Homeservices Lending, LLC Mortgage Lending & HMDA Data, 2012

In 2012, Homeservices Lending, LLC of West Des Moines, IA reported 3,539 mortgage applications totaling $741.6 million, up 30% from 2011. The average application was for $209,562, and applicants reported an average income of $104,784. 93% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (776), Kansas City, MO-KS (537) and Des Moines-West Des Moines, IA (258) (applications in parentheses).

Mortgage Company & Address Homeservices Lending, LLC
2700 Westown Parkway, Suite 345
West Des Moines, IA 50266
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,539
Total Mortgage Loan Application Amount $741,641,000
Average Mortgage Loan Application Amount $209,562
Highest Mortgage Loan Application Amount $804,000
Average Applicant Income $104,784
Highest Applicant Income $1,104,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeservices Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeservices Lending, LLC by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 328 $ 77,755,000 $ 237,057 $ 113,000
Johnson, Kansas 263 $ 57,868,000 $ 220,030 $ 109,000
San Diego, California 178 $ 55,905,000 $ 314,073 $ 129,000
Polk, Iowa 169 $ 27,901,000 $ 165,094 $ 79,000
Pima, Arizona 158 $ 29,389,000 $ 186,006 $ 106,000
Jefferson, Kentucky 151 $ 26,296,000 $ 174,145 $ 87,000
Jackson, Missouri 125 $ 19,541,000 $ 156,328 $ 88,000
Douglas, Nebraska 115 $ 18,072,000 $ 157,147 $ 89,000
Ramsey, Minnesota 111 $ 21,458,000 $ 193,315 $ 94,000
Dakota, Minnesota 101 $ 19,881,000 $ 196,841 $ 92,000
Washington, Minnesota 88 $ 20,779,000 $ 236,125 $ 108,000
Fulton, Georgia 87 $ 23,731,000 $ 272,770 $ 135,000
Clay, Missouri 81 $ 13,517,000 $ 166,876 $ 86,000
Lancaster, Nebraska 75 $ 10,716,000 $ 142,880 $ 77,000
Dallas, Iowa 61 $ 12,942,000 $ 212,163 $ 111,000
Jefferson, Alabama 60 $ 12,085,000 $ 201,416 $ 98,000
Los Angeles, California 60 $ 21,652,000 $ 360,866 $ 155,000
Guilford, North Carolina 54 $ 13,019,000 $ 241,092 $ 144,000
Cobb, Georgia 49 $ 11,279,000 $ 230,183 $ 108,000
Anoka, Minnesota 45 $ 8,658,000 $ 192,400 $ 101,000
Ventura, California 42 $ 11,969,000 $ 284,976 $ 106,000
Scott, Minnesota 41 $ 9,423,000 $ 229,829 $ 110,000
Wake, North Carolina 40 $ 8,956,000 $ 223,900 $ 108,000
Orange, California 39 $ 13,600,000 $ 348,717 $ 149,000
DeKalb, Georgia 39 $ 8,850,000 $ 226,923 $ 101,000
Sarpy, Nebraska 36 $ 7,033,000 $ 195,361 $ 103,000
Platte, Missouri 34 $ 6,495,000 $ 191,029 $ 107,000
Forsyth, North Carolina 33 $ 5,961,000 $ 180,636 $ 102,000
Olmsted, Minnesota 32 $ 6,110,000 $ 190,937 $ 97,000
Shelby, Alabama 31 $ 6,497,000 $ 209,580 $ 96,000
Pinal, Arizona 22 $ 4,908,000 $ 223,090 $ 112,000
Carver, Minnesota 20 $ 5,485,000 $ 274,250 $ 128,000
Gwinnett, Georgia 19 $ 4,269,000 $ 224,684 $ 129,000
Linn, Iowa 19 $ 2,785,000 $ 146,578 $ 66,000
Mecklenburg, North Carolina 19 $ 3,662,000 $ 192,736 $ 130,000
Kenton, Kentucky 18 $ 2,678,000 $ 148,777 $ 105,000
Oldham, Kentucky 18 $ 3,529,000 $ 196,055 $ 82,000
Warren, Iowa 16 $ 2,941,000 $ 183,812 $ 93,000
Cass, Missouri 16 $ 2,115,000 $ 132,187 $ 91,000
Forsyth, Georgia 15 $ 3,705,000 $ 247,000 $ 129,000
Clark, Indiana 15 $ 1,945,000 $ 129,666 $ 64,000
Durham, North Carolina 15 $ 2,962,000 $ 197,466 $ 96,000
Floyd, Indiana 14 $ 2,571,000 $ 183,642 $ 99,000
Buchanan, Missouri 14 $ 2,061,000 $ 147,214 $ 77,000
Hamilton, Ohio 14 $ 1,932,000 $ 138,000 $ 83,000
Cherokee, Georgia 13 $ 2,321,000 $ 178,538 $ 99,000
Crow Wing, Minnesota 13 $ 2,804,000 $ 215,692 $ 213,000
Rice, Minnesota 13 $ 1,898,000 $ 146,000 $ 99,000
Wright, Minnesota 13 $ 2,775,000 $ 213,461 $ 95,000
Orange, North Carolina 13 $ 3,651,000 $ 280,846 $ 142,000
Miami-Dade, Florida 12 $ 2,887,000 $ 240,583 $ 117,000
Sherburne, Minnesota 12 $ 1,971,000 $ 164,250 $ 85,000
Santa Barbara, California 11 $ 3,324,000 $ 302,181 $ 121,000
Campbell, Kentucky 10 $ 1,622,000 $ 162,200 $ 88,000
Riverside, California 9 $ 1,626,000 $ 180,666 $ 119,000
Madison, Iowa 9 $ 1,308,000 $ 145,333 $ 63,000
Boone, Kentucky 9 $ 1,633,000 $ 181,444 $ 71,000
Bullitt, Kentucky 9 $ 1,034,000 $ 114,888 $ 78,000
Fayette, Kentucky 9 $ 1,331,000 $ 147,888 $ 95,000
Goodhue, Minnesota 9 $ 2,054,000 $ 228,222 $ 125,000
Greene, Missouri 9 $ 782,000 $ 86,888 $ 38,000
Broward, Florida 8 $ 2,214,000 $ 276,750 $ 114,000
Taney, Missouri 8 $ 947,000 $ 118,375 $ 62,000
Fayette, Georgia 7 $ 1,235,000 $ 176,428 $ 64,000
Cass, Nebraska 7 $ 1,118,000 $ 159,714 $ 84,000
Wyandotte, Kansas 6 $ 538,000 $ 89,666 $ 55,000
Hardin, Kentucky 6 $ 755,000 $ 125,833 $ 70,000
Meade, Kentucky 6 $ 1,093,000 $ 182,166 $ 70,000
Anne Arundel, Maryland 6 $ 1,126,000 $ 187,666 $ 112,000
Chisago, Minnesota 6 $ 1,006,000 $ 167,666 $ 64,000
Stearns, Minnesota 6 $ 771,000 $ 128,500 $ 80,000
Davidson, North Carolina 6 $ 922,000 $ 153,666 $ 74,000
Union, North Carolina 6 $ 1,514,000 $ 252,333 $ 169,000
Butler, Ohio 6 $ 804,000 $ 134,000 $ 51,000
St. Croix, Wisconsin 6 $ 1,048,000 $ 174,666 $ 86,000
Cochise, Arizona 5 $ 699,000 $ 139,800 $ 49,000
Maricopa, Arizona 5 $ 1,304,000 $ 260,800 $ 123,000
San Bernardino, California 5 $ 1,082,000 $ 216,400 $ 151,000
Story, Iowa 5 $ 451,000 $ 90,200 $ 179,000
Leavenworth, Kansas 5 $ 845,000 $ 169,000 $ 108,000
Miami, Kansas 5 $ 1,084,000 $ 216,800 $ 89,000
Stone, Missouri 5 $ 785,000 $ 157,000 $ 99,000
St. Clair, Alabama 4 $ 602,000 $ 150,500 $ 72,000
San Francisco, California 4 $ 1,586,000 $ 396,500 $ 134,000
Paulding, Georgia 4 $ 512,000 $ 128,000 $ 56,000
Grayson, Kentucky 4 $ 312,000 $ 78,000 $ 31,000
Cass, Minnesota 4 $ 1,024,000 $ 256,000 $ 163,000
Douglas, Minnesota 4 $ 882,000 $ 220,500 $ 94,000
Christian, Missouri 4 $ 612,000 $ 153,000 $ 147,000
Johnson, Missouri 4 $ 645,000 $ 161,250 $ 111,000
Gage, Nebraska 4 $ 461,000 $ 115,250 $ 76,000
Warren, Ohio 4 $ 1,007,000 $ 251,750 $ 102,000
Washington, Oregon 4 $ 731,000 $ 182,750 $ 87,000
Chilton, Alabama 3 $ 552,000 $ 184,000 $ 78,000
Douglas, Colorado 3 $ 695,000 $ 231,666 $ 93,000
Dawson, Georgia 3 $ 995,000 $ 331,666 $ 151,000
Douglas, Georgia 3 $ 359,000 $ 119,666 $ 70,000
Hall, Georgia 3 $ 539,000 $ 179,666 $ 65,000
Guthrie, Iowa 3 $ 848,000 $ 282,666 $ 386,000
Jasper, Iowa 3 $ 421,000 $ 140,333 $ 55,000
Johnson, Iowa 3 $ 426,000 $ 142,000 $ 93,000
Spencer, Kentucky 3 $ 657,000 $ 219,000 $ 100,000
Becker, Minnesota 3 $ 512,000 $ 170,666 $ 96,000
Nodaway, Missouri 3 $ 523,000 $ 174,333 $ 99,000
Clermont, Ohio 3 $ 421,000 $ 140,333 $ 126,000
Fairfax, Virginia 3 $ 783,000 $ 261,000 $ 100,000
Pierce, Wisconsin 3 $ 495,000 $ 165,000 $ 76,000
Blount, Alabama 2 $ 260,000 $ 130,000 $ 74,000
Navajo, Arizona 2 $ 167,000 $ 83,500 $ 97,000
Alameda, California 2 $ 954,000 $ 477,000 $ 219,000
Placer, California 2 $ 691,000 $ 345,500 $ 147,000
Palm Beach, Florida 2 $ 500,000 $ 250,000 $ 148,000
Coweta, Georgia 2 $ 502,000 $ 251,000 $ 72,000
Washington, Indiana 2 $ 375,000 $ 187,500 $ 89,000
Fremont, Iowa 2 $ 184,000 $ 92,000 $ 75,000
Pottawattamie, Iowa 2 $ 282,000 $ 141,000 $ 68,000
Douglas, Kansas 2 $ 449,000 $ 224,500 $ 82,000
Henry, Kentucky 2 $ 356,000 $ 178,000 $ 76,000
Shelby, Kentucky 2 $ 575,000 $ 287,500 $ 106,000
Dodge, Minnesota 2 $ 370,000 $ 185,000 $ 154,000
Isanti, Minnesota 2 $ 254,000 $ 127,000 $ 32,000
Lake, Minnesota 2 $ 183,000 $ 91,500 $ 94,000
Mille Lacs, Minnesota 2 $ 424,000 $ 212,000 $ 64,000
Winona, Minnesota 2 $ 245,000 $ 122,500 $ 42,000
Barry, Missouri 2 $ 469,000 $ 234,500 $ 160,000
Seward, Nebraska 2 $ 284,000 $ 142,000 $ 87,000
Washington, Nebraska 2 $ 326,000 $ 163,000 $ 92,000
York, Nebraska 2 $ 85,000 $ 42,500 $ 29,000
Clark, Nevada 2 $ 536,000 $ 268,000 $ 168,000
Catawba, North Carolina 2 $ 217,000 $ 108,500 $ 77,000
Chatham, North Carolina 2 $ 418,000 $ 209,000 $ 200,000
Johnston, North Carolina 2 $ 300,000 $ 150,000 $ 63,000
Lincoln, North Carolina 2 $ 406,000 $ 203,000 $ 71,000
Rockingham, North Carolina 2 $ 406,000 $ 203,000 $ 125,000
Cuyahoga, Ohio 2 $ 198,000 $ 99,000 $ 260,000
Clackamas, Oregon 2 $ 370,000 $ 185,000 $ 73,000
Bexar, Texas 2 $ 453,000 $ 226,500 $ 73,000
Talladega, Alabama 1 $ 417,000 $ 417,000 $ 162,000
Yavapai, Arizona 1 $ 174,000 $ 174,000 $ 80,000
Carroll, Arkansas 1 $ 212,000 $ 212,000 $ 108,000
El Dorado, California 1 $ 85,000 $ 85,000 $ 77,000
Humboldt, California 1 $ 148,000 $ 148,000 $ 52,000
Madera, California 1 $ 247,000 $ 247,000 $ 67,000
Marin, California 1 $ 625,000 $ 625,000 $ 366,000
Napa, California 1 $ 375,000 $ 375,000 $ 363,000
Nevada, California 1 $ 240,000 $ 240,000 $ 150,000
Sonoma, California 1 $ 180,000 $ 180,000 $ 323,000
Arapahoe, Colorado 1 $ 100,000 $ 100,000 $ 87,000
Denver, Colorado 1 $ 417,000 $ 417,000 $ 185,000
Ouray, Colorado 1 $ 125,000 $ 125,000 $ 59,000
Fairfield, Connecticut 1 $ 219,000 $ 219,000 $ 287,000
Collier, Florida 1 $ 393,000 $ 393,000 $ 225,000
Duval, Florida 1 $ 296,000 $ 296,000 $ 169,000
Lee, Florida 1 $ 146,000 $ 146,000 $ 163,000
Martin, Florida 1 $ 285,000 $ 285,000 $ 95,000
Seminole, Florida 1 $ 206,000 $ 206,000 $ 129,000
Baldwin, Georgia 1 $ 170,000 $ 170,000 $ 180,000
Henry, Georgia 1 $ 83,000 $ 83,000 $ 29,000
Spalding, Georgia 1 $ 61,000 $ 61,000 $ 35,000
White, Georgia 1 $ 268,000 $ 268,000 $ 110,000
Hamilton, Indiana 1 $ 197,000 $ 197,000 $ 70,000
Harrison, Indiana 1 $ 220,000 $ 220,000 $ 75,000
Jackson, Indiana 1 $ 78,000 $ 78,000 $ 40,000
Scott, Indiana 1 $ 180,000 $ 180,000 $ 115,000
St. Joseph, Indiana 1 $ 233,000 $ 233,000 $ 255,000
Switzerland, Indiana 1 $ 112,000 $ 112,000 $ 27,000
Benton, Iowa 1 $ 111,000 $ 111,000 $ 93,000
Boone, Iowa 1 $ 72,000 $ 72,000 $ 71,000
Dickinson, Iowa 1 $ 176,000 $ 176,000 $ 167,000
Harrison, Iowa 1 $ 47,000 $ 47,000 $ 64,000
Marion, Iowa 1 $ 238,000 $ 238,000 $ 96,000
Marshall, Iowa 1 $ 230,000 $ 230,000 $ 85,000
Mills, Iowa 1 $ 164,000 $ 164,000 $ 62,000
Muscatine, Iowa 1 $ 113,000 $ 113,000 $ 52,000
Webster, Iowa 1 $ 246,000 $ 246,000 $ 96,000
Bourbon, Kansas 1 $ 71,000 $ 71,000 $ 103,000
Lyon, Kansas 1 $ 60,000 $ 60,000 $ 34,000
Riley, Kansas 1 $ 84,000 $ 84,000 $ 60,000
Sedgwick, Kansas 1 $ 210,000 $ 210,000 $ 70,000
Washington, Kansas 1 $ 119,000 $ 119,000 $ 77,000
Breckinridge, Kentucky 1 $ 134,000 $ 134,000 $ 160,000
Edmonson, Kentucky 1 $ 74,000 $ 74,000 $ 121,000
Grant, Kentucky 1 $ 130,000 $ 130,000 $ 54,000
Harrison, Kentucky 1 $ 60,000 $ 60,000 $ 35,000
Jessamine, Kentucky 1 $ 75,000 $ 75,000 $ 38,000
Nelson, Kentucky 1 $ 179,000 $ 179,000 $ 81,000
Pendleton, Kentucky 1 $ 223,000 $ 223,000 $ 99,000
Trimble, Kentucky 1 $ 67,000 $ 67,000 $ 50,000
Woodford, Kentucky 1 $ 326,000 $ 326,000 $ 85,000
Calvert, Maryland 1 $ 575,000 $ 575,000 $ 100,000
Caroline, Maryland 1 $ 7,000 $ 7,000 $ 82,000
Howard, Maryland 1 $ 288,000 $ 288,000 $ 93,000
Middlesex, Massachusetts 1 $ 328,000 $ 328,000 $ 97,000
Iron, Michigan 1 $ 347,000 $ 347,000 $ 527,000
Ottawa, Michigan 1 $ 238,000 $ 238,000 $ 146,000
Benton, Minnesota 1 $ 298,000 $ 298,000 $ 119,000
Houston, Minnesota 1 $ 142,000 $ 142,000 $ 46,000
Itasca, Minnesota 1 $ 253,000 $ 253,000 $ 287,000
Kanabec, Minnesota 1 $ 120,000 $ 120,000 $ 73,000
Mahnomen, Minnesota 1 $ 92,000 $ 92,000 $ 37,000
Otter Tail, Minnesota 1 $ 234,000 $ 234,000 $ 98,000
St. Louis, Minnesota 1 $ 115,000 $ 115,000 $ 34,000
Boone, Missouri 1 $ 372,000 $ 372,000 $ 195,000
Clinton, Missouri 1 $ 218,000 $ 218,000 $ 55,000
Daviess, Missouri 1 $ 114,000 $ 114,000 $ 143,000
Henry, Missouri 1 $ 285,000 $ 285,000 $ 61,000
Lafayette, Missouri 1 $ 160,000 $ 160,000 $ 54,000
St. Charles, Missouri 1 $ 325,000 $ 325,000 $ 205,000
St. Louis, Missouri 1 $ 275,000 $ 275,000 $ 84,000
Gallatin, Montana 1 $ 405,000 $ 405,000 $ 198,000
Adams, Nebraska 1 $ 222,000 $ 222,000 $ 101,000
Otoe, Nebraska 1 $ 267,000 $ 267,000 $ 104,000
Saline, Nebraska 1 $ 102,000 $ 102,000 $ 115,000
Scotts Bluff, Nebraska 1 $ 160,000 $ 160,000 $ 129,000
Carson City, Nevada 1 $ 170,000 $ 170,000 $ 120,000
Cabarrus, North Carolina 1 $ 248,000 $ 248,000 $ 76,000
Carteret, North Carolina 1 $ 407,000 $ 407,000 $ 222,000
Caswell, North Carolina 1 $ 63,000 $ 63,000 $ 26,000
Cherokee, North Carolina 1 $ 72,000 $ 72,000 $ 65,000
Currituck, North Carolina 1 $ 417,000 $ 417,000 $ 250,000
Dare, North Carolina 1 $ 338,000 $ 338,000 $ 180,000
Davie, North Carolina 1 $ 227,000 $ 227,000 $ 103,000
Gaston, North Carolina 1 $ 176,000 $ 176,000 $ 125,000
Iredell, North Carolina 1 $ 338,000 $ 338,000 $ 162,000
New Hanover, North Carolina 1 $ 79,000 $ 79,000 $ 51,000
Pender, North Carolina 1 $ 176,000 $ 176,000 $ 150,000
Randolph, North Carolina 1 $ 215,000 $ 215,000 $ 42,000
Rowan, North Carolina 1 $ 250,000 $ 250,000 $ 240,000
Watauga, North Carolina 1 $ 170,000 $ 170,000 $ 92,000
Wilson, North Carolina 1 $ 81,000 $ 81,000 $ 37,000
Ward, North Dakota 1 $ 75,000 $ 75,000 $ 135,000
Geauga, Ohio 1 $ 400,000 $ 400,000 $ 545,000
Hancock, Ohio 1 $ 245,000 $ 245,000 $ 199,000
Montgomery, Ohio 1 $ 84,000 $ 84,000 $ 21,000
Tulsa, Oklahoma 1 $ 417,000 $ 417,000 $ 208,000
Benton, Oregon 1 $ 204,000 $ 204,000 $ 47,000
Yamhill, Oregon 1 $ 168,000 $ 168,000 $ 89,000
York, South Carolina 1 $ 211,000 $ 211,000 $ 147,000
Comal, Texas 1 $ 392,000 $ 392,000 $ 156,000
Hardin, Texas 1 $ 273,000 $ 273,000 $ 150,000
Harris, Texas 1 $ 356,000 $ 356,000 $ 228,000
Salt Lake, Utah 1 $ 359,000 $ 359,000 $ 486,000
Summit, Utah 1 $ 417,000 $ 417,000 $ 469,000
Chesapeake, Virginia 1 $ 229,000 $ 229,000 $ 106,000
Nottoway, Virginia 1 $ 122,000 $ 122,000 $ 33,000
Milwaukee, Wisconsin 1 $ 225,000 $ 225,000 $ 155,000
Oneida, Wisconsin 1 $ 174,000 $ 174,000 $ 161,000
Winnebago, Wisconsin 1 $ 316,000 $ 316,000 $ 75,000

Mortgage Loan Application Detail Totals for Homeservices Lending, LLC in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,138 $435,291,000 $203,000 $724,000 $98,000 $577,000
Refinancing 1,308 $288,191,000 $220,000 $804,000 $116,000 $1,104,000
Home Improvement 93 $18,159,000 $195,000 $610,000 $103,000 $469,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,264 $680,028,000 $208,000 $804,000 $105,000 $1,104,000
Asian 102 $23,742,000 $232,000 $600,000 $111,000 $295,000
Hispanic 79 $17,508,000 $221,000 $484,000 $108,000 $332,000
Not Provided 57 $13,851,000 $243,000 $447,000 $108,000 $265,000
Black or African American 36 $6,293,000 $174,000 $417,000 $77,000 $208,000
American Indian or Alaskan Native 1 $219,000 $219,000 $219,000 $96,000 $96,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,491 $733,090,000 $209,000 $804,000 $105,000 $1,104,000
FHA-insured (Federal Housing Administration) 38 $6,569,000 $172,000 $347,000 $67,000 $147,000
VA-guaranteed (Veterans Administration) 10 $1,982,000 $198,000 $302,000 $93,000 $184,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,281 $690,123,000 $210,000 $804,000 $105,000 $1,104,000
Application Approved But Not Accepted 213 $43,155,000 $202,000 $625,000 $101,000 $720,000
Application Denied By Financial Institution 36 $6,878,000 $191,000 $417,000 $99,000 $287,000
Application Withdrawn By Applicant 5 $668,000 $133,000 $160,000 $70,000 $125,000
Preapproval Denied by Financial Institution 4 $817,000 $204,000 $440,000 $53,000 $86,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 10 $2,102,000 $210,000 $361,000 $126,000 $287,000
Debt-To-Income Ratio 10 $2,002,000 $200,000 $440,000 $61,000 $161,000
Credit Application Incomplete 7 $1,434,000 $204,000 $417,000 $128,000 $258,000
Credit History 4 $631,000 $157,000 $329,000 $64,000 $88,000
Unverifiable Information 4 $974,000 $243,000 $417,000 $77,000 $105,000
Insufficient Cash (Downpayment, Closing Cost) 3 $372,000 $124,000 $168,000 $116,000 $162,000
Other 2 $180,000 $90,000 $177,000 $40,000 $46,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeservices Lending, LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homeservices Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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