Home Loan Investment Bank Mortgage Lending & HMDA Data, 2004
In 2004, Home Loan Investment Bank of Warwick, RI reported 24,668 mortgage applications totaling $2.2 billion, down 2% from 2003. The average application was for $87,563, and applicants reported an average income of $54,995. 9% of its applications resulted in an originated loan and 50% were denied. Its largest markets were New York-Wayne-White Plains, NY-NJ (1,054), Philadelphia, PA (1,047) and Houston-Baytown-Sugar Land, TX (750) (applications in parentheses).
| Mortgage Company & Address | Home Loan Investment Bank One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 24,668 |
| Total Mortgage Loan Application Amount | $2,160,011,000 |
| Average Mortgage Loan Application Amount | $87,563 |
| Highest Mortgage Loan Application Amount | $2,450,000 |
| Average Applicant Income | $54,995 |
| Highest Applicant Income | $5,760,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Investment Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, Pennsylvania | 722 | $ 34,119,000 | $ 47,256 | $ 35,000 |
| Harris, Texas | 586 | $ 36,034,000 | $ 61,491 | $ 55,000 |
| Wayne, Michigan | 419 | $ 29,260,000 | $ 69,832 | $ 45,000 |
| Queens, New York | 383 | $ 66,175,000 | $ 172,780 | $ 72,000 |
| Providence, Rhode Island | 335 | $ 41,362,000 | $ 123,468 | $ 52,000 |
| Tarrant, Texas | 328 | $ 20,291,000 | $ 61,862 | $ 56,000 |
| Baltimore City, Maryland | 303 | $ 16,167,000 | $ 53,356 | $ 40,000 |
| Prince George's, Maryland | 280 | $ 30,812,000 | $ 110,042 | $ 71,000 |
| Kings, New York | 270 | $ 44,230,000 | $ 163,814 | $ 69,000 |
| Suffolk, New York | 266 | $ 32,628,000 | $ 122,661 | $ 78,000 |
| Ocean, New Jersey | 236 | $ 25,840,000 | $ 109,491 | $ 56,000 |
| Dallas, Texas | 230 | $ 16,492,000 | $ 71,704 | $ 55,000 |
| Middlesex, New Jersey | 223 | $ 25,157,000 | $ 112,811 | $ 70,000 |
| New Haven, Connecticut | 214 | $ 19,176,000 | $ 89,607 | $ 61,000 |
| Camden, New Jersey | 210 | $ 15,500,000 | $ 73,809 | $ 54,000 |
| Bexar, Texas | 207 | $ 11,419,000 | $ 55,164 | $ 45,000 |
| Nassau, New York | 204 | $ 29,576,000 | $ 144,980 | $ 91,000 |
| Hartford, Connecticut | 198 | $ 17,371,000 | $ 87,732 | $ 58,000 |
| Allegheny, Pennsylvania | 192 | $ 11,397,000 | $ 59,359 | $ 42,000 |
| Essex, New Jersey | 187 | $ 21,102,000 | $ 112,844 | $ 67,000 |
| Baltimore, Maryland | 182 | $ 14,148,000 | $ 77,736 | $ 58,000 |
| Monmouth, New Jersey | 164 | $ 20,027,000 | $ 122,115 | $ 73,000 |
| Franklin, Ohio | 163 | $ 15,433,000 | $ 94,680 | $ 55,000 |
| Mercer, New Jersey | 153 | $ 13,937,000 | $ 91,091 | $ 56,000 |
| Fairfield, Connecticut | 152 | $ 18,617,000 | $ 122,480 | $ 75,000 |
| Middlesex, Massachusetts | 141 | $ 20,185,000 | $ 143,156 | $ 73,000 |
| Worcester, Massachusetts | 141 | $ 17,745,000 | $ 125,851 | $ 53,000 |
| Bergen, New Jersey | 140 | $ 19,386,000 | $ 138,471 | $ 84,000 |
| Burlington, New Jersey | 140 | $ 13,545,000 | $ 96,750 | $ 70,000 |
| El Paso, Texas | 136 | $ 8,553,000 | $ 62,889 | $ 66,000 |
| Atlantic, New Jersey | 133 | $ 13,067,000 | $ 98,248 | $ 53,000 |
| Kent, Rhode Island | 131 | $ 14,132,000 | $ 107,877 | $ 60,000 |
| Anne Arundel, Maryland | 128 | $ 13,225,000 | $ 103,320 | $ 64,000 |
| Union, New Jersey | 125 | $ 14,685,000 | $ 117,480 | $ 74,000 |
| Richmond, New York | 125 | $ 17,596,000 | $ 140,768 | $ 72,000 |
| Plymouth, Massachusetts | 122 | $ 14,682,000 | $ 120,344 | $ 59,000 |
| Hampden, Massachusetts | 120 | $ 8,893,000 | $ 74,108 | $ 40,000 |
| Cook, Illinois | 119 | $ 10,659,000 | $ 89,571 | $ 64,000 |
| New Castle, Delaware | 117 | $ 9,966,000 | $ 85,179 | $ 62,000 |
| Luzerne, Pennsylvania | 116 | $ 8,285,000 | $ 71,422 | $ 63,000 |
| Montgomery, Maryland | 115 | $ 15,724,000 | $ 136,730 | $ 78,000 |
| Berks, Pennsylvania | 114 | $ 7,335,000 | $ 64,342 | $ 39,000 |
| Delaware, Pennsylvania | 113 | $ 7,478,000 | $ 66,176 | $ 53,000 |
| Westchester, New York | 111 | $ 19,679,000 | $ 177,288 | $ 92,000 |
| Marion, Indiana | 110 | $ 8,163,000 | $ 74,209 | $ 45,000 |
| Essex, Massachusetts | 109 | $ 14,534,000 | $ 133,339 | $ 66,000 |
| Montgomery, Pennsylvania | 109 | $ 10,662,000 | $ 97,816 | $ 56,000 |
| Gwinnett, Georgia | 108 | $ 10,647,000 | $ 98,583 | $ 113,000 |
| Cuyahoga, Ohio | 108 | $ 7,574,000 | $ 70,129 | $ 39,000 |
| Bristol, Massachusetts | 104 | $ 13,893,000 | $ 133,586 | $ 60,000 |
| Genesee, Michigan | 104 | $ 6,455,000 | $ 62,067 | $ 37,000 |
| Hudson, New Jersey | 104 | $ 11,841,000 | $ 113,855 | $ 67,000 |
| Orange, New York | 102 | $ 9,918,000 | $ 97,235 | $ 67,000 |
| Passaic, New Jersey | 101 | $ 13,915,000 | $ 137,772 | $ 79,000 |
| Gloucester, New Jersey | 99 | $ 8,177,000 | $ 82,595 | $ 54,000 |
| Suffolk, Massachusetts | 98 | $ 16,322,000 | $ 166,551 | $ 59,000 |
| Bronx, New York | 90 | $ 13,715,000 | $ 152,388 | $ 72,000 |
| Prince William, Virginia | 90 | $ 13,157,000 | $ 146,188 | $ 69,000 |
| Clayton, Georgia | 88 | $ 7,656,000 | $ 87,000 | $ 47,000 |
| Norfolk, Massachusetts | 88 | $ 13,173,000 | $ 149,693 | $ 74,000 |
| New London, Connecticut | 86 | $ 9,632,000 | $ 112,000 | $ 56,000 |
| Fairfax, Virginia | 85 | $ 13,371,000 | $ 157,305 | $ 84,000 |
| Montgomery, Ohio | 81 | $ 6,208,000 | $ 76,641 | $ 40,000 |
| Dauphin, Pennsylvania | 81 | $ 6,845,000 | $ 84,506 | $ 42,000 |
| Hillsborough, New Hampshire | 79 | $ 7,079,000 | $ 89,607 | $ 104,000 |
| Cobb, Georgia | 78 | $ 8,692,000 | $ 111,435 | $ 55,000 |
| Monroe, Pennsylvania | 78 | $ 6,951,000 | $ 89,115 | $ 58,000 |
| Oakland, Michigan | 74 | $ 8,647,000 | $ 116,851 | $ 66,000 |
| Virginia Beach, Virginia | 73 | $ 5,910,000 | $ 80,958 | $ 50,000 |
| Maricopa, Arizona | 71 | $ 6,410,000 | $ 90,281 | $ 49,000 |
| Cumberland, Maine | 71 | $ 7,898,000 | $ 111,239 | $ 52,000 |
| Travis, Texas | 71 | $ 6,243,000 | $ 87,929 | $ 59,000 |
| York, Maine | 70 | $ 6,561,000 | $ 93,728 | $ 49,000 |
| Hennepin, Minnesota | 70 | $ 6,974,000 | $ 99,628 | $ 66,000 |
| Morris, New Jersey | 68 | $ 8,548,000 | $ 125,705 | $ 72,000 |
| Richmond, Georgia | 66 | $ 3,922,000 | $ 59,424 | $ 33,000 |
| Dutchess, New York | 66 | $ 7,363,000 | $ 111,560 | $ 60,000 |
| Lancaster, Pennsylvania | 66 | $ 5,183,000 | $ 78,530 | $ 37,000 |
| Saginaw, Michigan | 65 | $ 3,627,000 | $ 55,800 | $ 40,000 |
| Hamilton, Ohio | 65 | $ 4,999,000 | $ 76,907 | $ 46,000 |
| Lackawanna, Pennsylvania | 65 | $ 4,278,000 | $ 65,815 | $ 36,000 |
| Albany, New York | 64 | $ 3,896,000 | $ 60,875 | $ 44,000 |
| Sussex, Delaware | 63 | $ 5,531,000 | $ 87,793 | $ 55,000 |
| Miami-Dade, Florida | 63 | $ 5,036,000 | $ 79,936 | $ 50,000 |
| Lake, Indiana | 63 | $ 3,829,000 | $ 60,777 | $ 46,000 |
| York, Pennsylvania | 63 | $ 4,856,000 | $ 77,079 | $ 51,000 |
| Henrico, Virginia | 63 | $ 5,899,000 | $ 93,634 | $ 47,000 |
| Lehigh, Pennsylvania | 62 | $ 3,713,000 | $ 59,887 | $ 40,000 |
| Chatham, Georgia | 61 | $ 5,149,000 | $ 84,409 | $ 55,000 |
| Kent, Michigan | 61 | $ 4,595,000 | $ 75,327 | $ 41,000 |
| Sussex, New Jersey | 61 | $ 5,694,000 | $ 93,344 | $ 74,000 |
| Northampton, Pennsylvania | 61 | $ 4,758,000 | $ 78,000 | $ 55,000 |
| Roanoke City, Virginia | 61 | $ 3,913,000 | $ 64,147 | $ 36,000 |
| Penobscot, Maine | 60 | $ 3,959,000 | $ 65,983 | $ 35,000 |
| Stark, Ohio | 60 | $ 4,609,000 | $ 76,816 | $ 33,000 |
| Cumberland, New Jersey | 59 | $ 4,486,000 | $ 76,033 | $ 50,000 |
| Somerset, New Jersey | 59 | $ 8,796,000 | $ 149,084 | $ 100,000 |
| Lubbock, Texas | 59 | $ 2,592,000 | $ 43,932 | $ 35,000 |
| Broward, Florida | 58 | $ 4,527,000 | $ 78,051 | $ 55,000 |
| Kennebec, Maine | 58 | $ 3,932,000 | $ 67,793 | $ 43,000 |
| Schenectady, New York | 58 | $ 3,710,000 | $ 63,965 | $ 41,000 |
| Chesterfield, Virginia | 58 | $ 5,036,000 | $ 86,827 | $ 50,000 |
| Fulton, Georgia | 57 | $ 5,971,000 | $ 104,754 | $ 55,000 |
| Macomb, Michigan | 57 | $ 5,371,000 | $ 94,228 | $ 99,000 |
| Bucks, Pennsylvania | 57 | $ 4,639,000 | $ 81,385 | $ 66,000 |
| Norfolk, Virginia | 57 | $ 4,421,000 | $ 77,561 | $ 37,000 |
| Newport News, Virginia | 56 | $ 3,961,000 | $ 70,732 | $ 52,000 |
| Harford, Maryland | 54 | $ 4,644,000 | $ 86,000 | $ 60,000 |
| Clark, Nevada | 54 | $ 4,823,000 | $ 89,314 | $ 58,000 |
| Los Angeles, California | 53 | $ 5,748,000 | $ 108,452 | $ 69,000 |
| Muskegon, Michigan | 53 | $ 3,378,000 | $ 63,735 | $ 32,000 |
| Nueces, Texas | 53 | $ 2,970,000 | $ 56,037 | $ 42,000 |
| Fort Bend, Texas | 51 | $ 4,111,000 | $ 80,607 | $ 85,000 |
| Kent, Delaware | 50 | $ 3,901,000 | $ 78,020 | $ 53,000 |
| Potter, Texas | 50 | $ 1,938,000 | $ 38,760 | $ 38,000 |
| Milwaukee, Wisconsin | 50 | $ 4,089,000 | $ 81,780 | $ 44,000 |
| Duval, Florida | 49 | $ 3,390,000 | $ 69,183 | $ 62,000 |
| Schuylkill, Pennsylvania | 49 | $ 2,255,000 | $ 46,020 | $ 40,000 |
| Shelby, Tennessee | 49 | $ 3,476,000 | $ 70,938 | $ 45,000 |
| Richmond City, Virginia | 49 | $ 2,774,000 | $ 56,612 | $ 35,000 |
| Litchfield, Connecticut | 48 | $ 5,745,000 | $ 119,687 | $ 67,000 |
| St. Joseph, Indiana | 48 | $ 3,409,000 | $ 71,020 | $ 37,000 |
| Ulster, New York | 48 | $ 4,367,000 | $ 90,979 | $ 52,000 |
| Trumbull, Ohio | 47 | $ 3,303,000 | $ 70,276 | $ 40,000 |
| Henry, Georgia | 46 | $ 4,653,000 | $ 101,152 | $ 52,000 |
| Rensselaer, New York | 46 | $ 3,186,000 | $ 69,260 | $ 49,000 |
| Lucas, Ohio | 46 | $ 2,460,000 | $ 53,478 | $ 35,000 |
| Chester, Pennsylvania | 46 | $ 4,515,000 | $ 98,152 | $ 55,000 |
| Windham, Connecticut | 45 | $ 4,102,000 | $ 91,155 | $ 46,000 |
| Bibb, Georgia | 45 | $ 2,667,000 | $ 59,266 | $ 40,000 |
| Jackson, Michigan | 45 | $ 4,229,000 | $ 93,977 | $ 53,000 |
| Rockingham, New Hampshire | 45 | $ 5,030,000 | $ 111,777 | $ 122,000 |
| Chesapeake, Virginia | 45 | $ 3,323,000 | $ 73,844 | $ 47,000 |
| Kalamazoo, Michigan | 44 | $ 3,194,000 | $ 72,590 | $ 51,000 |
| Rockland, New York | 44 | $ 6,126,000 | $ 139,227 | $ 83,000 |
| Hampton, Virginia | 44 | $ 3,696,000 | $ 84,000 | $ 54,000 |
| Merrimack, New Hampshire | 43 | $ 4,515,000 | $ 105,000 | $ 45,000 |
| Fayette, Pennsylvania | 43 | $ 2,425,000 | $ 56,395 | $ 32,000 |
| Washington, Rhode Island | 43 | $ 6,941,000 | $ 161,418 | $ 61,000 |
| Palm Beach, Florida | 42 | $ 3,444,000 | $ 82,000 | $ 47,000 |
| Summit, Ohio | 42 | $ 2,719,000 | $ 64,738 | $ 34,000 |
| Galveston, Texas | 42 | $ 2,859,000 | $ 68,071 | $ 50,000 |
| Midland, Texas | 42 | $ 1,454,000 | $ 34,619 | $ 41,000 |
| Muscogee, Georgia | 41 | $ 2,798,000 | $ 68,243 | $ 45,000 |
| Charles, Maryland | 41 | $ 5,220,000 | $ 127,317 | $ 73,000 |
| Erie, Pennsylvania | 40 | $ 2,551,000 | $ 63,775 | $ 45,000 |
| Middlesex, Connecticut | 38 | $ 3,693,000 | $ 97,184 | $ 55,000 |
| Lycoming, Pennsylvania | 38 | $ 2,412,000 | $ 63,473 | $ 55,000 |
| Jefferson, Texas | 38 | $ 1,685,000 | $ 44,342 | $ 34,000 |
| Pinellas, Florida | 37 | $ 2,264,000 | $ 61,189 | $ 48,000 |
| Hillsborough, Florida | 36 | $ 2,570,000 | $ 71,388 | $ 46,000 |
| DeKalb, Georgia | 36 | $ 3,209,000 | $ 89,138 | $ 58,000 |
| Will, Illinois | 36 | $ 3,189,000 | $ 88,583 | $ 62,000 |
| Cape May, New Jersey | 36 | $ 3,621,000 | $ 100,583 | $ 50,000 |
| Westmoreland, Pennsylvania | 36 | $ 2,822,000 | $ 78,388 | $ 40,000 |
| Hidalgo, Texas | 36 | $ 1,854,000 | $ 51,500 | $ 61,000 |
| Aroostook, Maine | 35 | $ 1,924,000 | $ 54,971 | $ 49,000 |
| Washington, Maryland | 35 | $ 2,586,000 | $ 73,885 | $ 53,000 |
| Montgomery, Texas | 35 | $ 3,570,000 | $ 102,000 | $ 75,000 |
| Pima, Arizona | 34 | $ 2,326,000 | $ 68,411 | $ 40,000 |
| Orange, Florida | 34 | $ 2,483,000 | $ 73,029 | $ 48,000 |
| Anoka, Minnesota | 34 | $ 3,572,000 | $ 105,058 | $ 95,000 |
| Grafton, New Hampshire | 34 | $ 2,998,000 | $ 88,176 | $ 51,000 |
| Salem, New Jersey | 34 | $ 2,780,000 | $ 81,764 | $ 48,000 |
| Mahoning, Ohio | 34 | $ 1,771,000 | $ 52,088 | $ 30,000 |
| Cumberland, Pennsylvania | 34 | $ 3,038,000 | $ 89,352 | $ 60,000 |
| Collin, Texas | 34 | $ 2,878,000 | $ 84,647 | $ 80,000 |
| Franklin, Virginia | 34 | $ 2,819,000 | $ 82,911 | $ 45,000 |
| Pittsylvania, Virginia | 34 | $ 2,390,000 | $ 70,294 | $ 63,000 |
| Portsmouth, Virginia | 34 | $ 2,517,000 | $ 74,029 | $ 48,000 |
| Somerset, Maine | 33 | $ 1,902,000 | $ 57,636 | $ 41,000 |
| Barnstable, Massachusetts | 33 | $ 4,613,000 | $ 139,787 | $ 69,000 |
| Strafford, New Hampshire | 33 | $ 3,357,000 | $ 101,727 | $ 65,000 |
| Stafford, Virginia | 33 | $ 3,220,000 | $ 97,575 | $ 110,000 |
| Allen, Indiana | 32 | $ 2,193,000 | $ 68,531 | $ 42,000 |
| Clinton, New York | 32 | $ 3,363,000 | $ 105,093 | $ 48,000 |
| Calvert, Maryland | 31 | $ 3,152,000 | $ 101,677 | $ 66,000 |
| Erie, New York | 31 | $ 1,598,000 | $ 51,548 | $ 46,000 |
| Washington, New York | 31 | $ 1,978,000 | $ 63,806 | $ 35,000 |
| Spotsylvania, Virginia | 31 | $ 2,515,000 | $ 81,129 | $ 60,000 |
| Carroll, Georgia | 30 | $ 1,962,000 | $ 65,400 | $ 67,000 |
| Newton, Georgia | 30 | $ 3,121,000 | $ 104,033 | $ 41,000 |
| Ramsey, Minnesota | 30 | $ 2,744,000 | $ 91,466 | $ 89,000 |
| Fulton, New York | 30 | $ 1,716,000 | $ 57,200 | $ 37,000 |
| Saratoga, New York | 30 | $ 2,960,000 | $ 98,666 | $ 57,000 |
| Hall, Georgia | 29 | $ 2,915,000 | $ 100,517 | $ 44,000 |
| Oxford, Maine | 29 | $ 2,305,000 | $ 79,482 | $ 45,000 |
| Carbon, Pennsylvania | 29 | $ 1,594,000 | $ 54,965 | $ 47,000 |
| Roanoke, Virginia | 29 | $ 2,626,000 | $ 90,551 | $ 50,000 |
| Douglas, Georgia | 28 | $ 2,226,000 | $ 79,500 | $ 40,000 |
| Houston, Georgia | 28 | $ 2,253,000 | $ 80,464 | $ 70,000 |
| Frederick, Maryland | 28 | $ 3,222,000 | $ 115,071 | $ 98,000 |
| Wicomico, Maryland | 28 | $ 1,459,000 | $ 52,107 | $ 59,000 |
| Van Buren, Michigan | 28 | $ 2,314,000 | $ 82,642 | $ 44,000 |
| Ellis, Texas | 28 | $ 2,205,000 | $ 78,750 | $ 50,000 |
| Paulding, Georgia | 27 | $ 2,385,000 | $ 88,333 | $ 50,000 |
| Warren, New Jersey | 27 | $ 3,388,000 | $ 125,481 | $ 71,000 |
| Cambria, Pennsylvania | 27 | $ 1,232,000 | $ 45,629 | $ 65,000 |
| Franklin, Pennsylvania | 27 | $ 2,350,000 | $ 87,037 | $ 49,000 |
| Pike, Pennsylvania | 27 | $ 2,277,000 | $ 84,333 | $ 57,000 |
| Washington, Pennsylvania | 27 | $ 2,266,000 | $ 83,925 | $ 51,000 |
| Ector, Texas | 27 | $ 947,000 | $ 35,074 | $ 41,000 |
| Tolland, Connecticut | 26 | $ 1,861,000 | $ 71,576 | $ 67,000 |
| Brevard, Florida | 26 | $ 2,247,000 | $ 86,423 | $ 43,000 |
| Oneida, New York | 26 | $ 1,291,000 | $ 49,653 | $ 37,000 |
| Putnam, New York | 26 | $ 3,815,000 | $ 146,730 | $ 75,000 |
| Mercer, Pennsylvania | 26 | $ 1,668,000 | $ 64,153 | $ 33,000 |
| Johnson, Texas | 26 | $ 1,217,000 | $ 46,807 | $ 49,000 |
| Loudoun, Virginia | 26 | $ 3,171,000 | $ 121,961 | $ 83,000 |
| Carroll, Maryland | 25 | $ 3,082,000 | $ 123,280 | $ 74,000 |
| Howard, Maryland | 25 | $ 2,187,000 | $ 87,480 | $ 69,000 |
| Calhoun, Michigan | 25 | $ 1,434,000 | $ 57,360 | $ 42,000 |
| St. Clair, Michigan | 25 | $ 2,184,000 | $ 87,360 | $ 54,000 |
| Coos, New Hampshire | 25 | $ 1,683,000 | $ 67,320 | $ 40,000 |
| Essex, New York | 25 | $ 1,525,000 | $ 61,000 | $ 38,000 |
| Blair, Pennsylvania | 25 | $ 1,481,000 | $ 59,240 | $ 35,000 |
| Lawrence, Pennsylvania | 25 | $ 1,014,000 | $ 40,560 | $ 30,000 |
| Pasco, Florida | 24 | $ 1,898,000 | $ 79,083 | $ 57,000 |
| Walker, Georgia | 24 | $ 1,860,000 | $ 77,500 | $ 32,000 |
| Androscoggin, Maine | 24 | $ 2,186,000 | $ 91,083 | $ 42,000 |
| Cecil, Maryland | 24 | $ 1,918,000 | $ 79,916 | $ 53,000 |
| Lorain, Ohio | 24 | $ 2,330,000 | $ 97,083 | $ 50,000 |
| Brazoria, Texas | 24 | $ 1,632,000 | $ 68,000 | $ 75,000 |
| Denton, Texas | 24 | $ 2,619,000 | $ 109,125 | $ 79,000 |
| Randall, Texas | 24 | $ 1,409,000 | $ 58,708 | $ 48,000 |
| Volusia, Florida | 23 | $ 1,561,000 | $ 67,869 | $ 45,000 |
| Floyd, Georgia | 23 | $ 1,315,000 | $ 57,173 | $ 35,000 |
| Spalding, Georgia | 23 | $ 1,696,000 | $ 73,739 | $ 35,000 |
| St. Clair, Illinois | 23 | $ 1,433,000 | $ 62,304 | $ 43,000 |
| Elkhart, Indiana | 23 | $ 1,685,000 | $ 73,260 | $ 42,000 |
| Belknap, New Hampshire | 23 | $ 3,563,000 | $ 154,913 | $ 76,000 |
| Hunterdon, New Jersey | 23 | $ 3,915,000 | $ 170,217 | $ 112,000 |
| Warren, New York | 23 | $ 1,978,000 | $ 86,000 | $ 55,000 |
| Grayson, Texas | 23 | $ 927,000 | $ 40,304 | $ 27,000 |
| Mecklenburg, Virginia | 23 | $ 1,597,000 | $ 69,434 | $ 32,000 |
| Suffolk, Virginia | 23 | $ 1,719,000 | $ 74,739 | $ 82,000 |
| Liberty, Georgia | 22 | $ 1,339,000 | $ 60,863 | $ 53,000 |
| Madison, Indiana | 22 | $ 1,294,000 | $ 58,818 | $ 61,000 |
| St. Mary's, Maryland | 22 | $ 1,776,000 | $ 80,727 | $ 53,000 |
| Ottawa, Michigan | 22 | $ 1,942,000 | $ 88,272 | $ 51,000 |
| Schoharie, New York | 22 | $ 1,544,000 | $ 70,181 | $ 40,000 |
| Sullivan, New York | 22 | $ 1,417,000 | $ 64,409 | $ 46,000 |
| Oklahoma, Oklahoma | 22 | $ 1,083,000 | $ 49,227 | $ 32,000 |
| Beaver, Pennsylvania | 22 | $ 1,513,000 | $ 68,772 | $ 42,000 |
| Clinton, Pennsylvania | 22 | $ 1,411,000 | $ 64,136 | $ 27,000 |
| Bell, Texas | 22 | $ 1,505,000 | $ 68,409 | $ 63,000 |
| Cherokee, Georgia | 21 | $ 2,168,000 | $ 103,238 | $ 65,000 |
| Madison, Illinois | 21 | $ 1,342,000 | $ 63,904 | $ 46,000 |
| Ingham, Michigan | 21 | $ 1,678,000 | $ 79,904 | $ 53,000 |
| Greene, New York | 21 | $ 1,265,000 | $ 60,238 | $ 47,000 |
| Northumberland, Pennsylvania | 21 | $ 1,066,000 | $ 50,761 | $ 29,000 |
| Augusta, Virginia | 21 | $ 1,764,000 | $ 84,000 | $ 35,000 |
| Sacramento, California | 20 | $ 1,578,000 | $ 78,900 | $ 56,000 |
| Bartow, Georgia | 20 | $ 1,704,000 | $ 85,200 | $ 62,000 |
| Dougherty, Georgia | 20 | $ 1,010,000 | $ 50,500 | $ 47,000 |
| Lowndes, Georgia | 20 | $ 1,240,000 | $ 62,000 | $ 50,000 |
| Troup, Georgia | 20 | $ 1,448,000 | $ 72,400 | $ 44,000 |
| Berkshire, Massachusetts | 20 | $ 1,829,000 | $ 91,450 | $ 46,000 |
| Hampshire, Massachusetts | 20 | $ 2,139,000 | $ 106,950 | $ 55,000 |
| Berrien, Michigan | 20 | $ 1,530,000 | $ 76,500 | $ 38,000 |
| Montcalm, Michigan | 20 | $ 1,282,000 | $ 64,100 | $ 38,000 |
| Dakota, Minnesota | 20 | $ 2,655,000 | $ 132,750 | $ 68,000 |
| Washoe, Nevada | 20 | $ 2,052,000 | $ 102,600 | $ 62,000 |
| Cheshire, New Hampshire | 20 | $ 1,822,000 | $ 91,100 | $ 58,000 |
| Lebanon, Pennsylvania | 20 | $ 1,483,000 | $ 74,150 | $ 41,000 |
| McLennan, Texas | 20 | $ 929,000 | $ 46,450 | $ 39,000 |
| San Bernardino, California | 19 | $ 2,104,000 | $ 110,736 | $ 68,000 |
| Coweta, Georgia | 19 | $ 1,132,000 | $ 59,578 | $ 52,000 |
| Waldo, Maine | 19 | $ 1,704,000 | $ 89,684 | $ 35,000 |
| Montgomery, New York | 19 | $ 998,000 | $ 52,526 | $ 37,000 |
| Butler, Pennsylvania | 19 | $ 1,849,000 | $ 97,315 | $ 51,000 |
| Crawford, Pennsylvania | 19 | $ 1,163,000 | $ 61,210 | $ 43,000 |
| Bedford, Virginia | 19 | $ 1,430,000 | $ 75,263 | $ 31,000 |
| Halifax, Virginia | 19 | $ 1,199,000 | $ 63,105 | $ 42,000 |
| Escambia, Florida | 18 | $ 996,000 | $ 55,333 | $ 53,000 |
| Lee, Florida | 18 | $ 1,482,000 | $ 82,333 | $ 33,000 |
| Winnebago, Illinois | 18 | $ 1,164,000 | $ 64,666 | $ 48,000 |
| Caddo, Louisiana | 18 | $ 947,000 | $ 52,611 | $ 36,000 |
| Orleans, Louisiana | 18 | $ 1,028,000 | $ 57,111 | $ 40,000 |
| Franklin, Massachusetts | 18 | $ 1,871,000 | $ 103,944 | $ 45,000 |
| Clare, Michigan | 18 | $ 1,109,000 | $ 61,611 | $ 36,000 |
| Allen, Ohio | 18 | $ 1,159,000 | $ 64,388 | $ 45,000 |
| Bristol, Rhode Island | 18 | $ 2,341,000 | $ 130,055 | $ 67,000 |
| Cameron, Texas | 18 | $ 812,000 | $ 45,111 | $ 61,000 |
| Williamson, Texas | 18 | $ 1,901,000 | $ 105,611 | $ 81,000 |
| Henry, Virginia | 18 | $ 1,158,000 | $ 64,333 | $ 32,000 |
| Hernando, Florida | 17 | $ 934,000 | $ 54,941 | $ 46,000 |
| Marion, Florida | 17 | $ 958,000 | $ 56,352 | $ 32,000 |
| Whitfield, Georgia | 17 | $ 1,274,000 | $ 74,941 | $ 49,000 |
| Peoria, Illinois | 17 | $ 817,000 | $ 48,058 | $ 26,000 |
| Hancock, Maine | 17 | $ 1,106,000 | $ 65,058 | $ 160,000 |
| Lenawee, Michigan | 17 | $ 1,561,000 | $ 91,823 | $ 43,000 |
| St. Joseph, Michigan | 17 | $ 1,198,000 | $ 70,470 | $ 34,000 |
| Columbia, New York | 17 | $ 1,399,000 | $ 82,294 | $ 64,000 |
| Franklin, New York | 17 | $ 1,052,000 | $ 61,882 | $ 45,000 |
| Susquehanna, Pennsylvania | 17 | $ 851,000 | $ 50,058 | $ 94,000 |
| Kaufman, Texas | 17 | $ 919,000 | $ 54,058 | $ 33,000 |
| Wichita, Texas | 17 | $ 756,000 | $ 44,470 | $ 43,000 |
| Lynchburg, Virginia | 17 | $ 920,000 | $ 54,117 | $ 37,000 |
| Arapahoe, Colorado | 16 | $ 1,230,000 | $ 76,875 | $ 41,000 |
| Citrus, Florida | 16 | $ 873,000 | $ 54,562 | $ 25,000 |
| Camden, Georgia | 16 | $ 1,239,000 | $ 77,437 | $ 47,000 |
| Forsyth, Georgia | 16 | $ 1,817,000 | $ 113,562 | $ 74,000 |
| Gordon, Georgia | 16 | $ 1,224,000 | $ 76,500 | $ 53,000 |
| Walton, Georgia | 16 | $ 1,622,000 | $ 101,375 | $ 50,000 |
| Lake, Illinois | 16 | $ 1,369,000 | $ 85,562 | $ 71,000 |
| Allegan, Michigan | 16 | $ 1,460,000 | $ 91,250 | $ 35,000 |
| Eaton, Michigan | 16 | $ 1,569,000 | $ 98,062 | $ 54,000 |
| Monroe, Michigan | 16 | $ 1,253,000 | $ 78,312 | $ 45,000 |
| Sherburne, Minnesota | 16 | $ 1,275,000 | $ 79,687 | $ 52,000 |
| Onondaga, New York | 16 | $ 949,000 | $ 59,312 | $ 60,000 |
| Clark, Ohio | 16 | $ 974,000 | $ 60,875 | $ 36,000 |
| Adams, Pennsylvania | 16 | $ 1,120,000 | $ 70,000 | $ 50,000 |
| Columbia, Pennsylvania | 16 | $ 830,000 | $ 51,875 | $ 46,000 |
| Wayne, Pennsylvania | 16 | $ 964,000 | $ 60,250 | $ 41,000 |
| Parker, Texas | 16 | $ 980,000 | $ 61,250 | $ 57,000 |
| Danville, Virginia | 16 | $ 1,020,000 | $ 63,750 | $ 40,000 |
| Fresno, California | 15 | $ 1,372,000 | $ 91,466 | $ 50,000 |
| Riverside, California | 15 | $ 1,371,000 | $ 91,400 | $ 161,000 |
| Polk, Florida | 15 | $ 869,000 | $ 57,933 | $ 75,000 |
| Colquitt, Georgia | 15 | $ 635,000 | $ 42,333 | $ 37,000 |
| Fayette, Georgia | 15 | $ 1,666,000 | $ 111,066 | $ 159,000 |
| Kane, Illinois | 15 | $ 1,352,000 | $ 90,133 | $ 108,000 |
| Grant, Indiana | 15 | $ 913,000 | $ 60,866 | $ 50,000 |
| Hamilton, Indiana | 15 | $ 1,454,000 | $ 96,933 | $ 51,000 |
| Hendricks, Indiana | 15 | $ 1,495,000 | $ 99,666 | $ 52,000 |
| Porter, Indiana | 15 | $ 1,251,000 | $ 83,400 | $ 59,000 |
| Jefferson, Kentucky | 15 | $ 1,263,000 | $ 84,200 | $ 34,000 |
| Branch, Michigan | 15 | $ 1,041,000 | $ 69,400 | $ 36,000 |
| Wright, Minnesota | 15 | $ 1,293,000 | $ 86,200 | $ 50,000 |
| Monroe, New York | 15 | $ 935,000 | $ 62,333 | $ 51,000 |
| Licking, Ohio | 15 | $ 1,772,000 | $ 118,133 | $ 43,000 |
| Tulsa, Oklahoma | 15 | $ 1,010,000 | $ 67,333 | $ 38,000 |
| Clearfield, Pennsylvania | 15 | $ 686,000 | $ 45,733 | $ 35,000 |
| Pulaski, Virginia | 15 | $ 1,254,000 | $ 83,600 | $ 31,000 |
| King, Washington | 15 | $ 1,869,000 | $ 124,600 | $ 64,000 |
| Stanislaus, California | 14 | $ 1,843,000 | $ 131,642 | $ 66,000 |
| Sarasota, Florida | 14 | $ 760,000 | $ 54,285 | $ 33,000 |
| Catoosa, Georgia | 14 | $ 890,000 | $ 63,571 | $ 44,000 |
| Chattooga, Georgia | 14 | $ 674,000 | $ 48,142 | $ 39,000 |
| Columbia, Georgia | 14 | $ 1,057,000 | $ 75,500 | $ 44,000 |
| Jackson, Georgia | 14 | $ 1,249,000 | $ 89,214 | $ 50,000 |
| DuPage, Illinois | 14 | $ 1,910,000 | $ 136,428 | $ 70,000 |
| Rock Island, Illinois | 14 | $ 975,000 | $ 69,642 | $ 49,000 |
| Knox, Maine | 14 | $ 1,014,000 | $ 72,428 | $ 39,000 |
| Lincoln, Maine | 14 | $ 921,000 | $ 65,785 | $ 53,000 |
| Washington, Maine | 14 | $ 710,000 | $ 50,714 | $ 41,000 |
| Livingston, Michigan | 14 | $ 1,153,000 | $ 82,357 | $ 94,000 |
| Bradford, Pennsylvania | 14 | $ 1,095,000 | $ 78,214 | $ 56,000 |
| Centre, Pennsylvania | 14 | $ 1,325,000 | $ 94,642 | $ 49,000 |
| Tioga, Pennsylvania | 14 | $ 876,000 | $ 62,571 | $ 52,000 |
| Venango, Pennsylvania | 14 | $ 692,000 | $ 49,428 | $ 48,000 |
| Snohomish, Washington | 14 | $ 2,119,000 | $ 151,357 | $ 56,000 |
| Kern, California | 13 | $ 1,197,000 | $ 92,076 | $ 48,000 |
| Polk, Georgia | 13 | $ 725,000 | $ 55,769 | $ 34,000 |
| Vermilion, Illinois | 13 | $ 547,000 | $ 42,076 | $ 31,000 |
| Delaware, Indiana | 13 | $ 1,029,000 | $ 79,153 | $ 59,000 |
| Howard, Indiana | 13 | $ 1,349,000 | $ 103,769 | $ 57,000 |
| LaPorte, Indiana | 13 | $ 755,000 | $ 58,076 | $ 48,000 |
| Vigo, Indiana | 13 | $ 1,089,000 | $ 83,769 | $ 28,000 |
| East Baton Rouge, Louisiana | 13 | $ 1,196,000 | $ 92,000 | $ 39,000 |
| Terrebonne, Louisiana | 13 | $ 838,000 | $ 64,461 | $ 35,000 |
| Somerset, Maryland | 13 | $ 1,289,000 | $ 99,153 | $ 44,000 |
| Roscommon, Michigan | 13 | $ 1,004,000 | $ 77,230 | $ 42,000 |
| Ashtabula, Ohio | 13 | $ 1,128,000 | $ 86,769 | $ 38,000 |
| Erie, Ohio | 13 | $ 1,096,000 | $ 84,307 | $ 63,000 |
| Fairfield, Ohio | 13 | $ 2,065,000 | $ 158,846 | $ 80,000 |
| Lake, Ohio | 13 | $ 1,384,000 | $ 106,461 | $ 42,000 |
| Miami, Ohio | 13 | $ 1,356,000 | $ 104,307 | $ 67,000 |
| Portage, Ohio | 13 | $ 1,193,000 | $ 91,769 | $ 108,000 |
| Wayne, Ohio | 13 | $ 1,012,000 | $ 77,846 | $ 48,000 |
| Wyoming, Pennsylvania | 13 | $ 1,089,000 | $ 83,769 | $ 46,000 |
| Newport, Rhode Island | 13 | $ 1,349,000 | $ 103,769 | $ 54,000 |
| Albemarle, Virginia | 13 | $ 1,532,000 | $ 117,846 | $ 44,000 |
| Frederick, Virginia | 13 | $ 1,319,000 | $ 101,461 | $ 56,000 |
| Louisa, Virginia | 13 | $ 830,000 | $ 63,846 | $ 54,000 |
| Montgomery, Virginia | 13 | $ 1,223,000 | $ 94,076 | $ 41,000 |
| Contra Costa, California | 12 | $ 2,103,000 | $ 175,250 | $ 115,000 |
| Leon, Florida | 12 | $ 622,000 | $ 51,833 | $ 39,000 |
| Coffee, Georgia | 12 | $ 778,000 | $ 64,833 | $ 34,000 |
| Glynn, Georgia | 12 | $ 640,000 | $ 53,333 | $ 38,000 |
| Jasper, Georgia | 12 | $ 1,064,000 | $ 88,666 | $ 58,000 |
| Thomas, Georgia | 12 | $ 625,000 | $ 52,083 | $ 68,000 |
| Kosciusko, Indiana | 12 | $ 835,000 | $ 69,583 | $ 49,000 |
| Piscataquis, Maine | 12 | $ 861,000 | $ 71,750 | $ 139,000 |
| Hillsdale, Michigan | 12 | $ 1,199,000 | $ 99,916 | $ 41,000 |
| Shiawassee, Michigan | 12 | $ 486,000 | $ 40,500 | $ 38,000 |
| Washtenaw, Michigan | 12 | $ 933,000 | $ 77,750 | $ 74,000 |
| Washington, Minnesota | 12 | $ 978,000 | $ 81,500 | $ 83,000 |
| Butler, Ohio | 12 | $ 742,000 | $ 61,833 | $ 44,000 |
| Columbiana, Ohio | 12 | $ 671,000 | $ 55,916 | $ 85,000 |
| Indiana, Pennsylvania | 12 | $ 787,000 | $ 65,583 | $ 35,000 |
| San Patricio, Texas | 12 | $ 623,000 | $ 51,916 | $ 40,000 |
| Botetourt, Virginia | 12 | $ 822,000 | $ 68,500 | $ 38,000 |
| Campbell, Virginia | 12 | $ 1,287,000 | $ 107,250 | $ 60,000 |
| Isle of Wight, Virginia | 12 | $ 1,152,000 | $ 96,000 | $ 50,000 |
| Shenandoah, Virginia | 12 | $ 929,000 | $ 77,416 | $ 38,000 |
| Pierce, Washington | 12 | $ 926,000 | $ 77,166 | $ 53,000 |
| Solano, California | 11 | $ 1,578,000 | $ 143,454 | $ 67,000 |
| Osceola, Florida | 11 | $ 833,000 | $ 75,727 | $ 45,000 |
| Seminole, Florida | 11 | $ 897,000 | $ 81,545 | $ 46,000 |
| Barrow, Georgia | 11 | $ 1,078,000 | $ 98,000 | $ 58,000 |
| Clarke, Georgia | 11 | $ 966,000 | $ 87,818 | $ 48,000 |
| Effingham, Georgia | 11 | $ 1,010,000 | $ 91,818 | $ 59,000 |
| Laurens, Georgia | 11 | $ 604,000 | $ 54,909 | $ 34,000 |
| Madison, Georgia | 11 | $ 1,058,000 | $ 96,181 | $ 42,000 |
| Rockdale, Georgia | 11 | $ 1,130,000 | $ 102,727 | $ 46,000 |
| Sumter, Georgia | 11 | $ 838,000 | $ 76,181 | $ 41,000 |
| Upson, Georgia | 11 | $ 1,018,000 | $ 92,545 | $ 84,000 |
| Champaign, Illinois | 11 | $ 563,000 | $ 51,181 | $ 33,000 |
| McHenry, Illinois | 11 | $ 1,234,000 | $ 112,181 | $ 72,000 |
| Marshall, Indiana | 11 | $ 778,000 | $ 70,727 | $ 49,000 |
| Morgan, Indiana | 11 | $ 959,000 | $ 87,181 | $ 61,000 |
| Starke, Indiana | 11 | $ 749,000 | $ 68,090 | $ 38,000 |
| Sagadahoc, Maine | 11 | $ 1,476,000 | $ 134,181 | $ 117,000 |
| Cass, Michigan | 11 | $ 411,000 | $ 37,363 | $ 39,000 |
| Sullivan, New Hampshire | 11 | $ 941,000 | $ 85,545 | $ 84,000 |
| Champaign, Ohio | 11 | $ 769,000 | $ 69,909 | $ 48,000 |
| Armstrong, Pennsylvania | 11 | $ 526,000 | $ 47,818 | $ 40,000 |
| Bedford, Pennsylvania | 11 | $ 868,000 | $ 78,909 | $ 43,000 |
| McKean, Pennsylvania | 11 | $ 334,000 | $ 30,363 | $ 30,000 |
| Knox, Tennessee | 11 | $ 569,000 | $ 51,727 | $ 28,000 |
| Webb, Texas | 11 | $ 886,000 | $ 80,545 | $ 48,000 |
| Amelia, Virginia | 11 | $ 732,000 | $ 66,545 | $ 39,000 |
| Dinwiddie, Virginia | 11 | $ 605,000 | $ 55,000 | $ 44,000 |
| Gloucester, Virginia | 11 | $ 943,000 | $ 85,727 | $ 73,000 |
| Hanover, Virginia | 11 | $ 1,554,000 | $ 141,272 | $ 61,000 |
| James City, Virginia | 11 | $ 1,112,000 | $ 101,090 | $ 34,000 |
| Nelson, Virginia | 11 | $ 834,000 | $ 75,818 | $ 32,000 |
| Petersburg, Virginia | 11 | $ 535,000 | $ 48,636 | $ 30,000 |
| York, Virginia | 11 | $ 918,000 | $ 83,454 | $ 49,000 |
| San Diego, California | 10 | $ 1,754,000 | $ 175,400 | $ 57,000 |
| Collier, Florida | 10 | $ 771,000 | $ 77,100 | $ 46,000 |
| Baldwin, Georgia | 10 | $ 737,000 | $ 73,700 | $ 47,000 |
| Fannin, Georgia | 10 | $ 983,000 | $ 98,300 | $ 78,000 |
| Jones, Georgia | 10 | $ 414,000 | $ 41,400 | $ 41,000 |
| Murray, Georgia | 10 | $ 624,000 | $ 62,400 | $ 43,000 |
| Macon, Illinois | 10 | $ 432,000 | $ 43,200 | $ 25,000 |
| Tippecanoe, Indiana | 10 | $ 1,039,000 | $ 103,900 | $ 121,000 |
| Bay, Michigan | 10 | $ 623,000 | $ 62,300 | $ 34,000 |
| Ionia, Michigan | 10 | $ 702,000 | $ 70,200 | $ 51,000 |
| Isabella, Michigan | 10 | $ 865,000 | $ 86,500 | $ 39,000 |
| Lapeer, Michigan | 10 | $ 848,000 | $ 84,800 | $ 54,000 |
| Newaygo, Michigan | 10 | $ 722,000 | $ 72,200 | $ 41,000 |
| Marion, Ohio | 10 | $ 1,053,000 | $ 105,300 | $ 47,000 |
| Multnomah, Oregon | 10 | $ 892,000 | $ 89,200 | $ 40,000 |
| Clarion, Pennsylvania | 10 | $ 509,000 | $ 50,900 | $ 55,000 |
| Warren, Pennsylvania | 10 | $ 542,000 | $ 54,200 | $ 42,000 |
| Rutherford, Tennessee | 10 | $ 933,000 | $ 93,300 | $ 38,000 |
| Hays, Texas | 10 | $ 768,000 | $ 76,800 | $ 100,000 |
| Smith, Texas | 10 | $ 564,000 | $ 56,400 | $ 51,000 |
| Charlotte, Virginia | 10 | $ 468,000 | $ 46,800 | $ 59,000 |
| Charlottesville, Virginia | 10 | $ 522,000 | $ 52,200 | $ 30,000 |
| Culpeper, Virginia | 10 | $ 1,083,000 | $ 108,300 | $ 46,000 |
| Cumberland, Virginia | 10 | $ 956,000 | $ 95,600 | $ 44,000 |
| Giles, Virginia | 10 | $ 697,000 | $ 69,700 | $ 50,000 |
| Orange, Virginia | 10 | $ 1,387,000 | $ 138,700 | $ 53,000 |
| Prince George, Virginia | 10 | $ 475,000 | $ 47,500 | $ 61,000 |
| Warren, Virginia | 10 | $ 399,000 | $ 39,900 | $ 53,000 |
| Spokane, Washington | 10 | $ 765,000 | $ 76,500 | $ 25,000 |
| El Paso, Colorado | 9 | $ 781,000 | $ 86,777 | $ 47,000 |
| Flagler, Florida | 9 | $ 684,000 | $ 76,000 | $ 62,000 |
| Manatee, Florida | 9 | $ 760,000 | $ 84,444 | $ 49,000 |
| St. Lucie, Florida | 9 | $ 806,000 | $ 89,555 | $ 48,000 |
| Franklin, Georgia | 9 | $ 910,000 | $ 101,111 | $ 45,000 |
| Pickens, Georgia | 9 | $ 778,000 | $ 86,444 | $ 45,000 |
| Union, Georgia | 9 | $ 905,000 | $ 100,555 | $ 61,000 |
| Ware, Georgia | 9 | $ 421,000 | $ 46,777 | $ 52,000 |
| Franklin, Illinois | 9 | $ 335,000 | $ 37,222 | $ 36,000 |
| Macoupin, Illinois | 9 | $ 516,000 | $ 57,333 | $ 36,000 |
| Calcasieu, Louisiana | 9 | $ 603,000 | $ 67,000 | $ 31,000 |
| Worcester, Maryland | 9 | $ 962,000 | $ 106,888 | $ 49,000 |
| Tuscola, Michigan | 9 | $ 599,000 | $ 66,555 | $ 41,000 |
| Carroll, New Hampshire | 9 | $ 659,000 | $ 73,222 | $ 79,000 |
| Hocking, Ohio | 9 | $ 996,000 | $ 110,666 | $ 43,000 |
| Medina, Ohio | 9 | $ 1,101,000 | $ 122,333 | $ 47,000 |
| Muskingum, Ohio | 9 | $ 435,000 | $ 48,333 | $ 48,000 |
| Ross, Ohio | 9 | $ 642,000 | $ 71,333 | $ 40,000 |
| Scioto, Ohio | 9 | $ 518,000 | $ 57,555 | $ 36,000 |
| Elk, Pennsylvania | 9 | $ 574,000 | $ 63,777 | $ 32,000 |
| Perry, Pennsylvania | 9 | $ 455,000 | $ 50,555 | $ 37,000 |
| Davidson, Tennessee | 9 | $ 513,000 | $ 57,000 | $ 45,000 |
| Brazos, Texas | 9 | $ 634,000 | $ 70,444 | $ 52,000 |
| Lunenburg, Virginia | 9 | $ 434,000 | $ 48,222 | $ 50,000 |
| Manassas, Virginia | 9 | $ 966,000 | $ 107,333 | $ 99,000 |
| Rockingham, Virginia | 9 | $ 457,000 | $ 50,777 | $ 42,000 |
| Orange, California | 8 | $ 1,511,000 | $ 188,875 | $ 88,000 |
| San Joaquin, California | 8 | $ 812,000 | $ 101,500 | $ 46,000 |
| Denver, Colorado | 8 | $ 470,000 | $ 58,750 | $ 41,000 |
| Clay, Florida | 8 | $ 548,000 | $ 68,500 | $ 53,000 |
| Lake, Florida | 8 | $ 526,000 | $ 65,750 | $ 57,000 |
| St. Johns, Florida | 8 | $ 480,000 | $ 60,000 | $ 53,000 |
| Greene, Georgia | 8 | $ 624,000 | $ 78,000 | $ 68,000 |
| Hart, Georgia | 8 | $ 638,000 | $ 79,750 | $ 46,000 |
| Peach, Georgia | 8 | $ 482,000 | $ 60,250 | $ 35,000 |
| Putnam, Georgia | 8 | $ 449,000 | $ 56,125 | $ 50,000 |
| Wayne, Georgia | 8 | $ 687,000 | $ 85,875 | $ 60,000 |
| Kankakee, Illinois | 8 | $ 479,000 | $ 59,875 | $ 29,000 |
| McLean, Illinois | 8 | $ 610,000 | $ 76,250 | $ 43,000 |
| Williamson, Illinois | 8 | $ 457,000 | $ 57,125 | $ 29,000 |
Mortgage Loan Application Detail Totals for Home Loan Investment Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,593 | $1,867,551,000 | $98,621 | $2,450,000 | $58,405 | $5,760,000 |
| Home Improvement | 5,920 | $270,478,000 | $40,243 | $835,000 | $55,486 | $2,160,000 |
| Home Purchase | 155 | $21,982,000 | $92,800 | $700,000 | $50,500 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,925 | $1,036,636,000 | $82,514 | $2,450,000 | $56,085 | $5,760,000 |
| Not Provided | 5,414 | $516,155,000 | $89,200 | $2,200,000 | $54,657 | $2,160,000 |
| Black or African American | 4,657 | $359,942,000 | $81,281 | $800,000 | $54,531 | $2,049,000 |
| Hispanic | 1,736 | $145,828,000 | $87,125 | $610,000 | $49,125 | $2,000,000 |
| Asian | 584 | $72,550,000 | $104,925 | $766,000 | $66,851 | $1,896,000 |
| American Indian or Alaskan Native | 234 | $18,379,000 | $78,965 | $440,000 | $49,896 | $310,000 |
| Native Hawaiian or Other Pacific Islander | 118 | $10,521,000 | $88,650 | $424,000 | $57,200 | $264,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,668 | $2,160,011,000 | $81,435 | $2,450,000 | $60,128 | $5,760,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 12,451 | $1,063,859,000 | $88,026 | $2,450,000 | $57,157 | $2,049,000 |
| Application Approved But Not Accepted | 9,928 | $864,703,000 | $77,250 | $2,150,000 | $60,833 | $5,760,000 |
| Loan Originated | 2,289 | $231,449,000 | $87,625 | $820,000 | $48,437 | $442,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 5,018 | $371,493,000 | $81,617 | $1,110,000 | $63,147 | $1,896,000 |
| Collateral | 4,222 | $348,933,000 | $90,333 | $1,240,000 | $58,424 | $2,049,000 |
| Debt-To-Income Ratio | 3,206 | $343,063,000 | $97,787 | $2,450,000 | $36,727 | $400,000 |
| Unverifiable Information | 2 | $162,000 | $81,000 | $97,000 | $106,000 | $192,000 |
| Credit History | 2 | $148,000 | $74,000 | $78,000 | $94,500 | $159,000 |
| Credit Application Incomplete | 1 | $60,000 | $60,000 | $60,000 | $504,000 | $504,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Investment Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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