Homestreet Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Homestreet Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestreet Bank 601 Union Street 2000 Two Union Square Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,995 |
| Total Mortgage Loan Application Amount | $3,986,785,000 |
| Average Mortgage Loan Application Amount | $837,666 |
| Highest Mortgage Loan Application Amount | $48,005,000 |
| Average Applicant Income | $135,500 |
| Highest Applicant Income | $4,410,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,172 | $ 661,910,000 | $ 564,000 | $ 210,000 |
| Pierce County Washington | 578 | $ 265,910,000 | $ 460,000 | $ 148,000 |
| Clark County Washington | 369 | $ 229,795,000 | $ 622,000 | $ 209,000 |
| Los Angeles County California | 321 | $ 801,715,000 | $ 2,497,000 | $ 161,000 |
| Snohomish County Washington | 290 | $ 95,670,000 | $ 329,000 | $ 153,000 |
| Multnomah County Oregon | 198 | $ 118,640,000 | $ 599,000 | $ 115,000 |
| Thurston County Washington | 137 | $ 47,275,000 | $ 345,000 | $ 126,000 |
| Spokane County Washington | 127 | $ 60,305,000 | $ 474,000 | $ 108,000 |
| Kitsap County Washington | 124 | $ 43,570,000 | $ 351,000 | $ 157,000 |
| Clackamas County Oregon | 114 | $ 56,250,000 | $ 493,000 | $ 163,000 |
| Honolulu County Hawaii | 104 | $ 33,190,000 | $ 319,000 | $ 136,000 |
| San Diego County California | 99 | $ 65,695,000 | $ 663,000 | $ 232,000 |
| Washington County Oregon | 63 | $ 94,445,000 | $ 1,499,000 | $ 138,000 |
| Riverside County California | 62 | $ 49,880,000 | $ 804,000 | $ 189,000 |
| Maricopa County Arizona | 60 | $ 96,920,000 | $ 1,615,000 | $ 166,000 |
| San Bernardino County California | 56 | $ 90,050,000 | $ 1,608,000 | $ 136,000 |
| Chelan County Washington | 53 | $ 46,635,000 | $ 879,000 | $ 328,000 |
| Umatilla County Oregon | 46 | $ 11,580,000 | $ 251,000 | $ 104,000 |
| Benton County Washington | 45 | $ 9,925,000 | $ 220,000 | $ 104,000 |
| Orange County California | 44 | $ 144,240,000 | $ 3,278,000 | $ 259,000 |
| Cowlitz County Washington | 44 | $ 20,740,000 | $ 471,000 | $ 133,000 |
| Hawaii County Hawaii | 40 | $ 10,090,000 | $ 252,000 | $ 113,000 |
| Marion County Oregon | 39 | $ 7,545,000 | $ 193,000 | $ 111,000 |
| Grays Harbor County Washington | 32 | $ 7,860,000 | $ 245,000 | $ 126,000 |
| Maui County Hawaii | 28 | $ 9,000,000 | $ 321,000 | $ 173,000 |
| Mason County Washington | 28 | $ 8,150,000 | $ 291,000 | $ 163,000 |
| Skagit County Washington | 26 | $ 5,190,000 | $ 199,000 | $ 130,000 |
| Yakima County Washington | 25 | $ 4,925,000 | $ 197,000 | $ 130,000 |
| Island County Washington | 22 | $ 9,570,000 | $ 435,000 | $ 198,000 |
| Alameda County California | 21 | $ 47,295,000 | $ 2,252,000 | $ 261,000 |
| Klickitat County Washington | 21 | $ 4,945,000 | $ 235,000 | $ 74,000 |
| Sacramento County California | 20 | $ 15,510,000 | $ 775,000 | $ 100,000 |
| Deschutes County Oregon | 20 | $ 10,540,000 | $ 527,000 | $ 239,000 |
| Kittitas County Washington | 20 | $ 10,510,000 | $ 525,000 | $ 238,000 |
| Whatcom County Washington | 19 | $ 6,125,000 | $ 322,000 | $ 157,000 |
| Lane County Oregon | 18 | $ 6,440,000 | $ 357,000 | $ 158,000 |
| Yamhill County Oregon | 18 | $ 17,460,000 | $ 970,000 | $ 99,000 |
| Kern County California | 16 | $ 61,680,000 | $ 3,855,000 | $ 106,000 |
| Polk County Oregon | 16 | $ 7,760,000 | $ 485,000 | $ 99,000 |
| Lewis County Washington | 16 | $ 4,980,000 | $ 311,000 | $ 111,000 |
| Kootenai County Idaho | 15 | $ 61,955,000 | $ 4,130,000 | $ 217,000 |
| Franklin County Washington | 15 | $ 2,485,000 | $ 165,000 | $ 72,000 |
| Douglas County Washington | 13 | $ 5,965,000 | $ 458,000 | $ 208,000 |
| Skamania County Washington | 13 | $ 3,105,000 | $ 238,000 | $ 99,000 |
| Ventura County California | 12 | $ 31,390,000 | $ 2,615,000 | $ 158,000 |
| Santa Clara County California | 11 | $ 19,305,000 | $ 1,755,000 | $ 213,000 |
| Jackson County Oregon | 11 | $ 56,685,000 | $ 5,153,000 | $ 111,000 |
| San Joaquin County California | 10 | $ 2,150,000 | $ 215,000 | $ 139,000 |
| Solano County California | 10 | $ 1,770,000 | $ 177,000 | $ 131,000 |
| Jefferson County Washington | 10 | $ 3,520,000 | $ 352,000 | $ 113,000 |
| San Juan County Washington | 10 | $ 4,500,000 | $ 450,000 | $ 138,000 |
| Contra Costa County California | 9 | $ 4,235,000 | $ 470,000 | $ 206,000 |
| Canyon County Idaho | 9 | $ 20,195,000 | $ 2,243,000 | $ 235,000 |
| Morrow County Oregon | 9 | $ 1,845,000 | $ 205,000 | $ 92,000 |
| San Luis Obispo County California | 8 | $ 3,980,000 | $ 497,000 | $ 260,000 |
| Ada County Idaho | 8 | $ 4,370,000 | $ 546,000 | $ 265,000 |
| Lincoln County Oregon | 8 | $ 17,920,000 | $ 2,240,000 | $ 141,000 |
| Pinal County Arizona | 7 | $ 2,055,000 | $ 293,000 | $ 164,000 |
| Kauai County Hawaii | 7 | $ 1,945,000 | $ 277,000 | $ 109,000 |
| Columbia County Oregon | 7 | $ 775,000 | $ 110,000 | $ 114,000 |
| Curry County Oregon | 7 | $ 2,125,000 | $ 303,000 | $ 47,000 |
| Jefferson County Oregon | 7 | $ 1,715,000 | $ 245,000 | $ 113,000 |
| Stevens County Washington | 7 | $ 2,365,000 | $ 337,000 | $ 106,000 |
| Walla Walla County Washington | 7 | $ 955,000 | $ 136,000 | $ 130,000 |
| Fresno County California | 6 | $ 3,710,000 | $ 618,000 | $ 356,000 |
| Marin County California | 6 | $ 16,750,000 | $ 2,791,000 | $ 300,000 |
| Sonoma County California | 6 | $ 21,430,000 | $ 3,571,000 | $ 128,000 |
| Clark County Nevada | 6 | $ 2,190,000 | $ 365,000 | $ 144,000 |
| Coos County Oregon | 6 | $ 2,730,000 | $ 455,000 | $ 196,000 |
| Clallam County Washington | 6 | $ 2,850,000 | $ 475,000 | $ 128,000 |
| Columbia County Washington | 6 | $ 840,000 | $ 140,000 | $ 66,000 |
| Pima County Arizona | 5 | $ 645,000 | $ 129,000 | $ 135,000 |
| Yuma County Arizona | 5 | $ 685,000 | $ 137,000 | $ 95,000 |
| Napa County California | 5 | $ 2,025,000 | $ 405,000 | $ 197,000 |
| San Francisco County California | 5 | $ 9,715,000 | $ 1,943,000 | $ 276,000 |
| Santa Barbara County California | 5 | $ 5,095,000 | $ 1,019,000 | $ 295,000 |
| Linn County Oregon | 5 | $ 845,000 | $ 169,000 | $ 65,000 |
| Placer County California | 4 | $ 1,200,000 | $ 300,000 | $ 136,000 |
| Denver County Colorado | 4 | $ 15,530,000 | $ 3,882,000 | $ 606,000 |
| Bonner County Idaho | 4 | $ 2,390,000 | $ 597,000 | $ 212,000 |
| Washington County Idaho | 4 | $ 390,000 | $ 97,000 | $ 66,000 |
| Okanogan County Washington | 4 | $ 1,060,000 | $ 265,000 | $ 82,000 |
| Pacific County Washington | 4 | $ 1,050,000 | $ 262,000 | $ 116,000 |
| Mohave County Arizona | 3 | $ 715,000 | $ 238,000 | $ 53,000 |
| Monterey County California | 3 | $ 2,785,000 | $ 928,000 | $ 301,000 |
| San Mateo County California | 3 | $ 4,065,000 | $ 1,355,000 | $ 230,000 |
| Hood River County Oregon | 3 | $ 955,000 | $ 318,000 | $ 88,000 |
| Malheur County Oregon | 3 | $ 355,000 | $ 118,000 | $ 46,000 |
| Tillamook County Oregon | 3 | $ 1,455,000 | $ 485,000 | $ 195,000 |
| Lubbock County Texas | 3 | $ 38,505,000 | $ 12,835,000 | $ 0 |
| Weber County Utah | 3 | $ 33,065,000 | $ 11,021,000 | $ 0 |
| Pend Oreille County Washington | 3 | $ 725,000 | $ 241,000 | $ 144,000 |
| Anchorage County Alaska | 2 | $ 620,000 | $ 310,000 | $ 137,000 |
| Navajo County Arizona | 2 | $ 940,000 | $ 470,000 | $ 643,000 |
| Butte County California | 2 | $ 240,000 | $ 120,000 | $ 116,000 |
| Calaveras County California | 2 | $ 470,000 | $ 235,000 | $ 155,000 |
| Madera County California | 2 | $ 440,000 | $ 220,000 | $ 95,000 |
| Santa Cruz County California | 2 | $ 730,000 | $ 365,000 | $ 236,000 |
| Tulare County California | 2 | $ 90,000 | $ 45,000 | $ 59,000 |
| El Paso County Colorado | 2 | $ 24,770,000 | $ 12,385,000 | $ 0 |
| Weld County Colorado | 2 | $ 12,410,000 | $ 6,205,000 | $ 0 |
| Nez Perce County Idaho | 2 | $ 250,000 | $ 125,000 | $ 39,000 |
| Valley County Idaho | 2 | $ 360,000 | $ 180,000 | $ 214,000 |
| Washoe County Nevada | 2 | $ 25,250,000 | $ 12,625,000 | $ 0 |
| Benton County Oregon | 2 | $ 590,000 | $ 295,000 | $ 103,000 |
| Clatsop County Oregon | 2 | $ 4,800,000 | $ 2,400,000 | $ 238,000 |
| Crook County Oregon | 2 | $ 850,000 | $ 425,000 | $ 49,000 |
| Douglas County Oregon | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| Josephine County Oregon | 2 | $ 1,710,000 | $ 855,000 | $ 64,000 |
| Klamath County Oregon | 2 | $ 200,000 | $ 100,000 | $ 55,000 |
| Lake County Oregon | 2 | $ 430,000 | $ 215,000 | $ 37,000 |
| Dallas County Texas | 2 | $ 13,010,000 | $ 6,505,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 5,630,000 | $ 2,815,000 | $ 0 |
| Montgomery County Texas | 2 | $ 33,810,000 | $ 16,905,000 | $ 0 |
| Travis County Texas | 2 | $ 8,780,000 | $ 4,390,000 | $ 0 |
| Cache County Utah | 2 | $ 5,510,000 | $ 2,755,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 9,110,000 | $ 4,555,000 | $ 0 |
| Utah County Utah | 2 | $ 19,830,000 | $ 9,915,000 | $ 0 |
| Grant County Washington | 2 | $ 600,000 | $ 300,000 | $ 179,000 |
| Lincoln County Washington | 2 | $ 430,000 | $ 215,000 | $ 105,000 |
| Whitman County Washington | 2 | $ 660,000 | $ 330,000 | $ 93,000 |
| Matanuska-Susitna County Alaska | 1 | $ 345,000 | $ 345,000 | $ 66,000 |
| Yavapai County Arizona | 1 | $ 295,000 | $ 295,000 | $ 249,000 |
| Humboldt County California | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Imperial County California | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Nevada County California | 1 | $ 155,000 | $ 155,000 | $ 178,000 |
| Plumas County California | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Siskiyou County California | 1 | $ 315,000 | $ 315,000 | $ 61,000 |
| Yolo County California | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Arapahoe County Colorado | 1 | $ 225,000 | $ 225,000 | $ 291,000 |
| Archuleta County Colorado | 1 | $ 545,000 | $ 545,000 | $ 100,000 |
| Boulder County Colorado | 1 | $ 255,000 | $ 255,000 | $ 195,000 |
| Douglas County Colorado | 1 | $ 675,000 | $ 675,000 | $ 197,000 |
| Jefferson County Colorado | 1 | $ 1,215,000 | $ 1,215,000 | $ 411,000 |
| Boise County Idaho | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Elmore County Idaho | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Latah County Idaho | 1 | $ 485,000 | $ 485,000 | $ 198,000 |
| Lewis County Idaho | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 7,505,000 | $ 7,505,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 174,000 |
| Nye County Nevada | 1 | $ 265,000 | $ 265,000 | $ 195,000 |
| Baker County Oregon | 1 | $ 405,000 | $ 405,000 | $ 114,000 |
| Gilliam County Oregon | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Grant County Oregon | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Sherman County Oregon | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Wasco County Oregon | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Bexar County Texas | 1 | $ 3,805,000 | $ 3,805,000 | $ 0 |
| Brazoria County Texas | 1 | $ 8,125,000 | $ 8,125,000 | $ 0 |
| Brazos County Texas | 1 | $ 4,205,000 | $ 4,205,000 | $ 0 |
| Galveston County Texas | 1 | $ 9,605,000 | $ 9,605,000 | $ 0 |
| Nueces County Texas | 1 | $ 31,505,000 | $ 31,505,000 | $ 0 |
| Iron County Utah | 1 | $ 295,000 | $ 295,000 | $ 64,000 |
| Washington County Utah | 1 | $ 505,000 | $ 505,000 | $ 127,000 |
| Laramie County Wyoming | 1 | $ 10,505,000 | $ 10,505,000 | $ 0 |
Mortgage Loan Application Detail Totals for Homestreet Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,816 | $1,649,410,000 | $908,000 | $28,505,000 | $188,000 | $1,576,000 |
| Cash-out Refinancing | 992 | $311,170,000 | $313,000 | $1,815,000 | $154,000 | $1,394,000 |
| Home Improvement | 880 | $181,890,000 | $206,000 | $1,405,000 | $178,000 | $4,410,000 |
| Other Purpose | 755 | $149,285,000 | $197,000 | $1,005,000 | $156,000 | $1,715,000 |
| Refinancing | 523 | $1,690,045,000 | $3,231,000 | $48,005,000 | $137,000 | $565,000 |
| Not Applicable | 29 | $4,985,000 | $171,000 | $545,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,717 | $1,035,195,000 | $381,000 | $2,775,000 | $171,000 | $3,078,000 |
| Not Provided | 876 | $387,910,000 | $442,000 | $2,505,000 | $201,000 | $4,410,000 |
| Asian | 402 | $168,460,000 | $419,000 | $2,225,000 | $174,000 | $1,011,000 |
| Hispanic | 332 | $98,180,000 | $295,000 | $1,485,000 | $123,000 | $661,000 |
| Not applicable | 325 | $2,191,585,000 | $6,743,000 | $48,005,000 | $0 | $0 |
| Black or African American | 164 | $51,370,000 | $313,000 | $1,505,000 | $130,000 | $681,000 |
| Native Hawaiian or Other Pacific Islander | 103 | $29,935,000 | $290,000 | $1,305,000 | $105,000 | $500,000 |
| American Indian or Alaskan Native | 31 | $8,805,000 | $284,000 | $975,000 | $140,000 | $323,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,555 | $3,828,905,000 | $840,000 | $48,005,000 | $176,000 | $4,410,000 |
| FHA-insured (Federal Housing Administration) | 296 | $96,610,000 | $326,000 | $895,000 | $98,000 | $500,000 |
| VA-guaranteed (Veterans Administration) | 136 | $59,430,000 | $436,000 | $2,645,000 | $122,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,840,000 | $230,000 | $455,000 | $94,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,607 | $3,387,745,000 | $939,000 | $48,005,000 | $178,000 | $1,715,000 |
| Application Withdrawn By Applicant | 603 | $291,375,000 | $483,000 | $24,205,000 | $166,000 | $4,410,000 |
| Application Denied By Financial Institution | 573 | $232,775,000 | $406,000 | $19,805,000 | $128,000 | $3,078,000 |
| File Closed For Incompleteness | 108 | $37,970,000 | $351,000 | $2,285,000 | $174,000 | $646,000 |
| Loan Purchased By The Institution | 55 | $13,135,000 | $238,000 | $705,000 | $0 | $0 |
| Application Approved But Not Accepted | 49 | $23,785,000 | $485,000 | $3,875,000 | $143,000 | $762,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,422 | $3,754,010,000 | $848,000 | $48,005,000 | $176,000 | $4,410,000 |
| Credit History | 202 | $35,020,000 | $173,000 | $1,205,000 | $146,000 | $3,078,000 |
| Debt-To-Income Ratio | 185 | $78,065,000 | $421,000 | $19,805,000 | $86,000 | $671,000 |
| Credit Application Incomplete | 69 | $24,545,000 | $355,000 | $1,325,000 | $156,000 | $1,021,000 |
| Collateral | 57 | $55,515,000 | $973,000 | $11,005,000 | $145,000 | $670,000 |
| Other | 32 | $17,180,000 | $536,000 | $5,825,000 | $213,000 | $700,000 |
| Unverifiable Information | 17 | $19,465,000 | $1,145,000 | $7,535,000 | $70,000 | $196,000 |
| Employment History | 8 | $1,840,000 | $230,000 | $505,000 | $73,000 | $188,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,145,000 | $381,000 | $625,000 | $141,000 | $201,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestreet Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.