Home Loan Investment Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Home Loan Investment Bank, F.S.B. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Investment Bank, F.S.B. One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,692 |
| Total Mortgage Loan Application Amount | $377,830,000 |
| Average Mortgage Loan Application Amount | $218,000 |
| Highest Mortgage Loan Application Amount | $1,175,000 |
| Average Applicant Income | $109,750 |
| Highest Applicant Income | $2,832,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Home Loan Investment Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Investment Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Home Loan Investment Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Investment Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Investment Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Investment Bank, F.S.B.'s mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 789 | $ 18,795,000 | $ 25,477 | $ 95,136 |
| PROVIDENCE-WARWICK, RI-MA | 779 | $ 171,295,000 | $ 222,500 | $ 107,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 176 | $ 49,490,000 | $ 281,000 | $ 113,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 108 | $ 2,300,000 | $ 21,000 | $ 93,000 |
| CHICAGO-NAPERVILLE, IL | 94 | $ 2,640,000 | $ 28,000 | $ 103,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 78 | $ 1,860,000 | $ 23,000 | $ 126,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 63 | $ 3,075,000 | $ 68,750 | $ 108,750 |
| BOSTON, MA | 62 | $ 14,850,000 | $ 239,000 | $ 115,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 62 | $ 14,620,000 | $ 235,000 | $ 152,000 |
| TULSA, OK | 58 | $ 1,340,000 | $ 23,000 | $ 97,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 56 | $ 1,770,000 | $ 31,000 | $ 80,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 49 | $ 6,555,000 | $ 113,000 | $ 132,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 49 | $ 1,165,000 | $ 23,000 | $ 128,000 |
| WORCESTER, MA-CT | 48 | $ 9,440,000 | $ 184,500 | $ 86,500 |
| KANSAS CITY, MO-KS | 45 | $ 905,000 | $ 19,500 | $ 79,500 |
| RALEIGH, NC | 44 | $ 1,000,000 | $ 22,000 | $ 106,000 |
| GARY, IN | 43 | $ 895,000 | $ 20,000 | $ 86,000 |
| MANCHESTER-NASHUA, NH | 41 | $ 8,575,000 | $ 209,000 | $ 99,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 38 | $ 1,220,000 | $ 32,000 | $ 91,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 37 | $ 1,555,000 | $ 42,000 | $ 75,000 |
| SALISBURY, MD-DE | 35 | $ 805,000 | $ 22,500 | $ 108,000 |
| LAFAYETTE, LA | 32 | $ 680,000 | $ 21,000 | $ 98,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 31 | $ 1,395,000 | $ 45,000 | $ 106,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 30 | $ 880,000 | $ 29,000 | $ 75,000 |
| WICHITA, KS | 29 | $ 595,000 | $ 20,000 | $ 82,000 |
| ELKHART-GOSHEN, IN | 28 | $ 550,000 | $ 19,000 | $ 79,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 28 | $ 620,000 | $ 22,000 | $ 104,000 |
| PITTSBURGH, PA | 26 | $ 590,000 | $ 22,000 | $ 100,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 25 | $ 535,000 | $ 21,000 | $ 87,000 |
| TOLEDO, OH | 25 | $ 485,000 | $ 19,000 | $ 74,000 |
| WILMINGTON, DE-MD-NJ | 25 | $ 675,000 | $ 23,666 | $ 82,000 |
| COLUMBUS, OH | 24 | $ 470,000 | $ 19,000 | $ 93,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 24 | $ 560,000 | $ 23,000 | $ 109,000 |
| SPRINGFIELD, MA | 24 | $ 1,360,000 | $ 56,000 | $ 105,000 |
| NEW YORK-NEWARK, NY | 23 | $ 1,025,000 | $ 35,500 | $ 92,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 23 | $ 505,000 | $ 21,000 | $ 114,000 |
| CLARKSVILLE, TN-KY | 22 | $ 510,000 | $ 23,000 | $ 90,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 21 | $ 2,495,000 | $ 118,000 | $ 145,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 21 | $ 375,000 | $ 18,500 | $ 61,500 |
| CAMDEN, NJ | 20 | $ 760,000 | $ 38,000 | $ 106,000 |
| NEWARK, NJ-PA | 20 | $ 650,000 | $ 29,000 | $ 179,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 20 | $ 330,000 | $ 15,500 | $ 70,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 20 | $ 420,000 | $ 21,000 | $ 88,000 |
| CLEVELAND-ELYRIA, OH | 19 | $ 385,000 | $ 20,000 | $ 149,000 |
| DOVER, DE | 19 | $ 445,000 | $ 23,000 | $ 84,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 18 | $ 380,000 | $ 21,000 | $ 106,000 |
| SAN DIEGO-CARLSBAD, CA | 18 | $ 420,000 | $ 23,000 | $ 149,000 |
| ST. LOUIS, MO-IL | 18 | $ 440,000 | $ 24,500 | $ 89,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 17 | $ 605,000 | $ 30,000 | $ 89,500 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 17 | $ 375,000 | $ 22,000 | $ 93,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 17 | $ 335,000 | $ 19,000 | $ 158,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 16 | $ 4,570,000 | $ 285,000 | $ 133,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 16 | $ 380,000 | $ 23,000 | $ 118,000 |
| OKLAHOMA CITY, OK | 16 | $ 310,000 | $ 19,000 | $ 90,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 15 | $ 305,000 | $ 20,000 | $ 72,000 |
| RACINE, WI | 15 | $ 345,000 | $ 23,000 | $ 101,000 |
| WINSTON-SALEM, NC | 14 | $ 290,000 | $ 20,000 | $ 65,000 |
| DALLAS-PLANO-IRVING, TX | 13 | $ 305,000 | $ 23,000 | $ 119,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 13 | $ 295,000 | $ 22,000 | $ 83,000 |
| LIMA, OH | 13 | $ 295,000 | $ 22,000 | $ 71,000 |
| PHILADELPHIA, PA | 13 | $ 445,000 | $ 34,000 | $ 86,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 13 | $ 315,000 | $ 24,500 | $ 95,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 12 | $ 280,000 | $ 23,500 | $ 112,000 |
| DENVER-AURORA-LAKEWOOD, CO | 12 | $ 520,000 | $ 43,000 | $ 77,000 |
| DURHAM-CHAPEL HILL, NC | 12 | $ 210,000 | $ 17,000 | $ 94,000 |
| FORT WAYNE, IN | 12 | $ 260,000 | $ 21,000 | $ 69,000 |
| GREEN BAY, WI | 12 | $ 220,000 | $ 18,000 | $ 59,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 12 | $ 2,010,000 | $ 167,000 | $ 149,000 |
| PEORIA, IL | 12 | $ 220,000 | $ 18,000 | $ 131,000 |
| BATON ROUGE, LA | 11 | $ 265,000 | $ 24,000 | $ 125,000 |
| CINCINNATI, OH-KY-IN | 11 | $ 215,000 | $ 17,500 | $ 89,000 |
| COLUMBIA, SC | 11 | $ 265,000 | $ 24,000 | $ 73,000 |
| GREENSBORO-HIGH POINT, NC | 11 | $ 205,000 | $ 18,000 | $ 68,000 |
| LINCOLN, NE | 11 | $ 195,000 | $ 17,000 | $ 67,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 11 | $ 235,000 | $ 21,000 | $ 103,000 |
| TACOMA-LAKEWOOD, WA | 11 | $ 165,000 | $ 15,000 | $ 94,000 |
| APPLETON, WI | 10 | $ 200,000 | $ 20,000 | $ 54,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 10 | $ 180,000 | $ 18,000 | $ 107,000 |
| BAKERSFIELD, CA | 10 | $ 240,000 | $ 24,000 | $ 315,000 |
| FOND DU LAC, WI | 10 | $ 210,000 | $ 21,000 | $ 55,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 10 | $ 670,000 | $ 67,000 | $ 120,000 |
| PORTLAND-SOUTH PORTLAND, ME | 10 | $ 1,890,000 | $ 189,000 | $ 125,000 |
| AUSTIN-ROUND ROCK, TX | 9 | $ 1,315,000 | $ 146,000 | $ 162,000 |
| CHATTANOOGA, TN-GA | 9 | $ 185,000 | $ 18,500 | $ 56,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 9 | $ 215,000 | $ 23,000 | $ 79,000 |
| MICHIGAN CITY-LA PORTE, IN | 9 | $ 205,000 | $ 22,000 | $ 55,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 9 | $ 385,000 | $ 42,000 | $ 96,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 745,000 | $ 82,000 | $ 93,000 |
| RICHMOND, VA | 9 | $ 205,000 | $ 22,000 | $ 69,000 |
| ROCHESTER, NY | 9 | $ 285,000 | $ 31,000 | $ 79,000 |
| SHEBOYGAN, WI | 9 | $ 175,000 | $ 19,000 | $ 50,000 |
| TERRE HAUTE, IN | 9 | $ 185,000 | $ 20,000 | $ 55,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 9 | $ 1,005,000 | $ 111,000 | $ 122,000 |
| AMARILLO, TX | 8 | $ 200,000 | $ 25,000 | $ 94,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 8 | $ 200,000 | $ 25,000 | $ 78,000 |
| DES MOINES-WEST DES MOINES, IA | 8 | $ 140,000 | $ 17,000 | $ 65,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 8 | $ 190,000 | $ 23,000 | $ 95,000 |
| HICKORY-LENOIR-MORGANTON, NC | 8 | $ 180,000 | $ 22,000 | $ 62,000 |
| LAKELAND-WINTER HAVEN, FL | 8 | $ 190,000 | $ 23,000 | $ 74,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 8 | $ 190,000 | $ 23,000 | $ 82,000 |
| MEMPHIS, TN-MS-AR | 8 | $ 180,000 | $ 21,666 | $ 66,666 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 8 | $ 180,000 | $ 22,000 | $ 59,000 |
| MONROE, LA | 8 | $ 110,000 | $ 13,000 | $ 67,000 |
| NILES-BENTON HARBOR, MI | 8 | $ 150,000 | $ 18,000 | $ 61,000 |
| NORWICH-NEW LONDON, CT | 8 | $ 530,000 | $ 66,000 | $ 74,000 |
| OCALA, FL | 8 | $ 130,000 | $ 16,000 | $ 71,000 |
| OSHKOSH-NEENAH, WI | 8 | $ 160,000 | $ 20,000 | $ 45,000 |
| ROCKY MOUNT, NC | 8 | $ 190,000 | $ 23,000 | $ 69,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 8 | $ 160,000 | $ 20,000 | $ 96,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 8 | $ 160,000 | $ 20,000 | $ 74,000 |
| ASHEVILLE, NC | 7 | $ 165,000 | $ 23,000 | $ 119,000 |
| CAPE CORAL-FORT MYERS, FL | 7 | $ 315,000 | $ 45,000 | $ 92,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 155,000 | $ 22,000 | $ 191,000 |
| EVANSVILLE, IN-KY | 7 | $ 115,000 | $ 20,000 | $ 83,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 7 | $ 155,000 | $ 21,500 | $ 90,500 |
| HOMOSASSA SPRINGS, FL | 7 | $ 145,000 | $ 20,000 | $ 85,000 |
| HOUMA-THIBODAUX, LA | 7 | $ 155,000 | $ 22,000 | $ 85,000 |
| JACKSON, TN | 7 | $ 165,000 | $ 23,000 | $ 53,000 |
| JACKSONVILLE, FL | 7 | $ 185,000 | $ 26,000 | $ 94,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 7 | $ 395,000 | $ 83,000 | $ 74,500 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 7 | $ 1,825,000 | $ 260,000 | $ 282,000 |
| NEW HAVEN-MILFORD, CT | 7 | $ 515,000 | $ 73,000 | $ 125,000 |
| NEW ORLEANS-METAIRIE, LA | 7 | $ 135,000 | $ 19,000 | $ 108,000 |
| OGDEN-CLEARFIELD, UT | 7 | $ 155,000 | $ 22,000 | $ 95,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 7 | $ 235,000 | $ 46,000 | $ 71,000 |
| RENO, NV | 7 | $ 255,000 | $ 36,000 | $ 93,000 |
| TRENTON, NJ | 7 | $ 115,000 | $ 16,000 | $ 117,000 |
| AKRON, OH | 6 | $ 120,000 | $ 20,000 | $ 78,000 |
| CHAMPAIGN-URBANA, IL | 6 | $ 140,000 | $ 23,000 | $ 78,000 |
| CHARLESTON, WV | 6 | $ 140,000 | $ 23,000 | $ 88,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 6 | $ 450,000 | $ 75,000 | $ 93,000 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 110,000 | $ 18,000 | $ 85,000 |
| LAKE CHARLES, LA | 6 | $ 140,000 | $ 23,000 | $ 91,000 |
| LEXINGTON-FAYETTE, KY | 6 | $ 130,000 | $ 21,000 | $ 71,000 |
| LUBBOCK, TX | 6 | $ 150,000 | $ 25,000 | $ 98,000 |
| MANSFIELD, OH | 6 | $ 100,000 | $ 16,000 | $ 54,000 |
| MCALLEN-EDINBURG-MISSION, TX | 6 | $ 150,000 | $ 25,000 | $ 58,000 |
| MODESTO, CA | 6 | $ 90,000 | $ 15,000 | $ 84,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 6 | $ 130,000 | $ 21,000 | $ 72,000 |
| PINE BLUFF, AR | 6 | $ 100,000 | $ 16,000 | $ 66,000 |
| SHREVEPORT-BOSSIER CITY, LA | 6 | $ 330,000 | $ 55,000 | $ 79,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 90,000 | $ 13,500 | $ 68,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 6 | $ 120,000 | $ 20,000 | $ 139,000 |
| YAKIMA, WA | 6 | $ 140,000 | $ 23,000 | $ 97,000 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 115,000 | $ 23,000 | $ 108,000 |
| ALBUQUERQUE, NM | 5 | $ 245,000 | $ 49,000 | $ 118,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 5 | $ 125,000 | $ 25,000 | $ 148,000 |
| BROWNSVILLE-HARLINGEN, TX | 5 | $ 125,000 | $ 25,000 | $ 93,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 5 | $ 115,000 | $ 23,000 | $ 84,000 |
| CHARLOTTESVILLE, VA | 5 | $ 95,000 | $ 19,000 | $ 112,000 |
| ELGIN, IL | 5 | $ 115,000 | $ 23,000 | $ 103,000 |
| FORT WORTH-ARLINGTON, TX | 5 | $ 125,000 | $ 25,000 | $ 122,000 |
| FRESNO, CA | 5 | $ 95,000 | $ 19,000 | $ 177,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 115,000 | $ 23,000 | $ 76,000 |
| MADISON, WI | 5 | $ 115,000 | $ 23,000 | $ 102,000 |
| MORGANTOWN, WV | 5 | $ 125,000 | $ 25,000 | $ 135,000 |
| OCEAN CITY, NJ | 5 | $ 575,000 | $ 115,000 | $ 168,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 115,000 | $ 23,000 | $ 134,000 |
| READING, PA | 5 | $ 125,000 | $ 25,000 | $ 141,000 |
| REDDING, CA | 5 | $ 115,000 | $ 23,000 | $ 108,000 |
| SALT LAKE CITY, UT | 5 | $ 455,000 | $ 91,000 | $ 90,000 |
| SAVANNAH, GA | 5 | $ 105,000 | $ 21,000 | $ 102,000 |
| SPRINGFIELD, MO | 5 | $ 95,000 | $ 19,000 | $ 86,000 |
| STOCKTON-LODI, CA | 5 | $ 115,000 | $ 23,000 | $ 111,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 100,000 | $ 25,000 | $ 106,000 |
| BOISE CITY, ID | 4 | $ 90,000 | $ 22,000 | $ 36,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 310,000 | $ 77,000 | $ 75,000 |
| CARBONDALE-MARION, IL | 4 | $ 80,000 | $ 20,000 | $ 76,000 |
| COLORADO SPRINGS, CO | 4 | $ 80,000 | $ 20,000 | $ 110,000 |
| EAST STROUDSBURG, PA | 4 | $ 90,000 | $ 22,000 | $ 97,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 100,000 | $ 25,000 | $ 110,000 |
| FLINT, MI | 4 | $ 90,000 | $ 22,000 | $ 60,000 |
| GETTYSBURG, PA | 4 | $ 90,000 | $ 22,000 | $ 108,000 |
| GLENS FALLS, NY | 4 | $ 90,000 | $ 22,000 | $ 72,000 |
| GRAND ISLAND, NE | 4 | $ 70,000 | $ 17,000 | $ 68,000 |
| GREENVILLE, NC | 4 | $ 70,000 | $ 17,000 | $ 80,000 |
| KNOXVILLE, TN | 4 | $ 50,000 | $ 12,000 | $ 36,000 |
| PROVO-OREM, UT | 4 | $ 90,000 | $ 22,000 | $ 61,000 |
| ROANOKE, VA | 4 | $ 60,000 | $ 15,000 | $ 79,000 |
| ROCKFORD, IL | 4 | $ 90,000 | $ 22,000 | $ 122,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 70,000 | $ 17,000 | $ 160,000 |
| SPARTANBURG, SC | 4 | $ 90,000 | $ 22,000 | $ 88,000 |
| SPRINGFIELD, IL | 4 | $ 100,000 | $ 25,000 | $ 73,000 |
| ST. JOSEPH, MO-KS | 4 | $ 280,000 | $ 70,000 | $ 65,000 |
| TUCSON, AZ | 4 | $ 60,000 | $ 15,000 | $ 82,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 90,000 | $ 22,000 | $ 99,000 |
| BARNSTABLE TOWN, MA | 3 | $ 525,000 | $ 175,000 | $ 235,000 |
| CANTON-MASSILLON, OH | 3 | $ 95,000 | $ 31,000 | $ 79,000 |
| CUMBERLAND, MD-WV | 3 | $ 45,000 | $ 15,000 | $ 76,000 |
| FLAGSTAFF, AZ | 3 | $ 55,000 | $ 18,000 | $ 78,000 |
| HAMMOND, LA | 3 | $ 75,000 | $ 25,000 | $ 162,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 65,000 | $ 21,000 | $ 138,000 |
| LYNCHBURG, VA | 3 | $ 25,000 | $ 8,000 | $ 101,000 |
| MONROE, MI | 3 | $ 55,000 | $ 18,000 | $ 60,000 |
| NAPA, CA | 3 | $ 55,000 | $ 18,000 | $ 206,000 |
| NEW BERN, NC | 3 | $ 75,000 | $ 25,000 | $ 101,000 |
| PARKERSBURG-VIENNA, WV | 3 | $ 75,000 | $ 25,000 | $ 68,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 3 | $ 45,000 | $ 15,000 | $ 78,000 |
| SIOUX FALLS, SD | 3 | $ 55,000 | $ 18,000 | $ 72,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 65,000 | $ 21,000 | $ 88,000 |
| SYRACUSE, NY | 3 | $ 35,000 | $ 11,000 | $ 71,000 |
| TALLAHASSEE, FL | 3 | $ 55,000 | $ 18,000 | $ 45,000 |
| TOPEKA, KS | 3 | $ 75,000 | $ 25,000 | $ 97,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 65,000 | $ 21,000 | $ 109,000 |
| VINELAND-BRIDGETON, NJ | 3 | $ 45,000 | $ 15,000 | $ 99,000 |
| WILLIAMSPORT, PA | 3 | $ 65,000 | $ 21,000 | $ 86,000 |
| WILMINGTON, NC | 3 | $ 475,000 | $ 158,000 | $ 66,000 |
| WINCHESTER, VA-WV | 3 | $ 65,000 | $ 20,000 | $ 82,000 |
| YORK-HANOVER, PA | 3 | $ 55,000 | $ 18,000 | $ 105,000 |
| AMES, IA | 2 | $ 30,000 | $ 15,000 | $ 111,000 |
| BECKLEY, WV | 2 | $ 50,000 | $ 25,000 | $ 83,000 |
| BINGHAMTON, NY | 2 | $ 50,000 | $ 25,000 | $ 57,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 40,000 | $ 20,000 | $ 79,000 |
| BLOOMINGTON, IN | 2 | $ 80,000 | $ 40,000 | $ 94,000 |
| BURLINGTON, NC | 2 | $ 40,000 | $ 20,000 | $ 102,000 |
| CHEYENNE, WY | 2 | $ 50,000 | $ 25,000 | $ 105,000 |
| CHICO, CA | 2 | $ 50,000 | $ 25,000 | $ 90,000 |
| COLUMBIA, MO | 2 | $ 40,000 | $ 20,000 | $ 131,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 50,000 | $ 25,000 | $ 109,000 |
| DECATUR, IL | 2 | $ 50,000 | $ 25,000 | $ 34,000 |
| DULUTH, MN-WI | 2 | $ 40,000 | $ 20,000 | $ 82,000 |
| EL PASO, TX | 2 | $ 50,000 | $ 25,000 | $ 105,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 50,000 | $ 25,000 | $ 109,000 |
| ENID, OK | 2 | $ 40,000 | $ 20,000 | $ 82,000 |
| FAYETTEVILLE, NC | 2 | $ 50,000 | $ 25,000 | $ 134,000 |
| FORT SMITH, AR-OK | 2 | $ 40,000 | $ 20,000 | $ 117,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 40,000 | $ 20,000 | $ 100,000 |
| HOT SPRINGS, AR | 2 | $ 30,000 | $ 15,000 | $ 64,000 |
| JACKSONVILLE, NC | 2 | $ 40,000 | $ 20,000 | $ 74,000 |
| JOPLIN, MO | 2 | $ 50,000 | $ 25,000 | $ 57,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 40,000 | $ 20,000 | $ 62,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 60,000 | $ 30,000 | $ 91,000 |
| KOKOMO, IN | 2 | $ 40,000 | $ 20,000 | $ 63,000 |
| LANSING-EAST LANSING, MI | 2 | $ 30,000 | $ 15,000 | $ 58,000 |
| LAWRENCE, KS | 2 | $ 50,000 | $ 25,000 | $ 157,000 |
| LEBANON, PA | 2 | $ 40,000 | $ 20,000 | $ 56,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 40,000 | $ 20,000 | $ 39,000 |
| MANHATTAN, KS | 2 | $ 40,000 | $ 20,000 | $ 125,000 |
| MONTGOMERY, AL | 2 | $ 30,000 | $ 15,000 | $ 24,000 |
| ODESSA, TX | 2 | $ 50,000 | $ 25,000 | $ 38,000 |
| OWENSBORO, KY | 2 | $ 50,000 | $ 25,000 | $ 89,000 |
| PORT ST. LUCIE, FL | 2 | $ 50,000 | $ 25,000 | $ 138,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 50,000 | $ 25,000 | $ 146,000 |
| SALINAS, CA | 2 | $ 50,000 | $ 25,000 | $ 65,000 |
| SAN RAFAEL, CA | 2 | $ 40,000 | $ 20,000 | $ 338,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 30,000 | $ 15,000 | $ 135,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 30,000 | $ 15,000 | $ 107,000 |
| TYLER, TX | 2 | $ 50,000 | $ 25,000 | $ 127,000 |
| URBAN HONOLULU, HI | 2 | $ 50,000 | $ 25,000 | $ 179,000 |
| VALDOSTA, GA | 2 | $ 40,000 | $ 20,000 | $ 130,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 50,000 | $ 25,000 | $ 92,000 |
| WHEELING, WV-OH | 2 | $ 50,000 | $ 25,000 | $ 119,000 |
| YUBA CITY, CA | 2 | $ 50,000 | $ 25,000 | $ 94,000 |
| YUMA, AZ | 2 | $ 40,000 | $ 20,000 | $ 118,000 |
| ABILENE, TX | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| ALBANY, GA | 1 | $ 15,000 | $ 15,000 | $ 107,000 |
| ALEXANDRIA, LA | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| ANCHORAGE, AK | 1 | $ 25,000 | $ 25,000 | $ 244,000 |
| ANN ARBOR, MI | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| BAY CITY, MI | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| BILLINGS, MT | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| BLOOMINGTON, IL | 1 | $ 5,000 | $ 5,000 | $ 84,000 |
| BOWLING GREEN, KY | 1 | $ 5,000 | $ 5,000 | $ 165,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| BRUNSWICK, GA | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 15,000 | $ 15,000 | $ 172,000 |
| CASPER, WY | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| CEDAR RAPIDS, IA | 1 | $ 15,000 | $ 15,000 | $ 172,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 15,000 | $ 15,000 | $ 116,000 |
| COEUR D'ALENE, ID | 1 | $ 25,000 | $ 25,000 | $ 138,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
| COLUMBUS, GA-AL | 1 | $ 25,000 | $ 25,000 | $ 153,000 |
| DANVILLE, IL | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| EAU CLAIRE, WI | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| EL CENTRO, CA | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| ELMIRA, NY | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| FARGO, ND-MN | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| FORT COLLINS, CO | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| GADSDEN, AL | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| GRAND FORKS, ND-MN | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| GRAND JUNCTION, CO | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| GREELEY, CO | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| HANFORD-CORCORAN, CA | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| HUNTSVILLE, AL | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| IOWA CITY, IA | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| JACKSON, MI | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| JEFFERSON CITY, MO | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| JOHNSTOWN, PA | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| KANKAKEE, IL | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 25,000 | $ 25,000 | $ 160,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| LANCASTER, PA | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| LAS CRUCES, NM | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| LEWISTON-AUBURN, ME | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| LOGAN, UT-ID | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| LONGVIEW, TX | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| MADERA, CA | 1 | $ 25,000 | $ 25,000 | $ 145,000 |
| MEDFORD, OR | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| MORRISTOWN, TN | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| MUNCIE, IN | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| MUSKEGON, MI | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| PUEBLO, CO | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| PUNTA GORDA, FL | 1 | $ 5,000 | $ 5,000 | $ 45,000 |
| RAPID CITY, SD | 1 | $ 25,000 | $ 25,000 | $ 235,000 |
| ROME, GA | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| SALEM, OR | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 25,000 | $ 25,000 | $ 264,000 |
| SANTA ROSA, CA | 1 | $ 15,000 | $ 15,000 | $ 151,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| SEBRING, FL | 1 | $ 5,000 | $ 5,000 | $ 73,000 |
| ST. CLOUD, MN | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| ST. GEORGE, UT | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 15,000 | $ 15,000 | $ 216,000 |
| SUMTER, SC | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| TUSCALOOSA, AL | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| UTICA-ROME, NY | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| WALLA WALLA, WA | 1 | $ 25,000 | $ 25,000 | $ 146,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| WENATCHEE, WA | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Home Loan Investment Bank, F.S.B. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,649 | $78,265,000 | $21,000 | $185,000 | $94,000 | $2,350,000 |
| Home Purchase | 613 | $177,875,000 | $290,000 | $1,175,000 | $115,000 | $2,832,000 |
| Refinancing | 259 | $75,505,000 | $291,000 | $605,000 | $121,000 | $838,000 |
| Cash-out Refinancing | 171 | $46,185,000 | $270,000 | $1,055,000 | $109,000 | $480,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,689 | $298,285,000 | $80,000 | $1,175,000 | $101,000 | $2,832,000 |
| Hispanic | 395 | $28,575,000 | $72,000 | $595,000 | $86,000 | $390,000 |
| Black or African American | 369 | $19,075,000 | $51,000 | $455,000 | $84,000 | $298,000 |
| Asian | 113 | $19,115,000 | $169,000 | $755,000 | $130,000 | $366,000 |
| Not Provided | 92 | $11,090,000 | $120,000 | $565,000 | $98,000 | $300,000 |
| American Indian or Alaskan Native | 23 | $1,285,000 | $55,000 | $345,000 | $104,000 | $285,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $390,000 | $39,000 | $175,000 | $118,000 | $254,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,853 | $134,145,000 | $34,000 | $605,000 | $94,000 | $2,832,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 795 | $228,445,000 | $287,000 | $1,175,000 | $121,000 | $1,000,000 |
| VA-guaranteed (Veterans Administration) | 41 | $14,585,000 | $355,000 | $605,000 | $99,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $655,000 | $218,000 | $225,000 | $73,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,862 | $236,090,000 | $126,000 | $805,000 | $108,000 | $669,000 |
| Application Denied By Financial Institution | 1,354 | $41,450,000 | $30,000 | $925,000 | $78,000 | $2,832,000 |
| Application Withdrawn By Applicant | 1,256 | $36,560,000 | $29,000 | $755,000 | $105,000 | $2,350,000 |
| File Closed For Incompleteness | 201 | $57,995,000 | $288,000 | $1,175,000 | $113,000 | $838,000 |
| Application Approved But Not Accepted | 19 | $5,735,000 | $301,000 | $485,000 | $134,000 | $326,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,338 | $336,380,000 | $100,000 | $1,175,000 | $107,000 | $2,350,000 |
| Debt-To-Income Ratio | 644 | $19,700,000 | $30,000 | $925,000 | $71,000 | $1,000,000 |
| Credit History | 632 | $14,590,000 | $23,000 | $325,000 | $77,000 | $864,000 |
| Collateral | 60 | $3,160,000 | $52,000 | $375,000 | $116,000 | $599,000 |
| Other | 7 | $1,425,000 | $203,000 | $285,000 | $484,000 | $2,832,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,605,000 | $229,000 | $385,000 | $87,000 | $121,000 |
| Unverifiable Information | 2 | $570,000 | $285,000 | $315,000 | $63,000 | $66,000 |
| Mortgage Insurance Denied | 1 | $25,000 | $25,000 | $25,000 | $132,000 | $132,000 |
| Employment History | 1 | $375,000 | $375,000 | $375,000 | $99,000 | $99,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank, F.S.B.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Investment Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.