Home Capital Funding Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Home Capital Funding Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Capital Funding Inc 3131 Camino Del Rio North Suite 310 San Diego, CA 92108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,793 |
| Total Mortgage Loan Application Amount | $2,005,136,000 |
| Average Mortgage Loan Application Amount | $174,787 |
| Highest Mortgage Loan Application Amount | $1,995,000 |
| Average Applicant Income | $97,969 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Home Capital Funding Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Capital Funding Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Home Capital Funding Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Capital Funding Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Capital Funding Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Capital Funding Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 3,613 | $ 1,046,768,000 | $ 289,000 | $ 131,000 |
| Riverside County California | 809 | $ 181,953,000 | $ 224,000 | $ 110,000 |
| Los Angeles County California | 448 | $ 129,331,000 | $ 288,000 | $ 118,000 |
| Imperial County California | 284 | $ 44,078,000 | $ 155,000 | $ 83,000 |
| Orange County California | 244 | $ 80,127,000 | $ 328,000 | $ 150,000 |
| Maricopa County Arizona | 217 | $ 37,266,000 | $ 171,000 | $ 99,000 |
| San Bernardino County California | 207 | $ 45,781,000 | $ 221,000 | $ 112,000 |
| Sacramento County California | 150 | $ 33,205,000 | $ 221,000 | $ 89,000 |
| Fresno County California | 137 | $ 24,521,000 | $ 178,000 | $ 89,000 |
| Shasta County California | 112 | $ 19,455,000 | $ 173,000 | $ 103,000 |
| King County Washington | 100 | $ 25,642,000 | $ 256,000 | $ 85,000 |
| Alameda County California | 82 | $ 24,975,000 | $ 304,000 | $ 135,000 |
| Contra Costa County California | 76 | $ 25,755,000 | $ 338,000 | $ 125,000 |
| Kern County California | 72 | $ 14,143,000 | $ 196,000 | $ 112,000 |
| Santa Clara County California | 66 | $ 26,046,000 | $ 394,000 | $ 150,000 |
| Pierce County Washington | 58 | $ 11,730,000 | $ 202,000 | $ 111,000 |
| Stanislaus County California | 57 | $ 11,961,000 | $ 209,000 | $ 101,000 |
| Ventura County California | 51 | $ 18,373,000 | $ 360,000 | $ 116,000 |
| San Joaquin County California | 48 | $ 11,599,000 | $ 241,000 | $ 112,000 |
| Snohomish County Washington | 47 | $ 10,848,000 | $ 230,000 | $ 124,000 |
| Solano County California | 41 | $ 10,841,000 | $ 264,000 | $ 96,000 |
| Yuma County Arizona | 34 | $ 4,406,000 | $ 129,000 | $ 90,000 |
| Merced County California | 34 | $ 6,965,000 | $ 204,000 | $ 77,000 |
| Jackson County Oregon | 34 | $ 4,923,000 | $ 144,000 | $ 64,000 |
| Placer County California | 27 | $ 7,318,000 | $ 271,000 | $ 120,000 |
| Pinellas County Florida | 26 | $ 2,636,000 | $ 101,000 | $ 111,000 |
| Salt Lake County Utah | 26 | $ 3,124,000 | $ 120,000 | $ 80,000 |
| Yolo County California | 24 | $ 5,455,000 | $ 227,000 | $ 98,000 |
| Multnomah County Oregon | 20 | $ 2,514,000 | $ 125,000 | $ 63,000 |
| San Mateo County California | 19 | $ 9,373,000 | $ 493,000 | $ 160,000 |
| Santa Barbara County California | 18 | $ 6,268,000 | $ 348,000 | $ 113,000 |
| Pinal County Arizona | 17 | $ 2,521,000 | $ 148,000 | $ 108,000 |
| Bernalillo County New Mexico | 17 | $ 2,185,000 | $ 128,000 | $ 96,000 |
| Tulare County California | 16 | $ 2,446,000 | $ 152,000 | $ 62,000 |
| Clackamas County Oregon | 16 | $ 1,852,000 | $ 115,000 | $ 71,000 |
| Washington County Oregon | 16 | $ 2,432,000 | $ 152,000 | $ 75,000 |
| Anchorage County Alaska | 15 | $ 1,585,000 | $ 105,000 | $ 91,000 |
| Monterey County California | 15 | $ 6,525,000 | $ 435,000 | $ 196,000 |
| San Luis Obispo County California | 15 | $ 5,279,000 | $ 351,000 | $ 100,000 |
| Sonoma County California | 15 | $ 4,710,000 | $ 314,000 | $ 115,000 |
| Pima County Arizona | 11 | $ 1,384,000 | $ 125,000 | $ 93,000 |
| Marin County California | 11 | $ 4,484,000 | $ 407,000 | $ 141,000 |
| Brevard County Florida | 11 | $ 1,698,000 | $ 154,000 | $ 75,000 |
| Hillsborough County Florida | 11 | $ 2,451,000 | $ 222,000 | $ 159,000 |
| Polk County Florida | 11 | $ 1,086,000 | $ 98,000 | $ 69,000 |
| Honolulu County Hawaii | 11 | $ 4,654,000 | $ 423,000 | $ 130,000 |
| Marion County Oregon | 11 | $ 992,000 | $ 90,000 | $ 131,000 |
| Kings County California | 10 | $ 2,029,000 | $ 202,000 | $ 78,000 |
| Davis County Utah | 10 | $ 1,244,000 | $ 124,000 | $ 57,000 |
| Mohave County Arizona | 9 | $ 1,870,000 | $ 207,000 | $ 72,000 |
| Napa County California | 9 | $ 2,494,000 | $ 277,000 | $ 95,000 |
| San Francisco County California | 9 | $ 2,977,000 | $ 330,000 | $ 105,000 |
| Sutter County California | 9 | $ 1,348,000 | $ 149,000 | $ 98,000 |
| Sabana Grande County Puerto Rico | 9 | $ 1,839,000 | $ 204,000 | $ 58,000 |
| Butte County California | 8 | $ 1,447,000 | $ 180,000 | $ 87,000 |
| Madera County California | 8 | $ 1,853,000 | $ 231,000 | $ 90,000 |
| Denver County Colorado | 8 | $ 848,000 | $ 106,000 | $ 100,000 |
| Lee County Florida | 8 | $ 1,317,000 | $ 164,000 | $ 65,000 |
| Kitsap County Washington | 8 | $ 1,094,000 | $ 136,000 | $ 79,000 |
| Santa Cruz County California | 7 | $ 2,725,000 | $ 389,000 | $ 139,000 |
| Tehama County California | 7 | $ 995,000 | $ 142,000 | $ 155,000 |
| Broward County Florida | 7 | $ 1,575,000 | $ 225,000 | $ 108,000 |
| Orange County Florida | 7 | $ 830,000 | $ 118,000 | $ 52,000 |
| Maui County Hawaii | 7 | $ 2,309,000 | $ 329,000 | $ 150,000 |
| Oklahoma County Oklahoma | 7 | $ 390,000 | $ 55,000 | $ 96,000 |
| Weber County Utah | 7 | $ 501,000 | $ 71,000 | $ 55,000 |
| El Dorado County California | 6 | $ 2,466,000 | $ 411,000 | $ 133,000 |
| Larimer County Colorado | 6 | $ 679,000 | $ 113,000 | $ 65,000 |
| Miami-Dade County Florida | 6 | $ 989,000 | $ 164,000 | $ 154,000 |
| Jackson County Missouri | 6 | $ 384,000 | $ 64,000 | $ 180,000 |
| Lane County Oregon | 6 | $ 859,000 | $ 143,000 | $ 103,000 |
| Utah County Utah | 6 | $ 899,000 | $ 149,000 | $ 76,000 |
| Spokane County Washington | 6 | $ 776,000 | $ 129,000 | $ 95,000 |
| Humboldt County California | 5 | $ 1,185,000 | $ 237,000 | $ 66,000 |
| Duval County Florida | 5 | $ 579,000 | $ 115,000 | $ 52,000 |
| Deschutes County Oregon | 5 | $ 1,775,000 | $ 355,000 | $ 231,000 |
| Clark County Washington | 5 | $ 556,000 | $ 111,000 | $ 62,000 |
| Yavapai County Arizona | 4 | $ 567,000 | $ 141,000 | $ 80,000 |
| Nevada County California | 4 | $ 1,232,000 | $ 308,000 | $ 60,000 |
| Siskiyou County California | 4 | $ 566,000 | $ 141,000 | $ 53,000 |
| Yuba County California | 4 | $ 1,192,000 | $ 298,000 | $ 109,000 |
| Arapahoe County Colorado | 4 | $ 1,002,000 | $ 250,000 | $ 179,000 |
| Hawaii County Hawaii | 4 | $ 1,401,000 | $ 350,000 | $ 47,000 |
| Clark County Nevada | 4 | $ 524,000 | $ 131,000 | $ 98,000 |
| Linn County Oregon | 4 | $ 736,000 | $ 184,000 | $ 51,000 |
| Washington County Utah | 4 | $ 389,000 | $ 97,000 | $ 79,000 |
| Whatcom County Washington | 4 | $ 886,000 | $ 221,000 | $ 72,000 |
| Mendocino County California | 3 | $ 754,000 | $ 251,000 | $ 45,000 |
| Kauai County Hawaii | 3 | $ 1,316,000 | $ 438,000 | $ 383,000 |
| Dona Ana County New Mexico | 3 | $ 222,000 | $ 74,000 | $ 50,000 |
| Santa Fe County New Mexico | 3 | $ 875,000 | $ 291,000 | $ 72,000 |
| Taos County New Mexico | 3 | $ 426,000 | $ 142,000 | $ 200,000 |
| Polk County Oregon | 3 | $ 280,000 | $ 93,000 | $ 75,000 |
| Douglas County Washington | 3 | $ 342,000 | $ 114,000 | $ 72,000 |
| Island County Washington | 3 | $ 804,000 | $ 268,000 | $ 94,000 |
| Thurston County Washington | 3 | $ 399,000 | $ 133,000 | $ 66,000 |
| Juneau County Alaska | 2 | $ 324,000 | $ 162,000 | $ 40,000 |
| Cochise County Arizona | 2 | $ 183,000 | $ 91,000 | $ 45,000 |
| Graham County Arizona | 2 | $ 108,000 | $ 54,000 | $ 40,000 |
| Navajo County Arizona | 2 | $ 290,000 | $ 145,000 | $ 156,000 |
| Calaveras County California | 2 | $ 387,000 | $ 193,000 | $ 40,000 |
| Colusa County California | 2 | $ 836,000 | $ 418,000 | $ 120,000 |
| Del Norte County California | 2 | $ 341,000 | $ 170,000 | $ 45,000 |
| Mariposa County California | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Tuolumne County California | 2 | $ 203,000 | $ 101,000 | $ 40,000 |
| Adams County Colorado | 2 | $ 238,000 | $ 119,000 | $ 42,000 |
| Douglas County Colorado | 2 | $ 215,000 | $ 107,000 | $ 44,000 |
| Jefferson County Colorado | 2 | $ 225,000 | $ 112,000 | $ 56,000 |
| Mesa County Colorado | 2 | $ 198,000 | $ 99,000 | $ 40,000 |
| Pueblo County Colorado | 2 | $ 158,000 | $ 79,000 | $ 75,000 |
| Weld County Colorado | 2 | $ 155,000 | $ 77,000 | $ 42,000 |
| Lake County Florida | 2 | $ 447,000 | $ 223,000 | $ 115,000 |
| Osceola County Florida | 2 | $ 434,000 | $ 217,000 | $ 60,000 |
| Palm Beach County Florida | 2 | $ 372,000 | $ 186,000 | $ 43,000 |
| Pasco County Florida | 2 | $ 120,000 | $ 60,000 | $ 48,000 |
| St. Lucie County Florida | 2 | $ 378,000 | $ 189,000 | $ 60,000 |
| Volusia County Florida | 2 | $ 306,000 | $ 153,000 | $ 36,000 |
| Idaho County Idaho | 2 | $ 150,000 | $ 75,000 | $ 40,000 |
| Boone County Missouri | 2 | $ 187,000 | $ 93,000 | $ 164,000 |
| Stone County Missouri | 2 | $ 195,000 | $ 97,000 | $ 129,000 |
| Sandoval County New Mexico | 2 | $ 158,000 | $ 79,000 | $ 84,000 |
| Valencia County New Mexico | 2 | $ 140,000 | $ 70,000 | $ 72,000 |
| Coos County Oregon | 2 | $ 143,000 | $ 71,000 | $ 45,000 |
| Josephine County Oregon | 2 | $ 441,000 | $ 220,000 | $ 50,000 |
| Cowlitz County Washington | 2 | $ 177,000 | $ 88,000 | $ 67,000 |
| Grays Harbor County Washington | 2 | $ 455,000 | $ 227,000 | $ 45,000 |
| Jefferson County Washington | 2 | $ 258,000 | $ 129,000 | $ 64,000 |
| Okanogan County Washington | 2 | $ 248,000 | $ 124,000 | $ 83,000 |
| La Paz County Arizona | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Santa Cruz County Arizona | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Lake County California | 1 | $ 207,000 | $ 207,000 | $ 75,000 |
| Mono County California | 1 | $ 51,000 | $ 51,000 | $ 40,000 |
| Boulder County Colorado | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Montrose County Colorado | 1 | $ 224,000 | $ 224,000 | $ 93,000 |
| Charlotte County Florida | 1 | $ 112,000 | $ 112,000 | $ 25,000 |
| Citrus County Florida | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| Flagler County Florida | 1 | $ 190,000 | $ 190,000 | $ 35,000 |
| Gadsden County Florida | 1 | $ 186,000 | $ 186,000 | $ 75,000 |
| Hernando County Florida | 1 | $ 230,000 | $ 230,000 | $ 93,000 |
| Jefferson County Florida | 1 | $ 190,000 | $ 190,000 | $ 54,000 |
| Martin County Florida | 1 | $ 419,000 | $ 419,000 | $ 238,000 |
| Okaloosa County Florida | 1 | $ 162,000 | $ 162,000 | $ 43,000 |
| Santa Rosa County Florida | 1 | $ 585,000 | $ 585,000 | $ 202,000 |
| Sarasota County Florida | 1 | $ 30,000 | $ 30,000 | $ 105,000 |
| Seminole County Florida | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Walton County Florida | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Ada County Idaho | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Wayne County Michigan | 1 | $ 320,000 | $ 320,000 | $ 126,000 |
| Flathead County Montana | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Gallatin County Montana | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Washoe County Nevada | 1 | $ 264,000 | $ 264,000 | $ 72,000 |
| Swain County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 60,000 |
| Cleveland County Oklahoma | 1 | $ 153,000 | $ 153,000 | $ 35,000 |
| Creek County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 80,000 |
| Haskell County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Kingfisher County Oklahoma | 1 | $ 69,000 | $ 69,000 | $ 75,000 |
| Noble County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 10,000 |
| Tulsa County Oklahoma | 1 | $ 372,000 | $ 372,000 | $ 1,800,000 |
| Baker County Oregon | 1 | $ 68,000 | $ 68,000 | $ 72,000 |
| Crook County Oregon | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Douglas County Oregon | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Morrow County Oregon | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Union County Oregon | 1 | $ 152,000 | $ 152,000 | $ 80,000 |
| Wallowa County Oregon | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Yamhill County Oregon | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Iron County Utah | 1 | $ 267,000 | $ 267,000 | $ 40,000 |
| Millard County Utah | 1 | $ 99,000 | $ 99,000 | $ 65,000 |
| Benton County Washington | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Klickitat County Washington | 1 | $ 180,000 | $ 180,000 | $ 40,000 |
| Mason County Washington | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Pacific County Washington | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Skagit County Washington | 1 | $ 168,000 | $ 168,000 | $ 72,000 |
| Stevens County Washington | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Walla Walla County Washington | 1 | $ 159,000 | $ 159,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Home Capital Funding Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,242 | $1,174,322,000 | $185,600 | $1,995,000 | $88,466 | $1,700,000 |
| Home Purchase | 3,536 | $827,037,000 | $161,250 | $1,388,000 | $109,500 | $1,800,000 |
| Home Improvement | 15 | $3,777,000 | $202,000 | $585,000 | $77,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,363 | $598,254,000 | $157,333 | $1,330,000 | $91,416 | $1,440,000 |
| White | 2,298 | $582,343,000 | $199,588 | $1,995,000 | $107,176 | $936,000 |
| Not Provided | 1,730 | $450,355,000 | $165,312 | $1,495,000 | $85,187 | $1,500,000 |
| Asian | 918 | $251,871,000 | $155,142 | $1,680,000 | $100,571 | $720,000 |
| Black or African American | 313 | $79,678,000 | $213,857 | $863,000 | $325,142 | $1,800,000 |
| Native Hawaiian or Other Pacific Islander | 132 | $31,932,000 | $194,400 | $860,000 | $82,800 | $1,700,000 |
| American Indian or Alaskan Native | 39 | $10,703,000 | $208,800 | $750,000 | $171,400 | $735,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,793 | $2,005,136,000 | $175,888 | $1,995,000 | $101,277 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,162 | $833,539,000 | $183,583 | $1,680,000 | $139,333 | $1,800,000 |
| Application Approved But Not Accepted | 1,723 | $434,453,000 | $170,500 | $1,222,000 | $91,500 | $1,176,000 |
| Application Denied By Financial Institution | 1,502 | $387,666,000 | $158,062 | $1,995,000 | $90,000 | $1,440,000 |
| Application Withdrawn By Applicant | 1,073 | $252,986,000 | $163,400 | $1,700,000 | $82,600 | $1,700,000 |
| File Closed For Incompleteness | 331 | $96,019,000 | $241,375 | $1,330,000 | $92,500 | $1,230,000 |
| Loan Purchased By The Institution | 2 | $473,000 | $236,500 | $358,000 | $66,000 | $78,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 291 | $73,076,000 | $136,750 | $1,027,000 | $76,500 | $1,440,000 |
| Other | 208 | $56,742,000 | $160,333 | $1,203,000 | $122,111 | $920,000 |
| Debt-To-Income Ratio | 128 | $31,359,000 | $211,000 | $1,388,000 | $73,833 | $296,000 |
| Collateral | 77 | $20,295,000 | $207,142 | $750,000 | $171,000 | $735,000 |
| Employment History | 58 | $15,682,000 | $189,600 | $950,000 | $93,200 | $327,000 |
| Unverifiable Information | 23 | $5,942,000 | $143,666 | $697,000 | $95,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,156,000 | $231,000 | $400,000 | $264,000 | $420,000 |
| Credit Application Incomplete | 1 | $415,000 | $415,000 | $415,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Capital Funding Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Capital Funding Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.