Home Loan Center
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Home Loan Center 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Center 163 Technology Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 45,642 |
| Total Mortgage Loan Application Amount | $9,294,899,000 |
| Average Mortgage Loan Application Amount | $173,092 |
| Highest Mortgage Loan Application Amount | $2,575,000 |
| Average Applicant Income | $80,635 |
| Highest Applicant Income | $2,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Home Loan Center. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Center's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Home Loan Center's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Center serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Center, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Center's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,751 | $ 345,367,000 | $ 197,000 | $ 75,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,285 | $ 324,583,000 | $ 252,000 | $ 83,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,270 | $ 368,091,000 | $ 289,000 | $ 93,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,076 | $ 214,683,000 | $ 199,000 | $ 84,000 |
| BALTIMORE-TOWSON, MD | 1,025 | $ 215,721,000 | $ 210,000 | $ 79,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,018 | $ 175,720,000 | $ 172,000 | $ 82,000 |
| LAS VEGAS-PARADISE, NV | 892 | $ 200,399,000 | $ 224,000 | $ 68,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 847 | $ 142,503,000 | $ 168,000 | $ 68,000 |
| ORLANDO, FL | 799 | $ 147,958,000 | $ 185,000 | $ 72,000 |
| PHILADELPHIA, PA | 768 | $ 153,471,000 | $ 199,000 | $ 83,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 703 | $ 199,294,000 | $ 283,000 | $ 97,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 661 | $ 169,502,000 | $ 256,000 | $ 79,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 632 | $ 218,386,000 | $ 345,000 | $ 100,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 613 | $ 110,798,000 | $ 180,000 | $ 72,000 |
| NASSAU-SUFFOLK, NY | 607 | $ 164,501,000 | $ 271,000 | $ 103,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 550 | $ 126,448,000 | $ 229,000 | $ 81,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 539 | $ 118,620,000 | $ 220,000 | $ 75,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 503 | $ 156,140,000 | $ 310,000 | $ 84,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 502 | $ 95,879,000 | $ 190,000 | $ 73,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 486 | $ 131,092,000 | $ 269,000 | $ 93,000 |
| DENVER-AURORA, CO | 444 | $ 81,705,000 | $ 184,000 | $ 81,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 399 | $ 85,529,000 | $ 214,000 | $ 85,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 398 | $ 80,799,000 | $ 203,000 | $ 80,000 |
| RICHMOND, VA | 398 | $ 66,642,000 | $ 167,000 | $ 78,000 |
| JACKSONVILLE, FL | 393 | $ 64,575,000 | $ 164,000 | $ 81,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 392 | $ 77,969,000 | $ 198,000 | $ 82,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 391 | $ 127,938,000 | $ 327,000 | $ 95,000 |
| BOSTON-QUINCY, MA | 342 | $ 84,071,000 | $ 245,000 | $ 83,000 |
| HONOLULU, HI | 340 | $ 98,424,000 | $ 289,000 | $ 86,000 |
| TUCSON, AZ | 339 | $ 58,661,000 | $ 173,000 | $ 78,000 |
| ST. LOUIS, MO-IL | 313 | $ 48,547,000 | $ 155,000 | $ 81,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 305 | $ 56,096,000 | $ 183,000 | $ 86,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 288 | $ 47,277,000 | $ 164,000 | $ 74,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 279 | $ 45,612,000 | $ 163,000 | $ 80,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 262 | $ 56,492,000 | $ 215,000 | $ 87,000 |
| BAKERSFIELD, CA | 250 | $ 47,845,000 | $ 191,000 | $ 76,000 |
| RENO-SPARKS, NV | 246 | $ 57,681,000 | $ 234,000 | $ 76,000 |
| WILMINGTON, DE-MD-NJ | 240 | $ 43,065,000 | $ 179,000 | $ 77,000 |
| SARASOTA-BRADENTON-VENICE, FL | 230 | $ 46,356,000 | $ 201,000 | $ 70,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 229 | $ 55,815,000 | $ 243,000 | $ 90,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 228 | $ 49,942,000 | $ 219,000 | $ 82,000 |
| FRESNO, CA | 223 | $ 45,915,000 | $ 205,000 | $ 103,000 |
| WORCESTER, MA | 216 | $ 42,385,000 | $ 196,000 | $ 75,000 |
| CAPE CORAL-FORT MYERS, FL | 214 | $ 40,779,000 | $ 190,000 | $ 69,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 212 | $ 36,581,000 | $ 172,000 | $ 69,000 |
| INDIANAPOLIS, IN | 211 | $ 28,652,000 | $ 135,000 | $ 74,000 |
| TACOMA, WA | 210 | $ 38,805,000 | $ 184,000 | $ 76,000 |
| STOCKTON, CA | 199 | $ 52,160,000 | $ 262,000 | $ 79,000 |
| SALT LAKE CITY, UT | 195 | $ 32,057,000 | $ 164,000 | $ 77,000 |
| NEW HAVEN-MILFORD, CT | 191 | $ 37,092,000 | $ 194,000 | $ 80,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 187 | $ 68,785,000 | $ 367,000 | $ 117,000 |
| PITTSBURGH, PA | 183 | $ 28,408,000 | $ 155,000 | $ 81,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 180 | $ 39,044,000 | $ 216,000 | $ 79,000 |
| VALLEJO-FAIRFIELD, CA | 179 | $ 52,053,000 | $ 290,000 | $ 91,000 |
| COLUMBUS, OH | 175 | $ 26,131,000 | $ 149,000 | $ 78,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 167 | $ 26,222,000 | $ 157,000 | $ 71,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 166 | $ 25,849,000 | $ 155,000 | $ 84,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 165 | $ 27,449,000 | $ 166,000 | $ 72,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 164 | $ 42,852,000 | $ 261,000 | $ 101,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 164 | $ 32,161,000 | $ 196,000 | $ 69,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 163 | $ 26,414,000 | $ 162,000 | $ 69,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 163 | $ 53,765,000 | $ 329,000 | $ 98,000 |
| KANSAS CITY, MO-KS | 162 | $ 22,220,000 | $ 137,000 | $ 75,000 |
| ALBUQUERQUE, NM | 161 | $ 23,415,000 | $ 145,000 | $ 68,000 |
| ALBANY-SCHENECTADY-TROY, NY | 159 | $ 25,033,000 | $ 157,000 | $ 74,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 156 | $ 25,676,000 | $ 164,000 | $ 77,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 155 | $ 55,866,000 | $ 360,000 | $ 101,000 |
| RALEIGH-CARY, NC | 143 | $ 24,516,000 | $ 171,000 | $ 87,000 |
| ESSEX COUNTY, MA | 138 | $ 34,271,000 | $ 248,000 | $ 89,000 |
| LAKELAND, FL | 136 | $ 19,088,000 | $ 140,000 | $ 75,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 135 | $ 21,375,000 | $ 158,000 | $ 75,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 135 | $ 20,378,000 | $ 150,000 | $ 78,000 |
| MANCHESTER-NASHUA, NH | 131 | $ 24,620,000 | $ 187,000 | $ 82,000 |
| SPRINGFIELD, MA | 130 | $ 20,619,000 | $ 158,000 | $ 71,000 |
| MODESTO, CA | 125 | $ 30,068,000 | $ 240,000 | $ 88,000 |
| BOISE CITY-NAMPA, ID | 122 | $ 20,594,000 | $ 168,000 | $ 71,000 |
| COLORADO SPRINGS, CO | 121 | $ 20,604,000 | $ 170,000 | $ 84,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 116 | $ 14,591,000 | $ 125,000 | $ 70,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 116 | $ 20,587,000 | $ 177,000 | $ 66,000 |
| ANCHORAGE, AK | 114 | $ 21,047,000 | $ 184,000 | $ 75,000 |
| VISALIA-PORTERVILLE, CA | 114 | $ 20,363,000 | $ 178,000 | $ 61,000 |
| BIRMINGHAM-HOOVER, AL | 112 | $ 16,491,000 | $ 147,000 | $ 73,000 |
| LOUISVILLE, KY-IN | 109 | $ 15,071,000 | $ 138,000 | $ 72,000 |
| OKLAHOMA CITY, OK | 109 | $ 14,228,000 | $ 130,000 | $ 79,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 108 | $ 21,616,000 | $ 200,000 | $ 85,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 108 | $ 18,680,000 | $ 172,000 | $ 68,000 |
| MEMPHIS, TN-MS-AR | 93 | $ 14,674,000 | $ 157,000 | $ 94,000 |
| NAPLES-MARCO ISLAND, FL | 92 | $ 22,891,000 | $ 248,000 | $ 102,000 |
| GARY, IN | 90 | $ 13,753,000 | $ 152,000 | $ 82,000 |
| PROVO-OREM, UT | 89 | $ 15,103,000 | $ 169,000 | $ 72,000 |
| YORK-HANOVER, PA | 89 | $ 13,630,000 | $ 153,000 | $ 91,000 |
| HARRISBURG-CARLISLE, PA | 86 | $ 13,019,000 | $ 151,000 | $ 69,000 |
| EUGENE-SPRINGFIELD, OR | 84 | $ 14,418,000 | $ 171,000 | $ 77,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 82 | $ 13,903,000 | $ 169,000 | $ 65,000 |
| NORWICH-NEW LONDON, CT | 82 | $ 13,154,000 | $ 160,000 | $ 93,000 |
| BUFFALO-NIAGARA FALLS, NY | 80 | $ 9,635,000 | $ 120,000 | $ 70,000 |
| DES MOINES, IA | 80 | $ 10,302,000 | $ 128,000 | $ 73,000 |
| SPOKANE, WA | 80 | $ 11,367,000 | $ 142,000 | $ 80,000 |
| PRESCOTT, AZ | 78 | $ 14,730,000 | $ 188,000 | $ 62,000 |
| BATON ROUGE, LA | 77 | $ 10,023,000 | $ 130,000 | $ 76,000 |
| BREMERTON-SILVERDALE, WA | 76 | $ 14,873,000 | $ 195,000 | $ 70,000 |
| SANTA ROSA-PETALUMA, CA | 76 | $ 23,561,000 | $ 310,000 | $ 81,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 75 | $ 9,159,000 | $ 122,000 | $ 76,000 |
| SALEM, OR | 75 | $ 11,381,000 | $ 151,000 | $ 79,000 |
| TULSA, OK | 74 | $ 8,674,000 | $ 117,000 | $ 79,000 |
| WILMINGTON, NC | 72 | $ 13,572,000 | $ 188,000 | $ 81,000 |
| OGDEN-CLEARFIELD, UT | 71 | $ 10,402,000 | $ 146,000 | $ 74,000 |
| ROCHESTER, NY | 71 | $ 8,516,000 | $ 119,000 | $ 73,000 |
| KNOXVILLE, TN | 70 | $ 10,484,000 | $ 149,000 | $ 74,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 69 | $ 14,470,000 | $ 209,000 | $ 88,000 |
| MADISON, WI | 69 | $ 10,227,000 | $ 148,000 | $ 74,000 |
| AKRON, OH | 68 | $ 11,427,000 | $ 168,000 | $ 80,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 68 | $ 12,864,000 | $ 189,000 | $ 84,000 |
| GREENSBORO-HIGH POINT, NC | 66 | $ 9,369,000 | $ 141,000 | $ 66,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 64 | $ 18,307,000 | $ 286,000 | $ 98,000 |
| MERCED, CA | 63 | $ 14,967,000 | $ 237,000 | $ 73,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 63 | $ 19,179,000 | $ 304,000 | $ 97,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 62 | $ 10,440,000 | $ 168,000 | $ 63,000 |
| OLYMPIA, WA | 61 | $ 11,421,000 | $ 187,000 | $ 86,000 |
| PUNTA GORDA, FL | 61 | $ 11,139,000 | $ 182,000 | $ 78,000 |
| BEND, OR | 60 | $ 9,511,000 | $ 158,000 | $ 47,000 |
| DAYTON, OH | 60 | $ 7,732,000 | $ 128,000 | $ 77,000 |
| DOVER, DE | 59 | $ 9,431,000 | $ 159,000 | $ 59,000 |
| LANCASTER, PA | 59 | $ 9,670,000 | $ 163,000 | $ 80,000 |
| MEDFORD, OR | 59 | $ 11,481,000 | $ 194,000 | $ 61,000 |
| BARNSTABLE TOWN, MA | 58 | $ 13,898,000 | $ 239,000 | $ 90,000 |
| GRAND RAPIDS-WYOMING, MI | 58 | $ 7,032,000 | $ 121,000 | $ 64,000 |
| DURHAM, NC | 57 | $ 9,285,000 | $ 162,000 | $ 69,000 |
| OCALA, FL | 56 | $ 9,172,000 | $ 163,000 | $ 58,000 |
| PANAMA CITY-LYNN HAVEN, FL | 55 | $ 9,413,000 | $ 171,000 | $ 69,000 |
| REDDING, CA | 55 | $ 11,516,000 | $ 209,000 | $ 71,000 |
| TALLAHASSEE, FL | 55 | $ 9,282,000 | $ 168,000 | $ 71,000 |
| ASHEVILLE, NC | 53 | $ 9,008,000 | $ 169,000 | $ 66,000 |
| WINSTON-SALEM, NC | 53 | $ 7,810,000 | $ 147,000 | $ 66,000 |
| WINCHESTER, VA-WV | 52 | $ 10,773,000 | $ 207,000 | $ 79,000 |
| JACKSON, MS | 51 | $ 7,044,000 | $ 138,000 | $ 76,000 |
| CHICO, CA | 50 | $ 10,524,000 | $ 210,000 | $ 60,000 |
| HUNTSVILLE, AL | 50 | $ 6,510,000 | $ 130,000 | $ 71,000 |
| COLUMBIA, SC | 48 | $ 7,021,000 | $ 146,000 | $ 78,000 |
| ANN ARBOR, MI | 47 | $ 8,786,000 | $ 186,000 | $ 82,000 |
| READING, PA | 47 | $ 7,246,000 | $ 154,000 | $ 77,000 |
| YUMA, AZ | 47 | $ 7,878,000 | $ 167,000 | $ 58,000 |
| FORT COLLINS-LOVELAND, CO | 46 | $ 7,808,000 | $ 169,000 | $ 93,000 |
| LANSING-EAST LANSING, MI | 46 | $ 7,029,000 | $ 152,000 | $ 75,000 |
| SALINAS, CA | 46 | $ 16,004,000 | $ 347,000 | $ 74,000 |
| BOULDER, CO | 45 | $ 9,772,000 | $ 217,000 | $ 98,000 |
| KINGSTON, NY | 45 | $ 9,535,000 | $ 211,000 | $ 110,000 |
| CHARLOTTESVILLE, VA | 44 | $ 9,657,000 | $ 219,000 | $ 88,000 |
| COEUR D'ALENE, ID | 44 | $ 8,263,000 | $ 187,000 | $ 76,000 |
| TOLEDO, OH | 44 | $ 5,566,000 | $ 126,000 | $ 81,000 |
| FLAGSTAFF, AZ | 43 | $ 9,945,000 | $ 231,000 | $ 82,000 |
| LEXINGTON-FAYETTE, KY | 43 | $ 6,535,000 | $ 151,000 | $ 75,000 |
| FLINT, MI | 42 | $ 4,932,000 | $ 117,000 | $ 81,000 |
| GREELEY, CO | 42 | $ 8,014,000 | $ 190,000 | $ 75,000 |
| HANFORD-CORCORAN, CA | 42 | $ 7,540,000 | $ 179,000 | $ 65,000 |
| GREENVILLE, SC | 41 | $ 5,920,000 | $ 144,000 | $ 87,000 |
| BELLINGHAM, WA | 39 | $ 7,935,000 | $ 203,000 | $ 71,000 |
| KALAMAZOO-PORTAGE, MI | 39 | $ 6,777,000 | $ 173,000 | $ 81,000 |
| GAINESVILLE, FL | 38 | $ 6,672,000 | $ 175,000 | $ 72,000 |
| YUBA CITY, CA | 38 | $ 8,602,000 | $ 226,000 | $ 64,000 |
| SAVANNAH, GA | 37 | $ 5,283,000 | $ 142,000 | $ 70,000 |
| SPRINGFIELD, MO | 37 | $ 5,415,000 | $ 146,000 | $ 63,000 |
| CAMDEN, NJ | 36 | $ 3,643,000 | $ 101,000 | $ 100,000 |
| ROANOKE, VA | 36 | $ 4,392,000 | $ 122,000 | $ 59,000 |
| ROCKFORD, IL | 36 | $ 4,578,000 | $ 127,000 | $ 83,000 |
| SALISBURY, MD | 36 | $ 5,862,000 | $ 162,000 | $ 71,000 |
| SCRANTON--WILKES-BARRE, PA | 36 | $ 4,896,000 | $ 136,000 | $ 72,000 |
| SYRACUSE, NY | 36 | $ 4,754,000 | $ 132,000 | $ 92,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 36 | $ 8,479,000 | $ 235,000 | $ 123,000 |
| CHEYENNE, WY | 35 | $ 4,820,000 | $ 137,000 | $ 61,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 35 | $ 5,981,000 | $ 170,000 | $ 66,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 34 | $ 5,655,000 | $ 166,000 | $ 84,000 |
| VERO BEACH, FL | 33 | $ 6,435,000 | $ 195,000 | $ 74,000 |
| EL CENTRO, CA | 32 | $ 5,764,000 | $ 180,000 | $ 74,000 |
| FORT WAYNE, IN | 32 | $ 4,502,000 | $ 140,000 | $ 74,000 |
| MADERA, CA | 32 | $ 7,189,000 | $ 224,000 | $ 74,000 |
| NAPA, CA | 32 | $ 10,143,000 | $ 316,000 | $ 105,000 |
| CHATTANOOGA, TN-GA | 31 | $ 4,224,000 | $ 136,000 | $ 73,000 |
| LAFAYETTE, LA | 30 | $ 4,319,000 | $ 143,000 | $ 74,000 |
| BANGOR, ME | 29 | $ 3,292,000 | $ 113,000 | $ 62,000 |
| HICKORY-LENOIR-MORGANTON, NC | 29 | $ 4,166,000 | $ 143,000 | $ 74,000 |
| MISSOULA, MT | 29 | $ 4,881,000 | $ 168,000 | $ 81,000 |
| CANTON-MASSILLON, OH | 28 | $ 3,943,000 | $ 140,000 | $ 73,000 |
| WICHITA, KS | 28 | $ 3,341,000 | $ 119,000 | $ 64,000 |
| FARMINGTON, NM | 27 | $ 3,462,000 | $ 128,000 | $ 68,000 |
| FAYETTEVILLE, NC | 27 | $ 3,657,000 | $ 135,000 | $ 80,000 |
| SANTA CRUZ-WATSONVILLE, CA | 27 | $ 10,307,000 | $ 381,000 | $ 117,000 |
| BILLINGS, MT | 26 | $ 3,468,000 | $ 133,000 | $ 62,000 |
| SANTA FE, NM | 26 | $ 5,362,000 | $ 206,000 | $ 104,000 |
| GAINESVILLE, GA | 25 | $ 3,833,000 | $ 153,000 | $ 59,000 |
| MONROE, MI | 25 | $ 3,365,000 | $ 134,000 | $ 75,000 |
| MOUNT VERNON-ANACORTES, WA | 25 | $ 5,727,000 | $ 229,000 | $ 54,000 |
| PEORIA, IL | 25 | $ 3,153,000 | $ 126,000 | $ 78,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 24 | $ 2,820,000 | $ 117,000 | $ 86,000 |
| BLOOMINGTON-NORMAL, IL | 24 | $ 3,452,000 | $ 143,000 | $ 64,000 |
| ST. GEORGE, UT | 24 | $ 5,115,000 | $ 213,000 | $ 77,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 23 | $ 3,147,000 | $ 136,000 | $ 73,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 23 | $ 4,094,000 | $ 178,000 | $ 131,000 |
| MONTGOMERY, AL | 23 | $ 2,916,000 | $ 126,000 | $ 77,000 |
| SHREVEPORT-BOSSIER CITY, LA | 23 | $ 2,956,000 | $ 128,000 | $ 72,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 23 | $ 2,813,000 | $ 122,000 | $ 53,000 |
| CHAMPAIGN-URBANA, IL | 22 | $ 2,915,000 | $ 132,000 | $ 70,000 |
| IDAHO FALLS, ID | 22 | $ 2,856,000 | $ 129,000 | $ 113,000 |
| LYNCHBURG, VA | 22 | $ 3,457,000 | $ 157,000 | $ 72,000 |
| EDISON, NJ | 21 | $ 1,383,000 | $ 65,000 | $ 96,000 |
| GRAND JUNCTION, CO | 21 | $ 2,746,000 | $ 130,000 | $ 73,000 |
| PUEBLO, CO | 21 | $ 2,352,000 | $ 112,000 | $ 57,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 20 | $ 3,545,000 | $ 177,000 | $ 73,000 |
| CORVALLIS, OR | 20 | $ 3,116,000 | $ 155,000 | $ 66,000 |
| FAIRBANKS, AK | 20 | $ 3,321,000 | $ 166,000 | $ 74,000 |
| GLENS FALLS, NY | 20 | $ 3,409,000 | $ 170,000 | $ 68,000 |
| HOLLAND-GRAND HAVEN, MI | 20 | $ 2,659,000 | $ 132,000 | $ 75,000 |
| PITTSFIELD, MA | 20 | $ 4,043,000 | $ 202,000 | $ 69,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 20 | $ 2,646,000 | $ 132,000 | $ 73,000 |
| ATHENS-CLARKE COUNTY, GA | 19 | $ 3,280,000 | $ 172,000 | $ 74,000 |
| CARSON CITY, NV | 19 | $ 3,820,000 | $ 201,000 | $ 82,000 |
| CEDAR RAPIDS, IA | 19 | $ 2,154,000 | $ 113,000 | $ 65,000 |
| DULUTH, MN-WI | 19 | $ 2,607,000 | $ 137,000 | $ 69,000 |
| GREAT FALLS, MT | 19 | $ 2,286,000 | $ 120,000 | $ 62,000 |
| GULFPORT-BILOXI, MS | 19 | $ 2,186,000 | $ 115,000 | $ 62,000 |
| KANKAKEE-BRADLEY, IL | 19 | $ 1,934,000 | $ 101,000 | $ 70,000 |
| MACON, GA | 19 | $ 2,248,000 | $ 118,000 | $ 71,000 |
| NEWARK-UNION, NJ-PA | 19 | $ 1,730,000 | $ 91,000 | $ 101,000 |
| BINGHAMTON, NY | 18 | $ 1,993,000 | $ 110,000 | $ 81,000 |
| LINCOLN, NE | 18 | $ 2,544,000 | $ 141,000 | $ 92,000 |
| RACINE, WI | 18 | $ 2,477,000 | $ 137,000 | $ 60,000 |
| ERIE, PA | 17 | $ 2,745,000 | $ 161,000 | $ 76,000 |
| JACKSONVILLE, NC | 17 | $ 2,105,000 | $ 123,000 | $ 80,000 |
| LEWISTON-AUBURN, ME | 17 | $ 2,234,000 | $ 131,000 | $ 66,000 |
| MOBILE, AL | 17 | $ 3,080,000 | $ 181,000 | $ 92,000 |
| MUSKEGON-NORTON SHORES, MI | 17 | $ 2,188,000 | $ 128,000 | $ 86,000 |
| TOPEKA, KS | 17 | $ 2,075,000 | $ 122,000 | $ 76,000 |
| EAU CLAIRE, WI | 16 | $ 2,058,000 | $ 128,000 | $ 70,000 |
| HATTIESBURG, MS | 16 | $ 2,479,000 | $ 154,000 | $ 87,000 |
| NILES-BENTON HARBOR, MI | 16 | $ 2,223,000 | $ 138,000 | $ 87,000 |
| AUBURN-OPELIKA, AL | 15 | $ 1,936,000 | $ 129,000 | $ 77,000 |
| AUSTIN-ROUND ROCK, TX | 15 | $ 1,447,000 | $ 96,000 | $ 76,000 |
| BURLINGTON, NC | 15 | $ 2,085,000 | $ 139,000 | $ 57,000 |
| ELKHART-GOSHEN, IN | 15 | $ 2,190,000 | $ 146,000 | $ 56,000 |
| EVANSVILLE, IN-KY | 15 | $ 1,479,000 | $ 98,000 | $ 70,000 |
| HARRISONBURG, VA | 15 | $ 2,072,000 | $ 138,000 | $ 73,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 15 | $ 2,406,000 | $ 160,000 | $ 60,000 |
| LONGVIEW, WA | 15 | $ 2,071,000 | $ 138,000 | $ 84,000 |
| MORGANTOWN, WV | 15 | $ 2,774,000 | $ 184,000 | $ 89,000 |
| WENATCHEE, WA | 15 | $ 2,159,000 | $ 143,000 | $ 55,000 |
| YAKIMA, WA | 15 | $ 2,050,000 | $ 136,000 | $ 55,000 |
| MICHIGAN CITY-LA PORTE, IN | 14 | $ 2,001,000 | $ 142,000 | $ 66,000 |
| ROCHESTER, MN | 14 | $ 2,629,000 | $ 187,000 | $ 80,000 |
| UTICA-ROME, NY | 14 | $ 1,650,000 | $ 117,000 | $ 70,000 |
| WARNER ROBINS, GA | 14 | $ 1,586,000 | $ 113,000 | $ 83,000 |
| COLUMBIA, MO | 13 | $ 1,647,000 | $ 126,000 | $ 99,000 |
| COLUMBUS, GA-AL | 13 | $ 1,775,000 | $ 136,000 | $ 69,000 |
| DANVILLE, VA | 13 | $ 1,288,000 | $ 99,000 | $ 67,000 |
| ELIZABETHTOWN, KY | 13 | $ 1,435,000 | $ 110,000 | $ 64,000 |
| LEBANON, PA | 13 | $ 2,142,000 | $ 164,000 | $ 88,000 |
| OSHKOSH-NEENAH, WI | 13 | $ 1,688,000 | $ 129,000 | $ 68,000 |
| PASCAGOULA, MS | 13 | $ 2,216,000 | $ 170,000 | $ 70,000 |
| POCATELLO, ID | 13 | $ 1,603,000 | $ 123,000 | $ 59,000 |
| SIOUX FALLS, SD | 13 | $ 1,468,000 | $ 112,000 | $ 43,000 |
| SPARTANBURG, SC | 13 | $ 2,068,000 | $ 159,000 | $ 72,000 |
| CASPER, WY | 12 | $ 1,640,000 | $ 136,000 | $ 68,000 |
| JACKSON, MI | 12 | $ 1,394,000 | $ 116,000 | $ 62,000 |
| LAKE CHARLES, LA | 12 | $ 1,429,000 | $ 119,000 | $ 80,000 |
| APPLETON, WI | 11 | $ 1,788,000 | $ 162,000 | $ 67,000 |
| BLOOMINGTON, IN | 11 | $ 1,665,000 | $ 151,000 | $ 77,000 |
| BRUNSWICK, GA | 11 | $ 1,876,000 | $ 170,000 | $ 70,000 |
| CHARLESTON, WV | 11 | $ 1,515,000 | $ 137,000 | $ 94,000 |
| IOWA CITY, IA | 11 | $ 1,677,000 | $ 152,000 | $ 96,000 |
| JANESVILLE, WI | 11 | $ 1,085,000 | $ 98,000 | $ 52,000 |
| KOKOMO, IN | 11 | $ 1,619,000 | $ 147,000 | $ 88,000 |
| LAWRENCE, KS | 11 | $ 2,040,000 | $ 185,000 | $ 102,000 |
| LAWTON, OK | 11 | $ 969,000 | $ 88,000 | $ 51,000 |
| RAPID CITY, SD | 11 | $ 1,351,000 | $ 122,000 | $ 62,000 |
| ALEXANDRIA, LA | 10 | $ 1,330,000 | $ 133,000 | $ 103,000 |
| FARGO, ND-MN | 10 | $ 1,296,000 | $ 129,000 | $ 67,000 |
| GREEN BAY, WI | 10 | $ 1,451,000 | $ 145,000 | $ 65,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 10 | $ 1,404,000 | $ 140,000 | $ 65,000 |
| LAFAYETTE, IN | 10 | $ 1,312,000 | $ 131,000 | $ 62,000 |
| ROCKY MOUNT, NC | 10 | $ 933,000 | $ 93,000 | $ 71,000 |
| ANDERSON, SC | 9 | $ 1,301,000 | $ 144,000 | $ 66,000 |
| CLARKSVILLE, TN-KY | 9 | $ 1,066,000 | $ 118,000 | $ 73,000 |
| JOPLIN, MO | 9 | $ 686,000 | $ 76,000 | $ 94,000 |
| LAS CRUCES, NM | 9 | $ 1,104,000 | $ 122,000 | $ 80,000 |
| MONROE, LA | 9 | $ 1,141,000 | $ 126,000 | $ 57,000 |
| MORRISTOWN, TN | 9 | $ 1,106,000 | $ 122,000 | $ 69,000 |
| SANDUSKY, OH | 9 | $ 1,448,000 | $ 160,000 | $ 60,000 |
| SPRINGFIELD, OH | 9 | $ 1,597,000 | $ 177,000 | $ 65,000 |
| ANDERSON, IN | 8 | $ 917,000 | $ 114,000 | $ 32,000 |
| BOWLING GREEN, KY | 8 | $ 738,000 | $ 92,000 | $ 65,000 |
| DALTON, GA | 8 | $ 1,120,000 | $ 140,000 | $ 74,000 |
| DECATUR, AL | 8 | $ 1,101,000 | $ 137,000 | $ 67,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 8 | $ 886,000 | $ 110,000 | $ 76,000 |
| ST. CLOUD, MN | 8 | $ 1,209,000 | $ 151,000 | $ 67,000 |
| STATE COLLEGE, PA | 8 | $ 1,353,000 | $ 169,000 | $ 99,000 |
| VALDOSTA, GA | 8 | $ 857,000 | $ 107,000 | $ 52,000 |
| WILLIAMSPORT, PA | 8 | $ 812,000 | $ 101,000 | $ 62,000 |
| BATTLE CREEK, MI | 7 | $ 924,000 | $ 132,000 | $ 57,000 |
| BISMARCK, ND | 7 | $ 842,000 | $ 120,000 | $ 85,000 |
| CLEVELAND, TN | 7 | $ 826,000 | $ 118,000 | $ 64,000 |
| CUMBERLAND, MD-WV | 7 | $ 733,000 | $ 104,000 | $ 50,000 |
| DUBUQUE, IA | 7 | $ 628,000 | $ 89,000 | $ 85,000 |
| GOLDSBORO, NC | 7 | $ 852,000 | $ 121,000 | $ 80,000 |
| MUNCIE, IN | 7 | $ 538,000 | $ 76,000 | $ 101,000 |
| TUSCALOOSA, AL | 7 | $ 630,000 | $ 90,000 | $ 68,000 |
| WAUSAU, WI | 7 | $ 878,000 | $ 125,000 | $ 70,000 |
| ANNISTON-OXFORD, AL | 6 | $ 995,000 | $ 165,000 | $ 79,000 |
| BAY CITY, MI | 6 | $ 571,000 | $ 95,000 | $ 90,000 |
| COLUMBUS, IN | 6 | $ 779,000 | $ 129,000 | $ 83,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 6 | $ 817,000 | $ 136,000 | $ 67,000 |
| FLORENCE, SC | 6 | $ 881,000 | $ 146,000 | $ 48,000 |
| FOND DU LAC, WI | 6 | $ 530,000 | $ 88,000 | $ 58,000 |
| GADSDEN, AL | 6 | $ 739,000 | $ 123,000 | $ 84,000 |
| GREENVILLE, NC | 6 | $ 1,140,000 | $ 190,000 | $ 94,000 |
| HINESVILLE-FORT STEWART, GA | 6 | $ 493,000 | $ 82,000 | $ 71,000 |
| HOT SPRINGS, AR | 6 | $ 1,509,000 | $ 251,000 | $ 114,000 |
| ITHACA, NY | 6 | $ 924,000 | $ 154,000 | $ 63,000 |
| JOHNSON CITY, TN | 6 | $ 659,000 | $ 109,000 | $ 60,000 |
| JOHNSTOWN, PA | 6 | $ 848,000 | $ 141,000 | $ 126,000 |
| LA CROSSE, WI-MN | 6 | $ 895,000 | $ 149,000 | $ 89,000 |
| PARKERSBURG-MARIETTA, WV-OH | 6 | $ 776,000 | $ 129,000 | $ 55,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 6 | $ 449,000 | $ 74,000 | $ 67,000 |
| SHEBOYGAN, WI | 6 | $ 642,000 | $ 107,000 | $ 55,000 |
| ST. JOSEPH, MO-KS | 6 | $ 816,000 | $ 136,000 | $ 84,000 |
| TERRE HAUTE, IN | 6 | $ 719,000 | $ 119,000 | $ 62,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 889,000 | $ 148,000 | $ 80,000 |
| ALTOONA, PA | 5 | $ 651,000 | $ 130,000 | $ 43,000 |
| FORT SMITH, AR-OK | 5 | $ 707,000 | $ 141,000 | $ 70,000 |
| JACKSON, TN | 5 | $ 528,000 | $ 105,000 | $ 46,000 |
| JEFFERSON CITY, MO | 5 | $ 607,000 | $ 121,000 | $ 70,000 |
| LOGAN, UT-ID | 5 | $ 817,000 | $ 163,000 | $ 62,000 |
| MANSFIELD, OH | 5 | $ 830,000 | $ 166,000 | $ 70,000 |
| ROME, GA | 5 | $ 814,000 | $ 162,000 | $ 91,000 |
| SAN ANTONIO, TX | 5 | $ 801,000 | $ 160,000 | $ 42,000 |
| SIOUX CITY, IA-NE-SD | 5 | $ 460,000 | $ 92,000 | $ 82,000 |
| SUMTER, SC | 5 | $ 549,000 | $ 109,000 | $ 60,000 |
| WHEELING, WV-OH | 5 | $ 574,000 | $ 114,000 | $ 48,000 |
| ALBANY, GA | 4 | $ 611,000 | $ 152,000 | $ 95,000 |
| AMES, IA | 4 | $ 250,000 | $ 62,000 | $ 71,000 |
| DALLAS-PLANO-IRVING, TX | 4 | $ 807,000 | $ 201,000 | $ 102,000 |
| DOTHAN, AL | 4 | $ 509,000 | $ 127,000 | $ 69,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 519,000 | $ 129,000 | $ 56,000 |
| OWENSBORO, KY | 4 | $ 581,000 | $ 145,000 | $ 76,000 |
| ELMIRA, NY | 3 | $ 363,000 | $ 121,000 | $ 92,000 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 397,000 | $ 132,000 | $ 60,000 |
| JONESBORO, AR | 3 | $ 475,000 | $ 158,000 | $ 70,000 |
| LEWISTON, ID-WA | 3 | $ 294,000 | $ 98,000 | $ 65,000 |
| LIMA, OH | 3 | $ 327,000 | $ 109,000 | $ 75,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 3 | $ 124,000 | $ 41,000 | $ 74,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 418,000 | $ 139,000 | $ 95,000 |
| ATLANTIC CITY, NJ | 2 | $ 250,000 | $ 125,000 | $ 108,000 |
| DANVILLE, IL | 2 | $ 284,000 | $ 142,000 | $ 71,000 |
| DECATUR, IL | 2 | $ 152,000 | $ 76,000 | $ 71,000 |
| EL PASO, TX | 2 | $ 204,000 | $ 102,000 | $ 87,000 |
| PINE BLUFF, AR | 2 | $ 263,000 | $ 131,000 | $ 58,000 |
| SPRINGFIELD, IL | 2 | $ 404,000 | $ 202,000 | $ 123,000 |
| TRENTON-EWING, NJ | 2 | $ 112,000 | $ 56,000 | $ 90,000 |
| AMARILLO, TX | 1 | $ 279,000 | $ 279,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 168,000 | $ 168,000 | $ 54,000 |
| GRAND FORKS, ND-MN | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Home Loan Center in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 36,890 | $7,508,406,000 | $170,540 | $1,930,000 | $75,360 | $2,000,000 |
| Home Purchase | 4,808 | $932,054,000 | $174,627 | $2,575,000 | $86,372 | $1,200,000 |
| Home Improvement | 3,944 | $854,439,000 | $174,080 | $1,360,000 | $80,060 | $765,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 27,189 | $5,576,175,000 | $171,588 | $2,575,000 | $78,470 | $1,537,000 |
| White | 14,589 | $2,865,349,000 | $171,274 | $1,470,000 | $79,000 | $2,000,000 |
| Hispanic | 2,044 | $440,920,000 | $160,877 | $660,000 | $73,367 | $1,200,000 |
| Black or African American | 899 | $178,880,000 | $172,380 | $630,000 | $84,071 | $480,000 |
| Asian | 562 | $146,757,000 | $197,775 | $1,414,000 | $80,875 | $466,000 |
| Native Hawaiian or Other Pacific Islander | 258 | $66,736,000 | $193,939 | $683,000 | $82,454 | $552,000 |
| American Indian or Alaskan Native | 101 | $20,082,000 | $196,535 | $428,000 | $63,428 | $190,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 45,642 | $9,294,899,000 | $170,941 | $2,575,000 | $78,019 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 30,657 | $6,310,415,000 | $169,137 | $2,575,000 | $78,411 | $1,537,000 |
| Application Withdrawn By Applicant | 9,745 | $1,951,207,000 | $171,980 | $1,930,000 | $80,411 | $2,000,000 |
| Application Denied By Financial Institution | 5,237 | $1,032,772,000 | $176,745 | $1,375,000 | $73,372 | $696,000 |
| Application Approved But Not Accepted | 3 | $505,000 | $214,000 | $352,000 | $93,000 | $125,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 2,277 | $445,957,000 | $182,600 | $1,375,000 | $76,800 | $505,000 |
| Other | 821 | $157,703,000 | $172,204 | $1,360,000 | $73,387 | $479,000 |
| Credit History | 690 | $130,715,000 | $159,680 | $1,250,000 | $70,127 | $696,000 |
| Debt-To-Income Ratio | 667 | $138,829,000 | $171,354 | $800,000 | $61,375 | $411,000 |
| Unverifiable Information | 359 | $77,439,000 | $184,511 | $1,000,000 | $80,255 | $660,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 262 | $52,382,000 | $194,365 | $668,000 | $73,512 | $206,000 |
| Employment History | 102 | $19,236,000 | $160,965 | $532,000 | $63,448 | $230,000 |
| Credit Application Incomplete | 54 | $9,909,000 | $164,791 | $696,000 | $79,166 | $308,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Center's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.