Home Capital Funding Inc
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Home Capital Funding Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Home Capital Funding Inc 3131 Camino Del Rio North Suite 310 San Diego, CA 92108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,793 |
| Total Mortgage Loan Application Amount | $2,005,136,000 |
| Average Mortgage Loan Application Amount | $174,787 |
| Highest Mortgage Loan Application Amount | $1,995,000 |
| Average Applicant Income | $97,969 |
| Highest Applicant Income | $1,800,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 3,613 | $ 1,046,768,000 | $ 289,000 | $ 131,000 |
| Riverside County California | 809 | $ 181,953,000 | $ 224,000 | $ 110,000 |
| Los Angeles County California | 448 | $ 129,331,000 | $ 288,000 | $ 118,000 |
| Imperial County California | 284 | $ 44,078,000 | $ 155,000 | $ 83,000 |
| Orange County California | 244 | $ 80,127,000 | $ 328,000 | $ 150,000 |
| Maricopa County Arizona | 217 | $ 37,266,000 | $ 171,000 | $ 99,000 |
| San Bernardino County California | 207 | $ 45,781,000 | $ 221,000 | $ 112,000 |
| Sacramento County California | 150 | $ 33,205,000 | $ 221,000 | $ 89,000 |
| Fresno County California | 137 | $ 24,521,000 | $ 178,000 | $ 89,000 |
| Shasta County California | 112 | $ 19,455,000 | $ 173,000 | $ 103,000 |
| King County Washington | 100 | $ 25,642,000 | $ 256,000 | $ 85,000 |
| Alameda County California | 82 | $ 24,975,000 | $ 304,000 | $ 135,000 |
| Contra Costa County California | 76 | $ 25,755,000 | $ 338,000 | $ 125,000 |
| Kern County California | 72 | $ 14,143,000 | $ 196,000 | $ 112,000 |
| Santa Clara County California | 66 | $ 26,046,000 | $ 394,000 | $ 150,000 |
| Pierce County Washington | 58 | $ 11,730,000 | $ 202,000 | $ 111,000 |
| Stanislaus County California | 57 | $ 11,961,000 | $ 209,000 | $ 101,000 |
| Ventura County California | 51 | $ 18,373,000 | $ 360,000 | $ 116,000 |
| San Joaquin County California | 48 | $ 11,599,000 | $ 241,000 | $ 112,000 |
| Snohomish County Washington | 47 | $ 10,848,000 | $ 230,000 | $ 124,000 |
| Solano County California | 41 | $ 10,841,000 | $ 264,000 | $ 96,000 |
| Yuma County Arizona | 34 | $ 4,406,000 | $ 129,000 | $ 90,000 |
| Merced County California | 34 | $ 6,965,000 | $ 204,000 | $ 77,000 |
| Jackson County Oregon | 34 | $ 4,923,000 | $ 144,000 | $ 64,000 |
| Placer County California | 27 | $ 7,318,000 | $ 271,000 | $ 120,000 |
| Pinellas County Florida | 26 | $ 2,636,000 | $ 101,000 | $ 111,000 |
| Salt Lake County Utah | 26 | $ 3,124,000 | $ 120,000 | $ 80,000 |
| Yolo County California | 24 | $ 5,455,000 | $ 227,000 | $ 98,000 |
| Multnomah County Oregon | 20 | $ 2,514,000 | $ 125,000 | $ 63,000 |
| San Mateo County California | 19 | $ 9,373,000 | $ 493,000 | $ 160,000 |
| Santa Barbara County California | 18 | $ 6,268,000 | $ 348,000 | $ 113,000 |
| Pinal County Arizona | 17 | $ 2,521,000 | $ 148,000 | $ 108,000 |
| Bernalillo County New Mexico | 17 | $ 2,185,000 | $ 128,000 | $ 96,000 |
| Tulare County California | 16 | $ 2,446,000 | $ 152,000 | $ 62,000 |
| Clackamas County Oregon | 16 | $ 1,852,000 | $ 115,000 | $ 71,000 |
| Washington County Oregon | 16 | $ 2,432,000 | $ 152,000 | $ 75,000 |
| Anchorage County Alaska | 15 | $ 1,585,000 | $ 105,000 | $ 91,000 |
| Monterey County California | 15 | $ 6,525,000 | $ 435,000 | $ 196,000 |
| San Luis Obispo County California | 15 | $ 5,279,000 | $ 351,000 | $ 100,000 |
| Sonoma County California | 15 | $ 4,710,000 | $ 314,000 | $ 115,000 |
| Pima County Arizona | 11 | $ 1,384,000 | $ 125,000 | $ 93,000 |
| Marin County California | 11 | $ 4,484,000 | $ 407,000 | $ 141,000 |
| Brevard County Florida | 11 | $ 1,698,000 | $ 154,000 | $ 75,000 |
| Hillsborough County Florida | 11 | $ 2,451,000 | $ 222,000 | $ 159,000 |
| Polk County Florida | 11 | $ 1,086,000 | $ 98,000 | $ 69,000 |
| Honolulu County Hawaii | 11 | $ 4,654,000 | $ 423,000 | $ 130,000 |
| Marion County Oregon | 11 | $ 992,000 | $ 90,000 | $ 131,000 |
| Kings County California | 10 | $ 2,029,000 | $ 202,000 | $ 78,000 |
| Davis County Utah | 10 | $ 1,244,000 | $ 124,000 | $ 57,000 |
| Mohave County Arizona | 9 | $ 1,870,000 | $ 207,000 | $ 72,000 |
| Napa County California | 9 | $ 2,494,000 | $ 277,000 | $ 95,000 |
| San Francisco County California | 9 | $ 2,977,000 | $ 330,000 | $ 105,000 |
| Sutter County California | 9 | $ 1,348,000 | $ 149,000 | $ 98,000 |
| Sabana Grande County Puerto Rico | 9 | $ 1,839,000 | $ 204,000 | $ 58,000 |
| Butte County California | 8 | $ 1,447,000 | $ 180,000 | $ 87,000 |
| Madera County California | 8 | $ 1,853,000 | $ 231,000 | $ 90,000 |
| Denver County Colorado | 8 | $ 848,000 | $ 106,000 | $ 100,000 |
| Lee County Florida | 8 | $ 1,317,000 | $ 164,000 | $ 65,000 |
| Kitsap County Washington | 8 | $ 1,094,000 | $ 136,000 | $ 79,000 |
| Santa Cruz County California | 7 | $ 2,725,000 | $ 389,000 | $ 139,000 |
| Tehama County California | 7 | $ 995,000 | $ 142,000 | $ 155,000 |
| Broward County Florida | 7 | $ 1,575,000 | $ 225,000 | $ 108,000 |
| Orange County Florida | 7 | $ 830,000 | $ 118,000 | $ 52,000 |
| Maui County Hawaii | 7 | $ 2,309,000 | $ 329,000 | $ 150,000 |
| Oklahoma County Oklahoma | 7 | $ 390,000 | $ 55,000 | $ 96,000 |
| Weber County Utah | 7 | $ 501,000 | $ 71,000 | $ 55,000 |
| El Dorado County California | 6 | $ 2,466,000 | $ 411,000 | $ 133,000 |
| Larimer County Colorado | 6 | $ 679,000 | $ 113,000 | $ 65,000 |
| Miami-Dade County Florida | 6 | $ 989,000 | $ 164,000 | $ 154,000 |
| Jackson County Missouri | 6 | $ 384,000 | $ 64,000 | $ 180,000 |
| Lane County Oregon | 6 | $ 859,000 | $ 143,000 | $ 103,000 |
| Utah County Utah | 6 | $ 899,000 | $ 149,000 | $ 76,000 |
| Spokane County Washington | 6 | $ 776,000 | $ 129,000 | $ 95,000 |
| Humboldt County California | 5 | $ 1,185,000 | $ 237,000 | $ 66,000 |
| Duval County Florida | 5 | $ 579,000 | $ 115,000 | $ 52,000 |
| Deschutes County Oregon | 5 | $ 1,775,000 | $ 355,000 | $ 231,000 |
| Clark County Washington | 5 | $ 556,000 | $ 111,000 | $ 62,000 |
| Yavapai County Arizona | 4 | $ 567,000 | $ 141,000 | $ 80,000 |
| Nevada County California | 4 | $ 1,232,000 | $ 308,000 | $ 60,000 |
| Siskiyou County California | 4 | $ 566,000 | $ 141,000 | $ 53,000 |
| Yuba County California | 4 | $ 1,192,000 | $ 298,000 | $ 109,000 |
| Arapahoe County Colorado | 4 | $ 1,002,000 | $ 250,000 | $ 179,000 |
| Hawaii County Hawaii | 4 | $ 1,401,000 | $ 350,000 | $ 47,000 |
| Clark County Nevada | 4 | $ 524,000 | $ 131,000 | $ 98,000 |
| Linn County Oregon | 4 | $ 736,000 | $ 184,000 | $ 51,000 |
| Washington County Utah | 4 | $ 389,000 | $ 97,000 | $ 79,000 |
| Whatcom County Washington | 4 | $ 886,000 | $ 221,000 | $ 72,000 |
| Mendocino County California | 3 | $ 754,000 | $ 251,000 | $ 45,000 |
| Kauai County Hawaii | 3 | $ 1,316,000 | $ 438,000 | $ 383,000 |
| Dona Ana County New Mexico | 3 | $ 222,000 | $ 74,000 | $ 50,000 |
| Santa Fe County New Mexico | 3 | $ 875,000 | $ 291,000 | $ 72,000 |
| Taos County New Mexico | 3 | $ 426,000 | $ 142,000 | $ 200,000 |
| Polk County Oregon | 3 | $ 280,000 | $ 93,000 | $ 75,000 |
| Douglas County Washington | 3 | $ 342,000 | $ 114,000 | $ 72,000 |
| Island County Washington | 3 | $ 804,000 | $ 268,000 | $ 94,000 |
| Thurston County Washington | 3 | $ 399,000 | $ 133,000 | $ 66,000 |
| Juneau County Alaska | 2 | $ 324,000 | $ 162,000 | $ 40,000 |
| Cochise County Arizona | 2 | $ 183,000 | $ 91,000 | $ 45,000 |
| Graham County Arizona | 2 | $ 108,000 | $ 54,000 | $ 40,000 |
| Navajo County Arizona | 2 | $ 290,000 | $ 145,000 | $ 156,000 |
| Calaveras County California | 2 | $ 387,000 | $ 193,000 | $ 40,000 |
| Colusa County California | 2 | $ 836,000 | $ 418,000 | $ 120,000 |
| Del Norte County California | 2 | $ 341,000 | $ 170,000 | $ 45,000 |
| Mariposa County California | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Tuolumne County California | 2 | $ 203,000 | $ 101,000 | $ 40,000 |
| Adams County Colorado | 2 | $ 238,000 | $ 119,000 | $ 42,000 |
| Douglas County Colorado | 2 | $ 215,000 | $ 107,000 | $ 44,000 |
| Jefferson County Colorado | 2 | $ 225,000 | $ 112,000 | $ 56,000 |
| Mesa County Colorado | 2 | $ 198,000 | $ 99,000 | $ 40,000 |
| Pueblo County Colorado | 2 | $ 158,000 | $ 79,000 | $ 75,000 |
| Weld County Colorado | 2 | $ 155,000 | $ 77,000 | $ 42,000 |
| Lake County Florida | 2 | $ 447,000 | $ 223,000 | $ 115,000 |
| Osceola County Florida | 2 | $ 434,000 | $ 217,000 | $ 60,000 |
| Palm Beach County Florida | 2 | $ 372,000 | $ 186,000 | $ 43,000 |
| Pasco County Florida | 2 | $ 120,000 | $ 60,000 | $ 48,000 |
| St. Lucie County Florida | 2 | $ 378,000 | $ 189,000 | $ 60,000 |
| Volusia County Florida | 2 | $ 306,000 | $ 153,000 | $ 36,000 |
| Idaho County Idaho | 2 | $ 150,000 | $ 75,000 | $ 40,000 |
| Boone County Missouri | 2 | $ 187,000 | $ 93,000 | $ 164,000 |
| Stone County Missouri | 2 | $ 195,000 | $ 97,000 | $ 129,000 |
| Sandoval County New Mexico | 2 | $ 158,000 | $ 79,000 | $ 84,000 |
| Valencia County New Mexico | 2 | $ 140,000 | $ 70,000 | $ 72,000 |
| Coos County Oregon | 2 | $ 143,000 | $ 71,000 | $ 45,000 |
| Josephine County Oregon | 2 | $ 441,000 | $ 220,000 | $ 50,000 |
| Cowlitz County Washington | 2 | $ 177,000 | $ 88,000 | $ 67,000 |
| Grays Harbor County Washington | 2 | $ 455,000 | $ 227,000 | $ 45,000 |
| Jefferson County Washington | 2 | $ 258,000 | $ 129,000 | $ 64,000 |
| Okanogan County Washington | 2 | $ 248,000 | $ 124,000 | $ 83,000 |
| La Paz County Arizona | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Santa Cruz County Arizona | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Lake County California | 1 | $ 207,000 | $ 207,000 | $ 75,000 |
| Mono County California | 1 | $ 51,000 | $ 51,000 | $ 40,000 |
| Boulder County Colorado | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Montrose County Colorado | 1 | $ 224,000 | $ 224,000 | $ 93,000 |
| Charlotte County Florida | 1 | $ 112,000 | $ 112,000 | $ 25,000 |
| Citrus County Florida | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| Flagler County Florida | 1 | $ 190,000 | $ 190,000 | $ 35,000 |
| Gadsden County Florida | 1 | $ 186,000 | $ 186,000 | $ 75,000 |
| Hernando County Florida | 1 | $ 230,000 | $ 230,000 | $ 93,000 |
| Jefferson County Florida | 1 | $ 190,000 | $ 190,000 | $ 54,000 |
| Martin County Florida | 1 | $ 419,000 | $ 419,000 | $ 238,000 |
| Okaloosa County Florida | 1 | $ 162,000 | $ 162,000 | $ 43,000 |
| Santa Rosa County Florida | 1 | $ 585,000 | $ 585,000 | $ 202,000 |
| Sarasota County Florida | 1 | $ 30,000 | $ 30,000 | $ 105,000 |
| Seminole County Florida | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Walton County Florida | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Ada County Idaho | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Wayne County Michigan | 1 | $ 320,000 | $ 320,000 | $ 126,000 |
| Flathead County Montana | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Gallatin County Montana | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Washoe County Nevada | 1 | $ 264,000 | $ 264,000 | $ 72,000 |
| Swain County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 60,000 |
| Cleveland County Oklahoma | 1 | $ 153,000 | $ 153,000 | $ 35,000 |
| Creek County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 80,000 |
| Haskell County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Kingfisher County Oklahoma | 1 | $ 69,000 | $ 69,000 | $ 75,000 |
| Noble County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 10,000 |
| Tulsa County Oklahoma | 1 | $ 372,000 | $ 372,000 | $ 1,800,000 |
| Baker County Oregon | 1 | $ 68,000 | $ 68,000 | $ 72,000 |
| Crook County Oregon | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Douglas County Oregon | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Morrow County Oregon | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Union County Oregon | 1 | $ 152,000 | $ 152,000 | $ 80,000 |
| Wallowa County Oregon | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Yamhill County Oregon | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Iron County Utah | 1 | $ 267,000 | $ 267,000 | $ 40,000 |
| Millard County Utah | 1 | $ 99,000 | $ 99,000 | $ 65,000 |
| Benton County Washington | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Klickitat County Washington | 1 | $ 180,000 | $ 180,000 | $ 40,000 |
| Mason County Washington | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Pacific County Washington | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Skagit County Washington | 1 | $ 168,000 | $ 168,000 | $ 72,000 |
| Stevens County Washington | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Walla Walla County Washington | 1 | $ 159,000 | $ 159,000 | $ 48,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Home Capital Funding Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,242 | $1,174,322,000 | $185,600 | $1,995,000 | $88,466 | $1,700,000 |
| Home Purchase | 3,536 | $827,037,000 | $161,250 | $1,388,000 | $109,500 | $1,800,000 |
| Home Improvement | 15 | $3,777,000 | $202,000 | $585,000 | $77,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,363 | $598,254,000 | $157,333 | $1,330,000 | $91,416 | $1,440,000 |
| White | 2,298 | $582,343,000 | $199,588 | $1,995,000 | $107,176 | $936,000 |
| Not Provided | 1,730 | $450,355,000 | $165,312 | $1,495,000 | $85,187 | $1,500,000 |
| Asian | 918 | $251,871,000 | $155,142 | $1,680,000 | $100,571 | $720,000 |
| Black or African American | 313 | $79,678,000 | $213,857 | $863,000 | $325,142 | $1,800,000 |
| Native Hawaiian or Other Pacific Islander | 132 | $31,932,000 | $194,400 | $860,000 | $82,800 | $1,700,000 |
| American Indian or Alaskan Native | 39 | $10,703,000 | $208,800 | $750,000 | $171,400 | $735,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,793 | $2,005,136,000 | $175,888 | $1,995,000 | $101,277 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,162 | $833,539,000 | $183,583 | $1,680,000 | $139,333 | $1,800,000 |
| Application Approved But Not Accepted | 1,723 | $434,453,000 | $170,500 | $1,222,000 | $91,500 | $1,176,000 |
| Application Denied By Financial Institution | 1,502 | $387,666,000 | $158,062 | $1,995,000 | $90,000 | $1,440,000 |
| Application Withdrawn By Applicant | 1,073 | $252,986,000 | $163,400 | $1,700,000 | $82,600 | $1,700,000 |
| File Closed For Incompleteness | 331 | $96,019,000 | $241,375 | $1,330,000 | $92,500 | $1,230,000 |
| Loan Purchased By The Institution | 2 | $473,000 | $236,500 | $358,000 | $66,000 | $78,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 291 | $73,076,000 | $136,750 | $1,027,000 | $76,500 | $1,440,000 |
| Other | 208 | $56,742,000 | $160,333 | $1,203,000 | $122,111 | $920,000 |
| Debt-To-Income Ratio | 128 | $31,359,000 | $211,000 | $1,388,000 | $73,833 | $296,000 |
| Collateral | 77 | $20,295,000 | $207,142 | $750,000 | $171,000 | $735,000 |
| Employment History | 58 | $15,682,000 | $189,600 | $950,000 | $93,200 | $327,000 |
| Unverifiable Information | 23 | $5,942,000 | $143,666 | $697,000 | $95,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,156,000 | $231,000 | $400,000 | $264,000 | $420,000 |
| Credit Application Incomplete | 1 | $415,000 | $415,000 | $415,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.