Home Loan Center Mortgage Lending & HMDA Data, 2005
In 2005, Home Loan Center of Irvine, CA reported 45,642 mortgage applications totaling $9.3 billion, up 107% from 2004. The average application was for $203,647, and applicants reported an average income of $77,724. 67% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,751), Riverside-San Bernardino-Ontario, CA (1,285) and Los Angeles-Long Beach-Glendale, CA (1,270) (applications in parentheses).
| Mortgage Company & Address | Home Loan Center 163 Technology Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 45,642 |
| Total Mortgage Loan Application Amount | $9,294,899,000 |
| Average Mortgage Loan Application Amount | $203,647 |
| Highest Mortgage Loan Application Amount | $2,575,000 |
| Average Applicant Income | $77,724 |
| Highest Applicant Income | $2,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Center filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 1,638 | $ 325,781,000 | $ 198,889 | $ 74,000 |
| Los Angeles, California | 1,270 | $ 368,091,000 | $ 289,835 | $ 93,000 |
| Clark, Nevada | 892 | $ 200,399,000 | $ 224,662 | $ 68,000 |
| Riverside, California | 667 | $ 177,530,000 | $ 266,161 | $ 84,000 |
| Orange, California | 632 | $ 218,386,000 | $ 345,547 | $ 100,000 |
| San Bernardino, California | 618 | $ 147,053,000 | $ 237,949 | $ 83,000 |
| Cook, Illinois | 549 | $ 112,750,000 | $ 205,373 | $ 84,000 |
| Broward, Florida | 539 | $ 118,620,000 | $ 220,074 | $ 75,000 |
| Fairfax, Virginia | 520 | $ 152,541,000 | $ 293,348 | $ 101,000 |
| San Diego, California | 503 | $ 156,140,000 | $ 310,417 | $ 84,000 |
| Prince George's, Maryland | 481 | $ 109,056,000 | $ 226,727 | $ 87,000 |
| Sacramento, California | 466 | $ 114,236,000 | $ 245,141 | $ 73,000 |
| Hillsborough, Florida | 408 | $ 66,766,000 | $ 163,642 | $ 68,000 |
| Palm Beach, Florida | 399 | $ 85,529,000 | $ 214,358 | $ 85,000 |
| Miami-Dade, Florida | 398 | $ 80,799,000 | $ 203,012 | $ 80,000 |
| Orange, Florida | 391 | $ 75,106,000 | $ 192,086 | $ 78,000 |
| Suffolk, New York | 386 | $ 98,591,000 | $ 255,417 | $ 96,000 |
| King, Washington | 361 | $ 85,669,000 | $ 237,310 | $ 83,000 |
| Montgomery, Maryland | 345 | $ 95,842,000 | $ 277,802 | $ 96,000 |
| Honolulu, Hawaii | 340 | $ 98,424,000 | $ 289,482 | $ 86,000 |
| Pima, Arizona | 339 | $ 58,661,000 | $ 173,041 | $ 78,000 |
| Prince William, Virginia | 335 | $ 94,361,000 | $ 281,674 | $ 85,000 |
| Anne Arundel, Maryland | 310 | $ 71,497,000 | $ 230,635 | $ 91,000 |
| Pinellas, Florida | 255 | $ 44,938,000 | $ 176,227 | $ 69,000 |
| Baltimore, Maryland | 251 | $ 44,263,000 | $ 176,346 | $ 71,000 |
| Kern, California | 250 | $ 47,845,000 | $ 191,380 | $ 76,000 |
| Washoe, Nevada | 244 | $ 57,241,000 | $ 234,594 | $ 79,000 |
| New Castle, Delaware | 240 | $ 43,065,000 | $ 179,437 | $ 77,000 |
| Duval, Florida | 230 | $ 35,472,000 | $ 154,226 | $ 73,000 |
| Middlesex, Massachusetts | 229 | $ 55,815,000 | $ 243,733 | $ 90,000 |
| Loudoun, Virginia | 228 | $ 73,551,000 | $ 322,592 | $ 104,000 |
| Fresno, California | 223 | $ 45,915,000 | $ 205,896 | $ 103,000 |
| Nassau, New York | 221 | $ 65,910,000 | $ 298,235 | $ 112,000 |
| Contra Costa, California | 216 | $ 67,362,000 | $ 311,861 | $ 91,000 |
| Worcester, Massachusetts | 216 | $ 42,385,000 | $ 196,226 | $ 75,000 |
| Lee, Florida | 214 | $ 40,779,000 | $ 190,556 | $ 69,000 |
| Brevard, Florida | 212 | $ 36,581,000 | $ 172,551 | $ 69,000 |
| Mecklenburg, North Carolina | 211 | $ 34,057,000 | $ 161,407 | $ 81,000 |
| Virginia Beach, Virginia | 210 | $ 39,809,000 | $ 189,566 | $ 79,000 |
| Pierce, Washington | 210 | $ 38,805,000 | $ 184,785 | $ 76,000 |
| Montgomery, Pennsylvania | 205 | $ 42,689,000 | $ 208,239 | $ 90,000 |
| Hartford, Connecticut | 201 | $ 35,813,000 | $ 178,174 | $ 88,000 |
| San Joaquin, California | 199 | $ 52,160,000 | $ 262,110 | $ 79,000 |
| Multnomah, Oregon | 197 | $ 33,538,000 | $ 170,243 | $ 64,000 |
| New Haven, Connecticut | 191 | $ 37,092,000 | $ 194,198 | $ 80,000 |
| Cobb, Georgia | 190 | $ 33,377,000 | $ 175,668 | $ 80,000 |
| Snohomish, Washington | 189 | $ 40,779,000 | $ 215,761 | $ 78,000 |
| Solano, California | 179 | $ 52,053,000 | $ 290,798 | $ 91,000 |
| Salt Lake, Utah | 178 | $ 28,222,000 | $ 158,550 | $ 68,000 |
| Alameda, California | 175 | $ 60,576,000 | $ 346,148 | $ 99,000 |
| Seminole, Florida | 175 | $ 31,692,000 | $ 181,097 | $ 75,000 |
| Gwinnett, Georgia | 173 | $ 27,513,000 | $ 159,034 | $ 79,000 |
| Santa Clara, California | 168 | $ 61,825,000 | $ 368,005 | $ 123,000 |
| Bucks, Pennsylvania | 168 | $ 34,827,000 | $ 207,303 | $ 78,000 |
| Volusia, Florida | 165 | $ 27,449,000 | $ 166,357 | $ 72,000 |
| Fairfield, Connecticut | 164 | $ 42,852,000 | $ 261,292 | $ 101,000 |
| Queens, New York | 164 | $ 48,081,000 | $ 293,176 | $ 79,000 |
| Ventura, California | 163 | $ 53,765,000 | $ 329,846 | $ 98,000 |
| Chester, Pennsylvania | 159 | $ 33,397,000 | $ 210,044 | $ 82,000 |
| Will, Illinois | 158 | $ 29,261,000 | $ 185,196 | $ 81,000 |
| Washington, Oregon | 155 | $ 30,183,000 | $ 194,729 | $ 81,000 |
| Charles, Maryland | 151 | $ 35,125,000 | $ 232,615 | $ 89,000 |
| DuPage, Illinois | 149 | $ 31,617,000 | $ 212,194 | $ 93,000 |
| Fulton, Georgia | 145 | $ 30,057,000 | $ 207,289 | $ 100,000 |
| Oakland, Michigan | 144 | $ 25,372,000 | $ 176,194 | $ 92,000 |
| Norfolk, Massachusetts | 143 | $ 36,808,000 | $ 257,398 | $ 91,000 |
| Frederick, Maryland | 141 | $ 35,250,000 | $ 250,000 | $ 87,000 |
| Westchester, New York | 141 | $ 44,660,000 | $ 316,737 | $ 132,000 |
| Osceola, Florida | 138 | $ 24,064,000 | $ 174,376 | $ 66,000 |
| Essex, Massachusetts | 138 | $ 34,271,000 | $ 248,340 | $ 89,000 |
| Chesterfield, Virginia | 138 | $ 22,105,000 | $ 160,181 | $ 87,000 |
| Bristol, Massachusetts | 137 | $ 30,803,000 | $ 224,839 | $ 76,000 |
| Philadelphia, Pennsylvania | 137 | $ 23,094,000 | $ 168,569 | $ 78,000 |
| Polk, Florida | 136 | $ 19,088,000 | $ 140,352 | $ 75,000 |
| Howard, Maryland | 134 | $ 32,548,000 | $ 242,895 | $ 86,000 |
| Pasco, Florida | 132 | $ 22,232,000 | $ 168,424 | $ 70,000 |
| Hillsborough, New Hampshire | 131 | $ 24,620,000 | $ 187,938 | $ 82,000 |
| Rockingham, New Hampshire | 131 | $ 29,421,000 | $ 224,587 | $ 76,000 |
| Bernalillo, New Mexico | 131 | $ 19,081,000 | $ 145,656 | $ 72,000 |
| Orange, New York | 131 | $ 28,503,000 | $ 217,580 | $ 91,000 |
| St. Louis, Missouri | 129 | $ 22,476,000 | $ 174,232 | $ 95,000 |
| Spotsylvania, Virginia | 129 | $ 28,400,000 | $ 220,155 | $ 82,000 |
| Hennepin, Minnesota | 127 | $ 24,319,000 | $ 191,488 | $ 83,000 |
| Clark, Washington | 126 | $ 24,848,000 | $ 197,206 | $ 74,000 |
| Stanislaus, California | 125 | $ 30,068,000 | $ 240,544 | $ 88,000 |
| Harford, Maryland | 125 | $ 25,805,000 | $ 206,440 | $ 81,000 |
| Manatee, Florida | 122 | $ 26,058,000 | $ 213,590 | $ 75,000 |
| Plymouth, Massachusetts | 122 | $ 28,255,000 | $ 231,598 | $ 80,000 |
| Wake, North Carolina | 120 | $ 21,154,000 | $ 176,283 | $ 87,000 |
| Providence, Rhode Island | 119 | $ 24,243,000 | $ 203,722 | $ 65,000 |
| Hawaii, Hawaii | 117 | $ 27,929,000 | $ 238,709 | $ 77,000 |
| Clackamas, Oregon | 117 | $ 25,470,000 | $ 217,692 | $ 79,000 |
| Stafford, Virginia | 117 | $ 31,775,000 | $ 271,581 | $ 91,000 |
| Wayne, Michigan | 116 | $ 14,591,000 | $ 125,784 | $ 70,000 |
| El Paso, Colorado | 115 | $ 19,525,000 | $ 169,782 | $ 87,000 |
| Tulare, California | 114 | $ 20,363,000 | $ 178,622 | $ 61,000 |
| Pinal, Arizona | 113 | $ 19,586,000 | $ 173,327 | $ 79,000 |
| Chesapeake, Virginia | 110 | $ 22,819,000 | $ 207,445 | $ 73,000 |
| Henrico, Virginia | 109 | $ 17,910,000 | $ 164,311 | $ 73,000 |
| Sarasota, Florida | 108 | $ 20,298,000 | $ 187,944 | $ 65,000 |
| Lake, Illinois | 108 | $ 21,616,000 | $ 200,148 | $ 85,000 |
| DeKalb, Georgia | 106 | $ 20,117,000 | $ 189,783 | $ 88,000 |
| Jefferson, Colorado | 103 | $ 20,037,000 | $ 194,533 | $ 78,000 |
| Kings, New York | 103 | $ 30,380,000 | $ 294,951 | $ 87,000 |
| Franklin, Ohio | 103 | $ 13,964,000 | $ 135,572 | $ 66,000 |
| Mohave, Arizona | 101 | $ 17,515,000 | $ 173,415 | $ 79,000 |
| Richmond, New York | 100 | $ 23,656,000 | $ 236,560 | $ 80,000 |
| Delaware, Pennsylvania | 99 | $ 19,464,000 | $ 196,606 | $ 85,000 |
| Allegheny, Pennsylvania | 98 | $ 15,147,000 | $ 154,561 | $ 86,000 |
| Dutchess, New York | 97 | $ 21,439,000 | $ 221,020 | $ 69,000 |
| Lake, Florida | 95 | $ 17,096,000 | $ 179,957 | $ 65,000 |
| Jackson, Missouri | 94 | $ 12,889,000 | $ 137,117 | $ 80,000 |
| Northampton, Pennsylvania | 94 | $ 15,681,000 | $ 166,819 | $ 77,000 |
| Ada, Idaho | 93 | $ 15,521,000 | $ 166,892 | $ 77,000 |
| Collier, Florida | 92 | $ 22,891,000 | $ 248,815 | $ 102,000 |
| Placer, California | 91 | $ 26,473,000 | $ 290,912 | $ 90,000 |
| Maui, Hawaii | 89 | $ 28,920,000 | $ 324,943 | $ 83,000 |
| York, Maine | 89 | $ 16,925,000 | $ 190,168 | $ 63,000 |
| York, Pennsylvania | 89 | $ 13,630,000 | $ 153,146 | $ 91,000 |
| Macomb, Michigan | 88 | $ 11,673,000 | $ 132,647 | $ 67,000 |
| Utah, Utah | 88 | $ 14,931,000 | $ 169,670 | $ 72,000 |
| Adams, Colorado | 87 | $ 14,216,000 | $ 163,402 | $ 77,000 |
| Baltimore City, Maryland | 87 | $ 14,258,000 | $ 163,885 | $ 64,000 |
| Carroll, Maryland | 86 | $ 19,322,000 | $ 224,674 | $ 80,000 |
| Shelby, Tennessee | 86 | $ 13,912,000 | $ 161,767 | $ 103,000 |
| Kane, Illinois | 85 | $ 17,224,000 | $ 202,635 | $ 81,000 |
| Hampden, Massachusetts | 85 | $ 13,403,000 | $ 157,682 | $ 62,000 |
| Lane, Oregon | 84 | $ 14,418,000 | $ 171,642 | $ 77,000 |
| New London, Connecticut | 82 | $ 13,154,000 | $ 160,414 | $ 93,000 |
| Okaloosa, Florida | 82 | $ 13,903,000 | $ 169,548 | $ 65,000 |
| Milwaukee, Wisconsin | 82 | $ 11,094,000 | $ 135,292 | $ 77,000 |
| Anchorage, Alaska | 81 | $ 15,860,000 | $ 195,802 | $ 82,000 |
| Johnson, Kansas | 81 | $ 13,024,000 | $ 160,790 | $ 79,000 |
| Cuyahoga, Ohio | 81 | $ 13,448,000 | $ 166,024 | $ 71,000 |
| Marion, Indiana | 80 | $ 8,593,000 | $ 107,412 | $ 68,000 |
| Rockland, New York | 80 | $ 22,336,000 | $ 279,200 | $ 121,000 |
| Spokane, Washington | 80 | $ 11,367,000 | $ 142,087 | $ 80,000 |
| Yavapai, Arizona | 78 | $ 14,730,000 | $ 188,846 | $ 62,000 |
| Arapahoe, Colorado | 78 | $ 12,896,000 | $ 165,333 | $ 79,000 |
| Clay, Florida | 77 | $ 11,957,000 | $ 155,285 | $ 74,000 |
| Suffolk, Massachusetts | 77 | $ 19,008,000 | $ 246,857 | $ 75,000 |
| Sonoma, California | 76 | $ 23,561,000 | $ 310,013 | $ 81,000 |
| Kitsap, Washington | 76 | $ 14,873,000 | $ 195,697 | $ 70,000 |
| Douglas, Colorado | 75 | $ 15,796,000 | $ 210,613 | $ 99,000 |
| Jefferson, Kentucky | 75 | $ 8,974,000 | $ 119,653 | $ 61,000 |
| Calvert, Maryland | 75 | $ 17,224,000 | $ 229,653 | $ 85,000 |
| St. Charles, Missouri | 75 | $ 11,516,000 | $ 153,546 | $ 83,000 |
| St. Lucie, Florida | 74 | $ 12,005,000 | $ 162,229 | $ 62,000 |
| Denver, Colorado | 72 | $ 12,823,000 | $ 178,097 | $ 81,000 |
| Forsyth, Georgia | 72 | $ 14,285,000 | $ 198,402 | $ 103,000 |
| McHenry, Illinois | 72 | $ 13,470,000 | $ 187,083 | $ 80,000 |
| San Mateo, California | 70 | $ 25,814,000 | $ 368,771 | $ 102,000 |
| Washington, Maryland | 68 | $ 12,864,000 | $ 189,176 | $ 84,000 |
| St. Mary's, Maryland | 67 | $ 14,735,000 | $ 219,925 | $ 83,000 |
| St. Johns, Florida | 66 | $ 13,478,000 | $ 204,212 | $ 71,000 |
| Monroe, Pennsylvania | 65 | $ 11,240,000 | $ 172,923 | $ 76,000 |
| San Luis Obispo, California | 64 | $ 18,307,000 | $ 286,046 | $ 98,000 |
| Jefferson, Alabama | 63 | $ 9,680,000 | $ 153,650 | $ 68,000 |
| Merced, California | 63 | $ 14,967,000 | $ 237,571 | $ 73,000 |
| Santa Barbara, California | 63 | $ 19,179,000 | $ 304,428 | $ 97,000 |
| Cumberland, Maine | 63 | $ 13,248,000 | $ 210,285 | $ 82,000 |
| Merrimack, New Hampshire | 63 | $ 10,894,000 | $ 172,920 | $ 71,000 |
| Arlington, Virginia | 62 | $ 16,583,000 | $ 267,467 | $ 92,000 |
| Charlotte, Florida | 61 | $ 11,139,000 | $ 182,606 | $ 78,000 |
| Escambia, Florida | 61 | $ 9,785,000 | $ 160,409 | $ 77,000 |
| Erie, New York | 61 | $ 7,355,000 | $ 120,573 | $ 71,000 |
| Saratoga, New York | 61 | $ 11,031,000 | $ 180,836 | $ 71,000 |
| Thurston, Washington | 61 | $ 11,421,000 | $ 187,229 | $ 86,000 |
| Deschutes, Oregon | 60 | $ 9,511,000 | $ 158,516 | $ 47,000 |
| Alexandria, Virginia | 60 | $ 18,296,000 | $ 304,933 | $ 107,000 |
| Middlesex, Connecticut | 59 | $ 11,278,000 | $ 191,152 | $ 84,000 |
| Kent, Delaware | 59 | $ 9,431,000 | $ 159,847 | $ 59,000 |
| Jackson, Oregon | 59 | $ 11,481,000 | $ 194,593 | $ 61,000 |
| Lancaster, Pennsylvania | 59 | $ 9,670,000 | $ 163,898 | $ 80,000 |
| Barnstable, Massachusetts | 58 | $ 13,898,000 | $ 239,620 | $ 90,000 |
| El Dorado, California | 57 | $ 15,901,000 | $ 278,964 | $ 78,000 |
| Berkeley, West Virginia | 57 | $ 9,769,000 | $ 171,385 | $ 64,000 |
| Sussex, Delaware | 56 | $ 11,675,000 | $ 208,482 | $ 72,000 |
| Marion, Florida | 56 | $ 9,172,000 | $ 163,785 | $ 58,000 |
| Cherokee, Georgia | 56 | $ 8,753,000 | $ 156,303 | $ 79,000 |
| Lake, Indiana | 56 | $ 8,248,000 | $ 147,285 | $ 86,000 |
| Dakota, Minnesota | 56 | $ 10,939,000 | $ 195,339 | $ 80,000 |
| Kent, Rhode Island | 56 | $ 11,360,000 | $ 202,857 | $ 129,000 |
| Waukesha, Wisconsin | 56 | $ 10,173,000 | $ 181,660 | $ 77,000 |
| Shasta, California | 55 | $ 11,516,000 | $ 209,381 | $ 71,000 |
| Bay, Florida | 55 | $ 9,413,000 | $ 171,145 | $ 69,000 |
| Santa Rosa, Florida | 55 | $ 10,802,000 | $ 196,400 | $ 53,000 |
| Jefferson, West Virginia | 55 | $ 10,788,000 | $ 196,145 | $ 82,000 |
| Litchfield, Connecticut | 54 | $ 10,422,000 | $ 193,000 | $ 66,000 |
| Dane, Wisconsin | 54 | $ 8,273,000 | $ 153,203 | $ 76,000 |
| Anoka, Minnesota | 53 | $ 10,279,000 | $ 193,943 | $ 72,000 |
| Oklahoma, Oklahoma | 53 | $ 6,985,000 | $ 131,792 | $ 80,000 |
| Hernando, Florida | 52 | $ 8,567,000 | $ 164,750 | $ 61,000 |
| Ramsey, Minnesota | 52 | $ 10,688,000 | $ 205,538 | $ 86,000 |
| San Francisco, California | 51 | $ 17,366,000 | $ 340,509 | $ 96,000 |
| Polk, Iowa | 51 | $ 6,949,000 | $ 136,254 | $ 78,000 |
| Jefferson, Missouri | 51 | $ 6,662,000 | $ 130,627 | $ 78,000 |
| Bronx, New York | 51 | $ 13,243,000 | $ 259,666 | $ 80,000 |
| Guilford, North Carolina | 51 | $ 7,381,000 | $ 144,725 | $ 67,000 |
| Hamilton, Ohio | 51 | $ 7,365,000 | $ 144,411 | $ 75,000 |
| Davis, Utah | 51 | $ 7,303,000 | $ 143,196 | $ 69,000 |
| Butte, California | 50 | $ 10,524,000 | $ 210,480 | $ 60,000 |
| Strafford, New Hampshire | 49 | $ 9,623,000 | $ 196,387 | $ 85,000 |
| Marion, Oregon | 49 | $ 7,478,000 | $ 152,612 | $ 65,000 |
| Hanover, Virginia | 49 | $ 9,407,000 | $ 191,979 | $ 106,000 |
| Tulsa, Oklahoma | 48 | $ 5,438,000 | $ 113,291 | $ 80,000 |
| Washington, Rhode Island | 48 | $ 10,869,000 | $ 226,437 | $ 75,000 |
| Newport News, Virginia | 48 | $ 6,493,000 | $ 135,270 | $ 66,000 |
| Yuma, Arizona | 47 | $ 7,878,000 | $ 167,617 | $ 58,000 |
| Yolo, California | 47 | $ 12,892,000 | $ 274,297 | $ 89,000 |
| Leon, Florida | 47 | $ 7,934,000 | $ 168,808 | $ 75,000 |
| Washtenaw, Michigan | 47 | $ 8,786,000 | $ 186,936 | $ 82,000 |
| Douglas, Nebraska | 47 | $ 5,683,000 | $ 120,914 | $ 78,000 |
| Albany, New York | 47 | $ 7,214,000 | $ 153,489 | $ 94,000 |
| Berks, Pennsylvania | 47 | $ 7,246,000 | $ 154,170 | $ 77,000 |
| Lehigh, Pennsylvania | 47 | $ 7,917,000 | $ 168,446 | $ 81,000 |
| Fauquier, Virginia | 47 | $ 12,573,000 | $ 267,510 | $ 91,000 |
| Monterey, California | 46 | $ 16,004,000 | $ 347,913 | $ 74,000 |
| Larimer, Colorado | 46 | $ 7,808,000 | $ 169,739 | $ 93,000 |
| Kauai, Hawaii | 46 | $ 13,314,000 | $ 289,434 | $ 89,000 |
| Summit, Ohio | 46 | $ 7,970,000 | $ 173,260 | $ 83,000 |
| Davidson, Tennessee | 46 | $ 7,112,000 | $ 154,608 | $ 63,000 |
| Chittenden, Vermont | 46 | $ 8,288,000 | $ 180,173 | $ 68,000 |
| Suffolk, Virginia | 46 | $ 8,518,000 | $ 185,173 | $ 89,000 |
| Boulder, Colorado | 45 | $ 9,772,000 | $ 217,155 | $ 98,000 |
| Tolland, Connecticut | 45 | $ 9,005,000 | $ 200,111 | $ 85,000 |
| Jefferson, Louisiana | 45 | $ 6,444,000 | $ 143,200 | $ 82,000 |
| Kent, Michigan | 45 | $ 5,249,000 | $ 116,644 | $ 64,000 |
| Ulster, New York | 45 | $ 9,535,000 | $ 211,888 | $ 110,000 |
| Madison, Alabama | 44 | $ 5,939,000 | $ 134,977 | $ 74,000 |
| Windham, Connecticut | 44 | $ 7,004,000 | $ 159,181 | $ 63,000 |
| Henry, Georgia | 44 | $ 6,721,000 | $ 152,750 | $ 73,000 |
| Kootenai, Idaho | 44 | $ 8,263,000 | $ 187,795 | $ 76,000 |
| Coconino, Arizona | 43 | $ 9,945,000 | $ 231,279 | $ 82,000 |
| Hamilton, Indiana | 43 | $ 6,590,000 | $ 153,255 | $ 64,000 |
| Monroe, New York | 43 | $ 5,114,000 | $ 118,930 | $ 76,000 |
| Putnam, New York | 43 | $ 10,780,000 | $ 250,697 | $ 75,000 |
| Cumberland, Pennsylvania | 43 | $ 6,971,000 | $ 162,116 | $ 75,000 |
| Kings, California | 42 | $ 7,540,000 | $ 179,523 | $ 65,000 |
| Weld, Colorado | 42 | $ 8,014,000 | $ 190,809 | $ 75,000 |
| Genesee, Michigan | 42 | $ 4,932,000 | $ 117,428 | $ 81,000 |
| Knox, Tennessee | 42 | $ 6,327,000 | $ 150,642 | $ 80,000 |
| Fayette, Georgia | 41 | $ 8,011,000 | $ 195,390 | $ 99,000 |
| Orleans, Louisiana | 41 | $ 6,760,000 | $ 164,878 | $ 82,000 |
| Cecil, Maryland | 41 | $ 7,386,000 | $ 180,146 | $ 66,000 |
| Butler, Ohio | 41 | $ 6,907,000 | $ 168,463 | $ 74,000 |
| Cochise, Arizona | 40 | $ 5,980,000 | $ 149,500 | $ 64,000 |
| Kendall, Illinois | 40 | $ 6,903,000 | $ 172,575 | $ 91,000 |
| Union, North Carolina | 40 | $ 7,314,000 | $ 182,850 | $ 70,000 |
| Frederick, Virginia | 40 | $ 7,918,000 | $ 197,950 | $ 78,000 |
| Hampton, Virginia | 40 | $ 6,389,000 | $ 159,725 | $ 62,000 |
| New Hanover, North Carolina | 39 | $ 7,564,000 | $ 193,948 | $ 86,000 |
| Charleston, South Carolina | 39 | $ 10,489,000 | $ 268,948 | $ 103,000 |
| Whatcom, Washington | 39 | $ 7,935,000 | $ 203,461 | $ 71,000 |
| Josephine, Oregon | 38 | $ 6,537,000 | $ 172,026 | $ 48,000 |
| Dauphin, Pennsylvania | 38 | $ 5,539,000 | $ 145,763 | $ 63,000 |
| Norfolk, Virginia | 38 | $ 6,549,000 | $ 172,342 | $ 64,000 |
| Nevada, California | 37 | $ 9,859,000 | $ 266,459 | $ 76,000 |
| District of Columbia, District Of Columbia | 36 | $ 8,479,000 | $ 235,527 | $ 123,000 |
| Douglas, Nevada | 36 | $ 10,333,000 | $ 287,027 | $ 74,000 |
| Humboldt, California | 35 | $ 7,109,000 | $ 203,114 | $ 82,000 |
| Warren, Virginia | 35 | $ 5,783,000 | $ 165,228 | $ 76,000 |
| Laramie, Wyoming | 35 | $ 4,820,000 | $ 137,714 | $ 61,000 |
| Marin, California | 34 | $ 12,686,000 | $ 373,117 | $ 108,000 |
| Alachua, Florida | 34 | $ 5,550,000 | $ 163,235 | $ 77,000 |
| Martin, Florida | 34 | $ 6,675,000 | $ 196,323 | $ 76,000 |
| St. Tammany, Louisiana | 34 | $ 5,388,000 | $ 158,470 | $ 66,000 |
| Washington, Minnesota | 34 | $ 7,067,000 | $ 207,852 | $ 85,000 |
| Lyon, Nevada | 34 | $ 5,973,000 | $ 175,676 | $ 58,000 |
| Buncombe, North Carolina | 34 | $ 5,997,000 | $ 176,382 | $ 63,000 |
| Horry, South Carolina | 34 | $ 5,655,000 | $ 166,323 | $ 84,000 |
| Shelby, Alabama | 33 | $ 4,687,000 | $ 142,030 | $ 81,000 |
| Matanuska-Susitna, Alaska | 33 | $ 5,187,000 | $ 157,181 | $ 68,000 |
| Flagler, Florida | 33 | $ 6,287,000 | $ 190,515 | $ 67,000 |
| Indian River, Florida | 33 | $ 6,435,000 | $ 195,000 | $ 74,000 |
| Cheshire, New Hampshire | 33 | $ 5,460,000 | $ 165,454 | $ 62,000 |
| Forsyth, North Carolina | 33 | $ 4,622,000 | $ 140,060 | $ 69,000 |
| Lucas, Ohio | 33 | $ 4,366,000 | $ 132,303 | $ 84,000 |
| Williamson, Tennessee | 33 | $ 6,830,000 | $ 206,969 | $ 81,000 |
| Richmond City, Virginia | 33 | $ 5,730,000 | $ 173,636 | $ 67,000 |
| Imperial, California | 32 | $ 5,764,000 | $ 180,125 | $ 74,000 |
| Madera, California | 32 | $ 7,189,000 | $ 224,656 | $ 74,000 |
| Napa, California | 32 | $ 10,143,000 | $ 316,968 | $ 105,000 |
| East Baton Rouge, Louisiana | 32 | $ 4,680,000 | $ 146,250 | $ 82,000 |
| Queen Anne's, Maryland | 32 | $ 8,028,000 | $ 250,875 | $ 75,000 |
| Wicomico, Maryland | 32 | $ 5,233,000 | $ 163,531 | $ 70,000 |
| Iredell, North Carolina | 32 | $ 5,376,000 | $ 168,000 | $ 109,000 |
| Greenville, South Carolina | 32 | $ 4,637,000 | $ 144,906 | $ 83,000 |
| Fayette, Kentucky | 31 | $ 4,711,000 | $ 151,967 | $ 80,000 |
| St. Louis City, Missouri | 31 | $ 4,708,000 | $ 151,870 | $ 66,000 |
| Gallatin, Montana | 31 | $ 6,255,000 | $ 201,774 | $ 62,000 |
| Montgomery, Ohio | 31 | $ 4,263,000 | $ 137,516 | $ 78,000 |
| Westmoreland, Pennsylvania | 31 | $ 4,759,000 | $ 153,516 | $ 96,000 |
| Baldwin, Alabama | 30 | $ 5,295,000 | $ 176,500 | $ 103,000 |
| Winnebago, Illinois | 30 | $ 3,656,000 | $ 121,866 | $ 83,000 |
| Kalamazoo, Michigan | 30 | $ 4,581,000 | $ 152,700 | $ 84,000 |
| Cleveland, Oklahoma | 30 | $ 3,796,000 | $ 126,533 | $ 88,000 |
| Pike, Pennsylvania | 30 | $ 4,446,000 | $ 148,200 | $ 74,000 |
| Hamilton, Tennessee | 30 | $ 4,088,000 | $ 136,266 | $ 76,000 |
| Portsmouth, Virginia | 30 | $ 4,014,000 | $ 133,800 | $ 61,000 |
| Kenosha, Wisconsin | 30 | $ 4,889,000 | $ 162,966 | $ 78,000 |
| Penobscot, Maine | 29 | $ 3,292,000 | $ 113,517 | $ 62,000 |
| Hampshire, Massachusetts | 29 | $ 5,376,000 | $ 185,379 | $ 87,000 |
| Livingston, Michigan | 29 | $ 5,760,000 | $ 198,620 | $ 89,000 |
| Missoula, Montana | 29 | $ 4,881,000 | $ 168,310 | $ 81,000 |
| Durham, North Carolina | 29 | $ 3,807,000 | $ 131,275 | $ 63,000 |
| Newport, Rhode Island | 29 | $ 8,036,000 | $ 277,103 | $ 96,000 |
| Belknap, New Hampshire | 28 | $ 5,303,000 | $ 189,392 | $ 91,000 |
| Lorain, Ohio | 28 | $ 4,307,000 | $ 153,821 | $ 66,000 |
| Santa Cruz, California | 27 | $ 10,307,000 | $ 381,740 | $ 117,000 |
| Paulding, Georgia | 27 | $ 3,264,000 | $ 120,888 | $ 69,000 |
| Hendricks, Indiana | 27 | $ 4,675,000 | $ 173,148 | $ 106,000 |
| Porter, Indiana | 27 | $ 4,902,000 | $ 181,555 | $ 83,000 |
| Boone, Kentucky | 27 | $ 4,011,000 | $ 148,555 | $ 79,000 |
| Clay, Missouri | 27 | $ 3,369,000 | $ 124,777 | $ 80,000 |
| Grafton, New Hampshire | 27 | $ 3,917,000 | $ 145,074 | $ 72,000 |
| San Juan, New Mexico | 27 | $ 3,462,000 | $ 128,222 | $ 68,000 |
| Brunswick, North Carolina | 27 | $ 4,876,000 | $ 180,592 | $ 75,000 |
| Stark, Ohio | 27 | $ 3,819,000 | $ 141,444 | $ 75,000 |
| Warren, Ohio | 27 | $ 4,549,000 | $ 168,481 | $ 85,000 |
| Franklin, Pennsylvania | 27 | $ 4,445,000 | $ 164,629 | $ 62,000 |
| York, Virginia | 27 | $ 4,670,000 | $ 172,962 | $ 79,000 |
| Benton, Arkansas | 26 | $ 4,698,000 | $ 180,692 | $ 67,000 |
| Citrus, Florida | 26 | $ 4,585,000 | $ 176,346 | $ 75,000 |
| Chatham, Georgia | 26 | $ 3,862,000 | $ 148,538 | $ 65,000 |
| Coweta, Georgia | 26 | $ 3,926,000 | $ 151,000 | $ 80,000 |
| St. Clair, Illinois | 26 | $ 3,404,000 | $ 130,923 | $ 95,000 |
| Allen, Indiana | 26 | $ 3,715,000 | $ 142,884 | $ 79,000 |
| Lafayette, Louisiana | 26 | $ 3,733,000 | $ 143,576 | $ 72,000 |
| Flathead, Montana | 26 | $ 4,265,000 | $ 164,038 | $ 64,000 |
| Santa Fe, New Mexico | 26 | $ 5,362,000 | $ 206,230 | $ 104,000 |
| Medina, Ohio | 26 | $ 3,643,000 | $ 140,115 | $ 67,000 |
| Polk, Oregon | 26 | $ 3,903,000 | $ 150,115 | $ 95,000 |
| Wilson, Tennessee | 26 | $ 3,908,000 | $ 150,307 | $ 61,000 |
| Lake, California | 25 | $ 5,349,000 | $ 213,960 | $ 64,000 |
| Hall, Georgia | 25 | $ 3,833,000 | $ 153,320 | $ 59,000 |
| Monroe, Michigan | 25 | $ 3,365,000 | $ 134,600 | $ 75,000 |
| DeSoto, Mississippi | 25 | $ 3,758,000 | $ 150,320 | $ 52,000 |
| Rensselaer, New York | 25 | $ 3,178,000 | $ 127,120 | $ 57,000 |
| Richland, South Carolina | 25 | $ 3,677,000 | $ 147,080 | $ 77,000 |
| Skagit, Washington | 25 | $ 5,727,000 | $ 229,080 | $ 54,000 |
| Madison, Illinois | 24 | $ 3,702,000 | $ 154,250 | $ 80,000 |
| McLean, Illinois | 24 | $ 3,452,000 | $ 143,833 | $ 64,000 |
| Yellowstone, Montana | 24 | $ 3,308,000 | $ 137,833 | $ 60,000 |
| Sarpy, Nebraska | 24 | $ 2,653,000 | $ 110,541 | $ 79,000 |
| Cumberland, North Carolina | 24 | $ 3,264,000 | $ 136,000 | $ 86,000 |
| Delaware, Ohio | 24 | $ 5,496,000 | $ 229,000 | $ 93,000 |
| Beaufort, South Carolina | 24 | $ 5,306,000 | $ 221,083 | $ 71,000 |
| Washington, Utah | 24 | $ 5,115,000 | $ 213,125 | $ 77,000 |
| Albemarle, Virginia | 24 | $ 5,495,000 | $ 228,958 | $ 100,000 |
| Island, Washington | 24 | $ 3,945,000 | $ 164,375 | $ 68,000 |
| Mendocino, California | 23 | $ 6,430,000 | $ 279,565 | $ 73,000 |
| Canyon, Idaho | 23 | $ 3,631,000 | $ 157,869 | $ 66,000 |
| Worcester, Maryland | 23 | $ 4,809,000 | $ 209,086 | $ 96,000 |
| Onondaga, New York | 23 | $ 3,425,000 | $ 148,913 | $ 102,000 |
| Lake, Ohio | 23 | $ 3,451,000 | $ 150,043 | $ 87,000 |
| Adams, Pennsylvania | 23 | $ 3,443,000 | $ 149,695 | $ 62,000 |
| York, South Carolina | 23 | $ 4,124,000 | $ 179,304 | $ 99,000 |
| Culpeper, Virginia | 23 | $ 5,577,000 | $ 242,478 | $ 61,000 |
| Calaveras, California | 22 | $ 5,866,000 | $ 266,636 | $ 71,000 |
| Highlands, Florida | 22 | $ 2,804,000 | $ 127,454 | $ 46,000 |
| Portage, Ohio | 22 | $ 3,457,000 | $ 157,136 | $ 74,000 |
| Mesa, Colorado | 21 | $ 2,746,000 | $ 130,761 | $ 73,000 |
| Pueblo, Colorado | 21 | $ 2,352,000 | $ 112,000 | $ 57,000 |
| Champaign, Illinois | 21 | $ 2,727,000 | $ 129,857 | $ 70,000 |
| Sedgwick, Kansas | 21 | $ 2,387,000 | $ 113,666 | $ 67,000 |
| Ascension, Louisiana | 21 | $ 2,986,000 | $ 142,190 | $ 78,000 |
| Ingham, Michigan | 21 | $ 2,686,000 | $ 127,904 | $ 66,000 |
| Cass, Missouri | 21 | $ 2,769,000 | $ 131,857 | $ 68,000 |
| New York, New York | 21 | $ 6,158,000 | $ 293,238 | $ 159,000 |
| Sullivan, New York | 21 | $ 3,905,000 | $ 185,952 | $ 78,000 |
| Cabarrus, North Carolina | 21 | $ 3,300,000 | $ 157,142 | $ 59,000 |
| James City, Virginia | 21 | $ 4,004,000 | $ 190,666 | $ 63,000 |
| Manassas, Virginia | 21 | $ 4,811,000 | $ 229,095 | $ 91,000 |
| Fairbanks North Star, Alaska | 20 | $ 3,321,000 | $ 166,050 | $ 74,000 |
| Sutter, California | 20 | $ 4,809,000 | $ 240,450 | $ 77,000 |
| Monroe, Florida | 20 | $ 5,396,000 | $ 269,800 | $ 83,000 |
| Douglas, Georgia | 20 | $ 3,030,000 | $ 151,500 | $ 78,000 |
| Newton, Georgia | 20 | $ 2,559,000 | $ 127,950 | $ 65,000 |
| St. Joseph, Indiana | 20 | $ 2,646,000 | $ 132,300 | $ 73,000 |
| Kenton, Kentucky | 20 | $ 2,567,000 | $ 128,350 | $ 84,000 |
| Berkshire, Massachusetts | 20 | $ 4,043,000 | $ 202,150 | $ 69,000 |
| Ottawa, Michigan | 20 | $ 2,659,000 | $ 132,950 | $ 75,000 |
| Carver, Minnesota | 20 | $ 4,553,000 | $ 227,650 | $ 96,000 |
| Rankin, Mississippi | 20 | $ 2,375,000 | $ 118,750 | $ 69,000 |
| Greene, Missouri | 20 | $ 2,808,000 | $ 140,400 | $ 70,000 |
| Benton, Oregon | 20 | $ 3,116,000 | $ 155,800 | $ 66,000 |
| Douglas, Oregon | 20 | $ 2,441,000 | $ 122,050 | $ 47,000 |
| Lincoln, Oregon | 20 | $ 3,976,000 | $ 198,800 | $ 117,000 |
| Butler, Pennsylvania | 20 | $ 3,145,000 | $ 157,250 | $ 63,000 |
| Luzerne, Pennsylvania | 20 | $ 2,582,000 | $ 129,100 | $ 77,000 |
| Rutherford, Tennessee | 20 | $ 2,841,000 | $ 142,050 | $ 61,000 |
| Weber, Utah | 20 | $ 3,099,000 | $ 154,950 | $ 84,000 |
| San Benito, California | 19 | $ 6,960,000 | $ 366,315 | $ 95,000 |
| Nassau, Florida | 19 | $ 3,527,000 | $ 185,631 | $ 143,000 |
| Kankakee, Illinois | 19 | $ 1,934,000 | $ 101,789 | $ 70,000 |
| Kennebec, Maine | 19 | $ 2,638,000 | $ 138,842 | $ 57,000 |
| Cascade, Montana | 19 | $ 2,286,000 | $ 120,315 | $ 62,000 |
| Carson City, Nevada | 19 | $ 3,820,000 | $ 201,052 | $ 82,000 |
| Niagara, New York | 19 | $ 2,280,000 | $ 120,000 | $ 68,000 |
| Schenectady, New York | 19 | $ 2,744,000 | $ 144,421 | $ 75,000 |
| Johnston, North Carolina | 19 | $ 2,737,000 | $ 144,052 | $ 82,000 |
| Fairfield, Ohio | 19 | $ 2,236,000 | $ 117,684 | $ 81,000 |
| Washington, Pennsylvania | 19 | $ 3,128,000 | $ 164,631 | $ 73,000 |
| Yuba, California | 18 | $ 3,793,000 | $ 210,722 | $ 54,000 |
| Columbia, Georgia | 18 | $ 2,322,000 | $ 129,000 | $ 65,000 |
| Bonneville, Idaho | 18 | $ 2,086,000 | $ 115,888 | $ 114,000 |
| Lancaster, Nebraska | 18 | $ 2,544,000 | $ 141,333 | $ 92,000 |
| Burlington, New Jersey | 18 | $ 2,328,000 | $ 129,333 | $ 94,000 |
| Sandoval, New Mexico | 18 | $ 2,845,000 | $ 158,055 | $ 69,000 |
| Greene, New York | 18 | $ 3,557,000 | $ 197,611 | $ 88,000 |
| Linn, Oregon | 18 | $ 2,133,000 | $ 118,500 | $ 53,000 |
| Blount, Tennessee | 18 | $ 2,617,000 | $ 145,388 | $ 73,000 |
| Washington, Vermont | 18 | $ 3,461,000 | $ 192,277 | $ 90,000 |
| Racine, Wisconsin | 18 | $ 2,477,000 | $ 137,611 | $ 60,000 |
| Mobile, Alabama | 17 | $ 3,080,000 | $ 181,176 | $ 92,000 |
| Bartow, Georgia | 17 | $ 2,414,000 | $ 142,000 | $ 81,000 |
| Clayton, Georgia | 17 | $ 2,017,000 | $ 118,647 | $ 93,000 |
| Bonner, Idaho | 17 | $ 2,906,000 | $ 170,941 | $ 56,000 |
| Johnson, Indiana | 17 | $ 2,356,000 | $ 138,588 | $ 69,000 |
| Linn, Iowa | 17 | $ 1,847,000 | $ 108,647 | $ 64,000 |
| Androscoggin, Maine | 17 | $ 2,234,000 | $ 131,411 | $ 66,000 |
| Muskegon, Michigan | 17 | $ 2,188,000 | $ 128,705 | $ 86,000 |
| Madison, Mississippi | 17 | $ 2,730,000 | $ 160,588 | $ 103,000 |
| Carteret, North Carolina | 17 | $ 2,614,000 | $ 153,764 | $ 58,000 |
| Onslow, North Carolina | 17 | $ 2,105,000 | $ 123,823 | $ 80,000 |
| Yamhill, Oregon | 17 | $ 4,435,000 | $ 260,882 | $ 78,000 |
| Erie, Pennsylvania | 17 | $ 2,745,000 | $ 161,470 | $ 76,000 |
| Berkeley, South Carolina | 17 | $ 2,174,000 | $ 127,882 | $ 85,000 |
| Lexington, South Carolina | 17 | $ 2,569,000 | $ 151,117 | $ 76,000 |
| Isle of Wight, Virginia | 17 | $ 3,610,000 | $ 212,352 | $ 75,000 |
| Roanoke, Virginia | 17 | $ 1,935,000 | $ 113,823 | $ 56,000 |
| Amador, California | 16 | $ 4,010,000 | $ 250,625 | $ 82,000 |
| Franklin, Massachusetts | 16 | $ 1,840,000 | $ 115,000 | $ 67,000 |
| Berrien, Michigan | 16 | $ 2,223,000 | $ 138,937 | $ 87,000 |
| Catawba, North Carolina | 16 | $ 2,434,000 | $ 152,125 | $ 84,000 |
| Currituck, North Carolina | 16 | $ 3,918,000 | $ 244,875 | $ 75,000 |
| Gaston, North Carolina | 16 | $ 2,606,000 | $ 162,875 | $ 72,000 |
| Columbia, Oregon | 16 | $ 2,253,000 | $ 140,812 | $ 60,000 |
| King George, Virginia | 16 | $ 3,916,000 | $ 244,750 | $ 66,000 |
| Shenandoah, Virginia | 16 | $ 3,420,000 | $ 213,750 | $ 74,000 |
| Benton, Washington | 16 | $ 2,276,000 | $ 142,250 | $ 74,000 |
| Lee, Alabama | 15 | $ 1,936,000 | $ 129,066 | $ 77,000 |
| Sumter, Florida | 15 | $ 2,267,000 | $ 151,133 | $ 77,000 |
| Rockdale, Georgia | 15 | $ 2,322,000 | $ 154,800 | $ 67,000 |
| Elkhart, Indiana | 15 | $ 2,190,000 | $ 146,000 | $ 56,000 |
| Hancock, Indiana | 15 | $ 2,058,000 | $ 137,200 | $ 68,000 |
| Kent, Maryland | 15 | $ 3,147,000 | $ 209,800 | $ 60,000 |
| St. Louis, Minnesota | 15 | $ 2,005,000 | $ 133,666 | $ 71,000 |
| Franklin, Missouri | 15 | $ 1,852,000 | $ 123,466 | $ 71,000 |
| Sullivan, New Hampshire | 15 | $ 2,574,000 | $ 171,600 | $ 70,000 |
| Alamance, North Carolina | 15 | $ 2,085,000 | $ 139,000 | $ 57,000 |
| Orange, North Carolina | 15 | $ 3,004,000 | $ 200,266 | $ 81,000 |
| Klamath, Oregon | 15 | $ 2,169,000 | $ 144,600 | $ 64,000 |
| Carbon, Pennsylvania | 15 | $ 2,078,000 | $ 138,533 | $ 70,000 |
| Sumner, Tennessee | 15 | $ 2,398,000 | $ 159,866 | $ 90,000 |
| Montgomery, Virginia | 15 | $ 2,743,000 | $ 182,866 | $ 76,000 |
| Powhatan, Virginia | 15 | $ 2,621,000 | $ 174,733 | $ 69,000 |
| Cowlitz, Washington | 15 | $ 2,071,000 | $ 138,066 | $ 84,000 |
| Yakima, Washington | 15 | $ 2,050,000 | $ 136,666 | $ 55,000 |
| Washington, Wisconsin | 15 | $ 2,701,000 | $ 180,066 | $ 84,000 |
| Broomfield, Colorado | 14 | $ 2,624,000 | $ 187,428 | $ 77,000 |
| Houston, Georgia | 14 | $ 1,586,000 | $ 113,285 | $ 83,000 |
| Jackson, Georgia | 14 | $ 1,980,000 | $ 141,428 | $ 80,000 |
| LaPorte, Indiana | 14 | $ 2,001,000 | $ 142,928 | $ 66,000 |
| Caddo, Louisiana | 14 | $ 1,864,000 | $ 133,142 | $ 69,000 |
| Livingston, Louisiana | 14 | $ 1,284,000 | $ 91,714 | $ 67,000 |
| Knox, Maine | 14 | $ 2,908,000 | $ 207,714 | $ 70,000 |
| Wright, Minnesota | 14 | $ 3,144,000 | $ 224,571 | $ 77,000 |
| Harrison, Mississippi | 14 | $ 1,536,000 | $ 109,714 | $ 62,000 |
| Hinds, Mississippi | 14 | $ 1,939,000 | $ 138,500 | $ 70,000 |
| Lamar, Mississippi | 14 | $ 2,120,000 | $ 151,428 | $ 93,000 |
| Ravalli, Montana | 14 | $ 2,474,000 | $ 176,714 | $ 64,000 |
| Carroll, New Hampshire | 14 | $ 2,336,000 | $ 166,857 | $ 58,000 |
| Lincoln, North Carolina | 14 | $ 2,656,000 | $ 189,714 | $ 79,000 |
| Clermont, Ohio | 14 | $ 2,305,000 | $ 164,642 | $ 75,000 |
| Greene, Ohio | 14 | $ 1,871,000 | $ 133,642 | $ 87,000 |
| Coos, Oregon | 14 | $ 2,784,000 | $ 198,857 | $ 97,000 |
| Franklin, Vermont | 14 | $ 1,931,000 | $ 137,928 | $ 55,000 |
| Augusta, Virginia | 14 | $ 2,110,000 | $ 150,714 | $ 76,000 |
| Caroline, Virginia | 14 | $ 2,640,000 | $ 188,571 | $ 77,000 |
| Gloucester, Virginia | 14 | $ 2,115,000 | $ 151,071 | $ 73,000 |
| Talladega, Alabama | 13 | $ 1,481,000 | $ 113,923 | $ 49,000 |
| Pulaski, Arkansas | 13 | $ 2,400,000 | $ 184,615 | $ 138,000 |
| Bannock, Idaho | 13 | $ 1,603,000 | $ 123,307 | $ 59,000 |
| LaSalle, Illinois | 13 | $ 2,163,000 | $ 166,384 | $ 69,000 |
| Warren, Iowa | 13 | $ 1,285,000 | $ 98,846 | $ 60,000 |
| Caroline, Maryland | 13 | $ 2,383,000 | $ 183,307 | $ 71,000 |
| Eaton, Michigan | 13 | $ 2,027,000 | $ 155,923 | $ 73,000 |
| Sherburne, Minnesota | 13 | $ 1,840,000 | $ 141,538 | $ 77,000 |
| Jackson, Mississippi | 13 | $ 2,216,000 | $ 170,461 | $ 70,000 |
| Boone, Missouri | 13 | $ 1,647,000 | $ 126,692 | $ 99,000 |
| Dare, North Carolina | 13 | $ 2,798,000 | $ 215,230 | $ 51,000 |
| Licking, Ohio | 13 | $ 1,918,000 | $ 147,538 | $ 115,000 |
| Miami, Ohio | 13 | $ 1,378,000 | $ 106,000 | $ 77,000 |
| Trumbull, Ohio | 13 | $ 1,431,000 | $ 110,076 | $ 53,000 |
| Wayne, Ohio | 13 | $ 1,957,000 | $ 150,538 | $ 87,000 |
| Lebanon, Pennsylvania | 13 | $ 2,142,000 | $ 164,769 | $ 88,000 |
| Wayne, Pennsylvania | 13 | $ 1,741,000 | $ 133,923 | $ 53,000 |
| Dorchester, South Carolina | 13 | $ 1,807,000 | $ 139,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Home Loan Center in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 36,890 | $7,508,406,000 | $170,540 | $1,930,000 | $75,360 | $2,000,000 |
| Home Purchase | 4,808 | $932,054,000 | $174,627 | $2,575,000 | $86,372 | $1,200,000 |
| Home Improvement | 3,944 | $854,439,000 | $174,080 | $1,360,000 | $80,060 | $765,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 27,189 | $5,576,175,000 | $171,588 | $2,575,000 | $78,470 | $1,537,000 |
| White | 14,589 | $2,865,349,000 | $171,274 | $1,470,000 | $79,000 | $2,000,000 |
| Hispanic | 2,044 | $440,920,000 | $160,877 | $660,000 | $73,367 | $1,200,000 |
| Black or African American | 899 | $178,880,000 | $172,380 | $630,000 | $84,071 | $480,000 |
| Asian | 562 | $146,757,000 | $197,775 | $1,414,000 | $80,875 | $466,000 |
| Native Hawaiian or Other Pacific Islander | 258 | $66,736,000 | $193,939 | $683,000 | $82,454 | $552,000 |
| American Indian or Alaskan Native | 101 | $20,082,000 | $196,535 | $428,000 | $63,428 | $190,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 45,642 | $9,294,899,000 | $170,941 | $2,575,000 | $78,019 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 30,657 | $6,310,415,000 | $169,137 | $2,575,000 | $78,411 | $1,537,000 |
| Application Withdrawn By Applicant | 9,745 | $1,951,207,000 | $171,980 | $1,930,000 | $80,411 | $2,000,000 |
| Application Denied By Financial Institution | 5,237 | $1,032,772,000 | $176,745 | $1,375,000 | $73,372 | $696,000 |
| Application Approved But Not Accepted | 3 | $505,000 | $214,000 | $352,000 | $93,000 | $125,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 2,277 | $445,957,000 | $182,600 | $1,375,000 | $76,800 | $505,000 |
| Other | 821 | $157,703,000 | $172,204 | $1,360,000 | $73,387 | $479,000 |
| Credit History | 690 | $130,715,000 | $159,680 | $1,250,000 | $70,127 | $696,000 |
| Debt-To-Income Ratio | 667 | $138,829,000 | $171,354 | $800,000 | $61,375 | $411,000 |
| Unverifiable Information | 359 | $77,439,000 | $184,511 | $1,000,000 | $80,255 | $660,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 262 | $52,382,000 | $194,365 | $668,000 | $73,512 | $206,000 |
| Employment History | 102 | $19,236,000 | $160,965 | $532,000 | $63,448 | $230,000 |
| Credit Application Incomplete | 54 | $9,909,000 | $164,791 | $696,000 | $79,166 | $308,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Center's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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