Lower, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Lower, Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lower, Llc 5950 Symphony Woods Drive Lutherville, MD 21044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 5,612 |
| Total Mortgage Loan Application Amount | $1,262,862,000 |
| Average Mortgage Loan Application Amount | $224,000 |
| Highest Mortgage Loan Application Amount | $1,975,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $2,004,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Lower, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lower, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Lower, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lower, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Lower, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lower, Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 292 | $ 45,255,000 | $ 154,000 | $ 73,000 |
| Prince William County Virginia | 286 | $ 79,588,000 | $ 278,000 | $ 67,000 |
| Fairfax County Virginia | 228 | $ 84,635,000 | $ 371,000 | $ 114,000 |
| Prince George's County Maryland | 221 | $ 51,298,000 | $ 232,000 | $ 68,000 |
| Loudoun County Virginia | 210 | $ 66,909,000 | $ 318,000 | $ 91,000 |
| Lake County Indiana | 194 | $ 27,190,000 | $ 140,000 | $ 58,000 |
| Wake County North Carolina | 190 | $ 41,380,000 | $ 217,000 | $ 99,000 |
| Summit County Ohio | 157 | $ 20,664,000 | $ 131,000 | $ 73,000 |
| Mobile County Alabama | 155 | $ 24,118,000 | $ 155,000 | $ 67,000 |
| Montgomery County Maryland | 132 | $ 40,713,000 | $ 308,000 | $ 101,000 |
| Cook County Illinois | 128 | $ 20,115,000 | $ 157,000 | $ 67,000 |
| Stark County Ohio | 85 | $ 11,219,000 | $ 131,000 | $ 71,000 |
| Cuyahoga County Ohio | 75 | $ 11,436,000 | $ 152,000 | $ 87,000 |
| Durham County North Carolina | 69 | $ 12,829,000 | $ 185,000 | $ 96,000 |
| Licking County Ohio | 65 | $ 9,665,000 | $ 148,000 | $ 59,000 |
| Bucks County Pennsylvania | 64 | $ 23,648,000 | $ 369,000 | $ 143,000 |
| Manassas County Virginia | 61 | $ 14,289,000 | $ 234,000 | $ 53,000 |
| Miami-Dade County Florida | 55 | $ 13,603,000 | $ 247,000 | $ 165,000 |
| Anne Arundel County Maryland | 48 | $ 15,477,000 | $ 322,000 | $ 95,000 |
| Portage County Ohio | 42 | $ 5,711,000 | $ 135,000 | $ 61,000 |
| Lorain County Ohio | 40 | $ 5,269,000 | $ 131,000 | $ 71,000 |
| Gwinnett County Georgia | 39 | $ 7,415,000 | $ 190,000 | $ 67,000 |
| Baltimore County Maryland | 38 | $ 8,521,000 | $ 224,000 | $ 71,000 |
| Delaware County Ohio | 37 | $ 7,979,000 | $ 215,000 | $ 99,000 |
| Allen County Ohio | 35 | $ 3,391,000 | $ 96,000 | $ 50,000 |
| Hillsborough County Florida | 34 | $ 7,870,000 | $ 231,000 | $ 115,000 |
| Frederick County Maryland | 33 | $ 9,151,000 | $ 277,000 | $ 95,000 |
| Manassas Park County Virginia | 33 | $ 8,332,000 | $ 252,000 | $ 53,000 |
| Howard County Maryland | 31 | $ 10,752,000 | $ 346,000 | $ 134,000 |
| Broward County Florida | 30 | $ 7,604,000 | $ 253,000 | $ 101,000 |
| Montgomery County Pennsylvania | 30 | $ 8,049,000 | $ 268,000 | $ 99,000 |
| Orange County Florida | 29 | $ 7,120,000 | $ 245,000 | $ 100,000 |
| Alexandria County Virginia | 29 | $ 11,043,000 | $ 380,000 | $ 93,000 |
| Cobb County Georgia | 28 | $ 6,639,000 | $ 237,000 | $ 93,000 |
| Hamilton County Ohio | 28 | $ 4,505,000 | $ 160,000 | $ 65,000 |
| Palm Beach County Florida | 25 | $ 6,204,000 | $ 248,000 | $ 108,000 |
| DeKalb County Georgia | 25 | $ 4,836,000 | $ 193,000 | $ 88,000 |
| District of Columbia County District Of Columbia | 23 | $ 9,040,000 | $ 393,000 | $ 124,000 |
| Mecklenburg County North Carolina | 23 | $ 5,367,000 | $ 233,000 | $ 73,000 |
| Fulton County Georgia | 22 | $ 5,127,000 | $ 233,000 | $ 82,000 |
| Fairfield County Ohio | 22 | $ 3,313,000 | $ 150,000 | $ 69,000 |
| Medina County Ohio | 22 | $ 4,116,000 | $ 187,000 | $ 105,000 |
| Stafford County Virginia | 22 | $ 5,872,000 | $ 266,000 | $ 65,000 |
| Pinellas County Florida | 21 | $ 6,044,000 | $ 287,000 | $ 100,000 |
| Charles County Maryland | 21 | $ 4,961,000 | $ 236,000 | $ 85,000 |
| Morris County New Jersey | 21 | $ 7,837,000 | $ 373,000 | $ 134,000 |
| Baltimore City County Maryland | 20 | $ 3,479,000 | $ 173,000 | $ 83,000 |
| Adams County Colorado | 19 | $ 3,806,000 | $ 200,000 | $ 75,000 |
| Jefferson County Colorado | 19 | $ 4,891,000 | $ 257,000 | $ 90,000 |
| Allegheny County Pennsylvania | 18 | $ 5,433,000 | $ 301,000 | $ 140,000 |
| Berks County Pennsylvania | 18 | $ 2,575,000 | $ 143,000 | $ 61,000 |
| Frederick County Virginia | 18 | $ 3,735,000 | $ 207,000 | $ 47,000 |
| Arapahoe County Colorado | 17 | $ 3,921,000 | $ 230,000 | $ 79,000 |
| Seminole County Florida | 17 | $ 3,473,000 | $ 204,000 | $ 101,000 |
| Johnston County North Carolina | 17 | $ 3,029,000 | $ 178,000 | $ 67,000 |
| Horry County South Carolina | 17 | $ 2,619,000 | $ 154,000 | $ 52,000 |
| El Paso County Colorado | 16 | $ 4,681,000 | $ 292,000 | $ 148,000 |
| Will County Illinois | 16 | $ 3,084,000 | $ 192,000 | $ 77,000 |
| Warren County Ohio | 16 | $ 4,663,000 | $ 291,000 | $ 117,000 |
| Arlington County Virginia | 16 | $ 7,820,000 | $ 488,000 | $ 129,000 |
| Baldwin County Alabama | 15 | $ 3,357,000 | $ 223,000 | $ 86,000 |
| DuPage County Illinois | 15 | $ 3,713,000 | $ 247,000 | $ 142,000 |
| Essex County New Jersey | 15 | $ 5,078,000 | $ 338,000 | $ 130,000 |
| Middlesex County New Jersey | 15 | $ 3,548,000 | $ 236,000 | $ 104,000 |
| Guilford County North Carolina | 15 | $ 2,940,000 | $ 196,000 | $ 83,000 |
| Chester County Pennsylvania | 15 | $ 5,493,000 | $ 366,000 | $ 152,000 |
| Pasco County Florida | 14 | $ 2,649,000 | $ 189,000 | $ 97,000 |
| Bergen County New Jersey | 14 | $ 4,794,000 | $ 342,000 | $ 204,000 |
| Lake County Ohio | 14 | $ 2,301,000 | $ 164,000 | $ 73,000 |
| Virginia Beach County Virginia | 14 | $ 2,763,000 | $ 197,000 | $ 68,000 |
| Brevard County Florida | 13 | $ 2,750,000 | $ 211,000 | $ 82,000 |
| Duval County Florida | 13 | $ 3,108,000 | $ 239,000 | $ 89,000 |
| Porter County Indiana | 13 | $ 2,168,000 | $ 166,000 | $ 60,000 |
| Harford County Maryland | 13 | $ 3,271,000 | $ 251,000 | $ 97,000 |
| Lehigh County Pennsylvania | 13 | $ 2,616,000 | $ 201,000 | $ 135,000 |
| Newton County Georgia | 12 | $ 1,900,000 | $ 158,000 | $ 64,000 |
| Ocean County New Jersey | 12 | $ 2,720,000 | $ 226,000 | $ 118,000 |
| Philadelphia County Pennsylvania | 12 | $ 2,099,000 | $ 174,000 | $ 72,000 |
| Fauquier County Virginia | 12 | $ 3,551,000 | $ 295,000 | $ 100,000 |
| Spotsylvania County Virginia | 12 | $ 2,744,000 | $ 228,000 | $ 86,000 |
| Collier County Florida | 11 | $ 2,923,000 | $ 265,000 | $ 103,000 |
| Lee County Florida | 11 | $ 2,528,000 | $ 229,000 | $ 115,000 |
| Osceola County Florida | 11 | $ 1,712,000 | $ 155,000 | $ 51,000 |
| St. Lucie County Florida | 11 | $ 1,722,000 | $ 156,000 | $ 68,000 |
| Lake County Illinois | 11 | $ 2,421,000 | $ 220,000 | $ 118,000 |
| Marion County Indiana | 11 | $ 1,566,000 | $ 142,000 | $ 45,000 |
| Carroll County Maryland | 11 | $ 4,306,000 | $ 391,000 | $ 127,000 |
| Union County North Carolina | 11 | $ 2,430,000 | $ 220,000 | $ 87,000 |
| Madison County Alabama | 10 | $ 2,254,000 | $ 225,000 | $ 132,000 |
| Sussex County Delaware | 10 | $ 3,855,000 | $ 385,000 | $ 195,000 |
| St. Johns County Florida | 10 | $ 2,490,000 | $ 249,000 | $ 117,000 |
| Volusia County Florida | 10 | $ 2,009,000 | $ 200,000 | $ 72,000 |
| Cherokee County Georgia | 10 | $ 1,764,000 | $ 176,000 | $ 77,000 |
| Clayton County Georgia | 10 | $ 2,033,000 | $ 203,000 | $ 118,000 |
| Hall County Georgia | 10 | $ 2,191,000 | $ 219,000 | $ 84,000 |
| Henry County Georgia | 10 | $ 2,238,000 | $ 223,000 | $ 67,000 |
| Clermont County Ohio | 10 | $ 2,283,000 | $ 228,000 | $ 110,000 |
| Pickaway County Ohio | 10 | $ 2,013,000 | $ 201,000 | $ 77,000 |
| York County Pennsylvania | 10 | $ 1,783,000 | $ 178,000 | $ 80,000 |
| Chesapeake County Virginia | 10 | $ 3,005,000 | $ 300,000 | $ 86,000 |
| Chatham County Georgia | 9 | $ 2,081,000 | $ 231,000 | $ 94,000 |
| Forsyth County Georgia | 9 | $ 2,346,000 | $ 260,000 | $ 93,000 |
| Jackson County Georgia | 9 | $ 1,876,000 | $ 208,000 | $ 103,000 |
| Allen County Indiana | 9 | $ 2,348,000 | $ 260,000 | $ 162,000 |
| Chatham County North Carolina | 9 | $ 3,761,000 | $ 417,000 | $ 154,000 |
| Harnett County North Carolina | 9 | $ 1,622,000 | $ 180,000 | $ 97,000 |
| Butler County Pennsylvania | 9 | $ 2,752,000 | $ 305,000 | $ 135,000 |
| Monroe County Pennsylvania | 9 | $ 1,399,000 | $ 155,000 | $ 71,000 |
| Jefferson County Alabama | 8 | $ 1,547,000 | $ 193,000 | $ 86,000 |
| Clay County Florida | 8 | $ 2,062,000 | $ 257,000 | $ 84,000 |
| Escambia County Florida | 8 | $ 1,274,000 | $ 159,000 | $ 53,000 |
| Polk County Florida | 8 | $ 1,178,000 | $ 147,000 | $ 70,000 |
| Lowndes County Georgia | 8 | $ 1,541,000 | $ 192,000 | $ 49,000 |
| Oconee County Georgia | 8 | $ 2,373,000 | $ 296,000 | $ 108,000 |
| Walton County Georgia | 8 | $ 1,478,000 | $ 184,000 | $ 69,000 |
| McHenry County Illinois | 8 | $ 1,494,000 | $ 186,000 | $ 98,000 |
| Calvert County Maryland | 8 | $ 2,042,000 | $ 255,000 | $ 69,000 |
| Washington County Maryland | 8 | $ 1,726,000 | $ 215,000 | $ 83,000 |
| Mercer County New Jersey | 8 | $ 2,047,000 | $ 255,000 | $ 81,000 |
| Monmouth County New Jersey | 8 | $ 2,723,000 | $ 340,000 | $ 151,000 |
| Union County New Jersey | 8 | $ 2,175,000 | $ 271,000 | $ 108,000 |
| Cumberland County North Carolina | 8 | $ 1,186,000 | $ 148,000 | $ 52,000 |
| Butler County Ohio | 8 | $ 1,585,000 | $ 198,000 | $ 74,000 |
| Hancock County Ohio | 8 | $ 1,076,000 | $ 134,000 | $ 60,000 |
| Madison County Ohio | 8 | $ 1,513,000 | $ 189,000 | $ 69,000 |
| Shelby County Tennessee | 8 | $ 1,468,000 | $ 183,000 | $ 81,000 |
| Henrico County Virginia | 8 | $ 1,734,000 | $ 216,000 | $ 70,000 |
| James City County Virginia | 8 | $ 2,059,000 | $ 257,000 | $ 70,000 |
| San Diego County California | 7 | $ 3,260,000 | $ 465,000 | $ 137,000 |
| Douglas County Colorado | 7 | $ 2,410,000 | $ 344,000 | $ 140,000 |
| Lake County Florida | 7 | $ 1,109,000 | $ 158,000 | $ 83,000 |
| Bartow County Georgia | 7 | $ 1,252,000 | $ 178,000 | $ 71,000 |
| Burlington County New Jersey | 7 | $ 2,424,000 | $ 346,000 | $ 147,000 |
| Forsyth County North Carolina | 7 | $ 1,548,000 | $ 221,000 | $ 117,000 |
| Moore County North Carolina | 7 | $ 1,947,000 | $ 278,000 | $ 78,000 |
| New Hanover County North Carolina | 7 | $ 1,363,000 | $ 194,000 | $ 52,000 |
| Montgomery County Ohio | 7 | $ 1,421,000 | $ 203,000 | $ 171,000 |
| Wayne County Ohio | 7 | $ 1,200,000 | $ 171,000 | $ 79,000 |
| Erie County Pennsylvania | 7 | $ 639,000 | $ 91,000 | $ 176,000 |
| Chesterfield County Virginia | 7 | $ 1,469,000 | $ 209,000 | $ 64,000 |
| Warren County Virginia | 7 | $ 1,756,000 | $ 250,000 | $ 68,000 |
| San Bernardino County California | 6 | $ 1,618,000 | $ 269,000 | $ 81,000 |
| Santa Clara County California | 6 | $ 2,888,000 | $ 481,000 | $ 151,000 |
| Denver County Colorado | 6 | $ 1,414,000 | $ 235,000 | $ 72,000 |
| Manatee County Florida | 6 | $ 2,757,000 | $ 459,000 | $ 146,000 |
| Marion County Florida | 6 | $ 976,000 | $ 162,000 | $ 46,000 |
| Kendall County Illinois | 6 | $ 1,562,000 | $ 260,000 | $ 416,000 |
| Hamilton County Indiana | 6 | $ 1,238,000 | $ 206,000 | $ 78,000 |
| Queen Anne's County Maryland | 6 | $ 1,657,000 | $ 276,000 | $ 111,000 |
| Atlantic County New Jersey | 6 | $ 1,239,000 | $ 206,000 | $ 72,000 |
| Gloucester County New Jersey | 6 | $ 1,392,000 | $ 232,000 | $ 83,000 |
| Alamance County North Carolina | 6 | $ 1,057,000 | $ 176,000 | $ 76,000 |
| Brunswick County North Carolina | 6 | $ 1,300,000 | $ 216,000 | $ 73,000 |
| Franklin County North Carolina | 6 | $ 1,307,000 | $ 217,000 | $ 81,000 |
| Granville County North Carolina | 6 | $ 1,243,000 | $ 207,000 | $ 66,000 |
| Orange County North Carolina | 6 | $ 1,245,000 | $ 207,000 | $ 63,000 |
| Rowan County North Carolina | 6 | $ 1,522,000 | $ 253,000 | $ 93,000 |
| Wilson County North Carolina | 6 | $ 852,000 | $ 142,000 | $ 68,000 |
| Lucas County Ohio | 6 | $ 1,291,000 | $ 215,000 | $ 98,000 |
| Muskingum County Ohio | 6 | $ 605,000 | $ 100,000 | $ 58,000 |
| Tuscarawas County Ohio | 6 | $ 583,000 | $ 97,000 | $ 53,000 |
| Cumberland County Pennsylvania | 6 | $ 1,058,000 | $ 176,000 | $ 73,000 |
| Lancaster County Pennsylvania | 6 | $ 1,236,000 | $ 206,000 | $ 104,000 |
| Washington County Pennsylvania | 6 | $ 1,729,000 | $ 288,000 | $ 140,000 |
| Davidson County Tennessee | 6 | $ 1,423,000 | $ 237,000 | $ 102,000 |
| Montgomery County Tennessee | 6 | $ 876,000 | $ 146,000 | $ 59,000 |
| Norfolk County Virginia | 6 | $ 1,120,000 | $ 186,000 | $ 54,000 |
| Richmond County Virginia | 6 | $ 1,775,000 | $ 295,000 | $ 83,000 |
| Richmond City County Virginia | 6 | $ 1,073,000 | $ 178,000 | $ 64,000 |
| Los Angeles County California | 5 | $ 1,811,000 | $ 362,000 | $ 91,000 |
| Riverside County California | 5 | $ 1,652,000 | $ 330,000 | $ 97,000 |
| Boulder County Colorado | 5 | $ 1,773,000 | $ 354,000 | $ 117,000 |
| Elbert County Colorado | 5 | $ 1,253,000 | $ 250,000 | $ 94,000 |
| Larimer County Colorado | 5 | $ 1,334,000 | $ 266,000 | $ 89,000 |
| Weld County Colorado | 5 | $ 1,098,000 | $ 219,000 | $ 84,000 |
| Alachua County Florida | 5 | $ 1,180,000 | $ 236,000 | $ 90,000 |
| Hernando County Florida | 5 | $ 641,000 | $ 128,000 | $ 52,000 |
| Okaloosa County Florida | 5 | $ 1,137,000 | $ 227,000 | $ 78,000 |
| Douglas County Georgia | 5 | $ 1,635,000 | $ 327,000 | $ 85,000 |
| Paulding County Georgia | 5 | $ 1,144,000 | $ 228,000 | $ 93,000 |
| Rockdale County Georgia | 5 | $ 998,000 | $ 199,000 | $ 122,000 |
| Walker County Georgia | 5 | $ 676,000 | $ 135,000 | $ 79,000 |
| Hendricks County Indiana | 5 | $ 1,017,000 | $ 203,000 | $ 71,000 |
| Jefferson County Kentucky | 5 | $ 1,067,000 | $ 213,000 | $ 71,000 |
| St. Mary's County Maryland | 5 | $ 1,195,000 | $ 239,000 | $ 68,000 |
| Camden County New Jersey | 5 | $ 1,868,000 | $ 373,000 | $ 117,000 |
| Hudson County New Jersey | 5 | $ 1,073,000 | $ 214,000 | $ 166,000 |
| Somerset County New Jersey | 5 | $ 1,163,000 | $ 232,000 | $ 138,000 |
| Cabarrus County North Carolina | 5 | $ 1,917,000 | $ 383,000 | $ 96,000 |
| Gaston County North Carolina | 5 | $ 867,000 | $ 173,000 | $ 59,000 |
| Auglaize County Ohio | 5 | $ 586,000 | $ 117,000 | $ 45,000 |
| Erie County Ohio | 5 | $ 829,000 | $ 165,000 | $ 184,000 |
| Mahoning County Ohio | 5 | $ 1,152,000 | $ 230,000 | $ 103,000 |
| Shelby County Ohio | 5 | $ 841,000 | $ 168,000 | $ 69,000 |
| Union County Ohio | 5 | $ 1,018,000 | $ 203,000 | $ 93,000 |
| Delaware County Pennsylvania | 5 | $ 1,907,000 | $ 381,000 | $ 158,000 |
| Northampton County Pennsylvania | 5 | $ 819,000 | $ 163,000 | $ 81,000 |
| Westmoreland County Pennsylvania | 5 | $ 746,000 | $ 149,000 | $ 82,000 |
| Rutherford County Tennessee | 5 | $ 1,225,000 | $ 245,000 | $ 77,000 |
| Hanover County Virginia | 5 | $ 1,009,000 | $ 201,000 | $ 109,000 |
| Shenandoah County Virginia | 5 | $ 931,000 | $ 186,000 | $ 68,000 |
| Lee County Alabama | 4 | $ 884,000 | $ 221,000 | $ 63,000 |
| Tuscaloosa County Alabama | 4 | $ 981,000 | $ 245,000 | $ 81,000 |
| Orange County California | 4 | $ 1,307,000 | $ 326,000 | $ 80,000 |
| Citrus County Florida | 4 | $ 929,000 | $ 232,000 | $ 103,000 |
| Flagler County Florida | 4 | $ 754,000 | $ 188,000 | $ 76,000 |
| Leon County Florida | 4 | $ 1,276,000 | $ 319,000 | $ 102,000 |
| Sarasota County Florida | 4 | $ 739,000 | $ 184,000 | $ 69,000 |
| Clarke County Georgia | 4 | $ 455,000 | $ 113,000 | $ 65,000 |
| Coweta County Georgia | 4 | $ 781,000 | $ 195,000 | $ 78,000 |
| Fayette County Georgia | 4 | $ 497,000 | $ 124,000 | $ 42,000 |
| Greene County Georgia | 4 | $ 1,055,000 | $ 263,000 | $ 129,000 |
| Muscogee County Georgia | 4 | $ 715,000 | $ 178,000 | $ 73,000 |
| Kane County Illinois | 4 | $ 870,000 | $ 217,000 | $ 115,000 |
| Cecil County Maryland | 4 | $ 796,000 | $ 199,000 | $ 65,000 |
| Wicomico County Maryland | 4 | $ 736,000 | $ 184,000 | $ 79,000 |
| Worcester County Maryland | 4 | $ 933,000 | $ 233,000 | $ 189,000 |
| Buncombe County North Carolina | 4 | $ 1,189,000 | $ 297,000 | $ 65,000 |
| Cleveland County North Carolina | 4 | $ 884,000 | $ 221,000 | $ 62,000 |
| Iredell County North Carolina | 4 | $ 1,147,000 | $ 286,000 | $ 95,000 |
| Randolph County North Carolina | 4 | $ 830,000 | $ 207,000 | $ 124,000 |
| Watauga County North Carolina | 4 | $ 715,000 | $ 178,000 | $ 68,000 |
| Wayne County North Carolina | 4 | $ 863,000 | $ 215,000 | $ 66,000 |
| Wilkes County North Carolina | 4 | $ 530,000 | $ 132,000 | $ 43,000 |
| Ashtabula County Ohio | 4 | $ 590,000 | $ 147,000 | $ 94,000 |
| Carroll County Ohio | 4 | $ 286,000 | $ 71,000 | $ 73,000 |
| Hardin County Ohio | 4 | $ 464,000 | $ 116,000 | $ 43,000 |
| Lawrence County Ohio | 4 | $ 637,000 | $ 159,000 | $ 49,000 |
| Miami County Ohio | 4 | $ 842,000 | $ 210,000 | $ 91,000 |
| Morrow County Ohio | 4 | $ 707,000 | $ 176,000 | $ 71,000 |
| Scioto County Ohio | 4 | $ 665,000 | $ 166,000 | $ 77,000 |
| Lebanon County Pennsylvania | 4 | $ 672,000 | $ 168,000 | $ 85,000 |
| Dickson County Tennessee | 4 | $ 644,000 | $ 161,000 | $ 113,000 |
| Albemarle County Virginia | 4 | $ 1,189,000 | $ 297,000 | $ 171,000 |
| Colonial Heights County Virginia | 4 | $ 383,000 | $ 95,000 | $ 50,000 |
| Culpeper County Virginia | 4 | $ 879,000 | $ 219,000 | $ 58,000 |
| Roanoke County Virginia | 4 | $ 761,000 | $ 190,000 | $ 57,000 |
| Roanoke City County Virginia | 4 | $ 518,000 | $ 129,000 | $ 63,000 |
| Rockingham County Virginia | 4 | $ 707,000 | $ 176,000 | $ 81,000 |
| Suffolk County Virginia | 4 | $ 802,000 | $ 200,000 | $ 65,000 |
| Houston County Alabama | 3 | $ 391,000 | $ 130,000 | $ 61,000 |
| Monroe County Alabama | 3 | $ 221,000 | $ 73,000 | $ 48,000 |
| Shelby County Alabama | 3 | $ 589,000 | $ 196,000 | $ 93,000 |
| Contra Costa County California | 3 | $ 1,065,000 | $ 355,000 | $ 123,000 |
| Eagle County Colorado | 3 | $ 1,223,000 | $ 407,000 | $ 121,000 |
| Mesa County Colorado | 3 | $ 790,000 | $ 263,000 | $ 189,000 |
| Charlotte County Florida | 3 | $ 423,000 | $ 141,000 | $ 58,000 |
| Indian River County Florida | 3 | $ 457,000 | $ 152,000 | $ 61,000 |
| Nassau County Florida | 3 | $ 538,000 | $ 179,000 | $ 88,000 |
| Barrow County Georgia | 3 | $ 436,000 | $ 145,000 | $ 53,000 |
| Butts County Georgia | 3 | $ 619,000 | $ 206,000 | $ 120,000 |
| Harris County Georgia | 3 | $ 733,000 | $ 244,000 | $ 64,000 |
| Lee County Georgia | 3 | $ 515,000 | $ 171,000 | $ 49,000 |
| Long County Georgia | 3 | $ 479,000 | $ 159,000 | $ 13,000 |
| Richmond County Georgia | 3 | $ 549,000 | $ 183,000 | $ 83,000 |
| DeKalb County Illinois | 3 | $ 683,000 | $ 227,000 | $ 65,000 |
| Boone County Indiana | 3 | $ 762,000 | $ 254,000 | $ 139,000 |
| Hancock County Indiana | 3 | $ 511,000 | $ 170,000 | $ 73,000 |
| Jasper County Indiana | 3 | $ 457,000 | $ 152,000 | $ 76,000 |
| Johnson County Indiana | 3 | $ 460,000 | $ 153,000 | $ 75,000 |
| LaPorte County Indiana | 3 | $ 498,000 | $ 166,000 | $ 51,000 |
| Campbell County Kentucky | 3 | $ 414,000 | $ 138,000 | $ 87,000 |
| Oldham County Kentucky | 3 | $ 654,000 | $ 218,000 | $ 70,000 |
| Jefferson County Louisiana | 3 | $ 854,000 | $ 284,000 | $ 120,000 |
| Hunterdon County New Jersey | 3 | $ 1,467,000 | $ 489,000 | $ 167,000 |
| Sussex County New Jersey | 3 | $ 969,000 | $ 323,000 | $ 100,000 |
| Warren County New Jersey | 3 | $ 945,000 | $ 315,000 | $ 136,000 |
| Cherokee County North Carolina | 3 | $ 594,000 | $ 198,000 | $ 71,000 |
| Davidson County North Carolina | 3 | $ 414,000 | $ 138,000 | $ 36,000 |
| Hoke County North Carolina | 3 | $ 513,000 | $ 171,000 | $ 31,000 |
| Richmond County North Carolina | 3 | $ 383,000 | $ 127,000 | $ 36,000 |
| Rockingham County North Carolina | 3 | $ 293,000 | $ 97,000 | $ 71,000 |
| Ashland County Ohio | 3 | $ 429,000 | $ 143,000 | $ 79,000 |
| Geauga County Ohio | 3 | $ 594,000 | $ 198,000 | $ 84,000 |
| Greene County Ohio | 3 | $ 568,000 | $ 189,000 | $ 95,000 |
| Huron County Ohio | 3 | $ 408,000 | $ 136,000 | $ 60,000 |
| Knox County Ohio | 3 | $ 553,000 | $ 184,000 | $ 67,000 |
| Putnam County Ohio | 3 | $ 428,000 | $ 142,000 | $ 51,000 |
| Ross County Ohio | 3 | $ 284,000 | $ 94,000 | $ 31,000 |
| Trumbull County Ohio | 3 | $ 590,000 | $ 196,000 | $ 94,000 |
| Carbon County Pennsylvania | 3 | $ 397,000 | $ 132,000 | $ 54,000 |
| Columbia County Pennsylvania | 3 | $ 452,000 | $ 150,000 | $ 63,000 |
| Dauphin County Pennsylvania | 3 | $ 547,000 | $ 182,000 | $ 129,000 |
| Lackawanna County Pennsylvania | 3 | $ 360,000 | $ 120,000 | $ 55,000 |
| Charleston County South Carolina | 3 | $ 1,196,000 | $ 398,000 | $ 153,000 |
| Hamilton County Tennessee | 3 | $ 599,000 | $ 199,000 | $ 78,000 |
| Knox County Tennessee | 3 | $ 659,000 | $ 219,000 | $ 82,000 |
| Sullivan County Tennessee | 3 | $ 593,000 | $ 197,000 | $ 94,000 |
| Williamson County Tennessee | 3 | $ 712,000 | $ 237,000 | $ 82,000 |
| Wilson County Tennessee | 3 | $ 577,000 | $ 192,000 | $ 71,000 |
| Clarke County Virginia | 3 | $ 1,105,000 | $ 368,000 | $ 55,000 |
| Fairfax City County Virginia | 3 | $ 795,000 | $ 265,000 | $ 60,000 |
| Gloucester County Virginia | 3 | $ 542,000 | $ 180,000 | $ 81,000 |
| Hampton County Virginia | 3 | $ 533,000 | $ 177,000 | $ 41,000 |
| Lynchburg County Virginia | 3 | $ 447,000 | $ 149,000 | $ 60,000 |
| Orange County Virginia | 3 | $ 657,000 | $ 219,000 | $ 126,000 |
| Portsmouth County Virginia | 3 | $ 737,000 | $ 245,000 | $ 82,000 |
| Winchester County Virginia | 3 | $ 559,000 | $ 186,000 | $ 54,000 |
| Calhoun County Alabama | 2 | $ 271,000 | $ 135,000 | $ 92,000 |
| Elmore County Alabama | 2 | $ 687,000 | $ 343,000 | $ 95,000 |
| Jackson County Alabama | 2 | $ 299,000 | $ 149,000 | $ 60,000 |
| Montgomery County Alabama | 2 | $ 341,000 | $ 170,000 | $ 150,000 |
| Sacramento County California | 2 | $ 441,000 | $ 220,000 | $ 53,000 |
| San Francisco County California | 2 | $ 750,000 | $ 375,000 | $ 93,000 |
| San Joaquin County California | 2 | $ 581,000 | $ 290,000 | $ 73,000 |
| Ventura County California | 2 | $ 589,000 | $ 294,000 | $ 65,000 |
| Broomfield County Colorado | 2 | $ 418,000 | $ 209,000 | $ 86,000 |
| Garfield County Colorado | 2 | $ 556,000 | $ 278,000 | $ 105,000 |
| Pueblo County Colorado | 2 | $ 672,000 | $ 336,000 | $ 125,000 |
| Highlands County Florida | 2 | $ 273,000 | $ 136,000 | $ 79,000 |
| Monroe County Florida | 2 | $ 634,000 | $ 317,000 | $ 21,000 |
| Okeechobee County Florida | 2 | $ 468,000 | $ 234,000 | $ 82,000 |
| Bibb County Georgia | 2 | $ 440,000 | $ 220,000 | $ 51,000 |
| Bryan County Georgia | 2 | $ 442,000 | $ 221,000 | $ 50,000 |
| Catoosa County Georgia | 2 | $ 338,000 | $ 169,000 | $ 76,000 |
| Colquitt County Georgia | 2 | $ 347,000 | $ 173,000 | $ 74,000 |
| Columbia County Georgia | 2 | $ 321,000 | $ 160,000 | $ 33,000 |
| Crisp County Georgia | 2 | $ 529,000 | $ 264,000 | $ 129,000 |
| Effingham County Georgia | 2 | $ 322,000 | $ 161,000 | $ 78,000 |
| Glynn County Georgia | 2 | $ 601,000 | $ 300,000 | $ 65,000 |
| Houston County Georgia | 2 | $ 387,000 | $ 193,000 | $ 47,000 |
| Liberty County Georgia | 2 | $ 331,000 | $ 165,000 | $ 31,000 |
| Morgan County Georgia | 2 | $ 432,000 | $ 216,000 | $ 87,000 |
| Toombs County Georgia | 2 | $ 345,000 | $ 172,000 | $ 75,000 |
| Union County Georgia | 2 | $ 509,000 | $ 254,000 | $ 55,000 |
| Champaign County Illinois | 2 | $ 376,000 | $ 188,000 | $ 60,000 |
| Jersey County Illinois | 2 | $ 349,000 | $ 174,000 | $ 0 |
| LaSalle County Illinois | 2 | $ 371,000 | $ 185,000 | $ 71,000 |
| McLean County Illinois | 2 | $ 259,000 | $ 129,000 | $ 68,000 |
| Monroe County Illinois | 2 | $ 272,000 | $ 136,000 | $ 63,000 |
| Sangamon County Illinois | 2 | $ 420,000 | $ 210,000 | $ 85,000 |
| Tazewell County Illinois | 2 | $ 498,000 | $ 249,000 | $ 125,000 |
| Winnebago County Illinois | 2 | $ 296,000 | $ 148,000 | $ 134,000 |
| Bartholomew County Indiana | 2 | $ 331,000 | $ 165,000 | $ 129,000 |
| DeKalb County Indiana | 2 | $ 356,000 | $ 178,000 | $ 56,000 |
| Elkhart County Indiana | 2 | $ 468,000 | $ 234,000 | $ 87,000 |
| Floyd County Indiana | 2 | $ 352,000 | $ 176,000 | $ 53,000 |
| Franklin County Indiana | 2 | $ 371,000 | $ 185,000 | $ 65,000 |
| Henry County Indiana | 2 | $ 178,000 | $ 89,000 | $ 37,000 |
| Monroe County Indiana | 2 | $ 265,000 | $ 132,000 | $ 43,000 |
| Newton County Indiana | 2 | $ 319,000 | $ 159,000 | $ 107,000 |
| Putnam County Indiana | 2 | $ 231,000 | $ 115,000 | $ 39,000 |
| Tippecanoe County Indiana | 2 | $ 206,000 | $ 103,000 | $ 54,000 |
| Boone County Kentucky | 2 | $ 275,000 | $ 137,000 | $ 57,000 |
| East Baton Rouge County Louisiana | 2 | $ 277,000 | $ 138,000 | $ 41,000 |
| Tangipahoa County Louisiana | 2 | $ 329,000 | $ 164,000 | $ 88,000 |
| Somerset County Maryland | 2 | $ 329,000 | $ 164,000 | $ 15,000 |
| Talbot County Maryland | 2 | $ 354,000 | $ 177,000 | $ 63,000 |
| Cumberland County New Jersey | 2 | $ 362,000 | $ 181,000 | $ 45,000 |
| Carteret County North Carolina | 2 | $ 1,012,000 | $ 506,000 | $ 244,000 |
| Catawba County North Carolina | 2 | $ 433,000 | $ 216,000 | $ 80,000 |
| Columbus County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Duplin County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 94,000 |
| Henderson County North Carolina | 2 | $ 627,000 | $ 313,000 | $ 113,000 |
| Lenoir County North Carolina | 2 | $ 261,000 | $ 130,000 | $ 58,000 |
| Lincoln County North Carolina | 2 | $ 725,000 | $ 362,000 | $ 135,000 |
| Madison County North Carolina | 2 | $ 408,000 | $ 204,000 | $ 97,000 |
| Martin County North Carolina | 2 | $ 142,000 | $ 71,000 | $ 35,000 |
| Nash County North Carolina | 2 | $ 544,000 | $ 272,000 | $ 102,000 |
| Onslow County North Carolina | 2 | $ 427,000 | $ 213,000 | $ 77,000 |
| Pender County North Carolina | 2 | $ 322,000 | $ 161,000 | $ 63,000 |
| Person County North Carolina | 2 | $ 615,000 | $ 307,000 | $ 241,000 |
| Polk County North Carolina | 2 | $ 533,000 | $ 266,000 | $ 68,000 |
| Rutherford County North Carolina | 2 | $ 318,000 | $ 159,000 | $ 93,000 |
| Stanly County North Carolina | 2 | $ 517,000 | $ 258,000 | $ 41,000 |
| Warren County North Carolina | 2 | $ 503,000 | $ 251,000 | $ 72,000 |
| Yancey County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 39,000 |
| Clark County Ohio | 2 | $ 415,000 | $ 207,000 | $ 43,000 |
| Fayette County Ohio | 2 | $ 374,000 | $ 187,000 | $ 71,000 |
| Fulton County Ohio | 2 | $ 779,000 | $ 389,000 | $ 419,000 |
| Jackson County Ohio | 2 | $ 317,000 | $ 158,000 | $ 50,000 |
| Mercer County Ohio | 2 | $ 282,000 | $ 141,000 | $ 77,000 |
| Ottawa County Ohio | 2 | $ 570,000 | $ 285,000 | $ 156,000 |
| Richland County Ohio | 2 | $ 170,000 | $ 85,000 | $ 40,000 |
| Van Wert County Ohio | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| Williams County Ohio | 2 | $ 494,000 | $ 247,000 | $ 59,000 |
| Adams County Pennsylvania | 2 | $ 1,090,000 | $ 545,000 | $ 156,000 |
| Beaver County Pennsylvania | 2 | $ 385,000 | $ 192,000 | $ 114,000 |
| Bedford County Pennsylvania | 2 | $ 323,000 | $ 161,000 | $ 65,000 |
| Bradford County Pennsylvania | 2 | $ 674,000 | $ 337,000 | $ 27,000 |
| Fayette County Pennsylvania | 2 | $ 234,000 | $ 117,000 | $ 58,000 |
| Luzerne County Pennsylvania | 2 | $ 355,000 | $ 177,000 | $ 68,000 |
| Perry County Pennsylvania | 2 | $ 358,000 | $ 179,000 | $ 66,000 |
| Richland County South Carolina | 2 | $ 437,000 | $ 218,000 | $ 70,000 |
| Greene County Tennessee | 2 | $ 559,000 | $ 279,000 | $ 144,000 |
| Hamblen County Tennessee | 2 | $ 273,000 | $ 136,000 | $ 102,000 |
| Overton County Tennessee | 2 | $ 269,000 | $ 134,000 | $ 36,000 |
| Sevier County Tennessee | 2 | $ 416,000 | $ 208,000 | $ 88,000 |
| Sumner County Tennessee | 2 | $ 438,000 | $ 219,000 | $ 20,000 |
| Warren County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 122,000 |
| Washington County Tennessee | 2 | $ 331,000 | $ 165,000 | $ 82,000 |
| Bexar County Texas | 2 | $ 278,000 | $ 139,000 | $ 49,000 |
| Collin County Texas | 2 | $ 644,000 | $ 322,000 | $ 216,000 |
| Bedford County Virginia | 2 | $ 440,000 | $ 220,000 | $ 74,000 |
| Campbell County Virginia | 2 | $ 261,000 | $ 130,000 | $ 50,000 |
| Floyd County Virginia | 2 | $ 530,000 | $ 265,000 | $ 161,000 |
| Fluvanna County Virginia | 2 | $ 336,000 | $ 168,000 | $ 60,000 |
| Franklin County Virginia | 2 | $ 443,000 | $ 221,000 | $ 76,000 |
| King George County Virginia | 2 | $ 577,000 | $ 288,000 | $ 92,000 |
| Lexington County Virginia | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| Newport News County Virginia | 2 | $ 522,000 | $ 261,000 | $ 79,000 |
| Westmoreland County Virginia | 2 | $ 311,000 | $ 155,000 | $ 71,000 |
| Berkeley County West Virginia | 2 | $ 402,000 | $ 201,000 | $ 97,000 |
| Blount County Alabama | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Cherokee County Alabama | 1 | $ 237,000 | $ 237,000 | $ 31,000 |
| Choctaw County Alabama | 1 | $ 208,000 | $ 208,000 | $ 94,000 |
| Cleburne County Alabama | 1 | $ 210,000 | $ 210,000 | $ 81,000 |
| Colbert County Alabama | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Dale County Alabama | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| Dallas County Alabama | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Escambia County Alabama | 1 | $ 159,000 | $ 159,000 | $ 41,000 |
| Etowah County Alabama | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Lauderdale County Alabama | 1 | $ 160,000 | $ 160,000 | $ 128,000 |
| Lawrence County Alabama | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Walker County Alabama | 1 | $ 65,000 | $ 65,000 | $ 11,000 |
| Winston County Alabama | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Butte County California | 1 | $ 144,000 | $ 144,000 | $ 26,000 |
| Monterey County California | 1 | $ 340,000 | $ 340,000 | $ 70,000 |
| San Benito County California | 1 | $ 360,000 | $ 360,000 | $ 80,000 |
| San Mateo County California | 1 | $ 677,000 | $ 677,000 | $ 132,000 |
| Santa Cruz County California | 1 | $ 547,000 | $ 547,000 | $ 100,000 |
| Solano County California | 1 | $ 226,000 | $ 226,000 | $ 40,000 |
| Sonoma County California | 1 | $ 316,000 | $ 316,000 | $ 85,000 |
| Tulare County California | 1 | $ 210,000 | $ 210,000 | $ 114,000 |
| Yolo County California | 1 | $ 245,000 | $ 245,000 | $ 23,000 |
| Alamosa County Colorado | 1 | $ 126,000 | $ 126,000 | $ 40,000 |
| Chaffee County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Grand County Colorado | 1 | $ 213,000 | $ 213,000 | $ 61,000 |
| Las Animas County Colorado | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Montezuma County Colorado | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Montrose County Colorado | 1 | $ 184,000 | $ 184,000 | $ 134,000 |
| Summit County Colorado | 1 | $ 167,000 | $ 167,000 | $ 54,000 |
| New Castle County Delaware | 1 | $ 417,000 | $ 417,000 | $ 208,000 |
| Baker County Florida | 1 | $ 198,000 | $ 198,000 | $ 100,000 |
| Bay County Florida | 1 | $ 238,000 | $ 238,000 | $ 200,000 |
| Gilchrist County Florida | 1 | $ 325,000 | $ 325,000 | $ 151,000 |
| Martin County Florida | 1 | $ 150,000 | $ 150,000 | $ 35,000 |
| Putnam County Florida | 1 | $ 159,000 | $ 159,000 | $ 75,000 |
| Santa Rosa County Florida | 1 | $ 253,000 | $ 253,000 | $ 100,000 |
| Bacon County Georgia | 1 | $ 136,000 | $ 136,000 | $ 120,000 |
| Baldwin County Georgia | 1 | $ 131,000 | $ 131,000 | $ 57,000 |
| Banks County Georgia | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 253,000 | $ 253,000 | $ 72,000 |
| Calhoun County Georgia | 1 | $ 137,000 | $ 137,000 | $ 104,000 |
| Camden County Georgia | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Carroll County Georgia | 1 | $ 84,000 | $ 84,000 | $ 46,000 |
| Dade County Georgia | 1 | $ 127,000 | $ 127,000 | $ 65,000 |
| Dougherty County Georgia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Emanuel County Georgia | 1 | $ 300,000 | $ 300,000 | $ 113,000 |
| Gilmer County Georgia | 1 | $ 156,000 | $ 156,000 | $ 61,000 |
| Habersham County Georgia | 1 | $ 253,000 | $ 253,000 | $ 63,000 |
| Haralson County Georgia | 1 | $ 194,000 | $ 194,000 | $ 133,000 |
| Jeff Davis County Georgia | 1 | $ 92,000 | $ 92,000 | $ 24,000 |
| Jefferson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Madison County Georgia | 1 | $ 149,000 | $ 149,000 | $ 65,000 |
| Monroe County Georgia | 1 | $ 199,000 | $ 199,000 | $ 105,000 |
| Peach County Georgia | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Putnam County Georgia | 1 | $ 234,000 | $ 234,000 | $ 85,000 |
| Troup County Georgia | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| Upson County Georgia | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Boone County Illinois | 1 | $ 270,000 | $ 270,000 | $ 135,000 |
| Franklin County Illinois | 1 | $ 131,000 | $ 131,000 | $ 27,000 |
| Grundy County Illinois | 1 | $ 188,000 | $ 188,000 | $ 120,000 |
| Kankakee County Illinois | 1 | $ 223,000 | $ 223,000 | $ 120,000 |
| Macon County Illinois | 1 | $ 151,000 | $ 151,000 | $ 77,000 |
| Macoupin County Illinois | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Madison County Illinois | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Menard County Illinois | 1 | $ 227,000 | $ 227,000 | $ 208,000 |
| Rock Island County Illinois | 1 | $ 176,000 | $ 176,000 | $ 65,000 |
| Schuyler County Illinois | 1 | $ 163,000 | $ 163,000 | $ 43,000 |
| St. Clair County Illinois | 1 | $ 292,000 | $ 292,000 | $ 136,000 |
| Vermilion County Illinois | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| Brown County Indiana | 1 | $ 250,000 | $ 250,000 | $ 58,000 |
| Clark County Indiana | 1 | $ 190,000 | $ 190,000 | $ 46,000 |
| Delaware County Indiana | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Dubois County Indiana | 1 | $ 250,000 | $ 250,000 | $ 68,000 |
| Harrison County Indiana | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Howard County Indiana | 1 | $ 188,000 | $ 188,000 | $ 305,000 |
| Knox County Indiana | 1 | $ 109,000 | $ 109,000 | $ 69,000 |
| Kosciusko County Indiana | 1 | $ 198,000 | $ 198,000 | $ 123,000 |
| Morgan County Indiana | 1 | $ 164,000 | $ 164,000 | $ 95,000 |
| Pike County Indiana | 1 | $ 232,000 | $ 232,000 | $ 58,000 |
| St. Joseph County Indiana | 1 | $ 192,000 | $ 192,000 | $ 68,000 |
| Starke County Indiana | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Steuben County Indiana | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Sullivan County Indiana | 1 | $ 46,000 | $ 46,000 | $ 40,000 |
| Vanderburgh County Indiana | 1 | $ 317,000 | $ 317,000 | $ 129,000 |
| Warrick County Indiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Washington County Indiana | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Whitley County Indiana | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Allen County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Clark County Kentucky | 1 | $ 188,000 | $ 188,000 | $ 85,000 |
| Henry County Kentucky | 1 | $ 287,000 | $ 287,000 | $ 101,000 |
| Hopkins County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 67,000 |
| Knox County Kentucky | 1 | $ 151,000 | $ 151,000 | $ 31,000 |
| Nelson County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 103,000 |
| Pulaski County Kentucky | 1 | $ 159,000 | $ 159,000 | $ 80,000 |
| Shelby County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 100,000 |
| Trigg County Kentucky | 1 | $ 167,000 | $ 167,000 | $ 54,000 |
| Ascension County Louisiana | 1 | $ 239,000 | $ 239,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Lower, Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,969 | $701,045,000 | $236,000 | $1,227,000 | $91,000 | $2,004,000 |
| Home Purchase | 2,643 | $561,817,000 | $212,000 | $1,975,000 | $79,000 | $895,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,314 | $731,710,000 | $220,000 | $1,227,000 | $92,000 | $2,004,000 |
| Hispanic | 1,095 | $246,393,000 | $225,000 | $636,000 | $59,000 | $420,000 |
| Black or African American | 575 | $123,511,000 | $214,000 | $696,000 | $76,000 | $314,000 |
| Not Provided | 419 | $98,317,000 | $234,000 | $708,000 | $101,000 | $1,650,000 |
| Asian | 176 | $54,558,000 | $309,000 | $1,975,000 | $118,000 | $895,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $5,236,000 | $261,000 | $595,000 | $103,000 | $300,000 |
| American Indian or Alaskan Native | 13 | $3,137,000 | $241,000 | $405,000 | $93,000 | $253,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,842 | $673,335,000 | $236,000 | $1,975,000 | $110,000 | $2,004,000 |
| FHA-insured (Federal Housing Administration) | 1,924 | $377,200,000 | $196,000 | $701,000 | $57,000 | $415,000 |
| VA-guaranteed (Veterans Administration) | 782 | $203,099,000 | $259,000 | $1,227,000 | $71,000 | $426,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 64 | $9,228,000 | $144,000 | $285,000 | $49,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,257 | $738,266,000 | $226,000 | $1,975,000 | $83,000 | $895,000 |
| Application Withdrawn By Applicant | 1,512 | $341,813,000 | $226,000 | $1,227,000 | $93,000 | $2,004,000 |
| Application Denied By Financial Institution | 626 | $131,169,000 | $209,000 | $1,058,000 | $82,000 | $1,920,000 |
| File Closed For Incompleteness | 190 | $45,597,000 | $239,000 | $942,000 | $92,000 | $549,000 |
| Application Approved But Not Accepted | 27 | $6,017,000 | $222,000 | $417,000 | $84,000 | $314,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 248 | $54,294,000 | $218,000 | $696,000 | $91,000 | $664,000 |
| Debt-To-Income Ratio | 119 | $24,433,000 | $205,000 | $1,058,000 | $55,000 | $249,000 |
| Collateral | 104 | $20,828,000 | $200,000 | $515,000 | $99,000 | $1,920,000 |
| Credit History | 87 | $18,335,000 | $210,000 | $634,000 | $86,000 | $426,000 |
| Other | 20 | $3,376,000 | $168,000 | $528,000 | $62,000 | $180,000 |
| Unverifiable Information | 15 | $3,192,000 | $212,000 | $481,000 | $60,000 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,846,000 | $203,000 | $377,000 | $71,000 | $191,000 |
| Employment History | 10 | $1,897,000 | $189,000 | $417,000 | $48,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lower, Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lower, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.