Homeowners Financial Group, LLC Mortgage Lending & HMDA Data, 2023

In 2023, Homeowners Financial Group, LLC of Scottsdale, AZ reported 6,491 mortgage applications totaling $2.2 billion, down 30% from 2022. The average application was for $331,537, and applicants reported an average income of $133,034. 70% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,163), Phoenix-Mesa-Scottsdale, AZ (1,087) and Tampa-St. Petersburg-Clearwater, FL (1,076) (applications in parentheses).

Mortgage Company & Address Homeowners Financial Group, LLC
16427 N. Scottsdale Road, Suite 145
Scottsdale, AZ 85251
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 6,491
Total Mortgage Loan Application Amount $2,152,010,000
Average Mortgage Loan Application Amount $331,537
Highest Mortgage Loan Application Amount $7,205,000
Average Applicant Income $133,034
Highest Applicant Income $1,716,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeowners Financial Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeowners Financial Group, LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 973 $ 435,085,000 $ 447,158 $ 181,000
Hillsborough, Florida 560 $ 164,140,000 $ 293,107 $ 105,000
Cobb, Georgia 231 $ 90,795,000 $ 393,051 $ 146,000
Pinellas, Florida 218 $ 71,440,000 $ 327,706 $ 145,000
Pasco, Florida 213 $ 47,625,000 $ 223,591 $ 92,000
Stearns, Minnesota 152 $ 25,380,000 $ 166,973 $ 99,000
San Joaquin, California 130 $ 33,920,000 $ 260,923 $ 116,000
Yavapai, Arizona 124 $ 47,480,000 $ 382,903 $ 163,000
Gwinnett, Georgia 122 $ 45,180,000 $ 370,327 $ 122,000
Pinal, Arizona 114 $ 40,210,000 $ 352,719 $ 130,000
Fulton, Georgia 113 $ 45,665,000 $ 404,115 $ 159,000
Cherokee, Georgia 107 $ 40,885,000 $ 382,102 $ 143,000
DeKalb, Georgia 106 $ 34,870,000 $ 328,962 $ 150,000
Duval, Florida 102 $ 19,700,000 $ 193,137 $ 83,000
Santa Barbara, California 100 $ 91,035,000 $ 910,350 $ 290,000
Contra Costa, California 87 $ 46,635,000 $ 536,034 $ 166,000
Hernando, Florida 85 $ 20,145,000 $ 237,000 $ 81,000
Jackson, Georgia 76 $ 26,710,000 $ 351,447 $ 126,000
Benton, Minnesota 73 $ 12,685,000 $ 173,767 $ 93,000
Paulding, Georgia 68 $ 25,810,000 $ 379,558 $ 136,000
Kandiyohi, Minnesota 65 $ 8,195,000 $ 126,076 $ 72,000
Greenville, South Carolina 62 $ 16,090,000 $ 259,516 $ 98,000
Habersham, Georgia 60 $ 14,950,000 $ 249,166 $ 88,000
Otero, New Mexico 59 $ 11,725,000 $ 198,728 $ 90,000
Sioux, Iowa 56 $ 8,850,000 $ 158,035 $ 75,000
White, Georgia 55 $ 14,385,000 $ 261,545 $ 95,000
Anchorage, Alaska 54 $ 20,380,000 $ 377,407 $ 135,000
Travis, Texas 50 $ 20,940,000 $ 418,800 $ 180,000
Jefferson, Alabama 49 $ 8,735,000 $ 178,265 $ 88,000
Forsyth, Georgia 49 $ 21,915,000 $ 447,244 $ 162,000
San Diego, California 45 $ 26,855,000 $ 596,777 $ 168,000
Henry, Georgia 45 $ 14,055,000 $ 312,333 $ 107,000
Polk, Florida 44 $ 11,230,000 $ 255,227 $ 80,000
Williamson, Texas 43 $ 14,835,000 $ 345,000 $ 203,000
Hall, Georgia 40 $ 13,180,000 $ 329,500 $ 114,000
Clayton, Georgia 38 $ 7,890,000 $ 207,631 $ 87,000
Newton, Georgia 37 $ 13,435,000 $ 363,108 $ 112,000
Sacramento, California 36 $ 10,550,000 $ 293,055 $ 117,000
Barrow, Georgia 35 $ 10,195,000 $ 291,285 $ 95,000
Orange, Florida 33 $ 12,595,000 $ 381,666 $ 125,000
Spartanburg, South Carolina 32 $ 5,140,000 $ 160,625 $ 73,000
Broward, Florida 29 $ 9,695,000 $ 334,310 $ 117,000
Bartow, Georgia 29 $ 7,565,000 $ 260,862 $ 107,000
Wright, Minnesota 28 $ 6,100,000 $ 217,857 $ 122,000
Carroll, Georgia 27 $ 5,395,000 $ 199,814 $ 86,000
Hays, Texas 27 $ 12,615,000 $ 467,222 $ 185,000
Douglas, Georgia 26 $ 9,320,000 $ 358,461 $ 112,000
Sherburne, Minnesota 26 $ 4,710,000 $ 181,153 $ 107,000
Pima, Arizona 25 $ 8,825,000 $ 353,000 $ 175,000
Clay, Florida 24 $ 5,240,000 $ 218,333 $ 86,000
St. Clair, Alabama 23 $ 4,125,000 $ 179,347 $ 76,000
Ventura, California 22 $ 11,180,000 $ 508,181 $ 173,000
Shelby, Alabama 21 $ 6,235,000 $ 296,904 $ 117,000
Volusia, Florida 21 $ 5,705,000 $ 271,666 $ 107,000
Rockdale, Georgia 21 $ 5,895,000 $ 280,714 $ 90,000
O'Brien, Iowa 21 $ 2,755,000 $ 131,190 $ 60,000
Solano, California 20 $ 7,410,000 $ 370,500 $ 136,000
Stephens, Georgia 20 $ 4,390,000 $ 219,500 $ 115,000
Walton, Georgia 20 $ 6,180,000 $ 309,000 $ 104,000
Richland, South Carolina 20 $ 2,880,000 $ 144,000 $ 64,000
Lake, California 19 $ 3,895,000 $ 205,000 $ 104,000
Marion, Florida 19 $ 4,805,000 $ 252,894 $ 102,000
Coweta, Georgia 18 $ 6,690,000 $ 371,666 $ 148,000
Lyon, Minnesota 18 $ 2,620,000 $ 145,555 $ 81,000
Snohomish, Washington 18 $ 9,450,000 $ 525,000 $ 128,000
Riverside, California 17 $ 5,455,000 $ 320,882 $ 123,000
Fayette, Georgia 17 $ 6,925,000 $ 407,352 $ 139,000
Alameda, California 16 $ 10,210,000 $ 638,125 $ 208,000
Los Angeles, California 16 $ 12,370,000 $ 773,125 $ 210,000
Lee, Florida 16 $ 4,620,000 $ 288,750 $ 102,000
Manatee, Florida 16 $ 4,660,000 $ 291,250 $ 134,000
Lyon, Iowa 16 $ 1,760,000 $ 110,000 $ 66,000
Meeker, Minnesota 16 $ 1,940,000 $ 121,250 $ 74,000
Horry, South Carolina 16 $ 5,850,000 $ 365,625 $ 186,000
Lumpkin, Georgia 15 $ 5,735,000 $ 382,333 $ 128,000
Lake, Florida 14 $ 3,450,000 $ 246,428 $ 80,000
Cabarrus, North Carolina 14 $ 3,650,000 $ 260,714 $ 104,000
Anderson, South Carolina 14 $ 3,210,000 $ 229,285 $ 98,000
Mohave, Arizona 13 $ 4,835,000 $ 371,923 $ 249,000
Stanislaus, California 13 $ 3,205,000 $ 246,538 $ 109,000
Matanuska-Susitna, Alaska 12 $ 4,250,000 $ 354,166 $ 128,000
Gilmer, Georgia 12 $ 3,720,000 $ 310,000 $ 127,000
Brevard, Florida 11 $ 2,955,000 $ 268,636 $ 114,000
Miami-Dade, Florida 11 $ 4,455,000 $ 405,000 $ 110,000
Banks, Georgia 11 $ 2,735,000 $ 248,636 $ 115,000
Pickens, Georgia 11 $ 4,215,000 $ 383,181 $ 125,000
Morrison, Minnesota 11 $ 2,075,000 $ 188,636 $ 116,000
Lexington, South Carolina 11 $ 1,515,000 $ 137,727 $ 60,000
Santa Cruz, Arizona 10 $ 3,620,000 $ 362,000 $ 288,000
Placer, California 10 $ 3,400,000 $ 340,000 $ 212,000
Putnam, Florida 10 $ 1,610,000 $ 161,000 $ 77,000
Spalding, Georgia 10 $ 2,810,000 $ 281,000 $ 111,000
Woodbury, Iowa 10 $ 870,000 $ 87,000 $ 65,000
Renville, Minnesota 10 $ 900,000 $ 90,000 $ 55,000
Mecklenburg, North Carolina 10 $ 2,890,000 $ 289,000 $ 170,000
Pickens, South Carolina 10 $ 2,170,000 $ 217,000 $ 97,000
Sonoma, California 9 $ 5,125,000 $ 569,444 $ 126,000
Seminole, Florida 9 $ 3,475,000 $ 386,111 $ 116,000
Clarke, Georgia 9 $ 2,085,000 $ 231,666 $ 123,000
Franklin, Georgia 9 $ 1,575,000 $ 175,000 $ 76,000
Haralson, Georgia 9 $ 1,975,000 $ 219,444 $ 74,000
Rabun, Georgia 9 $ 2,135,000 $ 237,222 $ 158,000
Anoka, Minnesota 9 $ 2,165,000 $ 240,555 $ 119,000
Todd, Minnesota 9 $ 1,055,000 $ 117,222 $ 55,000
Northampton, Virginia 9 $ 5,525,000 $ 613,888 $ 359,000
King, Washington 9 $ 5,985,000 $ 665,000 $ 231,000
Navajo, Arizona 8 $ 2,400,000 $ 300,000 $ 163,000
Fannin, Georgia 8 $ 2,800,000 $ 350,000 $ 326,000
Floyd, Georgia 8 $ 1,670,000 $ 208,750 $ 71,000
Hart, Georgia 8 $ 3,030,000 $ 378,750 $ 197,000
Otter Tail, Minnesota 8 $ 1,690,000 $ 211,250 $ 176,000
Redwood, Minnesota 8 $ 530,000 $ 66,250 $ 46,000
Blount, Alabama 7 $ 1,255,000 $ 179,285 $ 85,000
Madison, Alabama 7 $ 3,085,000 $ 440,714 $ 136,000
Calaveras, California 7 $ 1,775,000 $ 253,571 $ 137,000
Merced, California 7 $ 1,655,000 $ 236,428 $ 103,000
San Bernardino, California 7 $ 3,035,000 $ 433,571 $ 244,000
Yolo, California 7 $ 2,035,000 $ 290,714 $ 135,000
Osceola, Florida 7 $ 1,395,000 $ 199,285 $ 130,000
Madison, Georgia 7 $ 1,835,000 $ 262,142 $ 124,000
Troup, Georgia 7 $ 1,865,000 $ 266,428 $ 82,000
Union, Georgia 7 $ 2,155,000 $ 307,857 $ 98,000
Clay, Iowa 7 $ 745,000 $ 106,428 $ 82,000
Stevens, Minnesota 7 $ 1,045,000 $ 149,285 $ 134,000
Lafayette, Mississippi 7 $ 1,975,000 $ 282,142 $ 376,000
Rowan, North Carolina 7 $ 1,365,000 $ 195,000 $ 89,000
Stanly, North Carolina 7 $ 1,005,000 $ 143,571 $ 66,000
Berkeley, South Carolina 7 $ 3,285,000 $ 469,285 $ 156,000
Orangeburg, South Carolina 7 $ 1,235,000 $ 176,428 $ 74,000
Coconino, Arizona 6 $ 3,020,000 $ 503,333 $ 360,000
El Dorado, California 6 $ 2,710,000 $ 451,666 $ 185,000
Orange, California 6 $ 3,130,000 $ 521,666 $ 236,000
Plymouth, Iowa 6 $ 610,000 $ 101,666 $ 80,000
Chippewa, Minnesota 6 $ 900,000 $ 150,000 $ 86,000
Lincoln, Minnesota 6 $ 560,000 $ 93,333 $ 60,000
Olmsted, Minnesota 6 $ 700,000 $ 116,666 $ 82,000
Ramsey, Minnesota 6 $ 1,200,000 $ 200,000 $ 77,000
Brunswick, North Carolina 6 $ 1,740,000 $ 290,000 $ 138,000
Dorchester, South Carolina 6 $ 1,410,000 $ 235,000 $ 65,000
Bexar, Texas 6 $ 1,340,000 $ 223,333 $ 85,000
Chilton, Alabama 5 $ 805,000 $ 161,000 $ 124,000
Lee, Alabama 5 $ 715,000 $ 143,000 $ 143,000
Bay, Florida 5 $ 1,855,000 $ 371,000 $ 283,000
Citrus, Florida 5 $ 2,225,000 $ 445,000 $ 191,000
Sumter, Florida 5 $ 1,345,000 $ 269,000 $ 80,000
Walton, Florida 5 $ 1,595,000 $ 319,000 $ 163,000
Butts, Georgia 5 $ 1,045,000 $ 209,000 $ 91,000
Gordon, Georgia 5 $ 1,675,000 $ 335,000 $ 84,000
Pike, Georgia 5 $ 1,875,000 $ 375,000 $ 142,000
Putnam, Georgia 5 $ 1,285,000 $ 257,000 $ 101,000
Lac qui Parle, Minnesota 5 $ 355,000 $ 71,000 $ 67,000
Yellow Medicine, Minnesota 5 $ 415,000 $ 83,000 $ 59,000
Kershaw, South Carolina 5 $ 935,000 $ 187,000 $ 76,000
Rutherford, Tennessee 5 $ 2,315,000 $ 463,000 $ 236,000
Morgan, Alabama 4 $ 450,000 $ 112,500 $ 86,000
Gila, Arizona 4 $ 910,000 $ 227,500 $ 140,000
Fresno, California 4 $ 800,000 $ 200,000 $ 99,000
San Francisco, California 4 $ 2,220,000 $ 555,000 $ 157,000
San Mateo, California 4 $ 2,820,000 $ 705,000 $ 257,000
Tuolumne, California 4 $ 650,000 $ 162,500 $ 106,000
Yuba, California 4 $ 1,640,000 $ 410,000 $ 146,000
Palm Beach, Florida 4 $ 890,000 $ 222,500 $ 148,000
Sarasota, Florida 4 $ 1,440,000 $ 360,000 $ 244,000
St. Johns, Florida 4 $ 1,160,000 $ 290,000 $ 103,000
Bibb, Georgia 4 $ 340,000 $ 85,000 $ 61,000
Chatham, Georgia 4 $ 1,180,000 $ 295,000 $ 78,000
Meriwether, Georgia 4 $ 1,650,000 $ 412,500 $ 166,000
Polk, Georgia 4 $ 700,000 $ 175,000 $ 73,000
Crow Wing, Minnesota 4 $ 320,000 $ 80,000 $ 83,000
Hennepin, Minnesota 4 $ 800,000 $ 200,000 $ 81,000
Murray, Minnesota 4 $ 280,000 $ 70,000 $ 110,000
Swift, Minnesota 4 $ 350,000 $ 87,500 $ 59,000
Washington, Minnesota 4 $ 750,000 $ 187,500 $ 59,000
Lincoln, Tennessee 4 $ 990,000 $ 247,500 $ 83,000
Cullman, Alabama 3 $ 285,000 $ 95,000 $ 71,000
Walker, Alabama 3 $ 865,000 $ 288,333 $ 136,000
Nevada, California 3 $ 1,215,000 $ 405,000 $ 167,000
San Benito, California 3 $ 855,000 $ 285,000 $ 123,000
Santa Clara, California 3 $ 1,775,000 $ 591,666 $ 175,000
Alachua, Florida 3 $ 595,000 $ 198,333 $ 284,000
Charlotte, Florida 3 $ 545,000 $ 181,666 $ 102,000
Collier, Florida 3 $ 985,000 $ 328,333 $ 114,000
Greene, Georgia 3 $ 585,000 $ 195,000 $ 126,000
Jasper, Georgia 3 $ 565,000 $ 188,333 $ 79,000
Lamar, Georgia 3 $ 645,000 $ 215,000 $ 76,000
Monroe, Georgia 3 $ 1,165,000 $ 388,333 $ 153,000
Morgan, Georgia 3 $ 3,545,000 $ 1,181,666 $ 536,000
Towns, Georgia 3 $ 535,000 $ 178,333 $ 228,000
Ada, Idaho 3 $ 1,385,000 $ 461,666 $ 178,000
Dickinson, Iowa 3 $ 885,000 $ 295,000 $ 86,000
Sedgwick, Kansas 3 $ 1,715,000 $ 571,666 $ 215,000
Dakota, Minnesota 3 $ 595,000 $ 198,333 $ 42,000
Douglas, Minnesota 3 $ 845,000 $ 281,666 $ 90,000
Mille Lacs, Minnesota 3 $ 625,000 $ 208,333 $ 101,000
Pope, Minnesota 3 $ 625,000 $ 208,333 $ 100,000
Chaves, New Mexico 3 $ 735,000 $ 245,000 $ 87,000
Gaston, North Carolina 3 $ 585,000 $ 195,000 $ 103,000
Iredell, North Carolina 3 $ 1,145,000 $ 381,666 $ 166,000
Hamilton, Ohio 3 $ 485,000 $ 161,666 $ 66,000
Charleston, South Carolina 3 $ 1,105,000 $ 368,333 $ 142,000
Lincoln, South Dakota 3 $ 755,000 $ 251,666 $ 71,000
Knox, Tennessee 3 $ 1,415,000 $ 471,666 $ 118,000
Collin, Texas 3 $ 845,000 $ 281,666 $ 222,000
Pierce, Washington 3 $ 955,000 $ 318,333 $ 167,000
Bibb, Alabama 2 $ 190,000 $ 95,000 $ 45,000
Colbert, Alabama 2 $ 90,000 $ 45,000 $ 62,000
Limestone, Alabama 2 $ 830,000 $ 415,000 $ 103,000
Macon, Alabama 2 $ 120,000 $ 60,000 $ 55,000
Tallapoosa, Alabama 2 $ 410,000 $ 205,000 $ 92,000
Northwest Arctic, Alaska 2 $ 410,000 $ 205,000 $ 86,000
Mendocino, California 2 $ 910,000 $ 455,000 $ 115,000
San Luis Obispo, California 2 $ 990,000 $ 495,000 $ 249,000
Sutter, California 2 $ 380,000 $ 190,000 $ 89,000
DeSoto, Florida 2 $ 290,000 $ 145,000 $ 115,000
Okaloosa, Florida 2 $ 980,000 $ 490,000 $ 212,000
Catoosa, Georgia 2 $ 390,000 $ 195,000 $ 112,000
Clay, Georgia 2 $ 290,000 $ 145,000 $ 75,000
Columbia, Georgia 2 $ 600,000 $ 300,000 $ 104,000
Houston, Georgia 2 $ 480,000 $ 240,000 $ 125,000
Jones, Georgia 2 $ 210,000 $ 105,000 $ 71,000
Liberty, Georgia 2 $ 650,000 $ 325,000 $ 107,000
Murray, Georgia 2 $ 470,000 $ 235,000 $ 65,000
Muscogee, Georgia 2 $ 130,000 $ 65,000 $ 117,000
Oglethorpe, Georgia 2 $ 510,000 $ 255,000 $ 59,000
Walker, Georgia 2 $ 380,000 $ 190,000 $ 43,000
Bannock, Idaho 2 $ 430,000 $ 215,000 $ 88,000
Canyon, Idaho 2 $ 890,000 $ 445,000 $ 149,000
Black Hawk, Iowa 2 $ 160,000 $ 80,000 $ 81,000
Buena Vista, Iowa 2 $ 300,000 $ 150,000 $ 78,000
Cerro Gordo, Iowa 2 $ 260,000 $ 130,000 $ 64,000
Linn, Iowa 2 $ 130,000 $ 65,000 $ 57,000
Osceola, Iowa 2 $ 350,000 $ 175,000 $ 91,000
Winnebago, Iowa 2 $ 130,000 $ 65,000 $ 34,000
Kent, Michigan 2 $ 830,000 $ 415,000 $ 152,000
Big Stone, Minnesota 2 $ 390,000 $ 195,000 $ 105,000
Chisago, Minnesota 2 $ 890,000 $ 445,000 $ 155,000
Grant, Minnesota 2 $ 150,000 $ 75,000 $ 47,000
Isanti, Minnesota 2 $ 670,000 $ 335,000 $ 140,000
Mahnomen, Minnesota 2 $ 250,000 $ 125,000 $ 99,000
Martin, Minnesota 2 $ 130,000 $ 65,000 $ 100,000
Scott, Minnesota 2 $ 720,000 $ 360,000 $ 78,000
Sibley, Minnesota 2 $ 310,000 $ 155,000 $ 52,000
St. Louis, Minnesota 2 $ 150,000 $ 75,000 $ 50,000
Steele, Minnesota 2 $ 320,000 $ 160,000 $ 51,000
Wadena, Minnesota 2 $ 290,000 $ 145,000 $ 55,000
Cascade, Montana 2 $ 530,000 $ 265,000 $ 83,000
Clark, Nevada 2 $ 1,080,000 $ 540,000 $ 222,000
Perquimans, North Carolina 2 $ 1,020,000 $ 510,000 $ 174,000
Montgomery, Ohio 2 $ 630,000 $ 315,000 $ 112,000
Philadelphia, Pennsylvania 2 $ 450,000 $ 225,000 $ 67,000
Florence, South Carolina 2 $ 150,000 $ 75,000 $ 31,000
Jasper, South Carolina 2 $ 720,000 $ 360,000 $ 86,000
Lee, South Carolina 2 $ 140,000 $ 70,000 $ 40,000
Oconee, South Carolina 2 $ 320,000 $ 160,000 $ 67,000
Saluda, South Carolina 2 $ 200,000 $ 100,000 $ 47,000
York, South Carolina 2 $ 520,000 $ 260,000 $ 97,000
Union, South Dakota 2 $ 790,000 $ 395,000 $ 122,000
Hamilton, Tennessee 2 $ 870,000 $ 435,000 $ 145,000
Shelby, Tennessee 2 $ 450,000 $ 225,000 $ 103,000
Wilson, Tennessee 2 $ 1,030,000 $ 515,000 $ 115,000
Bell, Texas 2 $ 460,000 $ 230,000 $ 75,000
Dallas, Texas 2 $ 740,000 $ 370,000 $ 126,000
Harris, Texas 2 $ 810,000 $ 405,000 $ 162,000
McLennan, Texas 2 $ 610,000 $ 305,000 $ 84,000
Davis, Utah 2 $ 640,000 $ 320,000 $ 175,000
Thurston, Washington 2 $ 890,000 $ 445,000 $ 121,000
St. Croix, Wisconsin 2 $ 340,000 $ 170,000 $ 119,000
Autauga, Alabama 1 $ 385,000 $ 385,000 $ 155,000
Baldwin, Alabama 1 $ 285,000 $ 285,000 $ 155,000
Calhoun, Alabama 1 $ 125,000 $ 125,000 $ 35,000
DeKalb, Alabama 1 $ 355,000 $ 355,000 $ 143,000
Pickens, Alabama 1 $ 165,000 $ 165,000 $ 52,000
Pike, Alabama 1 $ 155,000 $ 155,000 $ 0
Randolph, Alabama 1 $ 425,000 $ 425,000 $ 496,000
Talladega, Alabama 1 $ 155,000 $ 155,000 $ 44,000
Tuscaloosa, Alabama 1 $ 235,000 $ 235,000 $ 52,000
Graham, Arizona 1 $ 185,000 $ 185,000 $ 53,000
Yuma, Arizona 1 $ 395,000 $ 395,000 $ 99,000
Amador, California 1 $ 345,000 $ 345,000 $ 137,000
Imperial, California 1 $ 405,000 $ 405,000 $ 71,000
Marin, California 1 $ 625,000 $ 625,000 $ 215,000
Denver, Colorado 1 $ 705,000 $ 705,000 $ 163,000
Douglas, Colorado 1 $ 355,000 $ 355,000 $ 88,000
Elbert, Colorado 1 $ 585,000 $ 585,000 $ 224,000
Teller, Colorado 1 $ 325,000 $ 325,000 $ 257,000
Escambia, Florida 1 $ 205,000 $ 205,000 $ 107,000
Flagler, Florida 1 $ 245,000 $ 245,000 $ 228,000
Hardee, Florida 1 $ 215,000 $ 215,000 $ 53,000
Highlands, Florida 1 $ 165,000 $ 165,000 $ 35,000
Leon, Florida 1 $ 155,000 $ 155,000 $ 63,000
Nassau, Florida 1 $ 285,000 $ 285,000 $ 0
Okeechobee, Florida 1 $ 175,000 $ 175,000 $ 87,000
St. Lucie, Florida 1 $ 375,000 $ 375,000 $ 107,000
Baldwin, Georgia 1 $ 175,000 $ 175,000 $ 44,000
Crisp, Georgia 1 $ 95,000 $ 95,000 $ 29,000
Dade, Georgia 1 $ 225,000 $ 225,000 $ 331,000
Dawson, Georgia 1 $ 335,000 $ 335,000 $ 145,000
Dodge, Georgia 1 $ 275,000 $ 275,000 $ 83,000
Effingham, Georgia 1 $ 305,000 $ 305,000 $ 87,000
Elbert, Georgia 1 $ 275,000 $ 275,000 $ 63,000
Irwin, Georgia 1 $ 555,000 $ 555,000 $ 127,000
Laurens, Georgia 1 $ 365,000 $ 365,000 $ 148,000
Lee, Georgia 1 $ 285,000 $ 285,000 $ 307,000
Long, Georgia 1 $ 295,000 $ 295,000 $ 125,000
Oconee, Georgia 1 $ 275,000 $ 275,000 $ 102,000
Pierce, Georgia 1 $ 405,000 $ 405,000 $ 177,000
Washington, Georgia 1 $ 185,000 $ 185,000 $ 62,000
McHenry, Illinois 1 $ 335,000 $ 335,000 $ 119,000
Morgan, Illinois 1 $ 75,000 $ 75,000 $ 142,000
Putnam, Indiana 1 $ 265,000 $ 265,000 $ 61,000
Union, Indiana 1 $ 215,000 $ 215,000 $ 64,000
Chickasaw, Iowa 1 $ 255,000 $ 255,000 $ 150,000
Miami, Kansas 1 $ 275,000 $ 275,000 $ 73,000
Lapeer, Michigan 1 $ 405,000 $ 405,000 $ 160,000
Livingston, Michigan 1 $ 545,000 $ 545,000 $ 172,000
Oakland, Michigan 1 $ 285,000 $ 285,000 $ 227,000
St. Clair, Michigan 1 $ 105,000 $ 105,000 $ 141,000
Becker, Minnesota 1 $ 375,000 $ 375,000 $ 73,000
Dodge, Minnesota 1 $ 455,000 $ 455,000 $ 1,306,000
McLeod, Minnesota 1 $ 205,000 $ 205,000 $ 100,000
Mower, Minnesota 1 $ 155,000 $ 155,000 $ 39,000
Fergus, Montana 1 $ 245,000 $ 245,000 $ 56,000
Yellowstone, Montana 1 $ 205,000 $ 205,000 $ 112,000
Dodge, Nebraska 1 $ 345,000 $ 345,000 $ 120,000
Washoe, Nevada 1 $ 595,000 $ 595,000 $ 196,000
Bernalillo, New Mexico 1 $ 275,000 $ 275,000 $ 69,000
Dona Ana, New Mexico 1 $ 325,000 $ 325,000 $ 169,000
Grant, New Mexico 1 $ 55,000 $ 55,000 $ 118,000
Lincoln, New Mexico 1 $ 215,000 $ 215,000 $ 61,000
Sandoval, New Mexico 1 $ 395,000 $ 395,000 $ 123,000
Anson, North Carolina 1 $ 135,000 $ 135,000 $ 217,000
Cherokee, North Carolina 1 $ 155,000 $ 155,000 $ 97,000
Craven, North Carolina 1 $ 125,000 $ 125,000 $ 149,000
Cumberland, North Carolina 1 $ 235,000 $ 235,000 $ 193,000
Davidson, North Carolina 1 $ 265,000 $ 265,000 $ 73,000
Forsyth, North Carolina 1 $ 365,000 $ 365,000 $ 187,000
Haywood, North Carolina 1 $ 295,000 $ 295,000 $ 1,139,000
Henderson, North Carolina 1 $ 205,000 $ 205,000 $ 53,000
Pasquotank, North Carolina 1 $ 265,000 $ 265,000 $ 315,000
Pender, North Carolina 1 $ 235,000 $ 235,000 $ 79,000
Robeson, North Carolina 1 $ 245,000 $ 245,000 $ 65,000
Wake, North Carolina 1 $ 725,000 $ 725,000 $ 240,000
Yancey, North Carolina 1 $ 325,000 $ 325,000 $ 80,000
Cass, North Dakota 1 $ 205,000 $ 205,000 $ 64,000
Allen, Ohio 1 $ 265,000 $ 265,000 $ 84,000
Butler, Ohio 1 $ 325,000 $ 325,000 $ 75,000
Warren, Ohio 1 $ 225,000 $ 225,000 $ 79,000
Seminole, Oklahoma 1 $ 155,000 $ 155,000 $ 69,000
Clackamas, Oregon 1 $ 635,000 $ 635,000 $ 551,000
Abbeville, South Carolina 1 $ 135,000 $ 135,000 $ 41,000
Cherokee, South Carolina 1 $ 275,000 $ 275,000 $ 49,000
Edgefield, South Carolina 1 $ 315,000 $ 315,000 $ 86,000
Lancaster, South Carolina 1 $ 235,000 $ 235,000 $ 65,000
Laurens, South Carolina 1 $ 165,000 $ 165,000 $ 78,000
McCormick, South Carolina 1 $ 345,000 $ 345,000 $ 78,000
Union, South Carolina 1 $ 155,000 $ 155,000 $ 51,000
Brookings, South Dakota 1 $ 495,000 $ 495,000 $ 166,000
Minnehaha, South Dakota 1 $ 325,000 $ 325,000 $ 83,000
Davidson, Tennessee 1 $ 405,000 $ 405,000 $ 204,000
Grundy, Tennessee 1 $ 135,000 $ 135,000 $ 173,000
Maury, Tennessee 1 $ 375,000 $ 375,000 $ 78,000
Obion, Tennessee 1 $ 225,000 $ 225,000 $ 56,000
Aransas, Texas 1 $ 265,000 $ 265,000 $ 0
Austin, Texas 1 $ 725,000 $ 725,000 $ 635,000
Bastrop, Texas 1 $ 325,000 $ 325,000 $ 100,000
Brazos, Texas 1 $ 275,000 $ 275,000 $ 264,000
Burnet, Texas 1 $ 145,000 $ 145,000 $ 44,000
Caldwell, Texas 1 $ 255,000 $ 255,000 $ 189,000
Comal, Texas 1 $ 455,000 $ 455,000 $ 148,000
DeWitt, Texas 1 $ 105,000 $ 105,000 $ 53,000
Ector, Texas 1 $ 215,000 $ 215,000 $ 153,000
El Paso, Texas 1 $ 315,000 $ 315,000 $ 77,000
Guadalupe, Texas 1 $ 325,000 $ 325,000 $ 158,000
Henderson, Texas 1 $ 85,000 $ 85,000 $ 31,000
Hunt, Texas 1 $ 445,000 $ 445,000 $ 119,000
Kerr, Texas 1 $ 435,000 $ 435,000 $ 125,000
Lamar, Texas 1 $ 105,000 $ 105,000 $ 123,000
Llano, Texas 1 $ 225,000 $ 225,000 $ 455,000
Parker, Texas 1 $ 505,000 $ 505,000 $ 90,000
Tarrant, Texas 1 $ 245,000 $ 245,000 $ 123,000
Iron, Utah 1 $ 105,000 $ 105,000 $ 326,000
Gloucester, Virginia 1 $ 595,000 $ 595,000 $ 239,000
Pulaski, Virginia 1 $ 185,000 $ 185,000 $ 54,000
Franklin, Washington 1 $ 275,000 $ 275,000 $ 55,000
Spokane, Washington 1 $ 375,000 $ 375,000 $ 110,000
Ashland, Wisconsin 1 $ 165,000 $ 165,000 $ 45,000
Polk, Wisconsin 1 $ 165,000 $ 165,000 $ 37,000

Mortgage Loan Application Detail Totals for Homeowners Financial Group, LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,992 $1,994,440,000 $332,000 $7,205,000 $133,000 $1,716,000
Home Improvement 389 $114,400,000 $294,000 $955,000 $124,000 $1,166,000
Refinancing 108 $42,720,000 $395,000 $2,165,000 $168,000 $1,255,000
Cash-out Refinancing 2 $450,000 $225,000 $225,000 $105,000 $166,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,724 $906,195,000 $332,000 $3,145,000 $144,000 $1,716,000
Not Provided 1,598 $568,360,000 $355,000 $7,205,000 $136,000 $1,660,000
Hispanic 1,175 $329,165,000 $280,000 $3,415,000 $102,000 $1,270,000
Black or African American 537 $164,525,000 $306,000 $1,205,000 $110,000 $1,200,000
Asian 413 $169,425,000 $410,000 $1,575,000 $166,000 $1,166,000
American Indian or Alaskan Native 33 $9,945,000 $301,000 $585,000 $119,000 $420,000
Native Hawaiian or Other Pacific Islander 9 $3,205,000 $356,000 $645,000 $121,000 $211,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,347 $1,436,660,000 $330,000 $3,415,000 $150,000 $1,716,000
FHA-insured (Federal Housing Administration) 1,759 $561,325,000 $319,000 $7,205,000 $94,000 $614,000
VA-guaranteed (Veterans Administration) 357 $147,785,000 $413,000 $1,205,000 $127,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 28 $6,240,000 $222,000 $535,000 $80,000 $116,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,572 $1,452,180,000 $317,000 $2,005,000 $130,000 $1,716,000
Application Withdrawn By Applicant 1,617 $617,110,000 $381,000 $7,205,000 $147,000 $1,660,000
Application Denied By Financial Institution 280 $77,530,000 $276,000 $3,065,000 $97,000 $689,000
Preapproval Approved but not Accepted 8 $1,800,000 $225,000 $435,000 $102,000 $150,000
Application Approved But Not Accepted 7 $1,485,000 $212,000 $445,000 $70,000 $114,000
File Closed For Incompleteness 5 $1,425,000 $285,000 $495,000 $199,000 $608,000
Preapproval Denied by Financial Institution 2 $480,000 $240,000 $285,000 $67,000 $73,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,209 $2,074,000,000 $334,000 $7,205,000 $135,000 $1,716,000
Debt-To-Income Ratio 93 $27,195,000 $292,000 $1,605,000 $82,000 $319,000
Credit History 61 $14,585,000 $239,000 $855,000 $85,000 $283,000
Collateral 44 $12,690,000 $288,000 $3,065,000 $152,000 $689,000
Unverifiable Information 32 $9,910,000 $309,000 $665,000 $99,000 $300,000
Other 30 $7,060,000 $235,000 $535,000 $94,000 $394,000
Employment History 12 $3,220,000 $268,000 $435,000 $60,000 $127,000
Insufficient Cash (Downpayment, Closing Cost) 9 $2,715,000 $301,000 $645,000 $82,000 $166,000
Credit Application Incomplete 1 $635,000 $635,000 $635,000 $241,000 $241,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeowners Financial Group, LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homeowners Financial Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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