Hometown Lenders, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Hometown Lenders, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hometown Lenders, Inc. 310 The Bridge Street, 4Th Floor Suite A Huntsville, AL 35806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2006 2005 |
| Total Number of Mortgage Applications | 3,630 |
| Total Mortgage Loan Application Amount | $551,986,000 |
| Average Mortgage Loan Application Amount | $150,666 |
| Highest Mortgage Loan Application Amount | $864,000 |
| Average Applicant Income | $68,666 |
| Highest Applicant Income | $2,524,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Hometown Lenders, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hometown Lenders, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Hometown Lenders, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hometown Lenders, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Hometown Lenders, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hometown Lenders, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 490 | $ 77,355,000 | $ 157,000 | $ 73,000 |
| Jefferson County Alabama | 191 | $ 29,249,000 | $ 153,000 | $ 67,000 |
| Morgan County Alabama | 112 | $ 15,902,000 | $ 141,000 | $ 67,000 |
| Houston County Alabama | 109 | $ 14,827,000 | $ 136,000 | $ 56,000 |
| Limestone County Alabama | 106 | $ 19,439,000 | $ 183,000 | $ 81,000 |
| Ross County Ohio | 105 | $ 12,548,000 | $ 119,000 | $ 52,000 |
| Shelby County Alabama | 96 | $ 17,149,000 | $ 178,000 | $ 81,000 |
| Montgomery County Alabama | 93 | $ 15,201,000 | $ 163,000 | $ 71,000 |
| Lucas County Ohio | 74 | $ 9,138,000 | $ 123,000 | $ 50,000 |
| Marshall County Alabama | 69 | $ 9,831,000 | $ 142,000 | $ 64,000 |
| Clermont County Ohio | 69 | $ 8,432,000 | $ 122,000 | $ 48,000 |
| St. Clair County Alabama | 66 | $ 10,492,000 | $ 158,000 | $ 68,000 |
| Mobile County Alabama | 63 | $ 8,959,000 | $ 142,000 | $ 62,000 |
| Flagler County Florida | 63 | $ 10,906,000 | $ 173,000 | $ 78,000 |
| Elmore County Alabama | 61 | $ 9,662,000 | $ 158,000 | $ 71,000 |
| Hamilton County Tennessee | 55 | $ 9,970,000 | $ 181,000 | $ 72,000 |
| Harris County Texas | 53 | $ 9,005,000 | $ 169,000 | $ 74,000 |
| Pike County Ohio | 52 | $ 6,119,000 | $ 117,000 | $ 56,000 |
| Walker County Alabama | 50 | $ 6,877,000 | $ 137,000 | $ 61,000 |
| Dale County Alabama | 48 | $ 5,704,000 | $ 118,000 | $ 65,000 |
| Anderson County South Carolina | 44 | $ 6,764,000 | $ 153,000 | $ 77,000 |
| Polk County Florida | 42 | $ 6,718,000 | $ 159,000 | $ 66,000 |
| Tuscaloosa County Alabama | 38 | $ 5,992,000 | $ 157,000 | $ 62,000 |
| Orange County Florida | 37 | $ 6,937,000 | $ 187,000 | $ 59,000 |
| Wood County Ohio | 36 | $ 5,376,000 | $ 149,000 | $ 56,000 |
| Blount County Alabama | 35 | $ 5,117,000 | $ 146,000 | $ 65,000 |
| Monroe County Michigan | 35 | $ 5,386,000 | $ 153,000 | $ 59,000 |
| Autauga County Alabama | 33 | $ 5,370,000 | $ 162,000 | $ 68,000 |
| Knox County Tennessee | 33 | $ 3,931,000 | $ 119,000 | $ 51,000 |
| Jackson County Ohio | 32 | $ 3,182,000 | $ 99,000 | $ 51,000 |
| Lee County Alabama | 31 | $ 5,557,000 | $ 179,000 | $ 61,000 |
| Cullman County Alabama | 28 | $ 4,012,000 | $ 143,000 | $ 57,000 |
| Lawrence County Alabama | 27 | $ 3,303,000 | $ 122,000 | $ 67,000 |
| Greenville County South Carolina | 27 | $ 4,617,000 | $ 171,000 | $ 62,000 |
| Lincoln County Tennessee | 27 | $ 3,787,000 | $ 140,000 | $ 60,000 |
| Lauderdale County Alabama | 24 | $ 3,123,000 | $ 130,000 | $ 69,000 |
| Marion County Alabama | 24 | $ 2,437,000 | $ 101,000 | $ 28,000 |
| Davidson County Tennessee | 22 | $ 4,308,000 | $ 195,000 | $ 71,000 |
| Vanderburgh County Indiana | 21 | $ 2,583,000 | $ 123,000 | $ 49,000 |
| Henry County Alabama | 20 | $ 2,792,000 | $ 139,000 | $ 74,000 |
| Jackson County Alabama | 20 | $ 1,860,000 | $ 93,000 | $ 53,000 |
| Washington County Tennessee | 19 | $ 3,660,000 | $ 192,000 | $ 68,000 |
| Geneva County Alabama | 18 | $ 2,364,000 | $ 131,000 | $ 66,000 |
| Franklin County Ohio | 18 | $ 2,871,000 | $ 159,000 | $ 64,000 |
| Brown County Ohio | 17 | $ 1,997,000 | $ 117,000 | $ 45,000 |
| Baldwin County Alabama | 16 | $ 2,533,000 | $ 158,000 | $ 70,000 |
| DeKalb County Alabama | 16 | $ 2,193,000 | $ 137,000 | $ 57,000 |
| Talladega County Alabama | 16 | $ 1,908,000 | $ 119,000 | $ 49,000 |
| Volusia County Florida | 16 | $ 2,826,000 | $ 176,000 | $ 61,000 |
| Charleston County South Carolina | 16 | $ 4,216,000 | $ 263,000 | $ 77,000 |
| Seminole County Florida | 14 | $ 2,873,000 | $ 205,000 | $ 78,000 |
| Gibson County Indiana | 14 | $ 1,536,000 | $ 109,000 | $ 47,000 |
| Scioto County Ohio | 14 | $ 2,173,000 | $ 155,000 | $ 103,000 |
| Colbert County Alabama | 13 | $ 2,189,000 | $ 168,000 | $ 60,000 |
| Franklin County Alabama | 13 | $ 1,187,000 | $ 91,000 | $ 51,000 |
| Montgomery County Tennessee | 13 | $ 2,377,000 | $ 182,000 | $ 38,000 |
| Calhoun County Alabama | 12 | $ 1,275,000 | $ 106,000 | $ 54,000 |
| Jackson County Indiana | 12 | $ 1,361,000 | $ 113,000 | $ 46,000 |
| Washington County Indiana | 12 | $ 1,386,000 | $ 115,000 | $ 67,000 |
| Sandusky County Ohio | 12 | $ 1,418,000 | $ 118,000 | $ 61,000 |
| Vinton County Ohio | 12 | $ 1,047,000 | $ 87,000 | $ 50,000 |
| Fayette County Alabama | 11 | $ 1,160,000 | $ 105,000 | $ 49,000 |
| Lamar County Alabama | 11 | $ 1,493,000 | $ 135,000 | $ 58,000 |
| Warrick County Indiana | 11 | $ 1,563,000 | $ 142,000 | $ 53,000 |
| Chilton County Alabama | 10 | $ 1,435,000 | $ 143,000 | $ 71,000 |
| Fulton County Ohio | 10 | $ 1,515,000 | $ 151,000 | $ 41,000 |
| Hamilton County Ohio | 10 | $ 1,028,000 | $ 102,000 | $ 50,000 |
| Fort Bend County Texas | 10 | $ 1,968,000 | $ 196,000 | $ 63,000 |
| Randall County Texas | 10 | $ 1,327,000 | $ 132,000 | $ 60,000 |
| Giles County Tennessee | 9 | $ 1,028,000 | $ 114,000 | $ 53,000 |
| Sullivan County Tennessee | 9 | $ 1,533,000 | $ 170,000 | $ 56,000 |
| Etowah County Alabama | 8 | $ 974,000 | $ 121,000 | $ 48,000 |
| Highland County Ohio | 8 | $ 776,000 | $ 97,000 | $ 41,000 |
| Lake County Ohio | 8 | $ 1,185,000 | $ 148,000 | $ 69,000 |
| Bradley County Tennessee | 8 | $ 1,179,000 | $ 147,000 | $ 46,000 |
| Roane County Tennessee | 8 | $ 1,100,000 | $ 137,000 | $ 49,000 |
| Dallas County Texas | 8 | $ 1,886,000 | $ 235,000 | $ 12,000 |
| Potter County Texas | 8 | $ 871,000 | $ 108,000 | $ 40,000 |
| Bibb County Alabama | 7 | $ 793,000 | $ 113,000 | $ 56,000 |
| Bay County Florida | 7 | $ 1,039,000 | $ 148,000 | $ 83,000 |
| Osceola County Florida | 7 | $ 1,031,000 | $ 147,000 | $ 69,000 |
| Clark County Indiana | 7 | $ 848,000 | $ 121,000 | $ 47,000 |
| Lenawee County Michigan | 7 | $ 1,238,000 | $ 176,000 | $ 47,000 |
| Erie County Ohio | 7 | $ 1,027,000 | $ 146,000 | $ 61,000 |
| Fairfield County Ohio | 7 | $ 1,064,000 | $ 152,000 | $ 58,000 |
| Lawrence County Tennessee | 7 | $ 695,000 | $ 99,000 | $ 46,000 |
| Wilson County Tennessee | 7 | $ 1,468,000 | $ 209,000 | $ 70,000 |
| Brazoria County Texas | 7 | $ 1,698,000 | $ 242,000 | $ 89,000 |
| Tarrant County Texas | 7 | $ 1,164,000 | $ 166,000 | $ 34,000 |
| Brevard County Florida | 6 | $ 1,506,000 | $ 251,000 | $ 29,000 |
| Pickaway County Ohio | 6 | $ 789,000 | $ 131,000 | $ 51,000 |
| Oconee County South Carolina | 6 | $ 835,000 | $ 139,000 | $ 76,000 |
| Monroe County Tennessee | 6 | $ 761,000 | $ 126,000 | $ 44,000 |
| Rutherford County Tennessee | 6 | $ 1,254,000 | $ 209,000 | $ 88,000 |
| Barbour County Alabama | 5 | $ 781,000 | $ 156,000 | $ 57,000 |
| Covington County Alabama | 5 | $ 713,000 | $ 142,000 | $ 63,000 |
| Pickens County Alabama | 5 | $ 374,000 | $ 74,000 | $ 20,000 |
| Tallapoosa County Alabama | 5 | $ 1,411,000 | $ 282,000 | $ 130,000 |
| Winston County Alabama | 5 | $ 730,000 | $ 146,000 | $ 69,000 |
| Adams County Colorado | 5 | $ 1,435,000 | $ 287,000 | $ 71,000 |
| Douglas County Colorado | 5 | $ 1,677,000 | $ 335,000 | $ 87,000 |
| Jefferson County Colorado | 5 | $ 891,000 | $ 178,000 | $ 62,000 |
| Lake County Florida | 5 | $ 942,000 | $ 188,000 | $ 78,000 |
| Cook County Illinois | 5 | $ 1,287,000 | $ 257,000 | $ 82,000 |
| Jefferson County Kentucky | 5 | $ 880,000 | $ 176,000 | $ 70,000 |
| Wayne County Michigan | 5 | $ 857,000 | $ 171,000 | $ 70,000 |
| Spartanburg County South Carolina | 5 | $ 541,000 | $ 108,000 | $ 28,000 |
| Anderson County Tennessee | 5 | $ 612,000 | $ 122,000 | $ 53,000 |
| Coffee County Tennessee | 5 | $ 539,000 | $ 107,000 | $ 42,000 |
| Greene County Tennessee | 5 | $ 641,000 | $ 128,000 | $ 51,000 |
| Bexar County Texas | 5 | $ 1,451,000 | $ 290,000 | $ 11,000 |
| Collin County Texas | 5 | $ 1,198,000 | $ 239,000 | $ 545,000 |
| Coffee County Alabama | 4 | $ 397,000 | $ 99,000 | $ 47,000 |
| Hale County Alabama | 4 | $ 424,000 | $ 106,000 | $ 46,000 |
| Denver County Colorado | 4 | $ 1,221,000 | $ 305,000 | $ 73,000 |
| Marion County Florida | 4 | $ 667,000 | $ 166,000 | $ 50,000 |
| Floyd County Indiana | 4 | $ 558,000 | $ 139,000 | $ 68,000 |
| Lake County Indiana | 4 | $ 545,000 | $ 136,000 | $ 43,000 |
| Marion County Indiana | 4 | $ 400,000 | $ 100,000 | $ 77,000 |
| Posey County Indiana | 4 | $ 553,000 | $ 138,000 | $ 79,000 |
| Calcasieu County Louisiana | 4 | $ 406,000 | $ 101,000 | $ 52,000 |
| Butler County Ohio | 4 | $ 825,000 | $ 206,000 | $ 73,000 |
| Cuyahoga County Ohio | 4 | $ 429,000 | $ 107,000 | $ 59,000 |
| Hancock County Ohio | 4 | $ 770,000 | $ 192,000 | $ 73,000 |
| Pickens County South Carolina | 4 | $ 446,000 | $ 111,000 | $ 46,000 |
| Marion County Tennessee | 4 | $ 464,000 | $ 116,000 | $ 60,000 |
| Galveston County Texas | 4 | $ 564,000 | $ 141,000 | $ 56,000 |
| Montgomery County Texas | 4 | $ 551,000 | $ 137,000 | $ 41,000 |
| Butler County Alabama | 3 | $ 437,000 | $ 145,000 | $ 64,000 |
| Washington County Alabama | 3 | $ 264,000 | $ 88,000 | $ 46,000 |
| Arapahoe County Colorado | 3 | $ 744,000 | $ 248,000 | $ 47,000 |
| Hillsborough County Florida | 3 | $ 700,000 | $ 233,000 | $ 56,000 |
| Miami-Dade County Florida | 3 | $ 954,000 | $ 318,000 | $ 103,000 |
| St. Johns County Florida | 3 | $ 561,000 | $ 187,000 | $ 26,000 |
| Walton County Florida | 3 | $ 1,176,000 | $ 392,000 | $ 268,000 |
| Will County Illinois | 3 | $ 719,000 | $ 239,000 | $ 111,000 |
| Harrison County Indiana | 3 | $ 352,000 | $ 117,000 | $ 39,000 |
| Porter County Indiana | 3 | $ 343,000 | $ 114,000 | $ 29,000 |
| Scott County Indiana | 3 | $ 287,000 | $ 95,000 | $ 32,000 |
| Kenton County Kentucky | 3 | $ 547,000 | $ 182,000 | $ 50,000 |
| Adams County Ohio | 3 | $ 346,000 | $ 115,000 | $ 56,000 |
| Fayette County Ohio | 3 | $ 352,000 | $ 117,000 | $ 52,000 |
| Ottawa County Ohio | 3 | $ 320,000 | $ 106,000 | $ 62,000 |
| Warren County Ohio | 3 | $ 424,000 | $ 141,000 | $ 53,000 |
| Bledsoe County Tennessee | 3 | $ 412,000 | $ 137,000 | $ 69,000 |
| Blount County Tennessee | 3 | $ 504,000 | $ 168,000 | $ 30,000 |
| Loudon County Tennessee | 3 | $ 609,000 | $ 203,000 | $ 99,000 |
| McMinn County Tennessee | 3 | $ 891,000 | $ 297,000 | $ 80,000 |
| Sequatchie County Tennessee | 3 | $ 492,000 | $ 164,000 | $ 57,000 |
| Sevier County Tennessee | 3 | $ 383,000 | $ 127,000 | $ 83,000 |
| Sumner County Tennessee | 3 | $ 468,000 | $ 156,000 | $ 89,000 |
| Williamson County Tennessee | 3 | $ 981,000 | $ 327,000 | $ 120,000 |
| Bell County Texas | 3 | $ 517,000 | $ 172,000 | $ 38,000 |
| Denton County Texas | 3 | $ 836,000 | $ 278,000 | $ 43,000 |
| Dallas County Alabama | 2 | $ 219,000 | $ 109,000 | $ 76,000 |
| Lowndes County Alabama | 2 | $ 291,000 | $ 145,000 | $ 50,000 |
| Marengo County Alabama | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| Pike County Alabama | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Russell County Alabama | 2 | $ 121,000 | $ 60,000 | $ 41,000 |
| Broward County Florida | 2 | $ 743,000 | $ 371,000 | $ 0 |
| Collier County Florida | 2 | $ 769,000 | $ 384,000 | $ 32,000 |
| Duval County Florida | 2 | $ 425,000 | $ 212,000 | $ 28,000 |
| Jackson County Florida | 2 | $ 487,000 | $ 243,000 | $ 75,000 |
| Okaloosa County Florida | 2 | $ 349,000 | $ 174,000 | $ 66,000 |
| Hendricks County Indiana | 2 | $ 339,000 | $ 169,000 | $ 69,000 |
| Spencer County Indiana | 2 | $ 209,000 | $ 104,000 | $ 40,000 |
| St. Joseph County Indiana | 2 | $ 289,000 | $ 144,000 | $ 83,000 |
| Vigo County Indiana | 2 | $ 175,000 | $ 87,000 | $ 94,000 |
| Wells County Indiana | 2 | $ 172,000 | $ 86,000 | $ 87,000 |
| Carteret County North Carolina | 2 | $ 404,000 | $ 202,000 | $ 94,000 |
| Cumberland County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 45,000 |
| Davie County North Carolina | 2 | $ 1,407,000 | $ 703,000 | $ 240,000 |
| Guilford County North Carolina | 2 | $ 188,000 | $ 94,000 | $ 38,000 |
| Clinton County Ohio | 2 | $ 126,000 | $ 63,000 | $ 34,000 |
| Licking County Ohio | 2 | $ 340,000 | $ 170,000 | $ 81,000 |
| Madison County Ohio | 2 | $ 266,000 | $ 133,000 | $ 44,000 |
| Seneca County Ohio | 2 | $ 183,000 | $ 91,000 | $ 59,000 |
| York County South Carolina | 2 | $ 173,000 | $ 86,000 | $ 27,000 |
| Carter County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Cumberland County Tennessee | 2 | $ 149,000 | $ 74,000 | $ 87,000 |
| Franklin County Tennessee | 2 | $ 257,000 | $ 128,000 | $ 52,000 |
| Hawkins County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 83,000 |
| Jefferson County Tennessee | 2 | $ 268,000 | $ 134,000 | $ 29,000 |
| Johnson County Tennessee | 2 | $ 285,000 | $ 142,000 | $ 34,000 |
| Guadalupe County Texas | 2 | $ 716,000 | $ 358,000 | $ 37,000 |
| Virginia Beach County Virginia | 2 | $ 504,000 | $ 252,000 | $ 12,000 |
| Bullock County Alabama | 1 | $ 64,000 | $ 64,000 | $ 25,000 |
| Chambers County Alabama | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| Cleburne County Alabama | 1 | $ 70,000 | $ 70,000 | $ 16,000 |
| Coosa County Alabama | 1 | $ 214,000 | $ 214,000 | $ 113,000 |
| Crenshaw County Alabama | 1 | $ 218,000 | $ 218,000 | $ 105,000 |
| Escambia County Alabama | 1 | $ 82,000 | $ 82,000 | $ 22,000 |
| Macon County Alabama | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Randolph County Alabama | 1 | $ 66,000 | $ 66,000 | $ 22,000 |
| Elbert County Colorado | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Pueblo County Colorado | 1 | $ 386,000 | $ 386,000 | $ 0 |
| Weld County Colorado | 1 | $ 405,000 | $ 405,000 | $ 32,000 |
| Clay County Florida | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Gulf County Florida | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| Indian River County Florida | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Manatee County Florida | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Nassau County Florida | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Palm Beach County Florida | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Pasco County Florida | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Pinellas County Florida | 1 | $ 262,000 | $ 262,000 | $ 70,000 |
| Santa Rosa County Florida | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Sarasota County Florida | 1 | $ 203,000 | $ 203,000 | $ 48,000 |
| Washington County Florida | 1 | $ 167,000 | $ 167,000 | $ 131,000 |
| Adams County Indiana | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Allen County Indiana | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Bartholomew County Indiana | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Clay County Indiana | 1 | $ 69,000 | $ 69,000 | $ 23,000 |
| Crawford County Indiana | 1 | $ 84,000 | $ 84,000 | $ 63,000 |
| DeKalb County Indiana | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Elkhart County Indiana | 1 | $ 133,000 | $ 133,000 | $ 64,000 |
| Fayette County Indiana | 1 | $ 104,000 | $ 104,000 | $ 21,000 |
| Greene County Indiana | 1 | $ 92,000 | $ 92,000 | $ 72,000 |
| Howard County Indiana | 1 | $ 62,000 | $ 62,000 | $ 26,000 |
| Johnson County Indiana | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Madison County Indiana | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Perry County Indiana | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Tippecanoe County Indiana | 1 | $ 86,000 | $ 86,000 | $ 51,000 |
| Tipton County Indiana | 1 | $ 66,000 | $ 66,000 | $ 40,000 |
| Wabash County Indiana | 1 | $ 91,000 | $ 91,000 | $ 40,000 |
| Wayne County Indiana | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Boone County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 50,000 |
| Breckinridge County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 93,000 |
| Daviess County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Ouachita County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Burke County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Caldwell County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 27,000 |
| Catawba County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Chatham County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 38,000 |
| Johnston County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 71,000 |
| Mecklenburg County North Carolina | 1 | $ 372,000 | $ 372,000 | $ 117,000 |
| New Hanover County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 62,000 |
| Rowan County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 60,000 |
| Ashland County Ohio | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Athens County Ohio | 1 | $ 137,000 | $ 137,000 | $ 53,000 |
| Clark County Ohio | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
| Crawford County Ohio | 1 | $ 98,000 | $ 98,000 | $ 91,000 |
| Gallia County Ohio | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Geauga County Ohio | 1 | $ 192,000 | $ 192,000 | $ 56,000 |
| Guernsey County Ohio | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Henry County Ohio | 1 | $ 72,000 | $ 72,000 | $ 23,000 |
| Hocking County Ohio | 1 | $ 179,000 | $ 179,000 | $ 79,000 |
| Huron County Ohio | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Montgomery County Ohio | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
| Portage County Ohio | 1 | $ 190,000 | $ 190,000 | $ 76,000 |
| Putnam County Ohio | 1 | $ 148,000 | $ 148,000 | $ 83,000 |
| Richland County Ohio | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Stark County Ohio | 1 | $ 54,000 | $ 54,000 | $ 21,000 |
| Summit County Ohio | 1 | $ 107,000 | $ 107,000 | $ 18,000 |
| Union County Ohio | 1 | $ 269,000 | $ 269,000 | $ 135,000 |
| Williams County Ohio | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Berkeley County South Carolina | 1 | $ 189,000 | $ 189,000 | $ 39,000 |
| Laurens County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Lexington County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Richland County South Carolina | 1 | $ 352,000 | $ 352,000 | $ 89,000 |
| Campbell County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Cheatham County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| Grundy County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Hardin County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Marshall County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 33,000 |
| Maury County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 36,000 |
| Meigs County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Moore County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 16,000 |
| Putnam County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 25,000 |
| Shelby County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 53,000 |
| Union County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 15,000 |
| Wayne County Tennessee | 1 | $ 268,000 | $ 268,000 | $ 117,000 |
| White County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 24,000 |
| Bosque County Texas | 1 | $ 136,000 | $ 136,000 | $ 59,000 |
| Gray County Texas | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Hill County Texas | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Johnson County Texas | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Newton County Texas | 1 | $ 103,000 | $ 103,000 | $ 37,000 |
| Nueces County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Parker County Texas | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Travis County Texas | 1 | $ 212,000 | $ 212,000 | $ 73,000 |
| Victoria County Texas | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Caroline County Virginia | 1 | $ 367,000 | $ 367,000 | $ 70,000 |
| Charles City County Virginia | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Chesterfield County Virginia | 1 | $ 157,000 | $ 157,000 | $ 61,000 |
| Fairfax County Virginia | 1 | $ 477,000 | $ 477,000 | $ 54,000 |
| Frederick County Virginia | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Henrico County Virginia | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
| Prince William County Virginia | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Suffolk County Virginia | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 110,000 | $ 110,000 | $ 30,000 |
| Wood County West Virginia | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Hometown Lenders, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,049 | $295,605,000 | $144,000 | $864,000 | $59,000 | $638,000 |
| Refinancing | 1,567 | $254,328,000 | $162,000 | $707,000 | $71,000 | $2,524,000 |
| Home Improvement | 14 | $2,053,000 | $146,000 | $280,000 | $76,000 | $143,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,054 | $460,828,000 | $150,000 | $864,000 | $66,000 | $2,524,000 |
| Black or African American | 339 | $53,111,000 | $156,000 | $504,000 | $58,000 | $281,000 |
| Hispanic | 110 | $17,747,000 | $161,000 | $438,000 | $50,000 | $199,000 |
| Not Provided | 82 | $12,874,000 | $157,000 | $565,000 | $49,000 | $188,000 |
| Asian | 32 | $5,734,000 | $179,000 | $372,000 | $71,000 | $185,000 |
| American Indian or Alaskan Native | 8 | $1,142,000 | $142,000 | $278,000 | $56,000 | $98,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $417,000 | $104,000 | $155,000 | $67,000 | $90,000 |
| Not applicable | 1 | $133,000 | $133,000 | $133,000 | $67,000 | $67,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,808 | $244,196,000 | $135,000 | $377,000 | $55,000 | $432,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,025 | $171,360,000 | $167,000 | $707,000 | $82,000 | $638,000 |
| VA-guaranteed (Veterans Administration) | 522 | $104,730,000 | $200,000 | $864,000 | $73,000 | $2,524,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 275 | $31,700,000 | $115,000 | $304,000 | $42,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,490 | $377,514,000 | $151,000 | $864,000 | $66,000 | $638,000 |
| Application Withdrawn By Applicant | 554 | $88,515,000 | $159,000 | $690,000 | $66,000 | $2,524,000 |
| Application Denied By Financial Institution | 533 | $78,691,000 | $147,000 | $707,000 | $57,000 | $240,000 |
| File Closed For Incompleteness | 45 | $6,285,000 | $139,000 | $299,000 | $49,000 | $120,000 |
| Application Approved But Not Accepted | 8 | $981,000 | $122,000 | $160,000 | $46,000 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 25 | $3,469,000 | $138,000 | $367,000 | $69,000 | $239,000 |
| Credit History | 24 | $2,831,000 | $117,000 | $219,000 | $48,000 | $120,000 |
| Unverifiable Information | 15 | $2,151,000 | $143,000 | $223,000 | $43,000 | $178,000 |
| Collateral | 14 | $1,503,000 | $107,000 | $174,000 | $51,000 | $95,000 |
| Debt-To-Income Ratio | 13 | $1,549,000 | $119,000 | $253,000 | $45,000 | $95,000 |
| Credit Application Incomplete | 6 | $837,000 | $139,000 | $213,000 | $51,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $422,000 | $105,000 | $147,000 | $47,000 | $59,000 |
| Employment History | 3 | $335,000 | $111,000 | $173,000 | $42,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hometown Lenders, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hometown Lenders, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.