Homefield Financial, Inc. Mortgage Lending & HMDA Data, 2005

In 2005, Homefield Financial, Inc. of Irvine, CA reported 53,693 mortgage applications totaling $12.4 billion, up 12% from 2004. The average application was for $230,604, and applicants reported an average income of $46,793. 14% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (4,302), Los Angeles-Long Beach-Glendale, CA (4,133) and Minneapolis-St. Paul-Bloomington, MN-WI (2,638) (applications in parentheses).

Mortgage Company & Address Homefield Financial, Inc.
410 Exchange, Suite 100
Irvine, CA 92602
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 53,693
Total Mortgage Loan Application Amount $12,381,840,000
Average Mortgage Loan Application Amount $230,604
Highest Mortgage Loan Application Amount $1,999,000
Average Applicant Income $46,793
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homefield Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homefield Financial, Inc. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 4,133 $ 1,203,351,000 $ 291,156 $ 64,000
San Bernardino, California 2,347 $ 529,277,000 $ 225,512 $ 72,000
Riverside, California 1,955 $ 498,100,000 $ 254,782 $ 79,000
San Diego, California 1,312 $ 418,114,000 $ 318,684 $ 74,000
Orange, California 1,287 $ 430,086,000 $ 334,177 $ 95,000
Broward, Florida 1,285 $ 275,124,000 $ 214,104 $ 51,000
Miami-Dade, Florida 1,251 $ 268,904,000 $ 214,951 $ 34,000
Sacramento, California 1,104 $ 271,457,000 $ 245,884 $ 41,000
King, Washington 1,052 $ 260,872,000 $ 247,977 $ 60,000
Kern, California 925 $ 167,634,000 $ 181,225 $ 46,000
Palm Beach, Florida 910 $ 209,067,000 $ 229,743 $ 58,000
Hennepin, Minnesota 872 $ 191,854,000 $ 220,016 $ 44,000
Fresno, California 805 $ 154,896,000 $ 192,417 $ 63,000
Orange, Florida 705 $ 140,755,000 $ 199,652 $ 38,000
Pierce, Washington 700 $ 143,091,000 $ 204,415 $ 47,000
San Joaquin, California 643 $ 155,723,000 $ 242,181 $ 48,000
Pinellas, Florida 592 $ 109,669,000 $ 185,251 $ 40,000
Hillsborough, Florida 577 $ 108,089,000 $ 187,329 $ 45,000
Wayne, Michigan 571 $ 103,236,000 $ 180,798 $ 33,000
Alameda, California 553 $ 177,288,000 $ 320,593 $ 55,000
Contra Costa, California 544 $ 164,580,000 $ 302,536 $ 60,000
Snohomish, Washington 542 $ 120,261,000 $ 221,883 $ 37,000
Stanislaus, California 513 $ 120,880,000 $ 235,633 $ 48,000
Santa Clara, California 506 $ 183,763,000 $ 363,167 $ 90,000
Tulare, California 471 $ 84,128,000 $ 178,615 $ 35,000
Duval, Florida 467 $ 81,585,000 $ 174,700 $ 36,000
Oakland, Michigan 438 $ 101,341,000 $ 231,372 $ 55,000
Lee, Florida 427 $ 86,304,000 $ 202,117 $ 45,000
Solano, California 419 $ 117,982,000 $ 281,579 $ 74,000
Multnomah, Oregon 419 $ 80,526,000 $ 192,186 $ 40,000
Ventura, California 394 $ 127,049,000 $ 322,459 $ 62,000
Volusia, Florida 364 $ 66,785,000 $ 183,475 $ 38,000
Ramsey, Minnesota 364 $ 73,020,000 $ 200,604 $ 36,000
Brevard, Florida 345 $ 65,980,000 $ 191,246 $ 33,000
Clark, Washington 328 $ 69,940,000 $ 213,231 $ 38,000
Macomb, Michigan 323 $ 62,091,000 $ 192,232 $ 29,000
New Haven, Connecticut 308 $ 65,208,000 $ 211,714 $ 51,000
Anoka, Minnesota 304 $ 63,657,000 $ 209,398 $ 35,000
Hartford, Connecticut 301 $ 60,536,000 $ 201,116 $ 28,000
Dakota, Minnesota 301 $ 64,913,000 $ 215,657 $ 50,000
Polk, Florida 296 $ 50,727,000 $ 171,375 $ 31,000
Pasco, Florida 289 $ 50,919,000 $ 176,190 $ 35,000
Clark, Nevada 288 $ 64,740,000 $ 224,791 $ 56,000
Merced, California 283 $ 66,808,000 $ 236,070 $ 34,000
Seminole, Florida 282 $ 54,335,000 $ 192,677 $ 58,000
Fairfield, Connecticut 281 $ 77,763,000 $ 276,736 $ 96,000
Collier, Florida 271 $ 65,673,000 $ 242,335 $ 44,000
Washington, Oregon 254 $ 52,007,000 $ 204,751 $ 53,000
Sarasota, Florida 247 $ 52,263,000 $ 211,591 $ 76,000
San Mateo, California 242 $ 93,813,000 $ 387,657 $ 62,000
Manatee, Florida 240 $ 49,898,000 $ 207,908 $ 57,000
St. Lucie, Florida 238 $ 43,441,000 $ 182,525 $ 35,000
Butte, California 236 $ 43,290,000 $ 183,432 $ 30,000
Osceola, Florida 228 $ 41,581,000 $ 182,372 $ 61,000
Sonoma, California 205 $ 64,963,000 $ 316,892 $ 57,000
Placer, California 203 $ 57,552,000 $ 283,507 $ 131,000
Shasta, California 202 $ 36,710,000 $ 181,732 $ 39,000
Clackamas, Oregon 197 $ 44,371,000 $ 225,233 $ 51,000
Washington, Minnesota 195 $ 45,863,000 $ 235,194 $ 47,000
Madera, California 192 $ 37,298,000 $ 194,260 $ 47,000
Kings, California 188 $ 32,245,000 $ 171,515 $ 43,000
Spokane, Washington 187 $ 32,077,000 $ 171,534 $ 37,000
Lake, Florida 173 $ 32,106,000 $ 185,583 $ 34,000
Kent, Michigan 171 $ 30,446,000 $ 178,046 $ 28,000
Kitsap, Washington 168 $ 33,301,000 $ 198,220 $ 25,000
San Francisco, California 167 $ 65,051,000 $ 389,526 $ 70,000
Thurston, Washington 161 $ 29,100,000 $ 180,745 $ 42,000
Yakima, Washington 160 $ 25,741,000 $ 160,881 $ 25,000
Marion, Florida 157 $ 24,983,000 $ 159,127 $ 30,000
Marion, Oregon 149 $ 25,539,000 $ 171,402 $ 40,000
Santa Barbara, California 147 $ 48,517,000 $ 330,047 $ 57,000
Denver, Colorado 147 $ 29,453,000 $ 200,360 $ 29,000
Wright, Minnesota 145 $ 33,225,000 $ 229,137 $ 50,000
Scott, Minnesota 144 $ 34,157,000 $ 237,201 $ 32,000
Escambia, Florida 142 $ 22,690,000 $ 159,788 $ 34,000
El Paso, Colorado 141 $ 29,781,000 $ 211,212 $ 38,000
Genesee, Michigan 139 $ 25,407,000 $ 182,784 $ 38,000
Lane, Oregon 134 $ 22,919,000 $ 171,037 $ 25,000
San Luis Obispo, California 132 $ 41,752,000 $ 316,303 $ 77,000
Adams, Colorado 130 $ 26,894,000 $ 206,876 $ 27,000
Monterey, California 128 $ 42,434,000 $ 331,515 $ 62,000
Sutter, California 126 $ 28,827,000 $ 228,785 $ 58,000
Charlotte, Florida 126 $ 25,086,000 $ 199,095 $ 38,000
Sherburne, Minnesota 125 $ 25,888,000 $ 207,104 $ 32,000
Imperial, California 124 $ 21,648,000 $ 174,580 $ 52,000
Jefferson, Colorado 124 $ 27,967,000 $ 225,540 $ 31,000
Jackson, Oregon 121 $ 27,233,000 $ 225,066 $ 33,000
Hernando, Florida 119 $ 20,936,000 $ 175,932 $ 40,000
El Dorado, California 118 $ 33,716,000 $ 285,728 $ 61,000
Leon, Florida 116 $ 21,681,000 $ 186,905 $ 34,000
Benton, Washington 113 $ 19,395,000 $ 171,637 $ 45,000
Clay, Florida 111 $ 20,714,000 $ 186,612 $ 62,000
St. Johns, Florida 111 $ 27,143,000 $ 244,531 $ 51,000
Deschutes, Oregon 110 $ 22,335,000 $ 203,045 $ 50,000
Yolo, California 108 $ 28,068,000 $ 259,888 $ 54,000
Arapahoe, Colorado 108 $ 23,091,000 $ 213,805 $ 17,000
Flagler, Florida 103 $ 19,570,000 $ 190,000 $ 24,000
Ottawa, Michigan 100 $ 20,108,000 $ 201,080 $ 24,000
Whatcom, Washington 100 $ 21,479,000 $ 214,790 $ 43,000
Okaloosa, Florida 99 $ 20,157,000 $ 203,606 $ 33,000
Lake, California 96 $ 18,905,000 $ 196,927 $ 50,000
Bay, Florida 96 $ 17,707,000 $ 184,447 $ 50,000
New London, Connecticut 95 $ 19,372,000 $ 203,915 $ 43,000
Stearns, Minnesota 94 $ 18,250,000 $ 194,148 $ 19,000
St. Louis, Minnesota 93 $ 15,649,000 $ 168,268 $ 27,000
Indian River, Florida 91 $ 18,279,000 $ 200,868 $ 76,000
Jackson, Michigan 91 $ 16,479,000 $ 181,087 $ 17,000
Olmsted, Minnesota 91 $ 16,646,000 $ 182,923 $ 29,000
Weld, Colorado 90 $ 18,138,000 $ 201,533 $ 19,000
Washtenaw, Michigan 89 $ 20,184,000 $ 226,786 $ 34,000
Santa Cruz, California 87 $ 31,108,000 $ 357,563 $ 78,000
Citrus, Florida 87 $ 15,225,000 $ 175,000 $ 39,000
Skagit, Washington 86 $ 16,015,000 $ 186,220 $ 45,000
Santa Rosa, Florida 85 $ 14,458,000 $ 170,094 $ 31,000
Cowlitz, Washington 85 $ 15,331,000 $ 180,364 $ 50,000
Muskegon, Michigan 84 $ 13,538,000 $ 161,166 $ 12,000
Humboldt, California 80 $ 18,639,000 $ 232,987 $ 28,000
Larimer, Colorado 80 $ 16,684,000 $ 208,550 $ 43,000
Livingston, Michigan 78 $ 17,111,000 $ 219,371 $ 25,000
Chisago, Minnesota 77 $ 17,653,000 $ 229,259 $ 32,000
Yuba, California 76 $ 14,672,000 $ 193,052 $ 38,000
Tehama, California 74 $ 14,772,000 $ 199,621 $ 34,000
Litchfield, Connecticut 73 $ 15,521,000 $ 212,616 $ 37,000
Monroe, Florida 73 $ 25,271,000 $ 346,178 $ 126,000
Crow Wing, Minnesota 73 $ 13,206,000 $ 180,904 $ 19,000
Monroe, Michigan 72 $ 13,370,000 $ 185,694 $ 15,000
Kalamazoo, Michigan 71 $ 13,600,000 $ 191,549 $ 36,000
Carver, Minnesota 71 $ 16,961,000 $ 238,887 $ 54,000
Mendocino, California 70 $ 16,646,000 $ 237,800 $ 41,000
Napa, California 70 $ 22,816,000 $ 325,942 $ 111,000
Martin, Florida 69 $ 17,172,000 $ 248,869 $ 115,000
Douglas, Oregon 69 $ 10,971,000 $ 159,000 $ 35,000
Pueblo, Colorado 65 $ 10,846,000 $ 166,861 $ 23,000
Lenawee, Michigan 64 $ 12,042,000 $ 188,156 $ 25,000
Alachua, Florida 63 $ 11,577,000 $ 183,761 $ 74,000
Allegan, Michigan 63 $ 11,341,000 $ 180,015 $ 37,000
Marin, California 62 $ 25,274,000 $ 407,645 $ 109,000
St. Clair, Michigan 62 $ 10,457,000 $ 168,661 $ 15,000
Mesa, Colorado 61 $ 11,004,000 $ 180,393 $ 35,000
Ingham, Michigan 60 $ 11,929,000 $ 198,816 $ 14,000
Rice, Minnesota 60 $ 12,311,000 $ 205,183 $ 36,000
Calaveras, California 59 $ 14,654,000 $ 248,372 $ 40,000
Josephine, Oregon 59 $ 11,726,000 $ 198,745 $ 39,000
Clallam, Washington 59 $ 9,843,000 $ 166,830 $ 23,000
Franklin, Washington 59 $ 9,004,000 $ 152,610 $ 42,000
Nevada, California 58 $ 15,613,000 $ 269,189 $ 47,000
Yamhill, Oregon 58 $ 10,533,000 $ 181,603 $ 35,000
Douglas, Colorado 56 $ 14,941,000 $ 266,803 $ 60,000
Linn, Oregon 53 $ 8,397,000 $ 158,433 $ 44,000
Island, Washington 53 $ 11,286,000 $ 212,943 $ 45,000
Tuolumne, California 51 $ 10,619,000 $ 208,215 $ 50,000
Lapeer, Michigan 51 $ 10,266,000 $ 201,294 $ 32,000
Middlesex, Connecticut 50 $ 11,748,000 $ 234,960 $ 38,000
Washoe, Nevada 49 $ 13,046,000 $ 266,244 $ 89,000
Otter Tail, Minnesota 46 $ 7,256,000 $ 157,739 $ 17,000
Polk, Oregon 46 $ 8,073,000 $ 175,500 $ 14,000
Walla Walla, Washington 46 $ 7,758,000 $ 168,652 $ 34,000
Boulder, Colorado 45 $ 10,347,000 $ 229,933 $ 40,000
Glenn, California 44 $ 7,668,000 $ 174,272 $ 30,000
McLeod, Minnesota 43 $ 8,395,000 $ 195,232 $ 28,000
Grays Harbor, Washington 43 $ 7,504,000 $ 174,511 $ 17,000
Lewis, Washington 43 $ 6,938,000 $ 161,348 $ 29,000
Eaton, Michigan 42 $ 7,798,000 $ 185,666 $ 33,000
Tolland, Connecticut 41 $ 8,400,000 $ 204,878 $ 52,000
Highlands, Florida 41 $ 6,856,000 $ 167,219 $ 33,000
Berrien, Michigan 41 $ 7,441,000 $ 181,487 $ 51,000
Umatilla, Oregon 41 $ 6,095,000 $ 148,658 $ 30,000
Amador, California 40 $ 10,157,000 $ 253,925 $ 48,000
Isanti, Minnesota 40 $ 8,339,000 $ 208,475 $ 31,000
Siskiyou, California 39 $ 7,854,000 $ 201,384 $ 35,000
Grand Traverse, Michigan 39 $ 7,897,000 $ 202,487 $ 23,000
Goodhue, Minnesota 39 $ 8,578,000 $ 219,948 $ 27,000
Mason, Washington 39 $ 7,267,000 $ 186,333 $ 33,000
Windham, Connecticut 38 $ 7,518,000 $ 197,842 $ 28,000
Clatsop, Oregon 38 $ 6,591,000 $ 173,447 $ 26,000
La Plata, Colorado 37 $ 7,453,000 $ 201,432 $ 47,000
Saginaw, Michigan 37 $ 5,653,000 $ 152,783 $ 44,000
Morrison, Minnesota 37 $ 6,785,000 $ 183,378 $ 52,000
Klamath, Oregon 37 $ 5,815,000 $ 157,162 $ 57,000
Nassau, Florida 36 $ 7,596,000 $ 211,000 $ 64,000
Colusa, California 35 $ 7,343,000 $ 209,800 $ 50,000
Calhoun, Michigan 35 $ 5,653,000 $ 161,514 $ 31,000
Winona, Minnesota 35 $ 5,538,000 $ 158,228 $ 54,000
Columbia, Oregon 34 $ 5,967,000 $ 175,500 $ 24,000
Garfield, Colorado 33 $ 8,047,000 $ 243,848 $ 32,000
Barry, Michigan 33 $ 5,861,000 $ 177,606 $ 33,000
Plumas, California 32 $ 5,330,000 $ 166,562 $ 25,000
Walton, Florida 32 $ 6,482,000 $ 202,562 $ 65,000
Benton, Minnesota 32 $ 6,324,000 $ 197,625 $ 20,000
Itasca, Minnesota 32 $ 5,787,000 $ 180,843 $ 23,000
Steele, Minnesota 32 $ 5,282,000 $ 165,062 $ 30,000
Montrose, Colorado 31 $ 6,231,000 $ 201,000 $ 34,000
Shiawassee, Michigan 31 $ 5,519,000 $ 178,032 $ 14,000
Carlton, Minnesota 31 $ 4,836,000 $ 156,000 $ 20,000
Putnam, Florida 30 $ 5,851,000 $ 195,033 $ 22,000
Becker, Minnesota 30 $ 5,454,000 $ 181,800 $ 10,000
Mower, Minnesota 30 $ 4,646,000 $ 154,866 $ 33,000
Douglas, Washington 30 $ 4,673,000 $ 155,766 $ 16,000
San Benito, California 29 $ 11,055,000 $ 381,206 $ 91,000
Van Buren, Michigan 29 $ 5,664,000 $ 195,310 $ 45,000
Douglas, Minnesota 29 $ 6,144,000 $ 211,862 $ 35,000
Mille Lacs, Minnesota 29 $ 4,998,000 $ 172,344 $ 37,000
Grant, Washington 29 $ 4,647,000 $ 160,241 $ 12,000
Blue Earth, Minnesota 28 $ 4,834,000 $ 172,642 $ 26,000
Pine, Minnesota 28 $ 4,895,000 $ 174,821 $ 35,000
Maricopa, Arizona 27 $ 5,797,000 $ 214,703 $ 43,000
Beltrami, Minnesota 27 $ 3,851,000 $ 142,629 $ 32,000
Kandiyohi, Minnesota 27 $ 5,427,000 $ 201,000 $ 39,000
Todd, Minnesota 27 $ 4,708,000 $ 174,370 $ 25,000
Coos, Oregon 27 $ 4,923,000 $ 182,333 $ 44,000
Gadsden, Florida 26 $ 4,160,000 $ 160,000 $ 43,000
Bay, Michigan 26 $ 4,279,000 $ 164,576 $ 13,000
Meeker, Minnesota 26 $ 4,953,000 $ 190,500 $ 24,000
Tillamook, Oregon 26 $ 4,378,000 $ 168,384 $ 26,000
Chelan, Washington 26 $ 4,801,000 $ 184,653 $ 43,000
Clay, Minnesota 25 $ 3,907,000 $ 156,280 $ 15,000
Benton, Oregon 25 $ 4,522,000 $ 180,880 $ 53,000
Del Norte, California 24 $ 4,195,000 $ 174,791 $ 44,000
Fremont, Colorado 24 $ 4,517,000 $ 188,208 $ 8,000
Hubbard, Minnesota 24 $ 3,876,000 $ 161,500 $ 22,000
Kanabec, Minnesota 24 $ 4,254,000 $ 177,250 $ 34,000
Nicollet, Minnesota 24 $ 4,269,000 $ 177,875 $ 43,000
Kittitas, Washington 24 $ 5,017,000 $ 209,041 $ 23,000
Okeechobee, Florida 23 $ 3,950,000 $ 171,739 $ 31,000
Cass, Minnesota 22 $ 4,039,000 $ 183,590 $ 28,000
Jefferson, Washington 22 $ 3,969,000 $ 180,409 $ 47,000
Stevens, Washington 22 $ 3,997,000 $ 181,681 $ 19,000
Freeborn, Minnesota 21 $ 3,695,000 $ 175,952 $ 9,000
Lincoln, Oregon 21 $ 3,610,000 $ 171,904 $ 47,000
DeSoto, Florida 20 $ 3,386,000 $ 169,300 $ 38,000
Inyo, California 19 $ 3,599,000 $ 189,421 $ 56,000
Teller, Colorado 19 $ 3,525,000 $ 185,526 $ 20,000
Sumter, Florida 19 $ 2,835,000 $ 149,210 $ 20,000
Cass, Michigan 19 $ 3,804,000 $ 200,210 $ 15,000
Emmet, Michigan 19 $ 4,107,000 $ 216,157 $ 9,000
Lyon, Nevada 19 $ 3,653,000 $ 192,263 $ 40,000
Curry, Oregon 19 $ 4,660,000 $ 245,263 $ 68,000
Hendry, Florida 18 $ 2,906,000 $ 161,444 $ 26,000
Clinton, Michigan 18 $ 3,767,000 $ 209,277 $ 55,000
Hillsdale, Michigan 18 $ 3,401,000 $ 188,944 $ 18,000
St. Joseph, Michigan 18 $ 2,801,000 $ 155,611 $ 29,000
Le Sueur, Minnesota 18 $ 3,576,000 $ 198,666 $ 14,000
Crook, Oregon 18 $ 3,146,000 $ 174,777 $ 13,000
Montcalm, Michigan 17 $ 2,936,000 $ 172,705 $ 112,000
Tuscola, Michigan 17 $ 3,214,000 $ 189,058 $ 56,000
Martin, Minnesota 17 $ 1,957,000 $ 115,117 $ 27,000
Wabasha, Minnesota 17 $ 2,937,000 $ 172,764 $ 19,000
Lassen, California 16 $ 2,962,000 $ 185,125 $ 26,000
Mariposa, California 16 $ 3,281,000 $ 205,062 $ 23,000
Delta, Colorado 16 $ 2,915,000 $ 182,187 $ 32,000
Mecosta, Michigan 16 $ 2,745,000 $ 171,562 $ 7,000
Midland, Michigan 16 $ 2,408,000 $ 150,500 $ 3,000
Sanilac, Michigan 16 $ 2,726,000 $ 170,375 $ 10,000
Columbia, Florida 15 $ 2,305,000 $ 153,666 $ 9,000
Clare, Michigan 15 $ 2,493,000 $ 166,200 $ 46,000
Asotin, Washington 15 $ 2,405,000 $ 160,333 $ 18,000
Jackson, Florida 14 $ 2,332,000 $ 166,571 $ 4,000
Charlevoix, Michigan 14 $ 3,873,000 $ 276,642 $ 41,000
Lyon, Minnesota 14 $ 1,934,000 $ 138,142 $ 27,000
Sibley, Minnesota 14 $ 2,401,000 $ 171,500 $ 14,000
Waseca, Minnesota 14 $ 2,754,000 $ 196,714 $ 12,000
Jefferson, Oregon 14 $ 2,300,000 $ 164,285 $ 29,000
Montezuma, Colorado 13 $ 2,728,000 $ 209,846 $ 14,000
Leelanau, Michigan 13 $ 2,607,000 $ 200,538 $ 89,000
Osceola, Michigan 13 $ 2,100,000 $ 161,538 $ 31,000
Malheur, Oregon 13 $ 2,097,000 $ 161,307 $ 8,000
Union, Oregon 13 $ 1,921,000 $ 147,769 $ 20,000
Trinity, California 12 $ 2,190,000 $ 182,500 $ 27,000
Alamosa, Colorado 12 $ 1,832,000 $ 152,666 $ 16,000
Bradford, Florida 12 $ 2,005,000 $ 167,083 $ 36,000
Suwannee, Florida 12 $ 2,235,000 $ 186,250 $ 8,000
Antrim, Michigan 12 $ 2,425,000 $ 202,083 $ 4,000
Manistee, Michigan 12 $ 1,976,000 $ 164,666 $ 23,000
Mono, California 11 $ 3,180,000 $ 289,090 $ 60,000
Moffat, Colorado 11 $ 1,822,000 $ 165,636 $ 45,000
Levy, Florida 11 $ 1,522,000 $ 138,363 $ 22,000
Cheboygan, Michigan 11 $ 2,238,000 $ 203,454 $ 18,000
Newaygo, Michigan 11 $ 1,997,000 $ 181,545 $ 19,000
Nobles, Minnesota 11 $ 1,341,000 $ 121,909 $ 20,000
Skamania, Washington 11 $ 2,249,000 $ 204,454 $ 30,000
Jefferson, Florida 10 $ 1,886,000 $ 188,600 $ 39,000
Washington, Florida 10 $ 1,868,000 $ 186,800 $ 60,000
Branch, Michigan 10 $ 1,810,000 $ 181,000 $ 30,000
Isabella, Michigan 10 $ 2,329,000 $ 232,900 $ 6,000
Aitkin, Minnesota 10 $ 2,061,000 $ 206,100 $ 20,000
Lake, Minnesota 10 $ 1,035,000 $ 103,500 $ 46,000
Polk, Minnesota 10 $ 1,778,000 $ 177,800 $ 9,000
Nye, Nevada 10 $ 1,742,000 $ 174,200 $ 16,000
San Juan, Washington 10 $ 3,030,000 $ 303,000 $ 84,000
Mohave, Arizona 9 $ 1,232,000 $ 136,888 $ 87,000
Eagle, Colorado 9 $ 3,244,000 $ 360,444 $ 130,000
Gunnison, Colorado 9 $ 2,469,000 $ 274,333 $ 30,000
Lake, Colorado 9 $ 1,893,000 $ 210,333 $ 21,000
Morgan, Colorado 9 $ 2,498,000 $ 277,555 $ 36,000
Park, Colorado 9 $ 1,805,000 $ 200,555 $ 26,000
Gladwin, Michigan 9 $ 1,426,000 $ 158,444 $ 47,000
Roscommon, Michigan 9 $ 1,710,000 $ 190,000 $ 9,000
Wexford, Michigan 9 $ 1,677,000 $ 186,333 $ 19,000
Brown, Minnesota 9 $ 1,109,000 $ 123,222 $ 26,000
Houston, Minnesota 9 $ 1,279,000 $ 142,111 $ 35,000
Douglas, Nevada 9 $ 2,361,000 $ 262,333 $ 22,000
Klickitat, Washington 9 $ 1,660,000 $ 184,444 $ 34,000
Pend Oreille, Washington 9 $ 1,443,000 $ 160,333 $ 14,000
Broomfield, Colorado 8 $ 1,973,000 $ 246,625 $ 47,000
Hardee, Florida 8 $ 760,000 $ 95,000 $ 45,000
Holmes, Florida 8 $ 1,373,000 $ 171,625 $ 28,000
Delta, Michigan 8 $ 1,181,000 $ 147,625 $ 13,000
Gratiot, Michigan 8 $ 1,222,000 $ 152,750 $ 42,000
Ionia, Michigan 8 $ 1,685,000 $ 210,625 $ 3,000
Marquette, Michigan 8 $ 961,000 $ 120,125 $ 30,000
Otsego, Michigan 8 $ 1,653,000 $ 206,625 $ 66,000
Dodge, Minnesota 8 $ 1,263,000 $ 157,875 $ 9,000
Redwood, Minnesota 8 $ 1,159,000 $ 144,875 $ 4,000
Roseau, Minnesota 8 $ 1,337,000 $ 167,125 $ 8,000
Wadena, Minnesota 8 $ 1,209,000 $ 151,125 $ 5,000
Pacific, Washington 8 $ 1,263,000 $ 157,875 $ 55,000
Whitman, Washington 8 $ 1,486,000 $ 185,750 $ 11,000
Pima, Arizona 7 $ 1,108,000 $ 158,285 $ 44,000
Chaffee, Colorado 7 $ 1,633,000 $ 233,285 $ 43,000
Clear Creek, Colorado 7 $ 1,282,000 $ 183,142 $ 17,000
Elbert, Colorado 7 $ 1,937,000 $ 276,714 $ 22,000
Gilpin, Colorado 7 $ 1,377,000 $ 196,714 $ 7,000
Las Animas, Colorado 7 $ 1,376,000 $ 196,571 $ 36,000
Logan, Colorado 7 $ 1,053,000 $ 150,428 $ 26,000
Otero, Colorado 7 $ 976,000 $ 139,428 $ 40,000
Baker, Florida 7 $ 910,000 $ 130,000 $ 5,000
Gulf, Florida 7 $ 1,574,000 $ 224,857 $ 63,000
Benzie, Michigan 7 $ 1,268,000 $ 181,142 $ 28,000
Oceana, Michigan 7 $ 1,244,000 $ 177,714 $ 4,000
Presque Isle, Michigan 7 $ 917,000 $ 131,000 $ 38,000
Fillmore, Minnesota 7 $ 1,027,000 $ 146,714 $ 0
Pope, Minnesota 7 $ 1,188,000 $ 169,714 $ 54,000
Yellow Medicine, Minnesota 7 $ 1,310,000 $ 187,142 $ 17,000
Hood River, Oregon 7 $ 1,231,000 $ 175,857 $ 3,000
Wasco, Oregon 7 $ 1,314,000 $ 187,714 $ 2,000
Okanogan, Washington 7 $ 1,098,000 $ 156,857 $ 3,000
Franklin, Florida 6 $ 1,674,000 $ 279,000 $ 49,000
Madison, Florida 6 $ 946,000 $ 157,666 $ 27,000
Wakulla, Florida 6 $ 1,041,000 $ 173,500 $ 22,000
Kalkaska, Michigan 6 $ 953,000 $ 158,833 $ 120,000
Missaukee, Michigan 6 $ 1,270,000 $ 211,666 $ 6,000
Chippewa, Minnesota 6 $ 539,000 $ 89,833 $ 38,000
Faribault, Minnesota 6 $ 902,000 $ 150,333 $ 11,000
Watonwan, Minnesota 6 $ 922,000 $ 153,666 $ 11,000
Carson City, Nevada 6 $ 1,370,000 $ 228,333 $ 25,000
Adams, Washington 6 $ 1,086,000 $ 181,000 $ 62,000
Cochise, Arizona 5 $ 692,000 $ 138,400 $ 29,000
Modoc, California 5 $ 824,000 $ 164,800 $ 39,000
Rio Grande, Colorado 5 $ 681,000 $ 136,200 $ 39,000
Routt, Colorado 5 $ 1,156,000 $ 231,200 $ 59,000
Alger, Michigan 5 $ 676,000 $ 135,200 $ 30,000
Alpena, Michigan 5 $ 764,000 $ 152,800 $ 45,000
Crawford, Michigan 5 $ 638,000 $ 127,600 $ 43,000
Iosco, Michigan 5 $ 468,000 $ 93,600 $ 54,000
Mason, Michigan 5 $ 768,000 $ 153,600 $ 31,000
Menominee, Michigan 5 $ 891,000 $ 178,200 $ 7,000
Ogemaw, Michigan 5 $ 880,000 $ 176,000 $ 19,000
Murray, Minnesota 5 $ 887,000 $ 177,400 $ 33,000
Pennington, Minnesota 5 $ 859,000 $ 171,800 $ 24,000
Swift, Minnesota 5 $ 945,000 $ 189,000 $ 62,000
Jackson, Missouri 5 $ 1,250,000 $ 250,000 $ 0
Elko, Nevada 5 $ 883,000 $ 176,600 $ 56,000
Harney, Oregon 5 $ 630,000 $ 126,000 $ 33,000
Morrow, Oregon 5 $ 933,000 $ 186,600 $ 18,000
Yuma, Arizona 4 $ 513,000 $ 128,250 $ 52,000
Grand, Colorado 4 $ 920,000 $ 230,000 $ 6,000
Taylor, Florida 4 $ 602,000 $ 150,500 $ 36,000
Chippewa, Michigan 4 $ 657,000 $ 164,250 $ 42,000
Dickinson, Michigan 4 $ 492,000 $ 123,000 $ 33,000
Clearwater, Minnesota 4 $ 552,000 $ 138,000 $ 4,000
Lac qui Parle, Minnesota 4 $ 331,000 $ 82,750 $ 0
Pipestone, Minnesota 4 $ 994,000 $ 248,500 $ 186,000
Lake, Oregon 4 $ 572,000 $ 143,000 $ 11,000
Lincoln, Washington 4 $ 870,000 $ 217,500 $ 57,000
Archuleta, Colorado 3 $ 407,000 $ 135,666 $ 30,000
Kit Carson, Colorado 3 $ 283,000 $ 94,333 $ 31,000
Ouray, Colorado 3 $ 725,000 $ 241,666 $ 16,000
Arenac, Michigan 3 $ 428,000 $ 142,666 $ 30,000
Gogebic, Michigan 3 $ 680,000 $ 226,666 $ 21,000
Huron, Michigan 3 $ 479,000 $ 159,666 $ 18,000
Montmorency, Michigan 3 $ 420,000 $ 140,000 $ 14,000
Cook, Minnesota 3 $ 528,000 $ 176,000 $ 11,000
Cottonwood, Minnesota 3 $ 301,000 $ 100,333 $ 0
Koochiching, Minnesota 3 $ 364,000 $ 121,333 $ 23,000
Marshall, Minnesota 3 $ 600,000 $ 200,000 $ 32,000
Norman, Minnesota 3 $ 540,000 $ 180,000 $ 0
Renville, Minnesota 3 $ 385,000 $ 128,333 $ 19,000
Humboldt, Nevada 3 $ 158,000 $ 52,666 $ 7,000
New York, New York 3 $ 717,000 $ 239,000 $ 0
Baker, Oregon 3 $ 523,000 $ 174,333 $ 22,000
Wahkiakum, Washington 3 $ 423,000 $ 141,000 $ 14,000
La Paz, Arizona 2 $ 190,000 $ 95,000 $ 0
Yavapai, Arizona 2 $ 244,000 $ 122,000 $ 53,000
Sierra, California 2 $ 370,000 $ 185,000 $ 17,000
Conejos, Colorado 2 $ 357,000 $ 178,500 $ 23,000
Custer, Colorado 2 $ 368,000 $ 184,000 $ 45,000
Huerfano, Colorado 2 $ 597,000 $ 298,500 $ 91,000
Phillips, Colorado 2 $ 374,000 $ 187,000 $ 50,000
Pitkin, Colorado 2 $ 600,000 $ 300,000 $ 0
Prowers, Colorado 2 $ 80,000 $ 40,000 $ 6,000
Yuma, Colorado 2 $ 370,000 $ 185,000 $ 23,000
Calhoun, Florida 2 $ 83,000 $ 41,500 $ 26,000
Hamilton, Florida 2 $ 236,000 $ 118,000 $ 36,000
Montgomery, Maryland 2 $ 500,000 $ 250,000 $ 0
Suffolk, Massachusetts 2 $ 251,000 $ 125,500 $ 0
Alcona, Michigan 2 $ 370,000 $ 185,000 $ 0
Houghton, Michigan 2 $ 500,000 $ 250,000 $ 0
Luce, Michigan 2 $ 355,000 $ 177,500 $ 37,000
Mackinac, Michigan 2 $ 330,000 $ 165,000 $ 0
Jackson, Minnesota 2 $ 330,000 $ 165,000 $ 0
Stevens, Minnesota 2 $ 341,000 $ 170,500 $ 20,000
Wilkin, Minnesota 2 $ 362,000 $ 181,000 $ 20,000
Nassau, New York 2 $ 190,000 $ 95,000 $ 0
Grant, Oregon 2 $ 330,000 $ 165,000 $ 23,000
Wallowa, Oregon 2 $ 457,000 $ 228,500 $ 67,000
Ferry, Washington 2 $ 180,000 $ 90,000 $ 33,000
Anchorage, Alaska 1 $ 100,000 $ 100,000 $ 0
Pinal, Arizona 1 $ 250,000 $ 250,000 $ 0
Santa Cruz, Arizona 1 $ 105,000 $ 105,000 $ 0
Baxter, Arkansas 1 $ 87,000 $ 87,000 $ 0
Craighead, Arkansas 1 $ 78,000 $ 78,000 $ 75,000
Alpine, California 1 $ 300,000 $ 300,000 $ 0
Costilla, Colorado 1 $ 94,000 $ 94,000 $ 18,000
Crowley, Colorado 1 $ 108,000 $ 108,000 $ 204,000
Jackson, Colorado 1 $ 250,000 $ 250,000 $ 0
Lincoln, Colorado 1 $ 144,000 $ 144,000 $ 55,000
Rio Blanco, Colorado 1 $ 317,000 $ 317,000 $ 0
Saguache, Colorado 1 $ 120,000 $ 120,000 $ 48,000
San Juan, Colorado 1 $ 95,000 $ 95,000 $ 0
San Miguel, Colorado 1 $ 360,000 $ 360,000 $ 0
Summit, Colorado 1 $ 186,000 $ 186,000 $ 90,000
Washington, Colorado 1 $ 106,000 $ 106,000 $ 46,000
Dixie, Florida 1 $ 40,000 $ 40,000 $ 29,000
Gilchrist, Florida 1 $ 250,000 $ 250,000 $ 0
Glades, Florida 1 $ 160,000 $ 160,000 $ 48,000
Lafayette, Florida 1 $ 600,000 $ 600,000 $ 0
Liberty, Florida 1 $ 64,000 $ 64,000 $ 0
Union, Florida 1 $ 152,000 $ 152,000 $ 58,000
Clayton, Georgia 1 $ 30,000 $ 30,000 $ 0
Douglas, Georgia 1 $ 250,000 $ 250,000 $ 0
Forsyth, Georgia 1 $ 250,000 $ 250,000 $ 0
Fulton, Georgia 1 $ 150,000 $ 150,000 $ 0
Kauai, Hawaii 1 $ 250,000 $ 250,000 $ 0
Cook, Illinois 1 $ 140,000 $ 140,000 $ 0
Johnson, Kansas 1 $ 250,000 $ 250,000 $ 0
Hardin, Kentucky 1 $ 80,000 $ 80,000 $ 156,000
Norfolk, Massachusetts 1 $ 250,000 $ 250,000 $ 0
Ontonagon, Michigan 1 $ 35,000 $ 35,000 $ 0
Oscoda, Michigan 1 $ 50,000 $ 50,000 $ 55,000
Schoolcraft, Michigan 1 $ 190,000 $ 190,000 $ 46,000
Big Stone, Minnesota 1 $ 250,000 $ 250,000 $ 0
Kittson, Minnesota 1 $ 250,000 $ 250,000 $ 0
Lake of the Woods, Minnesota 1 $ 145,000 $ 145,000 $ 0
Lincoln, Minnesota 1 $ 250,000 $ 250,000 $ 0
Red Lake, Minnesota 1 $ 85,000 $ 85,000 $ 0
Rock, Minnesota 1 $ 145,000 $ 145,000 $ 0
Traverse, Minnesota 1 $ 80,000 $ 80,000 $ 44,000
Lincoln, Mississippi 1 $ 159,000 $ 159,000 $ 34,000
Tishomingo, Mississippi 1 $ 250,000 $ 250,000 $ 0
St. Louis, Missouri 1 $ 250,000 $ 250,000 $ 0
Lincoln, Nevada 1 $ 118,000 $ 118,000 $ 70,000
Hudson, New Jersey 1 $ 250,000 $ 250,000 $ 0
Valencia, New Mexico 1 $ 250,000 $ 250,000 $ 0
Bronx, New York 1 $ 250,000 $ 250,000 $ 0
Kings, New York 1 $ 200,000 $ 200,000 $ 0
Orange, New York 1 $ 206,000 $ 206,000 $ 0
Queens, New York 1 $ 75,000 $ 75,000 $ 0
Craven, North Carolina 1 $ 250,000 $ 250,000 $ 0
Wake, North Carolina 1 $ 158,000 $ 158,000 $ 0
Mahoning, Ohio 1 $ 250,000 $ 250,000 $ 48,000
Delaware, Oklahoma 1 $ 252,000 $ 252,000 $ 0
Oklahoma, Oklahoma 1 $ 250,000 $ 250,000 $ 0
Franklin, Pennsylvania 1 $ 100,000 $ 100,000 $ 18,000
Bristol, Rhode Island 1 $ 132,000 $ 132,000 $ 160,000
Anderson, South Carolina 1 $ 232,000 $ 232,000 $ 0
Hall, Texas 1 $ 250,000 $ 250,000 $ 0
Tom Green, Texas 1 $ 362,000 $ 362,000 $ 0
Travis, Texas 1 $ 520,000 $ 520,000 $ 0
San Juan, Utah 1 $ 280,000 $ 280,000 $ 0
Washington, Vermont 1 $ 261,000 $ 261,000 $ 0
Virginia Beach, Virginia 1 $ 250,000 $ 250,000 $ 0
Garfield, Washington 1 $ 69,000 $ 69,000 $ 31,000
Barron, Wisconsin 1 $ 250,000 $ 250,000 $ 360,000
Buffalo, Wisconsin 1 $ 61,000 $ 61,000 $ 0
Milwaukee, Wisconsin 1 $ 160,000 $ 160,000 $ 0
Albany, Wyoming 1 $ 160,000 $ 160,000 $ 0

Mortgage Loan Application Detail Totals for Homefield Financial, Inc. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 50,676 $11,626,728,000 $205,088 $1,999,000 $35,558 $6,000,000
Home Purchase 3,017 $755,112,000 $226,055 $1,750,000 $32,611 $998,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 38,481 $8,759,778,000 $206,941 $1,999,000 $25,470 $2,400,000
Hispanic 9,738 $2,285,875,000 $217,666 $1,350,000 $28,466 $1,224,000
Asian 1,911 $508,720,000 $232,727 $1,495,000 $47,454 $6,000,000
Black or African American 1,729 $373,766,000 $190,230 $1,000,000 $57,615 $545,000
Native Hawaiian or Other Pacific Islander 817 $212,596,000 $235,818 $1,925,000 $32,181 $750,000
Not Provided 788 $187,069,000 $207,400 $1,765,000 $29,200 $780,000
American Indian or Alaskan Native 229 $54,036,000 $263,700 $1,000,000 $60,700 $480,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 53,693 $12,381,840,000 $205,459 $1,999,000 $28,135 $6,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 41,835 $9,651,243,000 $202,400 $1,999,000 $26,028 $6,000,000
Loan Originated 7,289 $1,696,040,000 $200,818 $1,750,000 $86,000 $1,594,000
Application Denied By Financial Institution 4,419 $996,134,000 $220,500 $1,637,000 $15,687 $1,067,000
Application Approved But Not Accepted 138 $35,046,000 $270,900 $1,000,000 $94,300 $480,000
File Closed For Incompleteness 12 $3,377,000 $260,166 $1,000,000 $42,666 $219,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,849 $862,183,000 $214,933 $1,637,000 $16,133 $1,067,000
Other 439 $103,893,000 $231,250 $900,000 $18,250 $1,000,000
Collateral 87 $20,412,000 $231,750 $960,000 $13,625 $115,000
Credit Application Incomplete 16 $3,984,000 $243,333 $380,000 $15,166 $175,000
Debt-To-Income Ratio 16 $3,489,000 $220,333 $365,000 $37,000 $391,000
Employment History 7 $1,373,000 $197,666 $250,000 $13,166 $36,000
Unverifiable Information 5 $800,000 $161,000 $250,000 $19,250 $47,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homefield Financial, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homefield Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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