Homefield Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Homefield Financial, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homefield Financial, Inc. 410 Exchange, Suite 100 Irvine, CA 92602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 53,693 |
| Total Mortgage Loan Application Amount | $12,381,840,000 |
| Average Mortgage Loan Application Amount | $212,346 |
| Highest Mortgage Loan Application Amount | $1,999,000 |
| Average Applicant Income | $34,538 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Homefield Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homefield Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Homefield Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homefield Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Homefield Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homefield Financial, Inc.'s mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4,302 | $ 1,027,377,000 | $ 238,000 | $ 76,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 4,133 | $ 1,203,351,000 | $ 291,000 | $ 64,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,638 | $ 575,530,000 | $ 218,000 | $ 41,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,594 | $ 381,133,000 | $ 239,000 | $ 49,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,577 | $ 289,613,000 | $ 183,000 | $ 41,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1,533 | $ 390,793,000 | $ 254,000 | $ 65,000 |
| ORLANDO, FL | 1,388 | $ 268,777,000 | $ 193,000 | $ 48,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,312 | $ 418,114,000 | $ 318,000 | $ 74,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1,287 | $ 430,086,000 | $ 334,000 | $ 95,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,285 | $ 275,124,000 | $ 214,000 | $ 51,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,251 | $ 268,904,000 | $ 214,000 | $ 34,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 1,097 | $ 341,868,000 | $ 311,000 | $ 57,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 962 | $ 193,404,000 | $ 201,000 | $ 44,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 952 | $ 201,266,000 | $ 211,000 | $ 36,000 |
| BAKERSFIELD, CA | 925 | $ 167,634,000 | $ 181,000 | $ 46,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 910 | $ 209,067,000 | $ 229,000 | $ 58,000 |
| FRESNO, CA | 805 | $ 154,896,000 | $ 192,000 | $ 63,000 |
| JACKSONVILLE, FL | 732 | $ 137,948,000 | $ 188,000 | $ 46,000 |
| TACOMA, WA | 700 | $ 143,091,000 | $ 204,000 | $ 47,000 |
| STOCKTON, CA | 643 | $ 155,723,000 | $ 242,000 | $ 48,000 |
| DENVER-AURORA, CO | 603 | $ 130,720,000 | $ 216,000 | $ 31,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 571 | $ 103,236,000 | $ 180,000 | $ 33,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 535 | $ 194,818,000 | $ 364,000 | $ 90,000 |
| MODESTO, CA | 513 | $ 120,880,000 | $ 235,000 | $ 48,000 |
| SARASOTA-BRADENTON-VENICE, FL | 487 | $ 102,161,000 | $ 209,000 | $ 65,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 471 | $ 184,138,000 | $ 390,000 | $ 76,000 |
| VISALIA-PORTERVILLE, CA | 471 | $ 84,128,000 | $ 178,000 | $ 35,000 |
| CAPE CORAL-FORT MYERS, FL | 427 | $ 86,304,000 | $ 202,000 | $ 45,000 |
| VALLEJO-FAIRFIELD, CA | 419 | $ 117,982,000 | $ 281,000 | $ 74,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 394 | $ 127,049,000 | $ 322,000 | $ 62,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 392 | $ 80,684,000 | $ 205,000 | $ 37,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 364 | $ 66,785,000 | $ 183,000 | $ 38,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 345 | $ 65,980,000 | $ 191,000 | $ 33,000 |
| NEW HAVEN-MILFORD, CT | 308 | $ 65,208,000 | $ 211,000 | $ 51,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 307 | $ 60,613,000 | $ 197,000 | $ 59,000 |
| LAKELAND, FL | 296 | $ 50,727,000 | $ 171,000 | $ 31,000 |
| LAS VEGAS-PARADISE, NV | 288 | $ 64,740,000 | $ 224,000 | $ 56,000 |
| MERCED, CA | 283 | $ 66,808,000 | $ 236,000 | $ 34,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 281 | $ 77,763,000 | $ 276,000 | $ 96,000 |
| NAPLES-MARCO ISLAND, FL | 271 | $ 65,673,000 | $ 242,000 | $ 44,000 |
| CHICO, CA | 236 | $ 43,290,000 | $ 183,000 | $ 30,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 227 | $ 37,148,000 | $ 163,000 | $ 32,000 |
| GRAND RAPIDS-WYOMING, MI | 223 | $ 39,989,000 | $ 179,000 | $ 26,000 |
| SANTA ROSA-PETALUMA, CA | 205 | $ 64,963,000 | $ 316,000 | $ 57,000 |
| REDDING, CA | 202 | $ 36,710,000 | $ 181,000 | $ 39,000 |
| YUBA CITY, CA | 202 | $ 43,499,000 | $ 215,000 | $ 50,000 |
| SALEM, OR | 195 | $ 33,612,000 | $ 172,000 | $ 32,000 |
| MADERA, CA | 192 | $ 37,298,000 | $ 194,000 | $ 47,000 |
| HANFORD-CORCORAN, CA | 188 | $ 32,245,000 | $ 171,000 | $ 43,000 |
| SPOKANE, WA | 187 | $ 32,077,000 | $ 171,000 | $ 37,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 172 | $ 28,399,000 | $ 165,000 | $ 44,000 |
| BREMERTON-SILVERDALE, WA | 168 | $ 33,301,000 | $ 198,000 | $ 25,000 |
| OLYMPIA, WA | 161 | $ 29,100,000 | $ 180,000 | $ 42,000 |
| COLORADO SPRINGS, CO | 160 | $ 33,306,000 | $ 208,000 | $ 33,000 |
| YAKIMA, WA | 160 | $ 25,741,000 | $ 160,000 | $ 25,000 |
| TALLAHASSEE, FL | 158 | $ 28,768,000 | $ 182,000 | $ 36,000 |
| OCALA, FL | 157 | $ 24,983,000 | $ 159,000 | $ 30,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 147 | $ 48,517,000 | $ 330,000 | $ 57,000 |
| FLINT, MI | 139 | $ 25,407,000 | $ 182,000 | $ 38,000 |
| EUGENE-SPRINGFIELD, OR | 134 | $ 22,919,000 | $ 171,000 | $ 25,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 132 | $ 41,752,000 | $ 316,000 | $ 77,000 |
| SALINAS, CA | 128 | $ 42,434,000 | $ 331,000 | $ 62,000 |
| PUNTA GORDA, FL | 126 | $ 25,086,000 | $ 199,000 | $ 38,000 |
| ST. CLOUD, MN | 126 | $ 24,574,000 | $ 195,000 | $ 19,000 |
| DULUTH, MN-WI | 124 | $ 20,485,000 | $ 165,000 | $ 25,000 |
| EL CENTRO, CA | 124 | $ 21,648,000 | $ 174,000 | $ 52,000 |
| MEDFORD, OR | 121 | $ 27,233,000 | $ 225,000 | $ 33,000 |
| LANSING-EAST LANSING, MI | 120 | $ 23,494,000 | $ 195,000 | $ 33,000 |
| ROCHESTER, MN | 116 | $ 20,846,000 | $ 179,000 | $ 24,000 |
| BEND, OR | 110 | $ 22,335,000 | $ 203,000 | $ 50,000 |
| BELLINGHAM, WA | 100 | $ 21,479,000 | $ 214,000 | $ 43,000 |
| HOLLAND-GRAND HAVEN, MI | 100 | $ 20,108,000 | $ 201,000 | $ 24,000 |
| KALAMAZOO-PORTAGE, MI | 100 | $ 19,264,000 | $ 192,000 | $ 39,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 99 | $ 20,157,000 | $ 203,000 | $ 33,000 |
| PANAMA CITY-LYNN HAVEN, FL | 96 | $ 17,707,000 | $ 184,000 | $ 50,000 |
| NORWICH-NEW LONDON, CT | 95 | $ 19,372,000 | $ 203,000 | $ 43,000 |
| JACKSON, MI | 91 | $ 16,479,000 | $ 181,000 | $ 17,000 |
| VERO BEACH, FL | 91 | $ 18,279,000 | $ 200,000 | $ 76,000 |
| GREELEY, CO | 90 | $ 18,138,000 | $ 201,000 | $ 19,000 |
| ANN ARBOR, MI | 89 | $ 20,184,000 | $ 226,000 | $ 34,000 |
| SANTA CRUZ-WATSONVILLE, CA | 87 | $ 31,108,000 | $ 357,000 | $ 78,000 |
| MOUNT VERNON-ANACORTES, WA | 86 | $ 16,015,000 | $ 186,000 | $ 45,000 |
| LONGVIEW, WA | 85 | $ 15,331,000 | $ 180,000 | $ 50,000 |
| MUSKEGON-NORTON SHORES, MI | 84 | $ 13,538,000 | $ 161,000 | $ 12,000 |
| FORT COLLINS-LOVELAND, CO | 80 | $ 16,684,000 | $ 208,000 | $ 43,000 |
| MONROE, MI | 72 | $ 13,370,000 | $ 185,000 | $ 15,000 |
| NAPA, CA | 70 | $ 22,816,000 | $ 325,000 | $ 111,000 |
| PUEBLO, CO | 65 | $ 10,846,000 | $ 166,000 | $ 23,000 |
| GAINESVILLE, FL | 64 | $ 11,827,000 | $ 184,000 | $ 69,000 |
| GRAND JUNCTION, CO | 61 | $ 11,004,000 | $ 180,000 | $ 35,000 |
| WENATCHEE, WA | 56 | $ 9,474,000 | $ 169,000 | $ 31,000 |
| RENO-SPARKS, NV | 49 | $ 13,046,000 | $ 266,000 | $ 89,000 |
| BOULDER, CO | 45 | $ 10,347,000 | $ 229,000 | $ 40,000 |
| NILES-BENTON HARBOR, MI | 41 | $ 7,441,000 | $ 181,000 | $ 51,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 37 | $ 5,653,000 | $ 152,000 | $ 44,000 |
| BATTLE CREEK, MI | 35 | $ 5,653,000 | $ 161,000 | $ 31,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 28 | $ 6,047,000 | $ 215,000 | $ 38,000 |
| BAY CITY, MI | 26 | $ 4,279,000 | $ 164,000 | $ 13,000 |
| CORVALLIS, OR | 25 | $ 4,522,000 | $ 180,000 | $ 53,000 |
| TUCSON, AZ | 7 | $ 1,108,000 | $ 158,000 | $ 44,000 |
| CARSON CITY, NV | 6 | $ 1,370,000 | $ 228,000 | $ 25,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 6 | $ 1,242,000 | $ 207,000 | $ 0 |
| KANSAS CITY, MO-KS | 5 | $ 1,250,000 | $ 250,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 4 | $ 680,000 | $ 170,000 | $ 0 |
| YUMA, AZ | 4 | $ 513,000 | $ 128,000 | $ 52,000 |
| BOSTON-QUINCY, MA | 3 | $ 501,000 | $ 167,000 | $ 0 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 2 | $ 500,000 | $ 250,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 2 | $ 190,000 | $ 95,000 | $ 0 |
| PRESCOTT, AZ | 2 | $ 244,000 | $ 122,000 | $ 53,000 |
| ALBUQUERQUE, NM | 1 | $ 250,000 | $ 250,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 100,000 | $ 100,000 | $ 0 |
| ANDERSON, SC | 1 | $ 232,000 | $ 232,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 520,000 | $ 520,000 | $ 0 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1 | $ 140,000 | $ 140,000 | $ 0 |
| ELIZABETHTOWN, KY | 1 | $ 80,000 | $ 80,000 | $ 156,000 |
| JONESBORO, AR | 1 | $ 78,000 | $ 78,000 | $ 75,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 160,000 | $ 160,000 | $ 0 |
| OKLAHOMA CITY, OK | 1 | $ 250,000 | $ 250,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 206,000 | $ 206,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 132,000 | $ 132,000 | $ 160,000 |
| RALEIGH-CARY, NC | 1 | $ 158,000 | $ 158,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 362,000 | $ 362,000 | $ 0 |
| ST. LOUIS, MO-IL | 1 | $ 250,000 | $ 250,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 250,000 | $ 250,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 250,000 | $ 250,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Homefield Financial, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 50,676 | $11,626,728,000 | $205,088 | $1,999,000 | $35,558 | $6,000,000 |
| Home Purchase | 3,017 | $755,112,000 | $226,055 | $1,750,000 | $32,611 | $998,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 38,481 | $8,759,778,000 | $206,941 | $1,999,000 | $25,470 | $2,400,000 |
| Hispanic | 9,738 | $2,285,875,000 | $217,666 | $1,350,000 | $28,466 | $1,224,000 |
| Asian | 1,911 | $508,720,000 | $232,727 | $1,495,000 | $47,454 | $6,000,000 |
| Black or African American | 1,729 | $373,766,000 | $190,230 | $1,000,000 | $57,615 | $545,000 |
| Native Hawaiian or Other Pacific Islander | 817 | $212,596,000 | $235,818 | $1,925,000 | $32,181 | $750,000 |
| Not Provided | 788 | $187,069,000 | $207,400 | $1,765,000 | $29,200 | $780,000 |
| American Indian or Alaskan Native | 229 | $54,036,000 | $263,700 | $1,000,000 | $60,700 | $480,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 53,693 | $12,381,840,000 | $205,459 | $1,999,000 | $28,135 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 41,835 | $9,651,243,000 | $202,400 | $1,999,000 | $26,028 | $6,000,000 |
| Loan Originated | 7,289 | $1,696,040,000 | $200,818 | $1,750,000 | $86,000 | $1,594,000 |
| Application Denied By Financial Institution | 4,419 | $996,134,000 | $220,500 | $1,637,000 | $15,687 | $1,067,000 |
| Application Approved But Not Accepted | 138 | $35,046,000 | $270,900 | $1,000,000 | $94,300 | $480,000 |
| File Closed For Incompleteness | 12 | $3,377,000 | $260,166 | $1,000,000 | $42,666 | $219,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,849 | $862,183,000 | $214,933 | $1,637,000 | $16,133 | $1,067,000 |
| Other | 439 | $103,893,000 | $231,250 | $900,000 | $18,250 | $1,000,000 |
| Collateral | 87 | $20,412,000 | $231,750 | $960,000 | $13,625 | $115,000 |
| Credit Application Incomplete | 16 | $3,984,000 | $243,333 | $380,000 | $15,166 | $175,000 |
| Debt-To-Income Ratio | 16 | $3,489,000 | $220,333 | $365,000 | $37,000 | $391,000 |
| Employment History | 7 | $1,373,000 | $197,666 | $250,000 | $13,166 | $36,000 |
| Unverifiable Information | 5 | $800,000 | $161,000 | $250,000 | $19,250 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homefield Financial, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homefield Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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