
St. Louis City County Missouri 1 $ 25,000 $ 25,000 $ 39,000
Warren County Missouri 1 $ 155,000 $ 155,000 $ 93,000
Park County Montana 1 $ 105,000 $ 105,000 $ 61,000
Scotts Bluff County Nebraska 1 $ 95,000 $ 95,000 $ 92,000
Alamance County North Carolina 1 $ 95,000 $ 95,000 $ 53,000
Wake County North Carolina 1 $ 225,000 $ 225,000 $ 259,000
Cass County North Dakota 1 $ 305,000 $ 305,000 $ 150,000
Grand Forks County North Dakota 1 $ 145,000 $ 145,000 $ 205,000
Williams County North Dakota 1 $ 215,000 $ 215,000 $ 84,000
Geauga County Ohio 1 $ 275,000 $ 275,000 $ 192,000
Adair County Oklahoma 1 $ 135,000 $ 135,000 $ 89,000
Muskogee County Oklahoma 1 $ 325,000 $ 325,000 $ 117,000
Nowata County Oklahoma 1 $ 215,000 $ 215,000 $ 45,000
Wagoner County Oklahoma 1 $ 205,000 $ 205,000 $ 55,000
Lincoln County Oregon 1 $ 215,000 $ 215,000 $ 58,000
Multnomah County Oregon 1 $ 65,000 $ 65,000 $ 174,000
Washington County Oregon 1 $ 15,000 $ 15,000 $ 69,000
Centre County Pennsylvania 1 $ 515,000 $ 515,000 $ 141,000
Bristol County Rhode Island 1 $ 165,000 $ 165,000 $ 225,000
Lincoln County South Dakota 1 $ 205,000 $ 205,000 $ 53,000
Minnehaha County South Dakota 1 $ 195,000 $ 195,000 $ 134,000
Rutherford County Tennessee 1 $ 165,000 $ 165,000 $ 78,000
Sumner County Tennessee 1 $ 405,000 $ 405,000 $ 122,000
Salt Lake County Utah 1 $ 225,000 $ 225,000 $ 108,000
Clallam County Washington 1 $ 25,000 $ 25,000 $ 73,000
King County Washington 1 $ 35,000 $ 35,000 $ 106,000
Brown County Wisconsin 1 $ 135,000 $ 135,000 $ 37,000
Dodge County Wisconsin 1 $ 55,000 $ 55,000 $ 85,000
Iron County Wisconsin 1 $ 105,000 $ 105,000 $ 40,000
Milwaukee County Wisconsin 1 $ 195,000 $ 195,000 $ 80,000
Portage County Wisconsin 1 $ 145,000 $ 145,000 $ 72,000
Racine County Wisconsin 1 $ 25,000 $ 25,000 $ 68,000
Sheboygan County Wisconsin 1 $ 45,000 $ 45,000 $ 36,000
Walworth County Wisconsin 1 $ 175,000 $ 175,000 $ 71,000
Washburn County Wisconsin 1 $ 75,000 $ 75,000 $ 139,000
Waukesha County Wisconsin 1 $ 225,000 $ 225,000 $ 66,000

Mortgage Loan Application Detail Totals for Hiway Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 565 $104,225,000 $184,000 $975,000 $98,000 $2,073,000
Cash-out Refinancing 512 $98,290,000 $191,000 $595,000 $94,000 $316,000
Home Purchase 510 $129,480,000 $253,000 $1,265,000 $107,000 $3,528,000
Home Improvement 448 $32,500,000 $72,000 $345,000 $125,000 $2,284,000
Other Purpose 142 $15,130,000 $106,000 $445,000 $115,000 $471,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,200 $200,560,000 $167,000 $1,265,000 $118,000 $3,528,000
Asian 587 $111,945,000 $190,000 $595,000 $80,000 $2,073,000
Not Provided 257 $43,905,000 $170,000 $965,000 $116,000 $2,284,000
Black or African American 79 $14,635,000 $185,000 $545,000 $95,000 $816,000
Hispanic 32 $5,150,000 $160,000 $515,000 $89,000 $240,000
American Indian or Alaskan Native 10 $1,660,000 $166,000 $275,000 $103,000 $314,000
Native Hawaiian or Other Pacific Islander 1 $75,000 $75,000 $75,000 $41,000 $41,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,158 $374,800,000 $173,000 $1,265,000 $105,000 $3,528,000
FHA-insured (Federal Housing Administration) 12 $2,810,000 $234,000 $365,000 $234,000 $816,000
VA-guaranteed (Veterans Administration) 7 $2,015,000 $287,000 $515,000 $92,000 $141,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,577 $266,285,000 $168,000 $975,000 $106,000 $2,284,000
Application Withdrawn By Applicant 241 $45,345,000 $188,000 $965,000 $112,000 $3,528,000
Application Approved But Not Accepted 135 $25,185,000 $186,000 $545,000 $93,000 $349,000
Application Denied By Financial Institution 114 $22,040,000 $193,000 $505,000 $108,000 $1,258,000
File Closed For Incompleteness 110 $20,770,000 $188,000 $1,265,000 $108,000 $769,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,063 $357,585,000 $173,000 $1,265,000 $106,000 $3,528,000
Debt-To-Income Ratio 57 $11,255,000 $197,000 $505,000 $55,000 $163,000
Credit History 29 $5,395,000 $186,000 $465,000 $176,000 $816,000
Other 23 $4,535,000 $197,000 $455,000 $173,000 $1,258,000
Unverifiable Information 2 $300,000 $150,000 $195,000 $67,000 $80,000
Collateral 2 $250,000 $125,000 $195,000 $132,000 $184,000
Insufficient Cash (Downpayment, Closing Cost) 1 $305,000 $305,000 $305,000 $56,000 $56,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hiway Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hiway Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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