Homeservices Lending, LLC A Mortgage Lending & HMDA Data, 2009

In 2009, Homeservices Lending, LLC A of Winston-Salem, NC reported 2,918 mortgage applications totaling $670.1 million, up 7% from 2008. The average application was for $229,636, and applicants reported an average income of $112,552. 94% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (741), Minneapolis-St. Paul-Bloomington, MN-WI (328) and Kansas City, MO-KS (307) (applications in parentheses).

Mortgage Company & Address Homeservices Lending, LLC A
100 N Main Street Mac D4001-063
Winston-Salem, NC 27150
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 2,918
Total Mortgage Loan Application Amount $670,079,000
Average Mortgage Loan Application Amount $229,636
Highest Mortgage Loan Application Amount $1,857,000
Average Applicant Income $112,552
Highest Applicant Income $1,220,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeservices Lending, LLC A filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeservices Lending, LLC A by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 211 $ 57,589,000 $ 272,933 $ 131,000
Cobb, Georgia 198 $ 45,216,000 $ 228,363 $ 99,000
Johnson, Kansas 181 $ 42,294,000 $ 233,668 $ 130,000
Hennepin, Minnesota 137 $ 37,328,000 $ 272,467 $ 138,000
Pima, Arizona 131 $ 26,578,000 $ 202,885 $ 119,000
DeKalb, Georgia 112 $ 28,740,000 $ 256,607 $ 116,000
San Diego, California 102 $ 34,369,000 $ 336,950 $ 135,000
Lancaster, Nebraska 93 $ 13,049,000 $ 140,311 $ 78,000
Polk, Iowa 80 $ 12,648,000 $ 158,100 $ 74,000
Jefferson, Alabama 76 $ 17,923,000 $ 235,828 $ 117,000
Jefferson, Kentucky 74 $ 11,775,000 $ 159,121 $ 85,000
Jackson, Missouri 71 $ 13,364,000 $ 188,225 $ 101,000
Gwinnett, Georgia 59 $ 11,769,000 $ 199,474 $ 90,000
Ramsey, Minnesota 55 $ 12,540,000 $ 228,000 $ 106,000
Douglas, Nebraska 51 $ 8,392,000 $ 164,549 $ 89,000
Forsyth, North Carolina 46 $ 11,766,000 $ 255,782 $ 125,000
Los Angeles, California 41 $ 17,076,000 $ 416,487 $ 181,000
Wake, North Carolina 40 $ 10,771,000 $ 269,275 $ 124,000
Guilford, North Carolina 38 $ 11,371,000 $ 299,236 $ 153,000
Washington, Minnesota 37 $ 8,328,000 $ 225,081 $ 115,000
Mecklenburg, North Carolina 37 $ 9,480,000 $ 256,216 $ 123,000
Cherokee, Georgia 36 $ 7,009,000 $ 194,694 $ 84,000
Forsyth, Georgia 34 $ 7,909,000 $ 232,617 $ 103,000
Orange, California 33 $ 12,720,000 $ 385,454 $ 133,000
Linn, Iowa 30 $ 4,340,000 $ 144,666 $ 75,000
Dakota, Minnesota 30 $ 6,538,000 $ 217,933 $ 89,000
Clay, Missouri 30 $ 5,741,000 $ 191,366 $ 96,000
Fayette, Georgia 25 $ 5,242,000 $ 209,680 $ 87,000
Scott, Minnesota 24 $ 6,310,000 $ 262,916 $ 118,000
Ventura, California 23 $ 6,888,000 $ 299,478 $ 118,000
Kenton, Kentucky 23 $ 5,373,000 $ 233,608 $ 141,000
Sarpy, Nebraska 22 $ 3,275,000 $ 148,863 $ 73,000
Dallas, Iowa 21 $ 4,045,000 $ 192,619 $ 86,000
Coweta, Georgia 20 $ 3,639,000 $ 181,950 $ 76,000
Hamilton, Ohio 20 $ 3,737,000 $ 186,850 $ 103,000
Greene, Missouri 18 $ 2,518,000 $ 139,888 $ 78,000
Warren, Iowa 17 $ 3,743,000 $ 220,176 $ 93,000
Maricopa, Arizona 16 $ 2,388,000 $ 149,250 $ 87,000
Paulding, Georgia 16 $ 2,389,000 $ 149,312 $ 74,000
Boone, Kentucky 16 $ 3,171,000 $ 198,187 $ 95,000
Fayette, Kentucky 16 $ 2,253,000 $ 140,812 $ 97,000
Anoka, Minnesota 16 $ 3,508,000 $ 219,250 $ 92,000
Shelby, Alabama 15 $ 3,914,000 $ 260,933 $ 172,000
Johnson, Iowa 15 $ 2,406,000 $ 160,400 $ 126,000
Orange, North Carolina 15 $ 3,916,000 $ 261,066 $ 144,000
Oldham, Kentucky 14 $ 3,810,000 $ 272,142 $ 117,000
Santa Barbara, California 13 $ 5,230,000 $ 402,307 $ 237,000
Henry, Georgia 11 $ 1,773,000 $ 161,181 $ 62,000
Pinal, Arizona 10 $ 2,409,000 $ 240,900 $ 116,000
Campbell, Kentucky 10 $ 1,556,000 $ 155,600 $ 83,000
Carver, Minnesota 10 $ 2,832,000 $ 283,200 $ 97,000
Cass, Missouri 10 $ 1,960,000 $ 196,000 $ 94,000
Durham, North Carolina 10 $ 1,828,000 $ 182,800 $ 99,000
Miami-Dade, Florida 9 $ 2,682,000 $ 298,000 $ 136,000
Crow Wing, Minnesota 9 $ 2,374,000 $ 263,777 $ 169,000
Union, North Carolina 9 $ 3,152,000 $ 350,222 $ 164,000
Mobile, Alabama 8 $ 1,021,000 $ 127,625 $ 55,000
Clark, Indiana 8 $ 1,029,000 $ 128,625 $ 54,000
Floyd, Indiana 8 $ 2,254,000 $ 281,750 $ 157,000
Olmsted, Minnesota 8 $ 1,780,000 $ 222,500 $ 129,000
Iredell, North Carolina 8 $ 2,346,000 $ 293,250 $ 124,000
Lincoln, North Carolina 8 $ 2,433,000 $ 304,125 $ 128,000
Rice, Minnesota 7 $ 1,240,000 $ 177,142 $ 66,000
Christian, Missouri 7 $ 715,000 $ 102,142 $ 71,000
York, South Carolina 7 $ 1,994,000 $ 284,857 $ 123,000
Glynn, Georgia 6 $ 1,311,000 $ 218,500 $ 70,000
Platte, Missouri 6 $ 1,050,000 $ 175,000 $ 115,000
Riverside, California 5 $ 1,018,000 $ 203,600 $ 97,000
Broward, Florida 5 $ 1,215,000 $ 243,000 $ 95,000
Wyandotte, Kansas 5 $ 596,000 $ 119,200 $ 45,000
Chisago, Minnesota 5 $ 970,000 $ 194,000 $ 73,000
Wright, Minnesota 5 $ 1,089,000 $ 217,800 $ 121,000
Buchanan, Missouri 5 $ 554,000 $ 110,800 $ 53,000
Davidson, North Carolina 5 $ 1,312,000 $ 262,400 $ 91,000
Lee, Alabama 4 $ 598,000 $ 149,500 $ 107,000
Cochise, Arizona 4 $ 765,000 $ 191,250 $ 84,000
San Francisco, California 4 $ 1,450,000 $ 362,500 $ 117,000
Douglas, Georgia 4 $ 1,343,000 $ 335,750 $ 132,000
Jessamine, Kentucky 4 $ 802,000 $ 200,500 $ 90,000
Shelby, Kentucky 4 $ 764,000 $ 191,000 $ 92,000
St. Louis, Minnesota 4 $ 874,000 $ 218,500 $ 74,000
Clermont, Ohio 4 $ 420,000 $ 105,000 $ 80,000
Warren, Ohio 4 $ 892,000 $ 223,000 $ 175,000
St. Clair, Alabama 3 $ 505,000 $ 168,333 $ 66,000
Chatham, Georgia 3 $ 806,000 $ 268,666 $ 76,000
Clayton, Georgia 3 $ 241,000 $ 80,333 $ 35,000
Walton, Georgia 3 $ 593,000 $ 197,666 $ 85,000
Cook, Illinois 3 $ 892,000 $ 297,333 $ 118,000
Harrison, Indiana 3 $ 766,000 $ 255,333 $ 101,000
Cass, Minnesota 3 $ 668,000 $ 222,666 $ 97,000
Morrison, Minnesota 3 $ 535,000 $ 178,333 $ 124,000
Sherburne, Minnesota 3 $ 390,000 $ 130,000 $ 78,000
Camden, Missouri 3 $ 523,000 $ 174,333 $ 257,000
Saunders, Nebraska 3 $ 716,000 $ 238,666 $ 104,000
Clark, Nevada 3 $ 610,000 $ 203,333 $ 89,000
Alamance, North Carolina 3 $ 684,000 $ 228,000 $ 89,000
Chatham, North Carolina 3 $ 673,000 $ 224,333 $ 117,000
Butler, Ohio 3 $ 758,000 $ 252,666 $ 74,000
Lancaster, South Carolina 3 $ 797,000 $ 265,666 $ 84,000
King, Washington 3 $ 1,056,000 $ 352,000 $ 131,000
Milwaukee, Wisconsin 3 $ 612,000 $ 204,000 $ 177,000
St. Croix, Wisconsin 3 $ 538,000 $ 179,333 $ 61,000
Blount, Alabama 2 $ 197,000 $ 98,500 $ 55,000
Madison, Alabama 2 $ 407,000 $ 203,500 $ 91,000
Denver, Colorado 2 $ 669,000 $ 334,500 $ 118,000
Hall, Georgia 2 $ 488,000 $ 244,000 $ 112,000
Jackson, Georgia 2 $ 292,000 $ 146,000 $ 68,000
Rockdale, Georgia 2 $ 525,000 $ 262,500 $ 135,000
Cedar, Iowa 2 $ 232,000 $ 116,000 $ 59,000
Douglas, Kansas 2 $ 517,000 $ 258,500 $ 69,000
Leavenworth, Kansas 2 $ 418,000 $ 209,000 $ 91,000
Pulaski, Kentucky 2 $ 202,000 $ 101,000 $ 107,000
Barnstable, Massachusetts 2 $ 531,000 $ 265,500 $ 171,000
Douglas, Minnesota 2 $ 533,000 $ 266,500 $ 137,000
Isanti, Minnesota 2 $ 363,000 $ 181,500 $ 119,000
Le Sueur, Minnesota 2 $ 827,000 $ 413,500 $ 211,000
Stearns, Minnesota 2 $ 302,000 $ 151,000 $ 57,000
Taney, Missouri 2 $ 311,000 $ 155,500 $ 105,000
Cass, Nebraska 2 $ 458,000 $ 229,000 $ 74,000
Cabarrus, North Carolina 2 $ 397,000 $ 198,500 $ 95,000
Knox, Tennessee 2 $ 359,000 $ 179,500 $ 121,000
Hanover, Virginia 2 $ 430,000 $ 215,000 $ 93,000
Polk, Wisconsin 2 $ 317,000 $ 158,500 $ 94,000
Waukesha, Wisconsin 2 $ 825,000 $ 412,500 $ 266,000
Baldwin, Alabama 1 $ 95,000 $ 95,000 $ 52,000
Chambers, Alabama 1 $ 172,000 $ 172,000 $ 96,000
Chilton, Alabama 1 $ 123,000 $ 123,000 $ 47,000
Montgomery, Alabama 1 $ 94,000 $ 94,000 $ 48,000
Randolph, Alabama 1 $ 222,000 $ 222,000 $ 80,000
Tuscaloosa, Alabama 1 $ 417,000 $ 417,000 $ 819,000
Mohave, Arizona 1 $ 140,000 $ 140,000 $ 90,000
Yavapai, Arizona 1 $ 107,000 $ 107,000 $ 40,000
Alameda, California 1 $ 348,000 $ 348,000 $ 72,000
Kern, California 1 $ 417,000 $ 417,000 $ 116,000
Lake, California 1 $ 115,000 $ 115,000 $ 88,000
Marin, California 1 $ 596,000 $ 596,000 $ 300,000
San Luis Obispo, California 1 $ 400,000 $ 400,000 $ 112,000
San Mateo, California 1 $ 489,000 $ 489,000 $ 238,000
Santa Clara, California 1 $ 150,000 $ 150,000 $ 95,000
Boulder, Colorado 1 $ 383,000 $ 383,000 $ 150,000
Broomfield, Colorado 1 $ 204,000 $ 204,000 $ 100,000
Larimer, Colorado 1 $ 263,000 $ 263,000 $ 102,000
Franklin, Florida 1 $ 417,000 $ 417,000 $ 219,000
Gulf, Florida 1 $ 417,000 $ 417,000 $ 349,000
Nassau, Florida 1 $ 228,000 $ 228,000 $ 178,000
Polk, Florida 1 $ 154,000 $ 154,000 $ 72,000
Seminole, Florida 1 $ 227,000 $ 227,000 $ 100,000
Sumter, Florida 1 $ 150,000 $ 150,000 $ 135,000
Volusia, Florida 1 $ 125,000 $ 125,000 $ 67,000
Baldwin, Georgia 1 $ 107,000 $ 107,000 $ 44,000
Barrow, Georgia 1 $ 286,000 $ 286,000 $ 144,000
Bartow, Georgia 1 $ 220,000 $ 220,000 $ 79,000
Carroll, Georgia 1 $ 142,000 $ 142,000 $ 63,000
Clarke, Georgia 1 $ 176,000 $ 176,000 $ 103,000
Dawson, Georgia 1 $ 246,000 $ 246,000 $ 69,000
Fannin, Georgia 1 $ 221,000 $ 221,000 $ 338,000
Floyd, Georgia 1 $ 63,000 $ 63,000 $ 26,000
Gilmer, Georgia 1 $ 154,000 $ 154,000 $ 119,000
Hancock, Georgia 1 $ 180,000 $ 180,000 $ 112,000
Houston, Georgia 1 $ 151,000 $ 151,000 $ 0
Jones, Georgia 1 $ 134,000 $ 134,000 $ 114,000
Liberty, Georgia 1 $ 204,000 $ 204,000 $ 104,000
Lumpkin, Georgia 1 $ 300,000 $ 300,000 $ 256,000
Meriwether, Georgia 1 $ 143,000 $ 143,000 $ 99,000
Newton, Georgia 1 $ 255,000 $ 255,000 $ 85,000
Oconee, Georgia 1 $ 226,000 $ 226,000 $ 175,000
Pickens, Georgia 1 $ 215,000 $ 215,000 $ 52,000
Putnam, Georgia 1 $ 417,000 $ 417,000 $ 114,000
Troup, Georgia 1 $ 178,000 $ 178,000 $ 75,000
Wayne, Georgia 1 $ 76,000 $ 76,000 $ 65,000
White, Georgia 1 $ 80,000 $ 80,000 $ 99,000
Wilkes, Georgia 1 $ 315,000 $ 315,000 $ 500,000
Blaine, Idaho 1 $ 176,000 $ 176,000 $ 253,000
Johnson, Illinois 1 $ 158,000 $ 158,000 $ 78,000
Boone, Indiana 1 $ 350,000 $ 350,000 $ 101,000
Knox, Indiana 1 $ 122,000 $ 122,000 $ 26,000
Washington, Indiana 1 $ 58,000 $ 58,000 $ 55,000
Black Hawk, Iowa 1 $ 127,000 $ 127,000 $ 25,000
Boone, Iowa 1 $ 88,000 $ 88,000 $ 27,000
Cass, Iowa 1 $ 49,000 $ 49,000 $ 64,000
Dickinson, Iowa 1 $ 396,000 $ 396,000 $ 217,000
Dubuque, Iowa 1 $ 303,000 $ 303,000 $ 99,000
Guthrie, Iowa 1 $ 127,000 $ 127,000 $ 277,000
Humboldt, Iowa 1 $ 92,000 $ 92,000 $ 113,000
Iowa, Iowa 1 $ 81,000 $ 81,000 $ 84,000
Jasper, Iowa 1 $ 69,000 $ 69,000 $ 77,000
Jones, Iowa 1 $ 245,000 $ 245,000 $ 67,000
Pottawattamie, Iowa 1 $ 150,000 $ 150,000 $ 52,000
Taylor, Iowa 1 $ 77,000 $ 77,000 $ 41,000
Washington, Iowa 1 $ 216,000 $ 216,000 $ 107,000
Jefferson, Kansas 1 $ 148,000 $ 148,000 $ 65,000
Miami, Kansas 1 $ 112,000 $ 112,000 $ 42,000
Sedgwick, Kansas 1 $ 415,000 $ 415,000 $ 165,000
Boyle, Kentucky 1 $ 360,000 $ 360,000 $ 599,000
Bullitt, Kentucky 1 $ 222,000 $ 222,000 $ 100,000
Edmonson, Kentucky 1 $ 115,000 $ 115,000 $ 199,000
Hardin, Kentucky 1 $ 177,000 $ 177,000 $ 51,000
Henry, Kentucky 1 $ 91,000 $ 91,000 $ 53,000
Montgomery, Kentucky 1 $ 183,000 $ 183,000 $ 106,000
Nelson, Kentucky 1 $ 74,000 $ 74,000 $ 58,000
Scott, Kentucky 1 $ 102,000 $ 102,000 $ 28,000
Spencer, Kentucky 1 $ 70,000 $ 70,000 $ 32,000
York, Maine 1 $ 417,000 $ 417,000 $ 1,179,000
Dukes, Massachusetts 1 $ 377,000 $ 377,000 $ 98,000
Benton, Minnesota 1 $ 175,000 $ 175,000 $ 92,000
Carlton, Minnesota 1 $ 85,000 $ 85,000 $ 26,000
Freeborn, Minnesota 1 $ 126,000 $ 126,000 $ 29,000
Goodhue, Minnesota 1 $ 70,000 $ 70,000 $ 77,000
Itasca, Minnesota 1 $ 172,000 $ 172,000 $ 109,000
Lake, Minnesota 1 $ 417,000 $ 417,000 $ 77,000
Meeker, Minnesota 1 $ 208,000 $ 208,000 $ 162,000
Mille Lacs, Minnesota 1 $ 273,000 $ 273,000 $ 90,000
Yellow Medicine, Minnesota 1 $ 180,000 $ 180,000 $ 101,000
Andrew, Missouri 1 $ 272,000 $ 272,000 $ 101,000
Henry, Missouri 1 $ 124,000 $ 124,000 $ 36,000
Lafayette, Missouri 1 $ 100,000 $ 100,000 $ 49,000
Morgan, Missouri 1 $ 92,000 $ 92,000 $ 100,000
Newton, Missouri 1 $ 104,000 $ 104,000 $ 77,000
Nodaway, Missouri 1 $ 72,000 $ 72,000 $ 43,000
Pettis, Missouri 1 $ 116,000 $ 116,000 $ 95,000
Putnam, Missouri 1 $ 164,000 $ 164,000 $ 224,000
Stone, Missouri 1 $ 90,000 $ 90,000 $ 54,000
Gallatin, Montana 1 $ 417,000 $ 417,000 $ 101,000
Cheyenne, Nebraska 1 $ 90,000 $ 90,000 $ 120,000
Gage, Nebraska 1 $ 211,000 $ 211,000 $ 101,000
Washington, Nebraska 1 $ 218,000 $ 218,000 $ 149,000
York, Nebraska 1 $ 186,000 $ 186,000 $ 80,000
Douglas, Nevada 1 $ 417,000 $ 417,000 $ 183,000
Washoe, Nevada 1 $ 264,000 $ 264,000 $ 144,000
Santa Fe, New Mexico 1 $ 417,000 $ 417,000 $ 164,000
Buncombe, North Carolina 1 $ 351,000 $ 351,000 $ 222,000
Columbus, North Carolina 1 $ 59,000 $ 59,000 $ 45,000
Cumberland, North Carolina 1 $ 128,000 $ 128,000 $ 60,000
Davie, North Carolina 1 $ 250,000 $ 250,000 $ 60,000
Granville, North Carolina 1 $ 371,000 $ 371,000 $ 110,000
Jackson, North Carolina 1 $ 417,000 $ 417,000 $ 612,000
Johnston, North Carolina 1 $ 190,000 $ 190,000 $ 52,000
Macon, North Carolina 1 $ 375,000 $ 375,000 $ 338,000
Person, North Carolina 1 $ 377,000 $ 377,000 $ 150,000
Polk, North Carolina 1 $ 75,000 $ 75,000 $ 54,000
Rockingham, North Carolina 1 $ 236,000 $ 236,000 $ 83,000
Stokes, North Carolina 1 $ 383,000 $ 383,000 $ 118,000
Watauga, North Carolina 1 $ 208,000 $ 208,000 $ 132,000
Wilkes, North Carolina 1 $ 163,000 $ 163,000 $ 100,000
Summit, Ohio 1 $ 227,000 $ 227,000 $ 110,000
Cleveland, Oklahoma 1 $ 124,000 $ 124,000 $ 47,000
Clackamas, Oregon 1 $ 392,000 $ 392,000 $ 324,000
Aiken, South Carolina 1 $ 130,000 $ 130,000 $ 410,000
Beaufort, South Carolina 1 $ 198,000 $ 198,000 $ 211,000
Charleston, South Carolina 1 $ 409,000 $ 409,000 $ 325,000
Colleton, South Carolina 1 $ 375,000 $ 375,000 $ 357,000
Oconee, South Carolina 1 $ 147,000 $ 147,000 $ 232,000
Pickens, South Carolina 1 $ 266,000 $ 266,000 $ 102,000
Rutherford, Tennessee 1 $ 107,000 $ 107,000 $ 30,000
Harris, Texas 1 $ 81,000 $ 81,000 $ 91,000
Tarrant, Texas 1 $ 83,000 $ 83,000 $ 62,000
Travis, Texas 1 $ 216,000 $ 216,000 $ 92,000
Williamson, Texas 1 $ 261,000 $ 261,000 $ 130,000
Salt Lake, Utah 1 $ 291,000 $ 291,000 $ 110,000
Virginia Beach, Virginia 1 $ 96,000 $ 96,000 $ 19,000
Kitsap, Washington 1 $ 100,000 $ 100,000 $ 83,000
Whatcom, Washington 1 $ 216,000 $ 216,000 $ 120,000
Putnam, West Virginia 1 $ 148,000 $ 148,000 $ 41,000
Ashland, Wisconsin 1 $ 313,000 $ 313,000 $ 316,000
Barron, Wisconsin 1 $ 173,000 $ 173,000 $ 143,000
Burnett, Wisconsin 1 $ 290,000 $ 290,000 $ 63,000
Dane, Wisconsin 1 $ 250,000 $ 250,000 $ 65,000
Door, Wisconsin 1 $ 360,000 $ 360,000 $ 125,000
Pierce, Wisconsin 1 $ 154,000 $ 154,000 $ 127,000
Sawyer, Wisconsin 1 $ 197,000 $ 197,000 $ 94,000
Washburn, Wisconsin 1 $ 168,000 $ 168,000 $ 230,000

Mortgage Loan Application Detail Totals for Homeservices Lending, LLC A in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,521 $335,173,000 $220,000 $1,857,000 $103,000 $1,220,000
Refinancing 1,330 $320,397,000 $240,000 $730,000 $123,000 $1,179,000
Home Improvement 67 $14,509,000 $216,000 $665,000 $122,000 $580,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,397 $545,867,000 $227,000 $876,000 $112,000 $1,179,000
Not Provided 330 $81,840,000 $248,000 $1,857,000 $120,000 $1,220,000
Asian 76 $19,018,000 $250,000 $553,000 $110,000 $375,000
Hispanic 55 $11,010,000 $200,000 $632,000 $126,000 $500,000
Black or African American 53 $10,448,000 $197,000 $417,000 $85,000 $450,000
Native Hawaiian or Other Pacific Islander 4 $988,000 $247,000 $360,000 $112,000 $178,000
American Indian or Alaskan Native 3 $908,000 $302,000 $417,000 $113,000 $200,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,632 $614,764,000 $233,000 $1,857,000 $117,000 $1,220,000
FHA-insured (Federal Housing Administration) 251 $47,614,000 $189,000 $352,000 $75,000 $442,000
VA-guaranteed (Veterans Administration) 35 $7,701,000 $220,000 $554,000 $56,000 $175,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,735 $627,238,000 $229,000 $1,857,000 $112,000 $1,220,000
Application Approved But Not Accepted 181 $42,608,000 $235,000 $618,000 $122,000 $955,000
Preapproval Approved but not Accepted 2 $233,000 $116,000 $125,000 $62,000 $80,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeservices Lending, LLC A's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

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