Home Loan Investment Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Home Loan Investment Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Investment Bank One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 34,659 |
| Total Mortgage Loan Application Amount | $3,355,682,000 |
| Average Mortgage Loan Application Amount | $109,029 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $54,308 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Home Loan Investment Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Investment Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Home Loan Investment Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Investment Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Investment Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Investment Bank's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHILADELPHIA, PA | 1,283 | $ 93,545,000 | $ 72,000 | $ 54,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 983 | $ 107,573,000 | $ 109,000 | $ 55,000 |
| PITTSBURGH, PA | 632 | $ 38,648,000 | $ 61,000 | $ 48,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 622 | $ 141,770,000 | $ 227,000 | $ 89,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 575 | $ 42,009,000 | $ 73,000 | $ 41,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 541 | $ 69,361,000 | $ 128,000 | $ 77,000 |
| BALTIMORE-TOWSON, MD | 497 | $ 45,094,000 | $ 90,000 | $ 58,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 491 | $ 78,999,000 | $ 160,000 | $ 74,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 480 | $ 40,614,000 | $ 84,000 | $ 44,000 |
| NASSAU-SUFFOLK, NY | 461 | $ 93,906,000 | $ 203,000 | $ 97,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 445 | $ 40,594,000 | $ 91,000 | $ 42,000 |
| EDISON, NJ | 413 | $ 64,351,000 | $ 155,000 | $ 77,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 403 | $ 39,715,000 | $ 98,000 | $ 47,000 |
| CAMDEN, NJ | 355 | $ 38,030,000 | $ 107,000 | $ 65,000 |
| ORLANDO, FL | 315 | $ 30,737,000 | $ 97,000 | $ 77,000 |
| RICHMOND, VA | 289 | $ 27,090,000 | $ 93,000 | $ 80,000 |
| NEWARK-UNION, NJ-PA | 279 | $ 41,037,000 | $ 147,000 | $ 71,000 |
| COLUMBUS, OH | 274 | $ 26,254,000 | $ 95,000 | $ 56,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 265 | $ 17,476,000 | $ 65,000 | $ 51,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 252 | $ 28,760,000 | $ 114,000 | $ 58,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 250 | $ 27,572,000 | $ 110,000 | $ 58,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 239 | $ 22,914,000 | $ 95,000 | $ 55,000 |
| BOSTON-QUINCY, MA | 233 | $ 44,759,000 | $ 192,000 | $ 89,000 |
| INDIANAPOLIS, IN | 227 | $ 19,747,000 | $ 86,000 | $ 56,000 |
| ALBANY-SCHENECTADY-TROY, NY | 219 | $ 18,737,000 | $ 85,000 | $ 55,000 |
| MEMPHIS, TN-MS-AR | 213 | $ 14,960,000 | $ 70,000 | $ 43,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 208 | $ 20,908,000 | $ 100,000 | $ 59,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 208 | $ 25,267,000 | $ 121,000 | $ 59,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 201 | $ 26,380,000 | $ 131,000 | $ 64,000 |
| JACKSONVILLE, FL | 200 | $ 17,494,000 | $ 87,000 | $ 48,000 |
| LAS VEGAS-PARADISE, NV | 197 | $ 27,542,000 | $ 139,000 | $ 61,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 190 | $ 26,766,000 | $ 140,000 | $ 70,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 186 | $ 14,714,000 | $ 79,000 | $ 46,000 |
| DAYTON, OH | 183 | $ 13,495,000 | $ 73,000 | $ 52,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 183 | $ 17,994,000 | $ 98,000 | $ 122,000 |
| GARY, IN | 177 | $ 13,931,000 | $ 78,000 | $ 44,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 175 | $ 10,861,000 | $ 62,000 | $ 40,000 |
| NEW HAVEN-MILFORD, CT | 172 | $ 19,925,000 | $ 115,000 | $ 52,000 |
| SCRANTON--WILKES-BARRE, PA | 164 | $ 11,988,000 | $ 73,000 | $ 51,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 162 | $ 13,769,000 | $ 84,000 | $ 42,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 160 | $ 21,920,000 | $ 137,000 | $ 60,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 159 | $ 14,321,000 | $ 90,000 | $ 54,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 154 | $ 16,280,000 | $ 105,000 | $ 54,000 |
| HARRISBURG-CARLISLE, PA | 145 | $ 12,253,000 | $ 84,000 | $ 46,000 |
| TOLEDO, OH | 141 | $ 10,078,000 | $ 71,000 | $ 45,000 |
| SPRINGFIELD, MA | 135 | $ 12,182,000 | $ 90,000 | $ 50,000 |
| FLINT, MI | 134 | $ 8,136,000 | $ 60,000 | $ 34,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 134 | $ 14,029,000 | $ 104,000 | $ 52,000 |
| WILMINGTON, DE-MD-NJ | 132 | $ 15,990,000 | $ 121,000 | $ 48,000 |
| DALLAS-PLANO-IRVING, TX | 128 | $ 8,925,000 | $ 69,000 | $ 67,000 |
| AKRON, OH | 124 | $ 11,333,000 | $ 91,000 | $ 42,000 |
| RALEIGH-CARY, NC | 124 | $ 13,224,000 | $ 106,000 | $ 52,000 |
| GREENSBORO-HIGH POINT, NC | 122 | $ 11,373,000 | $ 93,000 | $ 50,000 |
| KNOXVILLE, TN | 122 | $ 9,856,000 | $ 80,000 | $ 49,000 |
| GRAND RAPIDS-WYOMING, MI | 121 | $ 10,356,000 | $ 85,000 | $ 42,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 120 | $ 18,474,000 | $ 153,000 | $ 71,000 |
| OKLAHOMA CITY, OK | 118 | $ 7,142,000 | $ 60,000 | $ 48,000 |
| WORCESTER, MA | 118 | $ 16,164,000 | $ 136,000 | $ 52,000 |
| LAKELAND, FL | 115 | $ 9,457,000 | $ 82,000 | $ 50,000 |
| PEORIA, IL | 115 | $ 7,192,000 | $ 62,000 | $ 49,000 |
| CANTON-MASSILLON, OH | 113 | $ 8,722,000 | $ 77,000 | $ 43,000 |
| CAPE CORAL-FORT MYERS, FL | 113 | $ 13,001,000 | $ 115,000 | $ 51,000 |
| BUFFALO-NIAGARA FALLS, NY | 112 | $ 7,863,000 | $ 70,000 | $ 54,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 111 | $ 7,947,000 | $ 71,000 | $ 46,000 |
| ERIE, PA | 106 | $ 6,075,000 | $ 57,000 | $ 35,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 105 | $ 9,692,000 | $ 92,000 | $ 60,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 105 | $ 21,017,000 | $ 200,000 | $ 75,000 |
| LOUISVILLE, KY-IN | 105 | $ 9,518,000 | $ 90,000 | $ 54,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 105 | $ 9,137,000 | $ 87,000 | $ 44,000 |
| ESSEX COUNTY, MA | 104 | $ 18,638,000 | $ 179,000 | $ 95,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 99 | $ 18,103,000 | $ 182,000 | $ 73,000 |
| BATON ROUGE, LA | 95 | $ 7,806,000 | $ 82,000 | $ 46,000 |
| TULSA, OK | 95 | $ 5,864,000 | $ 61,000 | $ 40,000 |
| ATLANTIC CITY, NJ | 94 | $ 10,653,000 | $ 113,000 | $ 47,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 93 | $ 14,422,000 | $ 155,000 | $ 64,000 |
| ROANOKE, VA | 93 | $ 7,811,000 | $ 83,000 | $ 64,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 92 | $ 15,852,000 | $ 172,000 | $ 111,000 |
| READING, PA | 91 | $ 5,679,000 | $ 62,000 | $ 47,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 91 | $ 14,348,000 | $ 157,000 | $ 71,000 |
| ROCHESTER, NY | 91 | $ 5,643,000 | $ 62,000 | $ 45,000 |
| SAN ANTONIO, TX | 86 | $ 4,715,000 | $ 54,000 | $ 48,000 |
| YORK-HANOVER, PA | 86 | $ 7,252,000 | $ 84,000 | $ 43,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 85 | $ 8,875,000 | $ 104,000 | $ 50,000 |
| SYRACUSE, NY | 84 | $ 5,947,000 | $ 70,000 | $ 57,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 81 | $ 11,839,000 | $ 146,000 | $ 62,000 |
| LEXINGTON-FAYETTE, KY | 76 | $ 6,191,000 | $ 81,000 | $ 44,000 |
| LANCASTER, PA | 74 | $ 6,127,000 | $ 82,000 | $ 42,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 74 | $ 10,675,000 | $ 144,000 | $ 77,000 |
| FAYETTEVILLE, NC | 72 | $ 4,930,000 | $ 68,000 | $ 40,000 |
| SARASOTA-BRADENTON-VENICE, FL | 72 | $ 7,828,000 | $ 108,000 | $ 60,000 |
| WINSTON-SALEM, NC | 72 | $ 6,406,000 | $ 88,000 | $ 44,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 71 | $ 5,201,000 | $ 73,000 | $ 45,000 |
| COLUMBUS, GA-AL | 69 | $ 5,190,000 | $ 75,000 | $ 39,000 |
| MUSKEGON-NORTON SHORES, MI | 69 | $ 4,142,000 | $ 60,000 | $ 33,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 68 | $ 3,413,000 | $ 50,000 | $ 34,000 |
| BANGOR, ME | 67 | $ 4,691,000 | $ 70,000 | $ 38,000 |
| CHATTANOOGA, TN-GA | 67 | $ 5,034,000 | $ 75,000 | $ 48,000 |
| HICKORY-LENOIR-MORGANTON, NC | 66 | $ 4,910,000 | $ 74,000 | $ 35,000 |
| MACON, GA | 66 | $ 4,215,000 | $ 63,000 | $ 43,000 |
| TRENTON-EWING, NJ | 66 | $ 6,603,000 | $ 100,000 | $ 59,000 |
| FORT WAYNE, IN | 65 | $ 3,543,000 | $ 54,000 | $ 41,000 |
| MANCHESTER-NASHUA, NH | 65 | $ 9,232,000 | $ 142,000 | $ 88,000 |
| TACOMA, WA | 65 | $ 8,026,000 | $ 123,000 | $ 55,000 |
| CHAMPAIGN-URBANA, IL | 64 | $ 4,386,000 | $ 68,000 | $ 38,000 |
| FORT WORTH-ARLINGTON, TX | 64 | $ 3,897,000 | $ 60,000 | $ 46,000 |
| JACKSON, MI | 64 | $ 5,357,000 | $ 83,000 | $ 35,000 |
| NORWICH-NEW LONDON, CT | 64 | $ 7,239,000 | $ 113,000 | $ 54,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 64 | $ 3,966,000 | $ 61,000 | $ 37,000 |
| LYNCHBURG, VA | 63 | $ 4,957,000 | $ 78,000 | $ 50,000 |
| DURHAM, NC | 62 | $ 5,848,000 | $ 94,000 | $ 44,000 |
| GLENS FALLS, NY | 62 | $ 4,572,000 | $ 73,000 | $ 57,000 |
| LANSING-EAST LANSING, MI | 61 | $ 4,607,000 | $ 75,000 | $ 42,000 |
| SHREVEPORT-BOSSIER CITY, LA | 61 | $ 3,726,000 | $ 61,000 | $ 47,000 |
| CHARLOTTESVILLE, VA | 58 | $ 5,285,000 | $ 91,000 | $ 43,000 |
| KALAMAZOO-PORTAGE, MI | 58 | $ 4,587,000 | $ 79,000 | $ 37,000 |
| OCALA, FL | 58 | $ 4,021,000 | $ 69,000 | $ 35,000 |
| SAVANNAH, GA | 58 | $ 5,549,000 | $ 95,000 | $ 50,000 |
| EL PASO, TX | 57 | $ 3,457,000 | $ 60,000 | $ 64,000 |
| WILMINGTON, NC | 57 | $ 5,728,000 | $ 100,000 | $ 52,000 |
| UTICA-ROME, NY | 56 | $ 3,053,000 | $ 54,000 | $ 41,000 |
| KINGSTON, NY | 55 | $ 5,670,000 | $ 103,000 | $ 51,000 |
| DENVER-AURORA, CO | 53 | $ 8,450,000 | $ 159,000 | $ 88,000 |
| NILES-BENTON HARBOR, MI | 53 | $ 3,909,000 | $ 73,000 | $ 40,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 52 | $ 3,581,000 | $ 68,000 | $ 37,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 52 | $ 4,217,000 | $ 81,000 | $ 47,000 |
| ALBANY, GA | 51 | $ 3,739,000 | $ 73,000 | $ 48,000 |
| JOHNSON CITY, TN | 51 | $ 4,406,000 | $ 86,000 | $ 44,000 |
| TERRE HAUTE, IN | 50 | $ 3,180,000 | $ 63,000 | $ 38,000 |
| BATTLE CREEK, MI | 48 | $ 2,985,000 | $ 62,000 | $ 34,000 |
| GREEN BAY, WI | 46 | $ 4,627,000 | $ 100,000 | $ 45,000 |
| MADISON, WI | 46 | $ 5,543,000 | $ 120,000 | $ 54,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 46 | $ 8,487,000 | $ 184,000 | $ 63,000 |
| DOVER, DE | 45 | $ 4,503,000 | $ 100,000 | $ 38,000 |
| EVANSVILLE, IN-KY | 45 | $ 3,410,000 | $ 75,000 | $ 44,000 |
| SPRINGFIELD, IL | 44 | $ 3,113,000 | $ 70,000 | $ 44,000 |
| TUCSON, AZ | 44 | $ 4,829,000 | $ 109,000 | $ 47,000 |
| MCALLEN-EDINBURG-PHARR, TX | 43 | $ 2,380,000 | $ 55,000 | $ 40,000 |
| PUNTA GORDA, FL | 43 | $ 4,239,000 | $ 98,000 | $ 45,000 |
| JANESVILLE, WI | 42 | $ 3,568,000 | $ 84,000 | $ 45,000 |
| JOHNSTOWN, PA | 42 | $ 1,808,000 | $ 43,000 | $ 37,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 42 | $ 7,181,000 | $ 170,000 | $ 79,000 |
| LIMA, OH | 42 | $ 2,738,000 | $ 65,000 | $ 41,000 |
| SALT LAKE CITY, UT | 42 | $ 5,336,000 | $ 127,000 | $ 58,000 |
| DECATUR, IL | 41 | $ 1,765,000 | $ 43,000 | $ 34,000 |
| GAINESVILLE, FL | 41 | $ 3,262,000 | $ 79,000 | $ 41,000 |
| MORRISTOWN, TN | 41 | $ 3,293,000 | $ 80,000 | $ 34,000 |
| DANVILLE, VA | 40 | $ 2,908,000 | $ 72,000 | $ 34,000 |
| BAKERSFIELD, CA | 39 | $ 3,679,000 | $ 94,000 | $ 37,000 |
| COLUMBIA, SC | 39 | $ 2,982,000 | $ 76,000 | $ 45,000 |
| OCEAN CITY, NJ | 39 | $ 4,830,000 | $ 123,000 | $ 184,000 |
| SPRINGFIELD, OH | 39 | $ 3,193,000 | $ 81,000 | $ 33,000 |
| TALLAHASSEE, FL | 39 | $ 2,566,000 | $ 65,000 | $ 46,000 |
| ALTOONA, PA | 37 | $ 1,863,000 | $ 50,000 | $ 37,000 |
| APPLETON, WI | 37 | $ 3,367,000 | $ 91,000 | $ 47,000 |
| BARNSTABLE TOWN, MA | 37 | $ 7,080,000 | $ 191,000 | $ 52,000 |
| GOLDSBORO, NC | 37 | $ 2,463,000 | $ 66,000 | $ 52,000 |
| FRESNO, CA | 36 | $ 5,348,000 | $ 148,000 | $ 56,000 |
| LEWISTON-AUBURN, ME | 36 | $ 4,086,000 | $ 113,000 | $ 43,000 |
| NAPLES-MARCO ISLAND, FL | 36 | $ 6,009,000 | $ 166,000 | $ 67,000 |
| RENO-SPARKS, NV | 36 | $ 4,223,000 | $ 117,000 | $ 49,000 |
| VALDOSTA, GA | 36 | $ 2,333,000 | $ 64,000 | $ 44,000 |
| DANVILLE, IL | 35 | $ 1,782,000 | $ 50,000 | $ 36,000 |
| AUSTIN-ROUND ROCK, TX | 34 | $ 3,100,000 | $ 91,000 | $ 57,000 |
| CLARKSVILLE, TN-KY | 34 | $ 2,432,000 | $ 71,000 | $ 41,000 |
| DALTON, GA | 34 | $ 2,825,000 | $ 83,000 | $ 38,000 |
| DULUTH, MN-WI | 34 | $ 2,885,000 | $ 84,000 | $ 54,000 |
| LAKE CHARLES, LA | 34 | $ 1,673,000 | $ 49,000 | $ 41,000 |
| SALISBURY, MD | 34 | $ 2,772,000 | $ 81,000 | $ 50,000 |
| ST. LOUIS, MO-IL | 34 | $ 2,552,000 | $ 75,000 | $ 42,000 |
| ELKHART-GOSHEN, IN | 33 | $ 2,841,000 | $ 86,000 | $ 43,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 33 | $ 2,140,000 | $ 64,000 | $ 34,000 |
| JACKSON, TN | 33 | $ 2,139,000 | $ 64,000 | $ 40,000 |
| SPOKANE, WA | 33 | $ 3,130,000 | $ 94,000 | $ 53,000 |
| JACKSONVILLE, NC | 32 | $ 2,566,000 | $ 80,000 | $ 38,000 |
| MONROE, LA | 32 | $ 1,992,000 | $ 62,000 | $ 49,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 32 | $ 4,844,000 | $ 151,000 | $ 64,000 |
| ROCKY MOUNT, NC | 32 | $ 2,290,000 | $ 71,000 | $ 55,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 31 | $ 2,926,000 | $ 94,000 | $ 49,000 |
| LAFAYETTE, LA | 31 | $ 2,437,000 | $ 78,000 | $ 72,000 |
| ANN ARBOR, MI | 30 | $ 2,812,000 | $ 93,000 | $ 55,000 |
| ROCKFORD, IL | 30 | $ 2,564,000 | $ 85,000 | $ 62,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 29 | $ 5,935,000 | $ 204,000 | $ 77,000 |
| ALEXANDRIA, LA | 28 | $ 1,747,000 | $ 62,000 | $ 43,000 |
| BEAUMONT-PORT ARTHUR, TX | 28 | $ 1,056,000 | $ 37,000 | $ 48,000 |
| COLORADO SPRINGS, CO | 28 | $ 4,073,000 | $ 145,000 | $ 55,000 |
| GREENVILLE, NC | 28 | $ 2,013,000 | $ 71,000 | $ 35,000 |
| MONROE, MI | 28 | $ 2,974,000 | $ 106,000 | $ 53,000 |
| PANAMA CITY-LYNN HAVEN, FL | 28 | $ 2,355,000 | $ 84,000 | $ 45,000 |
| PITTSFIELD, MA | 28 | $ 2,471,000 | $ 88,000 | $ 46,000 |
| ATHENS-CLARKE COUNTY, GA | 27 | $ 1,989,000 | $ 73,000 | $ 35,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 27 | $ 2,749,000 | $ 101,000 | $ 45,000 |
| LEBANON, PA | 27 | $ 2,099,000 | $ 77,000 | $ 48,000 |
| BLOOMINGTON-NORMAL, IL | 26 | $ 2,013,000 | $ 77,000 | $ 50,000 |
| LUBBOCK, TX | 26 | $ 1,256,000 | $ 48,000 | $ 31,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 26 | $ 5,578,000 | $ 214,000 | $ 73,000 |
| BINGHAMTON, NY | 25 | $ 1,280,000 | $ 51,000 | $ 36,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 25 | $ 2,113,000 | $ 84,000 | $ 49,000 |
| MICHIGAN CITY-LA PORTE, IN | 25 | $ 1,564,000 | $ 62,000 | $ 55,000 |
| WINCHESTER, VA-WV | 25 | $ 3,194,000 | $ 127,000 | $ 57,000 |
| OGDEN-CLEARFIELD, UT | 24 | $ 1,971,000 | $ 82,000 | $ 56,000 |
| OSHKOSH-NEENAH, WI | 24 | $ 2,025,000 | $ 84,000 | $ 41,000 |
| WILLIAMSPORT, PA | 24 | $ 1,542,000 | $ 64,000 | $ 34,000 |
| ANDERSON, IN | 23 | $ 1,403,000 | $ 61,000 | $ 33,000 |
| ASHEVILLE, NC | 23 | $ 2,162,000 | $ 94,000 | $ 56,000 |
| BREMERTON-SILVERDALE, WA | 23 | $ 2,920,000 | $ 126,000 | $ 67,000 |
| BRUNSWICK, GA | 23 | $ 2,033,000 | $ 88,000 | $ 42,000 |
| FOND DU LAC, WI | 23 | $ 2,169,000 | $ 94,000 | $ 41,000 |
| GAINESVILLE, GA | 23 | $ 2,430,000 | $ 105,000 | $ 43,000 |
| RACINE, WI | 23 | $ 2,364,000 | $ 102,000 | $ 93,000 |
| BURLINGTON, NC | 22 | $ 1,886,000 | $ 85,000 | $ 44,000 |
| ROME, GA | 22 | $ 1,278,000 | $ 58,000 | $ 39,000 |
| BROWNSVILLE-HARLINGEN, TX | 21 | $ 911,000 | $ 43,000 | $ 32,000 |
| CLEVELAND, TN | 21 | $ 2,101,000 | $ 100,000 | $ 42,000 |
| GREENVILLE, SC | 21 | $ 1,695,000 | $ 80,000 | $ 48,000 |
| KANSAS CITY, MO-KS | 21 | $ 1,712,000 | $ 81,000 | $ 56,000 |
| LA CROSSE, WI-MN | 21 | $ 2,207,000 | $ 105,000 | $ 39,000 |
| SHEBOYGAN, WI | 21 | $ 2,137,000 | $ 101,000 | $ 52,000 |
| WACO, TX | 21 | $ 913,000 | $ 43,000 | $ 36,000 |
| AMARILLO, TX | 20 | $ 1,083,000 | $ 54,000 | $ 41,000 |
| MUNCIE, IN | 20 | $ 949,000 | $ 47,000 | $ 36,000 |
| VISALIA-PORTERVILLE, CA | 20 | $ 2,039,000 | $ 101,000 | $ 56,000 |
| WAUSAU, WI | 20 | $ 1,803,000 | $ 90,000 | $ 44,000 |
| CORPUS CHRISTI, TX | 19 | $ 750,000 | $ 39,000 | $ 38,000 |
| HINESVILLE-FORT STEWART, GA | 19 | $ 1,308,000 | $ 68,000 | $ 49,000 |
| BLOOMINGTON, IN | 18 | $ 1,238,000 | $ 68,000 | $ 37,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 18 | $ 1,443,000 | $ 80,000 | $ 39,000 |
| KOKOMO, IN | 18 | $ 1,717,000 | $ 95,000 | $ 52,000 |
| LAFAYETTE, IN | 18 | $ 2,051,000 | $ 113,000 | $ 60,000 |
| WARNER ROBINS, GA | 18 | $ 1,555,000 | $ 86,000 | $ 55,000 |
| BOWLING GREEN, KY | 17 | $ 1,147,000 | $ 67,000 | $ 41,000 |
| ELIZABETHTOWN, KY | 17 | $ 1,684,000 | $ 99,000 | $ 45,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 17 | $ 846,000 | $ 49,000 | $ 42,000 |
| OWENSBORO, KY | 17 | $ 1,219,000 | $ 71,000 | $ 43,000 |
| PROVO-OREM, UT | 17 | $ 1,575,000 | $ 92,000 | $ 86,000 |
| VERO BEACH, FL | 17 | $ 1,727,000 | $ 101,000 | $ 35,000 |
| STOCKTON, CA | 16 | $ 2,831,000 | $ 176,000 | $ 68,000 |
| YUMA, AZ | 16 | $ 1,006,000 | $ 62,000 | $ 38,000 |
| HOLLAND-GRAND HAVEN, MI | 15 | $ 1,386,000 | $ 92,000 | $ 41,000 |
| LAREDO, TX | 15 | $ 936,000 | $ 62,000 | $ 49,000 |
| LONGVIEW, TX | 15 | $ 666,000 | $ 44,000 | $ 40,000 |
| BAY CITY, MI | 14 | $ 877,000 | $ 62,000 | $ 48,000 |
| HARRISONBURG, VA | 14 | $ 1,479,000 | $ 105,000 | $ 53,000 |
| LAWTON, OK | 14 | $ 873,000 | $ 62,000 | $ 34,000 |
| SALEM, OR | 14 | $ 1,513,000 | $ 108,000 | $ 57,000 |
| ELMIRA, NY | 13 | $ 618,000 | $ 47,000 | $ 48,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 13 | $ 886,000 | $ 68,000 | $ 46,000 |
| PRESCOTT, AZ | 13 | $ 1,261,000 | $ 97,000 | $ 45,000 |
| ROCHESTER, MN | 13 | $ 1,565,000 | $ 120,000 | $ 100,000 |
| SPARTANBURG, SC | 13 | $ 764,000 | $ 58,000 | $ 33,000 |
| KANKAKEE-BRADLEY, IL | 12 | $ 1,444,000 | $ 120,000 | $ 46,000 |
| MANSFIELD, OH | 12 | $ 893,000 | $ 74,000 | $ 66,000 |
| ODESSA, TX | 12 | $ 502,000 | $ 41,000 | $ 54,000 |
| STATE COLLEGE, PA | 12 | $ 1,287,000 | $ 107,000 | $ 41,000 |
| VALLEJO-FAIRFIELD, CA | 12 | $ 2,842,000 | $ 236,000 | $ 63,000 |
| YUBA CITY, CA | 12 | $ 1,592,000 | $ 132,000 | $ 43,000 |
| FLORENCE, SC | 11 | $ 442,000 | $ 40,000 | $ 37,000 |
| OLYMPIA, WA | 11 | $ 1,158,000 | $ 105,000 | $ 69,000 |
| PUEBLO, CO | 11 | $ 1,202,000 | $ 109,000 | $ 35,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 10 | $ 2,602,000 | $ 260,000 | $ 99,000 |
| WICHITA, KS | 10 | $ 695,000 | $ 69,000 | $ 40,000 |
| YAKIMA, WA | 10 | $ 617,000 | $ 61,000 | $ 27,000 |
| ABILENE, TX | 9 | $ 375,000 | $ 41,000 | $ 43,000 |
| CHICO, CA | 9 | $ 1,392,000 | $ 154,000 | $ 60,000 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 464,000 | $ 51,000 | $ 43,000 |
| GREELEY, CO | 9 | $ 771,000 | $ 85,000 | $ 38,000 |
| MEDFORD, OR | 9 | $ 950,000 | $ 105,000 | $ 40,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 9 | $ 773,000 | $ 85,000 | $ 44,000 |
| SANDUSKY, OH | 9 | $ 916,000 | $ 101,000 | $ 53,000 |
| TYLER, TX | 9 | $ 496,000 | $ 55,000 | $ 35,000 |
| WICHITA FALLS, TX | 9 | $ 299,000 | $ 33,000 | $ 38,000 |
| BELLINGHAM, WA | 8 | $ 1,122,000 | $ 140,000 | $ 49,000 |
| EAU CLAIRE, WI | 8 | $ 719,000 | $ 89,000 | $ 48,000 |
| EUGENE-SPRINGFIELD, OR | 8 | $ 797,000 | $ 99,000 | $ 26,000 |
| LONGVIEW, WA | 8 | $ 893,000 | $ 111,000 | $ 52,000 |
| MODESTO, CA | 8 | $ 1,462,000 | $ 182,000 | $ 80,000 |
| ST. CLOUD, MN | 8 | $ 889,000 | $ 111,000 | $ 63,000 |
| FLAGSTAFF, AZ | 7 | $ 738,000 | $ 105,000 | $ 70,000 |
| MIDLAND, TX | 7 | $ 256,000 | $ 36,000 | $ 37,000 |
| MOUNT VERNON-ANACORTES, WA | 7 | $ 733,000 | $ 104,000 | $ 56,000 |
| ANDERSON, SC | 6 | $ 477,000 | $ 79,000 | $ 102,000 |
| BEND, OR | 6 | $ 863,000 | $ 143,000 | $ 59,000 |
| COLUMBUS, IN | 6 | $ 670,000 | $ 111,000 | $ 36,000 |
| GRAND JUNCTION, CO | 6 | $ 402,000 | $ 67,000 | $ 38,000 |
| SAN ANGELO, TX | 6 | $ 219,000 | $ 36,000 | $ 47,000 |
| SHERMAN-DENISON, TX | 6 | $ 228,000 | $ 38,000 | $ 29,000 |
| HANFORD-CORCORAN, CA | 5 | $ 631,000 | $ 126,000 | $ 62,000 |
| ITHACA, NY | 5 | $ 238,000 | $ 47,000 | $ 44,000 |
| MADERA, CA | 5 | $ 368,000 | $ 73,000 | $ 51,000 |
| SALINAS, CA | 5 | $ 2,272,000 | $ 454,000 | $ 117,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 2,460,000 | $ 492,000 | $ 74,000 |
| SPRINGFIELD, MO | 5 | $ 281,000 | $ 56,000 | $ 47,000 |
| ST. GEORGE, UT | 5 | $ 1,268,000 | $ 253,000 | $ 91,000 |
| VICTORIA, TX | 5 | $ 271,000 | $ 54,000 | $ 39,000 |
| ALBUQUERQUE, NM | 4 | $ 347,000 | $ 86,000 | $ 62,000 |
| EL CENTRO, CA | 4 | $ 499,000 | $ 124,000 | $ 29,000 |
| FORT COLLINS-LOVELAND, CO | 4 | $ 560,000 | $ 140,000 | $ 84,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,129,000 | $ 282,000 | $ 60,000 |
| SUMTER, SC | 4 | $ 135,000 | $ 33,000 | $ 29,000 |
| BOULDER, CO | 3 | $ 215,000 | $ 71,000 | $ 32,000 |
| CARSON CITY, NV | 3 | $ 185,000 | $ 61,000 | $ 71,000 |
| REDDING, CA | 3 | $ 176,000 | $ 58,000 | $ 49,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3 | $ 1,707,000 | $ 569,000 | $ 147,000 |
| SANTA ROSA-PETALUMA, CA | 3 | $ 393,000 | $ 131,000 | $ 50,000 |
| TEXARKANA, TX-TEXARKANA, AR | 3 | $ 94,000 | $ 31,000 | $ 29,000 |
| TOPEKA, KS | 3 | $ 90,000 | $ 30,000 | $ 29,000 |
| WENATCHEE, WA | 3 | $ 222,000 | $ 74,000 | $ 36,000 |
| CUMBERLAND, MD-WV | 2 | $ 90,000 | $ 45,000 | $ 51,000 |
| LOGAN, UT-ID | 2 | $ 123,000 | $ 61,000 | $ 44,000 |
| MERCED, CA | 2 | $ 540,000 | $ 270,000 | $ 56,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 2 | $ 323,000 | $ 161,000 | $ 87,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2 | $ 381,000 | $ 190,000 | $ 39,000 |
| CHARLESTON, WV | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| COLUMBIA, MO | 1 | $ 44,000 | $ 44,000 | $ 50,000 |
| JEFFERSON CITY, MO | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| JOPLIN, MO | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| LAS CRUCES, NM | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| NAPA, CA | 1 | $ 375,000 | $ 375,000 | $ 78,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| PINE BLUFF, AR | 1 | $ 120,000 | $ 120,000 | $ 74,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 59,000 | $ 59,000 | $ 220,000 |
| ST. JOSEPH, MO-KS | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Home Loan Investment Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 34,491 | $3,330,406,000 | $101,571 | $1,700,000 | $53,309 | $9,999,000 |
| Home Purchase | 168 | $25,276,000 | $121,076 | $580,000 | $55,923 | $465,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,316 | $1,706,622,000 | $95,225 | $1,464,000 | $53,200 | $9,999,000 |
| Not Provided | 7,296 | $808,741,000 | $107,000 | $1,700,000 | $59,131 | $9,999,000 |
| Black or African American | 6,379 | $547,193,000 | $100,513 | $768,000 | $48,783 | $6,096,000 |
| Hispanic | 1,722 | $179,525,000 | $106,388 | $687,000 | $48,722 | $900,000 |
| Asian | 437 | $65,823,000 | $130,967 | $890,000 | $59,483 | $820,000 |
| American Indian or Alaskan Native | 414 | $34,795,000 | $96,314 | $621,000 | $44,685 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 95 | $12,983,000 | $122,230 | $500,000 | $62,730 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 34,659 | $3,355,682,000 | $101,690 | $1,700,000 | $53,261 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 17,664 | $1,740,440,000 | $107,609 | $1,464,000 | $48,634 | $9,999,000 |
| Application Approved But Not Accepted | 14,156 | $1,347,486,000 | $96,578 | $1,700,000 | $60,815 | $9,999,000 |
| Loan Originated | 2,835 | $267,537,000 | $85,628 | $882,000 | $54,314 | $9,999,000 |
| File Closed For Incompleteness | 3 | $184,000 | $61,333 | $126,000 | $33,666 | $41,000 |
| Application Withdrawn By Applicant | 1 | $35,000 | $35,000 | $35,000 | $27,000 | $27,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 9,316 | $676,761,000 | $80,775 | $1,350,000 | $52,500 | $9,999,000 |
| Debt-To-Income Ratio | 4,270 | $667,983,000 | $150,205 | $1,464,000 | $36,512 | $480,000 |
| Collateral | 4,065 | $394,770,000 | $107,054 | $800,000 | $53,054 | $6,096,000 |
| Credit History | 12 | $726,000 | $67,428 | $150,000 | $46,714 | $72,000 |
| Credit Application Incomplete | 1 | $200,000 | $200,000 | $200,000 | $80,000 | $80,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Investment Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.