Homefield Financial, Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homefield Financial, Inc. 410 Exchange, Suite 100 Irvine, CA 92602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 47,814 |
| Total Mortgage Loan Application Amount | $10,006,662,000 |
| Average Mortgage Loan Application Amount | $206,000 |
| Highest Mortgage Loan Application Amount | $999,000 |
| Average Applicant Income | $30,980 |
| Highest Applicant Income | $960,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Homefield Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homefield Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Homefield Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homefield Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Homefield Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homefield Financial, Inc.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 3,956 | $ 1,001,434,000 | $ 253,000 | $ 61,000 |
| Riverside County California | 2,034 | $ 455,202,000 | $ 223,000 | $ 52,000 |
| San Bernardino County California | 1,803 | $ 362,760,000 | $ 201,000 | $ 42,000 |
| Orange County California | 1,408 | $ 427,780,000 | $ 303,000 | $ 76,000 |
| San Diego County California | 1,351 | $ 375,535,000 | $ 277,000 | $ 69,000 |
| Sacramento County California | 1,316 | $ 274,653,000 | $ 208,000 | $ 39,000 |
| King County Washington | 840 | $ 183,857,000 | $ 218,000 | $ 44,000 |
| Broward County Florida | 768 | $ 144,505,000 | $ 188,000 | $ 42,000 |
| Miami-Dade County Florida | 737 | $ 139,605,000 | $ 189,000 | $ 36,000 |
| San Joaquin County California | 681 | $ 150,806,000 | $ 221,000 | $ 69,000 |
| Contra Costa County California | 654 | $ 183,048,000 | $ 279,000 | $ 63,000 |
| Fresno County California | 649 | $ 110,070,000 | $ 169,000 | $ 38,000 |
| Alameda County California | 622 | $ 176,376,000 | $ 283,000 | $ 39,000 |
| Multnomah County Oregon | 607 | $ 103,858,000 | $ 171,000 | $ 34,000 |
| Santa Clara County California | 548 | $ 181,316,000 | $ 330,000 | $ 58,000 |
| Palm Beach County Florida | 546 | $ 104,606,000 | $ 191,000 | $ 54,000 |
| Kern County California | 521 | $ 82,253,000 | $ 157,000 | $ 48,000 |
| Stanislaus County California | 478 | $ 94,669,000 | $ 198,000 | $ 41,000 |
| Pierce County Washington | 476 | $ 83,132,000 | $ 174,000 | $ 28,000 |
| Orange County Florida | 474 | $ 80,716,000 | $ 170,000 | $ 26,000 |
| Snohomish County Washington | 462 | $ 90,609,000 | $ 196,000 | $ 30,000 |
| Ventura County California | 441 | $ 134,370,000 | $ 304,000 | $ 71,000 |
| Solano County California | 430 | $ 110,735,000 | $ 257,000 | $ 55,000 |
| Washington County Oregon | 413 | $ 77,166,000 | $ 186,000 | $ 42,000 |
| Pinellas County Florida | 410 | $ 65,224,000 | $ 159,000 | $ 34,000 |
| Hillsborough County Florida | 390 | $ 64,721,000 | $ 165,000 | $ 19,000 |
| Wayne County Michigan | 376 | $ 54,734,000 | $ 145,000 | $ 24,000 |
| Duval County Florida | 343 | $ 51,809,000 | $ 151,000 | $ 33,000 |
| Clackamas County Oregon | 342 | $ 67,458,000 | $ 197,000 | $ 37,000 |
| Jackson County Oregon | 296 | $ 53,787,000 | $ 181,000 | $ 41,000 |
| Lane County Oregon | 287 | $ 45,863,000 | $ 159,000 | $ 36,000 |
| Sonoma County California | 280 | $ 78,427,000 | $ 280,000 | $ 96,000 |
| Clark County Washington | 272 | $ 45,588,000 | $ 167,000 | $ 37,000 |
| Lee County Florida | 269 | $ 46,062,000 | $ 171,000 | $ 21,000 |
| Adams County Colorado | 259 | $ 47,319,000 | $ 182,000 | $ 17,000 |
| San Mateo County California | 255 | $ 89,504,000 | $ 350,000 | $ 86,000 |
| Denver County Colorado | 254 | $ 48,072,000 | $ 189,000 | $ 27,000 |
| Merced County California | 245 | $ 45,025,000 | $ 183,000 | $ 37,000 |
| Tulare County California | 242 | $ 38,404,000 | $ 158,000 | $ 21,000 |
| Arapahoe County Colorado | 240 | $ 48,156,000 | $ 200,000 | $ 28,000 |
| Sarasota County Florida | 239 | $ 41,368,000 | $ 173,000 | $ 46,000 |
| Marion County Oregon | 233 | $ 37,332,000 | $ 160,000 | $ 21,000 |
| Jefferson County Colorado | 231 | $ 47,218,000 | $ 204,000 | $ 29,000 |
| Pasco County Florida | 229 | $ 35,184,000 | $ 153,000 | $ 28,000 |
| Oakland County Michigan | 223 | $ 40,117,000 | $ 179,000 | $ 27,000 |
| Placer County California | 219 | $ 59,668,000 | $ 272,000 | $ 72,000 |
| Deschutes County Oregon | 218 | $ 41,115,000 | $ 188,000 | $ 45,000 |
| Macomb County Michigan | 209 | $ 37,731,000 | $ 180,000 | $ 30,000 |
| Brevard County Florida | 208 | $ 33,806,000 | $ 162,000 | $ 48,000 |
| Hennepin County Minnesota | 208 | $ 40,962,000 | $ 196,000 | $ 32,000 |
| Monterey County California | 206 | $ 57,350,000 | $ 278,000 | $ 60,000 |
| El Paso County Colorado | 200 | $ 37,138,000 | $ 185,000 | $ 42,000 |
| Polk County Florida | 193 | $ 28,119,000 | $ 145,000 | $ 25,000 |
| Seminole County Florida | 192 | $ 34,635,000 | $ 180,000 | $ 30,000 |
| Santa Barbara County California | 187 | $ 52,795,000 | $ 282,000 | $ 66,000 |
| Collier County Florida | 185 | $ 37,324,000 | $ 201,000 | $ 24,000 |
| Osceola County Florida | 176 | $ 27,532,000 | $ 156,000 | $ 32,000 |
| Shasta County California | 170 | $ 28,181,000 | $ 165,000 | $ 67,000 |
| Volusia County Florida | 166 | $ 27,510,000 | $ 165,000 | $ 31,000 |
| Spokane County Washington | 164 | $ 26,236,000 | $ 159,000 | $ 21,000 |
| San Luis Obispo County California | 162 | $ 42,525,000 | $ 262,000 | $ 63,000 |
| Butte County California | 154 | $ 26,002,000 | $ 168,000 | $ 53,000 |
| Weld County Colorado | 149 | $ 27,066,000 | $ 181,000 | $ 29,000 |
| Kitsap County Washington | 149 | $ 25,740,000 | $ 172,000 | $ 44,000 |
| Manatee County Florida | 145 | $ 25,643,000 | $ 176,000 | $ 49,000 |
| El Dorado County California | 142 | $ 34,544,000 | $ 243,000 | $ 43,000 |
| San Francisco County California | 138 | $ 47,436,000 | $ 343,000 | $ 78,000 |
| Thurston County Washington | 138 | $ 23,713,000 | $ 171,000 | $ 43,000 |
| St. Lucie County Florida | 137 | $ 23,018,000 | $ 168,000 | $ 30,000 |
| Larimer County Colorado | 127 | $ 26,101,000 | $ 205,000 | $ 47,000 |
| Madera County California | 123 | $ 21,774,000 | $ 177,000 | $ 57,000 |
| Josephine County Oregon | 119 | $ 20,909,000 | $ 175,000 | $ 16,000 |
| Linn County Oregon | 115 | $ 16,507,000 | $ 143,000 | $ 31,000 |
| Boulder County Colorado | 114 | $ 25,624,000 | $ 224,000 | $ 29,000 |
| Lake County Florida | 110 | $ 17,603,000 | $ 160,000 | $ 31,000 |
| Napa County California | 109 | $ 33,988,000 | $ 311,000 | $ 79,000 |
| Yolo County California | 107 | $ 22,489,000 | $ 210,000 | $ 58,000 |
| Whatcom County Washington | 104 | $ 18,447,000 | $ 177,000 | $ 32,000 |
| Yakima County Washington | 102 | $ 16,349,000 | $ 160,000 | $ 51,000 |
| Santa Cruz County California | 94 | $ 31,670,000 | $ 336,000 | $ 66,000 |
| Marion County Florida | 93 | $ 13,533,000 | $ 145,000 | $ 26,000 |
| Douglas County Oregon | 92 | $ 14,829,000 | $ 161,000 | $ 41,000 |
| Douglas County Colorado | 90 | $ 23,181,000 | $ 257,000 | $ 47,000 |
| Imperial County California | 89 | $ 14,154,000 | $ 159,000 | $ 30,000 |
| Sutter County California | 89 | $ 17,489,000 | $ 196,000 | $ 42,000 |
| Kings County California | 87 | $ 12,732,000 | $ 146,000 | $ 35,000 |
| Clay County Florida | 86 | $ 13,259,000 | $ 154,000 | $ 39,000 |
| Charlotte County Florida | 85 | $ 14,879,000 | $ 175,000 | $ 19,000 |
| Okaloosa County Florida | 85 | $ 14,164,000 | $ 166,000 | $ 46,000 |
| Columbia County Oregon | 84 | $ 13,193,000 | $ 157,000 | $ 27,000 |
| Island County Washington | 81 | $ 16,108,000 | $ 198,000 | $ 29,000 |
| Mesa County Colorado | 78 | $ 12,032,000 | $ 154,000 | $ 24,000 |
| Yamhill County Oregon | 78 | $ 15,404,000 | $ 197,000 | $ 26,000 |
| Nevada County California | 77 | $ 17,661,000 | $ 229,000 | $ 42,000 |
| Pueblo County Colorado | 76 | $ 10,492,000 | $ 138,000 | $ 24,000 |
| Leon County Florida | 76 | $ 11,110,000 | $ 146,000 | $ 32,000 |
| Anoka County Minnesota | 75 | $ 14,813,000 | $ 197,000 | $ 34,000 |
| Ramsey County Minnesota | 75 | $ 13,754,000 | $ 183,000 | $ 27,000 |
| Cowlitz County Washington | 75 | $ 10,898,000 | $ 145,000 | $ 19,000 |
| Kent County Michigan | 74 | $ 11,786,000 | $ 159,000 | $ 20,000 |
| Klamath County Oregon | 74 | $ 10,897,000 | $ 147,000 | $ 56,000 |
| Benton County Washington | 73 | $ 11,193,000 | $ 153,000 | $ 28,000 |
| Marin County California | 72 | $ 27,469,000 | $ 381,000 | $ 133,000 |
| Dakota County Minnesota | 71 | $ 14,408,000 | $ 202,000 | $ 42,000 |
| Skagit County Washington | 71 | $ 11,314,000 | $ 159,000 | $ 21,000 |
| Garfield County Colorado | 68 | $ 13,898,000 | $ 204,000 | $ 30,000 |
| Genesee County Michigan | 67 | $ 10,252,000 | $ 153,000 | $ 36,000 |
| Bay County Florida | 66 | $ 10,027,000 | $ 151,000 | $ 35,000 |
| Santa Rosa County Florida | 65 | $ 10,217,000 | $ 157,000 | $ 30,000 |
| Citrus County Florida | 64 | $ 10,249,000 | $ 160,000 | $ 18,000 |
| St. Johns County Florida | 64 | $ 12,416,000 | $ 194,000 | $ 33,000 |
| Lake County California | 63 | $ 12,180,000 | $ 193,000 | $ 35,000 |
| Hernando County Florida | 61 | $ 8,245,000 | $ 135,000 | $ 31,000 |
| Humboldt County California | 60 | $ 10,564,000 | $ 176,000 | $ 41,000 |
| Ottawa County Michigan | 60 | $ 9,175,000 | $ 152,000 | $ 26,000 |
| Umatilla County Oregon | 60 | $ 8,646,000 | $ 144,000 | $ 22,000 |
| Escambia County Florida | 59 | $ 9,584,000 | $ 162,000 | $ 22,000 |
| Polk County Oregon | 56 | $ 8,802,000 | $ 157,000 | $ 23,000 |
| Yuba County California | 55 | $ 9,088,000 | $ 165,000 | $ 37,000 |
| Mendocino County California | 54 | $ 11,071,000 | $ 205,000 | $ 43,000 |
| Jackson County Michigan | 54 | $ 8,193,000 | $ 151,000 | $ 33,000 |
| Martin County Florida | 52 | $ 11,628,000 | $ 223,000 | $ 20,000 |
| Tuolumne County California | 51 | $ 10,050,000 | $ 197,000 | $ 40,000 |
| Flagler County Florida | 51 | $ 8,137,000 | $ 159,000 | $ 58,000 |
| Monroe County Florida | 50 | $ 13,435,000 | $ 268,000 | $ 58,000 |
| Benton County Oregon | 48 | $ 8,298,000 | $ 172,000 | $ 59,000 |
| Tehama County California | 46 | $ 7,525,000 | $ 163,000 | $ 24,000 |
| Washington County Minnesota | 46 | $ 9,760,000 | $ 212,000 | $ 24,000 |
| Crook County Oregon | 45 | $ 6,362,000 | $ 141,000 | $ 22,000 |
| Monroe County Michigan | 44 | $ 7,920,000 | $ 180,000 | $ 36,000 |
| Clatsop County Oregon | 44 | $ 6,958,000 | $ 158,000 | $ 50,000 |
| Coos County Oregon | 44 | $ 6,258,000 | $ 142,000 | $ 46,000 |
| Lewis County Washington | 44 | $ 7,491,000 | $ 170,000 | $ 58,000 |
| San Benito County California | 43 | $ 12,660,000 | $ 294,000 | $ 46,000 |
| Alachua County Florida | 42 | $ 6,728,000 | $ 160,000 | $ 37,000 |
| Clallam County Washington | 41 | $ 6,547,000 | $ 159,000 | $ 26,000 |
| La Plata County Colorado | 40 | $ 9,542,000 | $ 238,000 | $ 25,000 |
| Lincoln County Oregon | 40 | $ 6,529,000 | $ 163,000 | $ 26,000 |
| St. Clair County Michigan | 39 | $ 6,589,000 | $ 168,000 | $ 17,000 |
| Lenawee County Michigan | 38 | $ 6,502,000 | $ 171,000 | $ 19,000 |
| Washtenaw County Michigan | 38 | $ 7,192,000 | $ 189,000 | $ 18,000 |
| Kalamazoo County Michigan | 37 | $ 6,070,000 | $ 164,000 | $ 16,000 |
| Chelan County Washington | 36 | $ 6,106,000 | $ 169,000 | $ 41,000 |
| Fremont County Colorado | 35 | $ 5,776,000 | $ 165,000 | $ 12,000 |
| Walton County Florida | 35 | $ 6,575,000 | $ 187,000 | $ 55,000 |
| Livingston County Michigan | 35 | $ 6,310,000 | $ 180,000 | $ 41,000 |
| Elbert County Colorado | 34 | $ 7,178,000 | $ 211,000 | $ 33,000 |
| Montrose County Colorado | 34 | $ 5,755,000 | $ 169,000 | $ 23,000 |
| Berrien County Michigan | 34 | $ 4,629,000 | $ 136,000 | $ 22,000 |
| Calaveras County California | 33 | $ 6,706,000 | $ 203,000 | $ 46,000 |
| Park County Colorado | 32 | $ 7,261,000 | $ 226,000 | $ 56,000 |
| Calhoun County Michigan | 31 | $ 3,688,000 | $ 118,000 | $ 18,000 |
| Olmsted County Minnesota | 31 | $ 5,332,000 | $ 172,000 | $ 43,000 |
| Walla Walla County Washington | 31 | $ 5,093,000 | $ 164,000 | $ 18,000 |
| Amador County California | 30 | $ 5,561,000 | $ 185,000 | $ 40,000 |
| Indian River County Florida | 30 | $ 5,715,000 | $ 190,000 | $ 36,000 |
| Grays Harbor County Washington | 30 | $ 4,128,000 | $ 137,000 | $ 19,000 |
| Scott County Minnesota | 29 | $ 6,928,000 | $ 238,000 | $ 40,000 |
| Hood River County Oregon | 29 | $ 5,341,000 | $ 184,000 | $ 33,000 |
| Mason County Washington | 29 | $ 4,131,000 | $ 142,000 | $ 22,000 |
| Muskegon County Michigan | 28 | $ 3,408,000 | $ 121,000 | $ 15,000 |
| St. Louis County Minnesota | 28 | $ 4,528,000 | $ 161,000 | $ 32,000 |
| Stearns County Minnesota | 28 | $ 4,917,000 | $ 175,000 | $ 26,000 |
| Glenn County California | 27 | $ 3,686,000 | $ 136,000 | $ 45,000 |
| Delta County Colorado | 27 | $ 4,088,000 | $ 151,000 | $ 24,000 |
| Sumter County Florida | 27 | $ 4,448,000 | $ 164,000 | $ 20,000 |
| Lapeer County Michigan | 27 | $ 4,296,000 | $ 159,000 | $ 40,000 |
| Wright County Minnesota | 27 | $ 4,809,000 | $ 178,000 | $ 39,000 |
| Tillamook County Oregon | 27 | $ 3,859,000 | $ 142,000 | $ 18,000 |
| Hillsdale County Michigan | 25 | $ 3,699,000 | $ 147,000 | $ 27,000 |
| Douglas County Washington | 24 | $ 3,891,000 | $ 162,000 | $ 24,000 |
| Franklin County Washington | 24 | $ 3,463,000 | $ 144,000 | $ 29,000 |
| Mariposa County California | 23 | $ 3,973,000 | $ 172,000 | $ 30,000 |
| Teller County Colorado | 23 | $ 4,098,000 | $ 178,000 | $ 46,000 |
| Nassau County Florida | 23 | $ 4,261,000 | $ 185,000 | $ 28,000 |
| St. Joseph County Michigan | 23 | $ 3,523,000 | $ 153,000 | $ 17,000 |
| Chaffee County Colorado | 22 | $ 3,724,000 | $ 169,000 | $ 49,000 |
| Highlands County Florida | 22 | $ 3,172,000 | $ 144,000 | $ 32,000 |
| Ingham County Michigan | 22 | $ 3,650,000 | $ 165,000 | $ 19,000 |
| Saginaw County Michigan | 22 | $ 2,661,000 | $ 120,000 | $ 23,000 |
| Crow Wing County Minnesota | 22 | $ 2,636,000 | $ 119,000 | $ 28,000 |
| Union County Oregon | 22 | $ 3,087,000 | $ 140,000 | $ 30,000 |
| Grant County Washington | 22 | $ 3,625,000 | $ 164,000 | $ 24,000 |
| Broomfield County Colorado | 21 | $ 4,502,000 | $ 214,000 | $ 36,000 |
| Ionia County Michigan | 21 | $ 3,232,000 | $ 153,000 | $ 27,000 |
| Jefferson County Oregon | 21 | $ 3,175,000 | $ 151,000 | $ 3,000 |
| Van Buren County Michigan | 20 | $ 2,258,000 | $ 112,000 | $ 7,000 |
| Chisago County Minnesota | 20 | $ 4,396,000 | $ 219,000 | $ 12,000 |
| Sherburne County Minnesota | 20 | $ 3,951,000 | $ 197,000 | $ 30,000 |
| Curry County Oregon | 20 | $ 3,631,000 | $ 181,000 | $ 16,000 |
| Kittitas County Washington | 20 | $ 3,502,000 | $ 175,000 | $ 42,000 |
| Gunnison County Colorado | 19 | $ 3,561,000 | $ 187,000 | $ 62,000 |
| Bay County Michigan | 19 | $ 3,471,000 | $ 182,000 | $ 2,000 |
| Isanti County Minnesota | 19 | $ 3,682,000 | $ 193,000 | $ 27,000 |
| Jefferson County Washington | 19 | $ 3,496,000 | $ 184,000 | $ 32,000 |
| Stevens County Washington | 19 | $ 2,338,000 | $ 123,000 | $ 46,000 |
| Siskiyou County California | 18 | $ 3,141,000 | $ 174,000 | $ 62,000 |
| Moffat County Colorado | 18 | $ 2,443,000 | $ 135,000 | $ 28,000 |
| Putnam County Florida | 18 | $ 2,375,000 | $ 131,000 | $ 14,000 |
| Wakulla County Florida | 18 | $ 2,801,000 | $ 155,000 | $ 38,000 |
| Allegan County Michigan | 18 | $ 2,681,000 | $ 148,000 | $ 29,000 |
| McLeod County Minnesota | 17 | $ 2,864,000 | $ 168,000 | $ 20,000 |
| San Juan County Washington | 17 | $ 4,123,000 | $ 242,000 | $ 103,000 |
| Del Norte County California | 16 | $ 3,041,000 | $ 190,000 | $ 45,000 |
| Montezuma County Colorado | 16 | $ 2,585,000 | $ 161,000 | $ 20,000 |
| Jackson County Florida | 16 | $ 1,866,000 | $ 116,000 | $ 32,000 |
| Chippewa County Michigan | 16 | $ 1,765,000 | $ 110,000 | $ 37,000 |
| Clinton County Michigan | 16 | $ 2,794,000 | $ 174,000 | $ 50,000 |
| Eaton County Michigan | 16 | $ 2,296,000 | $ 143,000 | $ 33,000 |
| Mille Lacs County Minnesota | 16 | $ 2,393,000 | $ 149,000 | $ 50,000 |
| Wasco County Oregon | 16 | $ 2,395,000 | $ 149,000 | $ 22,000 |
| Colusa County California | 15 | $ 3,263,000 | $ 217,000 | $ 53,000 |
| Grand Traverse County Michigan | 15 | $ 2,553,000 | $ 170,000 | $ 19,000 |
| Lassen County California | 14 | $ 2,067,000 | $ 147,000 | $ 50,000 |
| Las Animas County Colorado | 14 | $ 2,606,000 | $ 186,000 | $ 25,000 |
| Shiawassee County Michigan | 14 | $ 1,959,000 | $ 139,000 | $ 20,000 |
| Goodhue County Minnesota | 14 | $ 2,180,000 | $ 155,000 | $ 43,000 |
| Itasca County Minnesota | 14 | $ 2,033,000 | $ 145,000 | $ 44,000 |
| Klickitat County Washington | 14 | $ 2,524,000 | $ 180,000 | $ 66,000 |
| Inyo County California | 13 | $ 2,433,000 | $ 187,000 | $ 62,000 |
| Morgan County Colorado | 13 | $ 1,771,000 | $ 136,000 | $ 28,000 |
| Pitkin County Colorado | 13 | $ 3,568,000 | $ 274,000 | $ 87,000 |
| Routt County Colorado | 13 | $ 3,327,000 | $ 255,000 | $ 51,000 |
| Barry County Michigan | 13 | $ 2,275,000 | $ 175,000 | $ 9,000 |
| Rice County Minnesota | 13 | $ 2,293,000 | $ 176,000 | $ 35,000 |
| Malheur County Oregon | 13 | $ 2,011,000 | $ 154,000 | $ 32,000 |
| Archuleta County Colorado | 12 | $ 2,468,000 | $ 205,000 | $ 51,000 |
| Levy County Florida | 12 | $ 1,963,000 | $ 163,000 | $ 61,000 |
| Okeechobee County Florida | 12 | $ 1,510,000 | $ 125,000 | $ 32,000 |
| Montcalm County Michigan | 12 | $ 1,792,000 | $ 149,000 | $ 9,000 |
| Blue Earth County Minnesota | 12 | $ 1,781,000 | $ 148,000 | $ 50,000 |
| Carver County Minnesota | 12 | $ 2,662,000 | $ 221,000 | $ 42,000 |
| Dodge County Minnesota | 12 | $ 1,271,000 | $ 105,000 | $ 23,000 |
| Douglas County Minnesota | 12 | $ 2,495,000 | $ 207,000 | $ 62,000 |
| Meeker County Minnesota | 12 | $ 1,917,000 | $ 159,000 | $ 7,000 |
| Plumas County California | 11 | $ 2,220,000 | $ 201,000 | $ 71,000 |
| Logan County Colorado | 11 | $ 1,550,000 | $ 140,000 | $ 3,000 |
| Antrim County Michigan | 11 | $ 2,082,000 | $ 189,000 | $ 33,000 |
| Emmet County Michigan | 11 | $ 1,671,000 | $ 151,000 | $ 24,000 |
| Iosco County Michigan | 11 | $ 2,097,000 | $ 190,000 | $ 2,000 |
| Tuscola County Michigan | 11 | $ 1,748,000 | $ 158,000 | $ 3,000 |
| Becker County Minnesota | 11 | $ 1,422,000 | $ 129,000 | $ 53,000 |
| Freeborn County Minnesota | 11 | $ 1,796,000 | $ 163,000 | $ 30,000 |
| Le Sueur County Minnesota | 11 | $ 1,576,000 | $ 143,000 | $ 18,000 |
| Pine County Minnesota | 11 | $ 1,582,000 | $ 143,000 | $ 17,000 |
| DeSoto County Florida | 10 | $ 1,807,000 | $ 180,000 | $ 51,000 |
| Franklin County Florida | 10 | $ 1,864,000 | $ 186,000 | $ 75,000 |
| Gadsden County Florida | 10 | $ 1,233,000 | $ 123,000 | $ 47,000 |
| Clare County Michigan | 10 | $ 1,239,000 | $ 123,000 | $ 7,000 |
| Marquette County Michigan | 10 | $ 1,167,000 | $ 116,000 | $ 49,000 |
| Mason County Michigan | 10 | $ 1,410,000 | $ 141,000 | $ 14,000 |
| Mecosta County Michigan | 10 | $ 1,778,000 | $ 177,000 | $ 28,000 |
| Newaygo County Michigan | 10 | $ 1,451,000 | $ 145,000 | $ 18,000 |
| Roscommon County Michigan | 10 | $ 1,497,000 | $ 149,000 | $ 55,000 |
| Clear Creek County Colorado | 9 | $ 2,098,000 | $ 233,000 | $ 20,000 |
| Custer County Colorado | 9 | $ 1,555,000 | $ 172,000 | $ 89,000 |
| Eagle County Colorado | 9 | $ 3,124,000 | $ 347,000 | $ 61,000 |
| Gulf County Florida | 9 | $ 1,225,000 | $ 136,000 | $ 25,000 |
| Hendry County Florida | 9 | $ 1,017,000 | $ 113,000 | $ 9,000 |
| Suwannee County Florida | 9 | $ 1,176,000 | $ 130,000 | $ 4,000 |
| Kalkaska County Michigan | 9 | $ 1,440,000 | $ 160,000 | $ 51,000 |
| Benton County Minnesota | 9 | $ 1,286,000 | $ 142,000 | $ 27,000 |
| Clay County Minnesota | 9 | $ 1,418,000 | $ 157,000 | $ 12,000 |
| Hubbard County Minnesota | 9 | $ 1,547,000 | $ 171,000 | $ 26,000 |
| Kanabec County Minnesota | 9 | $ 1,339,000 | $ 148,000 | $ 65,000 |
| Kandiyohi County Minnesota | 9 | $ 1,284,000 | $ 142,000 | $ 7,000 |
| Morrison County Minnesota | 9 | $ 1,582,000 | $ 175,000 | $ 19,000 |
| Asotin County Washington | 9 | $ 1,447,000 | $ 160,000 | $ 23,000 |
| Summit County Colorado | 8 | $ 2,378,000 | $ 297,000 | $ 39,000 |
| Branch County Michigan | 8 | $ 1,135,000 | $ 141,000 | $ 30,000 |
| Wexford County Michigan | 8 | $ 1,029,000 | $ 128,000 | $ 40,000 |
| Cass County Minnesota | 8 | $ 1,315,000 | $ 164,000 | $ 33,000 |
| Skamania County Washington | 8 | $ 1,326,000 | $ 165,000 | $ 25,000 |
| Mono County California | 7 | $ 1,356,000 | $ 193,000 | $ 112,000 |
| Alpena County Michigan | 7 | $ 1,049,000 | $ 149,000 | $ 4,000 |
| Cass County Michigan | 7 | $ 962,000 | $ 137,000 | $ 9,000 |
| Crawford County Michigan | 7 | $ 940,000 | $ 134,000 | $ 23,000 |
| Huron County Michigan | 7 | $ 1,012,000 | $ 144,000 | $ 5,000 |
| Oceana County Michigan | 7 | $ 852,000 | $ 121,000 | $ 3,000 |
| Carlton County Minnesota | 7 | $ 1,348,000 | $ 192,000 | $ 7,000 |
| Steele County Minnesota | 7 | $ 941,000 | $ 134,000 | $ 20,000 |
| Todd County Minnesota | 7 | $ 894,000 | $ 127,000 | $ 37,000 |
| Baker County Oregon | 7 | $ 960,000 | $ 137,000 | $ 57,000 |
| Lake County Colorado | 6 | $ 761,000 | $ 126,000 | $ 34,000 |
| Otero County Colorado | 6 | $ 592,000 | $ 98,000 | $ 21,000 |
| Ouray County Colorado | 6 | $ 1,099,000 | $ 183,000 | $ 19,000 |
| Baker County Florida | 6 | $ 831,000 | $ 138,000 | $ 34,000 |
| Columbia County Florida | 6 | $ 840,000 | $ 140,000 | $ 24,000 |
| Benzie County Michigan | 6 | $ 824,000 | $ 137,000 | $ 26,000 |
| Charlevoix County Michigan | 6 | $ 1,086,000 | $ 181,000 | $ 39,000 |
| Midland County Michigan | 6 | $ 630,000 | $ 105,000 | $ 11,000 |
| Montmorency County Michigan | 6 | $ 1,290,000 | $ 215,000 | $ 69,000 |
| Ogemaw County Michigan | 6 | $ 825,000 | $ 137,000 | $ 31,000 |
| Osceola County Michigan | 6 | $ 763,000 | $ 127,000 | $ 0 |
| Otter Tail County Minnesota | 6 | $ 681,000 | $ 113,000 | $ 27,000 |
| Wabasha County Minnesota | 6 | $ 834,000 | $ 139,000 | $ 13,000 |
| Adams County Washington | 6 | $ 821,000 | $ 136,000 | $ 24,000 |
| Pend Oreille County Washington | 6 | $ 1,112,000 | $ 185,000 | $ 12,000 |
| Whitman County Washington | 6 | $ 786,000 | $ 131,000 | $ 56,000 |
| Alamosa County Colorado | 5 | $ 716,000 | $ 143,000 | $ 79,000 |
| Huerfano County Colorado | 5 | $ 1,024,000 | $ 204,000 | $ 6,000 |
| Isabella County Michigan | 5 | $ 628,000 | $ 125,000 | $ 32,000 |
| Manistee County Michigan | 5 | $ 630,000 | $ 126,000 | $ 19,000 |
| Otsego County Michigan | 5 | $ 715,000 | $ 143,000 | $ 67,000 |
| Presque Isle County Michigan | 5 | $ 593,000 | $ 118,000 | $ 30,000 |
| Sanilac County Michigan | 5 | $ 1,029,000 | $ 205,000 | $ 4,000 |
| Beltrami County Minnesota | 5 | $ 786,000 | $ 157,000 | $ 6,000 |
| Renville County Minnesota | 5 | $ 750,000 | $ 150,000 | $ 0 |
| Sibley County Minnesota | 5 | $ 1,012,000 | $ 202,000 | $ 24,000 |
| Waseca County Minnesota | 5 | $ 532,000 | $ 106,000 | $ 32,000 |
| Clark County Nevada | 5 | $ 1,071,000 | $ 214,000 | $ 51,000 |
| Harney County Oregon | 5 | $ 590,000 | $ 118,000 | $ 28,000 |
| Pacific County Washington | 5 | $ 914,000 | $ 182,000 | $ 7,000 |
| Gilpin County Colorado | 4 | $ 833,000 | $ 208,000 | $ 42,000 |
| Rio Grande County Colorado | 4 | $ 622,000 | $ 155,000 | $ 61,000 |
| Saguache County Colorado | 4 | $ 748,000 | $ 187,000 | $ 35,000 |
| Yuma County Colorado | 4 | $ 515,000 | $ 128,000 | $ 0 |
| Bradford County Florida | 4 | $ 376,000 | $ 94,000 | $ 19,000 |
| Union County Florida | 4 | $ 607,000 | $ 151,000 | $ 37,000 |
| Cheboygan County Michigan | 4 | $ 487,000 | $ 121,000 | $ 7,000 |
| Gladwin County Michigan | 4 | $ 515,000 | $ 128,000 | $ 46,000 |
| Gratiot County Michigan | 4 | $ 632,000 | $ 158,000 | $ 30,000 |
| Fillmore County Minnesota | 4 | $ 187,000 | $ 46,000 | $ 0 |
| Jackson County Minnesota | 4 | $ 550,000 | $ 137,000 | $ 14,000 |
| Martin County Minnesota | 4 | $ 651,000 | $ 162,000 | $ 5,000 |
| Winona County Minnesota | 4 | $ 818,000 | $ 204,000 | $ 14,000 |
| Wahkiakum County Washington | 4 | $ 564,000 | $ 141,000 | $ 0 |
| Trinity County California | 3 | $ 361,000 | $ 120,000 | $ 20,000 |
| Conejos County Colorado | 3 | $ 426,000 | $ 142,000 | $ 17,000 |
| Grand County Colorado | 3 | $ 934,000 | $ 311,000 | $ 160,000 |
| Phillips County Colorado | 3 | $ 260,000 | $ 86,000 | $ 29,000 |
| Dixie County Florida | 3 | $ 219,000 | $ 73,000 | $ 17,000 |
| Gilchrist County Florida | 3 | $ 437,000 | $ 145,000 | $ 26,000 |
| Washington County Florida | 3 | $ 182,000 | $ 60,000 | $ 0 |
| Alcona County Michigan | 3 | $ 468,000 | $ 156,000 | $ 36,000 |
| Iron County Michigan | 3 | $ 284,000 | $ 94,000 | $ 26,000 |
| Aitkin County Minnesota | 3 | $ 614,000 | $ 204,000 | $ 28,000 |
| Brown County Minnesota | 3 | $ 250,000 | $ 83,000 | $ 48,000 |
| Koochiching County Minnesota | 3 | $ 437,000 | $ 145,000 | $ 97,000 |
| Mower County Minnesota | 3 | $ 428,000 | $ 142,000 | $ 0 |
| Nicollet County Minnesota | 3 | $ 279,000 | $ 93,000 | $ 11,000 |
| Swift County Minnesota | 3 | $ 454,000 | $ 151,000 | $ 11,000 |
| Wadena County Minnesota | 3 | $ 341,000 | $ 113,000 | $ 7,000 |
| Grant County Oregon | 3 | $ 693,000 | $ 231,000 | $ 52,000 |
| Morrow County Oregon | 3 | $ 429,000 | $ 143,000 | $ 60,000 |
| Wallowa County Oregon | 3 | $ 461,000 | $ 153,000 | $ 63,000 |
| Okanogan County Washington | 3 | $ 337,000 | $ 112,000 | $ 32,000 |
| Maricopa County Arizona | 2 | $ 223,000 | $ 111,000 | $ 0 |
| Baca County Colorado | 2 | $ 414,000 | $ 207,000 | $ 0 |
| Bent County Colorado | 2 | $ 279,000 | $ 139,000 | $ 23,000 |
| Crowley County Colorado | 2 | $ 355,000 | $ 177,000 | $ 0 |
| Kit Carson County Colorado | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Hardee County Florida | 2 | $ 522,000 | $ 261,000 | $ 0 |
| Holmes County Florida | 2 | $ 168,000 | $ 84,000 | $ 0 |
| Jefferson County Florida | 2 | $ 414,000 | $ 207,000 | $ 52,000 |
| Madison County Florida | 2 | $ 148,000 | $ 74,000 | $ 12,000 |
| Taylor County Florida | 2 | $ 585,000 | $ 292,000 | $ 150,000 |
| Delta County Michigan | 2 | $ 319,000 | $ 159,000 | $ 0 |
| Houghton County Michigan | 2 | $ 289,000 | $ 144,000 | $ 28,000 |
| Menominee County Michigan | 2 | $ 414,000 | $ 207,000 | $ 0 |
| Schoolcraft County Michigan | 2 | $ 357,000 | $ 178,000 | $ 40,000 |
| Houston County Minnesota | 2 | $ 397,000 | $ 198,000 | $ 38,000 |
| Lyon County Minnesota | 2 | $ 275,000 | $ 137,000 | $ 0 |
| Polk County Minnesota | 2 | $ 364,000 | $ 182,000 | $ 0 |
| Watonwan County Minnesota | 2 | $ 333,000 | $ 166,000 | $ 0 |
| Lincoln County Washington | 2 | $ 309,000 | $ 154,000 | $ 43,000 |
| Yukon-Koyukuk County Alaska | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Alpine County California | 1 | $ 300,000 | $ 300,000 | $ 133,000 |
| Costilla County Colorado | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Jackson County Colorado | 1 | $ 126,000 | $ 126,000 | $ 44,000 |
| Kiowa County Colorado | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Lincoln County Colorado | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Rio Blanco County Colorado | 1 | $ 252,000 | $ 252,000 | $ 58,000 |
| San Miguel County Colorado | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Sedgwick County Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| New Castle County Delaware | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Calhoun County Florida | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Glades County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hamilton County Florida | 1 | $ 111,000 | $ 111,000 | $ 44,000 |
| Maui County Hawaii | 1 | $ 653,000 | $ 653,000 | $ 269,000 |
| Payette County Idaho | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
| Madison County Indiana | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Alger County Michigan | 1 | $ 76,000 | $ 76,000 | $ 51,000 |
| Arenac County Michigan | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Baraga County Michigan | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Gogebic County Michigan | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Leelanau County Michigan | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Luce County Michigan | 1 | $ 59,000 | $ 59,000 | $ 52,000 |
| Oscoda County Michigan | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Chippewa County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Clearwater County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Cottonwood County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Faribault County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Grant County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Lake County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 36,000 |
| Lincoln County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Nobles County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 180,000 |
| Norman County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 22,000 |
| Pennington County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 74,000 |
| Pipestone County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Rock County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Stevens County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Yellow Medicine County Minnesota | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Kings County New York | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Nassau County New York | 1 | $ 765,000 | $ 765,000 | $ 540,000 |
| Orange County New York | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Suffolk County New York | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Westchester County New York | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Marshall County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Lake County Oregon | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Benton County Tennessee | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Hardeman County Texas | 1 | $ 47,000 | $ 47,000 | $ 26,000 |
| Emery County Utah | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Caroline County Virginia | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 41,000 | $ 41,000 | $ 60,000 |
| Ferry County Washington | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Garfield County Washington | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Chippewa County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Forest County Wisconsin | 1 | $ 332,000 | $ 332,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 46,453 | $9,664,486,000 | $207,906 | $999,000 | $26,406 | $960,000 |
| Home Purchase | 1,237 | $314,997,000 | $204,000 | $975,000 | $40,818 | $722,000 |
| Home Improvement | 124 | $27,179,000 | $201,125 | $753,000 | $35,750 | $248,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 31,387 | $6,497,386,000 | $223,600 | $999,000 | $33,520 | $960,000 |
| Hispanic | 8,873 | $1,865,940,000 | $188,071 | $990,000 | $22,571 | $900,000 |
| Black or African American | 3,121 | $623,099,000 | $151,583 | $975,000 | $21,750 | $720,000 |
| Asian | 2,543 | $607,151,000 | $216,307 | $987,000 | $27,153 | $766,000 |
| Native Hawaiian or Other Pacific Islander | 1,226 | $277,514,000 | $189,200 | $999,000 | $19,500 | $379,000 |
| American Indian or Alaskan Native | 397 | $79,972,000 | $185,000 | $940,000 | $23,125 | $770,000 |
| Not Provided | 267 | $55,600,000 | $189,500 | $754,000 | $41,375 | $240,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 47,811 | $10,006,057,000 | $208,272 | $999,000 | $25,484 | $960,000 |
| VA-guaranteed (Veterans Administration) | 2 | $445,000 | $222,500 | $289,000 | $90,000 | $96,000 |
| FHA-insured (Federal Housing Administration) | 1 | $160,000 | $160,000 | $160,000 | $63,000 | $63,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 31,787 | $6,578,580,000 | $217,678 | $995,000 | $29,214 | $960,000 |
| Loan Originated | 10,883 | $2,463,410,000 | $201,400 | $999,000 | $67,800 | $794,000 |
| Application Denied By Financial Institution | 5,081 | $952,361,000 | $162,777 | $970,000 | $11,611 | $540,000 |
| Application Approved But Not Accepted | 39 | $7,524,000 | $181,625 | $640,000 | $20,375 | $186,000 |
| File Closed For Incompleteness | 22 | $4,287,000 | $190,666 | $295,000 | $2,333 | $28,000 |
| Preapproval Denied by Financial Institution | 2 | $500,000 | $250,000 | $250,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,671 | $682,098,000 | $169,176 | $923,000 | $7,882 | $432,000 |
| Collateral | 828 | $158,525,000 | $171,222 | $970,000 | $27,888 | $540,000 |
| Debt-To-Income Ratio | 225 | $42,397,000 | $171,750 | $598,000 | $16,750 | $227,000 |
| Credit Application Incomplete | 131 | $26,259,000 | $199,625 | $865,000 | $17,875 | $398,000 |
| Employment History | 83 | $15,683,000 | $186,125 | $552,000 | $18,625 | $139,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 49 | $9,154,000 | $156,250 | $820,000 | $45,000 | $124,000 |
| Unverifiable Information | 47 | $10,399,000 | $209,142 | $500,000 | $22,285 | $180,000 |
| Other | 37 | $6,333,000 | $167,500 | $323,000 | $11,625 | $111,000 |
| Mortgage Insurance Denied | 12 | $2,013,000 | $169,750 | $389,000 | $17,750 | $82,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homefield Financial, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homefield Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.