Home Consultants
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Home Consultants 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Consultants 473 Easton Turnpike Ste A Lake Ariel, PA 18436 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,179 |
| Total Mortgage Loan Application Amount | $234,823,000 |
| Average Mortgage Loan Application Amount | $173,931 |
| Highest Mortgage Loan Application Amount | $1,890,000 |
| Average Applicant Income | $61,386 |
| Highest Applicant Income | $706,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Home Consultants. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Consultants's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Home Consultants's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Consultants serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Consultants, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Consultants's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richmond County New York | 59 | $ 13,523,000 | $ 229,000 | $ 99,000 |
| Kings County New York | 57 | $ 16,243,000 | $ 284,000 | $ 74,000 |
| Queens County New York | 55 | $ 17,727,000 | $ 322,000 | $ 77,000 |
| Suffolk County New York | 51 | $ 13,175,000 | $ 258,000 | $ 78,000 |
| Lackawanna County Pennsylvania | 42 | $ 5,130,000 | $ 122,000 | $ 43,000 |
| Burlington County New Jersey | 34 | $ 5,928,000 | $ 174,000 | $ 79,000 |
| Prince George's County Maryland | 31 | $ 6,390,000 | $ 206,000 | $ 69,000 |
| Monmouth County New Jersey | 28 | $ 7,982,000 | $ 285,000 | $ 104,000 |
| Nassau County New York | 27 | $ 7,465,000 | $ 276,000 | $ 109,000 |
| Middlesex County New Jersey | 25 | $ 5,511,000 | $ 220,000 | $ 114,000 |
| Camden County New Jersey | 21 | $ 2,834,000 | $ 134,000 | $ 64,000 |
| Guilford County North Carolina | 20 | $ 1,972,000 | $ 98,000 | $ 57,000 |
| Essex County New Jersey | 18 | $ 4,296,000 | $ 238,000 | $ 78,000 |
| District of Columbia County District Of Columbia | 17 | $ 3,744,000 | $ 220,000 | $ 82,000 |
| Oneida County New York | 17 | $ 1,574,000 | $ 92,000 | $ 40,000 |
| Ocean County New Jersey | 15 | $ 3,415,000 | $ 227,000 | $ 82,000 |
| Philadelphia County Pennsylvania | 15 | $ 1,366,000 | $ 91,000 | $ 53,000 |
| Bergen County New Jersey | 14 | $ 6,367,000 | $ 454,000 | $ 105,000 |
| Westchester County New York | 14 | $ 6,380,000 | $ 455,000 | $ 174,000 |
| Union County New Jersey | 13 | $ 3,172,000 | $ 244,000 | $ 114,000 |
| Manatee County Florida | 12 | $ 1,522,000 | $ 126,000 | $ 86,000 |
| Hillsborough County Florida | 11 | $ 1,166,000 | $ 106,000 | $ 57,000 |
| Cayuga County New York | 11 | $ 814,000 | $ 74,000 | $ 38,000 |
| Montgomery County Pennsylvania | 11 | $ 3,318,000 | $ 301,000 | $ 120,000 |
| Wayne County Pennsylvania | 11 | $ 966,000 | $ 87,000 | $ 40,000 |
| East Baton Rouge County Louisiana | 10 | $ 965,000 | $ 96,000 | $ 27,000 |
| Bucks County Pennsylvania | 10 | $ 2,339,000 | $ 233,000 | $ 88,000 |
| Somerset County New Jersey | 9 | $ 2,012,000 | $ 223,000 | $ 51,000 |
| Onondaga County New York | 9 | $ 598,000 | $ 66,000 | $ 76,000 |
| New Hanover County North Carolina | 9 | $ 1,540,000 | $ 171,000 | $ 98,000 |
| Orange County New York | 8 | $ 2,109,000 | $ 263,000 | $ 93,000 |
| Rockland County New York | 8 | $ 2,736,000 | $ 342,000 | $ 221,000 |
| Delaware County Pennsylvania | 8 | $ 1,333,000 | $ 166,000 | $ 135,000 |
| Monroe County Pennsylvania | 8 | $ 1,273,000 | $ 159,000 | $ 70,000 |
| Palm Beach County Florida | 7 | $ 1,406,000 | $ 200,000 | $ 129,000 |
| Hudson County New Jersey | 7 | $ 1,620,000 | $ 231,000 | $ 56,000 |
| Bronx County New York | 7 | $ 2,175,000 | $ 310,000 | $ 84,000 |
| Lincoln County North Carolina | 7 | $ 835,000 | $ 119,000 | $ 123,000 |
| Luzerne County Pennsylvania | 7 | $ 497,000 | $ 71,000 | $ 45,000 |
| Prince William County Virginia | 7 | $ 1,940,000 | $ 277,000 | $ 86,000 |
| Fairfield County Connecticut | 6 | $ 1,635,000 | $ 272,000 | $ 91,000 |
| Sarasota County Florida | 6 | $ 709,000 | $ 118,000 | $ 54,000 |
| Baltimore City County Maryland | 6 | $ 897,000 | $ 149,000 | $ 58,000 |
| Rankin County Mississippi | 6 | $ 650,000 | $ 108,000 | $ 61,000 |
| Mecklenburg County North Carolina | 6 | $ 772,000 | $ 128,000 | $ 41,000 |
| Union County North Carolina | 6 | $ 626,000 | $ 104,000 | $ 42,000 |
| Virginia Beach County Virginia | 6 | $ 566,000 | $ 94,000 | $ 29,000 |
| Broward County Florida | 5 | $ 705,000 | $ 141,000 | $ 77,000 |
| Pasco County Florida | 5 | $ 438,000 | $ 87,000 | $ 70,000 |
| Charles County Maryland | 5 | $ 1,197,000 | $ 239,000 | $ 70,000 |
| Worcester County Massachusetts | 5 | $ 993,000 | $ 198,000 | $ 72,000 |
| Mercer County New Jersey | 5 | $ 1,339,000 | $ 267,000 | $ 224,000 |
| Caldwell County North Carolina | 5 | $ 351,000 | $ 70,000 | $ 31,000 |
| Forsyth County North Carolina | 5 | $ 388,000 | $ 77,000 | $ 71,000 |
| Chester County Pennsylvania | 5 | $ 1,803,000 | $ 360,000 | $ 174,000 |
| Pike County Pennsylvania | 5 | $ 792,000 | $ 158,000 | $ 49,000 |
| Montgomery County Tennessee | 5 | $ 369,000 | $ 73,000 | $ 42,000 |
| Arlington County Virginia | 5 | $ 1,227,000 | $ 245,000 | $ 179,000 |
| Fairfax County Virginia | 5 | $ 1,800,000 | $ 360,000 | $ 162,000 |
| Loudoun County Virginia | 5 | $ 1,920,000 | $ 384,000 | $ 145,000 |
| Lee County Florida | 4 | $ 3,334,000 | $ 833,000 | $ 180,000 |
| Miami-Dade County Florida | 4 | $ 511,000 | $ 127,000 | $ 90,000 |
| St. Lucie County Florida | 4 | $ 976,000 | $ 244,000 | $ 119,000 |
| Clayton County Georgia | 4 | $ 522,000 | $ 130,000 | $ 54,000 |
| Gloucester County New Jersey | 4 | $ 647,000 | $ 161,000 | $ 47,000 |
| Bernalillo County New Mexico | 4 | $ 699,000 | $ 174,000 | $ 78,000 |
| Albany County New York | 4 | $ 458,000 | $ 114,000 | $ 61,000 |
| Dutchess County New York | 4 | $ 1,506,000 | $ 376,000 | $ 146,000 |
| Monroe County New York | 4 | $ 328,000 | $ 82,000 | $ 64,000 |
| Brunswick County North Carolina | 4 | $ 468,000 | $ 117,000 | $ 98,000 |
| Burke County North Carolina | 4 | $ 264,000 | $ 66,000 | $ 26,000 |
| Catawba County North Carolina | 4 | $ 438,000 | $ 109,000 | $ 75,000 |
| Gaston County North Carolina | 4 | $ 455,000 | $ 113,000 | $ 41,000 |
| Iredell County North Carolina | 4 | $ 374,000 | $ 93,000 | $ 49,000 |
| Wayne County North Carolina | 4 | $ 320,000 | $ 80,000 | $ 15,000 |
| Susquehanna County Pennsylvania | 4 | $ 350,000 | $ 87,000 | $ 45,000 |
| New Castle County Delaware | 3 | $ 248,000 | $ 82,000 | $ 73,000 |
| Orange County Florida | 3 | $ 569,000 | $ 189,000 | $ 75,000 |
| Gwinnett County Georgia | 3 | $ 411,000 | $ 137,000 | $ 55,000 |
| Jefferson County Louisiana | 3 | $ 442,000 | $ 147,000 | $ 51,000 |
| Orleans County Louisiana | 3 | $ 591,000 | $ 197,000 | $ 104,000 |
| St. Charles County Louisiana | 3 | $ 298,000 | $ 99,000 | $ 35,000 |
| Montgomery County Maryland | 3 | $ 815,000 | $ 271,000 | $ 123,000 |
| Hancock County Mississippi | 3 | $ 621,000 | $ 207,000 | $ 88,000 |
| Hinds County Mississippi | 3 | $ 301,000 | $ 100,000 | $ 48,000 |
| St. Louis County Missouri | 3 | $ 418,000 | $ 139,000 | $ 71,000 |
| Passaic County New Jersey | 3 | $ 714,000 | $ 238,000 | $ 35,000 |
| Chenango County New York | 3 | $ 190,000 | $ 63,000 | $ 30,000 |
| Anson County North Carolina | 3 | $ 259,000 | $ 86,000 | $ 31,000 |
| Davidson County North Carolina | 3 | $ 162,000 | $ 54,000 | $ 45,000 |
| Duplin County North Carolina | 3 | $ 200,000 | $ 66,000 | $ 44,000 |
| Pender County North Carolina | 3 | $ 325,000 | $ 108,000 | $ 34,000 |
| Rowan County North Carolina | 3 | $ 245,000 | $ 81,000 | $ 38,000 |
| Northampton County Pennsylvania | 3 | $ 334,000 | $ 111,000 | $ 99,000 |
| Davidson County Tennessee | 3 | $ 322,000 | $ 107,000 | $ 38,000 |
| Jefferson County Tennessee | 3 | $ 401,000 | $ 133,000 | $ 53,000 |
| Henrico County Virginia | 3 | $ 451,000 | $ 150,000 | $ 54,000 |
| New Haven County Connecticut | 2 | $ 254,000 | $ 127,000 | $ 42,000 |
| Sussex County Delaware | 2 | $ 369,000 | $ 184,000 | $ 57,000 |
| Duval County Florida | 2 | $ 2,075,000 | $ 1,037,000 | $ 171,000 |
| Escambia County Florida | 2 | $ 220,000 | $ 110,000 | $ 62,000 |
| Hernando County Florida | 2 | $ 110,000 | $ 55,000 | $ 31,000 |
| Osceola County Florida | 2 | $ 282,000 | $ 141,000 | $ 123,000 |
| Pinellas County Florida | 2 | $ 122,000 | $ 61,000 | $ 29,000 |
| Santa Rosa County Florida | 2 | $ 227,000 | $ 113,000 | $ 212,000 |
| Cobb County Georgia | 2 | $ 430,000 | $ 215,000 | $ 28,000 |
| Fulton County Georgia | 2 | $ 387,000 | $ 193,000 | $ 59,000 |
| Marion County Indiana | 2 | $ 264,000 | $ 132,000 | $ 23,000 |
| Caddo County Louisiana | 2 | $ 312,000 | $ 156,000 | $ 45,000 |
| Lafayette County Louisiana | 2 | $ 223,000 | $ 111,000 | $ 70,000 |
| Lafourche County Louisiana | 2 | $ 207,000 | $ 103,000 | $ 61,000 |
| Baltimore County Maryland | 2 | $ 249,000 | $ 124,000 | $ 66,000 |
| Hampden County Massachusetts | 2 | $ 277,000 | $ 138,000 | $ 49,000 |
| Forrest County Mississippi | 2 | $ 128,000 | $ 64,000 | $ 19,000 |
| Harrison County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 87,000 |
| Madison County Mississippi | 2 | $ 196,000 | $ 98,000 | $ 44,000 |
| Pearl River County Mississippi | 2 | $ 188,000 | $ 94,000 | $ 48,000 |
| Jackson County Missouri | 2 | $ 191,000 | $ 95,000 | $ 58,000 |
| Morris County New Jersey | 2 | $ 597,000 | $ 298,000 | $ 85,000 |
| Delaware County New York | 2 | $ 105,000 | $ 52,000 | $ 45,000 |
| Herkimer County New York | 2 | $ 131,000 | $ 65,000 | $ 38,000 |
| Otsego County New York | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Putnam County New York | 2 | $ 725,000 | $ 362,000 | $ 35,000 |
| Saratoga County New York | 2 | $ 512,000 | $ 256,000 | $ 66,000 |
| Columbus County North Carolina | 2 | $ 154,000 | $ 77,000 | $ 54,000 |
| Randolph County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
| Surry County North Carolina | 2 | $ 235,000 | $ 117,000 | $ 41,000 |
| Wake County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 27,000 |
| Berks County Pennsylvania | 2 | $ 286,000 | $ 143,000 | $ 75,000 |
| Lehigh County Pennsylvania | 2 | $ 276,000 | $ 138,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 2 | $ 209,000 | $ 104,000 | $ 73,000 |
| York County Pennsylvania | 2 | $ 304,000 | $ 152,000 | $ 80,000 |
| Cherokee County South Carolina | 2 | $ 207,000 | $ 103,000 | $ 36,000 |
| Dorchester County South Carolina | 2 | $ 263,000 | $ 131,000 | $ 36,000 |
| Kershaw County South Carolina | 2 | $ 155,000 | $ 77,000 | $ 22,000 |
| Lexington County South Carolina | 2 | $ 186,000 | $ 93,000 | $ 16,000 |
| Hamblen County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 79,000 |
| Shelby County Tennessee | 2 | $ 282,000 | $ 141,000 | $ 78,000 |
| Morgan County West Virginia | 2 | $ 185,000 | $ 92,000 | $ 69,000 |
| Shelby County Alabama | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Butte County California | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Humboldt County California | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Kern County California | 1 | $ 187,000 | $ 187,000 | $ 51,000 |
| Los Angeles County California | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Orange County California | 1 | $ 280,000 | $ 280,000 | $ 0 |
| San Diego County California | 1 | $ 286,000 | $ 286,000 | $ 58,000 |
| Santa Barbara County California | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Bay County Florida | 1 | $ 200,000 | $ 200,000 | $ 372,000 |
| Citrus County Florida | 1 | $ 319,000 | $ 319,000 | $ 106,000 |
| Clay County Florida | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Indian River County Florida | 1 | $ 98,000 | $ 98,000 | $ 97,000 |
| Leon County Florida | 1 | $ 332,000 | $ 332,000 | $ 169,000 |
| Marion County Florida | 1 | $ 101,000 | $ 101,000 | $ 71,000 |
| Seminole County Florida | 1 | $ 33,000 | $ 33,000 | $ 36,000 |
| Cherokee County Georgia | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Coweta County Georgia | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
| DeKalb County Georgia | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Henry County Georgia | 1 | $ 243,000 | $ 243,000 | $ 71,000 |
| Rockdale County Georgia | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Cook County Illinois | 1 | $ 56,000 | $ 56,000 | $ 39,000 |
| Hamilton County Indiana | 1 | $ 173,000 | $ 173,000 | $ 116,000 |
| Howard County Indiana | 1 | $ 81,000 | $ 81,000 | $ 60,000 |
| St. Joseph County Indiana | 1 | $ 159,000 | $ 159,000 | $ 44,000 |
| Ascension County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 75,000 |
| Livingston County Louisiana | 1 | $ 117,000 | $ 117,000 | $ 83,000 |
| Natchitoches County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 26,000 |
| St. Tammany County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Tangipahoa County Louisiana | 1 | $ 153,000 | $ 153,000 | $ 84,000 |
| Anne Arundel County Maryland | 1 | $ 210,000 | $ 210,000 | $ 90,000 |
| Howard County Maryland | 1 | $ 240,000 | $ 240,000 | $ 45,000 |
| Queen Anne's County Maryland | 1 | $ 303,000 | $ 303,000 | $ 72,000 |
| Suffolk County Massachusetts | 1 | $ 248,000 | $ 248,000 | $ 44,000 |
| Berrien County Michigan | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Gladwin County Michigan | 1 | $ 131,000 | $ 131,000 | $ 104,000 |
| Macomb County Michigan | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Saginaw County Michigan | 1 | $ 129,000 | $ 129,000 | $ 51,000 |
| Wayne County Michigan | 1 | $ 69,000 | $ 69,000 | $ 72,000 |
| Hennepin County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 58,000 |
| Mille Lacs County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 55,000 |
| Calhoun County Mississippi | 1 | $ 47,000 | $ 47,000 | $ 23,000 |
| George County Mississippi | 1 | $ 91,000 | $ 91,000 | $ 44,000 |
| Grenada County Mississippi | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Jackson County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 62,000 |
| Jones County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Lamar County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 66,000 |
| Lauderdale County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Leflore County Mississippi | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| Lincoln County Mississippi | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Tishomingo County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Warren County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 31,000 |
| Yazoo County Mississippi | 1 | $ 84,000 | $ 84,000 | $ 311,000 |
| Atlantic County New Jersey | 1 | $ 143,000 | $ 143,000 | $ 78,000 |
| Cumberland County New Jersey | 1 | $ 176,000 | $ 176,000 | $ 65,000 |
| Hunterdon County New Jersey | 1 | $ 448,000 | $ 448,000 | $ 155,000 |
| Cortland County New York | 1 | $ 101,000 | $ 101,000 | $ 63,000 |
| Livingston County New York | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| Montgomery County New York | 1 | $ 103,000 | $ 103,000 | $ 64,000 |
| New York County New York | 1 | $ 548,000 | $ 548,000 | $ 36,000 |
| Ontario County New York | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Schenectady County New York | 1 | $ 97,000 | $ 97,000 | $ 702,000 |
| Seneca County New York | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| Sullivan County New York | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Wyoming County New York | 1 | $ 72,000 | $ 72,000 | $ 375,000 |
| Yates County New York | 1 | $ 191,000 | $ 191,000 | $ 267,000 |
| Ashe County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 120,000 |
| Buncombe County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 27,000 |
| Craven County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| Cumberland County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 488,000 | $ 488,000 | $ 225,000 |
| Granville County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Haywood County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Lenoir County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Onslow County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Rockingham County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 63,000 |
| Stokes County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 41,000 |
| Wilkes County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 28,000 |
| Butler County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Carbon County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 93,000 |
| Lancaster County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Lycoming County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Schuylkill County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Wyoming County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| Chesterfield County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Sumter County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Fayette County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Hamilton County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Rutherford County Tennessee | 1 | $ 279,000 | $ 279,000 | $ 92,000 |
| Sevier County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 48,000 |
| El Paso County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 109,000 | $ 109,000 | $ 66,000 |
| Johnson County Texas | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| Liberty County Texas | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Bedford County Virginia | 1 | $ 136,000 | $ 136,000 | $ 36,000 |
| Charlotte County Virginia | 1 | $ 126,000 | $ 126,000 | $ 31,000 |
| Chesterfield County Virginia | 1 | $ 99,000 | $ 99,000 | $ 45,000 |
| Culpeper County Virginia | 1 | $ 280,000 | $ 280,000 | $ 102,000 |
| Fauquier County Virginia | 1 | $ 360,000 | $ 360,000 | $ 83,000 |
| Frederick County Virginia | 1 | $ 264,000 | $ 264,000 | $ 170,000 |
| Hampton County Virginia | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Newport News County Virginia | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Norfolk County Virginia | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Poquoson County Virginia | 1 | $ 216,000 | $ 216,000 | $ 112,000 |
| Southampton County Virginia | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Spotsylvania County Virginia | 1 | $ 133,000 | $ 133,000 | $ 67,000 |
| Suffolk County Virginia | 1 | $ 426,000 | $ 426,000 | $ 102,000 |
| Winchester County Virginia | 1 | $ 580,000 | $ 580,000 | $ 183,000 |
| Jefferson County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Ohio County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Home Consultants in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 702 | $136,891,000 | $158,080 | $1,890,000 | $62,040 | $706,000 |
| Home Purchase | 477 | $97,932,000 | $194,789 | $1,870,000 | $60,526 | $702,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 677 | $127,942,000 | $166,880 | $1,890,000 | $68,480 | $706,000 |
| Black or African American | 262 | $48,884,000 | $144,375 | $638,000 | $61,125 | $311,000 |
| Hispanic | 142 | $33,266,000 | $167,538 | $1,463,000 | $48,538 | $422,000 |
| Asian | 51 | $12,357,000 | $161,125 | $632,000 | $89,125 | $353,000 |
| Not applicable | 28 | $7,571,000 | $207,125 | $1,500,000 | $11,625 | $82,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $4,325,000 | $188,000 | $800,000 | $76,000 | $360,000 |
| Not Provided | 3 | $428,000 | $142,666 | $200,000 | $70,000 | $110,000 |
| American Indian or Alaskan Native | 1 | $50,000 | $50,000 | $50,000 | $28,000 | $28,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 984 | $202,592,000 | $165,730 | $1,890,000 | $64,153 | $706,000 |
| FHA-insured (Federal Housing Administration) | 184 | $30,566,000 | $129,583 | $509,000 | $45,750 | $702,000 |
| VA-guaranteed (Veterans Administration) | 11 | $1,665,000 | $162,857 | $245,000 | $30,000 | $82,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 816 | $142,160,000 | $156,583 | $1,870,000 | $64,416 | $702,000 |
| Application Withdrawn By Applicant | 306 | $81,387,000 | $183,050 | $1,890,000 | $64,650 | $706,000 |
| Application Denied By Financial Institution | 43 | $8,569,000 | $153,750 | $664,000 | $49,500 | $286,000 |
| Application Approved But Not Accepted | 14 | $2,707,000 | $171,666 | $509,000 | $58,166 | $141,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Consultants's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Consultants's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.