Home Loan Funding
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Home Loan Funding 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Funding 16808 Armstrong Ave Irvine, CA 92606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,413 |
| Total Mortgage Loan Application Amount | $1,094,915,000 |
| Average Mortgage Loan Application Amount | $195,117 |
| Highest Mortgage Loan Application Amount | $1,757,000 |
| Average Applicant Income | $109,176 |
| Highest Applicant Income | $4,341,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Home Loan Funding. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Funding's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Home Loan Funding's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Funding serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Funding, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Funding's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 903 | $ 252,184,000 | $ 279,000 | $ 92,000 |
| San Bernardino County California | 474 | $ 100,410,000 | $ 211,000 | $ 92,000 |
| Riverside County California | 390 | $ 96,724,000 | $ 248,000 | $ 105,000 |
| San Diego County California | 226 | $ 73,341,000 | $ 324,000 | $ 95,000 |
| Orange County California | 209 | $ 71,346,000 | $ 341,000 | $ 146,000 |
| Kern County California | 195 | $ 32,005,000 | $ 164,000 | $ 65,000 |
| Fresno County California | 175 | $ 29,759,000 | $ 170,000 | $ 83,000 |
| Sacramento County California | 167 | $ 39,043,000 | $ 233,000 | $ 92,000 |
| San Joaquin County California | 108 | $ 26,652,000 | $ 246,000 | $ 75,000 |
| Tulare County California | 95 | $ 13,440,000 | $ 141,000 | $ 58,000 |
| Contra Costa County California | 84 | $ 25,419,000 | $ 302,000 | $ 97,000 |
| Stanislaus County California | 82 | $ 18,342,000 | $ 223,000 | $ 73,000 |
| Solano County California | 74 | $ 21,426,000 | $ 289,000 | $ 111,000 |
| Ventura County California | 69 | $ 22,433,000 | $ 325,000 | $ 118,000 |
| Alameda County California | 62 | $ 19,994,000 | $ 322,000 | $ 97,000 |
| Santa Clara County California | 54 | $ 18,926,000 | $ 350,000 | $ 93,000 |
| Merced County California | 48 | $ 10,248,000 | $ 213,000 | $ 93,000 |
| Madera County California | 32 | $ 5,383,000 | $ 168,000 | $ 74,000 |
| Kings County California | 30 | $ 4,919,000 | $ 163,000 | $ 52,000 |
| Monterey County California | 30 | $ 10,848,000 | $ 361,000 | $ 112,000 |
| San Mateo County California | 29 | $ 11,209,000 | $ 386,000 | $ 109,000 |
| Hennepin County Minnesota | 29 | $ 5,776,000 | $ 199,000 | $ 80,000 |
| Sonoma County California | 27 | $ 9,139,000 | $ 338,000 | $ 55,000 |
| San Luis Obispo County California | 26 | $ 8,639,000 | $ 332,000 | $ 128,000 |
| Butte County California | 25 | $ 4,027,000 | $ 161,000 | $ 42,000 |
| King County Washington | 25 | $ 5,045,000 | $ 201,000 | $ 69,000 |
| Imperial County California | 24 | $ 3,817,000 | $ 159,000 | $ 48,000 |
| El Dorado County California | 23 | $ 8,131,000 | $ 353,000 | $ 113,000 |
| Santa Barbara County California | 23 | $ 8,619,000 | $ 374,000 | $ 105,000 |
| Yuba County California | 22 | $ 3,856,000 | $ 175,000 | $ 56,000 |
| Denver County Colorado | 21 | $ 3,883,000 | $ 184,000 | $ 72,000 |
| Tehama County California | 20 | $ 2,922,000 | $ 146,000 | $ 79,000 |
| El Paso County Colorado | 20 | $ 4,028,000 | $ 201,000 | $ 122,000 |
| Napa County California | 19 | $ 6,630,000 | $ 348,000 | $ 110,000 |
| Shasta County California | 19 | $ 3,845,000 | $ 202,000 | $ 54,000 |
| Placer County California | 18 | $ 4,876,000 | $ 270,000 | $ 49,000 |
| Lake County California | 16 | $ 2,395,000 | $ 149,000 | $ 48,000 |
| Sutter County California | 16 | $ 2,963,000 | $ 185,000 | $ 47,000 |
| Jefferson County Colorado | 16 | $ 2,792,000 | $ 174,000 | $ 45,000 |
| Pierce County Washington | 15 | $ 2,590,000 | $ 172,000 | $ 58,000 |
| Humboldt County California | 14 | $ 2,651,000 | $ 189,000 | $ 34,000 |
| Marin County California | 14 | $ 7,025,000 | $ 501,000 | $ 173,000 |
| Mendocino County California | 14 | $ 3,760,000 | $ 268,000 | $ 74,000 |
| Nevada County California | 14 | $ 3,550,000 | $ 253,000 | $ 60,000 |
| Ramsey County Minnesota | 14 | $ 2,455,000 | $ 175,000 | $ 68,000 |
| San Francisco County California | 13 | $ 4,515,000 | $ 347,000 | $ 91,000 |
| Santa Cruz County California | 13 | $ 6,113,000 | $ 470,000 | $ 151,000 |
| Yolo County California | 13 | $ 3,349,000 | $ 257,000 | $ 89,000 |
| Salt Lake County Utah | 13 | $ 1,723,000 | $ 132,000 | $ 38,000 |
| Tuolumne County California | 12 | $ 2,271,000 | $ 189,000 | $ 50,000 |
| Calaveras County California | 11 | $ 2,619,000 | $ 238,000 | $ 47,000 |
| Adams County Colorado | 11 | $ 1,522,000 | $ 138,000 | $ 59,000 |
| Clark County Nevada | 11 | $ 2,620,000 | $ 238,000 | $ 213,000 |
| Washington County Utah | 11 | $ 1,876,000 | $ 170,000 | $ 74,000 |
| Mariposa County California | 10 | $ 1,734,000 | $ 173,000 | $ 48,000 |
| Arapahoe County Colorado | 10 | $ 1,723,000 | $ 172,000 | $ 51,000 |
| Snohomish County Washington | 10 | $ 1,889,000 | $ 188,000 | $ 58,000 |
| Amador County California | 9 | $ 2,040,000 | $ 226,000 | $ 67,000 |
| Lassen County California | 9 | $ 1,214,000 | $ 134,000 | $ 91,000 |
| Washington County Minnesota | 9 | $ 1,780,000 | $ 197,000 | $ 142,000 |
| Clark County Washington | 9 | $ 1,710,000 | $ 190,000 | $ 121,000 |
| San Benito County California | 8 | $ 2,126,000 | $ 265,000 | $ 75,000 |
| La Plata County Colorado | 8 | $ 1,350,000 | $ 168,000 | $ 27,000 |
| Mesa County Colorado | 8 | $ 975,000 | $ 121,000 | $ 64,000 |
| Spokane County Washington | 8 | $ 894,000 | $ 111,000 | $ 39,000 |
| Anoka County Minnesota | 7 | $ 1,377,000 | $ 196,000 | $ 48,000 |
| Dakota County Minnesota | 7 | $ 1,902,000 | $ 271,000 | $ 63,000 |
| Kitsap County Washington | 7 | $ 1,085,000 | $ 155,000 | $ 71,000 |
| Glenn County California | 6 | $ 886,000 | $ 147,000 | $ 75,000 |
| Larimer County Colorado | 6 | $ 1,468,000 | $ 244,000 | $ 81,000 |
| Weld County Colorado | 6 | $ 1,027,000 | $ 171,000 | $ 41,000 |
| Del Norte County California | 5 | $ 958,000 | $ 191,000 | $ 51,000 |
| Mono County California | 5 | $ 1,137,000 | $ 227,000 | $ 83,000 |
| Siskiyou County California | 5 | $ 806,000 | $ 161,000 | $ 49,000 |
| Isanti County Minnesota | 5 | $ 693,000 | $ 138,000 | $ 84,000 |
| Thurston County Washington | 5 | $ 585,000 | $ 117,000 | $ 41,000 |
| Plumas County California | 4 | $ 712,000 | $ 178,000 | $ 80,000 |
| Douglas County Colorado | 4 | $ 880,000 | $ 220,000 | $ 107,000 |
| Garfield County Colorado | 4 | $ 605,000 | $ 151,000 | $ 73,000 |
| Cass County Minnesota | 4 | $ 653,000 | $ 163,000 | $ 62,000 |
| St. Louis County Minnesota | 4 | $ 494,000 | $ 123,000 | $ 33,000 |
| Stearns County Minnesota | 4 | $ 734,000 | $ 183,000 | $ 67,000 |
| Jackson County Oregon | 4 | $ 605,000 | $ 151,000 | $ 76,000 |
| Skagit County Washington | 4 | $ 623,000 | $ 155,000 | $ 75,000 |
| Yakima County Washington | 4 | $ 471,000 | $ 117,000 | $ 45,000 |
| Montrose County Colorado | 3 | $ 744,000 | $ 248,000 | $ 67,000 |
| Park County Colorado | 3 | $ 452,000 | $ 150,000 | $ 27,000 |
| Saguache County Colorado | 3 | $ 430,000 | $ 143,000 | $ 78,000 |
| Crow Wing County Minnesota | 3 | $ 803,000 | $ 267,000 | $ 253,000 |
| Sibley County Minnesota | 3 | $ 229,000 | $ 76,000 | $ 53,000 |
| Washoe County Nevada | 3 | $ 747,000 | $ 249,000 | $ 65,000 |
| Davis County Utah | 3 | $ 515,000 | $ 171,000 | $ 37,000 |
| Yavapai County Arizona | 2 | $ 183,000 | $ 91,000 | $ 123,000 |
| Modoc County California | 2 | $ 165,000 | $ 82,000 | $ 28,000 |
| Trinity County California | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| Boulder County Colorado | 2 | $ 372,000 | $ 186,000 | $ 48,000 |
| Fremont County Colorado | 2 | $ 295,000 | $ 147,000 | $ 31,000 |
| Montezuma County Colorado | 2 | $ 238,000 | $ 119,000 | $ 79,000 |
| Morgan County Colorado | 2 | $ 156,000 | $ 78,000 | $ 59,000 |
| Rio Grande County Colorado | 2 | $ 130,000 | $ 65,000 | $ 40,000 |
| Yuma County Colorado | 2 | $ 275,000 | $ 137,000 | $ 59,000 |
| Becker County Minnesota | 2 | $ 236,000 | $ 118,000 | $ 64,000 |
| Clay County Minnesota | 2 | $ 251,000 | $ 125,000 | $ 44,000 |
| Rice County Minnesota | 2 | $ 483,000 | $ 241,000 | $ 116,000 |
| Scott County Minnesota | 2 | $ 393,000 | $ 196,000 | $ 96,000 |
| Clackamas County Oregon | 2 | $ 879,000 | $ 439,000 | $ 162,000 |
| Multnomah County Oregon | 2 | $ 315,000 | $ 157,000 | $ 35,000 |
| Utah County Utah | 2 | $ 482,000 | $ 241,000 | $ 50,000 |
| Clallam County Washington | 2 | $ 158,000 | $ 79,000 | $ 46,000 |
| Mason County Washington | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| San Juan County Washington | 2 | $ 560,000 | $ 280,000 | $ 61,000 |
| Stevens County Washington | 2 | $ 253,000 | $ 126,000 | $ 103,000 |
| Whatcom County Washington | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| Colusa County California | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| Inyo County California | 1 | $ 149,000 | $ 149,000 | $ 48,000 |
| Alamosa County Colorado | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Archuleta County Colorado | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Delta County Colorado | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| Las Animas County Colorado | 1 | $ 231,000 | $ 231,000 | $ 109,000 |
| Pueblo County Colorado | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Teller County Colorado | 1 | $ 138,000 | $ 138,000 | $ 104,000 |
| Washington County Colorado | 1 | $ 158,000 | $ 158,000 | $ 74,000 |
| Aitkin County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 61,000 |
| Benton County Minnesota | 1 | $ 93,000 | $ 93,000 | $ 49,000 |
| Blue Earth County Minnesota | 1 | $ 36,000 | $ 36,000 | $ 66,000 |
| Goodhue County Minnesota | 1 | $ 174,000 | $ 174,000 | $ 66,000 |
| Kanabec County Minnesota | 1 | $ 286,000 | $ 286,000 | $ 106,000 |
| Kandiyohi County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Meeker County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 37,000 |
| Mille Lacs County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| Morrison County Minnesota | 1 | $ 193,000 | $ 193,000 | $ 104,000 |
| Olmsted County Minnesota | 1 | $ 256,000 | $ 256,000 | $ 71,000 |
| Otter Tail County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Waseca County Minnesota | 1 | $ 181,000 | $ 181,000 | $ 66,000 |
| Wright County Minnesota | 1 | $ 401,000 | $ 401,000 | $ 89,000 |
| Cuyahoga County Ohio | 1 | $ 63,000 | $ 63,000 | $ 84,000 |
| Clatsop County Oregon | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Josephine County Oregon | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| Klamath County Oregon | 1 | $ 59,000 | $ 59,000 | $ 120,000 |
| Lane County Oregon | 1 | $ 137,000 | $ 137,000 | $ 64,000 |
| Cache County Utah | 1 | $ 208,000 | $ 208,000 | $ 78,000 |
| Kane County Utah | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Tooele County Utah | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Weber County Utah | 1 | $ 161,000 | $ 161,000 | $ 32,000 |
| Franklin County Washington | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| Grant County Washington | 1 | $ 102,000 | $ 102,000 | $ 59,000 |
| Pend Oreille County Washington | 1 | $ 224,000 | $ 224,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Home Loan Funding in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,235 | $1,046,378,000 | $174,500 | $1,757,000 | $65,750 | $908,000 |
| Home Purchase | 176 | $47,912,000 | $201,125 | $1,020,000 | $155,250 | $4,341,000 |
| Home Improvement | 2 | $625,000 | $312,000 | $385,000 | $88,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 3,733 | $935,952,000 | $188,125 | $1,500,000 | $100,250 | $4,341,000 |
| White | 303 | $73,943,000 | $196,666 | $1,757,000 | $66,000 | $641,000 |
| Hispanic | 255 | $54,111,000 | $196,333 | $600,000 | $89,333 | $434,000 |
| Black or African American | 63 | $14,607,000 | $158,500 | $500,000 | $61,000 | $184,000 |
| Asian | 38 | $10,093,000 | $249,000 | $623,000 | $67,500 | $368,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $5,701,000 | $300,000 | $576,000 | $95,000 | $248,000 |
| American Indian or Alaskan Native | 2 | $508,000 | $254,000 | $293,000 | $98,000 | $100,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,413 | $1,094,915,000 | $169,111 | $1,757,000 | $89,777 | $4,341,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,373 | $820,168,000 | $189,375 | $1,500,000 | $95,875 | $4,341,000 |
| Application Approved But Not Accepted | 1,015 | $267,894,000 | $181,000 | $1,757,000 | $78,285 | $657,000 |
| Application Withdrawn By Applicant | 23 | $6,218,000 | $168,666 | $990,000 | $88,333 | $270,000 |
| Application Denied By Financial Institution | 2 | $635,000 | $317,000 | $380,000 | $93,000 | $108,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Funding's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Funding's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.