Homefield Financial, Inc. Mortgage Lending & HMDA Data, 2004

In 2004, Homefield Financial, Inc. of Irvine, CA reported 47,814 mortgage applications totaling $10.0 billion, up 348% from 2003. The average application was for $209,283, and applicants reported an average income of $39,283. 23% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (3,956), Riverside-San Bernardino-Ontario, CA (3,837) and Sacramento--Arden-Arcade--Roseville, CA (1,784) (applications in parentheses).

Mortgage Company & Address Homefield Financial, Inc.
410 Exchange, Suite 100
Irvine, CA 92602
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 47,814
Total Mortgage Loan Application Amount $10,006,662,000
Average Mortgage Loan Application Amount $209,283
Highest Mortgage Loan Application Amount $999,000
Average Applicant Income $39,283
Highest Applicant Income $960,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homefield Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homefield Financial, Inc. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 3,956 $ 1,001,434,000 $ 253,143 $ 61,000
Riverside, California 2,034 $ 455,202,000 $ 223,796 $ 52,000
San Bernardino, California 1,803 $ 362,760,000 $ 201,198 $ 42,000
Orange, California 1,408 $ 427,780,000 $ 303,821 $ 76,000
San Diego, California 1,351 $ 375,535,000 $ 277,968 $ 69,000
Sacramento, California 1,316 $ 274,653,000 $ 208,702 $ 39,000
King, Washington 840 $ 183,857,000 $ 218,877 $ 44,000
Broward, Florida 768 $ 144,505,000 $ 188,157 $ 42,000
Miami-Dade, Florida 737 $ 139,605,000 $ 189,423 $ 36,000
San Joaquin, California 681 $ 150,806,000 $ 221,447 $ 69,000
Contra Costa, California 654 $ 183,048,000 $ 279,889 $ 63,000
Fresno, California 649 $ 110,070,000 $ 169,599 $ 38,000
Alameda, California 622 $ 176,376,000 $ 283,562 $ 39,000
Multnomah, Oregon 607 $ 103,858,000 $ 171,100 $ 34,000
Santa Clara, California 548 $ 181,316,000 $ 330,868 $ 58,000
Palm Beach, Florida 546 $ 104,606,000 $ 191,586 $ 54,000
Kern, California 521 $ 82,253,000 $ 157,875 $ 48,000
Stanislaus, California 478 $ 94,669,000 $ 198,052 $ 41,000
Pierce, Washington 476 $ 83,132,000 $ 174,647 $ 28,000
Orange, Florida 474 $ 80,716,000 $ 170,286 $ 26,000
Snohomish, Washington 462 $ 90,609,000 $ 196,123 $ 30,000
Ventura, California 441 $ 134,370,000 $ 304,693 $ 71,000
Solano, California 430 $ 110,735,000 $ 257,523 $ 55,000
Washington, Oregon 413 $ 77,166,000 $ 186,842 $ 42,000
Pinellas, Florida 410 $ 65,224,000 $ 159,082 $ 34,000
Hillsborough, Florida 390 $ 64,721,000 $ 165,951 $ 19,000
Wayne, Michigan 376 $ 54,734,000 $ 145,569 $ 24,000
Duval, Florida 343 $ 51,809,000 $ 151,046 $ 33,000
Clackamas, Oregon 342 $ 67,458,000 $ 197,245 $ 37,000
Jackson, Oregon 296 $ 53,787,000 $ 181,712 $ 41,000
Lane, Oregon 287 $ 45,863,000 $ 159,801 $ 36,000
Sonoma, California 280 $ 78,427,000 $ 280,096 $ 96,000
Clark, Washington 272 $ 45,588,000 $ 167,602 $ 37,000
Lee, Florida 269 $ 46,062,000 $ 171,234 $ 21,000
Adams, Colorado 259 $ 47,319,000 $ 182,698 $ 17,000
San Mateo, California 255 $ 89,504,000 $ 350,996 $ 86,000
Denver, Colorado 254 $ 48,072,000 $ 189,259 $ 27,000
Merced, California 245 $ 45,025,000 $ 183,775 $ 37,000
Tulare, California 242 $ 38,404,000 $ 158,694 $ 21,000
Arapahoe, Colorado 240 $ 48,156,000 $ 200,650 $ 28,000
Sarasota, Florida 239 $ 41,368,000 $ 173,087 $ 46,000
Marion, Oregon 233 $ 37,332,000 $ 160,223 $ 21,000
Jefferson, Colorado 231 $ 47,218,000 $ 204,406 $ 29,000
Pasco, Florida 229 $ 35,184,000 $ 153,641 $ 28,000
Oakland, Michigan 223 $ 40,117,000 $ 179,896 $ 27,000
Placer, California 219 $ 59,668,000 $ 272,456 $ 72,000
Deschutes, Oregon 218 $ 41,115,000 $ 188,600 $ 45,000
Macomb, Michigan 209 $ 37,731,000 $ 180,531 $ 30,000
Brevard, Florida 208 $ 33,806,000 $ 162,528 $ 48,000
Hennepin, Minnesota 208 $ 40,962,000 $ 196,932 $ 32,000
Monterey, California 206 $ 57,350,000 $ 278,398 $ 60,000
El Paso, Colorado 200 $ 37,138,000 $ 185,690 $ 42,000
Polk, Florida 193 $ 28,119,000 $ 145,694 $ 25,000
Seminole, Florida 192 $ 34,635,000 $ 180,390 $ 30,000
Santa Barbara, California 187 $ 52,795,000 $ 282,326 $ 66,000
Collier, Florida 185 $ 37,324,000 $ 201,751 $ 24,000
Osceola, Florida 176 $ 27,532,000 $ 156,431 $ 32,000
Shasta, California 170 $ 28,181,000 $ 165,770 $ 67,000
Volusia, Florida 166 $ 27,510,000 $ 165,722 $ 31,000
Spokane, Washington 164 $ 26,236,000 $ 159,975 $ 21,000
San Luis Obispo, California 162 $ 42,525,000 $ 262,500 $ 63,000
Butte, California 154 $ 26,002,000 $ 168,844 $ 53,000
Weld, Colorado 149 $ 27,066,000 $ 181,651 $ 29,000
Kitsap, Washington 149 $ 25,740,000 $ 172,751 $ 44,000
Manatee, Florida 145 $ 25,643,000 $ 176,848 $ 49,000
El Dorado, California 142 $ 34,544,000 $ 243,267 $ 43,000
San Francisco, California 138 $ 47,436,000 $ 343,739 $ 78,000
Thurston, Washington 138 $ 23,713,000 $ 171,833 $ 43,000
St. Lucie, Florida 137 $ 23,018,000 $ 168,014 $ 30,000
Larimer, Colorado 127 $ 26,101,000 $ 205,519 $ 47,000
Madera, California 123 $ 21,774,000 $ 177,024 $ 57,000
Josephine, Oregon 119 $ 20,909,000 $ 175,705 $ 16,000
Linn, Oregon 115 $ 16,507,000 $ 143,539 $ 31,000
Boulder, Colorado 114 $ 25,624,000 $ 224,771 $ 29,000
Lake, Florida 110 $ 17,603,000 $ 160,027 $ 31,000
Napa, California 109 $ 33,988,000 $ 311,816 $ 79,000
Yolo, California 107 $ 22,489,000 $ 210,177 $ 58,000
Whatcom, Washington 104 $ 18,447,000 $ 177,375 $ 32,000
Yakima, Washington 102 $ 16,349,000 $ 160,284 $ 51,000
Santa Cruz, California 94 $ 31,670,000 $ 336,914 $ 66,000
Marion, Florida 93 $ 13,533,000 $ 145,516 $ 26,000
Douglas, Oregon 92 $ 14,829,000 $ 161,184 $ 41,000
Douglas, Colorado 90 $ 23,181,000 $ 257,566 $ 47,000
Imperial, California 89 $ 14,154,000 $ 159,033 $ 30,000
Sutter, California 89 $ 17,489,000 $ 196,505 $ 42,000
Kings, California 87 $ 12,732,000 $ 146,344 $ 35,000
Clay, Florida 86 $ 13,259,000 $ 154,174 $ 39,000
Charlotte, Florida 85 $ 14,879,000 $ 175,047 $ 19,000
Okaloosa, Florida 85 $ 14,164,000 $ 166,635 $ 46,000
Columbia, Oregon 84 $ 13,193,000 $ 157,059 $ 27,000
Island, Washington 81 $ 16,108,000 $ 198,864 $ 29,000
Mesa, Colorado 78 $ 12,032,000 $ 154,256 $ 24,000
Yamhill, Oregon 78 $ 15,404,000 $ 197,487 $ 26,000
Nevada, California 77 $ 17,661,000 $ 229,363 $ 42,000
Pueblo, Colorado 76 $ 10,492,000 $ 138,052 $ 24,000
Leon, Florida 76 $ 11,110,000 $ 146,184 $ 32,000
Anoka, Minnesota 75 $ 14,813,000 $ 197,506 $ 34,000
Ramsey, Minnesota 75 $ 13,754,000 $ 183,386 $ 27,000
Cowlitz, Washington 75 $ 10,898,000 $ 145,306 $ 19,000
Kent, Michigan 74 $ 11,786,000 $ 159,270 $ 20,000
Klamath, Oregon 74 $ 10,897,000 $ 147,256 $ 56,000
Benton, Washington 73 $ 11,193,000 $ 153,328 $ 28,000
Marin, California 72 $ 27,469,000 $ 381,513 $ 133,000
Dakota, Minnesota 71 $ 14,408,000 $ 202,929 $ 42,000
Skagit, Washington 71 $ 11,314,000 $ 159,352 $ 21,000
Garfield, Colorado 68 $ 13,898,000 $ 204,382 $ 30,000
Genesee, Michigan 67 $ 10,252,000 $ 153,014 $ 36,000
Bay, Florida 66 $ 10,027,000 $ 151,924 $ 35,000
Santa Rosa, Florida 65 $ 10,217,000 $ 157,184 $ 30,000
Citrus, Florida 64 $ 10,249,000 $ 160,140 $ 18,000
St. Johns, Florida 64 $ 12,416,000 $ 194,000 $ 33,000
Lake, California 63 $ 12,180,000 $ 193,333 $ 35,000
Hernando, Florida 61 $ 8,245,000 $ 135,163 $ 31,000
Humboldt, California 60 $ 10,564,000 $ 176,066 $ 41,000
Ottawa, Michigan 60 $ 9,175,000 $ 152,916 $ 26,000
Umatilla, Oregon 60 $ 8,646,000 $ 144,100 $ 22,000
Escambia, Florida 59 $ 9,584,000 $ 162,440 $ 22,000
Polk, Oregon 56 $ 8,802,000 $ 157,178 $ 23,000
Yuba, California 55 $ 9,088,000 $ 165,236 $ 37,000
Mendocino, California 54 $ 11,071,000 $ 205,018 $ 43,000
Jackson, Michigan 54 $ 8,193,000 $ 151,722 $ 33,000
Martin, Florida 52 $ 11,628,000 $ 223,615 $ 20,000
Tuolumne, California 51 $ 10,050,000 $ 197,058 $ 40,000
Flagler, Florida 51 $ 8,137,000 $ 159,549 $ 58,000
Monroe, Florida 50 $ 13,435,000 $ 268,700 $ 58,000
Benton, Oregon 48 $ 8,298,000 $ 172,875 $ 59,000
Tehama, California 46 $ 7,525,000 $ 163,586 $ 24,000
Washington, Minnesota 46 $ 9,760,000 $ 212,173 $ 24,000
Crook, Oregon 45 $ 6,362,000 $ 141,377 $ 22,000
Monroe, Michigan 44 $ 7,920,000 $ 180,000 $ 36,000
Clatsop, Oregon 44 $ 6,958,000 $ 158,136 $ 50,000
Coos, Oregon 44 $ 6,258,000 $ 142,227 $ 46,000
Lewis, Washington 44 $ 7,491,000 $ 170,250 $ 58,000
San Benito, California 43 $ 12,660,000 $ 294,418 $ 46,000
Alachua, Florida 42 $ 6,728,000 $ 160,190 $ 37,000
Clallam, Washington 41 $ 6,547,000 $ 159,682 $ 26,000
La Plata, Colorado 40 $ 9,542,000 $ 238,550 $ 25,000
Lincoln, Oregon 40 $ 6,529,000 $ 163,225 $ 26,000
St. Clair, Michigan 39 $ 6,589,000 $ 168,948 $ 17,000
Lenawee, Michigan 38 $ 6,502,000 $ 171,105 $ 19,000
Washtenaw, Michigan 38 $ 7,192,000 $ 189,263 $ 18,000
Kalamazoo, Michigan 37 $ 6,070,000 $ 164,054 $ 16,000
Chelan, Washington 36 $ 6,106,000 $ 169,611 $ 41,000
Fremont, Colorado 35 $ 5,776,000 $ 165,028 $ 12,000
Walton, Florida 35 $ 6,575,000 $ 187,857 $ 55,000
Livingston, Michigan 35 $ 6,310,000 $ 180,285 $ 41,000
Elbert, Colorado 34 $ 7,178,000 $ 211,117 $ 33,000
Montrose, Colorado 34 $ 5,755,000 $ 169,264 $ 23,000
Berrien, Michigan 34 $ 4,629,000 $ 136,147 $ 22,000
Calaveras, California 33 $ 6,706,000 $ 203,212 $ 46,000
Park, Colorado 32 $ 7,261,000 $ 226,906 $ 56,000
Calhoun, Michigan 31 $ 3,688,000 $ 118,967 $ 18,000
Olmsted, Minnesota 31 $ 5,332,000 $ 172,000 $ 43,000
Walla Walla, Washington 31 $ 5,093,000 $ 164,290 $ 18,000
Amador, California 30 $ 5,561,000 $ 185,366 $ 40,000
Indian River, Florida 30 $ 5,715,000 $ 190,500 $ 36,000
Grays Harbor, Washington 30 $ 4,128,000 $ 137,600 $ 19,000
Scott, Minnesota 29 $ 6,928,000 $ 238,896 $ 40,000
Hood River, Oregon 29 $ 5,341,000 $ 184,172 $ 33,000
Mason, Washington 29 $ 4,131,000 $ 142,448 $ 22,000
Muskegon, Michigan 28 $ 3,408,000 $ 121,714 $ 15,000
St. Louis, Minnesota 28 $ 4,528,000 $ 161,714 $ 32,000
Stearns, Minnesota 28 $ 4,917,000 $ 175,607 $ 26,000
Glenn, California 27 $ 3,686,000 $ 136,518 $ 45,000
Delta, Colorado 27 $ 4,088,000 $ 151,407 $ 24,000
Sumter, Florida 27 $ 4,448,000 $ 164,740 $ 20,000
Lapeer, Michigan 27 $ 4,296,000 $ 159,111 $ 40,000
Wright, Minnesota 27 $ 4,809,000 $ 178,111 $ 39,000
Tillamook, Oregon 27 $ 3,859,000 $ 142,925 $ 18,000
Hillsdale, Michigan 25 $ 3,699,000 $ 147,960 $ 27,000
Douglas, Washington 24 $ 3,891,000 $ 162,125 $ 24,000
Franklin, Washington 24 $ 3,463,000 $ 144,291 $ 29,000
Mariposa, California 23 $ 3,973,000 $ 172,739 $ 30,000
Teller, Colorado 23 $ 4,098,000 $ 178,173 $ 46,000
Nassau, Florida 23 $ 4,261,000 $ 185,260 $ 28,000
St. Joseph, Michigan 23 $ 3,523,000 $ 153,173 $ 17,000
Chaffee, Colorado 22 $ 3,724,000 $ 169,272 $ 49,000
Highlands, Florida 22 $ 3,172,000 $ 144,181 $ 32,000
Ingham, Michigan 22 $ 3,650,000 $ 165,909 $ 19,000
Saginaw, Michigan 22 $ 2,661,000 $ 120,954 $ 23,000
Crow Wing, Minnesota 22 $ 2,636,000 $ 119,818 $ 28,000
Union, Oregon 22 $ 3,087,000 $ 140,318 $ 30,000
Grant, Washington 22 $ 3,625,000 $ 164,772 $ 24,000
Broomfield, Colorado 21 $ 4,502,000 $ 214,380 $ 36,000
Ionia, Michigan 21 $ 3,232,000 $ 153,904 $ 27,000
Jefferson, Oregon 21 $ 3,175,000 $ 151,190 $ 3,000
Van Buren, Michigan 20 $ 2,258,000 $ 112,900 $ 7,000
Chisago, Minnesota 20 $ 4,396,000 $ 219,800 $ 12,000
Sherburne, Minnesota 20 $ 3,951,000 $ 197,550 $ 30,000
Curry, Oregon 20 $ 3,631,000 $ 181,550 $ 16,000
Kittitas, Washington 20 $ 3,502,000 $ 175,100 $ 42,000
Gunnison, Colorado 19 $ 3,561,000 $ 187,421 $ 62,000
Bay, Michigan 19 $ 3,471,000 $ 182,684 $ 2,000
Isanti, Minnesota 19 $ 3,682,000 $ 193,789 $ 27,000
Jefferson, Washington 19 $ 3,496,000 $ 184,000 $ 32,000
Stevens, Washington 19 $ 2,338,000 $ 123,052 $ 46,000
Siskiyou, California 18 $ 3,141,000 $ 174,500 $ 62,000
Moffat, Colorado 18 $ 2,443,000 $ 135,722 $ 28,000
Putnam, Florida 18 $ 2,375,000 $ 131,944 $ 14,000
Wakulla, Florida 18 $ 2,801,000 $ 155,611 $ 38,000
Allegan, Michigan 18 $ 2,681,000 $ 148,944 $ 29,000
McLeod, Minnesota 17 $ 2,864,000 $ 168,470 $ 20,000
San Juan, Washington 17 $ 4,123,000 $ 242,529 $ 103,000
Del Norte, California 16 $ 3,041,000 $ 190,062 $ 45,000
Montezuma, Colorado 16 $ 2,585,000 $ 161,562 $ 20,000
Jackson, Florida 16 $ 1,866,000 $ 116,625 $ 32,000
Chippewa, Michigan 16 $ 1,765,000 $ 110,312 $ 37,000
Clinton, Michigan 16 $ 2,794,000 $ 174,625 $ 50,000
Eaton, Michigan 16 $ 2,296,000 $ 143,500 $ 33,000
Mille Lacs, Minnesota 16 $ 2,393,000 $ 149,562 $ 50,000
Wasco, Oregon 16 $ 2,395,000 $ 149,687 $ 22,000
Colusa, California 15 $ 3,263,000 $ 217,533 $ 53,000
Grand Traverse, Michigan 15 $ 2,553,000 $ 170,200 $ 19,000
Lassen, California 14 $ 2,067,000 $ 147,642 $ 50,000
Las Animas, Colorado 14 $ 2,606,000 $ 186,142 $ 25,000
Shiawassee, Michigan 14 $ 1,959,000 $ 139,928 $ 20,000
Goodhue, Minnesota 14 $ 2,180,000 $ 155,714 $ 43,000
Itasca, Minnesota 14 $ 2,033,000 $ 145,214 $ 44,000
Klickitat, Washington 14 $ 2,524,000 $ 180,285 $ 66,000
Inyo, California 13 $ 2,433,000 $ 187,153 $ 62,000
Morgan, Colorado 13 $ 1,771,000 $ 136,230 $ 28,000
Pitkin, Colorado 13 $ 3,568,000 $ 274,461 $ 87,000
Routt, Colorado 13 $ 3,327,000 $ 255,923 $ 51,000
Barry, Michigan 13 $ 2,275,000 $ 175,000 $ 9,000
Rice, Minnesota 13 $ 2,293,000 $ 176,384 $ 35,000
Malheur, Oregon 13 $ 2,011,000 $ 154,692 $ 32,000
Archuleta, Colorado 12 $ 2,468,000 $ 205,666 $ 51,000
Levy, Florida 12 $ 1,963,000 $ 163,583 $ 61,000
Okeechobee, Florida 12 $ 1,510,000 $ 125,833 $ 32,000
Montcalm, Michigan 12 $ 1,792,000 $ 149,333 $ 9,000
Blue Earth, Minnesota 12 $ 1,781,000 $ 148,416 $ 50,000
Carver, Minnesota 12 $ 2,662,000 $ 221,833 $ 42,000
Dodge, Minnesota 12 $ 1,271,000 $ 105,916 $ 23,000
Douglas, Minnesota 12 $ 2,495,000 $ 207,916 $ 62,000
Meeker, Minnesota 12 $ 1,917,000 $ 159,750 $ 7,000
Plumas, California 11 $ 2,220,000 $ 201,818 $ 71,000
Logan, Colorado 11 $ 1,550,000 $ 140,909 $ 3,000
Antrim, Michigan 11 $ 2,082,000 $ 189,272 $ 33,000
Emmet, Michigan 11 $ 1,671,000 $ 151,909 $ 24,000
Iosco, Michigan 11 $ 2,097,000 $ 190,636 $ 2,000
Tuscola, Michigan 11 $ 1,748,000 $ 158,909 $ 3,000
Becker, Minnesota 11 $ 1,422,000 $ 129,272 $ 53,000
Freeborn, Minnesota 11 $ 1,796,000 $ 163,272 $ 30,000
Le Sueur, Minnesota 11 $ 1,576,000 $ 143,272 $ 18,000
Pine, Minnesota 11 $ 1,582,000 $ 143,818 $ 17,000
DeSoto, Florida 10 $ 1,807,000 $ 180,700 $ 51,000
Franklin, Florida 10 $ 1,864,000 $ 186,400 $ 75,000
Gadsden, Florida 10 $ 1,233,000 $ 123,300 $ 47,000
Clare, Michigan 10 $ 1,239,000 $ 123,900 $ 7,000
Marquette, Michigan 10 $ 1,167,000 $ 116,700 $ 49,000
Mason, Michigan 10 $ 1,410,000 $ 141,000 $ 14,000
Mecosta, Michigan 10 $ 1,778,000 $ 177,800 $ 28,000
Newaygo, Michigan 10 $ 1,451,000 $ 145,100 $ 18,000
Roscommon, Michigan 10 $ 1,497,000 $ 149,700 $ 55,000
Clear Creek, Colorado 9 $ 2,098,000 $ 233,111 $ 20,000
Custer, Colorado 9 $ 1,555,000 $ 172,777 $ 89,000
Eagle, Colorado 9 $ 3,124,000 $ 347,111 $ 61,000
Gulf, Florida 9 $ 1,225,000 $ 136,111 $ 25,000
Hendry, Florida 9 $ 1,017,000 $ 113,000 $ 9,000
Suwannee, Florida 9 $ 1,176,000 $ 130,666 $ 4,000
Kalkaska, Michigan 9 $ 1,440,000 $ 160,000 $ 51,000
Benton, Minnesota 9 $ 1,286,000 $ 142,888 $ 27,000
Clay, Minnesota 9 $ 1,418,000 $ 157,555 $ 12,000
Hubbard, Minnesota 9 $ 1,547,000 $ 171,888 $ 26,000
Kanabec, Minnesota 9 $ 1,339,000 $ 148,777 $ 65,000
Kandiyohi, Minnesota 9 $ 1,284,000 $ 142,666 $ 7,000
Morrison, Minnesota 9 $ 1,582,000 $ 175,777 $ 19,000
Asotin, Washington 9 $ 1,447,000 $ 160,777 $ 23,000
Summit, Colorado 8 $ 2,378,000 $ 297,250 $ 39,000
Branch, Michigan 8 $ 1,135,000 $ 141,875 $ 30,000
Wexford, Michigan 8 $ 1,029,000 $ 128,625 $ 40,000
Cass, Minnesota 8 $ 1,315,000 $ 164,375 $ 33,000
Skamania, Washington 8 $ 1,326,000 $ 165,750 $ 25,000
Mono, California 7 $ 1,356,000 $ 193,714 $ 112,000
Alpena, Michigan 7 $ 1,049,000 $ 149,857 $ 4,000
Cass, Michigan 7 $ 962,000 $ 137,428 $ 9,000
Crawford, Michigan 7 $ 940,000 $ 134,285 $ 23,000
Huron, Michigan 7 $ 1,012,000 $ 144,571 $ 5,000
Oceana, Michigan 7 $ 852,000 $ 121,714 $ 3,000
Carlton, Minnesota 7 $ 1,348,000 $ 192,571 $ 7,000
Steele, Minnesota 7 $ 941,000 $ 134,428 $ 20,000
Todd, Minnesota 7 $ 894,000 $ 127,714 $ 37,000
Baker, Oregon 7 $ 960,000 $ 137,142 $ 57,000
Lake, Colorado 6 $ 761,000 $ 126,833 $ 34,000
Otero, Colorado 6 $ 592,000 $ 98,666 $ 21,000
Ouray, Colorado 6 $ 1,099,000 $ 183,166 $ 19,000
Baker, Florida 6 $ 831,000 $ 138,500 $ 34,000
Columbia, Florida 6 $ 840,000 $ 140,000 $ 24,000
Benzie, Michigan 6 $ 824,000 $ 137,333 $ 26,000
Charlevoix, Michigan 6 $ 1,086,000 $ 181,000 $ 39,000
Midland, Michigan 6 $ 630,000 $ 105,000 $ 11,000
Montmorency, Michigan 6 $ 1,290,000 $ 215,000 $ 69,000
Ogemaw, Michigan 6 $ 825,000 $ 137,500 $ 31,000
Osceola, Michigan 6 $ 763,000 $ 127,166 $ 0
Otter Tail, Minnesota 6 $ 681,000 $ 113,500 $ 27,000
Wabasha, Minnesota 6 $ 834,000 $ 139,000 $ 13,000
Adams, Washington 6 $ 821,000 $ 136,833 $ 24,000
Pend Oreille, Washington 6 $ 1,112,000 $ 185,333 $ 12,000
Whitman, Washington 6 $ 786,000 $ 131,000 $ 56,000
Alamosa, Colorado 5 $ 716,000 $ 143,200 $ 79,000
Huerfano, Colorado 5 $ 1,024,000 $ 204,800 $ 6,000
Isabella, Michigan 5 $ 628,000 $ 125,600 $ 32,000
Manistee, Michigan 5 $ 630,000 $ 126,000 $ 19,000
Otsego, Michigan 5 $ 715,000 $ 143,000 $ 67,000
Presque Isle, Michigan 5 $ 593,000 $ 118,600 $ 30,000
Sanilac, Michigan 5 $ 1,029,000 $ 205,800 $ 4,000
Beltrami, Minnesota 5 $ 786,000 $ 157,200 $ 6,000
Renville, Minnesota 5 $ 750,000 $ 150,000 $ 0
Sibley, Minnesota 5 $ 1,012,000 $ 202,400 $ 24,000
Waseca, Minnesota 5 $ 532,000 $ 106,400 $ 32,000
Clark, Nevada 5 $ 1,071,000 $ 214,200 $ 51,000
Harney, Oregon 5 $ 590,000 $ 118,000 $ 28,000
Pacific, Washington 5 $ 914,000 $ 182,800 $ 7,000
Gilpin, Colorado 4 $ 833,000 $ 208,250 $ 42,000
Rio Grande, Colorado 4 $ 622,000 $ 155,500 $ 61,000
Saguache, Colorado 4 $ 748,000 $ 187,000 $ 35,000
Yuma, Colorado 4 $ 515,000 $ 128,750 $ 0
Bradford, Florida 4 $ 376,000 $ 94,000 $ 19,000
Union, Florida 4 $ 607,000 $ 151,750 $ 37,000
Cheboygan, Michigan 4 $ 487,000 $ 121,750 $ 7,000
Gladwin, Michigan 4 $ 515,000 $ 128,750 $ 46,000
Gratiot, Michigan 4 $ 632,000 $ 158,000 $ 30,000
Fillmore, Minnesota 4 $ 187,000 $ 46,750 $ 0
Jackson, Minnesota 4 $ 550,000 $ 137,500 $ 14,000
Martin, Minnesota 4 $ 651,000 $ 162,750 $ 5,000
Winona, Minnesota 4 $ 818,000 $ 204,500 $ 14,000
Wahkiakum, Washington 4 $ 564,000 $ 141,000 $ 0
Trinity, California 3 $ 361,000 $ 120,333 $ 20,000
Conejos, Colorado 3 $ 426,000 $ 142,000 $ 17,000
Grand, Colorado 3 $ 934,000 $ 311,333 $ 160,000
Phillips, Colorado 3 $ 260,000 $ 86,666 $ 29,000
Dixie, Florida 3 $ 219,000 $ 73,000 $ 17,000
Gilchrist, Florida 3 $ 437,000 $ 145,666 $ 26,000
Washington, Florida 3 $ 182,000 $ 60,666 $ 0
Alcona, Michigan 3 $ 468,000 $ 156,000 $ 36,000
Iron, Michigan 3 $ 284,000 $ 94,666 $ 26,000
Aitkin, Minnesota 3 $ 614,000 $ 204,666 $ 28,000
Brown, Minnesota 3 $ 250,000 $ 83,333 $ 48,000
Koochiching, Minnesota 3 $ 437,000 $ 145,666 $ 97,000
Mower, Minnesota 3 $ 428,000 $ 142,666 $ 0
Nicollet, Minnesota 3 $ 279,000 $ 93,000 $ 11,000
Swift, Minnesota 3 $ 454,000 $ 151,333 $ 11,000
Wadena, Minnesota 3 $ 341,000 $ 113,666 $ 7,000
Grant, Oregon 3 $ 693,000 $ 231,000 $ 52,000
Morrow, Oregon 3 $ 429,000 $ 143,000 $ 60,000
Wallowa, Oregon 3 $ 461,000 $ 153,666 $ 63,000
Okanogan, Washington 3 $ 337,000 $ 112,333 $ 32,000
Maricopa, Arizona 2 $ 223,000 $ 111,500 $ 0
Baca, Colorado 2 $ 414,000 $ 207,000 $ 0
Bent, Colorado 2 $ 279,000 $ 139,500 $ 23,000
Crowley, Colorado 2 $ 355,000 $ 177,500 $ 0
Kit Carson, Colorado 2 $ 282,000 $ 141,000 $ 0
Hardee, Florida 2 $ 522,000 $ 261,000 $ 0
Holmes, Florida 2 $ 168,000 $ 84,000 $ 0
Jefferson, Florida 2 $ 414,000 $ 207,000 $ 52,000
Madison, Florida 2 $ 148,000 $ 74,000 $ 12,000
Taylor, Florida 2 $ 585,000 $ 292,500 $ 150,000
Delta, Michigan 2 $ 319,000 $ 159,500 $ 0
Houghton, Michigan 2 $ 289,000 $ 144,500 $ 28,000
Menominee, Michigan 2 $ 414,000 $ 207,000 $ 0
Schoolcraft, Michigan 2 $ 357,000 $ 178,500 $ 40,000
Houston, Minnesota 2 $ 397,000 $ 198,500 $ 38,000
Lyon, Minnesota 2 $ 275,000 $ 137,500 $ 0
Polk, Minnesota 2 $ 364,000 $ 182,000 $ 0
Watonwan, Minnesota 2 $ 333,000 $ 166,500 $ 0
Lincoln, Washington 2 $ 309,000 $ 154,500 $ 43,000
Yukon-Koyukuk, Alaska 1 $ 360,000 $ 360,000 $ 0
Alpine, California 1 $ 300,000 $ 300,000 $ 133,000
Costilla, Colorado 1 $ 1,000 $ 1,000 $ 0
Jackson, Colorado 1 $ 126,000 $ 126,000 $ 44,000
Kiowa, Colorado 1 $ 207,000 $ 207,000 $ 0
Lincoln, Colorado 1 $ 207,000 $ 207,000 $ 0
Rio Blanco, Colorado 1 $ 252,000 $ 252,000 $ 58,000
San Miguel, Colorado 1 $ 149,000 $ 149,000 $ 0
Sedgwick, Colorado 1 $ 65,000 $ 65,000 $ 0
New Castle, Delaware 1 $ 2,000 $ 2,000 $ 0
Calhoun, Florida 1 $ 207,000 $ 207,000 $ 0
Glades, Florida 1 $ 100,000 $ 100,000 $ 0
Hamilton, Florida 1 $ 111,000 $ 111,000 $ 44,000
Maui, Hawaii 1 $ 653,000 $ 653,000 $ 269,000
Payette, Idaho 1 $ 94,000 $ 94,000 $ 46,000
Madison, Indiana 1 $ 207,000 $ 207,000 $ 0
Worcester, Massachusetts 1 $ 450,000 $ 450,000 $ 0
Alger, Michigan 1 $ 76,000 $ 76,000 $ 51,000
Arenac, Michigan 1 $ 80,000 $ 80,000 $ 0
Baraga, Michigan 1 $ 92,000 $ 92,000 $ 58,000
Gogebic, Michigan 1 $ 120,000 $ 120,000 $ 32,000
Leelanau, Michigan 1 $ 207,000 $ 207,000 $ 0
Luce, Michigan 1 $ 59,000 $ 59,000 $ 52,000
Oscoda, Michigan 1 $ 124,000 $ 124,000 $ 60,000
Chippewa, Minnesota 1 $ 134,000 $ 134,000 $ 0
Clearwater, Minnesota 1 $ 105,000 $ 105,000 $ 48,000
Cottonwood, Minnesota 1 $ 88,000 $ 88,000 $ 25,000
Faribault, Minnesota 1 $ 207,000 $ 207,000 $ 0
Grant, Minnesota 1 $ 207,000 $ 207,000 $ 0
Lake, Minnesota 1 $ 183,000 $ 183,000 $ 36,000
Lincoln, Minnesota 1 $ 207,000 $ 207,000 $ 0
Nobles, Minnesota 1 $ 172,000 $ 172,000 $ 180,000
Norman, Minnesota 1 $ 73,000 $ 73,000 $ 22,000
Pennington, Minnesota 1 $ 121,000 $ 121,000 $ 74,000
Pipestone, Minnesota 1 $ 60,000 $ 60,000 $ 0
Rock, Minnesota 1 $ 207,000 $ 207,000 $ 0
Stevens, Minnesota 1 $ 207,000 $ 207,000 $ 0
Yellow Medicine, Minnesota 1 $ 69,000 $ 69,000 $ 0
Bergen, New Jersey 1 $ 155,000 $ 155,000 $ 45,000
Kings, New York 1 $ 207,000 $ 207,000 $ 0
Nassau, New York 1 $ 765,000 $ 765,000 $ 540,000
Orange, New York 1 $ 175,000 $ 175,000 $ 50,000
Suffolk, New York 1 $ 207,000 $ 207,000 $ 0
Westchester, New York 1 $ 110,000 $ 110,000 $ 0
Cuyahoga, Ohio 1 $ 207,000 $ 207,000 $ 0
Marshall, Oklahoma 1 $ 100,000 $ 100,000 $ 0
Lake, Oregon 1 $ 207,000 $ 207,000 $ 0
Benton, Tennessee 1 $ 301,000 $ 301,000 $ 0
Hardeman, Texas 1 $ 47,000 $ 47,000 $ 26,000
Emery, Utah 1 $ 146,000 $ 146,000 $ 0
Caroline, Virginia 1 $ 152,000 $ 152,000 $ 0
Chesapeake, Virginia 1 $ 41,000 $ 41,000 $ 60,000
Ferry, Washington 1 $ 112,000 $ 112,000 $ 41,000
Garfield, Washington 1 $ 245,000 $ 245,000 $ 0
Chippewa, Wisconsin 1 $ 143,000 $ 143,000 $ 0
Forest, Wisconsin 1 $ 332,000 $ 332,000 $ 0

Mortgage Loan Application Detail Totals for Homefield Financial, Inc. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 46,453 $9,664,486,000 $207,906 $999,000 $26,406 $960,000
Home Purchase 1,237 $314,997,000 $204,000 $975,000 $40,818 $722,000
Home Improvement 124 $27,179,000 $201,125 $753,000 $35,750 $248,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 31,387 $6,497,386,000 $223,600 $999,000 $33,520 $960,000
Hispanic 8,873 $1,865,940,000 $188,071 $990,000 $22,571 $900,000
Black or African American 3,121 $623,099,000 $151,583 $975,000 $21,750 $720,000
Asian 2,543 $607,151,000 $216,307 $987,000 $27,153 $766,000
Native Hawaiian or Other Pacific Islander 1,226 $277,514,000 $189,200 $999,000 $19,500 $379,000
American Indian or Alaskan Native 397 $79,972,000 $185,000 $940,000 $23,125 $770,000
Not Provided 267 $55,600,000 $189,500 $754,000 $41,375 $240,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 47,811 $10,006,057,000 $208,272 $999,000 $25,484 $960,000
VA-guaranteed (Veterans Administration) 2 $445,000 $222,500 $289,000 $90,000 $96,000
FHA-insured (Federal Housing Administration) 1 $160,000 $160,000 $160,000 $63,000 $63,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 31,787 $6,578,580,000 $217,678 $995,000 $29,214 $960,000
Loan Originated 10,883 $2,463,410,000 $201,400 $999,000 $67,800 $794,000
Application Denied By Financial Institution 5,081 $952,361,000 $162,777 $970,000 $11,611 $540,000
Application Approved But Not Accepted 39 $7,524,000 $181,625 $640,000 $20,375 $186,000
File Closed For Incompleteness 22 $4,287,000 $190,666 $295,000 $2,333 $28,000
Preapproval Denied by Financial Institution 2 $500,000 $250,000 $250,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,671 $682,098,000 $169,176 $923,000 $7,882 $432,000
Collateral 828 $158,525,000 $171,222 $970,000 $27,888 $540,000
Debt-To-Income Ratio 225 $42,397,000 $171,750 $598,000 $16,750 $227,000
Credit Application Incomplete 131 $26,259,000 $199,625 $865,000 $17,875 $398,000
Employment History 83 $15,683,000 $186,125 $552,000 $18,625 $139,000
Insufficient Cash (Downpayment, Closing Cost) 49 $9,154,000 $156,250 $820,000 $45,000 $124,000
Unverifiable Information 47 $10,399,000 $209,142 $500,000 $22,285 $180,000
Other 37 $6,333,000 $167,500 $323,000 $11,625 $111,000
Mortgage Insurance Denied 12 $2,013,000 $169,750 $389,000 $17,750 $82,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homefield Financial, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homefield Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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