Home Loan Investment Bank Mortgage Lending & HMDA Data, 2005
In 2005, Home Loan Investment Bank of Warwick, RI reported 34,659 mortgage applications totaling $3.4 billion, up 41% from 2004. The average application was for $96,819, and applicants reported an average income of $53,188. 8% of its applications resulted in an originated loan and 51% were denied. Its largest markets were Philadelphia, PA (1,283), Atlanta-Sandy Springs-Marietta, GA (983) and Pittsburgh, PA (632) (applications in parentheses).
| Mortgage Company & Address | Home Loan Investment Bank One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 34,659 |
| Total Mortgage Loan Application Amount | $3,355,682,000 |
| Average Mortgage Loan Application Amount | $96,819 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $53,188 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Investment Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, Pennsylvania | 880 | $ 49,228,000 | $ 55,940 | $ 38,000 |
| Wayne, Michigan | 575 | $ 42,009,000 | $ 73,059 | $ 41,000 |
| Cuyahoga, Ohio | 367 | $ 29,406,000 | $ 80,125 | $ 38,000 |
| Cook, Illinois | 340 | $ 39,678,000 | $ 116,700 | $ 60,000 |
| Allegheny, Pennsylvania | 334 | $ 19,377,000 | $ 58,014 | $ 56,000 |
| Suffolk, New York | 293 | $ 57,095,000 | $ 194,863 | $ 86,000 |
| Providence, Rhode Island | 275 | $ 44,665,000 | $ 162,418 | $ 56,000 |
| Miami-Dade, Florida | 250 | $ 27,572,000 | $ 110,288 | $ 58,000 |
| Baltimore City, Maryland | 229 | $ 14,407,000 | $ 62,912 | $ 43,000 |
| Broward, Florida | 208 | $ 25,267,000 | $ 121,475 | $ 59,000 |
| Prince George's, Maryland | 207 | $ 32,841,000 | $ 158,652 | $ 65,000 |
| Queens, New York | 207 | $ 48,358,000 | $ 233,613 | $ 91,000 |
| Clark, Nevada | 197 | $ 27,542,000 | $ 139,807 | $ 61,000 |
| Shelby, Tennessee | 196 | $ 13,459,000 | $ 68,668 | $ 49,000 |
| Milwaukee, Wisconsin | 190 | $ 16,030,000 | $ 84,368 | $ 38,000 |
| Harris, Texas | 182 | $ 12,044,000 | $ 66,175 | $ 56,000 |
| New Haven, Connecticut | 172 | $ 19,925,000 | $ 115,843 | $ 52,000 |
| Franklin, Ohio | 172 | $ 15,916,000 | $ 92,534 | $ 53,000 |
| Nassau, New York | 168 | $ 36,811,000 | $ 219,113 | $ 109,000 |
| Ocean, New Jersey | 167 | $ 22,020,000 | $ 131,856 | $ 59,000 |
| Camden, New Jersey | 166 | $ 14,349,000 | $ 86,439 | $ 52,000 |
| Palm Beach, Florida | 160 | $ 21,920,000 | $ 137,000 | $ 60,000 |
| Hillsborough, Florida | 158 | $ 14,255,000 | $ 90,221 | $ 42,000 |
| Delaware, Pennsylvania | 156 | $ 11,301,000 | $ 72,442 | $ 53,000 |
| Orange, Florida | 149 | $ 14,050,000 | $ 94,295 | $ 105,000 |
| Duval, Florida | 145 | $ 12,160,000 | $ 83,862 | $ 46,000 |
| Marion, Indiana | 144 | $ 10,666,000 | $ 74,069 | $ 44,000 |
| Hartford, Connecticut | 143 | $ 17,430,000 | $ 121,888 | $ 56,000 |
| Kent, Rhode Island | 143 | $ 19,136,000 | $ 133,818 | $ 57,000 |
| Lake, Indiana | 137 | $ 9,675,000 | $ 70,620 | $ 42,000 |
| Kings, New York | 135 | $ 33,817,000 | $ 250,496 | $ 74,000 |
| Montgomery, Ohio | 135 | $ 9,067,000 | $ 67,162 | $ 44,000 |
| Genesee, Michigan | 134 | $ 8,136,000 | $ 60,716 | $ 34,000 |
| New Castle, Delaware | 132 | $ 15,990,000 | $ 121,136 | $ 48,000 |
| Baltimore, Maryland | 131 | $ 12,794,000 | $ 97,664 | $ 56,000 |
| Gwinnett, Georgia | 128 | $ 17,913,000 | $ 139,945 | $ 62,000 |
| DeKalb, Georgia | 125 | $ 13,151,000 | $ 105,208 | $ 47,000 |
| Maricopa, Arizona | 123 | $ 12,946,000 | $ 105,252 | $ 51,000 |
| Pinellas, Florida | 123 | $ 12,064,000 | $ 98,081 | $ 42,000 |
| Fairfield, Connecticut | 120 | $ 18,474,000 | $ 153,950 | $ 71,000 |
| Worcester, Massachusetts | 118 | $ 16,164,000 | $ 136,983 | $ 52,000 |
| Essex, New Jersey | 118 | $ 16,286,000 | $ 138,016 | $ 72,000 |
| Pasco, Florida | 117 | $ 9,922,000 | $ 84,803 | $ 41,000 |
| Orange, New York | 116 | $ 15,654,000 | $ 134,948 | $ 68,000 |
| Polk, Florida | 115 | $ 9,457,000 | $ 82,234 | $ 50,000 |
| Lee, Florida | 113 | $ 13,001,000 | $ 115,053 | $ 51,000 |
| Fulton, Georgia | 113 | $ 13,043,000 | $ 115,424 | $ 60,000 |
| Lucas, Ohio | 113 | $ 7,422,000 | $ 65,681 | $ 39,000 |
| Burlington, New Jersey | 109 | $ 13,717,000 | $ 125,844 | $ 53,000 |
| St. Clair, Illinois | 107 | $ 6,559,000 | $ 61,299 | $ 47,000 |
| Monmouth, New Jersey | 107 | $ 17,846,000 | $ 166,785 | $ 78,000 |
| Mecklenburg, North Carolina | 107 | $ 11,181,000 | $ 104,495 | $ 84,000 |
| Erie, Pennsylvania | 106 | $ 6,075,000 | $ 57,311 | $ 35,000 |
| Los Angeles, California | 105 | $ 21,017,000 | $ 200,161 | $ 75,000 |
| Brevard, Florida | 105 | $ 9,137,000 | $ 87,019 | $ 44,000 |
| Volusia, Florida | 105 | $ 9,692,000 | $ 92,304 | $ 60,000 |
| Essex, Massachusetts | 104 | $ 18,638,000 | $ 179,211 | $ 95,000 |
| Hampden, Massachusetts | 104 | $ 9,476,000 | $ 91,115 | $ 48,000 |
| Montgomery, Pennsylvania | 104 | $ 13,934,000 | $ 133,980 | $ 74,000 |
| Middlesex, New Jersey | 101 | $ 17,371,000 | $ 171,990 | $ 77,000 |
| Macomb, Michigan | 100 | $ 9,627,000 | $ 96,270 | $ 54,000 |
| Middlesex, Massachusetts | 99 | $ 18,103,000 | $ 182,858 | $ 73,000 |
| Stark, Ohio | 97 | $ 7,533,000 | $ 77,659 | $ 43,000 |
| Dauphin, Pennsylvania | 97 | $ 6,775,000 | $ 69,845 | $ 37,000 |
| Dallas, Texas | 97 | $ 6,323,000 | $ 65,185 | $ 47,000 |
| Plymouth, Massachusetts | 96 | $ 15,520,000 | $ 161,666 | $ 108,000 |
| Summit, Ohio | 96 | $ 8,855,000 | $ 92,239 | $ 41,000 |
| Atlantic, New Jersey | 94 | $ 10,653,000 | $ 113,329 | $ 47,000 |
| Luzerne, Pennsylvania | 94 | $ 6,023,000 | $ 64,074 | $ 47,000 |
| Oakland, Michigan | 93 | $ 12,975,000 | $ 139,516 | $ 64,000 |
| Bergen, New Jersey | 91 | $ 19,643,000 | $ 215,857 | $ 240,000 |
| Berks, Pennsylvania | 91 | $ 5,679,000 | $ 62,406 | $ 47,000 |
| Fairfax, Virginia | 91 | $ 16,458,000 | $ 180,857 | $ 90,000 |
| Clayton, Georgia | 90 | $ 9,159,000 | $ 101,766 | $ 49,000 |
| Bristol, Massachusetts | 90 | $ 16,982,000 | $ 188,688 | $ 64,000 |
| Erie, New York | 90 | $ 6,235,000 | $ 69,277 | $ 57,000 |
| Richmond, New York | 90 | $ 16,629,000 | $ 184,766 | $ 79,000 |
| Mahoning, Ohio | 90 | $ 5,237,000 | $ 58,188 | $ 42,000 |
| Virginia Beach, Virginia | 90 | $ 9,226,000 | $ 102,511 | $ 51,000 |
| Wake, North Carolina | 87 | $ 9,960,000 | $ 114,482 | $ 63,000 |
| Hamilton, Ohio | 86 | $ 7,709,000 | $ 89,639 | $ 55,000 |
| York, Pennsylvania | 86 | $ 7,252,000 | $ 84,325 | $ 43,000 |
| York, Maine | 85 | $ 9,274,000 | $ 109,105 | $ 57,000 |
| Trumbull, Ohio | 85 | $ 5,624,000 | $ 66,164 | $ 37,000 |
| Cobb, Georgia | 84 | $ 9,347,000 | $ 111,273 | $ 65,000 |
| Oklahoma, Oklahoma | 84 | $ 5,035,000 | $ 59,940 | $ 43,000 |
| Bucks, Pennsylvania | 84 | $ 11,432,000 | $ 136,095 | $ 67,000 |
| Richmond, Georgia | 82 | $ 5,440,000 | $ 66,341 | $ 40,000 |
| Gloucester, New Jersey | 80 | $ 9,964,000 | $ 124,550 | $ 100,000 |
| Northampton, Pennsylvania | 79 | $ 6,304,000 | $ 79,797 | $ 45,000 |
| Westmoreland, Pennsylvania | 78 | $ 4,674,000 | $ 59,923 | $ 55,000 |
| Monroe, Pennsylvania | 77 | $ 9,078,000 | $ 117,896 | $ 60,000 |
| East Baton Rouge, Louisiana | 75 | $ 6,040,000 | $ 80,533 | $ 39,000 |
| Union, New Jersey | 75 | $ 11,415,000 | $ 152,200 | $ 56,000 |
| Suffolk, Massachusetts | 74 | $ 17,040,000 | $ 230,270 | $ 78,000 |
| Dutchess, New York | 74 | $ 11,112,000 | $ 150,162 | $ 72,000 |
| Lancaster, Pennsylvania | 74 | $ 6,127,000 | $ 82,797 | $ 42,000 |
| Prince William, Virginia | 74 | $ 13,245,000 | $ 178,986 | $ 77,000 |
| Westchester, New York | 73 | $ 19,985,000 | $ 273,767 | $ 129,000 |
| Lehigh, Pennsylvania | 73 | $ 6,165,000 | $ 84,452 | $ 47,000 |
| Bexar, Texas | 73 | $ 3,741,000 | $ 51,246 | $ 41,000 |
| Guilford, North Carolina | 72 | $ 7,051,000 | $ 97,930 | $ 57,000 |
| Will, Illinois | 71 | $ 10,089,000 | $ 142,098 | $ 81,000 |
| Passaic, New Jersey | 71 | $ 12,848,000 | $ 180,957 | $ 65,000 |
| Knox, Tennessee | 71 | $ 5,909,000 | $ 83,225 | $ 51,000 |
| Kent, Michigan | 70 | $ 5,718,000 | $ 81,685 | $ 40,000 |
| Albany, New York | 70 | $ 5,960,000 | $ 85,142 | $ 65,000 |
| Norfolk, Virginia | 70 | $ 6,321,000 | $ 90,300 | $ 43,000 |
| Muskegon, Michigan | 69 | $ 4,142,000 | $ 60,028 | $ 33,000 |
| St. Lucie, Florida | 68 | $ 7,206,000 | $ 105,970 | $ 48,000 |
| Saginaw, Michigan | 68 | $ 3,413,000 | $ 50,191 | $ 34,000 |
| Orleans, Louisiana | 67 | $ 5,276,000 | $ 78,746 | $ 42,000 |
| Penobscot, Maine | 67 | $ 4,691,000 | $ 70,014 | $ 38,000 |
| Mercer, New Jersey | 66 | $ 6,603,000 | $ 100,045 | $ 59,000 |
| Hillsborough, New Hampshire | 65 | $ 9,232,000 | $ 142,030 | $ 88,000 |
| Hudson, New Jersey | 65 | $ 11,579,000 | $ 178,138 | $ 62,000 |
| Cumberland, North Carolina | 65 | $ 4,588,000 | $ 70,584 | $ 43,000 |
| Schuylkill, Pennsylvania | 65 | $ 3,086,000 | $ 47,476 | $ 34,000 |
| Pierce, Washington | 65 | $ 8,026,000 | $ 123,476 | $ 55,000 |
| New London, Connecticut | 64 | $ 7,239,000 | $ 113,109 | $ 54,000 |
| St. Joseph, Indiana | 64 | $ 3,966,000 | $ 61,968 | $ 37,000 |
| Jackson, Michigan | 64 | $ 5,357,000 | $ 83,703 | $ 35,000 |
| Norfolk, Massachusetts | 63 | $ 12,199,000 | $ 193,634 | $ 80,000 |
| Davidson, Tennessee | 63 | $ 6,479,000 | $ 102,841 | $ 54,000 |
| Montgomery, Maryland | 62 | $ 11,199,000 | $ 180,629 | $ 73,000 |
| Peoria, Illinois | 61 | $ 3,349,000 | $ 54,901 | $ 38,000 |
| Bronx, New York | 61 | $ 12,795,000 | $ 209,754 | $ 87,000 |
| Fayette, Pennsylvania | 61 | $ 4,042,000 | $ 66,262 | $ 46,000 |
| Chesterfield, Virginia | 61 | $ 7,076,000 | $ 116,000 | $ 57,000 |
| Lake, Florida | 60 | $ 5,230,000 | $ 87,166 | $ 52,000 |
| Madison, Illinois | 60 | $ 3,841,000 | $ 64,016 | $ 44,000 |
| Washington, Pennsylvania | 60 | $ 4,299,000 | $ 71,650 | $ 47,000 |
| Hamilton, Tennessee | 60 | $ 4,463,000 | $ 74,383 | $ 35,000 |
| Cumberland, Maine | 59 | $ 6,316,000 | $ 107,050 | $ 54,000 |
| Chester, Pennsylvania | 59 | $ 7,650,000 | $ 129,661 | $ 63,000 |
| Marion, Florida | 58 | $ 4,021,000 | $ 69,327 | $ 35,000 |
| Lorain, Ohio | 58 | $ 5,183,000 | $ 89,362 | $ 56,000 |
| Lackawanna, Pennsylvania | 58 | $ 4,924,000 | $ 84,896 | $ 43,000 |
| Chesapeake, Virginia | 58 | $ 7,687,000 | $ 132,534 | $ 46,000 |
| San Bernardino, California | 57 | $ 7,790,000 | $ 136,666 | $ 74,000 |
| Muscogee, Georgia | 57 | $ 4,434,000 | $ 77,789 | $ 40,000 |
| Rockingham, New Hampshire | 57 | $ 9,251,000 | $ 162,298 | $ 70,000 |
| El Paso, Texas | 57 | $ 3,457,000 | $ 60,649 | $ 64,000 |
| Jefferson, Kentucky | 56 | $ 4,566,000 | $ 81,535 | $ 48,000 |
| Anne Arundel, Maryland | 56 | $ 7,483,000 | $ 133,625 | $ 61,000 |
| Henrico, Virginia | 56 | $ 5,140,000 | $ 91,785 | $ 47,000 |
| Seminole, Florida | 55 | $ 5,306,000 | $ 96,472 | $ 53,000 |
| Ulster, New York | 55 | $ 5,670,000 | $ 103,090 | $ 51,000 |
| Tulsa, Oklahoma | 55 | $ 3,571,000 | $ 64,927 | $ 39,000 |
| Escambia, Florida | 54 | $ 3,968,000 | $ 73,481 | $ 48,000 |
| DuPage, Illinois | 54 | $ 8,622,000 | $ 159,666 | $ 77,000 |
| Allen, Indiana | 54 | $ 2,713,000 | $ 50,240 | $ 39,000 |
| Berrien, Michigan | 53 | $ 3,909,000 | $ 73,754 | $ 40,000 |
| Cumberland, New Jersey | 52 | $ 4,217,000 | $ 81,096 | $ 47,000 |
| Richmond City, Virginia | 52 | $ 3,811,000 | $ 73,288 | $ 40,000 |
| Osceola, Florida | 51 | $ 6,151,000 | $ 120,607 | $ 79,000 |
| Kennebec, Maine | 51 | $ 4,667,000 | $ 91,509 | $ 33,000 |
| Roanoke City, Virginia | 51 | $ 3,863,000 | $ 75,745 | $ 31,000 |
| King, Washington | 51 | $ 8,270,000 | $ 162,156 | $ 75,000 |
| Tarrant, Texas | 50 | $ 2,936,000 | $ 58,720 | $ 51,000 |
| Jefferson, Louisiana | 49 | $ 4,696,000 | $ 95,836 | $ 49,000 |
| Northumberland, Pennsylvania | 49 | $ 2,834,000 | $ 57,836 | $ 41,000 |
| Sussex, Delaware | 48 | $ 5,852,000 | $ 121,916 | $ 45,000 |
| Caddo, Louisiana | 48 | $ 3,054,000 | $ 63,625 | $ 46,000 |
| Calhoun, Michigan | 48 | $ 2,985,000 | $ 62,187 | $ 34,000 |
| Monroe, New York | 48 | $ 3,027,000 | $ 63,062 | $ 47,000 |
| Onondaga, New York | 48 | $ 3,481,000 | $ 72,520 | $ 61,000 |
| Hernando, Florida | 47 | $ 4,353,000 | $ 92,617 | $ 44,000 |
| Champaign, Illinois | 47 | $ 3,276,000 | $ 69,702 | $ 38,000 |
| Aroostook, Maine | 47 | $ 2,333,000 | $ 49,638 | $ 35,000 |
| Saratoga, New York | 47 | $ 4,869,000 | $ 103,595 | $ 70,000 |
| Beaver, Pennsylvania | 47 | $ 2,875,000 | $ 61,170 | $ 42,000 |
| Chatham, Georgia | 46 | $ 4,185,000 | $ 90,978 | $ 46,000 |
| Kent, Delaware | 45 | $ 4,503,000 | $ 100,066 | $ 38,000 |
| Sarasota, Florida | 45 | $ 4,416,000 | $ 98,133 | $ 66,000 |
| Schenectady, New York | 45 | $ 3,325,000 | $ 73,888 | $ 41,000 |
| Forsyth, North Carolina | 45 | $ 4,379,000 | $ 97,311 | $ 43,000 |
| Hampton, Virginia | 45 | $ 3,847,000 | $ 85,488 | $ 41,000 |
| Pima, Arizona | 44 | $ 4,829,000 | $ 109,750 | $ 47,000 |
| Paulding, Georgia | 44 | $ 4,315,000 | $ 98,068 | $ 53,000 |
| Durham, North Carolina | 44 | $ 4,374,000 | $ 99,409 | $ 45,000 |
| Franklin, Pennsylvania | 44 | $ 3,622,000 | $ 82,318 | $ 46,000 |
| Charlotte, Florida | 43 | $ 4,239,000 | $ 98,581 | $ 45,000 |
| Tazewell, Illinois | 43 | $ 3,014,000 | $ 70,093 | $ 74,000 |
| Ingham, Michigan | 43 | $ 3,404,000 | $ 79,162 | $ 38,000 |
| Hidalgo, Texas | 43 | $ 2,380,000 | $ 55,348 | $ 40,000 |
| Bibb, Georgia | 42 | $ 2,327,000 | $ 55,404 | $ 42,000 |
| Lake, Illinois | 42 | $ 7,181,000 | $ 170,976 | $ 79,000 |
| Fayette, Kentucky | 42 | $ 3,444,000 | $ 82,000 | $ 42,000 |
| Gaston, North Carolina | 42 | $ 3,283,000 | $ 78,166 | $ 45,000 |
| Allen, Ohio | 42 | $ 2,738,000 | $ 65,190 | $ 41,000 |
| Cambria, Pennsylvania | 42 | $ 1,808,000 | $ 43,047 | $ 37,000 |
| Rock, Wisconsin | 42 | $ 3,568,000 | $ 84,952 | $ 45,000 |
| Macon, Illinois | 41 | $ 1,765,000 | $ 43,048 | $ 34,000 |
| Sangamon, Illinois | 41 | $ 2,960,000 | $ 72,195 | $ 47,000 |
| Sacramento, California | 40 | $ 7,361,000 | $ 184,025 | $ 58,000 |
| Clearfield, Pennsylvania | 40 | $ 1,998,000 | $ 49,950 | $ 40,000 |
| Newport News, Virginia | 40 | $ 2,855,000 | $ 71,375 | $ 38,000 |
| Kern, California | 39 | $ 3,679,000 | $ 94,333 | $ 37,000 |
| Alachua, Florida | 39 | $ 3,125,000 | $ 80,128 | $ 42,000 |
| Cape May, New Jersey | 39 | $ 4,830,000 | $ 123,846 | $ 184,000 |
| Rensselaer, New York | 39 | $ 3,199,000 | $ 82,025 | $ 53,000 |
| Clark, Ohio | 39 | $ 3,193,000 | $ 81,871 | $ 33,000 |
| Pike, Pennsylvania | 39 | $ 3,837,000 | $ 98,384 | $ 58,000 |
| Litchfield, Connecticut | 38 | $ 3,838,000 | $ 101,000 | $ 58,000 |
| Henry, Georgia | 38 | $ 4,234,000 | $ 111,421 | $ 57,000 |
| Somerset, New Jersey | 38 | $ 7,114,000 | $ 187,210 | $ 104,000 |
| Clinton, New York | 38 | $ 3,168,000 | $ 83,368 | $ 49,000 |
| Oneida, New York | 38 | $ 1,998,000 | $ 52,578 | $ 37,000 |
| Sullivan, Tennessee | 38 | $ 2,738,000 | $ 72,052 | $ 41,000 |
| Salt Lake, Utah | 38 | $ 4,630,000 | $ 121,842 | $ 51,000 |
| Barnstable, Massachusetts | 37 | $ 7,080,000 | $ 191,351 | $ 52,000 |
| Wayne, North Carolina | 37 | $ 2,463,000 | $ 66,567 | $ 52,000 |
| Butler, Ohio | 37 | $ 3,615,000 | $ 97,702 | $ 54,000 |
| Blair, Pennsylvania | 37 | $ 1,863,000 | $ 50,351 | $ 37,000 |
| Cumberland, Pennsylvania | 37 | $ 4,482,000 | $ 121,135 | $ 76,000 |
| Lawrence, Pennsylvania | 37 | $ 2,614,000 | $ 70,648 | $ 37,000 |
| Spotsylvania, Virginia | 37 | $ 3,867,000 | $ 104,513 | $ 62,000 |
| Kenosha, Wisconsin | 37 | $ 4,971,000 | $ 134,351 | $ 71,000 |
| Fresno, California | 36 | $ 5,348,000 | $ 148,555 | $ 56,000 |
| Collier, Florida | 36 | $ 6,009,000 | $ 166,916 | $ 67,000 |
| Androscoggin, Maine | 36 | $ 4,086,000 | $ 113,500 | $ 43,000 |
| Washoe, Nevada | 36 | $ 4,223,000 | $ 117,305 | $ 49,000 |
| Rockland, New York | 36 | $ 6,762,000 | $ 187,833 | $ 90,000 |
| Columbiana, Ohio | 36 | $ 2,712,000 | $ 75,333 | $ 45,000 |
| Bartow, Georgia | 35 | $ 2,503,000 | $ 71,514 | $ 46,000 |
| Walker, Georgia | 35 | $ 2,655,000 | $ 75,857 | $ 31,000 |
| Vermilion, Illinois | 35 | $ 1,782,000 | $ 50,914 | $ 36,000 |
| Hennepin, Minnesota | 35 | $ 5,259,000 | $ 150,257 | $ 73,000 |
| Morris, New Jersey | 35 | $ 5,702,000 | $ 162,914 | $ 77,000 |
| Fulton, New York | 35 | $ 2,329,000 | $ 66,542 | $ 42,000 |
| Sullivan, New York | 35 | $ 3,577,000 | $ 102,200 | $ 53,000 |
| Riverside, California | 34 | $ 6,558,000 | $ 192,882 | $ 66,000 |
| Dougherty, Georgia | 34 | $ 2,151,000 | $ 63,264 | $ 48,000 |
| Charles, Maryland | 34 | $ 6,125,000 | $ 180,147 | $ 73,000 |
| Harford, Maryland | 34 | $ 4,081,000 | $ 120,029 | $ 68,000 |
| Sussex, New Jersey | 34 | $ 5,086,000 | $ 149,588 | $ 66,000 |
| Ashtabula, Ohio | 34 | $ 2,068,000 | $ 60,823 | $ 43,000 |
| Belmont, Ohio | 34 | $ 2,283,000 | $ 67,147 | $ 39,000 |
| Bradford, Pennsylvania | 34 | $ 1,759,000 | $ 51,735 | $ 61,000 |
| Carbon, Pennsylvania | 34 | $ 2,245,000 | $ 66,029 | $ 43,000 |
| Washington, Rhode Island | 34 | $ 7,374,000 | $ 216,882 | $ 154,000 |
| Washington, Tennessee | 34 | $ 3,100,000 | $ 91,176 | $ 46,000 |
| Portsmouth, Virginia | 34 | $ 2,964,000 | $ 87,176 | $ 47,000 |
| Kane, Illinois | 33 | $ 4,804,000 | $ 145,575 | $ 77,000 |
| Elkhart, Indiana | 33 | $ 2,841,000 | $ 86,090 | $ 43,000 |
| Washington, New York | 33 | $ 2,122,000 | $ 64,303 | $ 57,000 |
| Butler, Pennsylvania | 33 | $ 2,412,000 | $ 73,090 | $ 40,000 |
| Spokane, Washington | 33 | $ 3,130,000 | $ 94,848 | $ 53,000 |
| Middlesex, Connecticut | 32 | $ 4,966,000 | $ 155,187 | $ 64,000 |
| Citrus, Florida | 32 | $ 2,780,000 | $ 86,875 | $ 39,000 |
| Douglas, Georgia | 32 | $ 3,306,000 | $ 103,312 | $ 54,000 |
| Newton, Georgia | 32 | $ 3,085,000 | $ 96,406 | $ 54,000 |
| Vigo, Indiana | 32 | $ 1,953,000 | $ 61,031 | $ 40,000 |
| Pike, Kentucky | 32 | $ 2,715,000 | $ 84,843 | $ 54,000 |
| Kalamazoo, Michigan | 32 | $ 2,646,000 | $ 82,687 | $ 41,000 |
| Onslow, North Carolina | 32 | $ 2,566,000 | $ 80,187 | $ 38,000 |
| Jefferson, Ohio | 32 | $ 1,819,000 | $ 56,843 | $ 45,000 |
| Muskingum, Ohio | 32 | $ 2,420,000 | $ 75,625 | $ 39,000 |
| Waukesha, Wisconsin | 32 | $ 4,328,000 | $ 135,250 | $ 111,000 |
| Okaloosa, Florida | 31 | $ 2,926,000 | $ 94,387 | $ 49,000 |
| St. Joseph, Michigan | 31 | $ 2,368,000 | $ 76,387 | $ 35,000 |
| Crawford, Pennsylvania | 31 | $ 1,876,000 | $ 60,516 | $ 51,000 |
| Calcasieu, Louisiana | 30 | $ 1,285,000 | $ 42,833 | $ 29,000 |
| Frederick, Maryland | 30 | $ 4,653,000 | $ 155,100 | $ 168,000 |
| Cass, Michigan | 30 | $ 2,307,000 | $ 76,900 | $ 37,000 |
| St. Clair, Michigan | 30 | $ 2,457,000 | $ 81,900 | $ 43,000 |
| Washtenaw, Michigan | 30 | $ 2,812,000 | $ 93,733 | $ 55,000 |
| Union, North Carolina | 30 | $ 3,355,000 | $ 111,833 | $ 50,000 |
| Somerset, Pennsylvania | 30 | $ 1,533,000 | $ 51,100 | $ 37,000 |
| Rutherford, Tennessee | 30 | $ 2,871,000 | $ 95,700 | $ 56,000 |
| Dane, Wisconsin | 30 | $ 3,850,000 | $ 128,333 | $ 53,000 |
| San Diego, California | 29 | $ 5,935,000 | $ 204,655 | $ 77,000 |
| Highlands, Florida | 29 | $ 1,926,000 | $ 66,413 | $ 42,000 |
| Lowndes, Georgia | 29 | $ 1,876,000 | $ 64,689 | $ 47,000 |
| Walton, Georgia | 29 | $ 3,100,000 | $ 106,896 | $ 53,000 |
| Williamson, Illinois | 29 | $ 1,619,000 | $ 55,827 | $ 49,000 |
| Porter, Indiana | 29 | $ 3,402,000 | $ 117,310 | $ 50,000 |
| Whitley, Kentucky | 29 | $ 1,657,000 | $ 57,137 | $ 29,000 |
| Oxford, Maine | 29 | $ 2,497,000 | $ 86,103 | $ 51,000 |
| St. Louis, Minnesota | 29 | $ 2,223,000 | $ 76,655 | $ 56,000 |
| Franklin, New York | 29 | $ 1,637,000 | $ 56,448 | $ 65,000 |
| Warren, New York | 29 | $ 2,450,000 | $ 84,482 | $ 57,000 |
| Mercer, Pennsylvania | 29 | $ 2,175,000 | $ 75,000 | $ 39,000 |
| Montgomery, Tennessee | 29 | $ 2,206,000 | $ 76,068 | $ 44,000 |
| Outagamie, Wisconsin | 29 | $ 2,415,000 | $ 83,275 | $ 41,000 |
| El Paso, Colorado | 28 | $ 4,073,000 | $ 145,464 | $ 55,000 |
| Bay, Florida | 28 | $ 2,355,000 | $ 84,107 | $ 45,000 |
| Carroll, Georgia | 28 | $ 2,379,000 | $ 84,964 | $ 43,000 |
| Cherokee, Georgia | 28 | $ 2,614,000 | $ 93,357 | $ 60,000 |
| Vanderburgh, Indiana | 28 | $ 2,275,000 | $ 81,250 | $ 38,000 |
| Berkshire, Massachusetts | 28 | $ 2,471,000 | $ 88,250 | $ 46,000 |
| Clare, Michigan | 28 | $ 1,905,000 | $ 68,035 | $ 38,000 |
| Monroe, Michigan | 28 | $ 2,974,000 | $ 106,214 | $ 53,000 |
| Rowan, North Carolina | 28 | $ 2,469,000 | $ 88,178 | $ 59,000 |
| Lake, Ohio | 28 | $ 2,822,000 | $ 100,785 | $ 52,000 |
| Portage, Ohio | 28 | $ 2,478,000 | $ 88,500 | $ 44,000 |
| Brown, Wisconsin | 28 | $ 2,864,000 | $ 102,285 | $ 46,000 |
| Manatee, Florida | 27 | $ 3,412,000 | $ 126,370 | $ 53,000 |
| Cecil, Maryland | 27 | $ 3,571,000 | $ 132,259 | $ 80,000 |
| Washington, Maryland | 27 | $ 2,749,000 | $ 101,814 | $ 45,000 |
| Catawba, North Carolina | 27 | $ 2,108,000 | $ 78,074 | $ 36,000 |
| Iredell, North Carolina | 27 | $ 2,494,000 | $ 92,370 | $ 57,000 |
| Licking, Ohio | 27 | $ 2,540,000 | $ 94,074 | $ 40,000 |
| Marion, Ohio | 27 | $ 1,751,000 | $ 64,851 | $ 34,000 |
| Lebanon, Pennsylvania | 27 | $ 2,099,000 | $ 77,740 | $ 48,000 |
| Madison, Tennessee | 27 | $ 1,757,000 | $ 65,074 | $ 41,000 |
| Sumner, Tennessee | 27 | $ 3,159,000 | $ 117,000 | $ 42,000 |
| Tolland, Connecticut | 26 | $ 3,984,000 | $ 153,230 | $ 87,000 |
| McLean, Illinois | 26 | $ 2,013,000 | $ 77,423 | $ 50,000 |
| Boyd, Kentucky | 26 | $ 1,961,000 | $ 75,423 | $ 52,000 |
| Kenton, Kentucky | 26 | $ 2,783,000 | $ 107,038 | $ 52,000 |
| Van Buren, Michigan | 26 | $ 1,941,000 | $ 74,653 | $ 33,000 |
| Chautauqua, New York | 26 | $ 1,167,000 | $ 44,884 | $ 38,000 |
| Cleveland, North Carolina | 26 | $ 1,889,000 | $ 72,653 | $ 58,000 |
| Venango, Pennsylvania | 26 | $ 1,037,000 | $ 39,884 | $ 33,000 |
| Newport, Rhode Island | 26 | $ 5,567,000 | $ 214,115 | $ 65,000 |
| Pittsylvania, Virginia | 26 | $ 1,794,000 | $ 69,000 | $ 39,000 |
| Clay, Florida | 25 | $ 2,036,000 | $ 81,440 | $ 60,000 |
| Barrow, Georgia | 25 | $ 2,533,000 | $ 101,320 | $ 45,000 |
| Catoosa, Georgia | 25 | $ 2,070,000 | $ 82,800 | $ 37,000 |
| LaPorte, Indiana | 25 | $ 1,564,000 | $ 62,560 | $ 55,000 |
| Ouachita, Louisiana | 25 | $ 1,619,000 | $ 64,760 | $ 46,000 |
| St. Tammany, Louisiana | 25 | $ 1,983,000 | $ 79,320 | $ 46,000 |
| Carroll, Maryland | 25 | $ 2,972,000 | $ 118,880 | $ 87,000 |
| Tuscola, Michigan | 25 | $ 1,863,000 | $ 74,520 | $ 38,000 |
| Merrimack, New Hampshire | 25 | $ 3,235,000 | $ 129,400 | $ 73,000 |
| Davidson, North Carolina | 25 | $ 1,661,000 | $ 66,440 | $ 36,000 |
| Randolph, North Carolina | 25 | $ 2,087,000 | $ 83,480 | $ 47,000 |
| Richmond, North Carolina | 25 | $ 1,256,000 | $ 50,240 | $ 35,000 |
| Rockingham, North Carolina | 25 | $ 2,235,000 | $ 89,400 | $ 38,000 |
| Lubbock, Texas | 25 | $ 1,222,000 | $ 48,880 | $ 32,000 |
| Windham, Connecticut | 24 | $ 2,853,000 | $ 118,875 | $ 62,000 |
| Putnam, Florida | 24 | $ 1,739,000 | $ 72,458 | $ 45,000 |
| Troup, Georgia | 24 | $ 1,937,000 | $ 80,708 | $ 40,000 |
| Macoupin, Illinois | 24 | $ 1,372,000 | $ 57,166 | $ 34,000 |
| Grant, Indiana | 24 | $ 1,266,000 | $ 52,750 | $ 42,000 |
| Lafayette, Louisiana | 24 | $ 1,888,000 | $ 78,666 | $ 87,000 |
| Rapides, Louisiana | 24 | $ 1,555,000 | $ 64,791 | $ 37,000 |
| Strafford, New Hampshire | 24 | $ 2,588,000 | $ 107,833 | $ 52,000 |
| Oswego, New York | 24 | $ 1,570,000 | $ 65,416 | $ 44,000 |
| Cabarrus, North Carolina | 24 | $ 2,919,000 | $ 121,625 | $ 52,000 |
| Indiana, Pennsylvania | 24 | $ 1,335,000 | $ 55,625 | $ 37,000 |
| Lycoming, Pennsylvania | 24 | $ 1,542,000 | $ 64,250 | $ 34,000 |
| Galveston, Texas | 24 | $ 1,524,000 | $ 63,500 | $ 44,000 |
| Winnebago, Wisconsin | 24 | $ 2,025,000 | $ 84,375 | $ 41,000 |
| Mohave, Arizona | 23 | $ 2,974,000 | $ 129,304 | $ 45,000 |
| Hall, Georgia | 23 | $ 2,430,000 | $ 105,652 | $ 43,000 |
| Whitfield, Georgia | 23 | $ 1,813,000 | $ 78,826 | $ 40,000 |
| Jefferson, Illinois | 23 | $ 924,000 | $ 40,173 | $ 33,000 |
| Winnebago, Illinois | 23 | $ 1,899,000 | $ 82,565 | $ 75,000 |
| Madison, Indiana | 23 | $ 1,403,000 | $ 61,000 | $ 33,000 |
| Wicomico, Maryland | 23 | $ 1,922,000 | $ 83,565 | $ 56,000 |
| Warren, New Jersey | 23 | $ 2,567,000 | $ 111,608 | $ 46,000 |
| Harnett, North Carolina | 23 | $ 1,662,000 | $ 72,260 | $ 40,000 |
| Johnston, North Carolina | 23 | $ 2,185,000 | $ 95,000 | $ 46,000 |
| Vance, North Carolina | 23 | $ 1,621,000 | $ 70,478 | $ 39,000 |
| Wayne, Ohio | 23 | $ 1,926,000 | $ 83,739 | $ 51,000 |
| Fluvanna, Virginia | 23 | $ 2,175,000 | $ 94,565 | $ 48,000 |
| Kitsap, Washington | 23 | $ 2,920,000 | $ 126,956 | $ 67,000 |
| Snohomish, Washington | 23 | $ 2,405,000 | $ 104,565 | $ 80,000 |
| Fond du Lac, Wisconsin | 23 | $ 2,169,000 | $ 94,304 | $ 41,000 |
| Racine, Wisconsin | 23 | $ 2,364,000 | $ 102,782 | $ 93,000 |
| Colquitt, Georgia | 22 | $ 1,089,000 | $ 49,500 | $ 39,000 |
| Floyd, Georgia | 22 | $ 1,278,000 | $ 58,090 | $ 39,000 |
| Laurens, Georgia | 22 | $ 1,513,000 | $ 68,772 | $ 33,000 |
| McHenry, Illinois | 22 | $ 3,373,000 | $ 153,318 | $ 124,000 |
| Calvert, Maryland | 22 | $ 3,411,000 | $ 155,045 | $ 68,000 |
| Shiawassee, Michigan | 22 | $ 1,932,000 | $ 87,818 | $ 52,000 |
| Belknap, New Hampshire | 22 | $ 2,675,000 | $ 121,590 | $ 69,000 |
| Niagara, New York | 22 | $ 1,628,000 | $ 74,000 | $ 50,000 |
| Wayne, New York | 22 | $ 1,256,000 | $ 57,090 | $ 34,000 |
| Alamance, North Carolina | 22 | $ 1,886,000 | $ 85,727 | $ 44,000 |
| Pitt, North Carolina | 22 | $ 1,715,000 | $ 77,954 | $ 41,000 |
| Robeson, North Carolina | 22 | $ 1,361,000 | $ 61,863 | $ 42,000 |
| Roane, Tennessee | 22 | $ 1,628,000 | $ 74,000 | $ 32,000 |
| Travis, Texas | 22 | $ 1,893,000 | $ 86,045 | $ 59,000 |
| Walworth, Wisconsin | 22 | $ 2,239,000 | $ 101,772 | $ 60,000 |
| Coweta, Georgia | 21 | $ 2,296,000 | $ 109,333 | $ 49,000 |
| Franklin, Illinois | 21 | $ 705,000 | $ 33,571 | $ 30,000 |
| Terrebonne, Louisiana | 21 | $ 1,388,000 | $ 66,095 | $ 35,000 |
| Howard, Maryland | 21 | $ 3,168,000 | $ 150,857 | $ 68,000 |
| Roscommon, Michigan | 21 | $ 1,199,000 | $ 57,095 | $ 35,000 |
| Craven, North Carolina | 21 | $ 1,472,000 | $ 70,095 | $ 53,000 |
| New Hanover, North Carolina | 21 | $ 2,329,000 | $ 110,904 | $ 48,000 |
| Fairfield, Ohio | 21 | $ 2,413,000 | $ 114,904 | $ 62,000 |
| Ross, Ohio | 21 | $ 1,524,000 | $ 72,571 | $ 35,000 |
| Scioto, Ohio | 21 | $ 1,092,000 | $ 52,000 | $ 42,000 |
| Adams, Pennsylvania | 21 | $ 2,520,000 | $ 120,000 | $ 48,000 |
| Bedford, Pennsylvania | 21 | $ 1,634,000 | $ 77,809 | $ 38,000 |
| Tioga, Pennsylvania | 21 | $ 1,124,000 | $ 53,523 | $ 38,000 |
| Greene, Tennessee | 21 | $ 1,439,000 | $ 68,523 | $ 40,000 |
| Cameron, Texas | 21 | $ 911,000 | $ 43,380 | $ 32,000 |
| McLennan, Texas | 21 | $ 913,000 | $ 43,476 | $ 36,000 |
| Dodge, Wisconsin | 21 | $ 1,668,000 | $ 79,428 | $ 46,000 |
| La Crosse, Wisconsin | 21 | $ 2,207,000 | $ 105,095 | $ 39,000 |
| Sheboygan, Wisconsin | 21 | $ 2,137,000 | $ 101,761 | $ 52,000 |
| Tulare, California | 20 | $ 2,039,000 | $ 101,950 | $ 56,000 |
| Columbia, Georgia | 20 | $ 1,846,000 | $ 92,300 | $ 52,000 |
| Delaware, Indiana | 20 | $ 949,000 | $ 47,450 | $ 36,000 |
| Lawrence, Indiana | 20 | $ 1,229,000 | $ 61,450 | $ 35,000 |
| Madison, Kentucky | 20 | $ 1,824,000 | $ 91,200 | $ 40,000 |
| Somerset, Maine | 20 | $ 1,461,000 | $ 73,050 | $ 54,000 |
| Lenawee, Michigan | 20 | $ 1,875,000 | $ 93,750 | $ 42,000 |
| Newaygo, Michigan | 20 | $ 1,546,000 | $ 77,300 | $ 36,000 |
| Nye, Nevada | 20 | $ 2,236,000 | $ 111,800 | $ 41,000 |
| Coos, New Hampshire | 20 | $ 1,678,000 | $ 83,900 | $ 43,000 |
| Grafton, New Hampshire | 20 | $ 1,929,000 | $ 96,450 | $ 46,000 |
| Sullivan, New Hampshire | 20 | $ 2,476,000 | $ 123,800 | $ 57,000 |
| Broome, New York | 20 | $ 1,026,000 | $ 51,300 | $ 41,000 |
| Brunswick, North Carolina | 20 | $ 1,740,000 | $ 87,000 | $ 48,000 |
| Lincoln, North Carolina | 20 | $ 1,685,000 | $ 84,250 | $ 48,000 |
| Sampson, North Carolina | 20 | $ 1,330,000 | $ 66,500 | $ 35,000 |
| Guernsey, Ohio | 20 | $ 1,414,000 | $ 70,700 | $ 57,000 |
| Lawrence, Ohio | 20 | $ 1,159,000 | $ 57,950 | $ 39,000 |
| Medina, Ohio | 20 | $ 2,283,000 | $ 114,150 | $ 44,000 |
| Miami, Ohio | 20 | $ 1,936,000 | $ 96,800 | $ 77,000 |
| Blount, Tennessee | 20 | $ 1,965,000 | $ 98,250 | $ 39,000 |
| Lauderdale, Tennessee | 20 | $ 1,017,000 | $ 50,850 | $ 38,000 |
| Jefferson, Texas | 20 | $ 800,000 | $ 40,000 | $ 44,000 |
| Manitowoc, Wisconsin | 20 | $ 2,044,000 | $ 102,200 | $ 53,000 |
| Marathon, Wisconsin | 20 | $ 1,803,000 | $ 90,150 | $ 44,000 |
| Leon, Florida | 19 | $ 1,369,000 | $ 72,052 | $ 45,000 |
| St. Johns, Florida | 19 | $ 2,156,000 | $ 113,473 | $ 40,000 |
| Adams, Illinois | 19 | $ 1,017,000 | $ 53,526 | $ 31,000 |
| Starke, Indiana | 19 | $ 1,223,000 | $ 64,368 | $ 40,000 |
| Montcalm, Michigan | 19 | $ 1,407,000 | $ 74,052 | $ 35,000 |
| Cattaraugus, New York | 19 | $ 1,036,000 | $ 54,526 | $ 44,000 |
| Surry, North Carolina | 19 | $ 1,237,000 | $ 65,105 | $ 35,000 |
| Auglaize, Ohio | 19 | $ 1,255,000 | $ 66,052 | $ 46,000 |
| Armstrong, Pennsylvania | 19 | $ 969,000 | $ 51,000 | $ 35,000 |
| Greene, Pennsylvania | 19 | $ 1,096,000 | $ 57,684 | $ 63,000 |
| McKean, Pennsylvania | 19 | $ 859,000 | $ 45,210 | $ 33,000 |
| Richland, South Carolina | 19 | $ 1,320,000 | $ 69,473 | $ 41,000 |
| Bradley, Tennessee | 19 | $ 1,842,000 | $ 96,947 | $ 39,000 |
| Hamblen, Tennessee | 19 | $ 1,417,000 | $ 74,578 | $ 34,000 |
| McMinn, Tennessee | 19 | $ 1,801,000 | $ 94,789 | $ 36,000 |
| Sevier, Tennessee | 19 | $ 1,503,000 | $ 79,105 | $ 40,000 |
| Fort Bend, Texas | 19 | $ 1,496,000 | $ 78,736 | $ 53,000 |
| Loudoun, Virginia | 19 | $ 4,329,000 | $ 227,842 | $ 94,000 |
| Roanoke, Virginia | 19 | $ 1,512,000 | $ 79,578 | $ 51,000 |
| Suffolk, Virginia | 19 | $ 2,116,000 | $ 111,368 | $ 58,000 |
| Coffee, Georgia | 18 | $ 1,122,000 | $ 62,333 | $ 25,000 |
| Glynn, Georgia | 18 | $ 1,505,000 | $ 83,611 | $ 40,000 |
| Houston, Georgia | 18 | $ 1,555,000 | $ 86,388 | $ 55,000 |
| Thomas, Georgia | 18 | $ 884,000 | $ 49,111 | $ 25,000 |
| St. Landry, Louisiana | 18 | $ 1,133,000 | $ 62,944 | $ 41,000 |
| Greene, New York | 18 | $ 1,421,000 | $ 78,944 | $ 60,000 |
| Herkimer, New York | 18 | $ 1,055,000 | $ 58,611 | $ 50,000 |
| Schoharie, New York | 18 | $ 1,384,000 | $ 76,888 | $ 43,000 |
| Burke, North Carolina | 18 | $ 1,563,000 | $ 86,833 | $ 36,000 |
| Columbus, North Carolina | 18 | $ 1,171,000 | $ 65,055 | $ 31,000 |
| Scotland, North Carolina | 18 | $ 995,000 | $ 55,277 | $ 37,000 |
| Mifflin, Pennsylvania | 18 | $ 1,068,000 | $ 59,333 | $ 44,000 |
| Claiborne, Tennessee | 18 | $ 1,322,000 | $ 73,444 | $ 41,000 |
| Halifax, Virginia | 18 | $ 898,000 | $ 49,888 | $ 35,000 |
| Contra Costa, California | 17 | $ 2,936,000 | $ 172,705 | $ 70,000 |
| Flagler, Florida | 17 | $ 1,848,000 | $ 108,705 | $ 42,000 |
| Indian River, Florida | 17 | $ 1,727,000 | $ 101,588 | $ 35,000 |
| Martin, Florida | 17 | $ 1,669,000 | $ 98,176 | $ 59,000 |
| Santa Rosa, Florida | 17 | $ 1,233,000 | $ 72,529 | $ 38,000 |
| Forsyth, Georgia | 17 | $ 2,106,000 | $ 123,882 | $ 62,000 |
| Jackson, Georgia | 17 | $ 1,783,000 | $ 104,882 | $ 36,000 |
| Liberty, Georgia | 17 | $ 1,093,000 | $ 64,294 | $ 48,000 |
| Fulton, Illinois | 17 | $ 714,000 | $ 42,000 | $ 33,000 |
| LaSalle, Illinois | 17 | $ 1,762,000 | $ 103,647 | $ 56,000 |
| Marion, Illinois | 17 | $ 1,000,000 | $ 58,823 | $ 46,000 |
| Hamilton, Indiana | 17 | $ 2,681,000 | $ 157,705 | $ 71,000 |
| Wayne, Indiana | 17 | $ 1,412,000 | $ 83,058 | $ 42,000 |
| Laurel, Kentucky | 17 | $ 1,445,000 | $ 85,000 | $ 40,000 |
| Washington, Maine | 17 | $ 947,000 | $ 55,705 | $ 24,000 |
| Ramsey, Minnesota | 17 | $ 1,819,000 | $ 107,000 | $ 52,000 |
| Cheshire, New Hampshire | 17 | $ 1,402,000 | $ 82,470 | $ 50,000 |
| Hunterdon, New Jersey | 17 | $ 2,548,000 | $ 149,882 | $ 113,000 |
| Jefferson, New York | 17 | $ 684,000 | $ 40,235 | $ 70,000 |
| Nash, North Carolina | 17 | $ 1,495,000 | $ 87,941 | $ 58,000 |
| Darke, Ohio | 17 | $ 1,420,000 | $ 83,529 | $ 38,000 |
| Columbia, Pennsylvania | 17 | $ 1,047,000 | $ 61,588 | $ 46,000 |
| Anderson, Tennessee | 17 | $ 1,230,000 | $ 72,352 | $ 67,000 |
| Gibson, Tennessee | 17 | $ 1,008,000 | $ 59,294 | $ 43,000 |
| Brazoria, Texas | 17 | $ 1,060,000 | $ 62,352 | $ 61,000 |
| Utah, Utah | 17 | $ 1,575,000 | $ 92,647 | $ 86,000 |
| Bedford, Virginia | 17 | $ 1,413,000 | $ 83,117 | $ 48,000 |
| Frederick, Virginia | 17 | $ 2,210,000 | $ 130,000 | $ 71,000 |
| Yuma, Arizona | 16 | $ 1,006,000 | $ 62,875 | $ 38,000 |
| San Joaquin, California | 16 | $ 2,831,000 | $ 176,937 | $ 68,000 |
| Gadsden, Florida | 16 | $ 884,000 | $ 55,250 | $ 48,000 |
| Camden, Georgia | 16 | $ 1,502,000 | $ 93,875 | $ 56,000 |
| Spalding, Georgia | 16 | $ 1,488,000 | $ 93,000 | $ 44,000 |
| Johnson, Indiana | 16 | $ 1,414,000 | $ 88,375 | $ 41,000 |
| Waldo, Maine | 16 | $ 1,073,000 | $ 67,062 | $ 32,000 |
| Hampshire, Massachusetts | 16 | $ 1,364,000 | $ 85,250 | $ 66,000 |
| Allegan, Michigan | 16 | $ 1,606,000 | $ 100,375 | $ 38,000 |
| Cheboygan, Michigan | 16 | $ 1,173,000 | $ 73,312 | $ 37,000 |
| Ionia, Michigan | 16 | $ 1,746,000 | $ 109,125 | $ 51,000 |
| Lapeer, Michigan | 16 | $ 1,484,000 | $ 92,750 | $ 66,000 |
| Jackson, Missouri | 16 | $ 1,319,000 | $ 82,437 | $ 70,000 |
| Montgomery, New York | 16 | $ 1,004,000 | $ 62,750 | $ 65,000 |
| Pender, North Carolina | 16 | $ 1,659,000 | $ 103,687 | $ 63,000 |
| Carroll, Ohio | 16 | $ 1,189,000 | $ 74,312 | $ 44,000 |
Mortgage Loan Application Detail Totals for Home Loan Investment Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 34,491 | $3,330,406,000 | $101,571 | $1,700,000 | $53,309 | $9,999,000 |
| Home Purchase | 168 | $25,276,000 | $121,076 | $580,000 | $55,923 | $465,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,316 | $1,706,622,000 | $95,225 | $1,464,000 | $53,200 | $9,999,000 |
| Not Provided | 7,296 | $808,741,000 | $107,000 | $1,700,000 | $59,131 | $9,999,000 |
| Black or African American | 6,379 | $547,193,000 | $100,513 | $768,000 | $48,783 | $6,096,000 |
| Hispanic | 1,722 | $179,525,000 | $106,388 | $687,000 | $48,722 | $900,000 |
| Asian | 437 | $65,823,000 | $130,967 | $890,000 | $59,483 | $820,000 |
| American Indian or Alaskan Native | 414 | $34,795,000 | $96,314 | $621,000 | $44,685 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 95 | $12,983,000 | $122,230 | $500,000 | $62,730 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 34,659 | $3,355,682,000 | $101,690 | $1,700,000 | $53,261 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 17,664 | $1,740,440,000 | $107,609 | $1,464,000 | $48,634 | $9,999,000 |
| Application Approved But Not Accepted | 14,156 | $1,347,486,000 | $96,578 | $1,700,000 | $60,815 | $9,999,000 |
| Loan Originated | 2,835 | $267,537,000 | $85,628 | $882,000 | $54,314 | $9,999,000 |
| File Closed For Incompleteness | 3 | $184,000 | $61,333 | $126,000 | $33,666 | $41,000 |
| Application Withdrawn By Applicant | 1 | $35,000 | $35,000 | $35,000 | $27,000 | $27,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 9,316 | $676,761,000 | $80,775 | $1,350,000 | $52,500 | $9,999,000 |
| Debt-To-Income Ratio | 4,270 | $667,983,000 | $150,205 | $1,464,000 | $36,512 | $480,000 |
| Collateral | 4,065 | $394,770,000 | $107,054 | $800,000 | $53,054 | $6,096,000 |
| Credit History | 12 | $726,000 | $67,428 | $150,000 | $46,714 | $72,000 |
| Credit Application Incomplete | 1 | $200,000 | $200,000 | $200,000 | $80,000 | $80,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Investment Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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