Homeservices Lending, LLC A Mortgage Lending & HMDA Data, 2006

In 2006, Homeservices Lending, LLC A of Winston-Salem, NC reported 2,043 mortgage applications totaling $449.6 million, up 51% from 2005. The average application was for $220,085, and applicants reported an average income of $105,259. 91% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (748), Minneapolis-St. Paul-Bloomington, MN-WI (465) and Kansas City, MO-KS (277) (applications in parentheses).

Mortgage Company & Address Homeservices Lending, LLC A
100 N Main Street Mac D4001-063
Winston-Salem, NC 27150
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 2,043
Total Mortgage Loan Application Amount $449,634,000
Average Mortgage Loan Application Amount $220,085
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $105,259
Highest Applicant Income $7,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeservices Lending, LLC A filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeservices Lending, LLC A by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cobb, Georgia 227 $ 53,201,000 $ 234,365 $ 103,000
Fulton, Georgia 220 $ 69,813,000 $ 317,331 $ 150,000
Hennepin, Minnesota 172 $ 39,916,000 $ 232,069 $ 101,000
Johnson, Kansas 126 $ 24,648,000 $ 195,619 $ 100,000
DeKalb, Georgia 90 $ 22,050,000 $ 245,000 $ 103,000
Ramsey, Minnesota 77 $ 17,170,000 $ 222,987 $ 95,000
Jackson, Missouri 77 $ 12,694,000 $ 164,857 $ 96,000
Washington, Minnesota 62 $ 14,605,000 $ 235,564 $ 106,000
Jefferson, Kentucky 53 $ 9,222,000 $ 174,000 $ 88,000
Polk, Iowa 50 $ 7,866,000 $ 157,320 $ 77,000
Dakota, Minnesota 50 $ 10,889,000 $ 217,780 $ 94,000
Cherokee, Georgia 49 $ 9,447,000 $ 192,795 $ 91,000
Gwinnett, Georgia 46 $ 10,654,000 $ 231,608 $ 101,000
Douglas, Nebraska 44 $ 6,859,000 $ 155,886 $ 91,000
Anoka, Minnesota 33 $ 7,321,000 $ 221,848 $ 103,000
Lancaster, Nebraska 33 $ 4,419,000 $ 133,909 $ 66,000
Fayette, Kentucky 27 $ 4,676,000 $ 173,185 $ 94,000
Forsyth, Georgia 26 $ 5,126,000 $ 197,153 $ 84,000
Clay, Missouri 26 $ 4,028,000 $ 154,923 $ 74,000
Paulding, Georgia 25 $ 4,984,000 $ 199,360 $ 75,000
Olmsted, Minnesota 25 $ 5,048,000 $ 201,920 $ 92,000
Scott, Minnesota 21 $ 5,430,000 $ 258,571 $ 103,000
Sarpy, Nebraska 20 $ 3,453,000 $ 172,650 $ 99,000
Cass, Missouri 18 $ 2,961,000 $ 164,500 $ 72,000
Kenton, Kentucky 16 $ 2,587,000 $ 161,687 $ 80,000
Coweta, Georgia 15 $ 2,531,000 $ 168,733 $ 71,000
Fayette, Georgia 14 $ 3,263,000 $ 233,071 $ 112,000
Dallas, Iowa 12 $ 2,255,000 $ 187,916 $ 66,000
Wyandotte, Kansas 12 $ 1,472,000 $ 122,666 $ 75,000
Carver, Minnesota 12 $ 2,980,000 $ 248,333 $ 98,000
Greene, Missouri 12 $ 1,748,000 $ 145,666 $ 83,000
Wright, Minnesota 10 $ 1,834,000 $ 183,400 $ 96,000
Platte, Missouri 10 $ 1,577,000 $ 157,700 $ 105,000
St. Croix, Wisconsin 10 $ 1,855,000 $ 185,500 $ 69,000
Bartow, Georgia 9 $ 1,636,000 $ 181,777 $ 64,000
Floyd, Indiana 9 $ 1,772,000 $ 196,888 $ 106,000
Oldham, Kentucky 9 $ 1,783,000 $ 198,111 $ 96,000
Hamilton, Ohio 9 $ 1,518,000 $ 168,666 $ 86,000
Clark, Indiana 8 $ 906,000 $ 113,250 $ 67,000
Boone, Kentucky 8 $ 2,222,000 $ 277,750 $ 131,000
Campbell, Kentucky 8 $ 1,106,000 $ 138,250 $ 88,000
Sherburne, Minnesota 8 $ 1,716,000 $ 214,500 $ 76,000
Miami-Dade, Florida 7 $ 3,097,000 $ 442,428 $ 197,000
Linn, Iowa 7 $ 1,022,000 $ 146,000 $ 76,000
Stearns, Minnesota 7 $ 1,202,000 $ 171,714 $ 85,000
Glynn, Georgia 6 $ 1,837,000 $ 306,166 $ 189,000
Bullitt, Kentucky 6 $ 936,000 $ 156,000 $ 67,000
Chisago, Minnesota 6 $ 1,268,000 $ 211,333 $ 75,000
Rice, Minnesota 6 $ 1,079,000 $ 179,833 $ 101,000
Clayton, Georgia 5 $ 526,000 $ 105,200 $ 61,000
Hall, Georgia 5 $ 1,550,000 $ 310,000 $ 211,000
Johnson, Iowa 5 $ 635,000 $ 127,000 $ 78,000
St. Louis, Minnesota 5 $ 1,060,000 $ 212,000 $ 111,000
Gilmer, Georgia 4 $ 626,000 $ 156,500 $ 108,000
Oconee, Georgia 4 $ 1,202,000 $ 300,500 $ 199,000
Leavenworth, Kansas 4 $ 1,083,000 $ 270,750 $ 103,000
Jessamine, Kentucky 4 $ 1,202,000 $ 300,500 $ 110,000
Spencer, Kentucky 4 $ 591,000 $ 147,750 $ 83,000
Cass, Nebraska 4 $ 750,000 $ 187,500 $ 74,000
Clermont, Ohio 4 $ 1,007,000 $ 251,750 $ 107,000
Broward, Florida 3 $ 1,200,000 $ 400,000 $ 169,000
Lee, Florida 3 $ 721,000 $ 240,333 $ 110,000
Carroll, Georgia 3 $ 416,000 $ 138,666 $ 64,000
Douglas, Georgia 3 $ 507,000 $ 169,000 $ 93,000
Henry, Georgia 3 $ 457,000 $ 152,333 $ 56,000
Rockdale, Georgia 3 $ 573,000 $ 191,000 $ 69,000
Spalding, Georgia 3 $ 286,000 $ 95,333 $ 42,000
Cook, Illinois 3 $ 1,367,000 $ 455,666 $ 154,000
Marion, Iowa 3 $ 327,000 $ 109,000 $ 34,000
Warren, Iowa 3 $ 595,000 $ 198,333 $ 85,000
Isanti, Minnesota 3 $ 558,000 $ 186,000 $ 84,000
St. Louis, Missouri 3 $ 579,000 $ 193,000 $ 82,000
Charleston, South Carolina 3 $ 1,002,000 $ 334,000 $ 201,000
Polk, Florida 2 $ 719,000 $ 359,500 $ 162,000
St. Johns, Florida 2 $ 697,000 $ 348,500 $ 145,000
Pickens, Georgia 2 $ 343,000 $ 171,500 $ 159,000
Walton, Georgia 2 $ 503,000 $ 251,500 $ 120,000
Iowa, Iowa 2 $ 375,000 $ 187,500 $ 72,000
Pottawattamie, Iowa 2 $ 285,000 $ 142,500 $ 76,000
Douglas, Kansas 2 $ 281,000 $ 140,500 $ 59,000
Franklin, Kansas 2 $ 332,000 $ 166,000 $ 24,000
Bourbon, Kentucky 2 $ 289,000 $ 144,500 $ 120,000
Nelson, Kentucky 2 $ 166,000 $ 83,000 $ 29,000
Scott, Kentucky 2 $ 441,000 $ 220,500 $ 96,000
Carlton, Minnesota 2 $ 323,000 $ 161,500 $ 68,000
Crow Wing, Minnesota 2 $ 282,000 $ 141,000 $ 60,000
Goodhue, Minnesota 2 $ 342,000 $ 171,000 $ 35,000
Winona, Minnesota 2 $ 353,000 $ 176,500 $ 69,000
Camden, Missouri 2 $ 355,000 $ 177,500 $ 148,000
Ray, Missouri 2 $ 278,000 $ 139,000 $ 80,000
Butler, Ohio 2 $ 326,000 $ 163,000 $ 59,000
Warren, Ohio 2 $ 200,000 $ 100,000 $ 66,000
Baldwin, Alabama 1 $ 276,000 $ 276,000 $ 70,000
Mobile, Alabama 1 $ 105,000 $ 105,000 $ 55,000
Randolph, Alabama 1 $ 120,000 $ 120,000 $ 159,000
Tallapoosa, Alabama 1 $ 200,000 $ 200,000 $ 239,000
Los Angeles, California 1 $ 195,000 $ 195,000 $ 51,000
Riverside, California 1 $ 359,000 $ 359,000 $ 201,000
Douglas, Colorado 1 $ 417,000 $ 417,000 $ 156,000
El Paso, Colorado 1 $ 191,000 $ 191,000 $ 52,000
Summit, Colorado 1 $ 1,760,000 $ 1,760,000 $ 541,000
New Castle, Delaware 1 $ 198,000 $ 198,000 $ 107,000
Duval, Florida 1 $ 476,000 $ 476,000 $ 212,000
Escambia, Florida 1 $ 600,000 $ 600,000 $ 176,000
Gulf, Florida 1 $ 980,000 $ 980,000 $ 198,000
Hillsborough, Florida 1 $ 420,000 $ 420,000 $ 71,000
Monroe, Florida 1 $ 1,650,000 $ 1,650,000 $ 7,200,000
Nassau, Florida 1 $ 612,000 $ 612,000 $ 525,000
Okaloosa, Florida 1 $ 394,000 $ 394,000 $ 129,000
Osceola, Florida 1 $ 245,000 $ 245,000 $ 180,000
Palm Beach, Florida 1 $ 143,000 $ 143,000 $ 42,000
Pasco, Florida 1 $ 232,000 $ 232,000 $ 81,000
Sarasota, Florida 1 $ 220,000 $ 220,000 $ 150,000
Barrow, Georgia 1 $ 105,000 $ 105,000 $ 0
Clarke, Georgia 1 $ 194,000 $ 194,000 $ 99,000
Columbia, Georgia 1 $ 231,000 $ 231,000 $ 100,000
Dawson, Georgia 1 $ 247,000 $ 247,000 $ 69,000
Meriwether, Georgia 1 $ 119,000 $ 119,000 $ 60,000
Troup, Georgia 1 $ 71,000 $ 71,000 $ 46,000
Carroll, Illinois 1 $ 106,000 $ 106,000 $ 54,000
Kendall, Illinois 1 $ 157,000 $ 157,000 $ 62,000
Madison, Illinois 1 $ 118,000 $ 118,000 $ 42,000
Piatt, Illinois 1 $ 175,000 $ 175,000 $ 87,000
Winnebago, Illinois 1 $ 130,000 $ 130,000 $ 44,000
Dearborn, Indiana 1 $ 205,000 $ 205,000 $ 125,000
Hamilton, Indiana 1 $ 187,000 $ 187,000 $ 72,000
Tippecanoe, Indiana 1 $ 319,000 $ 319,000 $ 186,000
Cedar, Iowa 1 $ 112,000 $ 112,000 $ 53,000
Cerro Gordo, Iowa 1 $ 155,000 $ 155,000 $ 58,000
Dickinson, Iowa 1 $ 200,000 $ 200,000 $ 52,000
Jasper, Iowa 1 $ 166,000 $ 166,000 $ 70,000
Madison, Iowa 1 $ 165,000 $ 165,000 $ 75,000
Story, Iowa 1 $ 105,000 $ 105,000 $ 38,000
Pratt, Kansas 1 $ 90,000 $ 90,000 $ 44,000
Anderson, Kentucky 1 $ 143,000 $ 143,000 $ 113,000
Christian, Kentucky 1 $ 132,000 $ 132,000 $ 77,000
Grant, Kentucky 1 $ 96,000 $ 96,000 $ 40,000
Hardin, Kentucky 1 $ 135,000 $ 135,000 $ 35,000
Henry, Kentucky 1 $ 157,000 $ 157,000 $ 67,000
Madison, Kentucky 1 $ 132,000 $ 132,000 $ 72,000
Shelby, Kentucky 1 $ 115,000 $ 115,000 $ 69,000
Woodford, Kentucky 1 $ 240,000 $ 240,000 $ 105,000
Leelanau, Michigan 1 $ 2,000,000 $ 2,000,000 $ 908,000
Cass, Minnesota 1 $ 175,000 $ 175,000 $ 77,000
Dodge, Minnesota 1 $ 140,000 $ 140,000 $ 71,000
Kanabec, Minnesota 1 $ 255,000 $ 255,000 $ 150,000
McLeod, Minnesota 1 $ 208,000 $ 208,000 $ 65,000
Meeker, Minnesota 1 $ 126,000 $ 126,000 $ 54,000
Mower, Minnesota 1 $ 131,000 $ 131,000 $ 87,000
Otter Tail, Minnesota 1 $ 71,000 $ 71,000 $ 42,000
Sibley, Minnesota 1 $ 213,000 $ 213,000 $ 71,000
Steele, Minnesota 1 $ 175,000 $ 175,000 $ 59,000
Wabasha, Minnesota 1 $ 134,000 $ 134,000 $ 50,000
Christian, Missouri 1 $ 110,000 $ 110,000 $ 57,000
Cooper, Missouri 1 $ 85,000 $ 85,000 $ 78,000
Jasper, Missouri 1 $ 74,000 $ 74,000 $ 42,000
Johnson, Missouri 1 $ 124,000 $ 124,000 $ 63,000
Morgan, Missouri 1 $ 172,000 $ 172,000 $ 144,000
Burt, Nebraska 1 $ 90,000 $ 90,000 $ 78,000
Johnson, Nebraska 1 $ 100,000 $ 100,000 $ 65,000
Clark, Nevada 1 $ 225,000 $ 225,000 $ 63,000
Delaware, Ohio 1 $ 201,000 $ 201,000 $ 91,000
Montgomery, Ohio 1 $ 104,000 $ 104,000 $ 40,000
Garfield, Oklahoma 1 $ 94,000 $ 94,000 $ 40,000
Clackamas, Oregon 1 $ 350,000 $ 350,000 $ 166,000
Washington, Oregon 1 $ 212,000 $ 212,000 $ 142,000
York, Pennsylvania 1 $ 386,000 $ 386,000 $ 177,000
Lincoln, South Dakota 1 $ 148,000 $ 148,000 $ 60,000
Bledsoe, Tennessee 1 $ 114,000 $ 114,000 $ 110,000
Hamilton, Tennessee 1 $ 243,000 $ 243,000 $ 78,000
Parker, Texas 1 $ 176,000 $ 176,000 $ 57,000
Clark, Washington 1 $ 164,000 $ 164,000 $ 78,000
Barron, Wisconsin 1 $ 146,000 $ 146,000 $ 170,000
Dunn, Wisconsin 1 $ 130,000 $ 130,000 $ 80,000
Pierce, Wisconsin 1 $ 341,000 $ 341,000 $ 113,000

Mortgage Loan Application Detail Totals for Homeservices Lending, LLC A in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,869 $409,246,000 $218,000 $2,000,000 $102,000 $1,100,000
Refinancing 162 $37,268,000 $230,000 $1,760,000 $142,000 $7,200,000
Home Improvement 12 $3,120,000 $260,000 $500,000 $117,000 $211,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,738 $378,743,000 $217,000 $2,000,000 $105,000 $7,200,000
Not Provided 191 $46,546,000 $243,000 $798,000 $122,000 $880,000
Black or African American 46 $7,867,000 $171,000 $408,000 $72,000 $310,000
Hispanic 39 $9,687,000 $248,000 $1,000,000 $111,000 $570,000
Asian 24 $5,388,000 $224,000 $585,000 $87,000 $180,000
Native Hawaiian or Other Pacific Islander 3 $945,000 $315,000 $512,000 $121,000 $200,000
American Indian or Alaskan Native 2 $458,000 $229,000 $250,000 $96,000 $120,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,959 $435,805,000 $222,000 $2,000,000 $107,000 $7,200,000
FHA-insured (Federal Housing Administration) 68 $10,484,000 $154,000 $256,000 $59,000 $159,000
VA-guaranteed (Veterans Administration) 16 $3,345,000 $209,000 $388,000 $68,000 $114,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,860 $410,351,000 $220,000 $2,000,000 $106,000 $7,200,000
Application Approved But Not Accepted 181 $38,758,000 $214,000 $1,990,000 $102,000 $1,100,000
Preapproval Approved but not Accepted 2 $525,000 $262,000 $417,000 $98,000 $141,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeservices Lending, LLC A's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homeservices Lending, LLC A's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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