Home Loan Investment Bank Mortgage Lending & HMDA Data, 2007

In 2007, Home Loan Investment Bank of Warwick, RI reported 78,334 mortgage applications totaling $11.2 billion, up 132% from 2006. The average application was for $142,543, and applicants reported an average income of $65,990. 5% of its applications resulted in an originated loan and 58% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,775), New York-White Plains-Wayne, NY-NJ (2,115) and Philadelphia, PA (2,101) (applications in parentheses).

Mortgage Company & Address Home Loan Investment Bank
One Home Loan Plaza
Warwick, RI 02886
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 78,334
Total Mortgage Loan Application Amount $11,166,024,000
Average Mortgage Loan Application Amount $142,543
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $65,990
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Investment Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Loan Investment Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia, Pennsylvania 1,210 $ 102,188,000 $ 84,452 $ 50,000
Providence, Rhode Island 1,012 $ 212,719,000 $ 210,196 $ 74,000
Cook, Illinois 872 $ 157,382,000 $ 180,483 $ 75,000
Mecklenburg, North Carolina 739 $ 103,683,000 $ 140,301 $ 65,000
Cuyahoga, Ohio 726 $ 81,813,000 $ 112,690 $ 58,000
Suffolk, New York 717 $ 203,407,000 $ 283,691 $ 116,000
Wayne, Michigan 603 $ 61,508,000 $ 102,003 $ 58,000
Shelby, Tennessee 590 $ 61,890,000 $ 104,898 $ 54,000
Queens, New York 510 $ 173,732,000 $ 340,650 $ 93,000
Marion, Indiana 484 $ 47,944,000 $ 99,057 $ 52,000
Wake, North Carolina 459 $ 75,198,000 $ 163,830 $ 82,000
Milwaukee, Wisconsin 441 $ 53,507,000 $ 121,331 $ 58,000
Camden, New Jersey 436 $ 59,560,000 $ 136,605 $ 73,000
Fulton, Georgia 401 $ 72,839,000 $ 181,643 $ 71,000
Worcester, Massachusetts 401 $ 89,338,000 $ 222,788 $ 71,000
Nassau, New York 401 $ 124,262,000 $ 309,880 $ 117,000
Ocean, New Jersey 395 $ 82,600,000 $ 209,113 $ 83,000
Prince George's, Maryland 392 $ 108,574,000 $ 276,974 $ 79,000
Guilford, North Carolina 374 $ 48,805,000 $ 130,494 $ 57,000
Middlesex, Massachusetts 373 $ 97,019,000 $ 260,104 $ 85,000
Duval, Florida 364 $ 45,522,000 $ 125,060 $ 61,000
St. Louis, Missouri 354 $ 40,574,000 $ 114,615 $ 63,000
Kings, New York 354 $ 127,823,000 $ 361,081 $ 98,000
Hillsborough, Florida 353 $ 58,581,000 $ 165,951 $ 61,000
Kent, Rhode Island 346 $ 70,845,000 $ 204,754 $ 73,000
Cumberland, North Carolina 331 $ 36,698,000 $ 110,870 $ 66,000
Hamilton, Ohio 329 $ 41,747,000 $ 126,890 $ 64,000
Allegheny, Pennsylvania 329 $ 26,406,000 $ 80,261 $ 55,000
Hartford, Connecticut 322 $ 51,597,000 $ 160,239 $ 74,000
Franklin, Ohio 322 $ 39,709,000 $ 123,319 $ 59,000
Baltimore City, Maryland 315 $ 37,536,000 $ 119,161 $ 48,000
Palm Beach, Florida 310 $ 65,419,000 $ 211,029 $ 72,000
Clayton, Georgia 304 $ 37,324,000 $ 122,776 $ 50,000
Middlesex, New Jersey 301 $ 73,987,000 $ 245,803 $ 94,000
Lake, Indiana 297 $ 30,062,000 $ 101,218 $ 63,000
Clark, Nevada 296 $ 68,511,000 $ 231,456 $ 80,000
Jefferson, Kentucky 295 $ 34,947,000 $ 118,464 $ 64,000
Broward, Florida 292 $ 59,170,000 $ 202,636 $ 84,000
New Haven, Connecticut 291 $ 50,736,000 $ 174,350 $ 72,000
Burlington, New Jersey 286 $ 51,590,000 $ 180,384 $ 75,000
Essex, New Jersey 281 $ 66,144,000 $ 235,387 $ 97,000
Davidson, Tennessee 280 $ 36,028,000 $ 128,671 $ 63,000
Cobb, Georgia 272 $ 43,969,000 $ 161,650 $ 79,000
Delaware, Pennsylvania 267 $ 29,117,000 $ 109,052 $ 59,000
Polk, Florida 259 $ 36,269,000 $ 140,034 $ 55,000
Hampden, Massachusetts 258 $ 38,865,000 $ 150,639 $ 60,000
Pinellas, Florida 253 $ 38,262,000 $ 151,233 $ 61,000
Gwinnett, Georgia 252 $ 46,685,000 $ 185,257 $ 120,000
Montgomery, Pennsylvania 251 $ 45,416,000 $ 180,940 $ 85,000
Bergen, New Jersey 248 $ 73,384,000 $ 295,903 $ 109,000
Erie, New York 248 $ 23,192,000 $ 93,516 $ 61,000
Gloucester, New Jersey 247 $ 39,004,000 $ 157,910 $ 69,000
Summit, Ohio 246 $ 29,200,000 $ 118,699 $ 59,000
Fairfield, Connecticut 245 $ 69,573,000 $ 283,971 $ 101,000
Richmond, New York 240 $ 71,264,000 $ 296,933 $ 95,000
Bristol, Massachusetts 238 $ 57,994,000 $ 243,672 $ 84,000
Atlantic, New Jersey 232 $ 42,904,000 $ 184,931 $ 63,000
New Castle, Delaware 230 $ 36,113,000 $ 157,013 $ 68,000
Baltimore, Maryland 229 $ 40,812,000 $ 178,218 $ 72,000
Forsyth, North Carolina 229 $ 26,913,000 $ 117,524 $ 59,000
Lucas, Ohio 228 $ 22,598,000 $ 99,114 $ 54,000
Bucks, Pennsylvania 226 $ 42,430,000 $ 187,743 $ 77,000
Sedgwick, Kansas 221 $ 18,219,000 $ 82,438 $ 57,000
Genesee, Michigan 217 $ 20,042,000 $ 92,359 $ 57,000
DeKalb, Georgia 216 $ 31,698,000 $ 146,750 $ 63,000
Pasco, Florida 213 $ 30,679,000 $ 144,032 $ 62,000
Volusia, Florida 207 $ 30,543,000 $ 147,550 $ 61,000
St. Clair, Illinois 206 $ 20,405,000 $ 99,053 $ 54,000
Richland, South Carolina 199 $ 21,615,000 $ 108,618 $ 58,000
Suffolk, Massachusetts 198 $ 63,971,000 $ 323,085 $ 78,000
Miami-Dade, Florida 197 $ 47,206,000 $ 239,624 $ 97,000
Orange, Florida 197 $ 37,771,000 $ 191,730 $ 81,000
York, Pennsylvania 197 $ 24,443,000 $ 124,076 $ 64,000
Essex, Massachusetts 196 $ 44,602,000 $ 227,561 $ 80,000
Brevard, Florida 195 $ 29,572,000 $ 151,651 $ 57,000
Orange, New York 193 $ 42,788,000 $ 221,699 $ 78,000
Plymouth, Massachusetts 191 $ 50,250,000 $ 263,089 $ 101,000
Union, New Jersey 191 $ 49,752,000 $ 260,481 $ 84,000
Dutchess, New York 189 $ 42,607,000 $ 225,433 $ 79,000
Henry, Georgia 186 $ 29,572,000 $ 158,989 $ 67,000
Jackson, Missouri 182 $ 19,984,000 $ 109,802 $ 73,000
Monroe, Pennsylvania 182 $ 30,590,000 $ 168,076 $ 65,000
Gaston, North Carolina 180 $ 19,600,000 $ 108,888 $ 56,000
Paulding, Georgia 177 $ 24,965,000 $ 141,045 $ 60,000
Durham, North Carolina 176 $ 22,895,000 $ 130,085 $ 62,000
Will, Illinois 175 $ 32,734,000 $ 187,051 $ 91,000
Jefferson, Louisiana 175 $ 22,254,000 $ 127,165 $ 59,000
Lorain, Ohio 175 $ 20,662,000 $ 118,068 $ 60,000
Spartanburg, South Carolina 173 $ 18,567,000 $ 107,323 $ 53,000
Stark, Ohio 171 $ 17,770,000 $ 103,918 $ 52,000
Luzerne, Pennsylvania 171 $ 17,107,000 $ 100,040 $ 50,000
Cumberland, New Jersey 169 $ 23,573,000 $ 139,485 $ 65,000
Mercer, New Jersey 169 $ 26,950,000 $ 159,467 $ 69,000
Bronx, New York 169 $ 51,053,000 $ 302,088 $ 91,000
Washington, Rhode Island 166 $ 39,847,000 $ 240,042 $ 106,000
Wyandotte, Kansas 165 $ 13,628,000 $ 82,593 $ 40,000
Caddo, Louisiana 165 $ 11,769,000 $ 71,327 $ 40,000
Charleston, South Carolina 163 $ 27,173,000 $ 166,705 $ 68,000
Lee, Florida 162 $ 29,676,000 $ 183,185 $ 69,000
Maricopa, Arizona 160 $ 30,645,000 $ 191,531 $ 82,000
Monroe, New York 160 $ 14,121,000 $ 88,256 $ 61,000
Norfolk, Massachusetts 159 $ 41,796,000 $ 262,867 $ 100,000
York, South Carolina 159 $ 21,537,000 $ 135,452 $ 98,000
Cabarrus, North Carolina 156 $ 22,635,000 $ 145,096 $ 64,000
Lancaster, Pennsylvania 156 $ 18,459,000 $ 118,326 $ 79,000
Albany, New York 155 $ 20,203,000 $ 130,341 $ 62,000
Westchester, New York 155 $ 54,976,000 $ 354,683 $ 108,000
Trumbull, Ohio 155 $ 13,646,000 $ 88,038 $ 57,000
Madison, Illinois 154 $ 14,601,000 $ 94,811 $ 57,000
Mahoning, Ohio 153 $ 13,851,000 $ 90,529 $ 50,000
St. Lucie, Florida 152 $ 24,785,000 $ 163,059 $ 65,000
St. Louis City, Missouri 151 $ 12,327,000 $ 81,635 $ 47,000
Fairfax, Virginia 151 $ 51,021,000 $ 337,887 $ 166,000
Marion, Florida 150 $ 19,421,000 $ 129,473 $ 54,000
Horry, South Carolina 150 $ 25,504,000 $ 170,026 $ 80,000
Muscogee, Georgia 149 $ 14,074,000 $ 94,456 $ 54,000
Iredell, North Carolina 149 $ 18,571,000 $ 124,637 $ 63,000
Hudson, New Jersey 148 $ 39,938,000 $ 269,851 $ 85,000
Passaic, New Jersey 148 $ 41,813,000 $ 282,520 $ 95,000
Oakland, Michigan 147 $ 25,137,000 $ 171,000 $ 77,000
Chester, Pennsylvania 147 $ 27,900,000 $ 189,795 $ 94,000
Montgomery, Ohio 145 $ 16,118,000 $ 111,158 $ 61,000
Berkeley, West Virginia 145 $ 25,347,000 $ 174,806 $ 62,000
Johnston, North Carolina 144 $ 16,839,000 $ 116,937 $ 62,000
Northampton, Pennsylvania 143 $ 22,839,000 $ 159,713 $ 68,000
York, Maine 142 $ 24,328,000 $ 171,323 $ 64,000
New Hanover, North Carolina 141 $ 23,503,000 $ 166,687 $ 106,000
Union, North Carolina 141 $ 27,067,000 $ 191,964 $ 84,000
Hillsborough, New Hampshire 140 $ 27,570,000 $ 196,928 $ 71,000
Monmouth, New Jersey 139 $ 34,547,000 $ 248,539 $ 112,000
Rutherford, Tennessee 138 $ 17,665,000 $ 128,007 $ 56,000
Onslow, North Carolina 137 $ 16,667,000 $ 121,656 $ 60,000
Westmoreland, Pennsylvania 137 $ 12,018,000 $ 87,722 $ 54,000
Schenectady, New York 136 $ 15,160,000 $ 111,470 $ 64,000
Macomb, Michigan 134 $ 21,995,000 $ 164,141 $ 71,000
Rowan, North Carolina 134 $ 14,471,000 $ 107,992 $ 60,000
East Baton Rouge, Louisiana 132 $ 15,990,000 $ 121,136 $ 57,000
Muskegon, Michigan 131 $ 10,889,000 $ 83,122 $ 44,000
Ulster, New York 130 $ 24,746,000 $ 190,353 $ 72,000
Berks, Pennsylvania 130 $ 18,097,000 $ 139,207 $ 62,000
Lehigh, Pennsylvania 129 $ 16,508,000 $ 127,968 $ 63,000
Douglas, Georgia 128 $ 20,219,000 $ 157,960 $ 64,000
Rockingham, New Hampshire 128 $ 28,030,000 $ 218,984 $ 100,000
Morris, New Jersey 128 $ 38,449,000 $ 300,382 $ 113,000
Cumberland, Maine 127 $ 22,415,000 $ 176,496 $ 72,000
Saratoga, New York 126 $ 19,163,000 $ 152,087 $ 70,000
Virginia Beach, Virginia 125 $ 23,501,000 $ 188,008 $ 68,000
Seminole, Florida 124 $ 25,044,000 $ 201,967 $ 75,000
Barnstable, Massachusetts 124 $ 37,761,000 $ 304,524 $ 122,000
Somerset, New Jersey 124 $ 32,500,000 $ 262,096 $ 107,000
Saginaw, Michigan 123 $ 9,222,000 $ 74,975 $ 43,000
Fayette, Pennsylvania 123 $ 7,746,000 $ 62,975 $ 47,000
Orleans, Louisiana 121 $ 12,639,000 $ 104,454 $ 59,000
Onondaga, New York 121 $ 10,993,000 $ 90,851 $ 60,000
St. Joseph, Indiana 120 $ 10,065,000 $ 83,875 $ 52,000
Osceola, Florida 119 $ 24,071,000 $ 202,277 $ 72,000
Lake, Illinois 119 $ 23,801,000 $ 200,008 $ 88,000
Davidson, North Carolina 116 $ 12,865,000 $ 110,905 $ 57,000
Knox, Tennessee 116 $ 12,986,000 $ 111,948 $ 61,000
DuPage, Illinois 114 $ 25,628,000 $ 224,807 $ 102,000
Dauphin, Pennsylvania 114 $ 11,162,000 $ 97,912 $ 59,000
Rockingham, North Carolina 112 $ 10,098,000 $ 90,160 $ 44,000
Hamilton, Tennessee 112 $ 11,461,000 $ 102,330 $ 56,000
Lake, Florida 111 $ 17,602,000 $ 158,576 $ 110,000
Berkeley, South Carolina 111 $ 14,637,000 $ 131,864 $ 53,000
Kanawha, West Virginia 111 $ 9,365,000 $ 84,369 $ 55,000
Lackawanna, Pennsylvania 110 $ 13,165,000 $ 119,681 $ 62,000
Elkhart, Indiana 109 $ 12,317,000 $ 113,000 $ 56,000
Fayette, Kentucky 109 $ 13,434,000 $ 123,247 $ 86,000
Butler, Ohio 108 $ 12,829,000 $ 118,787 $ 68,000
Kennebec, Maine 106 $ 11,734,000 $ 110,698 $ 63,000
New London, Connecticut 105 $ 20,262,000 $ 192,971 $ 76,000
Schuylkill, Pennsylvania 104 $ 7,007,000 $ 67,375 $ 51,000
Florence, South Carolina 104 $ 10,336,000 $ 99,384 $ 53,000
Sarasota, Florida 103 $ 17,311,000 $ 168,067 $ 71,000
Hamilton, Indiana 103 $ 16,610,000 $ 161,262 $ 79,000
Alamance, North Carolina 103 $ 12,682,000 $ 123,126 $ 55,000
Catawba, North Carolina 103 $ 12,128,000 $ 117,747 $ 56,000
Manatee, Florida 102 $ 17,354,000 $ 170,137 $ 66,000
Johnson, Kansas 102 $ 16,900,000 $ 165,686 $ 79,000
Berrien, Michigan 102 $ 10,372,000 $ 101,686 $ 45,000
Caldwell, North Carolina 102 $ 10,407,000 $ 102,029 $ 47,000
Lexington, South Carolina 102 $ 14,526,000 $ 142,411 $ 70,000
Kane, Illinois 101 $ 17,899,000 $ 177,217 $ 78,000
Ingham, Michigan 100 $ 10,421,000 $ 104,210 $ 46,000
Anne Arundel, Maryland 99 $ 23,951,000 $ 241,929 $ 80,000
Pitt, North Carolina 99 $ 12,346,000 $ 124,707 $ 61,000
Lake, Ohio 99 $ 11,567,000 $ 116,838 $ 60,000
Rensselaer, New York 98 $ 12,579,000 $ 128,357 $ 70,000
Clermont, Ohio 97 $ 13,788,000 $ 142,144 $ 69,000
Chesapeake, Virginia 97 $ 18,332,000 $ 188,989 $ 69,000
Allen, Indiana 96 $ 8,789,000 $ 91,552 $ 55,000
Hennepin, Minnesota 96 $ 17,331,000 $ 180,531 $ 78,000
Penobscot, Maine 95 $ 8,700,000 $ 91,578 $ 74,000
Jefferson, Missouri 95 $ 12,834,000 $ 135,094 $ 66,000
Norfolk, Virginia 95 $ 13,577,000 $ 142,915 $ 50,000
Cleveland, North Carolina 94 $ 9,157,000 $ 97,414 $ 49,000
Licking, Ohio 94 $ 11,281,000 $ 120,010 $ 60,000
Shawnee, Kansas 93 $ 7,730,000 $ 83,118 $ 55,000
Wayne, North Carolina 93 $ 8,756,000 $ 94,150 $ 49,000
Carroll, Georgia 92 $ 11,156,000 $ 121,260 $ 54,000
Richmond, Georgia 92 $ 8,216,000 $ 89,304 $ 54,000
Sussex, New Jersey 92 $ 18,485,000 $ 200,923 $ 75,000
Macon, Illinois 90 $ 7,616,000 $ 84,622 $ 57,000
Brunswick, North Carolina 90 $ 14,484,000 $ 160,933 $ 67,000
Lawrence, Pennsylvania 90 $ 6,076,000 $ 67,511 $ 40,000
Prince William, Virginia 89 $ 32,243,000 $ 362,280 $ 121,000
Kalamazoo, Michigan 88 $ 8,549,000 $ 97,147 $ 48,000
Craven, North Carolina 88 $ 9,451,000 $ 107,397 $ 176,000
Erie, Pennsylvania 88 $ 5,932,000 $ 67,409 $ 40,000
Montgomery, Tennessee 88 $ 10,543,000 $ 119,806 $ 58,000
Calhoun, Michigan 87 $ 8,843,000 $ 101,643 $ 49,000
Newport, Rhode Island 87 $ 26,278,000 $ 302,045 $ 174,000
Peoria, Illinois 86 $ 6,701,000 $ 77,918 $ 45,000
Rockland, New York 86 $ 26,770,000 $ 311,279 $ 124,000
Jackson, Michigan 85 $ 9,312,000 $ 109,552 $ 52,000
Nash, North Carolina 85 $ 9,246,000 $ 108,776 $ 52,000
Cambria, Pennsylvania 85 $ 4,984,000 $ 58,635 $ 41,000
Coweta, Georgia 84 $ 12,338,000 $ 146,880 $ 63,000
Hall, Georgia 84 $ 13,240,000 $ 157,619 $ 83,000
Cape May, New Jersey 84 $ 18,477,000 $ 219,964 $ 90,000
Harris, Texas 84 $ 7,605,000 $ 90,535 $ 68,000
Cherokee, Georgia 83 $ 13,176,000 $ 158,746 $ 72,000
St. Charles, Missouri 83 $ 13,184,000 $ 158,843 $ 90,000
Allen, Ohio 83 $ 7,984,000 $ 96,192 $ 55,000
Bartow, Georgia 82 $ 9,843,000 $ 120,036 $ 54,000
Randolph, North Carolina 82 $ 10,899,000 $ 132,914 $ 62,000
Aiken, South Carolina 82 $ 7,263,000 $ 88,573 $ 54,000
Dorchester, South Carolina 82 $ 12,153,000 $ 148,207 $ 70,000
Sumner, Tennessee 82 $ 12,296,000 $ 149,951 $ 60,000
Henrico, Virginia 82 $ 12,336,000 $ 150,439 $ 63,000
Kent, Michigan 81 $ 9,745,000 $ 120,308 $ 58,000
Scioto, Ohio 81 $ 5,482,000 $ 67,679 $ 45,000
Surry, North Carolina 79 $ 7,524,000 $ 95,240 $ 61,000
Belmont, Ohio 79 $ 6,864,000 $ 86,886 $ 53,000
Chatham, Georgia 78 $ 11,103,000 $ 142,346 $ 81,000
Aroostook, Maine 78 $ 5,498,000 $ 70,487 $ 47,000
Ottawa, Michigan 78 $ 9,458,000 $ 121,256 $ 57,000
Northumberland, Pennsylvania 78 $ 5,325,000 $ 68,269 $ 47,000
Beaufort, South Carolina 78 $ 16,426,000 $ 210,589 $ 73,000
Vanderburgh, Indiana 77 $ 6,990,000 $ 90,779 $ 48,000
Rapides, Louisiana 77 $ 5,704,000 $ 74,077 $ 46,000
Litchfield, Connecticut 76 $ 12,464,000 $ 164,000 $ 69,000
Collier, Florida 76 $ 21,510,000 $ 283,026 $ 98,000
Dougherty, Georgia 76 $ 6,586,000 $ 86,657 $ 41,000
Porter, Indiana 76 $ 8,824,000 $ 116,105 $ 65,000
Greene, Missouri 76 $ 7,439,000 $ 97,881 $ 62,000
Bristol, Rhode Island 76 $ 20,403,000 $ 268,460 $ 86,000
Dane, Wisconsin 76 $ 13,010,000 $ 171,184 $ 67,000
Waukesha, Wisconsin 76 $ 15,863,000 $ 208,723 $ 88,000
Hernando, Florida 75 $ 10,588,000 $ 141,173 $ 54,000
Montgomery, Maryland 75 $ 20,449,000 $ 272,653 $ 108,000
Buncombe, North Carolina 75 $ 14,731,000 $ 196,413 $ 77,000
Cumberland, Pennsylvania 75 $ 10,101,000 $ 134,680 $ 65,000
Mercer, Pennsylvania 75 $ 5,769,000 $ 76,920 $ 52,000
Niagara, New York 74 $ 5,792,000 $ 78,270 $ 50,000
Clark, Ohio 74 $ 8,221,000 $ 111,094 $ 50,000
Columbiana, Ohio 74 $ 6,814,000 $ 92,081 $ 53,000
Delaware, Ohio 74 $ 14,058,000 $ 189,972 $ 123,000
Chesterfield, Virginia 74 $ 14,950,000 $ 202,027 $ 72,000
Sangamon, Illinois 73 $ 6,802,000 $ 93,178 $ 70,000
Tazewell, Illinois 73 $ 6,078,000 $ 83,260 $ 51,000
Sullivan, New York 73 $ 9,638,000 $ 132,027 $ 65,000
Harnett, North Carolina 73 $ 6,912,000 $ 94,684 $ 60,000
Robeson, North Carolina 73 $ 5,513,000 $ 75,520 $ 45,000
Clearfield, Pennsylvania 73 $ 4,878,000 $ 66,821 $ 39,000
Pike, Pennsylvania 73 $ 11,548,000 $ 158,191 $ 64,000
Greenville, South Carolina 73 $ 10,993,000 $ 150,589 $ 72,000
Winnebago, Illinois 72 $ 6,826,000 $ 94,805 $ 60,000
LaPorte, Indiana 72 $ 6,448,000 $ 89,555 $ 65,000
St. Tammany, Louisiana 72 $ 10,398,000 $ 144,416 $ 70,000
Oneida, New York 72 $ 5,945,000 $ 82,569 $ 59,000
Washington, New York 72 $ 8,525,000 $ 118,402 $ 54,000
Franklin, Pennsylvania 72 $ 11,018,000 $ 153,027 $ 64,000
Ashtabula, Ohio 71 $ 6,918,000 $ 97,436 $ 56,000
McLean, Illinois 70 $ 7,999,000 $ 114,271 $ 77,000
Madison, Indiana 70 $ 5,744,000 $ 82,057 $ 51,000
Halifax, North Carolina 70 $ 5,848,000 $ 83,542 $ 58,000
Lincoln, North Carolina 70 $ 9,352,000 $ 133,600 $ 62,000
Androscoggin, Maine 69 $ 8,933,000 $ 129,463 $ 59,000
Salem, New Jersey 69 $ 8,714,000 $ 126,289 $ 62,000
Spotsylvania, Virginia 69 $ 16,328,000 $ 236,637 $ 112,000
El Paso, Colorado 68 $ 11,478,000 $ 168,794 $ 67,000
McHenry, Illinois 68 $ 12,167,000 $ 178,926 $ 88,000
Calcasieu, Louisiana 68 $ 5,814,000 $ 85,500 $ 44,000
Charles, Maryland 68 $ 18,247,000 $ 268,338 $ 85,000
Roanoke City, Virginia 68 $ 6,209,000 $ 91,308 $ 44,000
Houston, Georgia 67 $ 7,631,000 $ 113,895 $ 76,000
Vermilion, Illinois 67 $ 3,820,000 $ 57,014 $ 49,000
Vigo, Indiana 67 $ 4,635,000 $ 69,179 $ 46,000
Wilson, North Carolina 67 $ 5,914,000 $ 88,268 $ 47,000
Walker, Georgia 66 $ 6,525,000 $ 98,863 $ 47,000
Broome, New York 66 $ 5,749,000 $ 87,106 $ 67,000
Fairfield, Ohio 66 $ 9,594,000 $ 145,363 $ 76,000
Salt Lake, Utah 66 $ 9,966,000 $ 151,000 $ 74,000
Lafayette, Louisiana 65 $ 7,091,000 $ 109,092 $ 54,000
Sumter, South Carolina 65 $ 5,341,000 $ 82,169 $ 42,000
Howard, Indiana 64 $ 5,327,000 $ 83,234 $ 53,000
Jasper, Missouri 64 $ 4,781,000 $ 74,703 $ 45,000
Merrimack, New Hampshire 64 $ 11,947,000 $ 186,671 $ 64,000
Hoke, North Carolina 64 $ 6,568,000 $ 102,625 $ 63,000
Portsmouth, Virginia 64 $ 7,181,000 $ 112,203 $ 52,000
Champaign, Illinois 63 $ 6,921,000 $ 109,857 $ 96,000
Hardin, Kentucky 63 $ 9,104,000 $ 144,507 $ 70,000
Jefferson, Ohio 63 $ 4,785,000 $ 75,952 $ 43,000
Carbon, Pennsylvania 63 $ 6,391,000 $ 101,444 $ 52,000
Madison, Tennessee 63 $ 6,083,000 $ 96,555 $ 52,000
Wood, West Virginia 63 $ 4,147,000 $ 65,825 $ 49,000
Charlotte, Florida 62 $ 8,520,000 $ 137,419 $ 115,000
Ouachita, Louisiana 62 $ 4,330,000 $ 69,838 $ 48,000
Berkshire, Massachusetts 62 $ 9,584,000 $ 154,580 $ 55,000
Floyd, Georgia 61 $ 6,384,000 $ 104,655 $ 47,000
Johnson, Indiana 61 $ 9,241,000 $ 151,491 $ 67,000
Washoe, Nevada 61 $ 14,004,000 $ 229,573 $ 67,000
Burke, North Carolina 61 $ 5,154,000 $ 84,491 $ 50,000
Newport News, Virginia 61 $ 8,824,000 $ 144,655 $ 71,000
Sussex, Delaware 60 $ 7,532,000 $ 125,533 $ 75,000
Lenawee, Michigan 60 $ 7,496,000 $ 124,933 $ 55,000
Stanly, North Carolina 60 $ 6,624,000 $ 110,400 $ 73,000
Lancaster, South Carolina 60 $ 5,664,000 $ 94,400 $ 46,000
Windham, Connecticut 59 $ 11,910,000 $ 201,864 $ 73,000
Lowndes, Georgia 59 $ 5,566,000 $ 94,338 $ 46,000
Kosciusko, Indiana 59 $ 6,583,000 $ 111,576 $ 54,000
Warren, Ohio 59 $ 7,576,000 $ 128,406 $ 59,000
Middlesex, Connecticut 57 $ 11,094,000 $ 194,631 $ 80,000
Warren, New York 57 $ 7,252,000 $ 127,228 $ 73,000
Carteret, North Carolina 57 $ 7,914,000 $ 138,842 $ 64,000
Franklin, North Carolina 57 $ 7,161,000 $ 125,631 $ 67,000
Brown, Wisconsin 57 $ 7,337,000 $ 128,719 $ 70,000
Marathon, Wisconsin 57 $ 7,660,000 $ 134,385 $ 48,000
Walton, Georgia 56 $ 7,734,000 $ 138,107 $ 65,000
Laurel, Kentucky 56 $ 4,838,000 $ 86,392 $ 47,000
Lee, North Carolina 56 $ 5,591,000 $ 99,839 $ 50,000
Orange, North Carolina 56 $ 10,428,000 $ 186,214 $ 79,000
Tangipahoa, Louisiana 55 $ 6,531,000 $ 118,745 $ 47,000
Wilkes, North Carolina 55 $ 5,118,000 $ 93,054 $ 55,000
Portage, Ohio 55 $ 7,266,000 $ 132,109 $ 51,000
Oklahoma, Oklahoma 55 $ 4,333,000 $ 78,781 $ 61,000
Bay, Florida 54 $ 7,280,000 $ 134,814 $ 53,000
Citrus, Florida 54 $ 6,123,000 $ 113,388 $ 52,000
Leon, Florida 54 $ 6,650,000 $ 123,148 $ 52,000
Columbia, Georgia 54 $ 7,107,000 $ 131,611 $ 69,000
Newton, Georgia 54 $ 9,346,000 $ 173,074 $ 60,000
Reno, Kansas 54 $ 3,928,000 $ 72,740 $ 45,000
Daviess, Kentucky 54 $ 4,206,000 $ 77,888 $ 43,000
Medina, Ohio 54 $ 8,818,000 $ 163,296 $ 76,000
Sevier, Tennessee 54 $ 6,800,000 $ 125,925 $ 54,000
Forsyth, Georgia 53 $ 11,576,000 $ 218,415 $ 95,000
Troup, Georgia 53 $ 5,150,000 $ 97,169 $ 49,000
Miami, Ohio 53 $ 5,501,000 $ 103,792 $ 56,000
Sheboygan, Wisconsin 53 $ 5,973,000 $ 112,698 $ 55,000
Spalding, Georgia 52 $ 6,138,000 $ 118,038 $ 61,000
Bay, Michigan 52 $ 5,099,000 $ 98,057 $ 57,000
Richmond, North Carolina 52 $ 2,680,000 $ 51,538 $ 38,000
Lawrence, Ohio 52 $ 3,441,000 $ 66,173 $ 46,000
Washington, Pennsylvania 52 $ 6,566,000 $ 126,269 $ 64,000
Georgetown, South Carolina 52 $ 6,492,000 $ 124,846 $ 49,000
Tipton, Tennessee 52 $ 5,428,000 $ 104,384 $ 56,000
Stafford, Virginia 52 $ 14,946,000 $ 287,423 $ 98,000
Grant, Indiana 51 $ 4,196,000 $ 82,274 $ 54,000
Somerset, Maine 51 $ 4,214,000 $ 82,627 $ 55,000
Warren, New Jersey 51 $ 9,221,000 $ 180,803 $ 95,000
Greene, New York 51 $ 6,667,000 $ 130,725 $ 93,000
Moore, North Carolina 51 $ 5,654,000 $ 110,862 $ 61,000
Wood, Ohio 51 $ 6,579,000 $ 129,000 $ 58,000
Hampton, Virginia 51 $ 7,890,000 $ 154,705 $ 65,000
Cabell, West Virginia 51 $ 3,567,000 $ 69,941 $ 42,000
Tippecanoe, Indiana 50 $ 5,265,000 $ 105,300 $ 51,000
Warren, Kentucky 50 $ 6,708,000 $ 134,160 $ 54,000
Harford, Maryland 50 $ 10,149,000 $ 202,980 $ 99,000
Van Buren, Michigan 50 $ 6,384,000 $ 127,680 $ 47,000
Sandusky, Ohio 50 $ 5,172,000 $ 103,440 $ 46,000
Blair, Pennsylvania 50 $ 4,347,000 $ 86,940 $ 54,000
Kershaw, South Carolina 50 $ 5,327,000 $ 106,540 $ 63,000
Clay, Missouri 49 $ 5,337,000 $ 108,918 $ 63,000
Grafton, New Hampshire 49 $ 5,635,000 $ 115,000 $ 59,000
Clinton, New York 49 $ 4,383,000 $ 89,448 $ 62,000
Adams, Pennsylvania 49 $ 6,842,000 $ 139,632 $ 67,000
Anderson, South Carolina 49 $ 5,768,000 $ 117,714 $ 51,000
Williamson, Tennessee 49 $ 11,403,000 $ 232,714 $ 93,000
Outagamie, Wisconsin 49 $ 6,064,000 $ 123,755 $ 58,000
Jefferson, Colorado 48 $ 8,717,000 $ 181,604 $ 81,000
Indian River, Florida 48 $ 6,646,000 $ 138,458 $ 54,000
Wayne, Indiana 48 $ 3,952,000 $ 82,333 $ 54,000
Madison, Kentucky 48 $ 4,326,000 $ 90,125 $ 51,000
Hampshire, Massachusetts 48 $ 8,764,000 $ 182,583 $ 95,000
Franklin, New York 48 $ 3,174,000 $ 66,125 $ 54,000
Pender, North Carolina 48 $ 5,447,000 $ 113,479 $ 69,000
Dallas, Texas 48 $ 4,558,000 $ 94,958 $ 67,000
Kenosha, Wisconsin 48 $ 10,373,000 $ 216,104 $ 82,000
Kent, Delaware 47 $ 8,244,000 $ 175,404 $ 63,000
Whitfield, Georgia 47 $ 5,147,000 $ 109,510 $ 49,000
Allegan, Michigan 47 $ 4,826,000 $ 102,680 $ 49,000
Livingston, Michigan 47 $ 9,120,000 $ 194,042 $ 68,000
Fulton, New York 47 $ 5,063,000 $ 107,723 $ 68,000
Rutherford, North Carolina 47 $ 5,087,000 $ 108,234 $ 55,000
Hamblen, Tennessee 47 $ 4,444,000 $ 94,553 $ 56,000
Harrison, West Virginia 47 $ 3,464,000 $ 73,702 $ 47,000
Bibb, Georgia 46 $ 4,864,000 $ 105,739 $ 55,000
Liberty, Georgia 46 $ 5,397,000 $ 117,326 $ 60,000
Bartholomew, Indiana 46 $ 5,318,000 $ 115,608 $ 60,000
Delaware, Indiana 46 $ 3,338,000 $ 72,565 $ 48,000
Pike, Kentucky 46 $ 4,731,000 $ 102,847 $ 53,000
Bossier, Louisiana 46 $ 5,571,000 $ 121,108 $ 57,000
Washtenaw, Michigan 46 $ 7,952,000 $ 172,869 $ 70,000
Buchanan, Missouri 46 $ 3,766,000 $ 81,869 $ 44,000
Franklin, Missouri 46 $ 5,209,000 $ 113,239 $ 65,000
Duplin, North Carolina 46 $ 4,089,000 $ 88,891 $ 70,000
Scotland, North Carolina 46 $ 3,419,000 $ 74,326 $ 48,000
Muskingum, Ohio 46 $ 4,289,000 $ 93,239 $ 43,000
Lebanon, Pennsylvania 46 $ 4,793,000 $ 104,195 $ 57,000
Lycoming, Pennsylvania 46 $ 4,123,000 $ 89,630 $ 48,000
Raleigh, West Virginia 46 $ 4,725,000 $ 102,717 $ 53,000
Arapahoe, Colorado 45 $ 10,868,000 $ 241,511 $ 95,000
Tolland, Connecticut 45 $ 8,266,000 $ 183,688 $ 80,000
Oxford, Maine 45 $ 4,733,000 $ 105,177 $ 57,000
Monroe, Michigan 45 $ 6,410,000 $ 142,444 $ 73,000
Beaufort, North Carolina 45 $ 3,985,000 $ 88,555 $ 75,000
Ross, Ohio 45 $ 3,874,000 $ 86,088 $ 49,000
Washington, Ohio 45 $ 3,973,000 $ 88,288 $ 52,000
Loudoun, Virginia 45 $ 17,616,000 $ 391,466 $ 130,000
Clay, Florida 44 $ 6,071,000 $ 137,977 $ 72,000
Escambia, Florida 44 $ 4,786,000 $ 108,772 $ 68,000
Flagler, Florida 44 $ 7,563,000 $ 171,886 $ 62,000
Clarke, Georgia 44 $ 7,297,000 $ 165,840 $ 49,000
Glynn, Georgia 44 $ 6,016,000 $ 136,727 $ 59,000
Ramsey, Minnesota 44 $ 7,122,000 $ 161,863 $ 66,000
Hunterdon, New Jersey 44 $ 13,620,000 $ 309,545 $ 86,000
Columbus, North Carolina 44 $ 3,857,000 $ 87,659 $ 51,000
Lenoir, North Carolina 44 $ 3,706,000 $ 84,227 $ 40,000
Hancock, Ohio 44 $ 4,636,000 $ 105,363 $ 61,000
Jefferson, West Virginia 44 $ 8,113,000 $ 184,386 $ 64,000
Racine, Wisconsin 44 $ 6,848,000 $ 155,636 $ 63,000
Pima, Arizona 43 $ 6,552,000 $ 152,372 $ 85,000
Catoosa, Georgia 43 $ 4,854,000 $ 112,883 $ 52,000
Fayette, Georgia 43 $ 9,535,000 $ 221,744 $ 86,000
Bullitt, Kentucky 43 $ 5,048,000 $ 117,395 $ 51,000
Dakota, Minnesota 43 $ 7,884,000 $ 183,348 $ 82,000
Cheshire, New Hampshire 43 $ 6,840,000 $ 159,069 $ 63,000
Oswego, New York 43 $ 3,407,000 $ 79,232 $ 54,000
Tulsa, Oklahoma 43 $ 4,556,000 $ 105,953 $ 52,000
Crawford, Pennsylvania 43 $ 3,405,000 $ 79,186 $ 47,000
Chester, South Carolina 43 $ 3,690,000 $ 85,813 $ 48,000
Mercer, West Virginia 43 $ 2,767,000 $ 64,348 $ 45,000
Rock, Wisconsin 43 $ 5,981,000 $ 139,093 $ 68,000
Pulaski, Kentucky 42 $ 3,808,000 $ 90,666 $ 43,000
Williams, Ohio 42 $ 3,527,000 $ 83,976 $ 45,000
Somerset, Pennsylvania 42 $ 3,553,000 $ 84,595 $ 50,000
Blount, Tennessee 42 $ 5,039,000 $ 119,976 $ 59,000
Barrow, Georgia 41 $ 5,405,000 $ 131,829 $ 56,000
Boyd, Kentucky 41 $ 2,959,000 $ 72,170 $ 49,000
McCracken, Kentucky 41 $ 3,242,000 $ 79,073 $ 59,000
Tuscola, Michigan 41 $ 2,729,000 $ 66,560 $ 44,000
St. Louis, Minnesota 41 $ 3,439,000 $ 83,878 $ 66,000
Putnam, New York 41 $ 9,542,000 $ 232,731 $ 104,000
King, Washington 41 $ 8,062,000 $ 196,634 $ 87,000
Hancock, West Virginia 41 $ 2,318,000 $ 56,536 $ 44,000
Baldwin, Georgia 40 $ 3,460,000 $ 86,500 $ 42,000
Camden, Georgia 40 $ 5,494,000 $ 137,350 $ 60,000
Jackson, Georgia 40 $ 5,970,000 $ 149,250 $ 59,000
Hendricks, Indiana 40 $ 6,639,000 $ 165,975 $ 92,000
Christian, Missouri 40 $ 5,647,000 $ 141,175 $ 60,000
Vance, North Carolina 40 $ 5,234,000 $ 130,850 $ 59,000
Jackson, Ohio 40 $ 3,577,000 $ 89,425 $ 46,000
Wilson, Tennessee 40 $ 5,227,000 $ 130,675 $ 63,000
Louisa, Virginia 40 $ 6,041,000 $ 151,025 $ 47,000
Highlands, Florida 39 $ 4,055,000 $ 103,974 $ 60,000
Terrebonne, Louisiana 39 $ 3,906,000 $ 100,153 $ 57,000
Grand Traverse, Michigan 39 $ 4,881,000 $ 125,153 $ 52,000
Lapeer, Michigan 39 $ 6,319,000 $ 162,025 $ 64,000
Montcalm, Michigan 39 $ 3,319,000 $ 85,102 $ 43,000
Strafford, New Hampshire 39 $ 6,737,000 $ 172,743 $ 61,000
Granville, North Carolina 39 $ 4,642,000 $ 119,025 $ 57,000
Stokes, North Carolina 39 $ 4,566,000 $ 117,076 $ 64,000
Greene, Ohio 39 $ 4,314,000 $ 110,615 $ 57,000
Orangeburg, South Carolina 39 $ 3,423,000 $ 87,769 $ 49,000
Adams, Colorado 38 $ 6,871,000 $ 180,815 $ 65,000
Rockdale, Georgia 38 $ 9,755,000 $ 256,710 $ 135,000
Montgomery, Kansas 38 $ 1,791,000 $ 47,131 $ 35,000
Hancock, Maine 38 $ 4,498,000 $ 118,368 $ 54,000
Washington, Maine 38 $ 3,449,000 $ 90,763 $ 46,000
Cass, Michigan 38 $ 4,332,000 $ 114,000 $ 58,000
Cass, Missouri 38 $ 4,565,000 $ 120,131 $ 107,000
St. Francois, Missouri 38 $ 2,901,000 $ 76,342 $ 45,000
Chautauqua, New York 38 $ 3,091,000 $ 81,342 $ 62,000
Wayne, New York 38 $ 3,297,000 $ 86,763 $ 66,000
Perry, Ohio 38 $ 2,869,000 $ 75,500 $ 53,000
Union, South Carolina 38 $ 2,173,000 $ 57,184 $ 40,000
Maury, Tennessee 38 $ 4,619,000 $ 121,552 $ 52,000
Robertson, Tennessee 38 $ 5,727,000 $ 150,710 $ 59,000
Monroe, Indiana 37 $ 4,064,000 $ 109,837 $ 48,000
St. John the Baptist, Louisiana 37 $ 4,717,000 $ 127,486 $ 51,000
Calvert, Maryland 37 $ 8,857,000 $ 239,378 $ 77,000
Branch, Michigan 37 $ 2,822,000 $ 76,270 $ 43,000
St. Joseph, Michigan 37 $ 3,223,000 $ 87,108 $ 56,000
Ontario, New York 37 $ 3,533,000 $ 95,486 $ 71,000
Edgecombe, North Carolina 37 $ 2,913,000 $ 78,729 $ 54,000
Sampson, North Carolina 37 $ 2,895,000 $ 78,243 $ 49,000
Knox, Ohio 37 $ 2,893,000 $ 78,189 $ 45,000
Columbia, Pennsylvania 37 $ 2,992,000 $ 80,864 $ 60,000
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Mortgage Loan Application Detail Totals for Home Loan Investment Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 78,098 $11,137,097,000 $142,000 $3,500,000 $66,000 $9,999,000
Home Purchase 236 $28,927,000 $122,000 $586,000 $63,000 $516,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 39,678 $5,381,372,000 $135,000 $3,500,000 $67,000 $6,012,000
Not Provided 20,905 $3,316,704,000 $158,000 $2,200,000 $70,000 $9,999,000
Black or African American 12,198 $1,528,516,000 $125,000 $1,630,000 $54,000 $4,818,000
Hispanic 3,624 $613,522,000 $169,000 $1,100,000 $67,000 $6,000,000
Asian 1,013 $208,726,000 $206,000 $955,000 $86,000 $1,600,000
American Indian or Alaskan Native 805 $99,645,000 $123,000 $925,000 $58,000 $650,000
Native Hawaiian or Other Pacific Islander 111 $17,539,000 $158,000 $665,000 $59,000 $447,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 78,334 $11,166,024,000 $142,000 $3,500,000 $66,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 45,569 $6,978,193,000 $153,000 $3,500,000 $60,000 $9,999,000
Application Approved But Not Accepted 28,923 $3,755,730,000 $129,000 $2,400,000 $77,000 $6,000,000
Loan Originated 3,842 $432,101,000 $112,000 $900,000 $56,000 $1,200,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 21,140 $2,483,447,000 $117,000 $2,200,000 $61,000 $9,999,000
Debt-To-Income Ratio 12,537 $2,614,870,000 $208,000 $1,442,000 $52,000 $2,544,000
Collateral 11,855 $1,876,290,000 $158,000 $3,500,000 $67,000 $6,000,000
Credit History 20 $1,532,000 $76,000 $320,000 $83,000 $240,000
Credit Application Incomplete 14 $1,891,000 $135,000 $500,000 $72,000 $176,000
Unverifiable Information 2 $113,000 $56,000 $75,000 $147,000 $225,000
Employment History 1 $50,000 $50,000 $50,000 $40,000 $40,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Loan Investment Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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