Homeowners Financial Group Usa, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homeowners Financial Group Usa, Llc 16427 N. Scottsdale Road, Suite 145 Scottsdale, AZ 85264 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 6,491 |
| Total Mortgage Loan Application Amount | $2,152,010,000 |
| Average Mortgage Loan Application Amount | $311,500 |
| Highest Mortgage Loan Application Amount | $7,205,000 |
| Average Applicant Income | $132,500 |
| Highest Applicant Income | $1,716,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Homeowners Financial Group Usa, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homeowners Financial Group Usa, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Homeowners Financial Group Usa, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homeowners Financial Group Usa, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Homeowners Financial Group Usa, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homeowners Financial Group Usa, Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 973 | $ 435,085,000 | $ 447,000 | $ 181,000 |
| Hillsborough County Florida | 560 | $ 164,140,000 | $ 293,000 | $ 105,000 |
| Cobb County Georgia | 231 | $ 90,795,000 | $ 393,000 | $ 146,000 |
| Pinellas County Florida | 218 | $ 71,440,000 | $ 327,000 | $ 145,000 |
| Pasco County Florida | 213 | $ 47,625,000 | $ 223,000 | $ 92,000 |
| Stearns County Minnesota | 152 | $ 25,380,000 | $ 166,000 | $ 99,000 |
| San Joaquin County California | 130 | $ 33,920,000 | $ 260,000 | $ 116,000 |
| Yavapai County Arizona | 124 | $ 47,480,000 | $ 382,000 | $ 163,000 |
| Gwinnett County Georgia | 122 | $ 45,180,000 | $ 370,000 | $ 122,000 |
| Pinal County Arizona | 114 | $ 40,210,000 | $ 352,000 | $ 130,000 |
| Fulton County Georgia | 113 | $ 45,665,000 | $ 404,000 | $ 159,000 |
| Cherokee County Georgia | 107 | $ 40,885,000 | $ 382,000 | $ 143,000 |
| DeKalb County Georgia | 106 | $ 34,870,000 | $ 328,000 | $ 150,000 |
| Duval County Florida | 102 | $ 19,700,000 | $ 193,000 | $ 83,000 |
| Santa Barbara County California | 100 | $ 91,035,000 | $ 919,000 | $ 290,000 |
| Contra Costa County California | 87 | $ 46,635,000 | $ 536,000 | $ 166,000 |
| Hernando County Florida | 85 | $ 20,145,000 | $ 237,000 | $ 81,000 |
| Jackson County Georgia | 76 | $ 26,710,000 | $ 351,000 | $ 126,000 |
| Benton County Minnesota | 73 | $ 12,685,000 | $ 173,000 | $ 93,000 |
| Paulding County Georgia | 68 | $ 25,810,000 | $ 379,000 | $ 136,000 |
| Kandiyohi County Minnesota | 65 | $ 8,195,000 | $ 126,000 | $ 72,000 |
| Greenville County South Carolina | 62 | $ 16,090,000 | $ 259,000 | $ 98,000 |
| Habersham County Georgia | 60 | $ 14,950,000 | $ 249,000 | $ 88,000 |
| Otero County New Mexico | 59 | $ 11,725,000 | $ 198,000 | $ 90,000 |
| Sioux County Iowa | 56 | $ 8,850,000 | $ 158,000 | $ 75,000 |
| White County Georgia | 55 | $ 14,385,000 | $ 261,000 | $ 95,000 |
| Anchorage County Alaska | 54 | $ 20,380,000 | $ 377,000 | $ 135,000 |
| Travis County Texas | 50 | $ 20,940,000 | $ 418,000 | $ 180,000 |
| Jefferson County Alabama | 49 | $ 8,735,000 | $ 178,000 | $ 88,000 |
| Forsyth County Georgia | 49 | $ 21,915,000 | $ 447,000 | $ 162,000 |
| San Diego County California | 45 | $ 26,855,000 | $ 596,000 | $ 168,000 |
| Henry County Georgia | 45 | $ 14,055,000 | $ 312,000 | $ 107,000 |
| Polk County Florida | 44 | $ 11,230,000 | $ 255,000 | $ 80,000 |
| Williamson County Texas | 43 | $ 14,835,000 | $ 345,000 | $ 203,000 |
| Hall County Georgia | 40 | $ 13,180,000 | $ 329,000 | $ 114,000 |
| Clayton County Georgia | 38 | $ 7,890,000 | $ 207,000 | $ 87,000 |
| Newton County Georgia | 37 | $ 13,435,000 | $ 363,000 | $ 112,000 |
| Sacramento County California | 36 | $ 10,550,000 | $ 293,000 | $ 117,000 |
| Barrow County Georgia | 35 | $ 10,195,000 | $ 291,000 | $ 95,000 |
| Orange County Florida | 33 | $ 12,595,000 | $ 381,000 | $ 125,000 |
| Spartanburg County South Carolina | 32 | $ 5,140,000 | $ 160,000 | $ 73,000 |
| Broward County Florida | 29 | $ 9,695,000 | $ 334,000 | $ 117,000 |
| Bartow County Georgia | 29 | $ 7,565,000 | $ 260,000 | $ 107,000 |
| Wright County Minnesota | 28 | $ 6,100,000 | $ 217,000 | $ 122,000 |
| Carroll County Georgia | 27 | $ 5,395,000 | $ 199,000 | $ 86,000 |
| Hays County Texas | 27 | $ 12,615,000 | $ 467,000 | $ 185,000 |
| Douglas County Georgia | 26 | $ 9,320,000 | $ 358,000 | $ 112,000 |
| Sherburne County Minnesota | 26 | $ 4,710,000 | $ 181,000 | $ 107,000 |
| Pima County Arizona | 25 | $ 8,825,000 | $ 353,000 | $ 175,000 |
| Clay County Florida | 24 | $ 5,240,000 | $ 218,000 | $ 86,000 |
| St. Clair County Alabama | 23 | $ 4,125,000 | $ 179,000 | $ 76,000 |
| Ventura County California | 22 | $ 11,180,000 | $ 508,000 | $ 173,000 |
| Shelby County Alabama | 21 | $ 6,235,000 | $ 296,000 | $ 117,000 |
| Volusia County Florida | 21 | $ 5,705,000 | $ 271,000 | $ 107,000 |
| Rockdale County Georgia | 21 | $ 5,895,000 | $ 280,000 | $ 90,000 |
| O'Brien County Iowa | 21 | $ 2,755,000 | $ 131,000 | $ 60,000 |
| Solano County California | 20 | $ 7,410,000 | $ 370,000 | $ 136,000 |
| Stephens County Georgia | 20 | $ 4,390,000 | $ 219,000 | $ 115,000 |
| Walton County Georgia | 20 | $ 6,180,000 | $ 309,000 | $ 104,000 |
| Richland County South Carolina | 20 | $ 2,880,000 | $ 144,000 | $ 64,000 |
| Lake County California | 19 | $ 3,895,000 | $ 205,000 | $ 104,000 |
| Marion County Florida | 19 | $ 4,805,000 | $ 252,000 | $ 102,000 |
| Coweta County Georgia | 18 | $ 6,690,000 | $ 371,000 | $ 148,000 |
| Lyon County Minnesota | 18 | $ 2,620,000 | $ 145,000 | $ 81,000 |
| Snohomish County Washington | 18 | $ 9,450,000 | $ 525,000 | $ 128,000 |
| Riverside County California | 17 | $ 5,455,000 | $ 320,000 | $ 123,000 |
| Fayette County Georgia | 17 | $ 6,925,000 | $ 407,000 | $ 139,000 |
| Alameda County California | 16 | $ 10,210,000 | $ 638,000 | $ 208,000 |
| Los Angeles County California | 16 | $ 12,370,000 | $ 773,000 | $ 210,000 |
| Lee County Florida | 16 | $ 4,620,000 | $ 288,000 | $ 102,000 |
| Manatee County Florida | 16 | $ 4,660,000 | $ 291,000 | $ 134,000 |
| Lyon County Iowa | 16 | $ 1,760,000 | $ 110,000 | $ 66,000 |
| Meeker County Minnesota | 16 | $ 1,940,000 | $ 121,000 | $ 74,000 |
| Horry County South Carolina | 16 | $ 5,850,000 | $ 365,000 | $ 186,000 |
| Lumpkin County Georgia | 15 | $ 5,735,000 | $ 382,000 | $ 128,000 |
| Lake County Florida | 14 | $ 3,450,000 | $ 246,000 | $ 80,000 |
| Cabarrus County North Carolina | 14 | $ 3,650,000 | $ 260,000 | $ 104,000 |
| Anderson County South Carolina | 14 | $ 3,210,000 | $ 229,000 | $ 98,000 |
| Mohave County Arizona | 13 | $ 4,835,000 | $ 371,000 | $ 249,000 |
| Stanislaus County California | 13 | $ 3,205,000 | $ 246,000 | $ 109,000 |
| Matanuska-Susitna County Alaska | 12 | $ 4,250,000 | $ 354,000 | $ 128,000 |
| Gilmer County Georgia | 12 | $ 3,720,000 | $ 310,000 | $ 127,000 |
| Brevard County Florida | 11 | $ 2,955,000 | $ 268,000 | $ 114,000 |
| Miami-Dade County Florida | 11 | $ 4,455,000 | $ 405,000 | $ 110,000 |
| Banks County Georgia | 11 | $ 2,735,000 | $ 248,000 | $ 115,000 |
| Pickens County Georgia | 11 | $ 4,215,000 | $ 383,000 | $ 125,000 |
| Morrison County Minnesota | 11 | $ 2,075,000 | $ 188,000 | $ 116,000 |
| Lexington County South Carolina | 11 | $ 1,515,000 | $ 137,000 | $ 60,000 |
| Santa Cruz County Arizona | 10 | $ 3,620,000 | $ 362,000 | $ 288,000 |
| Placer County California | 10 | $ 3,400,000 | $ 340,000 | $ 212,000 |
| Putnam County Florida | 10 | $ 1,610,000 | $ 161,000 | $ 77,000 |
| Spalding County Georgia | 10 | $ 2,810,000 | $ 281,000 | $ 111,000 |
| Woodbury County Iowa | 10 | $ 870,000 | $ 87,000 | $ 65,000 |
| Renville County Minnesota | 10 | $ 900,000 | $ 90,000 | $ 55,000 |
| Mecklenburg County North Carolina | 10 | $ 2,890,000 | $ 289,000 | $ 170,000 |
| Pickens County South Carolina | 10 | $ 2,170,000 | $ 217,000 | $ 97,000 |
| Sonoma County California | 9 | $ 5,125,000 | $ 569,000 | $ 126,000 |
| Seminole County Florida | 9 | $ 3,475,000 | $ 386,000 | $ 116,000 |
| Clarke County Georgia | 9 | $ 2,085,000 | $ 231,000 | $ 123,000 |
| Franklin County Georgia | 9 | $ 1,575,000 | $ 175,000 | $ 76,000 |
| Haralson County Georgia | 9 | $ 1,975,000 | $ 219,000 | $ 74,000 |
| Rabun County Georgia | 9 | $ 2,135,000 | $ 237,000 | $ 158,000 |
| Anoka County Minnesota | 9 | $ 2,165,000 | $ 240,000 | $ 119,000 |
| Todd County Minnesota | 9 | $ 1,055,000 | $ 117,000 | $ 55,000 |
| Northampton County Virginia | 9 | $ 5,525,000 | $ 613,000 | $ 359,000 |
| King County Washington | 9 | $ 5,985,000 | $ 665,000 | $ 231,000 |
| Navajo County Arizona | 8 | $ 2,400,000 | $ 300,000 | $ 163,000 |
| Fannin County Georgia | 8 | $ 2,800,000 | $ 350,000 | $ 326,000 |
| Floyd County Georgia | 8 | $ 1,670,000 | $ 208,000 | $ 71,000 |
| Hart County Georgia | 8 | $ 3,030,000 | $ 378,000 | $ 197,000 |
| Otter Tail County Minnesota | 8 | $ 1,690,000 | $ 211,000 | $ 176,000 |
| Redwood County Minnesota | 8 | $ 530,000 | $ 66,000 | $ 46,000 |
| Blount County Alabama | 7 | $ 1,255,000 | $ 179,000 | $ 85,000 |
| Madison County Alabama | 7 | $ 3,085,000 | $ 440,000 | $ 136,000 |
| Calaveras County California | 7 | $ 1,775,000 | $ 253,000 | $ 137,000 |
| Merced County California | 7 | $ 1,655,000 | $ 236,000 | $ 103,000 |
| San Bernardino County California | 7 | $ 3,035,000 | $ 433,000 | $ 244,000 |
| Yolo County California | 7 | $ 2,035,000 | $ 290,000 | $ 135,000 |
| Osceola County Florida | 7 | $ 1,395,000 | $ 199,000 | $ 130,000 |
| Madison County Georgia | 7 | $ 1,835,000 | $ 262,000 | $ 124,000 |
| Troup County Georgia | 7 | $ 1,865,000 | $ 266,000 | $ 82,000 |
| Union County Georgia | 7 | $ 2,155,000 | $ 307,000 | $ 98,000 |
| Clay County Iowa | 7 | $ 745,000 | $ 106,000 | $ 82,000 |
| Stevens County Minnesota | 7 | $ 1,045,000 | $ 149,000 | $ 134,000 |
| Lafayette County Mississippi | 7 | $ 1,975,000 | $ 282,000 | $ 376,000 |
| Rowan County North Carolina | 7 | $ 1,365,000 | $ 195,000 | $ 89,000 |
| Stanly County North Carolina | 7 | $ 1,005,000 | $ 143,000 | $ 66,000 |
| Berkeley County South Carolina | 7 | $ 3,285,000 | $ 469,000 | $ 156,000 |
| Orangeburg County South Carolina | 7 | $ 1,235,000 | $ 176,000 | $ 74,000 |
| Coconino County Arizona | 6 | $ 3,020,000 | $ 503,000 | $ 360,000 |
| El Dorado County California | 6 | $ 2,710,000 | $ 451,000 | $ 185,000 |
| Orange County California | 6 | $ 3,130,000 | $ 521,000 | $ 236,000 |
| Plymouth County Iowa | 6 | $ 610,000 | $ 101,000 | $ 80,000 |
| Chippewa County Minnesota | 6 | $ 900,000 | $ 150,000 | $ 86,000 |
| Lincoln County Minnesota | 6 | $ 560,000 | $ 93,000 | $ 60,000 |
| Olmsted County Minnesota | 6 | $ 700,000 | $ 116,000 | $ 82,000 |
| Ramsey County Minnesota | 6 | $ 1,200,000 | $ 200,000 | $ 77,000 |
| Brunswick County North Carolina | 6 | $ 1,740,000 | $ 290,000 | $ 138,000 |
| Dorchester County South Carolina | 6 | $ 1,410,000 | $ 235,000 | $ 65,000 |
| Bexar County Texas | 6 | $ 1,340,000 | $ 223,000 | $ 85,000 |
| Chilton County Alabama | 5 | $ 805,000 | $ 161,000 | $ 124,000 |
| Lee County Alabama | 5 | $ 715,000 | $ 143,000 | $ 143,000 |
| Bay County Florida | 5 | $ 1,855,000 | $ 371,000 | $ 283,000 |
| Citrus County Florida | 5 | $ 2,225,000 | $ 445,000 | $ 191,000 |
| Sumter County Florida | 5 | $ 1,345,000 | $ 269,000 | $ 80,000 |
| Walton County Florida | 5 | $ 1,595,000 | $ 319,000 | $ 163,000 |
| Butts County Georgia | 5 | $ 1,045,000 | $ 209,000 | $ 91,000 |
| Gordon County Georgia | 5 | $ 1,675,000 | $ 335,000 | $ 84,000 |
| Pike County Georgia | 5 | $ 1,875,000 | $ 375,000 | $ 142,000 |
| Putnam County Georgia | 5 | $ 1,285,000 | $ 257,000 | $ 101,000 |
| Lac qui Parle County Minnesota | 5 | $ 355,000 | $ 71,000 | $ 67,000 |
| Yellow Medicine County Minnesota | 5 | $ 415,000 | $ 83,000 | $ 59,000 |
| Kershaw County South Carolina | 5 | $ 935,000 | $ 187,000 | $ 76,000 |
| Rutherford County Tennessee | 5 | $ 2,315,000 | $ 463,000 | $ 236,000 |
| Morgan County Alabama | 4 | $ 450,000 | $ 112,000 | $ 86,000 |
| Gila County Arizona | 4 | $ 910,000 | $ 227,000 | $ 140,000 |
| Fresno County California | 4 | $ 800,000 | $ 200,000 | $ 99,000 |
| San Francisco County California | 4 | $ 2,220,000 | $ 555,000 | $ 157,000 |
| San Mateo County California | 4 | $ 2,820,000 | $ 705,000 | $ 257,000 |
| Tuolumne County California | 4 | $ 650,000 | $ 162,000 | $ 106,000 |
| Yuba County California | 4 | $ 1,640,000 | $ 410,000 | $ 146,000 |
| Palm Beach County Florida | 4 | $ 890,000 | $ 222,000 | $ 148,000 |
| Sarasota County Florida | 4 | $ 1,440,000 | $ 360,000 | $ 244,000 |
| St. Johns County Florida | 4 | $ 1,160,000 | $ 290,000 | $ 103,000 |
| Bibb County Georgia | 4 | $ 340,000 | $ 85,000 | $ 61,000 |
| Chatham County Georgia | 4 | $ 1,180,000 | $ 295,000 | $ 78,000 |
| Meriwether County Georgia | 4 | $ 1,650,000 | $ 412,000 | $ 166,000 |
| Polk County Georgia | 4 | $ 700,000 | $ 175,000 | $ 73,000 |
| Crow Wing County Minnesota | 4 | $ 320,000 | $ 80,000 | $ 83,000 |
| Hennepin County Minnesota | 4 | $ 800,000 | $ 200,000 | $ 81,000 |
| Murray County Minnesota | 4 | $ 280,000 | $ 70,000 | $ 110,000 |
| Swift County Minnesota | 4 | $ 350,000 | $ 87,000 | $ 59,000 |
| Washington County Minnesota | 4 | $ 750,000 | $ 187,000 | $ 59,000 |
| Lincoln County Tennessee | 4 | $ 990,000 | $ 247,000 | $ 83,000 |
| Cullman County Alabama | 3 | $ 285,000 | $ 95,000 | $ 71,000 |
| Walker County Alabama | 3 | $ 865,000 | $ 288,000 | $ 136,000 |
| Nevada County California | 3 | $ 1,215,000 | $ 405,000 | $ 167,000 |
| San Benito County California | 3 | $ 855,000 | $ 285,000 | $ 123,000 |
| Santa Clara County California | 3 | $ 1,775,000 | $ 591,000 | $ 175,000 |
| Alachua County Florida | 3 | $ 595,000 | $ 198,000 | $ 284,000 |
| Charlotte County Florida | 3 | $ 545,000 | $ 181,000 | $ 102,000 |
| Collier County Florida | 3 | $ 985,000 | $ 328,000 | $ 114,000 |
| Greene County Georgia | 3 | $ 585,000 | $ 195,000 | $ 126,000 |
| Jasper County Georgia | 3 | $ 565,000 | $ 188,000 | $ 79,000 |
| Lamar County Georgia | 3 | $ 645,000 | $ 215,000 | $ 76,000 |
| Monroe County Georgia | 3 | $ 1,165,000 | $ 388,000 | $ 153,000 |
| Morgan County Georgia | 3 | $ 3,545,000 | $ 1,181,000 | $ 536,000 |
| Towns County Georgia | 3 | $ 535,000 | $ 178,000 | $ 228,000 |
| Ada County Idaho | 3 | $ 1,385,000 | $ 461,000 | $ 178,000 |
| Dickinson County Iowa | 3 | $ 885,000 | $ 295,000 | $ 86,000 |
| Sedgwick County Kansas | 3 | $ 1,715,000 | $ 571,000 | $ 215,000 |
| Dakota County Minnesota | 3 | $ 595,000 | $ 198,000 | $ 42,000 |
| Douglas County Minnesota | 3 | $ 845,000 | $ 281,000 | $ 90,000 |
| Mille Lacs County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 101,000 |
| Pope County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 100,000 |
| Chaves County New Mexico | 3 | $ 735,000 | $ 245,000 | $ 87,000 |
| Gaston County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 103,000 |
| Iredell County North Carolina | 3 | $ 1,145,000 | $ 381,000 | $ 166,000 |
| Hamilton County Ohio | 3 | $ 485,000 | $ 161,000 | $ 66,000 |
| Charleston County South Carolina | 3 | $ 1,105,000 | $ 368,000 | $ 142,000 |
| Lincoln County South Dakota | 3 | $ 755,000 | $ 251,000 | $ 71,000 |
| Knox County Tennessee | 3 | $ 1,415,000 | $ 471,000 | $ 118,000 |
| Collin County Texas | 3 | $ 845,000 | $ 281,000 | $ 222,000 |
| Pierce County Washington | 3 | $ 955,000 | $ 318,000 | $ 167,000 |
| Bibb County Alabama | 2 | $ 190,000 | $ 95,000 | $ 45,000 |
| Colbert County Alabama | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Limestone County Alabama | 2 | $ 830,000 | $ 415,000 | $ 103,000 |
| Macon County Alabama | 2 | $ 120,000 | $ 60,000 | $ 55,000 |
| Tallapoosa County Alabama | 2 | $ 410,000 | $ 205,000 | $ 92,000 |
| Northwest Arctic County Alaska | 2 | $ 410,000 | $ 205,000 | $ 86,000 |
| Mendocino County California | 2 | $ 910,000 | $ 455,000 | $ 115,000 |
| San Luis Obispo County California | 2 | $ 990,000 | $ 495,000 | $ 249,000 |
| Sutter County California | 2 | $ 380,000 | $ 190,000 | $ 89,000 |
| DeSoto County Florida | 2 | $ 290,000 | $ 145,000 | $ 115,000 |
| Okaloosa County Florida | 2 | $ 980,000 | $ 490,000 | $ 212,000 |
| Catoosa County Georgia | 2 | $ 390,000 | $ 195,000 | $ 112,000 |
| Clay County Georgia | 2 | $ 290,000 | $ 145,000 | $ 75,000 |
| Columbia County Georgia | 2 | $ 600,000 | $ 300,000 | $ 104,000 |
| Houston County Georgia | 2 | $ 480,000 | $ 240,000 | $ 125,000 |
| Jones County Georgia | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| Liberty County Georgia | 2 | $ 650,000 | $ 325,000 | $ 107,000 |
| Murray County Georgia | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Muscogee County Georgia | 2 | $ 130,000 | $ 65,000 | $ 117,000 |
| Oglethorpe County Georgia | 2 | $ 510,000 | $ 255,000 | $ 59,000 |
| Walker County Georgia | 2 | $ 380,000 | $ 190,000 | $ 43,000 |
| Bannock County Idaho | 2 | $ 430,000 | $ 215,000 | $ 88,000 |
| Canyon County Idaho | 2 | $ 890,000 | $ 445,000 | $ 149,000 |
| Black Hawk County Iowa | 2 | $ 160,000 | $ 80,000 | $ 81,000 |
| Buena Vista County Iowa | 2 | $ 300,000 | $ 150,000 | $ 78,000 |
| Cerro Gordo County Iowa | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Linn County Iowa | 2 | $ 130,000 | $ 65,000 | $ 57,000 |
| Osceola County Iowa | 2 | $ 350,000 | $ 175,000 | $ 91,000 |
| Winnebago County Iowa | 2 | $ 130,000 | $ 65,000 | $ 34,000 |
| Kent County Michigan | 2 | $ 830,000 | $ 415,000 | $ 152,000 |
| Big Stone County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 105,000 |
| Chisago County Minnesota | 2 | $ 890,000 | $ 445,000 | $ 155,000 |
| Grant County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 47,000 |
| Isanti County Minnesota | 2 | $ 670,000 | $ 335,000 | $ 140,000 |
| Mahnomen County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 99,000 |
| Martin County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 100,000 |
| Scott County Minnesota | 2 | $ 720,000 | $ 360,000 | $ 78,000 |
| Sibley County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| St. Louis County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| Steele County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 51,000 |
| Wadena County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Cascade County Montana | 2 | $ 530,000 | $ 265,000 | $ 83,000 |
| Clark County Nevada | 2 | $ 1,080,000 | $ 540,000 | $ 222,000 |
| Perquimans County North Carolina | 2 | $ 1,020,000 | $ 510,000 | $ 174,000 |
| Montgomery County Ohio | 2 | $ 630,000 | $ 315,000 | $ 112,000 |
| Philadelphia County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 67,000 |
| Florence County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Jasper County South Carolina | 2 | $ 720,000 | $ 360,000 | $ 86,000 |
| Lee County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Oconee County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 67,000 |
| Saluda County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 47,000 |
| York County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 97,000 |
| Union County South Dakota | 2 | $ 790,000 | $ 395,000 | $ 122,000 |
| Hamilton County Tennessee | 2 | $ 870,000 | $ 435,000 | $ 145,000 |
| Shelby County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 103,000 |
| Wilson County Tennessee | 2 | $ 1,030,000 | $ 515,000 | $ 115,000 |
| Bell County Texas | 2 | $ 460,000 | $ 230,000 | $ 75,000 |
| Dallas County Texas | 2 | $ 740,000 | $ 370,000 | $ 126,000 |
| Harris County Texas | 2 | $ 810,000 | $ 405,000 | $ 162,000 |
| McLennan County Texas | 2 | $ 610,000 | $ 305,000 | $ 84,000 |
| Davis County Utah | 2 | $ 640,000 | $ 320,000 | $ 175,000 |
| Thurston County Washington | 2 | $ 890,000 | $ 445,000 | $ 121,000 |
| St. Croix County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 119,000 |
| Autauga County Alabama | 1 | $ 385,000 | $ 385,000 | $ 155,000 |
| Baldwin County Alabama | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Calhoun County Alabama | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| DeKalb County Alabama | 1 | $ 355,000 | $ 355,000 | $ 143,000 |
| Pickens County Alabama | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Pike County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Randolph County Alabama | 1 | $ 425,000 | $ 425,000 | $ 496,000 |
| Talladega County Alabama | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Tuscaloosa County Alabama | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Graham County Arizona | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Yuma County Arizona | 1 | $ 395,000 | $ 395,000 | $ 99,000 |
| Amador County California | 1 | $ 345,000 | $ 345,000 | $ 137,000 |
| Imperial County California | 1 | $ 405,000 | $ 405,000 | $ 71,000 |
| Marin County California | 1 | $ 625,000 | $ 625,000 | $ 215,000 |
| Denver County Colorado | 1 | $ 705,000 | $ 705,000 | $ 163,000 |
| Douglas County Colorado | 1 | $ 355,000 | $ 355,000 | $ 88,000 |
| Elbert County Colorado | 1 | $ 585,000 | $ 585,000 | $ 224,000 |
| Teller County Colorado | 1 | $ 325,000 | $ 325,000 | $ 257,000 |
| Escambia County Florida | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Flagler County Florida | 1 | $ 245,000 | $ 245,000 | $ 228,000 |
| Hardee County Florida | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Highlands County Florida | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Leon County Florida | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Nassau County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| St. Lucie County Florida | 1 | $ 375,000 | $ 375,000 | $ 107,000 |
| Baldwin County Georgia | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Crisp County Georgia | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Dade County Georgia | 1 | $ 225,000 | $ 225,000 | $ 331,000 |
| Dawson County Georgia | 1 | $ 335,000 | $ 335,000 | $ 145,000 |
| Dodge County Georgia | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Effingham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Elbert County Georgia | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Irwin County Georgia | 1 | $ 555,000 | $ 555,000 | $ 127,000 |
| Laurens County Georgia | 1 | $ 365,000 | $ 365,000 | $ 148,000 |
| Lee County Georgia | 1 | $ 285,000 | $ 285,000 | $ 307,000 |
| Long County Georgia | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Oconee County Georgia | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Pierce County Georgia | 1 | $ 405,000 | $ 405,000 | $ 177,000 |
| Washington County Georgia | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| McHenry County Illinois | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| Morgan County Illinois | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Putnam County Indiana | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Union County Indiana | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Chickasaw County Iowa | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Miami County Kansas | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Lapeer County Michigan | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Livingston County Michigan | 1 | $ 545,000 | $ 545,000 | $ 172,000 |
| Oakland County Michigan | 1 | $ 285,000 | $ 285,000 | $ 227,000 |
| St. Clair County Michigan | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Becker County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 73,000 |
| Dodge County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 1,306,000 |
| McLeod County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Mower County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Fergus County Montana | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Yellowstone County Montana | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Dodge County Nebraska | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Washoe County Nevada | 1 | $ 595,000 | $ 595,000 | $ 196,000 |
| Bernalillo County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Dona Ana County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 169,000 |
| Grant County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| Lincoln County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Sandoval County New Mexico | 1 | $ 395,000 | $ 395,000 | $ 123,000 |
| Anson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 217,000 |
| Cherokee County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Craven County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 149,000 |
| Cumberland County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 193,000 |
| Davidson County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Forsyth County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 187,000 |
| Haywood County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 1,139,000 |
| Henderson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Pasquotank County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 315,000 |
| Pender County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Robeson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Wake County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 240,000 |
| Yancey County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Cass County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Allen County Ohio | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Butler County Ohio | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Warren County Ohio | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Seminole County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Clackamas County Oregon | 1 | $ 635,000 | $ 635,000 | $ 551,000 |
| Abbeville County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Cherokee County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 49,000 |
| Edgefield County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Lancaster County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Laurens County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| McCormick County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 78,000 |
| Union County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Brookings County South Dakota | 1 | $ 495,000 | $ 495,000 | $ 166,000 |
| Minnehaha County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Davidson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 204,000 |
| Grundy County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 173,000 |
| Maury County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 78,000 |
| Obion County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Aransas County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Austin County Texas | 1 | $ 725,000 | $ 725,000 | $ 635,000 |
| Bastrop County Texas | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Brazos County Texas | 1 | $ 275,000 | $ 275,000 | $ 264,000 |
| Burnet County Texas | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Caldwell County Texas | 1 | $ 255,000 | $ 255,000 | $ 189,000 |
| Comal County Texas | 1 | $ 455,000 | $ 455,000 | $ 148,000 |
| DeWitt County Texas | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Ector County Texas | 1 | $ 215,000 | $ 215,000 | $ 153,000 |
| El Paso County Texas | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Guadalupe County Texas | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
| Henderson County Texas | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Hunt County Texas | 1 | $ 445,000 | $ 445,000 | $ 119,000 |
| Kerr County Texas | 1 | $ 435,000 | $ 435,000 | $ 125,000 |
| Lamar County Texas | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Llano County Texas | 1 | $ 225,000 | $ 225,000 | $ 455,000 |
| Parker County Texas | 1 | $ 505,000 | $ 505,000 | $ 90,000 |
| Tarrant County Texas | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| Iron County Utah | 1 | $ 105,000 | $ 105,000 | $ 326,000 |
| Gloucester County Virginia | 1 | $ 595,000 | $ 595,000 | $ 239,000 |
| Pulaski County Virginia | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Franklin County Washington | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Spokane County Washington | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Ashland County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Polk County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,992 | $1,994,440,000 | $332,000 | $7,205,000 | $133,000 | $1,716,000 |
| Home Improvement | 389 | $114,400,000 | $294,000 | $955,000 | $124,000 | $1,166,000 |
| Refinancing | 108 | $42,720,000 | $395,000 | $2,165,000 | $168,000 | $1,255,000 |
| Cash-out Refinancing | 2 | $450,000 | $225,000 | $225,000 | $105,000 | $166,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,724 | $906,195,000 | $332,000 | $3,145,000 | $144,000 | $1,716,000 |
| Not Provided | 1,598 | $568,360,000 | $355,000 | $7,205,000 | $136,000 | $1,660,000 |
| Hispanic | 1,175 | $329,165,000 | $280,000 | $3,415,000 | $102,000 | $1,270,000 |
| Black or African American | 537 | $164,525,000 | $306,000 | $1,205,000 | $110,000 | $1,200,000 |
| Asian | 413 | $169,425,000 | $410,000 | $1,575,000 | $166,000 | $1,166,000 |
| American Indian or Alaskan Native | 33 | $9,945,000 | $301,000 | $585,000 | $119,000 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,205,000 | $356,000 | $645,000 | $121,000 | $211,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,347 | $1,436,660,000 | $330,000 | $3,415,000 | $150,000 | $1,716,000 |
| FHA-insured (Federal Housing Administration) | 1,759 | $561,325,000 | $319,000 | $7,205,000 | $94,000 | $614,000 |
| VA-guaranteed (Veterans Administration) | 357 | $147,785,000 | $413,000 | $1,205,000 | $127,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $6,240,000 | $222,000 | $535,000 | $80,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,572 | $1,452,180,000 | $317,000 | $2,005,000 | $130,000 | $1,716,000 |
| Application Withdrawn By Applicant | 1,617 | $617,110,000 | $381,000 | $7,205,000 | $147,000 | $1,660,000 |
| Application Denied By Financial Institution | 280 | $77,530,000 | $276,000 | $3,065,000 | $97,000 | $689,000 |
| Preapproval Approved but not Accepted | 8 | $1,800,000 | $225,000 | $435,000 | $102,000 | $150,000 |
| Application Approved But Not Accepted | 7 | $1,485,000 | $212,000 | $445,000 | $70,000 | $114,000 |
| File Closed For Incompleteness | 5 | $1,425,000 | $285,000 | $495,000 | $199,000 | $608,000 |
| Preapproval Denied by Financial Institution | 2 | $480,000 | $240,000 | $285,000 | $67,000 | $73,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,209 | $2,074,000,000 | $334,000 | $7,205,000 | $135,000 | $1,716,000 |
| Debt-To-Income Ratio | 93 | $27,195,000 | $292,000 | $1,605,000 | $82,000 | $319,000 |
| Credit History | 61 | $14,585,000 | $239,000 | $855,000 | $85,000 | $283,000 |
| Collateral | 44 | $12,690,000 | $288,000 | $3,065,000 | $152,000 | $689,000 |
| Unverifiable Information | 32 | $9,910,000 | $309,000 | $665,000 | $99,000 | $300,000 |
| Other | 30 | $7,060,000 | $235,000 | $535,000 | $94,000 | $394,000 |
| Employment History | 12 | $3,220,000 | $268,000 | $435,000 | $60,000 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,715,000 | $301,000 | $645,000 | $82,000 | $166,000 |
| Credit Application Incomplete | 1 | $635,000 | $635,000 | $635,000 | $241,000 | $241,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeowners Financial Group Usa, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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